$CPSS
CONSUMER PORTFOLIO SERVICES, INC. Stock $cpss

$cpss Overview Financials Valuation SEC Filings Company Website

2024 Q3 Form 10-Q Financial Statement

#000168316824005366 Filed on August 08, 2024

Income Statement

Concept	2024 Q3	2024 Q2
Revenue	$100.6M	$90.38M
YoY Change	9.23%	6.51%
Cost Of Revenue	$50.06M	$46.71M
YoY Change	32.07%	30.82%
Gross Profit	$45.02M	$43.67M
YoY Change	-6.59%	-11.15%
Gross Profit Margin	44.76%	48.32%
Selling, General & Admin	$19.00M	$36.99M
YoY Change	3.4%	12.31%
% of Gross Profit	42.2%	84.69%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$214.0K	$221.0K
YoY Change	7.54%	4.74%
% of Gross Profit	0.48%	0.51%
Operating Expenses	$93.73M	$42.50M
YoY Change	20.38%	39.12%
Operating Profit	-$48.71M	$1.172M
YoY Change	64.21%	-93.7%
Interest Expense	$50.06M	$5.500M
YoY Change	32.11%
% of Operating Profit		469.28%
Other Income/Expense, Net
YoY Change
Pretax Income	$6.851M	$6.672M
YoY Change	-51.81%	-64.14%
Income Tax	$2.055M	$2.000M
% Of Pretax Income	30.0%	29.98%
Net Earnings	$4.796M	$4.672M
YoY Change	-53.79%	-66.52%
Net Earnings / Revenue	4.77%	5.17%
Basic Earnings Per Share	$0.22	$0.22
Diluted Earnings Per Share	$0.20	$0.19
COMMON SHARES
Basic Shares Outstanding	21.33M shares	21.02M shares
Diluted Shares Outstanding	24.15M shares	24.26M shares

Balance Sheet

Concept	2024 Q3	2024 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments	$8.071M	$9.752M
YoY Change	-2.76%	37.72%
Cash & Equivalents	$8.071M	$9.752M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables	$7.788M	$12.03M
Other Receivables	$0.00	$0.00
Total Short-Term Assets	$15.86M	$21.78M
YoY Change	-62.77%	-59.24%
LONG-TERM ASSETS
Property, Plant & Equipment	$1.078M	$1.192M
YoY Change	-16.76%	-7.17%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets	$40.90M	$259.3M
YoY Change	57.96%	66.81%
Total Long-Term Assets	$3.447B	$3.265B
YoY Change	21.44%	16.58%
TOTAL ASSETS
Total Short-Term Assets	$15.86M	$21.78M
Total Long-Term Assets	$3.447B	$3.265B
Total Assets	$3.463B	$3.287B
YoY Change	20.2%	15.16%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$49.68M	$66.39M
YoY Change	-14.34%	15.7%
Accrued Expenses	$22.60M	$23.23M
YoY Change	438.12%	340.71%
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$72.28M	$66.39M
YoY Change	16.21%	15.7%
LONG-TERM LIABILITIES
Long-Term Debt	$3.105B	$2.940B
YoY Change	21.65%	15.68%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities	$3.105B	$2.940B
YoY Change	21.65%	15.68%
TOTAL LIABILITIES
Total Short-Term Liabilities	$72.28M	$66.39M
Total Long-Term Liabilities	$3.105B	$2.940B
Total Liabilities	$3.178B	$3.006B
YoY Change	21.52%	15.68%
SHAREHOLDERS EQUITY
Retained Earnings	$261.9M	$257.1M
YoY Change	8.83%	11.65%
Common Stock	$25.04M	$25.06M
YoY Change	-11.37%	-10.29%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$285.1M	$280.3M
YoY Change
Total Liabilities & Shareholders Equity	$3.463B	$3.287B
YoY Change	20.2%	15.16%

Cashflow Statement

Concept	2024 Q3	2024 Q2
OPERATING ACTIVITIES
Net Income	$4.796M	$4.672M
YoY Change	-53.79%	-66.52%
Depreciation, Depletion And Amortization	$214.0K	$221.0K
YoY Change	7.54%	4.74%
Cash From Operating Activities	$69.76M	$43.29M
YoY Change	13.99%	-22.03%
INVESTING ACTIVITIES
Capital Expenditures	$100.0K	$145.0K
YoY Change	-50.0%	353.13%
Acquisitions
YoY Change
Other Investing Activities	-$218.9M	-$209.0M
YoY Change	165.36%	190.87%
Cash From Investing Activities	-$219.0M	-$209.2M
YoY Change	164.83%	190.94%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	161.7M	281.5M
YoY Change	1848.16%	11434.21%
NET CHANGE
Cash From Operating Activities	69.76M	43.29M
Cash From Investing Activities	-219.0M	-209.2M
Cash From Financing Activities	161.7M	281.5M
Net Change In Cash	12.44M	115.7M
YoY Change	-194.25%	-929.73%
FREE CASH FLOW
Cash From Operating Activities	$69.76M	$43.29M
Capital Expenditures	$100.0K	$145.0K
Free Cash Flow	$69.66M	$43.15M
YoY Change	14.2%	-22.24%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value	Unit
	dei	Document Period End Date DocumentPeriodEndDate	2024-06-30
	dei	Document Transition Report DocumentTransitionReport	false
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CY2024Q2	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1	26800000	usd
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	us-gaap	Prior Period Reclassification Adjustment Description PriorPeriodReclassificationAdjustmentDescription	<p id="xdx_847_eus-gaap--PriorPeriodReclassificationAdjustmentDescription_z9yjw1tyiei8" style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b><span id="xdx_860_zUFmCDJXmWFc">Reclassifications</span></b></p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"> </p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-indent: 0.5in; text-align: justify">Some items in the prior year financial statements were reclassified to conform to the current presentation. Reclassifications had no effect on net income or shareholders’ equity.</p> <p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><b> </b></p>
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	us-gaap	Valuation Allowances And Reserves Adjustments ValuationAllowancesAndReservesAdjustments	-371000	usd
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	cpss	Final Scheduled Payment Date FinalScheduledPaymentDate	–
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CY2024Q2	us-gaap	Lines Of Credit Current LinesOfCreditCurrent	82175000	usd
CY2024Q2	cpss	Residuals Interest Financing ResidualsInterestFinancing	99079000	usd
CY2024Q2	us-gaap	Accounts Payable Fair Value Disclosure AccountsPayableFairValueDisclosure	8473000	usd
CY2024Q2	us-gaap	Secured Debt SecuredDebt	2711060000	usd
CY2024Q2	us-gaap	Subordinated Debt SubordinatedDebt	22356000	usd
CY2023Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	6174000	usd
CY2023Q4	us-gaap	Restricted Cash And Cash Equivalents RestrictedCashAndCashEquivalents	119257000	usd
CY2023Q4	cpss	Finance Receivables Fair Value Disclosure FinanceReceivablesFairValueDisclosure	20848000	usd
CY2023Q4	us-gaap	Accrued Investment Income Receivable AccruedInvestmentIncomeReceivable	292000	usd
CY2023Q4	us-gaap	Lines Of Credit Current LinesOfCreditCurrent	234025000	usd
CY2023Q4	us-gaap	Accounts Payable Fair Value Disclosure AccountsPayableFairValueDisclosure	7928000	usd
CY2023Q4	us-gaap	Secured Debt SecuredDebt	2183331000	usd
CY2023Q4	us-gaap	Subordinated Debt SubordinatedDebt	17188000	usd
CY2024Q2	ecd	Rule10b51 Arr Adopted Flag Rule10b51ArrAdoptedFlag	false
CY2024Q2	ecd	Non Rule10b51 Arr Adopted Flag NonRule10b51ArrAdoptedFlag	false
CY2024Q2	ecd	Rule10b51 Arr Trmntd Flag Rule10b51ArrTrmntdFlag	false
CY2024Q2	ecd	Non Rule10b51 Arr Trmntd Flag NonRule10b51ArrTrmntdFlag	false

Files In Submission

Name	View Source	Status
0001683168-24-005366-index-headers.html	Edgar Link	pending
0001683168-24-005366-index.html	Edgar Link	pending
0001683168-24-005366.txt	Edgar Link	pending
0001683168-24-005366-xbrl.zip	Edgar Link	pending
cpss-20240630.xsd	Edgar Link	pending
cps_ex3101.htm	Edgar Link	pending
cps_ex3102.htm	Edgar Link	pending
cps_ex3200.htm	Edgar Link	pending
cps_i10q-063024.htm	Edgar Link	pending
Financial_Report.xlsx	Edgar Link	pending
MetaLinks.json	Edgar Link	pending
R1.htm	Edgar Link	pending
R10.htm	Edgar Link	pending
R11.htm	Edgar Link	pending
R12.htm	Edgar Link	pending
R13.htm	Edgar Link	pending
R14.htm	Edgar Link	pending
R15.htm	Edgar Link	pending
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R2.htm	Edgar Link	pending
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R22.htm	Edgar Link	pending
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R24.htm	Edgar Link	pending
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R27.htm	Edgar Link	pending
R28.htm	Edgar Link	pending
R29.htm	Edgar Link	pending
R3.htm	Edgar Link	pending
R30.htm	Edgar Link	pending
R31.htm	Edgar Link	pending
R32.htm	Edgar Link	pending
R33.htm	Edgar Link	pending
R34.htm	Edgar Link	pending
cpss-20240630_lab.xml	Edgar Link	unprocessable
cpss-20240630_pre.xml	Edgar Link	unprocessable
FilingSummary.xml	Edgar Link	unprocessable
cps_i10q-063024_htm.xml	Edgar Link	completed
R35.htm	Edgar Link	pending
R36.htm	Edgar Link	pending
R37.htm	Edgar Link	pending
R38.htm	Edgar Link	pending
R39.htm	Edgar Link	pending
R4.htm	Edgar Link	pending
R40.htm	Edgar Link	pending
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R44.htm	Edgar Link	pending
R45.htm	Edgar Link	pending
R46.htm	Edgar Link	pending
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R48.htm	Edgar Link	pending
R49.htm	Edgar Link	pending
R5.htm	Edgar Link	pending
R50.htm	Edgar Link	pending
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R52.htm	Edgar Link	pending
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R55.htm	Edgar Link	pending
R56.htm	Edgar Link	pending
R57.htm	Edgar Link	pending
R6.htm	Edgar Link	pending
R7.htm	Edgar Link	pending
R8.htm	Edgar Link	pending
R9.htm	Edgar Link	pending
report.css	Edgar Link	pending
Show.js	Edgar Link	pending
cpss-20240630_cal.xml	Edgar Link	unprocessable
cpss-20240630_def.xml	Edgar Link	unprocessable

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$CPSS
CONSUMER PORTFOLIO SERVICES, INC. Stock $cpss

2024 Q3 Form 10-Q Financial Statement

#000168316824005366 Filed on August 08, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$CPSS CONSUMER PORTFOLIO SERVICES, INC. Stock $cpss

2024 Q3 Form 10-Q Financial Statement

#000168316824005366 Filed on August 08, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$CPSS
CONSUMER PORTFOLIO SERVICES, INC. Stock $cpss