$CRMT
AMERICAS CARMART INC Stock $crmt

$crmt Overview Financials Valuation SEC Filings Company Website

2016 Q1 Form 10-Q Financial Statement

#000117184316008436 Filed on March 08, 2016

Income Statement

Concept	2016 Q1	2015 Q1
Revenue	$137.5M	$131.5M
YoY Change	4.53%	7.26%
Cost Of Revenue	$72.70M	$66.67M
YoY Change	9.04%	7.36%
Gross Profit	$49.09M	$49.73M
YoY Change	-1.3%	-17.8%
Gross Profit Margin	35.71%	37.82%
Selling, General & Admin	$23.57M	$21.14M
YoY Change	11.49%	-62.52%
% of Gross Profit	48.01%	42.5%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$1.010M	$930.0K
YoY Change	8.6%	10.71%
% of Gross Profit	2.06%	1.87%
Operating Expenses	$23.57M	$21.14M
YoY Change	11.49%	-63.11%
Operating Profit	$25.52M	$28.60M
YoY Change	-10.75%	793.59%
Interest Expense	$831.0K	$788.0K
YoY Change	5.46%	-198.5%
% of Operating Profit	3.26%	2.76%
Other Income/Expense, Net
YoY Change
Pretax Income	$6.541M	$11.76M
YoY Change	-44.38%	390.0%
Income Tax	$2.439M	$4.299M
% Of Pretax Income	37.29%	36.56%
Net Earnings	$4.102M	$7.461M
YoY Change	-45.02%	397.4%
Net Earnings / Revenue	2.98%	5.67%
Basic Earnings Per Share	$0.49	$0.87
Diluted Earnings Per Share	$0.47	$0.82
COMMON SHARES
Basic Shares Outstanding	8.368M	8.588M
Diluted Shares Outstanding	8.616M	9.036M

Balance Sheet

Concept	2016 Q1	2015 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments	$600.0K	$1.600M
YoY Change	-62.5%	433.33%
Cash & Equivalents	$590.0K	$1.564M
Short-Term Investments
Other Short-Term Assets	$3.400M	$4.100M
YoY Change	-17.07%	32.26%
Inventory	$42.09M	$38.20M
Prepaid Expenses
Receivables	$2.000M	$1.800M
Other Receivables	$1.100M	$0.00
Total Short-Term Assets	$49.20M	$45.70M
YoY Change	7.66%	15.7%
LONG-TERM ASSETS
Property, Plant & Equipment	$35.61M	$33.90M
YoY Change	5.05%	2.11%
Goodwill	$355.0K
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets	$375.1M	$364.0M
YoY Change	3.04%	6.03%
TOTAL ASSETS
Total Short-Term Assets	$49.20M	$45.70M
Total Long-Term Assets	$375.1M	$364.0M
Total Assets	$424.3M	$409.7M
YoY Change	3.56%	7.03%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$14.20M	$13.20M
YoY Change	7.58%	28.16%
Accrued Expenses	$8.000M	$7.900M
YoY Change	1.27%	-25.47%
Deferred Revenue
YoY Change
Short-Term Debt	$1.000M	$0.00
YoY Change		-100.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$23.20M	$22.70M
YoY Change	2.2%	-1.73%
LONG-TERM LIABILITIES
Long-Term Debt	$122.5M	$112.6M
YoY Change	8.79%	-1.49%
Other Long-Term Liabilities	$30.70M	$28.70M
YoY Change	6.97%	57.69%
Total Long-Term Liabilities	$153.2M	$141.3M
YoY Change	8.42%	6.64%
TOTAL LIABILITIES
Total Short-Term Liabilities	$23.20M	$22.70M
Total Long-Term Liabilities	$153.2M	$141.3M
Total Liabilities	$195.0M	$183.2M
YoY Change	6.45%	6.45%
SHAREHOLDERS EQUITY
Retained Earnings	$302.0M
YoY Change
Common Stock	$64.57M
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)	$137.8M
YoY Change
Treasury Stock Shares	$4.502M
Shareholders Equity	$228.8M	$226.5M
YoY Change
Total Liabilities & Shareholders Equity	$424.3M	$409.7M
YoY Change	3.56%	7.03%

Cashflow Statement

Concept	2016 Q1	2015 Q1
OPERATING ACTIVITIES
Net Income	$4.102M	$7.461M
YoY Change	-45.02%	397.4%
Depreciation, Depletion And Amortization	$1.010M	$930.0K
YoY Change	8.6%	10.71%
Cash From Operating Activities	-$10.90M	-$1.300M
YoY Change	738.46%	-53.41%
INVESTING ACTIVITIES
Capital Expenditures	-$1.280M	-$950.0K
YoY Change	34.74%	-39.1%
Acquisitions
YoY Change
Other Investing Activities	$0.00	$0.00
YoY Change
Cash From Investing Activities	-$1.280M	-$950.0K
YoY Change	34.74%	-39.1%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	11.39M	3.550M
YoY Change	220.85%	-16.86%
NET CHANGE
Cash From Operating Activities	-10.90M	-1.300M
Cash From Investing Activities	-1.280M	-950.0K
Cash From Financing Activities	11.39M	3.550M
Net Change In Cash	-790.0K	1.300M
YoY Change	-160.77%	-1725.0%
FREE CASH FLOW
Cash From Operating Activities	-$10.90M	-$1.300M
Capital Expenditures	-$1.280M	-$950.0K
Free Cash Flow	-$9.620M	-$350.0K
YoY Change	2648.57%	-71.54%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value
CY2016Q1	crmt	Accounts Receivable Allowance For Credit Losses Percentage AccountsReceivableAllowanceForCreditLossesPercentage	0.25
	crmt	Average Age Of Account At Charge Off Date AverageAgeOfAccountAtChargeOffDate	P351D
	crmt	Average Downpayment Percentage AverageDownpaymentPercentage	0.061
	crmt	Average Downpayment Percentage AverageDownpaymentPercentage	0.062
	crmt	Average Originating Contract Term AverageOriginatingContractTerm	P2Y138D
CY2015Q1	crmt	Financing Receivable3 To29 Days Past Due Percent Of Portfolio FinancingReceivable3To29DaysPastDuePercentOfPortfolio	0.1175
CY2016Q1	crmt	Financing Receivable61 To90 Days Past Due Percent Of Portfolio FinancingReceivable61To90DaysPastDuePercentOfPortfolio	0.0108
CY2015Q2	crmt	Financing Receivable61 To90 Days Past Due Percent Of Portfolio FinancingReceivable61To90DaysPastDuePercentOfPortfolio	0.0203
CY2015Q1	crmt	Financing Receivable61 To90 Days Past Due Percent Of Portfolio FinancingReceivable61To90DaysPastDuePercentOfPortfolio	0.0114
	crmt	Financing Receivable Allowance For Credit Losses Writeoffs Net Of Recoveries FinancingReceivableAllowanceForCreditLossesWriteoffsNetOfRecoveries	95221000
	crmt	Average Originating Contract Term AverageOriginatingContractTerm	P2Y105D
	crmt	Collections As Percentage Of Average Financing Receivables CollectionsAsPercentageOfAverageFinancingReceivables	0.406
	crmt	Collections As Percentage Of Average Financing Receivables CollectionsAsPercentageOfAverageFinancingReceivables	0.419
CY2016Q1	crmt	Dellinquecies Greater Than30 Days As Percentage Of Average Finance Receivables DellinqueciesGreaterThan30DaysAsPercentageOfAverageFinanceReceivables	0.05
CY2015Q1	crmt	Dellinquecies Greater Than30 Days As Percentage Of Average Finance Receivables DellinqueciesGreaterThan30DaysAsPercentageOfAverageFinanceReceivables	0.052
CY2012Q4	crmt	Fair Value Inputs Discount Rate Intercompany Transactions FairValueInputsDiscountRateIntercompanyTransactions	0.385
	crmt	Finance Receivable Collections FinanceReceivableCollections	173949000
	crmt	Finance Receivable Collections FinanceReceivableCollections	168784000
	crmt	Finance Receivable Originations FinanceReceivableOriginations	336508000
	crmt	Finance Receivable Originations FinanceReceivableOriginations	334769000
CY2016Q1	crmt	Finance Receivable Principal Balance FinanceReceivablePrincipalBalance	443296000
CY2015Q2	crmt	Finance Receivable Principal Balance FinanceReceivablePrincipalBalance	417368000
CY2015Q1	crmt	Finance Receivable Principal Balance FinanceReceivablePrincipalBalance	425076000
	crmt	Finance Receivables Customer Payments Due Either Weekly Or Bi Weekly Percentage FinanceReceivablesCustomerPaymentsDueEitherWeeklyOrBiWeeklyPercentage	0.73
CY2016Q1	crmt	Finance Receivables Number Of Loan Classes FinanceReceivablesNumberOfLoanClasses	1
CY2016Q1	crmt	Finance Receivables Number Of Risk Pools FinanceReceivablesNumberOfRiskPools	1
CY2016Q1	crmt	Financing Receivable30 To60 Days Past Due Percent Of Portfolio FinancingReceivable30To60DaysPastDuePercentOfPortfolio	0.034
CY2015Q2	crmt	Financing Receivable30 To60 Days Past Due Percent Of Portfolio FinancingReceivable30To60DaysPastDuePercentOfPortfolio	0.0306
CY2015Q1	crmt	Financing Receivable30 To60 Days Past Due Percent Of Portfolio FinancingReceivable30To60DaysPastDuePercentOfPortfolio	0.0352
CY2016Q1	crmt	Financing Receivable3 To29 Days Past Due Percent Of Portfolio FinancingReceivable3To29DaysPastDuePercentOfPortfolio	0.1282
CY2015Q2	crmt	Financing Receivable3 To29 Days Past Due Percent Of Portfolio FinancingReceivable3To29DaysPastDuePercentOfPortfolio	0.1533
	crmt	Financing Receivable Allowance For Credit Losses Writeoffs Net Of Recoveries FinancingReceivableAllowanceForCreditLossesWriteoffsNetOfRecoveries	80213000
	crmt	Financing Receivable Average Days Past Due At Charge Off FinancingReceivableAverageDaysPastDueAtChargeOff	P60D
CY2016Q1	crmt	Financing Receivable Current Percent Of Portfolio FinancingReceivableCurrentPercentOfPortfolio	0.8222
CY2015Q2	crmt	Financing Receivable Current Percent Of Portfolio FinancingReceivableCurrentPercentOfPortfolio	0.7891
CY2015Q1	crmt	Financing Receivable Current Percent Of Portfolio FinancingReceivableCurrentPercentOfPortfolio	0.8303
CY2016Q1	crmt	Financing Receivable Greater Than90 Days Past Due Percent Of Portfolio FinancingReceivableGreaterThan90DaysPastDuePercentOfPortfolio	0.0048
CY2015Q2	crmt	Financing Receivable Greater Than90 Days Past Due Percent Of Portfolio FinancingReceivableGreaterThan90DaysPastDuePercentOfPortfolio	0.0067
CY2015Q1	crmt	Financing Receivable Greater Than90 Days Past Due Percent Of Portfolio FinancingReceivableGreaterThan90DaysPastDuePercentOfPortfolio	0.0056
CY2016Q1	crmt	Financing Receivable Greater Than Or Equal To30 Days Past Due Percent Of Portfolio FinancingReceivableGreaterThanOrEqualTo30DaysPastDuePercentOfPortfolio	0.05
CY2015Q1	crmt	Financing Receivable Greater Than Or Equal To30 Days Past Due Percent Of Portfolio FinancingReceivableGreaterThanOrEqualTo30DaysPastDuePercentOfPortfolio	0.052
CY2016Q1	crmt	Financing Receivable Percent Of Portfolio FinancingReceivablePercentOfPortfolio	1
CY2015Q2	crmt	Financing Receivable Percent Of Portfolio FinancingReceivablePercentOfPortfolio	1
CY2015Q1	crmt	Financing Receivable Percent Of Portfolio FinancingReceivablePercentOfPortfolio	1
	crmt	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Grant Date Fair Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGrantDateFairValue	5.20
	crmt	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Grant Date Fair Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGrantDateFairValue	1400000
CY2016Q1	crmt	Financing Receivable Recorded Investment30 To60 Days Past Due FinancingReceivableRecordedInvestment30To60DaysPastDue	15087000
CY2015Q2	crmt	Financing Receivable Recorded Investment30 To60 Days Past Due FinancingReceivableRecordedInvestment30To60DaysPastDue	12777000
CY2015Q1	crmt	Financing Receivable Recorded Investment30 To60 Days Past Due FinancingReceivableRecordedInvestment30To60DaysPastDue	14972000
CY2016Q1	crmt	Financing Receivable Recorded Investment3 To29 Days Past Due FinancingReceivableRecordedInvestment3To29DaysPastDue	56835000
CY2015Q2	crmt	Financing Receivable Recorded Investment3 To29 Days Past Due FinancingReceivableRecordedInvestment3To29DaysPastDue	64004000
CY2015Q1	crmt	Financing Receivable Recorded Investment3 To29 Days Past Due FinancingReceivableRecordedInvestment3To29DaysPastDue	49944000
CY2016Q1	crmt	Financing Receivable Recorded Investment61 To90 Days Past Due FinancingReceivableRecordedInvestment61To90DaysPastDue	4790000
CY2015Q2	crmt	Financing Receivable Recorded Investment61 To90 Days Past Due FinancingReceivableRecordedInvestment61To90DaysPastDue	8463000
CY2015Q1	crmt	Financing Receivable Recorded Investment61 To90 Days Past Due FinancingReceivableRecordedInvestment61To90DaysPastDue	4827000
CY2016Q1	crmt	Financing Receivable Recorded Investment Greater Than90 Days Past Due FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue	2131000
CY2015Q1	crmt	Financing Receivable Recorded Investment Greater Than90 Days Past Due FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue	2364000
CY2015Q2	crmt	Financing Receivable Recorded Investment Greater Than90 Days Past Due FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue	2795000
	crmt	Installment Sale Contracts Weighted Average Interest Rate InstallmentSaleContractsWeightedAverageInterestRate	0.149
	crmt	Interest Earned On Financing Receivables InterestEarnedOnFinancingReceivables	2000000
CY2015	crmt	Interest Earned On Financing Receivables InterestEarnedOnFinancingReceivables	2000000
	crmt	Inventory Acquired In Repossession And Payment Protection Plan Claims InventoryAcquiredInRepossessionAndPaymentProtectionPlanClaims	31594000
	crmt	Inventory Acquired In Repossession And Payment Protection Plan Claims InventoryAcquiredInRepossessionAndPaymentProtectionPlanClaims	32188000
	crmt	Line Of Credit Facility Distribution Limitations Maximum Aggregate Amount Of Stock Repurchases LineOfCreditFacilityDistributionLimitationsMaximumAggregateAmountOfStockRepurchases	40000000
	crmt	Line Of Credit Facility Distribution Limitations Minimum Percentage Of Aggregate Funds Available LineOfCreditFacilityDistributionLimitationsMinimumPercentageOfAggregateFundsAvailable	0.125
	crmt	Line Of Credit Facility Distribution Limitations Percentage Of Consolidated Net Income LineOfCreditFacilityDistributionLimitationsPercentageOfConsolidatedNetIncome	0.75
	crmt	Line Of Credit Facility Distribution Limitations Percentage Of Sum Of Borrowing Bases LineOfCreditFacilityDistributionLimitationsPercentageOfSumOfBorrowingBases	0.3
	crmt	Losses On Claims For Payment Protection Plan LossesOnClaimsForPaymentProtectionPlan	9815000
	crmt	Losses On Claims For Payment Protection Plan LossesOnClaimsForPaymentProtectionPlan	7840000
	crmt	Net Charge Offs As Percentage Of Average Finance Receivables NetChargeOffsAsPercentageOfAverageFinanceReceivables	0.222
	crmt	Net Charge Offs As Percentage Of Average Finance Receivables NetChargeOffsAsPercentageOfAverageFinanceReceivables	0.199
	crmt	Number Of Operating Subsidiaries NumberOfOperatingSubsidiaries	2
CY2016Q1	crmt	Number Of Stock Option Plans NumberOfStockOptionPlans	2
	crmt	Originations Of Financing Receivables OriginationsOfFinancingReceivables	336508000
	crmt	Originations Of Financing Receivables OriginationsOfFinancingReceivables	334769000
	crmt	Payment Protection Plan Losses PaymentProtectionPlanLosses	9815000
	crmt	Payment Protection Plan Losses PaymentProtectionPlanLosses	7840000
CY2016Q1	crmt	Percentage Of Receivable Charge Offs PercentageOfReceivableChargeOffs	0.5
CY2016Q1	crmt	Principal Collected As A Percent Of Average Financing Receivables PrincipalCollectedAsAPercentOfAverageFinancingReceivables	0.406
CY2015Q1	crmt	Principal Collected As A Percent Of Average Financing Receivables PrincipalCollectedAsAPercentOfAverageFinancingReceivables	0.419
	crmt	Provision For Credit Losses ProvisionForCreditLosses	106225000
	crmt	Provision For Credit Losses ProvisionForCreditLosses	89453000
CY2015Q2	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	790000
CY2014Q2	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	289000
	crmt	Treasury Stock Shares To Establish Reserve Account To Secure Service Contracts TreasuryStockSharesToEstablishReserveAccountToSecureServiceContracts	10000
CY2016Q1	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	14177000
CY2015Q2	us-gaap	Accounts Payable Current And Noncurrent AccountsPayableCurrentAndNoncurrent	11022000
CY2016Q1	us-gaap	Accrued Liabilities Current And Noncurrent AccruedLiabilitiesCurrentAndNoncurrent	13336000
CY2015Q2	us-gaap	Accrued Liabilities Current And Noncurrent AccruedLiabilitiesCurrentAndNoncurrent	12708000
CY2016Q1	us-gaap	Accrued Salaries Current And Noncurrent AccruedSalariesCurrentAndNoncurrent	5171000
CY2015Q2	us-gaap	Accrued Salaries Current And Noncurrent AccruedSalariesCurrentAndNoncurrent	3954000
CY2016Q1	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	21665000
CY2015Q2	us-gaap	Accumulated Depreciation Depletion And Amortization Property Plant And Equipment AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment	19535000
CY2016Q1	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	64446000
CY2015Q2	us-gaap	Additional Paid In Capital Common Stock AdditionalPaidInCapitalCommonStock	62428000
	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	1200000
	us-gaap	Allocated Share Based Compensation Expense AllocatedShareBasedCompensationExpense	605000
	us-gaap	Allocated Share Based Compensation Expense Net Of Tax AllocatedShareBasedCompensationExpenseNetOfTax	759000
	us-gaap	Allocated Share Based Compensation Expense Net Of Tax AllocatedShareBasedCompensationExpenseNetOfTax	381000
	us-gaap	Amortization Of Financing Costs And Discounts AmortizationOfFinancingCostsAndDiscounts	144000
	us-gaap	Amortization Of Financing Costs And Discounts AmortizationOfFinancingCostsAndDiscounts	165000
CY2016Q1	us-gaap	Assets Assets	424283000
CY2015Q2	us-gaap	Assets Assets	399897000
CY2016Q1	us-gaap	Bank Overdrafts BankOverdrafts	1006000
CY2015Q2	us-gaap	Bank Overdrafts BankOverdrafts	1587000
CY2016Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	590000
CY2016Q1	us-gaap	Common Stock Value CommonStockValue	127000
CY2015Q2	us-gaap	Common Stock Value CommonStockValue	127000
CY2015Q1	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	1564000
	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	-200000
	us-gaap	Cash And Cash Equivalents Period Increase Decrease CashAndCashEquivalentsPeriodIncreaseDecrease	1275000
CY2016Q1	us-gaap	Commitments And Contingencies CommitmentsAndContingencies
CY2015Q2	us-gaap	Commitments And Contingencies CommitmentsAndContingencies
CY2016Q1	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2015Q2	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2016Q1	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	50000000
CY2015Q2	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	50000000
CY2016Q1	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	12724601
CY2015Q2	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	12688890
CY2016Q1	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	8222763
CY2015Q2	us-gaap	Common Stock Shares Outstanding CommonStockSharesOutstanding	8529223
	us-gaap	Concentration Risk Credit Risk ConcentrationRiskCreditRisk	<div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; font-style: italic; margin: 0; text-align: justify">Concentration of Risk</div><div style=" font-size: 10pt; text-align: justify; margin: 0"><div style="display: inline; font-style: italic;"> </div></div><div style=" font-size: 10pt; text-align: justify; text-indent: 9.35pt; margin: 0">The Company provides financing in connection with the sale of substantially all of its vehicles. These sales are made primarily to customers residing in Alabama, Arkansas, Georgia, Kentucky, Mississippi, Missouri, Oklahoma, Tennessee, and Texas, with approximately 31% of revenues resulting from sales to Arkansas customers.</div><div style=" font-size: 10pt; text-align: justify; text-indent: 9.35pt; margin: 0"> </div><div style=" font-size: 10pt; text-align: justify; text-indent: 9.35pt; margin: 0">Periodically, the Company maintains cash in financial institutions in excess of the amounts insured by the federal government. The Company’s revolving credit facilities mature in October 2017. The Company expects that these credit facilities will be renewed or refinanced on or before the scheduled maturity dates.</div></div></div></div></div></div></div></div></div>
CY2016Q1	us-gaap	Cost Of Revenue CostOfRevenue	72702000
CY2015Q1	us-gaap	Cost Of Revenue CostOfRevenue	66672000
	us-gaap	Cost Of Revenue CostOfRevenue	219385000
	us-gaap	Cost Of Revenue CostOfRevenue	200299000
CY2016Q1	us-gaap	Costs And Expenses CostsAndExpenses	130922000
CY2015Q1	us-gaap	Costs And Expenses CostsAndExpenses	119740000
	us-gaap	Costs And Expenses CostsAndExpenses	400027000
	us-gaap	Costs And Expenses CostsAndExpenses	357352000
	us-gaap	Debt Issuance Costs DebtIssuanceCosts	319000
CY2015	us-gaap	Debt Issuance Costs DebtIssuanceCosts	464000
CY2016Q1	us-gaap	Deferred Discounts Finance Charges And Interest Included In Receivables DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables	62680000
CY2015Q2	us-gaap	Deferred Discounts Finance Charges And Interest Included In Receivables DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables	59937000
	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-553000
	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	3814000
CY2016Q1	us-gaap	Deferred Tax Liabilities DeferredTaxLiabilities	18625000
CY2015Q2	us-gaap	Deferred Tax Liabilities DeferredTaxLiabilities	19178000
CY2016Q1	us-gaap	Depreciation And Amortization DepreciationAndAmortization	1008000
CY2015Q1	us-gaap	Depreciation And Amortization DepreciationAndAmortization	935000
	us-gaap	Depreciation And Amortization DepreciationAndAmortization	3056000
	us-gaap	Depreciation And Amortization DepreciationAndAmortization	2782000
	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	3056000
	us-gaap	Depreciation Depletion And Amortization DepreciationDepletionAndAmortization	2782000
CY2016Q1	us-gaap	Distributions On Mandatorily Redeemable Securities DistributionsOnMandatorilyRedeemableSecurities	-10000
CY2015Q1	us-gaap	Distributions On Mandatorily Redeemable Securities DistributionsOnMandatorilyRedeemableSecurities	-10000
	us-gaap	Distributions On Mandatorily Redeemable Securities DistributionsOnMandatorilyRedeemableSecurities	-30000
	us-gaap	Distributions On Mandatorily Redeemable Securities DistributionsOnMandatorilyRedeemableSecurities	-30000
CY2016Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.49
CY2015Q1	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.87
	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.97
	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.57
CY2016Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.47
CY2015Q1	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.82
	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.93
	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.45
	us-gaap	Excess Tax Benefit From Share Based Compensation Financing Activities ExcessTaxBenefitFromShareBasedCompensationFinancingActivities	238000
	us-gaap	Excess Tax Benefit From Share Based Compensation Financing Activities ExcessTaxBenefitFromShareBasedCompensationFinancingActivities	957000
	us-gaap	Excess Tax Benefit From Share Based Compensation Operating Activities ExcessTaxBenefitFromShareBasedCompensationOperatingActivities	238000
	us-gaap	Excess Tax Benefit From Share Based Compensation Operating Activities ExcessTaxBenefitFromShareBasedCompensationOperatingActivities	957000
	us-gaap	Fair Value Of Assets Acquired FairValueOfAssetsAcquired	31594000
	us-gaap	Fair Value Of Assets Acquired FairValueOfAssetsAcquired	32188000
CY2016Q1	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	104228000
CY2015Q2	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	93224000
CY2014Q2	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	86033000
CY2015Q1	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	95273000
	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	104200000
CY2016Q1	us-gaap	Financing Receivable Recorded Investment Current FinancingReceivableRecordedInvestmentCurrent	364453000
CY2015Q2	us-gaap	Financing Receivable Recorded Investment Current FinancingReceivableRecordedInvestmentCurrent	329329000
CY2015Q1	us-gaap	Financing Receivable Recorded Investment Current FinancingReceivableRecordedInvestmentCurrent	352969000
CY2016Q1	us-gaap	Gain Loss On Disposition Of Assets GainLossOnDispositionOfAssets	-27000
CY2015Q1	us-gaap	Gain Loss On Disposition Of Assets GainLossOnDispositionOfAssets
	us-gaap	Gain Loss On Disposition Of Assets GainLossOnDispositionOfAssets	-46000
	us-gaap	Gain Loss On Disposition Of Assets GainLossOnDispositionOfAssets	-20000
	us-gaap	Gain Loss On Sale Of Property Plant Equipment GainLossOnSaleOfPropertyPlantEquipment	-46000
	us-gaap	Gain Loss On Sale Of Property Plant Equipment GainLossOnSaleOfPropertyPlantEquipment	-20000
CY2016Q1	us-gaap	Goodwill Goodwill	355000
CY2015Q2	us-gaap	Goodwill Goodwill	355000
CY2015	us-gaap	Goodwill Impairment Loss GoodwillImpairmentLoss	0
	us-gaap	Goodwill Impairment Loss GoodwillImpairmentLoss	0
CY2016Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Domestic IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic	6541000
CY2015Q1	us-gaap	Income Loss From Continuing Operations Before Income Taxes Domestic IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic	11760000
	us-gaap	Income Loss From Continuing Operations Before Income Taxes Domestic IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic	13130000
	us-gaap	Income Loss From Continuing Operations Before Income Taxes Domestic IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic	35358000
CY2016Q1	us-gaap	Income Tax Examination Penalties And Interest Accrued IncomeTaxExaminationPenaltiesAndInterestAccrued	0
CY2015Q2	us-gaap	Income Tax Examination Penalties And Interest Accrued IncomeTaxExaminationPenaltiesAndInterestAccrued	0
CY2016Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	2439000
CY2015Q1	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	4299000
	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	4897000
	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	13118000
CY2015Q1	us-gaap	Interest And Fee Income Loans Consumer Installment Automobiles Marine And Other Vehicles InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles	15094000
	us-gaap	Interest And Fee Income Loans Consumer Installment Automobiles Marine And Other Vehicles InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles	46101000
	us-gaap	Interest And Fee Income Loans Consumer Installment Automobiles Marine And Other Vehicles InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles	43410000
CY2016Q1	us-gaap	Income Tax Receivable IncomeTaxReceivable	1083000
CY2015Q2	us-gaap	Income Tax Receivable IncomeTaxReceivable	645000
	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	5650000
	us-gaap	Income Taxes Paid Net IncomeTaxesPaidNet	7480000
	us-gaap	Increase Decrease In Accounts Payable And Accrued Liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities	4364000
	us-gaap	Increase Decrease In Accounts Payable And Accrued Liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities	6756000
	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	-200000
	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	1824000
	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	40000
	us-gaap	Increase Decrease In Accrued Interest Receivable Net IncreaseDecreaseInAccruedInterestReceivableNet	-67000
	us-gaap	Increase Decrease In Inventories IncreaseDecreaseInInventories	-23767000
	us-gaap	Increase Decrease In Inventories IncreaseDecreaseInInventories	-24055000
	us-gaap	Increase Decrease In Prepaid Deferred Expense And Other Assets IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets	-295000
	us-gaap	Increase Decrease In Prepaid Deferred Expense And Other Assets IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets	736000
CY2016Q1	us-gaap	Interest And Fee Income Loans Consumer Installment Automobiles Marine And Other Vehicles InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles	15672000
CY2016Q1	us-gaap	Interest Expense InterestExpense	831000
CY2015Q1	us-gaap	Interest Expense InterestExpense	788000
	us-gaap	Interest Expense InterestExpense	2383000
	us-gaap	Interest Expense InterestExpense	2183000
	us-gaap	Interest Paid InterestPaid	2614000
	us-gaap	Interest Paid InterestPaid	2151000
CY2016Q1	us-gaap	Interest Receivable InterestReceivable	2042000
CY2015Q2	us-gaap	Interest Receivable InterestReceivable	2002000
CY2016Q1	us-gaap	Inventory Net InventoryNet	42094000
CY2015Q2	us-gaap	Inventory Net InventoryNet	34267000
	us-gaap	Late Fee Income Generated By Servicing Financial Assets Amount LateFeeIncomeGeneratedByServicingFinancialAssetsAmount	1500000
	us-gaap	Late Fee Income Generated By Servicing Financial Assets Amount LateFeeIncomeGeneratedByServicingFinancialAssetsAmount	1700000
CY2016Q1	us-gaap	Letters Of Credit Outstanding Amount LettersOfCreditOutstandingAmount	1000000
CY2016Q1	us-gaap	Liabilities Liabilities	195015000
CY2015Q2	us-gaap	Liabilities Liabilities	170365000
CY2016Q1	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	424283000
CY2015Q2	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	399897000
CY2016Q1	us-gaap	Line Of Credit LineOfCredit	122490000
CY2016Q1	us-gaap	Preferred Stock Value PreferredStockValue
CY2015Q2	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0
	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	10485000
	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	13628000
	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts
	us-gaap	Payments Of Debt Issuance Costs PaymentsOfDebtIssuanceCosts	256000
	us-gaap	Payments Of Dividends PaymentsOfDividends	30000
	us-gaap	Payments Of Dividends PaymentsOfDividends	30000
	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	4201000
	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	2805000
CY2016Q1	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2015Q2	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2016Q1	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	1000000
CY2015Q2	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	1000000
CY2016Q1	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2015Q2	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2016Q1	us-gaap	Preferred Stock Shares Outstanding PreferredStockSharesOutstanding	0
CY2015Q2	us-gaap	Preferred Stock Value PreferredStockValue
CY2016Q1	us-gaap	Prepaid Expense And Other Assets PrepaidExpenseAndOtherAssets	3437000
CY2015Q2	us-gaap	Prepaid Expense And Other Assets PrepaidExpenseAndOtherAssets	3731000
CY2015Q2	us-gaap	Line Of Credit LineOfCredit	102221000
CY2016Q1	us-gaap	Mandatorily Redeemable Preferred Stock Fair Value Disclosure MandatorilyRedeemablePreferredStockFairValueDisclosure	400000
CY2015Q2	us-gaap	Mandatorily Redeemable Preferred Stock Fair Value Disclosure MandatorilyRedeemablePreferredStockFairValueDisclosure	400000
CY2016Q1	us-gaap	Minority Interest MinorityInterest	100000
CY2015Q2	us-gaap	Minority Interest MinorityInterest	100000
	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	9260000
	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	4814000
	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-4201000
	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-2785000
	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	-5259000
	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	-754000
CY2016Q1	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	4092000
CY2015Q1	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	7451000
	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	8203000
	us-gaap	Net Income Loss Available To Common Stockholders Diluted NetIncomeLossAvailableToCommonStockholdersDiluted	22210000
	us-gaap	Noncash Or Part Noncash Acquisition Fixed Assets Acquired1 NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1	550000
	us-gaap	Noncash Or Part Noncash Acquisition Fixed Assets Acquired1 NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1
CY2016Q1	us-gaap	Notes Receivable Gross NotesReceivableGross	505976000
CY2015Q2	us-gaap	Notes Receivable Gross NotesReceivableGross	477305000
CY2016Q1	us-gaap	Notes Receivable Net NotesReceivableNet	339069000
CY2015Q2	us-gaap	Notes Receivable Net NotesReceivableNet	324144000
CY2014Q2	us-gaap	Notes Receivable Net NotesReceivableNet	293299000
CY2015Q1	us-gaap	Notes Receivable Net NotesReceivableNet	329803000
	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1
CY2016Q1	us-gaap	Number Of Stores NumberOfStores	147
CY2016Q1	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	4344000
CY2015Q2	us-gaap	Other Accrued Liabilities Current And Noncurrent OtherAccruedLiabilitiesCurrentAndNoncurrent	4405000
	us-gaap	Prior Period Reclassification Adjustment Description PriorPeriodReclassificationAdjustmentDescription	<div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; font-style: italic; margin: 0; text-align: justify">Reclassifications</div><div style=" font-size: 10pt; text-align: justify; text-indent: 9.35pt; margin: 0"> </div><div style=" font-size: 10pt; text-align: justify; text-indent: 13.5pt; margin: 0">The Company has made reclassifications to certain amounts in the accompanying Condensed Consolidated Balance Sheet as of April 30, 2015. The reclassifications did not have an impact on net income or earnings per share. The Company has provided additional disclosures regarding these reclassifications in Note F.</div></div></div></div>
	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	173949000
	us-gaap	Proceeds From Collection Of Finance Receivables ProceedsFromCollectionOfFinanceReceivables	168784000
	us-gaap	Proceeds From Issuance Of Common Stock ProceedsFromIssuanceOfCommonStock	144000
CY2016Q1	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	35613000
CY2015Q2	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	33963000
	us-gaap	Proceeds From Issuance Of Common Stock ProceedsFromIssuanceOfCommonStock	145000
	us-gaap	Proceeds From Issuance Of Shares Under Incentive And Share Based Compensation Plans Including Stock Options ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions	400000
	us-gaap	Proceeds From Issuance Of Shares Under Incentive And Share Based Compensation Plans Including Stock Options ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions	2927000
	us-gaap	Proceeds From Lines Of Credit ProceedsFromLinesOfCredit	272427000
	us-gaap	Proceeds From Lines Of Credit ProceedsFromLinesOfCredit	268840000
	us-gaap	Proceeds From Repayments Of Bank Overdrafts ProceedsFromRepaymentsOfBankOverdrafts	-581000
	us-gaap	Proceeds From Repayments Of Bank Overdrafts ProceedsFromRepaymentsOfBankOverdrafts	-1085000
	us-gaap	Proceeds From Sale Of Property Plant And Equipment ProceedsFromSaleOfPropertyPlantAndEquipment
	us-gaap	Proceeds From Sale Of Property Plant And Equipment ProceedsFromSaleOfPropertyPlantAndEquipment	20000
	us-gaap	Proceeds From Stock Options Exercised ProceedsFromStockOptionsExercised	400000
	us-gaap	Proceeds From Stock Options Exercised ProceedsFromStockOptionsExercised	2927000
CY2016Q1	us-gaap	Profit Loss ProfitLoss	4102000
CY2015Q1	us-gaap	Profit Loss ProfitLoss	7461000
	us-gaap	Profit Loss ProfitLoss	8233000
	us-gaap	Profit Loss ProfitLoss	22240000
CY2016Q1	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	32786000
CY2015Q1	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	30206000
	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	106225000
	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	89453000
	us-gaap	Repayments Of Lines Of Credit RepaymentsOfLinesOfCredit	252845000
	us-gaap	Repayments Of Lines Of Credit RepaymentsOfLinesOfCredit	253056000
	us-gaap	Repayments Of Notes Payable RepaymentsOfNotesPayable	8000
	us-gaap	Repayments Of Notes Payable RepaymentsOfNotesPayable
CY2016Q1	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	302001000
CY2015Q2	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	293798000
CY2016Q1	us-gaap	Sales And Excise Tax Payable Current And Noncurrent SalesAndExciseTaxPayableCurrentAndNoncurrent	2815000
CY2015Q2	us-gaap	Sales And Excise Tax Payable Current And Noncurrent SalesAndExciseTaxPayableCurrentAndNoncurrent	2762000
	us-gaap	Sales Revenue Goods Net SalesRevenueGoodsNet	367056000
	us-gaap	Sales Revenue Goods Net SalesRevenueGoodsNet	349300000
CY2016Q1	us-gaap	Sales Revenue Net SalesRevenueNet	137463000
CY2016Q1	us-gaap	Sales Revenue Goods Net SalesRevenueGoodsNet	121791000
CY2015Q1	us-gaap	Sales Revenue Goods Net SalesRevenueGoodsNet	116406000
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
CY2015Q1	us-gaap	Sales Revenue Net SalesRevenueNet	131500000
	us-gaap	Sales Revenue Net SalesRevenueNet	413157000
	us-gaap	Sales Revenue Net SalesRevenueNet	392710000
CY2016Q1	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	23568000
CY2015Q1	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	21139000
	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	68932000
	us-gaap	Selling General And Administrative Expense SellingGeneralAndAdministrativeExpense	62615000
	us-gaap	Share Based Compensation ShareBasedCompensation	1236000
	us-gaap	Share Based Compensation ShareBasedCompensation	605000
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate	0.34
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate	0.34
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate	0.0158
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate	0.0164
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue	943000
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue	4026000
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross	298750
	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross	89000
CY2016Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue	2900000
CY2015Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue	30500000
CY2016Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue	2900000
CY2016Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Number ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber	904000
CY2016Q1	us-gaap	Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Exercise Price ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice	23.33
	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1 SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1	P5Y182D
	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1 SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1	P5Y146D
	us-gaap	Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Remaining Contractual Term1 SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1	P3Y255D
	us-gaap	Stock Issued During Period Shares Stock Options Exercised StockIssuedDuringPeriodSharesStockOptionsExercised	30750
	us-gaap	Stock Issued During Period Shares Stock Options Exercised StockIssuedDuringPeriodSharesStockOptionsExercised	153250
	us-gaap	Stock Repurchased During Period Shares StockRepurchasedDuringPeriodShares	342171
	us-gaap	Stock Repurchased During Period Shares StockRepurchasedDuringPeriodShares	321675
	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	10500000
	us-gaap	Stock Repurchased During Period Value StockRepurchasedDuringPeriodValue	13600000
CY2016Q1	us-gaap	Stockholders Equity StockholdersEquity	228768000
CY2015Q2	us-gaap	Stockholders Equity StockholdersEquity	229032000
CY2016Q1	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	228868000
CY2015Q2	us-gaap	Stockholders Equity Including Portion Attributable To Noncontrolling Interest StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest	229132000
CY2016Q1	us-gaap	Treasury Stock Shares TreasuryStockShares	4501838
CY2015Q2	us-gaap	Treasury Stock Shares TreasuryStockShares	4159667
CY2016Q1	us-gaap	Treasury Stock Value TreasuryStockValue	137806000
CY2015Q2	us-gaap	Treasury Stock Value TreasuryStockValue	127321000
	us-gaap	Use Of Estimates UseOfEstimates	<div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font-size: 10pt; font-style: italic; margin: 0; text-align: justify">Use of Estimates</div><div style=" font-size: 10pt; text-align: justify; margin: 0"><div style="display: inline; font-style: italic;"> </div></div><div style=" font-size: 10pt; text-align: justify; text-indent: 9pt; margin: 0">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the period. Actual results could differ from those estimates. Significant estimates include, but are not limited to, the Company’s allowance for credit losses.</div></div></div></div></div></div></div></div></div>
CY2016Q1	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	248029
CY2015Q1	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	448325
	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	323305
	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	431159
CY2016Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	8615757
CY2015Q1	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	9036086
	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	8774334
	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	9067195
CY2016Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	8367728
CY2015Q1	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	8587761
	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	8451029
	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	8636036

Files In Submission

Name	View Source	Status
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$CRMT
AMERICAS CARMART INC Stock $crmt

2016 Q1 Form 10-Q Financial Statement

#000117184316008436 Filed on March 08, 2016

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$CRMT AMERICAS CARMART INC Stock $crmt

2016 Q1 Form 10-Q Financial Statement

#000117184316008436 Filed on March 08, 2016

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$CRMT
AMERICAS CARMART INC Stock $crmt