Catalyst Bancorp Inc
catalystbank.comWhat Do They Do?
Attracts deposits and uses them to make residential and commercial real estate, business, and consumer loans and invest in securities for customers in the Acadiana region.
10-K for FY2025, filed Mar 31, 2026We are primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. Our…View ↗
General. At December 31, 2025, our loan portfolio totaled $170.2 million, or 60.2% of total assets. Historically, our principal lending…View ↗
Commercial and Industrial Loans. Our commercial and industrial loans totaled $31.2 million or 18.3% of the total loan portfolio, at…View ↗
Consumer Lending Activities. In our efforts to provide a full range of financial services to our customers, we offer various types of…View ↗
How Do They Make Money?
The bank earns most of its income from interest on loans and investment securities, and also earns fees when loans are originated and charges for deposit accounts and other services.
10-K for FY2025, filed Mar 31, 2026We are primarily engaged in attracting deposits from the general public and using those funds to invest in loans and securities. Our…View ↗
$13.9M
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10-K for FY2025, filed Mar 31, 2026
$13.9M ↗
Who Are Their Customers?
It serves households, small and mid-sized businesses, and business professionals in its market area. Customers apply for home and consumer loans at branches; commercial borrowers typically work with a commercial banker.
10-K for FY2025, filed Mar 31, 2026Historically, the Bank was a traditional thrift institution with an emphasis on long-term single-family residential first mortgage loans…View ↗
Historically, our business focus has centered on areas within a short drive from our banking offices in St. Landry Parish and adjoining…View ↗
Loan Originations. Our lending activities are subject to underwriting standards and loan origination procedures established by our Board of…View ↗
Applications for one-to four-family residential mortgage loans are accepted at any of our banking offices and are then referred to our…View ↗
Commercial and Industrial Loans. Our commercial and industrial loans totaled $31.2 million or 18.3% of the total loan portfolio, at…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 15 cents of every revenue dollar as net income in FY2025 and turned 22 cents into free cash flow.
How Are They Changing?
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Jul 14, 2026
Completed acquisition of Lakeside Bancshares
Lakeside Bank joined Catalyst Bank, expanding its presence across Southwest Louisiana.
Sources
8-K, filed Jul 14, 2026
Effective as of July 14, 2026, Catalyst Bancorp, Inc. (“Catalyst Bancorp”), a Louisiana corporation and the holding company for Catalyst…View ↗
Growing. Revenue grew 80% in 4 years, from $7.7M in FY2021 to $13.9M in FY2025, about 16% a year.
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