$CIZN
Citizens Holding Co

2014 Q4 Form 10-Q Financial Statement

#000119312514406073 Filed on November 10, 2014

View on sec.gov

Income Statement

Concept 2014 Q4 2014 Q3 2013 Q3
Revenue $7.830M $8.079M
YoY Change -3.08% -2.38%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization
YoY Change
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $758.7K $825.7K
YoY Change -8.11% -40.9%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $2.110M $2.483M $2.506M
YoY Change -21.85% -0.95% 26.38%
Income Tax $450.0K $584.5K $497.0K
% Of Pretax Income 21.33% 23.54% 19.83%
Net Earnings $1.660M $1.898M $2.009M
YoY Change -21.7% -5.54% 23.35%
Net Earnings / Revenue 24.24% 24.87%
Basic Earnings Per Share $0.39 $0.41
Diluted Earnings Per Share $340.9K $0.39 $0.41
COMMON SHARES
Basic Shares Outstanding 4.878M shares 4.870M shares 4.870M shares
Diluted Shares Outstanding 4.871M shares 4.870M shares

Balance Sheet

Concept 2014 Q4 2014 Q3 2013 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $22.41M $19.11M $19.09M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $19.24M $19.49M $18.82M
YoY Change 3.31% 3.54% -3.42%
Goodwill
YoY Change
Intangibles $3.150M $3.150M $3.150M
YoY Change 0.0% 0.0% 0.0%
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $921.1M $889.9M $871.6M
YoY Change 5.5% 2.1% 2.79%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $200.0K $200.0K $200.0K
YoY Change 0.0% 0.0% -50.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $114.4M $82.30M $89.60M
YoY Change 4.09% -8.15% 35.55%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $200.0K $200.0K $200.0K
YoY Change 0.0% 0.0% -50.0%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $8.500M $9.000M $8.900M
YoY Change -1.16% 1.12% 17.11%
Total Long-Term Liabilities $8.500M $9.000M $8.900M
YoY Change -1.16% 1.12% 17.11%
TOTAL LIABILITIES
Total Short-Term Liabilities $200.0K $200.0K $200.0K
Total Long-Term Liabilities $8.500M $9.000M $8.900M
Total Liabilities $839.2M $810.3M $802.8M
YoY Change 4.02% 0.93% 5.7%
SHAREHOLDERS EQUITY
Retained Earnings $85.90M $85.36M $81.74M
YoY Change 3.75% 4.43% 3.13%
Common Stock $4.837M $4.803M $4.722M
YoY Change 2.44% 1.7% 2.81%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $81.86M $79.59M $68.78M
YoY Change
Total Liabilities & Shareholders Equity $921.1M $889.9M $871.6M
YoY Change 5.5% 2.1% 2.79%

Cashflow Statement

Concept 2014 Q4 2014 Q3 2013 Q3
OPERATING ACTIVITIES
Net Income $1.660M $1.898M $2.009M
YoY Change -21.7% -5.54% 23.35%
Depreciation, Depletion And Amortization
YoY Change
Cash From Operating Activities $2.440M $3.400M $2.280M
YoY Change -5.79% 49.12% -21.38%
INVESTING ACTIVITIES
Capital Expenditures -$70.00K -$90.00K -$160.0K
YoY Change -12.5% -43.75% 300.0%
Acquisitions
YoY Change
Other Investing Activities -$27.37M -$4.730M -$10.69M
YoY Change 210.67% -55.75% -62.4%
Cash From Investing Activities -$27.43M -$4.810M -$10.85M
YoY Change 208.9% -55.67% -61.89%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 28.29M -1.610M 8.080M
YoY Change 773.15% -119.93% 507.52%
NET CHANGE
Cash From Operating Activities 2.440M 3.400M 2.280M
Cash From Investing Activities -27.43M -4.810M -10.85M
Cash From Financing Activities 28.29M -1.610M 8.080M
Net Change In Cash 3.300M -3.020M -490.0K
YoY Change -208.2% 516.33% -97.98%
FREE CASH FLOW
Cash From Operating Activities $2.440M $3.400M $2.280M
Capital Expenditures -$70.00K -$90.00K -$160.0K
Free Cash Flow $2.510M $3.490M $2.440M
YoY Change -5.99% 43.03% -17.01%

Facts In Submission

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2028
CY2014Q3 us-gaap Net Income Loss
NetIncomeLoss
1898220
CY2014Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
771558
CY2014Q3 us-gaap Interest Expense
InterestExpense
758742
CY2014Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
3242294
CY2014Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
205027
CY2014Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
584456
CY2014Q3 us-gaap Noninterest Expense
NoninterestExpense
6439258
CY2014Q3 us-gaap Occupancy Net
OccupancyNet
1360039
CY2014Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
458997
CY2014Q3 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
307841
CY2014Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
1836925
CY2014Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
5436
CY2014Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
450901
CY2014Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
3408
CY2014Q3 cizn Other Comprehensive Income Loss Unrealized Gain Loss On Transfers To Held To Maturity From Available For Sale Securities Net Of Tax
OtherComprehensiveIncomeLossUnrealizedGainLossOnTransfersToHeldToMaturityFromAvailableForSaleSecuritiesNetOfTax
310074
CY2014Q3 cizn Other Comprehensive Income Loss Unrealized Gain Loss On Transfers To Held To Maturity From Available For Sale Securities Tax
OtherComprehensiveIncomeLossUnrealizedGainLossOnTransfersToHeldToMaturityFromAvailableForSaleSecuritiesTax
184462
CY2014Q3 cizn Other Comprehensive Income Loss Amortization Of Net Unrealized Gain Loss On Transfers To Held To Maturity From Available For Sale Securities Before Tax
OtherComprehensiveIncomeLossAmortizationOfNetUnrealizedGainLossOnTransfersToHeldToMaturityFromAvailableForSaleSecuritiesBeforeTax
494536

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