2024 Q4 Form 10-Q Financial Statement

#000117184324006828 Filed on December 09, 2024

View on sec.gov

Income Statement

Concept 2024 Q4
Revenue $347.3M
YoY Change -3.96%
Cost Of Revenue $173.2M
YoY Change -12.77%
Gross Profit $174.1M
YoY Change 6.77%
Gross Profit Margin 50.12%
Selling, General & Admin $47.41M
YoY Change 5.67%
% of Gross Profit 27.24%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization
YoY Change
% of Gross Profit
Operating Expenses $47.41M
YoY Change 5.67%
Operating Profit $126.6M
YoY Change 7.19%
Interest Expense $18.04M
YoY Change 8.8%
% of Operating Profit 14.25%
Other Income/Expense, Net
YoY Change
Pretax Income $7.116M
YoY Change -119.99%
Income Tax $2.017M
% Of Pretax Income 28.34%
Net Earnings $5.099M
YoY Change -118.57%
Net Earnings / Revenue 1.47%
Basic Earnings Per Share $0.62
Diluted Earnings Per Share $0.61
COMMON SHARES
Basic Shares Outstanding 8.148M
Diluted Shares Outstanding 8.292M

Balance Sheet

Concept 2024 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $8.006M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory $122.1M
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $59.19M
YoY Change -0.91%
Goodwill $22.90M
YoY Change 97.41%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.575B
YoY Change 5.92%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities
Total Long-Term Liabilities
Total Liabilities $1.021B
YoY Change 1.09%
SHAREHOLDERS EQUITY
Retained Earnings $658.5M
YoY Change -0.61%
Common Stock $193.3M
YoY Change 73.36%
Preferred Stock
YoY Change
Treasury Stock (at cost) $298.2M
YoY Change 0.24%
Treasury Stock Shares
Shareholders Equity $553.6M
YoY Change
Total Liabilities & Shareholders Equity $1.575B
YoY Change 5.92%

Cashflow Statement

Concept 2024 Q4
OPERATING ACTIVITIES
Net Income $5.099M
YoY Change -118.57%
Depreciation, Depletion And Amortization
YoY Change
Cash From Operating Activities
YoY Change
INVESTING ACTIVITIES
Capital Expenditures
YoY Change
Acquisitions
YoY Change
Other Investing Activities
YoY Change
Cash From Investing Activities
YoY Change
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities
YoY Change
NET CHANGE
Cash From Operating Activities
Cash From Investing Activities
Cash From Financing Activities
Net Change In Cash
YoY Change
FREE CASH FLOW
Cash From Operating Activities
Capital Expenditures
Free Cash Flow
YoY Change

Facts In Submission

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us-gaap Increase Decrease In Inventories
IncreaseDecreaseInInventories
-65123000 usd
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
4409000 usd
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
2522000 usd
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
10047000 usd
us-gaap Increase Decrease In Accounts Payable And Accrued Liabilities
IncreaseDecreaseInAccountsPayableAndAccruedLiabilities
-4317000 usd
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
4521000 usd
us-gaap Increase Decrease In Accrued Income Taxes Payable
IncreaseDecreaseInAccruedIncomeTaxesPayable
5644000 usd
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-37206000 usd
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-76130000 usd
us-gaap Payments To Acquire Investments
PaymentsToAcquireInvestments
7527000 usd
us-gaap Payments To Acquire Investments
PaymentsToAcquireInvestments
-0 usd
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
2338000 usd
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
2149000 usd
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
24000 usd
us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
561000 usd
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-9841000 usd
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-1588000 usd
crmt Proceeds Payments From Issuance Of Shares Under Incentive And Share Based Compensation Plans Including Stock Options
ProceedsPaymentsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions
0 usd
crmt Proceeds Payments From Issuance Of Shares Under Incentive And Share Based Compensation Plans Including Stock Options
ProceedsPaymentsFromIssuanceOfSharesUnderIncentiveAndShareBasedCompensationPlansIncludingStockOptions
-455000 usd
us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
73969000 usd
us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
143000 usd
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
412000 usd
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
68000 usd
us-gaap Payments Of Dividends
PaymentsOfDividends
20000 usd
us-gaap Payments Of Dividends
PaymentsOfDividends
20000 usd
us-gaap Proceeds From Repayments Of Bank Overdrafts
ProceedsFromRepaymentsOfBankOverdrafts
2074000 usd
us-gaap Proceeds From Repayments Of Bank Overdrafts
ProceedsFromRepaymentsOfBankOverdrafts
1416000 usd
us-gaap Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
4467000 usd
us-gaap Payments Of Debt Issuance Costs
PaymentsOfDebtIssuanceCosts
4091000 usd
us-gaap Proceeds From Notes Payable
ProceedsFromNotesPayable
449889000 usd
us-gaap Proceeds From Notes Payable
ProceedsFromNotesPayable
360340000 usd
us-gaap Repayments Of Debt And Capital Lease Obligations
RepaymentsOfDebtAndCapitalLeaseObligations
345622000 usd
us-gaap Repayments Of Debt And Capital Lease Obligations
RepaymentsOfDebtAndCapitalLeaseObligations
250935000 usd
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
296424000 usd
us-gaap Proceeds From Lines Of Credit
ProceedsFromLinesOfCredit
276266000 usd
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
389551000 usd
us-gaap Repayments Of Lines Of Credit
RepaymentsOfLinesOfCredit
278419000 usd
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
82284000 usd
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
104177000 usd
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
35237000 usd
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
26459000 usd
CY2024Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
94447000 usd
CY2023Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
68034000 usd
CY2024Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
129684000 usd
CY2023Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations
94493000 usd
CY2024Q1 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
470750000 usd
us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
76000 usd
us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
0 usd
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
24000 usd
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
1325000 usd
us-gaap Dividends
Dividends
10000 usd
us-gaap Profit Loss
ProfitLoss
-964000 usd
CY2024Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
471153000 usd
CY2024Q4 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
73893000 usd
CY2024Q4 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
0 usd
CY2024Q4 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
388000 usd
CY2024Q4 us-gaap Stock Issued During Period Value Acquisitions
StockIssuedDuringPeriodValueAcquisitions
2500000 usd
CY2024Q4 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
1418000 usd
CY2024Q4 us-gaap Dividends
Dividends
10000 usd
CY2024Q4 us-gaap Profit Loss
ProfitLoss
5099000 usd
CY2024Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
553665000 usd
CY2023Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
498547000 usd
CY2023Q3 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
78000 usd
CY2023Q3 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
-455000 usd
CY2023Q3 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
68000 usd
CY2023Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
2451000 usd
CY2023Q3 us-gaap Dividends
Dividends
10000 usd
CY2023Q3 us-gaap Profit Loss
ProfitLoss
4186000 usd
CY2023Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
504729000 usd
CY2023Q4 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
65000 usd
CY2023Q4 crmt Apic Share Based Payment Arrangement Decrease For Cost Recognition
APICShareBasedPaymentArrangementDecreaseForCostRecognition
712000 usd
CY2023Q4 us-gaap Dividends
Dividends
10000 usd
CY2023Q4 us-gaap Profit Loss
ProfitLoss
-27463000 usd
CY2023Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
476609000 usd
crmt Number Of Dealerships Operated
NumberOfDealershipsOperated
154 pure
us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i>Reclassifications</i></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; font-variant: normal; margin: 0pt; text-align: justify; text-indent: 9pt;">Accident protection plan (“APP”) reserves in the amount of approximately $11.7 million for the three months ended July 31, 2023 and wholesales sales of $3.0 million for the six months ended October 31, 2023 in the prior year financial statements were reclassified to conform with the current year presentation. APP reserves of $5.8 million were reclassed out of accrued liabilities to reserve against finance receivables and $5.9 million of estimated APP insurance receivables were reclassed out of finance receivables to prepaid expenses and other assets for the three months ended July 31, 2023. $1.2 million and $1.8 million of wholesales sales were reclassed out of wholesales – third party sales to cost of goods sold for the three months ended July 31, 2023 and October 31, 2023, respectively. The reclassification had no effect on the prior year net income or shareholder’s equity.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p>
us-gaap Use Of Estimates
UseOfEstimates
<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i>Use of Estimates</i></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;text-indent:9pt;">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements, and the reported amounts of revenues and expenses during the period. Actual results could differ from those estimates. Significant estimates include the Company’s allowance for credit losses.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p>
us-gaap Concentration Risk Credit Risk
ConcentrationRiskCreditRisk
<p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;"><i>Concentration of Risk</i></p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;text-indent:10pt;">The Company provides financing in connection with the sale of substantially all of its vehicles. These sales are made primarily to customers residing in Alabama, Arkansas, Georgia, Illinois, Kentucky, Mississippi, Missouri, Oklahoma, Tennessee, and Texas, with approximately 28% of current period revenues resulting from sales to Arkansas customers.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p> <p style="font-family:Times New Roman;font-size:10pt;font-variant:normal;text-align:justify;margin:0pt;text-indent:10pt;">As of October 31, 2024, and periodically throughout the period, the Company maintained cash in financial institutions in excess of the amounts insured by the federal government. The cash is held in several highly rated banking institutions. The Company regularly monitors its counterparty credit risk and mitigates exposure by limiting the amount it invests in one institution.</p> <p style="font-family:'Times New Roman';font-size:10pt;font-variant:normal;margin:0pt;"> </p>
CY2024Q4 us-gaap Restricted Cash
RestrictedCash
121678000 usd
CY2024Q2 us-gaap Restricted Cash
RestrictedCash
88925000 usd
CY2024Q4 crmt Average Finance Receivable Interest Rate
AverageFinanceReceivableInterestRate
0.175 pure
CY2024Q4 crmt Financing Receivable Interest Rate
FinancingReceivableInterestRate
0.1825 pure
CY2023Q4 crmt Financing Receivable Interest Rate
FinancingReceivableInterestRate
0.18 pure
CY2024Q4 us-gaap Interest Receivable
InterestReceivable
7600000 usd
CY2024Q2 us-gaap Interest Receivable
InterestReceivable
6900000 usd
CY2024Q4 crmt Finance Receivables Customer Payments Due Either Weekly Or Bi Weekly Percentage
FinanceReceivablesCustomerPaymentsDueEitherWeeklyOrBiWeeklyPercentage
0.78 pure
CY2024Q4 crmt Financing Receivable Greater Than Or Equal To30 Days Past Due Percent Of Portfolio
FinancingReceivableGreaterThanOrEqualTo30DaysPastDuePercentOfPortfolio
0.035 pure
CY2024Q2 crmt Financing Receivable Greater Than Or Equal To30 Days Past Due Percent Of Portfolio
FinancingReceivableGreaterThanOrEqualTo30DaysPastDuePercentOfPortfolio
0.031 pure
CY2024Q4 crmt Allowance For Credit Losses Primary Factor Units Repossessed Or Charged Off Evaluation Period
AllowanceForCreditLossesPrimaryFactorUnitsRepossessedOrChargedOffEvaluationPeriod
P69Y
CY2024Q4 crmt Financing Receivable Weighted Average Total Contract Term
FinancingReceivableWeightedAverageTotalContractTerm
P48M6D
CY2024Q4 crmt Financing Receivable Remaining Contract Term
FinancingReceivableRemainingContractTerm
P35M27D
CY2024Q4 crmt Financing Receivables Allowance For Credit Losses And Other Losses
FinancingReceivablesAllowanceForCreditLossesAndOtherLosses
336700000 usd
CY2024Q4 srt Financing Receivable Allowance For Credit Loss To Outstanding Percent
FinancingReceivableAllowanceForCreditLossToOutstandingPercent
0.2472 pure
CY2024Q4 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
1500000000 usd
us-gaap Goodwill Impairment Loss
GoodwillImpairmentLoss
83000 usd
CY2024Q4 us-gaap Goodwill
Goodwill
22900000 usd
CY2024Q2 us-gaap Goodwill
Goodwill
14400000 usd
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.303 pure
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.234 pure
us-gaap Tax Adjustments Settlements And Unusual Provisions
TaxAdjustmentsSettlementsAndUnusualProvisions
213000 usd
CY2024Q4 us-gaap Open Tax Year
OpenTaxYear
2021
CY2024Q4 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
285774000 usd
CY2023Q4 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
300400000 usd
us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
573022000 usd
us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
610737000 usd
CY2024Q4 crmt Financing Receivable Recorded Investment Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue
6300000 usd
CY2023Q4 crmt Financing Receivable Recorded Investment Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentGreaterThan90DaysPastDue
7400000 usd
CY2024Q4 us-gaap Late Fee Income Generated By Servicing Financial Assets Amount
LateFeeIncomeGeneratedByServicingFinancialAssetsAmount
1300000 usd
us-gaap Late Fee Income Generated By Servicing Financial Assets Amount
LateFeeIncomeGeneratedByServicingFinancialAssetsAmount
2500000 usd
CY2023Q4 us-gaap Late Fee Income Generated By Servicing Financial Assets Amount
LateFeeIncomeGeneratedByServicingFinancialAssetsAmount
1200000 usd
us-gaap Late Fee Income Generated By Servicing Financial Assets Amount
LateFeeIncomeGeneratedByServicingFinancialAssetsAmount
2400000 usd
us-gaap Contract With Customer Liability Revenue Recognized
ContractWithCustomerLiabilityRevenueRecognized
22600000 usd
us-gaap Tax Adjustments Settlements And Unusual Provisions
TaxAdjustmentsSettlementsAndUnusualProvisions
213000 usd
CY2024Q4 crmt Treasury Stock Shares To Establish Reserve Account To Secure Service Contracts
TreasuryStockSharesToEstablishReserveAccountToSecureServiceContracts
10000
CY2024Q4 us-gaap Financing Receivable Before Allowance For Credit Loss And Fee
FinancingReceivableBeforeAllowanceForCreditLossAndFee
1889413000 usd
CY2024Q2 us-gaap Financing Receivable Before Allowance For Credit Loss And Fee
FinancingReceivableBeforeAllowanceForCreditLossAndFee
1844392000 usd
CY2024Q4 us-gaap Deferred Discounts Finance Charges And Interest Included In Receivables
DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables
415619000 usd
CY2024Q2 us-gaap Deferred Discounts Finance Charges And Interest Included In Receivables
DeferredDiscountsFinanceChargesAndInterestIncludedInReceivables
409004000 usd
CY2024Q4 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
1473794000 usd
CY2024Q2 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
1435388000 usd
CY2024Q4 crmt Financing Receivable Insurance Receivables For App Claims
FinancingReceivableInsuranceReceivablesForAPPClaims
2485000 usd
CY2024Q2 crmt Financing Receivable Insurance Receivables For App Claims
FinancingReceivableInsuranceReceivablesForAPPClaims
3026000 usd
CY2024Q4 crmt Financing Receivables Allowance For App Claims
FinancingReceivablesAllowanceForAPPClaims
2651000 usd
CY2024Q2 crmt Financing Receivables Allowance For App Claims
FinancingReceivablesAllowanceForAPPClaims
3171000 usd
CY2024Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
336693000 usd
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
331260000 usd
CY2024Q4 crmt Financing Receivable After Allowance For Credit Loss Before Loan Costs
FinancingReceivableAfterAllowanceForCreditLossBeforeLoanCosts
1131965000 usd
CY2024Q2 crmt Financing Receivable After Allowance For Credit Loss Before Loan Costs
FinancingReceivableAfterAllowanceForCreditLossBeforeLoanCosts
1097931000 usd
CY2024Q4 us-gaap Financing Receivable Unamortized Loan Fee Cost
FinancingReceivableUnamortizedLoanFeeCost
653000 usd
CY2024Q2 us-gaap Financing Receivable Unamortized Loan Fee Cost
FinancingReceivableUnamortizedLoanFeeCost
660000 usd
CY2024Q4 us-gaap Notes Receivable Net
NotesReceivableNet
1132618000 usd
CY2024Q2 us-gaap Notes Receivable Net
NotesReceivableNet
1098591000 usd
CY2024Q2 crmt Financing Receivable After Allowance For Credit Loss Before Loan Costs
FinancingReceivableAfterAllowanceForCreditLossBeforeLoanCosts
1097931000 usd
CY2023Q2 crmt Financing Receivable After Allowance For Credit Loss Before Loan Costs
FinancingReceivableAfterAllowanceForCreditLossBeforeLoanCosts
1062760000 usd
crmt Finance Receivable Originations
FinanceReceivableOriginations
527487000 usd
crmt Finance Receivable Originations
FinanceReceivableOriginations
580082000 usd
crmt Finance Receivable Collections
FinanceReceivableCollections
224640000 usd
crmt Finance Receivable Collections
FinanceReceivableCollections
218208000 usd
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
194945000 usd
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
231718000 usd
crmt Losses On Claims For Payment Protection Plan
LossesOnClaimsForPaymentProtectionPlan
16797000 usd
crmt Losses On Claims For Payment Protection Plan
LossesOnClaimsForPaymentProtectionPlan
15173000 usd
crmt Inventory Acquired In Repossession And Payment Protection Plan Claims
InventoryAcquiredInRepossessionAndPaymentProtectionPlanClaims
57071000 usd
crmt Inventory Acquired In Repossession And Payment Protection Plan Claims
InventoryAcquiredInRepossessionAndPaymentProtectionPlanClaims
73217000 usd
CY2024Q4 crmt Financing Receivable After Allowance For Credit Loss Before Loan Costs
FinancingReceivableAfterAllowanceForCreditLossBeforeLoanCosts
1131965000 usd
CY2023Q4 crmt Financing Receivable After Allowance For Credit Loss Before Loan Costs
FinancingReceivableAfterAllowanceForCreditLossBeforeLoanCosts
1104526000 usd
CY2024Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
331260000 usd
CY2023Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
299608000 usd
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
194945000 usd
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
231718000 usd
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
250057000 usd
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
255685000 usd
crmt Financing Receivable Allowance For Credit Loss Recovered Collateral
FinancingReceivableAllowanceForCreditLossRecoveredCollateral
60545000 usd
crmt Financing Receivable Allowance For Credit Loss Recovered Collateral
FinancingReceivableAllowanceForCreditLossRecoveredCollateral
68689000 usd
CY2024Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
336693000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
344330000 usd
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
1800000 usd
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
1400000 usd
CY2024Q4 srt Financing Receivable Allowance For Credit Loss To Outstanding Percent
FinancingReceivableAllowanceForCreditLossToOutstandingPercent
0.2472 pure
CY2024Q3 srt Financing Receivable Allowance For Credit Loss To Outstanding Percent
FinancingReceivableAllowanceForCreditLossToOutstandingPercent
0.25 pure
CY2024Q4 crmt Provision For Credit Losses Resulting Benefit From Increase Decrease
ProvisionForCreditLossesResultingBenefitFromIncreaseDecrease
-3800000 usd
CY2024Q4 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
1473794000 usd
CY2024Q4 crmt Financing Receivable Percent Of Portfolio
FinancingReceivablePercentOfPortfolio
1 pure
CY2024Q2 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
1435388000 usd
CY2024Q2 crmt Financing Receivable Percent Of Portfolio
FinancingReceivablePercentOfPortfolio
1 pure
CY2023Q4 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
1463398000 usd
CY2023Q4 crmt Financing Receivable Percent Of Portfolio
FinancingReceivablePercentOfPortfolio
1 pure
crmt Average Collected Amount Per Customer Per Month
AverageCollectedAmountPerCustomerPerMonth
561000 usd
crmt Average Collected Amount Per Customer Per Month
AverageCollectedAmountPerCustomerPerMonth
534000 usd
CY2024Q4 crmt Principal Collected As A Percent Of Average Financing Receivables
PrincipalCollectedAsAPercentOfAverageFinancingReceivables
0.154 pure
CY2023Q4 crmt Principal Collected As A Percent Of Average Financing Receivables
PrincipalCollectedAsAPercentOfAverageFinancingReceivables
0.152 pure
crmt Average Downpayment Percentage
AverageDownpaymentPercentage
0.052 pure
crmt Average Downpayment Percentage
AverageDownpaymentPercentage
0.049 pure
crmt Average Originating Contract Term
AverageOriginatingContractTerm
P44M9D
crmt Average Originating Contract Term
AverageOriginatingContractTerm
P44M12D
CY2024Q4 crmt Portfolio Weighted Average Contract Term Including Modifications
PortfolioWeightedAverageContractTermIncludingModifications
P48M6D
CY2023Q4 crmt Portfolio Weighted Average Contract Term Including Modifications
PortfolioWeightedAverageContractTermIncludingModifications
P47M9D
crmt Total Dollars Collected Per Active Customer Percentage Change
TotalDollarsCollectedPerActiveCustomerPercentageChange
0.05 pure
crmt Collections As Percentage Of Average Financing Receivables
CollectionsAsPercentageOfAverageFinancingReceivables
0.0020 pure
crmt Increase Decrease In Average Selling Price
IncreaseDecreaseInAverageSellingPrice
736 usd
crmt Increase Decrease In Average Selling Price Percentage
IncreaseDecreaseInAverageSellingPricePercentage
0.039 pure
CY2024Q4 us-gaap Financing Receivable Originated In Current Fiscal Year
FinancingReceivableOriginatedInCurrentFiscalYear
471360000 usd
CY2024Q4 us-gaap Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
603350000 usd
CY2024Q4 us-gaap Financing Receivable Originated Two Years Before Latest Fiscal Year
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
290958000 usd
CY2024Q4 us-gaap Financing Receivable Originated Three Years Before Latest Fiscal Year
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
94872000 usd
CY2024Q4 us-gaap Financing Receivable Originated Four Years Before Latest Fiscal Year
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
11918000 usd
CY2024Q4 us-gaap Financing Receivable Originated Five Or More Years Before Latest Fiscal Year
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
1336000 usd
CY2024Q4 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
1473794000 usd
CY2024Q4 crmt Financing Receivable Percent Of Portfolio
FinancingReceivablePercentOfPortfolio
1 pure
CY2024Q4 us-gaap Financing Receivable Year One Originated Current Fiscal Year Writeoff
FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff
24742000 usd
CY2024Q4 us-gaap Financing Receivable Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff
FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff
137604000 usd
CY2024Q4 us-gaap Financing Receivable Year Three Originated Two Years Before Current Fiscal Year Writeoff
FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff
66999000 usd
CY2024Q4 us-gaap Financing Receivable Year Four Originated Three Years Before Current Fiscal Year Writeoff
FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff
18381000 usd
CY2024Q4 us-gaap Financing Receivable Year Five Originated Four Years Before Current Fiscal Year Writeoff
FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff
1993000 usd
CY2024Q4 us-gaap Financing Receivable Originated More Than Five Years Before Current Fiscal Year Writeoff
FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff
338000 usd
CY2024Q4 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
250057000 usd
CY2023Q4 us-gaap Financing Receivable Originated In Current Fiscal Year
FinancingReceivableOriginatedInCurrentFiscalYear
533024000 usd
CY2023Q4 us-gaap Financing Receivable Originated In Fiscal Year Before Latest Fiscal Year
FinancingReceivableOriginatedInFiscalYearBeforeLatestFiscalYear
625856000 usd
CY2023Q4 us-gaap Financing Receivable Originated Two Years Before Latest Fiscal Year
FinancingReceivableOriginatedTwoYearsBeforeLatestFiscalYear
250507000 usd
CY2023Q4 us-gaap Financing Receivable Originated Three Years Before Latest Fiscal Year
FinancingReceivableOriginatedThreeYearsBeforeLatestFiscalYear
49783000 usd
CY2023Q4 us-gaap Financing Receivable Originated Four Years Before Latest Fiscal Year
FinancingReceivableOriginatedFourYearsBeforeLatestFiscalYear
3278000 usd
CY2023Q4 us-gaap Financing Receivable Originated Five Or More Years Before Latest Fiscal Year
FinancingReceivableOriginatedFiveOrMoreYearsBeforeLatestFiscalYear
950000 usd
CY2023Q4 crmt Finance Receivable Principal Balance
FinanceReceivablePrincipalBalance
1463398000 usd
CY2022Q4 crmt Financing Receivable Percent Of Portfolio
FinancingReceivablePercentOfPortfolio
1 pure
CY2023Q4 us-gaap Financing Receivable Year One Originated Current Fiscal Year Writeoff
FinancingReceivableYearOneOriginatedCurrentFiscalYearWriteoff
36228000 usd
CY2023Q4 us-gaap Financing Receivable Year Two Originated Fiscal Year Before Current Fiscal Year Writeoff
FinancingReceivableYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff
153765000 usd
CY2023Q4 us-gaap Financing Receivable Year Three Originated Two Years Before Current Fiscal Year Writeoff
FinancingReceivableYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff
54307000 usd
CY2023Q4 us-gaap Financing Receivable Year Four Originated Three Years Before Current Fiscal Year Writeoff
FinancingReceivableYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff
10301000 usd
CY2023Q4 us-gaap Financing Receivable Year Five Originated Four Years Before Current Fiscal Year Writeoff
FinancingReceivableYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff
791000 usd
CY2023Q4 us-gaap Financing Receivable Originated More Than Five Years Before Current Fiscal Year Writeoff
FinancingReceivableOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff
293000 usd
CY2023Q4 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
255685000 usd
CY2024Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
53638000 usd
CY2024Q2 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
49906000 usd
CY2024Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
59192000 usd
CY2024Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
60361000 usd
CY2024Q4 us-gaap Bank Overdrafts
BankOverdrafts
2897000 usd
CY2024Q2 us-gaap Bank Overdrafts
BankOverdrafts
823000 usd
CY2024Q4 us-gaap Accrued Salaries Current And Noncurrent
AccruedSalariesCurrentAndNoncurrent
9436000 usd
CY2024Q2 us-gaap Accrued Salaries Current And Noncurrent
AccruedSalariesCurrentAndNoncurrent
10774000 usd
CY2024Q4 us-gaap Sales And Excise Tax Payable Current And Noncurrent
SalesAndExciseTaxPayableCurrentAndNoncurrent
3640000 usd
CY2024Q2 us-gaap Sales And Excise Tax Payable Current And Noncurrent
SalesAndExciseTaxPayableCurrentAndNoncurrent
6234000 usd
CY2024Q4 crmt Fair Value Of Contingent Consideration Liability
FairValueOfContingentConsiderationLiability
6536000 usd
CY2024Q2 crmt Fair Value Of Contingent Consideration Liability
FairValueOfContingentConsiderationLiability
3193000 usd
CY2024Q4 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
2724000 usd
CY2024Q2 us-gaap Interest Payable Current And Noncurrent
InterestPayableCurrentAndNoncurrent
2221000 usd
CY2024Q4 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
8392000 usd
CY2024Q2 us-gaap Other Accrued Liabilities Current And Noncurrent
OtherAccruedLiabilitiesCurrentAndNoncurrent
4583000 usd
CY2024Q4 us-gaap Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
33625000 usd
CY2024Q2 us-gaap Accrued Liabilities Current And Noncurrent
AccruedLiabilitiesCurrentAndNoncurrent
27828000 usd
CY2024Q4 us-gaap Long Term Debt And Capital Lease Obligations Including Current Maturities
LongTermDebtAndCapitalLeaseObligationsIncludingCurrentMaturities
763779000 usd
CY2024Q2 us-gaap Long Term Debt And Capital Lease Obligations Including Current Maturities
LongTermDebtAndCapitalLeaseObligationsIncludingCurrentMaturities
754448000 usd
CY2022Q4 crmt Fair Value Inputs Discount Rate Intercompany Transactions
FairValueInputsDiscountRateIntercompanyTransactions
0.385 pure
CY2024Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8147971
CY2023Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
6386208
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7272364
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
6383956
CY2024Q4 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
144488
CY2023Q4 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
151572
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
0
CY2024Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8292459
CY2023Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
6386208
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7423936
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
6383956
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P4Y10M24D
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Fair Value Assumptions Expected Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardFairValueAssumptionsExpectedTerm1
P5Y6M
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0513 pure
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Risk Free Interest Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsRiskFreeInterestRate
0.0366 pure
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.60 pure
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Volatility Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedVolatilityRate
0.58 pure
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0 pure
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Fair Value Assumptions Expected Dividend Rate
ShareBasedCompensationArrangementByShareBasedPaymentAwardFairValueAssumptionsExpectedDividendRate
0 pure
crmt Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGrantDateFairValue
350000 usd
crmt Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGrantDateFairValue
1500000 usd
crmt Stock Options Exercised
StockOptionsExercised
0
crmt Stock Options Exercised
StockOptionsExercised
30000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
0 usd
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
0 usd
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
0 usd
us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
1036000 usd
crmt Share Based Compensation Arrangement By Share Based Payment Award Options Exercised Through Net Settlements
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisedThroughNetSettlements
30000
crmt Share Based Compensation Arrangement By Share Based Payment Award Options Reduction In Shares Issued To Satisfy The Exercise Price And Applicable Withholding Taxes
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsReductionInSharesIssuedToSatisfyTheExercisePriceAndApplicableWithholdingTaxes
23507
crmt Share Based Compensation Arrangement By Share Based Payment Award Options Exercised Through Net Settlements Net Of Shares To Satisfy The Exercise Price And Applicable Withholding Taxes
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisedThroughNetSettlementsNetOfSharesToSatisfyTheExercisePriceAndApplicableWithholdingTaxes
6493
CY2024Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
270000000 usd
CY2023Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
4100000 usd
CY2024Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableNumber
408734
CY2024Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue
270000000 usd
us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested And Expected To Vest Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestExercisableWeightedAverageRemainingContractualTerm1
P4Y8M12D
CY2024Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice
77.74
CY2024Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2024Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
8253186
CY2024Q2 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
6394675
CY2024Q4 crmt Operating Lease Percent Of Facilities Leased
OperatingLeasePercentOfFacilitiesLeased
0.87 pure
us-gaap Operating Lease Expense
OperatingLeaseExpense
5200000 usd
us-gaap Operating Lease Expense
OperatingLeaseExpense
4500000 usd
CY2024Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.049 pure
CY2024Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
5163000 usd
CY2024Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
9939000 usd
CY2024Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
9310000 usd
CY2024Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
8636000 usd
CY2024Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
7740000 usd
CY2024Q4 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
48650000 usd
CY2024Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
89438000 usd
CY2024Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
20382000 usd
CY2024Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
69056000 usd
CY2024Q4 us-gaap Letters Of Credit Outstanding Amount
LettersOfCreditOutstandingAmount
3900000 usd
CY2023Q4 us-gaap Letters Of Credit Outstanding Amount
LettersOfCreditOutstandingAmount
2900000 usd
us-gaap Interest Paid Net
InterestPaidNet
35851000 usd
us-gaap Interest Paid Net
InterestPaidNet
30467000 usd
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
-2765000 usd
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
1299000 usd
us-gaap Fair Value Of Assets Acquired
FairValueOfAssetsAcquired
57071000 usd
us-gaap Fair Value Of Assets Acquired
FairValueOfAssetsAcquired
69679000 usd
crmt Net Settlement Option Exercises
NetSettlementOptionExercises
0 usd
crmt Net Settlement Option Exercises
NetSettlementOptionExercises
1646000 usd
us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
384000 usd
us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
0 usd
crmt Rightofuse Asset Obtained In Exchange For Operating Lease Liability Through Acquisitions
RightofuseAssetObtainedInExchangeForOperatingLeaseLiabilityThroughAcquisitions
7433000 usd
crmt Rightofuse Asset Obtained In Exchange For Operating Lease Liability Through Acquisitions
RightofuseAssetObtainedInExchangeForOperatingLeaseLiabilityThroughAcquisitions
0 usd

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0001171843-24-006828.txt Edgar Link pending
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crmt-20241031.xsd Edgar Link pending
crmt20241031_10q.htm Edgar Link pending
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crmt-20241031_def.xml Edgar Link unprocessable
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crmt-20241031_pre.xml Edgar Link unprocessable
crmt20241031_10q_htm.xml Edgar Link completed
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crmt-20241031_cal.xml Edgar Link unprocessable