2018 Q1 Form 10-Q Financial Statement

#000117184318001791 Filed on March 08, 2018

View on sec.gov

Income Statement

Concept 2018 Q1 2017 Q1
Revenue $147.2M $138.8M
YoY Change 6.07% 0.96%
Cost Of Revenue $74.95M $71.84M
YoY Change 4.34% -1.19%
Gross Profit $53.22M $49.43M
YoY Change 7.66% 0.69%
Gross Profit Margin 36.15% 35.61%
Selling, General & Admin $25.95M $22.65M
YoY Change 14.53% -3.88%
% of Gross Profit 48.76% 45.83%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.050M $1.060M
YoY Change -0.94% 4.95%
% of Gross Profit 1.97% 2.14%
Operating Expenses $25.95M $22.65M
YoY Change 14.53% -3.88%
Operating Profit $27.27M $26.77M
YoY Change 1.86% 4.91%
Interest Expense $1.482M $1.060M
YoY Change 39.81% 27.56%
% of Operating Profit 5.43% 3.96%
Other Income/Expense, Net
YoY Change
Pretax Income $5.823M $4.523M
YoY Change 28.74% -30.85%
Income Tax -$7.556M $1.687M
% Of Pretax Income -129.76% 37.3%
Net Earnings $13.38M $2.836M
YoY Change 371.76% -30.86%
Net Earnings / Revenue 9.09% 2.04%
Basic Earnings Per Share $1.88 $0.36
Diluted Earnings Per Share $1.82 $0.35
COMMON SHARES
Basic Shares Outstanding 7.107M 7.894M
Diluted Shares Outstanding 7.345M 8.176M

Balance Sheet

Concept 2018 Q1 2017 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments $500.0K $300.0K
YoY Change 66.67% -50.0%
Cash & Equivalents $534.0K $254.0K
Short-Term Investments
Other Short-Term Assets $4.900M $4.600M
YoY Change 6.52% 35.29%
Inventory $38.09M $32.30M
Prepaid Expenses
Receivables $2.300M $2.300M
Other Receivables $500.0K $0.00
Total Short-Term Assets $46.30M $39.50M
YoY Change 17.22% -19.72%
LONG-TERM ASSETS
Property, Plant & Equipment $29.20M $31.31M
YoY Change -6.74% -12.07%
Goodwill $355.0K $355.0K
YoY Change 0.0% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets $410.0M $395.2M
YoY Change 3.77% 5.35%
TOTAL ASSETS
Total Short-Term Assets $46.30M $39.50M
Total Long-Term Assets $410.0M $395.2M
Total Assets $456.3M $434.7M
YoY Change 4.99% 2.44%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $14.10M $10.50M
YoY Change 34.29% -26.06%
Accrued Expenses $9.000M $8.700M
YoY Change 3.45% 8.75%
Deferred Revenue
YoY Change
Short-Term Debt $4.100M $3.600M
YoY Change 13.89% 260.0%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $27.20M $24.00M
YoY Change 13.33% 3.45%
LONG-TERM LIABILITIES
Long-Term Debt $148.2M $118.8M
YoY Change 24.75% -3.02%
Other Long-Term Liabilities $34.10M $32.70M
YoY Change 4.28% 6.51%
Total Long-Term Liabilities $182.3M $151.5M
YoY Change 20.33% -1.11%
TOTAL LIABILITIES
Total Short-Term Liabilities $27.20M $24.00M
Total Long-Term Liabilities $182.3M $151.5M
Total Liabilities $221.1M $194.9M
YoY Change 13.41% -0.04%
SHAREHOLDERS EQUITY
Retained Earnings $351.8M $320.3M
YoY Change 9.85% 6.05%
Common Stock $71.25M $68.64M
YoY Change 3.8% 6.3%
Preferred Stock
YoY Change
Treasury Stock (at cost) $188.3M $149.7M
YoY Change 25.79% 8.64%
Treasury Stock Shares $5.970M $4.954M
Shareholders Equity $234.8M $239.2M
YoY Change
Total Liabilities & Shareholders Equity $456.3M $434.7M
YoY Change 4.99% 2.44%

Cashflow Statement

Concept 2018 Q1 2017 Q1
OPERATING ACTIVITIES
Net Income $13.38M $2.836M
YoY Change 371.76% -30.86%
Depreciation, Depletion And Amortization $1.050M $1.060M
YoY Change -0.94% 4.95%
Cash From Operating Activities -$3.980M $1.300M
YoY Change -406.15% -111.93%
INVESTING ACTIVITIES
Capital Expenditures -$630.0K -$540.0K
YoY Change 16.67% -57.81%
Acquisitions
YoY Change
Other Investing Activities $270.0K $920.0K
YoY Change -70.65%
Cash From Investing Activities -$360.0K $370.0K
YoY Change -197.3% -128.91%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 4.520M -1.590M
YoY Change -384.28% -113.96%
NET CHANGE
Cash From Operating Activities -3.980M 1.300M
Cash From Investing Activities -360.0K 370.0K
Cash From Financing Activities 4.520M -1.590M
Net Change In Cash 180.0K 80.00K
YoY Change 125.0% -110.13%
FREE CASH FLOW
Cash From Operating Activities -$3.980M $1.300M
Capital Expenditures -$630.0K -$540.0K
Free Cash Flow -$3.350M $1.840M
YoY Change -282.07% -119.13%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
crmt Average Downpayment Percentage
AverageDownpaymentPercentage
0.058
crmt Average Downpayment Percentage
AverageDownpaymentPercentage
0.053
crmt Average Originating Contract Term
AverageOriginatingContractTerm
P2Y168D
crmt Average Originating Contract Term
AverageOriginatingContractTerm
P2Y159D
crmt Capital Leases Amortization Period
CapitalLeasesAmortizationPeriod
P3Y
crmt Collections As Percentage Of Average Financing Receivables
CollectionsAsPercentageOfAverageFinancingReceivables
0.372
crmt Collections As Percentage Of Average Financing Receivables
CollectionsAsPercentageOfAverageFinancingReceivables
0.379
CY2018Q1 crmt Delinquencies Greater Than30 Days As Percentage Of Average Financing Receivables
DelinquenciesGreaterThan30DaysAsPercentageOfAverageFinancingReceivables
0.041
CY2017Q1 crmt Delinquencies Greater Than30 Days As Percentage Of Average Financing Receivables
DelinquenciesGreaterThan30DaysAsPercentageOfAverageFinancingReceivables
0.047
CY2012Q4 crmt Fair Value Inputs Discount Rate Intercompany Transactions
FairValueInputsDiscountRateIntercompanyTransactions
0.385
crmt Finance Receivable Collections
FinanceReceivableCollections
180137000
crmt Finance Receivable Collections
FinanceReceivableCollections
175696000
crmt Finance Receivable Originations
FinanceReceivableOriginations
356489000
crmt Finance Receivable Originations
FinanceReceivableOriginations
356776000
CY2018Q1 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
497652000
CY2017Q2 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
466854000
CY2017Q1 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
475354000
crmt Finance Receivables Customer Payments Due Either Weekly Or Bi Weekly Percentage
FinanceReceivablesCustomerPaymentsDueEitherWeeklyOrBiWeeklyPercentage
0.74
CY2018Q1 crmt Finance Receivables Number Of Loan Classes
FinanceReceivablesNumberOfLoanClasses
1
CY2018Q1 crmt Finance Receivables Number Of Risk Pools
FinanceReceivablesNumberOfRiskPools
1
CY2018Q1 crmt Finance Receivables Percent Of Principle Balance Net Deferred Revenue
FinanceReceivablesPercentOfPrincipleBalanceNetDeferredRevenue
0.25
CY2018Q1 crmt Finance Receivables Weighted Average Interest Rate
FinanceReceivablesWeightedAverageInterestRate
0.162
CY2018Q1 crmt Financing Receivable30 To60 Days Past Due Percent Of Portfolio
FinancingReceivable30To60DaysPastDuePercentOfPortfolio
0.03
CY2017Q2 crmt Financing Receivable30 To60 Days Past Due Percent Of Portfolio
FinancingReceivable30To60DaysPastDuePercentOfPortfolio
0.025
CY2017Q1 crmt Financing Receivable30 To60 Days Past Due Percent Of Portfolio
FinancingReceivable30To60DaysPastDuePercentOfPortfolio
0.0336
CY2018Q1 crmt Financing Receivable3 To29 Days Past Due Percent Of Portfolio
FinancingReceivable3To29DaysPastDuePercentOfPortfolio
0.1661
CY2017Q2 crmt Financing Receivable3 To29 Days Past Due Percent Of Portfolio
FinancingReceivable3To29DaysPastDuePercentOfPortfolio
0.1132
CY2017Q1 crmt Financing Receivable3 To29 Days Past Due Percent Of Portfolio
FinancingReceivable3To29DaysPastDuePercentOfPortfolio
0.1723
CY2018Q1 crmt Financing Receivable61 To90 Days Past Due Percent Of Portfolio
FinancingReceivable61To90DaysPastDuePercentOfPortfolio
0.0076
CY2017Q2 crmt Financing Receivable61 To90 Days Past Due Percent Of Portfolio
FinancingReceivable61To90DaysPastDuePercentOfPortfolio
0.0075
CY2017Q1 crmt Financing Receivable61 To90 Days Past Due Percent Of Portfolio
FinancingReceivable61To90DaysPastDuePercentOfPortfolio
0.0092
crmt Financing Receivable Allowance For Credit Losses Writeoffs Net Of Recoveries
FinancingReceivableAllowanceForCreditLossesWriteoffsNetOfRecoveries
103203000
crmt Financing Receivable Allowance For Credit Losses Writeoffs Net Of Recoveries
FinancingReceivableAllowanceForCreditLossesWriteoffsNetOfRecoveries
101134000
crmt Financing Receivable Average Days Past Due At Charge Off
FinancingReceivableAverageDaysPastDueAtChargeOff
P64D
CY2018Q1 crmt Financing Receivable Current Percent Of Portfolio
FinancingReceivableCurrentPercentOfPortfolio
0.793
CY2017Q2 crmt Financing Receivable Current Percent Of Portfolio
FinancingReceivableCurrentPercentOfPortfolio
0.8512
CY2017Q1 crmt Financing Receivable Current Percent Of Portfolio
FinancingReceivableCurrentPercentOfPortfolio
0.7806
CY2018Q1 crmt Financing Receivable Greater Than90 Days Past Due Percent Of Portfolio
FinancingReceivableGreaterThan90DaysPastDuePercentOfPortfolio
0.0033
CY2017Q2 crmt Financing Receivable Greater Than90 Days Past Due Percent Of Portfolio
FinancingReceivableGreaterThan90DaysPastDuePercentOfPortfolio
0.0031
CY2017Q1 crmt Financing Receivable Greater Than90 Days Past Due Percent Of Portfolio
FinancingReceivableGreaterThan90DaysPastDuePercentOfPortfolio
0.0043
CY2018Q1 crmt Financing Receivable Greater Than Or Equal To30 Days Past Due Percent Of Portfolio
FinancingReceivableGreaterThanOrEqualTo30DaysPastDuePercentOfPortfolio
0.041
CY2017Q1 crmt Financing Receivable Greater Than Or Equal To30 Days Past Due Percent Of Portfolio
FinancingReceivableGreaterThanOrEqualTo30DaysPastDuePercentOfPortfolio
0.047
crmt Financing Receivable Interest Rate
FinancingReceivableInterestRate
0.162
CY2018Q1 crmt Financing Receivable Percent Of Portfolio
FinancingReceivablePercentOfPortfolio
1
CY2017Q2 crmt Financing Receivable Percent Of Portfolio
FinancingReceivablePercentOfPortfolio
1
CY2017Q1 crmt Financing Receivable Percent Of Portfolio
FinancingReceivablePercentOfPortfolio
1
CY2018Q1 crmt Financing Receivable Recorded Investment30 To60 Days Past Due
FinancingReceivableRecordedInvestment30To60DaysPastDue
14918000
CY2017Q2 crmt Financing Receivable Recorded Investment30 To60 Days Past Due
FinancingReceivableRecordedInvestment30To60DaysPastDue
11658000
CY2017Q1 crmt Financing Receivable Recorded Investment30 To60 Days Past Due
FinancingReceivableRecordedInvestment30To60DaysPastDue
15957000
CY2018Q1 crmt Financing Receivable Recorded Investment3 To29 Days Past Due
FinancingReceivableRecordedInvestment3To29DaysPastDue
82679000
CY2017Q2 crmt Financing Receivable Recorded Investment3 To29 Days Past Due
FinancingReceivableRecordedInvestment3To29DaysPastDue
52869000
CY2017Q1 crmt Financing Receivable Recorded Investment3 To29 Days Past Due
FinancingReceivableRecordedInvestment3To29DaysPastDue
81887000
CY2018Q1 crmt Financing Receivable Recorded Investment61 To90 Days Past Due
FinancingReceivableRecordedInvestment61To90DaysPastDue
3792000
CY2017Q2 crmt Financing Receivable Recorded Investment61 To90 Days Past Due
FinancingReceivableRecordedInvestment61To90DaysPastDue
3516000
crmt Payments Of Proceeds From Debt Issuance Costs
PaymentsOfProceedsFromDebtIssuanceCosts
153000
crmt Payments Of Proceeds From Debt Issuance Costs
PaymentsOfProceedsFromDebtIssuanceCosts
378000
CY2018Q1 crmt Percentage Of Receivable Charge Offs
PercentageOfReceivableChargeOffs
0.5
crmt Portfolio Weighted Average Contract Term Including Modifications
PortfolioWeightedAverageContractTermIncludingModifications
P2Y252D
crmt Portfolio Weighted Average Contract Term Including Modifications
PortfolioWeightedAverageContractTermIncludingModifications
P2Y237D
CY2017Q1 crmt Financing Receivable Recorded Investment61 To90 Days Past Due
FinancingReceivableRecordedInvestment61To90DaysPastDue
4395000
CY2018Q1 crmt Financing Receivable Recorded Investment Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue
1649000
CY2017Q1 crmt Financing Receivable Recorded Investment Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue
2037000
CY2017Q2 crmt Financing Receivable Recorded Investment Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue
1470000
crmt Financing Receivable Weighted Average Contractual Term
FinancingReceivableWeightedAverageContractualTerm
P2Y252D
crmt Financing Receivable Weighted Average Remaining Contractual Term
FinancingReceivableWeightedAverageRemainingContractualTerm
P1Y333D
crmt Interest Earned On Financing Receivables
InterestEarnedOnFinancingReceivables
2300000
CY2017 crmt Interest Earned On Financing Receivables
InterestEarnedOnFinancingReceivables
2100000
crmt Inventory Acquired In Repossession And Payment Protection Plan Claims
InventoryAcquiredInRepossessionAndPaymentProtectionPlanClaims
30312000
crmt Inventory Acquired In Repossession And Payment Protection Plan Claims
InventoryAcquiredInRepossessionAndPaymentProtectionPlanClaims
30610000
crmt Line Of Credit Facility Distribution Limitations Maximum Aggregate Amount Of Stock Repurchases
LineOfCreditFacilityDistributionLimitationsMaximumAggregateAmountOfStockRepurchases
50000000
crmt Line Of Credit Facility Distribution Limitations Maximum Aggregate Amount Of Stock Repurchases
LineOfCreditFacilityDistributionLimitationsMaximumAggregateAmountOfStockRepurchases
40000000
CY2017Q4 crmt Line Of Credit Facility Distribution Limitations Maximum Aggregate Amount Of Stock Repurchases
LineOfCreditFacilityDistributionLimitationsMaximumAggregateAmountOfStockRepurchases
50000000
crmt Line Of Credit Facility Distribution Limitations Minimum Percentage Of Aggregate Funds Available
LineOfCreditFacilityDistributionLimitationsMinimumPercentageOfAggregateFundsAvailable
0.125
crmt Line Of Credit Facility Distribution Limitations Percentage Of Consolidated Net Income
LineOfCreditFacilityDistributionLimitationsPercentageOfConsolidatedNetIncome
0.75
crmt Line Of Credit Facility Distribution Limitations Percentage Of Sum Of Borrowing Bases
LineOfCreditFacilityDistributionLimitationsPercentageOfSumOfBorrowingBases
0.2
crmt Losses On Claims For Payment Protection Plan
LossesOnClaimsForPaymentProtectionPlan
12039000
crmt Losses On Claims For Payment Protection Plan
LossesOnClaimsForPaymentProtectionPlan
11260000
crmt Net Charge Offs As Percentage Of Average Finance Receivables
NetChargeOffsAsPercentageOfAverageFinanceReceivables
0.212
crmt Net Charge Offs As Percentage Of Average Finance Receivables
NetChargeOffsAsPercentageOfAverageFinanceReceivables
0.218
crmt Noncash Transaction Loss Accrued On Disposal Of Property And Equipment
NoncashTransactionLossAccruedOnDisposalOfPropertyAndEquipment
crmt Noncash Transaction Loss Accrued On Disposal Of Property And Equipment
NoncashTransactionLossAccruedOnDisposalOfPropertyAndEquipment
-300
crmt Number Of Operating Subsidiaries
NumberOfOperatingSubsidiaries
2
crmt Originations Of Financing Receivables
OriginationsOfFinancingReceivables
356489000
crmt Originations Of Financing Receivables
OriginationsOfFinancingReceivables
356776000
CY2018Q1 crmt Payment Protection Plan Liability Anticipated Losses In Excess Of Deferred Revenues
PaymentProtectionPlanLiabilityAnticipatedLossesInExcessOfDeferredRevenues
0
CY2017Q2 crmt Payment Protection Plan Liability Anticipated Losses In Excess Of Deferred Revenues
PaymentProtectionPlanLiabilityAnticipatedLossesInExcessOfDeferredRevenues
0
crmt Payment Protection Plan Losses
PaymentProtectionPlanLosses
12039000
crmt Payment Protection Plan Losses
PaymentProtectionPlanLosses
11260000
CY2018Q1 crmt Principal Collected As A Percent Of Average Financing Receivables
PrincipalCollectedAsAPercentOfAverageFinancingReceivables
0.372
CY2017Q1 crmt Principal Collected As A Percent Of Average Financing Receivables
PrincipalCollectedAsAPercentOfAverageFinancingReceivables
0.379
crmt Treasury Stock Shares To Establish Reserve Account To Secure Service Contracts
TreasuryStockSharesToEstablishReserveAccountToSecureServiceContracts
10000
CY2018Q1 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
14071000
CY2017Q2 us-gaap Accounts Payable Current And Noncurrent
AccountsPayableCurrentAndNoncurrent
11224000
CY2018Q1 us-gaap Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
18594000
CY2017Q2 us-gaap Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
13796000
CY2018Q1 us-gaap Accrued Salaries Current And Noncurrent
AccruedSalariesCurrentAndNoncurrent
5769000
CY2017Q2 us-gaap Accrued Salaries Current And Noncurrent
AccruedSalariesCurrentAndNoncurrent
5406000
CY2018Q1 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
28288000
CY2017Q2 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
26182000
CY2018Q1 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
71116000
CY2017Q2 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
69284000
us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
1258000
us-gaap Allocated Share Based Compensation Expense
AllocatedShareBasedCompensationExpense
1000000
us-gaap Allocated Share Based Compensation Expense Net Of Tax
AllocatedShareBasedCompensationExpenseNetOfTax
843000
us-gaap Allocated Share Based Compensation Expense Net Of Tax
AllocatedShareBasedCompensationExpenseNetOfTax
627000
us-gaap Amortization Of Financing Costs And Discounts
AmortizationOfFinancingCostsAndDiscounts
199000
us-gaap Amortization Of Financing Costs And Discounts
AmortizationOfFinancingCostsAndDiscounts
197000
CY2018Q1 us-gaap Assets
Assets
456337000
CY2017Q2 us-gaap Assets
Assets
424258000
CY2018Q1 us-gaap Bank Overdrafts
BankOverdrafts
4115000
CY2017Q2 us-gaap Bank Overdrafts
BankOverdrafts
669000
CY2018Q1 us-gaap Capital Lease Obligations
CapitalLeaseObligations
1200000
CY2018Q1 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
534000
CY2017Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
434000
CY2016Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
602000
CY2017Q1 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
254000
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
100000
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-348000
CY2018Q1 us-gaap Debt Issuance Costs Line Of Credit Arrangements Net
DebtIssuanceCostsLineOfCreditArrangementsNet
153000
CY2017Q2 us-gaap Debt Issuance Costs Line Of Credit Arrangements Net
DebtIssuanceCostsLineOfCreditArrangementsNet
449000
CY2018Q1 us-gaap Deferred Discounts Finance Charges And Interest Included In Receivables
DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables
77884000
CY2018Q1 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2017Q2 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2018Q1 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2017Q2 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2018Q1 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
50000000
CY2017Q2 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
50000000
CY2018Q1 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
13026611
CY2017Q2 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
12927413
CY2018Q1 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
7056179
CY2017Q2 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
7608471
CY2018Q1 us-gaap Common Stock Value
CommonStockValue
130000
CY2017Q2 us-gaap Common Stock Value
CommonStockValue
129000
us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Concentration of Risk</div> <div style=" font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><div style="display: inline; font-style: italic;">&nbsp;</div></div> <div style=" font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9.35pt">The Company provides financing in connection with the sale of substantially all of its vehicles. These sales are made primarily to customers residing in Alabama, Arkansas, Georgia, Kentucky, Mississippi, Missouri, Oklahoma, Tennessee, and Texas, with approximately <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">30%</div> of current period revenues resulting from sales to Arkansas customers.</div> <div style=" font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9.35pt">&nbsp;</div> <div style=" font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9.35pt">Periodically, the Company maintains cash in financial institutions in excess of the amounts insured by the federal government. The Company&#x2019;s revolving credit facilities mature in <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;"> December 2019.</div></div></div></div>
CY2018Q1 us-gaap Cost Of Revenue
CostOfRevenue
74951000
CY2017Q1 us-gaap Cost Of Revenue
CostOfRevenue
71836000
us-gaap Cost Of Revenue
CostOfRevenue
225780000
us-gaap Cost Of Revenue
CostOfRevenue
225346000
CY2018Q1 us-gaap Costs And Expenses
CostsAndExpenses
141391000
CY2017Q1 us-gaap Costs And Expenses
CostsAndExpenses
134261000
us-gaap Costs And Expenses
CostsAndExpenses
417505000
us-gaap Costs And Expenses
CostsAndExpenses
410970000
CY2017Q2 us-gaap Deferred Discounts Finance Charges And Interest Included In Receivables
DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables
79062000
CY2018Q1 us-gaap Deferred Finance Costs Gross
DeferredFinanceCostsGross
547000
CY2017Q2 us-gaap Deferred Finance Costs Gross
DeferredFinanceCostsGross
593000
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-7254000
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
1160000
CY2018Q1 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
11664000
CY2017Q2 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
18918000
CY2018Q1 us-gaap Depreciation And Amortization
DepreciationAndAmortization
1057000
CY2017Q1 us-gaap Depreciation And Amortization
DepreciationAndAmortization
1059000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
3244000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
3235000
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
3244000
us-gaap Depreciation Depletion And Amortization
DepreciationDepletionAndAmortization
3235000
CY2018Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.88
CY2017Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.36
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.59
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.89
CY2018Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.82
CY2017Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.35
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
3.48
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.83
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
-0.043
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.373
CY2017 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.35
us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.33
us-gaap Excess Tax Benefit From Share Based Compensation Financing Activities
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
us-gaap Excess Tax Benefit From Share Based Compensation Financing Activities
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
942000
us-gaap Excess Tax Benefit From Share Based Compensation Operating Activities
ExcessTaxBenefitFromShareBasedCompensationOperatingActivities
-777000
us-gaap Excess Tax Benefit From Share Based Compensation Operating Activities
ExcessTaxBenefitFromShareBasedCompensationOperatingActivities
942000
us-gaap Fair Value Of Assets Acquired
FairValueOfAssetsAcquired
30312000
us-gaap Fair Value Of Assets Acquired
FairValueOfAssetsAcquired
30610000
CY2018Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
117268000
CY2017Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
109693000
CY2016Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
102485000
CY2017Q1 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
111818000
CY2018Q1 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
394614000
CY2017Q2 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
397341000
CY2017Q1 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
371078000
CY2018Q1 us-gaap Gain Loss On Disposition Of Assets
GainLossOnDispositionOfAssets
-84000
CY2017Q1 us-gaap Gain Loss On Disposition Of Assets
GainLossOnDispositionOfAssets
-7000
us-gaap Gain Loss On Disposition Of Assets
GainLossOnDispositionOfAssets
-188000
us-gaap Gain Loss On Disposition Of Assets
GainLossOnDispositionOfAssets
-406000
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-188000
us-gaap Increase Decrease In Inventories
IncreaseDecreaseInInventories
-22347000
us-gaap Increase Decrease In Inventories
IncreaseDecreaseInInventories
-28186000
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
989000
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
1271000
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-406000
CY2018Q1 us-gaap Goodwill
Goodwill
355000
CY2017Q2 us-gaap Goodwill
Goodwill
355000
CY2017 us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
0
CY2018Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Domestic
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
5823000
CY2017Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Domestic
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
4523000
us-gaap Income Loss From Continuing Operations Before Income Taxes Domestic
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
25245000
us-gaap Income Loss From Continuing Operations Before Income Taxes Domestic
IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
23864000
CY2018Q1 us-gaap Income Tax Examination Penalties And Interest Accrued
IncomeTaxExaminationPenaltiesAndInterestAccrued
0
CY2017Q2 us-gaap Income Tax Examination Penalties And Interest Accrued
IncomeTaxExaminationPenaltiesAndInterestAccrued
0
CY2018Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-7556000
CY2017Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1687000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-1095000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
8901000
CY2018Q1 us-gaap Income Tax Expense Benefit Continuing Operations Adjustment Of Deferred Tax Asset Liability
IncomeTaxExpenseBenefitContinuingOperationsAdjustmentOfDeferredTaxAssetLiability
-8100000
CY2018Q1 us-gaap Income Tax Receivable
IncomeTaxReceivable
489000
CY2017Q2 us-gaap Income Tax Receivable
IncomeTaxReceivable
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
7534000
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
4726000
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
4199000
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
603000
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
-2151000
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
3015000
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
251000
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
602000
CY2018Q1 us-gaap Interest And Fee Income Loans Consumer Installment Automobiles Marine And Other Vehicles
InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles
19048000
CY2017Q1 us-gaap Interest And Fee Income Loans Consumer Installment Automobiles Marine And Other Vehicles
InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles
17521000
us-gaap Interest And Fee Income Loans Consumer Installment Automobiles Marine And Other Vehicles
InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles
55883000
us-gaap Interest And Fee Income Loans Consumer Installment Automobiles Marine And Other Vehicles
InterestAndFeeIncomeLoansConsumerInstallmentAutomobilesMarineAndOtherVehicles
50717000
CY2018Q1 us-gaap Interest Expense
InterestExpense
1482000
CY2017Q1 us-gaap Interest Expense
InterestExpense
1060000
us-gaap Interest Expense
InterestExpense
3978000
us-gaap Interest Expense
InterestExpense
3040000
us-gaap Interest Paid Net
InterestPaidNet
3978000
us-gaap Interest Paid Net
InterestPaidNet
3040000
CY2018Q1 us-gaap Interest Receivable
InterestReceivable
2349000
CY2017Q2 us-gaap Interest Receivable
InterestReceivable
2098000
CY2018Q1 us-gaap Inventory Net
InventoryNet
38094000
CY2017Q2 us-gaap Inventory Net
InventoryNet
30129000
us-gaap Late Fee Income Generated By Servicing Financial Assets Amount
LateFeeIncomeGeneratedByServicingFinancialAssetsAmount
1400000
us-gaap Late Fee Income Generated By Servicing Financial Assets Amount
LateFeeIncomeGeneratedByServicingFinancialAssetsAmount
1400000
CY2018Q1 us-gaap Letters Of Credit Outstanding Amount
LettersOfCreditOutstandingAmount
1000000
CY2018Q1 us-gaap Liabilities
Liabilities
221081000
CY2017Q2 us-gaap Liabilities
Liabilities
190850000
CY2018Q1 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
456337000
CY2017Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
424258000
CY2018Q1 us-gaap Line Of Credit
LineOfCredit
148172000
CY2017Q2 us-gaap Line Of Credit
LineOfCredit
117944000
CY2018Q1 us-gaap Minority Interest
MinorityInterest
100000
CY2017Q2 us-gaap Minority Interest
MinorityInterest
100000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
6529000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
8791000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-1298000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-500000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-5131000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-8639000
CY2018Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
13369000
CY2017Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
2826000
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
26310000
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
14933000
us-gaap Noncash Or Part Noncash Acquisition Fixed Assets Acquired1
NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1
1196
us-gaap Noncash Or Part Noncash Acquisition Fixed Assets Acquired1
NoncashOrPartNoncashAcquisitionFixedAssetsAcquired1
CY2018Q1 us-gaap Notes Receivable Gross
NotesReceivableGross
575536000
CY2017Q2 us-gaap Notes Receivable Gross
NotesReceivableGross
545916000
CY2018Q1 us-gaap Notes Receivable Net
NotesReceivableNet
380384000
CY2017Q2 us-gaap Notes Receivable Net
NotesReceivableNet
357161000
CY2016Q2 us-gaap Notes Receivable Net
NotesReceivableNet
334793000
CY2017Q1 us-gaap Notes Receivable Net
NotesReceivableNet
363536000
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1
CY2018Q1 us-gaap Number Of Stores
NumberOfStores
140
CY2018Q1 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
5498000
CY2018Q1 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2017Q2 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2018Q1 us-gaap Preferred Stock Value
PreferredStockValue
CY2017Q2 us-gaap Preferred Stock Value
PreferredStockValue
CY2018Q1 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
4931000
CY2017Q2 us-gaap Prepaid Expense And Other Assets
PrepaidExpenseAndOtherAssets
3942000
us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
180137000
us-gaap Proceeds From Collection Of Finance Receivables
ProceedsFromCollectionOfFinanceReceivables
175696000
us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
83000
us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
106000
us-gaap Proceeds From Issuance Of Shares Under Incentive And Share Based Compensation Plans Including Stock Options
ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions
492000
us-gaap Proceeds From Issuance Of Shares Under Incentive And Share Based Compensation Plans Including Stock Options
ProceedsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions
1675000
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
307351000
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
278304000
CY2018Q1 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2017Q2 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2018Q1 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000
CY2017Q2 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000
CY2018Q1 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2017Q2 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2017Q2 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
4827000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
26295000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
8175000
us-gaap Payments Of Dividends
PaymentsOfDividends
30000
us-gaap Payments Of Dividends
PaymentsOfDividends
30000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1586000
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1424000
CY2018Q1 us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
10000
CY2017Q1 us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
10000
us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
30000
us-gaap Preferred Stock Dividends And Other Adjustments
PreferredStockDividendsAndOtherAdjustments
30000
us-gaap Proceeds From Repayments Of Bank Overdrafts
ProceedsFromRepaymentsOfBankOverdrafts
3446000
us-gaap Proceeds From Repayments Of Bank Overdrafts
ProceedsFromRepaymentsOfBankOverdrafts
3587000
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
288000
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
924000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
1311000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
1675000
CY2018Q1 us-gaap Profit Loss
ProfitLoss
13379000
CY2017Q1 us-gaap Profit Loss
ProfitLoss
2836000
us-gaap Profit Loss
ProfitLoss
26340000
us-gaap Profit Loss
ProfitLoss
14963000
us-gaap Sales Revenue Goods Net
SalesRevenueGoodsNet
384117000
CY2018Q1 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
29201000
CY2017Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
30139000
CY2018Q1 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
37872000
CY2017Q1 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
37645000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
110778000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
110467000
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
110778000
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
110467000
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
278284000
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
267163000
us-gaap Repayments Of Notes Payable
RepaymentsOfNotesPayable
81000
us-gaap Repayments Of Notes Payable
RepaymentsOfNotesPayable
77000
CY2018Q1 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
351829000
CY2017Q2 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
325519000
CY2018Q1 us-gaap Sales And Excise Tax Payable Current And Noncurrent
SalesAndExciseTaxPayableCurrentAndNoncurrent
3212000
CY2017Q2 us-gaap Sales And Excise Tax Payable Current And Noncurrent
SalesAndExciseTaxPayableCurrentAndNoncurrent
2894000
CY2018Q1 us-gaap Sales Revenue Goods Net
SalesRevenueGoodsNet
128166000
CY2017Q1 us-gaap Sales Revenue Goods Net
SalesRevenueGoodsNet
121263000
us-gaap Sales Revenue Goods Net
SalesRevenueGoodsNet
386867000
CY2018Q1 us-gaap Sales Revenue Net
SalesRevenueNet
147214000
CY2017Q1 us-gaap Sales Revenue Net
SalesRevenueNet
138784000
us-gaap Sales Revenue Net
SalesRevenueNet
442750000
us-gaap Sales Revenue Net
SalesRevenueNet
434834000
CY2018Q1 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
234856000
CY2017Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
233008000
CY2018Q1 us-gaap Tax Adjustments Settlements And Unusual Provisions
TaxAdjustmentsSettlementsAndUnusualProvisions
-8100000
CY2018Q1 us-gaap Taxes Payable Current And Noncurrent
TaxesPayableCurrentAndNoncurrent
CY2017Q2 us-gaap Taxes Payable Current And Noncurrent
TaxesPayableCurrentAndNoncurrent
885000
CY2018Q1 us-gaap Temporary Equity Carrying Amount Attributable To Parent
TemporaryEquityCarryingAmountAttributableToParent
400000
CY2017Q2 us-gaap Temporary Equity Carrying Amount Attributable To Parent
TemporaryEquityCarryingAmountAttributableToParent
400000
CY2018Q1 us-gaap Treasury Stock Shares
TreasuryStockShares
5970432
CY2017Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
5318942
CY2018Q1 us-gaap Treasury Stock Value
TreasuryStockValue
188319000
CY2017Q2 us-gaap Treasury Stock Value
TreasuryStockValue
162024000
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0128
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
3444000
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
4374000
CY2018Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
10900000
CY2017Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
13700000
CY2018Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue
9900000
CY2018Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber
552500
CY2018Q1 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageExercisePrice
28.38
CY2018Q1 us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
25945000
CY2017Q1 us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
22654000
us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
73537000
us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
68476000
us-gaap Share Based Compensation
ShareBasedCompensation
1258000
us-gaap Share Based Compensation
ShareBasedCompensation
1020000
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.36
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.36
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0181
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P5Y182D
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P5Y182D
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1
P2Y153D
us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
133000
us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
169500
us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
651490
us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
300838
us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
26300000
us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
8200000
CY2018Q1 us-gaap Stockholders Equity
StockholdersEquity
234756000
CY2017Q2 us-gaap Stockholders Equity
StockholdersEquity
232908000
us-gaap Use Of Estimates
UseOfEstimates
<div style="display: inline; font-family: times new roman; font-size: 10pt"><div style="display: inline; font-family: times new roman; font-size: 10pt"><div style=" font: italic 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify">Use of Estimates</div> <div style=" font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify"><div style="display: inline; font-style: italic;">&nbsp;</div></div> <div style=" font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: justify; text-indent: 9pt">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the period. Actual results could differ from those estimates. Significant estimates include, but are <div style="display: inline; font-style: italic; font-weight: inherit; font-style: normal;">not</div> limited to, the Company&#x2019;s allowance for credit losses.</div></div></div>
CY2018Q1 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
238712
CY2017Q1 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
282017
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
219568
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
274023
CY2018Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7345428
CY2017Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8175754
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7556255
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8165931
CY2018Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7106715
CY2017Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7893737
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7336687
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7891908

Files In Submission

Name View Source Status
0001171843-18-001791-index-headers.html Edgar Link pending
0001171843-18-001791-index.html Edgar Link pending
0001171843-18-001791.txt Edgar Link pending
0001171843-18-001791-xbrl.zip Edgar Link pending
crmt-20180131.xml Edgar Link completed
crmt-20180131.xsd Edgar Link pending
crmt-20180131_cal.xml Edgar Link unprocessable
crmt-20180131_def.xml Edgar Link unprocessable
crmt-20180131_lab.xml Edgar Link unprocessable
crmt-20180131_pre.xml Edgar Link unprocessable
exh_311.htm Edgar Link pending
exh_312.htm Edgar Link pending
exh_321.htm Edgar Link pending
f10q_030718p.htm Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
Financial_Report.xlsx Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R6.htm Edgar Link pending
R7.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending