Company Executives

Management Team

From the proxy statement filed Mar 18, 2026

Officer	Age	In this role	Joined	2025 pay
Mark A. Gooch Also a director Chairman of the Board, President, and Chief Executive Officer	67	Not stated	Not stated	$1,639,760
Kevin J. Stumbo Executive Vice President, Chief Financial Officer, and Treasurer	Not stated	Not stated	Not stated	$719,942
Billie J. Dollins Executive Vice President	Not stated	Not stated	Not stated	Not reported
Charles Wayne Hancock II Executive Vice President and Secretary	Not stated	Not stated	Not stated	$623,940
D. Andrew Jones Executive Vice President	Not stated	Not stated	Not stated	Not reported
Thomas E. McCoy Executive Vice President	Not stated	Not stated	Not stated	Not reported
Richard W. Newsom Executive Vice President	Not stated	Not stated	Not stated	$716,732
Mark E. Smith Executive Vice President	Not stated	Not stated	Not stated	Not reported
Ricky D. Sparkman Executive Vice President	Not stated	Not stated	Not stated	$636,085
David I. Tackett Executive Vice President	Not stated	Not stated	Not stated	Not reported
Andy D. Waters Executive Vice President	Not stated	Not stated	Not stated	Not reported

Each officer opens the passage of the filing that names them. A title that changed since the list comes from the officer's latest Form 3, 4 or 5, and its start year is not stated there. "Not stated" means the filing does not say. Pay is the proxy's Summary Compensation Table, which reports only the named executive officers.

Board of Directors

From the proxy statement filed Mar 18, 2026

Directors

serving now

Independent

Not stated

the proxy does not say

Average tenure

6.9 years

from year joined

CEO also chairs the board

Yes

Mark A. Gooch

Director	Age	On board	Independent	Committees	Other public boards	2025 pay
Mark A. Gooch Board chair, CEO	67	2022 4 years	Not stated	Executive Committee · Chair Corporate Retirement and Employee Benefit Committee	None stated	$0
Eugenia Crittenden “Crit” Luallen Lead independent director	73	2020 6 years	Not stated	Audit and Asset Quality Committee · Chair Executive Committee Risk and Compliance Committee Nominating and Corporate Governance Committee Compensation Committee	None stated	$117,090
David L. Baird	46	2025 1 year	Not stated	Risk and Compliance Committee	None stated	$39,488
Chad C. Street	54	2021 5 years	Not stated	Executive Committee Audit and Asset Quality Committee Risk and Compliance Committee Nominating and Corporate Governance Committee	None stated	$88,090
Ina Michelle Matthews	55	2021 5 years	Not stated	Risk and Compliance Committee · Chair Audit and Asset Quality Committee Compensation Committee Corporate Retirement and Employee Benefit Committee	None stated	$90,785
James E. McGhee II	68	2005 21 years	Not stated	Nominating and Corporate Governance Committee · Chair Executive Committee Audit and Asset Quality Committee Risk and Compliance Committee Compensation Committee	None stated	$98,490
Franky Minnifield	66	2020 6 years	Not stated	Corporate Retirement and Employee Benefit Committee · Chair Risk and Compliance Committee Audit and Asset Quality Committee Nominating and Corporate Governance Committee	None stated	$91,490
Jefferson F. Sandlin	63	2024 2 years	Not stated	Audit and Asset Quality Committee Risk and Compliance Committee Corporate Retirement and Employee Benefit Committee	None stated	$87,890
Anthony W. St. Charles	67	2010 16 years	Not stated	Compensation Committee · Chair Executive Committee Audit and Asset Quality Committee Risk and Compliance Committee Corporate Retirement and Employee Benefit Committee	None stated	$96,540
Lillian (Kay) Webb	62	2023 3 years	Not stated	Corporate Retirement and Employee Benefit Committee Audit and Asset Quality Committee Risk and Compliance Committee	None stated	$86,590

Each director opens the passage of the proxy that names them. "Not stated" means the proxy does not say; it never means "no". Pay is the proxy's Director Compensation table; the CEO is paid as an executive.

No related-party transactions disclosed

The proxy filed Mar 18, 2026 describes a review policy but reports no transactions.

Read the policy in the proxy

Comments

Company Executives

Management Team

Board of Directors

Related-party transactions

No related-party transactions disclosed