CSB Bancorp Inc
csb1.comWhat Do They Do?
Provides retail and commercial banking services to business, institutional, and individual customers in northeast Ohio.
10-K for FY2025, filed Mar 16, 2026CSB operates primarily through the Bank and CSB Investment Services, LLC, providing a wide range of banking, trust, financial, and…View ↗
How Do They Make Money?
Earns interest on loans, securities, and deposits held at the Federal Reserve, while paying interest on deposits and borrowings; it also collects fees on deposit accounts and debit and credit cards.
10-K for FY2025, filed Mar 16, 2026 8-K, filed Jul 21, 2026Noninterest income increased $175 thousand, or 10%, compared to second quarter of 2025. The increase was primarily the result of a $49…View ↗
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10-K for FY2025, filed Mar 16, 2026
FY2025 revenue by product or service (Noninterest income) ↗
$57M
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10-K for FY2025, filed Mar 16, 2026
$57M ↗
| Segment | Share | Revenue |
|---|---|---|
|
Deposit Account
|
23%
FY2022: 24%
|
Deposit Account, FY2025
$1.2M Sources
|
|
Fiduciary and Trust
|
22%
FY2022: 19%
|
Fiduciary and Trust, FY2025
$1.1M Sources
|
|
Debit Card
|
42%
FY2022: 43%
|
Debit Card, FY2025
$2.2M Sources
|
|
Credit Card
|
13%
FY2022: 14%
|
Credit Card, FY2025
$670K Sources
|
Who Are Their Customers?
The Bank serves business, institutional, and individual customers across northeast Ohio with retail and commercial banking, trust, and brokerage services.
10-K for FY2025, filed Mar 16, 2026CSB operates primarily through the Bank and CSB Investment Services, LLC, providing a wide range of banking, trust, financial, and…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 23 cents of every revenue dollar as net income in FY2025 and turned 33 cents into free cash flow.
How Are They Changing?
10-Q for Q2 FY2026, filed Aug 13, 2026
Open tableView ↗
Growing. Revenue grew 93% in 4 years, from $29.5M in FY2021 to $57M in FY2025, about 18% a year.
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