$CZFS
CITIZENS FINANCIAL SERVICES INC Stock $czfs

$czfs Overview Financials Valuation SEC Filings Company Website

2022 Q3 Form 10-Q Financial Statement

#000114036122028711 Filed on August 08, 2022

Income Statement

Concept	2022 Q3	2022 Q2	2022 Q1
Revenue	$2.267M	$19.41M	$17.82M
YoY Change	-87.64%	7.37%	-2.62%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$254.0K	$257.0K	$262.0K
YoY Change	-5.93%	-8.21%	-9.66%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense	$2.937M	$1.678M	$1.553M
YoY Change	67.64%	-9.93%	-16.24%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$9.199M	$8.383M	$8.212M
YoY Change	6.45%	3.52%	-18.52%
Income Tax	$1.655M	$1.482M	$1.472M
% Of Pretax Income	17.99%	17.68%	17.92%
Net Earnings	$7.544M	$6.901M	$6.740M
YoY Change	6.8%	3.82%	-20.36%
Net Earnings / Revenue	332.77%	35.56%	37.83%
Basic Earnings Per Share	$1.90	$1.74	$1.71
Diluted Earnings Per Share	$1.901M	$1.74	$1.71
COMMON SHARES
Basic Shares Outstanding	3.970M	3.973M	3.939M
Diluted Shares Outstanding	3.968M	3.973M	3.939M

Balance Sheet

Concept	2022 Q3	2022 Q2	2022 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments	$25.41M	$22.98M
YoY Change
Cash & Equivalents	$23.15M	$20.67M	$114.1M
Short-Term Investments	$2.257M	$2.309M
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment	$17.37M	$17.48M	$16.85M
YoY Change	0.97%	1.6%	-3.7%
Goodwill	$31.38M	$31.38M	$31.38M
YoY Change	0.0%	0.0%	0.0%
Intangibles	$1.371M	$1.449M
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$2.350B	$2.213B	$2.178B
YoY Change	14.78%	10.46%	9.13%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$922.0K	$566.0K	$714.0K
YoY Change	15.25%	-29.25%	-20.67%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$922.0K	$566.0K	$714.0K
YoY Change	15.25%	-29.25%	-20.67%
LONG-TERM LIABILITIES
Long-Term Debt	$258.9M	$110.5M	$68.21M
YoY Change	231.1%	13.03%	-20.87%
Other Long-Term Liabilities	$29.73M	$28.01M	$27.12M
YoY Change	63.33%	56.5%	22.18%
Total Long-Term Liabilities	$288.6M	$138.6M	$95.34M
YoY Change	199.43%	19.75%	-12.05%
TOTAL LIABILITIES
Total Short-Term Liabilities	$922.0K	$566.0K	$714.0K
Total Long-Term Liabilities	$288.6M	$138.6M	$95.34M
Total Liabilities	$2.158B	$2.018B	$1.975B
YoY Change	17.41%	12.17%	9.93%
SHAREHOLDERS EQUITY
Retained Earnings	$159.0M	$153.3M
YoY Change
Common Stock	$4.428M	$4.428M
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)	$16.97M	$17.04M
YoY Change
Treasury Stock Shares	$456.3K	$457.5K
Shareholders Equity	$191.4M	$195.0M	$202.7M
YoY Change
Total Liabilities & Shareholders Equity	$2.350B	$2.213B	$2.178B
YoY Change	14.78%	10.46%	9.13%

Cashflow Statement

Concept	2022 Q3	2022 Q2	2022 Q1
OPERATING ACTIVITIES
Net Income	$7.544M	$6.901M	$6.740M
YoY Change	6.8%	3.82%	-20.36%
Depreciation, Depletion And Amortization	$254.0K	$257.0K	$262.0K
YoY Change	-5.93%	-8.21%	-9.66%
Cash From Operating Activities	$9.266M	$3.029M	$12.04M
YoY Change	-13.08%	-60.92%	-13.79%
INVESTING ACTIVITIES
Capital Expenditures	-$252.0K	-$840.0K	-$58.00K
YoY Change	40.0%	1100.0%	-92.66%
Acquisitions
YoY Change
Other Investing Activities	-$143.1M	-$134.5M	-$106.0M
YoY Change	166.19%	145.79%	329.66%
Cash From Investing Activities	-$143.3M	-$135.3M	-$106.1M
YoY Change	165.72%	147.06%	316.55%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net			$4.725M
YoY Change
Cash From Financing Activities	136.5M	38.84M	35.29M
YoY Change	268.55%	784.78%	-62.3%
NET CHANGE
Cash From Operating Activities	9.266M	3.029M	12.04M
Cash From Investing Activities	-143.3M	-135.3M	-106.1M
Cash From Financing Activities	136.5M	38.84M	35.29M
Net Change In Cash	2.476M	-93.44M	-58.72M
YoY Change	-139.74%	119.19%	-171.5%
FREE CASH FLOW
Cash From Operating Activities	$9.266M	$3.029M	$12.04M
Capital Expenditures	-$252.0K	-$840.0K	-$58.00K
Free Cash Flow	$9.518M	$3.869M	$12.10M
YoY Change	-12.2%	-50.52%	-18.01%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value
	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	23-2265045
	dei	Amendment Flag AmendmentFlag	false
	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--12-31
	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2022
	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	Q2
	dei	Entity Central Index Key EntityCentralIndexKey	0000739421
	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	PA
CY2022Q2	us-gaap	Stock Issued During Period Value Stock Dividend StockIssuedDuringPeriodValueStockDividend	0
	us-gaap	Stock Issued During Period Shares Restricted Stock Award Forfeited StockIssuedDuringPeriodSharesRestrictedStockAwardForfeited	39
CY2021Q2	us-gaap	Stock Issued During Period Value Stock Dividend StockIssuedDuringPeriodValueStockDividend	0
CY2021Q2	us-gaap	Stock Issued During Period Value Restricted Stock Award Net Of Forfeitures StockIssuedDuringPeriodValueRestrictedStockAwardNetOfForfeitures	398000
	us-gaap	Proceeds From Life Insurance Policies ProceedsFromLifeInsurancePolicies	0
	us-gaap	Proceeds From Life Insurance Policies ProceedsFromLifeInsurancePolicies	3714000
	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	700000
	us-gaap	Proceeds From Sale Of Available For Sale Securities Debt ProceedsFromSaleOfAvailableForSaleSecuritiesDebt	0
CY2022Q2	us-gaap	Proceeds From Sale Of Available For Sale Securities Debt ProceedsFromSaleOfAvailableForSaleSecuritiesDebt	0
CY2021Q2	us-gaap	Proceeds From Sale Of Available For Sale Securities Debt ProceedsFromSaleOfAvailableForSaleSecuritiesDebt	0
	us-gaap	Proceeds From Sale Of Available For Sale Securities Debt ProceedsFromSaleOfAvailableForSaleSecuritiesDebt	5045000
CY2022Q2	us-gaap	Loans Payable To Bank LoansPayableToBank	0
CY2021Q4	us-gaap	Loans Payable To Bank LoansPayableToBank	6800000
	czfs	Guidance Issued By Sba For Forgiveness Of Loans GuidanceIssuedBySBAForForgivenessOfLoans	150000
CY2022Q2	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	1595376000
CY2022Q2	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	12776000
CY2022Q2	czfs	Financing Receivable Loans Acquired With Deteriorated Credit Quality FinancingReceivableLoansAcquiredWithDeterioratedCreditQuality	-3607000
CY2022Q2	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	1578993000
CY2022Q2	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	17570000
CY2022Q2	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	129000
CY2022Q2	czfs	Loans And Leases Receivable Allowance Related To Loans Acquired With Deteriorated Credit Quality LoansAndLeasesReceivableAllowanceRelatedToLoansAcquiredWithDeterioratedCreditQuality	0
CY2022Q2	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	17441000
CY2022Q2	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	1577806000
CY2022Q2	czfs	Loans And Leases Receivable Net Reported Amount Related To Individually Evaluated For Impairment LoansAndLeasesReceivableNetReportedAmountRelatedToIndividuallyEvaluatedForImpairment	12647000
CY2022Q2	czfs	Loans And Leases Receivable Net Reported Amount Related To Loans Acquired With Deteriorated Credit Quality LoansAndLeasesReceivableNetReportedAmountRelatedToLoansAcquiredWithDeterioratedCreditQuality	3607000
CY2022Q2	czfs	Loans And Leases Receivable Net Reported Amount Related To Collectively Evaluated For Impairment LoansAndLeasesReceivableNetReportedAmountRelatedToCollectivelyEvaluatedForImpairment	1561552000
CY2021Q4	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	1441533000
CY2021Q4	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	15533000
CY2021Q4	czfs	Financing Receivable Loans Acquired With Deteriorated Credit Quality FinancingReceivableLoansAcquiredWithDeterioratedCreditQuality	-3802000
CY2021Q4	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	1422198000
CY2021Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	17304000
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	121000
CY2021Q4	czfs	Loans And Leases Receivable Allowance Related To Loans Acquired With Deteriorated Credit Quality LoansAndLeasesReceivableAllowanceRelatedToLoansAcquiredWithDeterioratedCreditQuality	0
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	17183000
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CY2021Q4	czfs	Loans And Leases Receivable Net Reported Amount Related To Loans Acquired With Deteriorated Credit Quality LoansAndLeasesReceivableNetReportedAmountRelatedToLoansAcquiredWithDeterioratedCreditQuality	3802000
CY2021Q4	czfs	Loans And Leases Receivable Net Reported Amount Related To Collectively Evaluated For Impairment LoansAndLeasesReceivableNetReportedAmountRelatedToCollectivelyEvaluatedForImpairment	1405015000
CY2021	czfs	Loans Originated LoansOriginated	24300000
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	us-gaap	Impaired Financing Receivable Interest Income Accrual Method ImpairedFinancingReceivableInterestIncomeAccrualMethod	192000
	us-gaap	Impaired Financing Receivable Interest Income Cash Basis Method ImpairedFinancingReceivableInterestIncomeCashBasisMethod	15000
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CY2021Q4	us-gaap	Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield	370000
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CY2022Q2	czfs	Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Reclassification Of Non Accretable Discount CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesReclassificationOfNonAccretableDiscount	0
CY2021Q2	czfs	Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Reclassification Of Non Accretable Discount CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesReclassificationOfNonAccretableDiscount	0
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CY2021Q2	us-gaap	Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Accretable Yield CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesAccretableYield	584000
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CY2022Q2	us-gaap	Impaired Financing Receivable Unpaid Principal Balance ImpairedFinancingReceivableUnpaidPrincipalBalance	15405000
CY2022Q2	us-gaap	Impaired Financing Receivable With No Related Allowance Recorded Investment ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment	12061000
CY2022Q2	us-gaap	Impaired Financing Receivable With Related Allowance Recorded Investment ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment	715000
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CY2021Q4	us-gaap	Impaired Financing Receivable Unpaid Principal Balance ImpairedFinancingReceivableUnpaidPrincipalBalance	17905000
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	us-gaap	Impaired Financing Receivable Average Recorded Investment ImpairedFinancingReceivableAverageRecordedInvestment	16619000
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CY2021Q4	czfs	Purchased Credit Impaired Loans Non Accrual PurchasedCreditImpairedLoansNonAccrual	0
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CY2021Q4	czfs	Purchased Credit Impaired Loans And Still Accruing PurchasedCreditImpairedLoansAndStillAccruing	3802000
CY2021Q4	czfs	Financing Receivable Recorded Investment Total And Still Accruing FinancingReceivableRecordedInvestmentTotalAndStillAccruing	1433917000
CY2021Q4	us-gaap	Notes Receivable Gross NotesReceivableGross	4637000
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CY2021Q4	czfs	Purchased Credit Impaired Loans PurchasedCreditImpairedLoans	3802000
CY2021Q4	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	1441533000
	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	451000
	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	17000
CY2022Q2	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	7251000
CY2021Q4	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	7616000
CY2022Q2	czfs	Troubled Debt Financing Receivable Related Allowance TroubledDebtFinancingReceivableRelatedAllowance	23000
CY2021Q4	czfs	Troubled Debt Financing Receivable Related Allowance TroubledDebtFinancingReceivableRelatedAllowance	26000
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CY2022Q2	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	17441000
CY2022Q2	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	17570000
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	121000
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	17183000
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	17304000
CY2022Q1	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	17556000
CY2022Q2	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	446000
CY2022Q2	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	10000
CY2022Q2	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	450000
CY2022Q2	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	17570000
CY2021Q1	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	16560000
CY2021Q2	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	138000
CY2021Q2	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	9000
CY2021Q2	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	500000
CY2021Q2	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	16931000
CY2021Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	17304000
CY2022Q2	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	17570000
CY2020Q4	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	15815000
	us-gaap	Financing Receivable Allowance For Credit Losses Write Offs FinancingReceivableAllowanceForCreditLossesWriteOffs	142000
	us-gaap	Financing Receivable Allowance For Credit Losses Recovery FinancingReceivableAllowanceForCreditLossesRecovery	108000
	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	1150000
CY2021Q2	us-gaap	Financing Receivable Allowance For Credit Losses FinancingReceivableAllowanceForCreditLosses	16931000
CY2022Q2	us-gaap	Other Real Estate And Foreclosed Assets OtherRealEstateAndForeclosedAssets	972000
CY2021Q4	us-gaap	Other Real Estate And Foreclosed Assets OtherRealEstateAndForeclosedAssets	1180000
CY2022Q2	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	4504000
CY2022Q2	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	3055000
CY2022Q2	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	1449000
CY2021Q4	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	4442000
CY2021Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	2815000
CY2021Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	1627000
CY2022Q2	us-gaap	Goodwill Goodwill	31376000
CY2021Q4	us-gaap	Goodwill Goodwill	31376000
CY2022Q2	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	118000
	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	240000
CY2021Q2	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	116000
	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	237000
CY2022Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear	227000
CY2022Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths	377000
CY2022Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo	288000
CY2022Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree	205000
CY2022Q2	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour	131000
CY2022Q2	czfs	Finite Lived Intangible Asset Expected Amortization After Year Four FiniteLivedIntangibleAssetExpectedAmortizationAfterYearFour	221000
CY2022Q2	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	1449000
	us-gaap	Oci Before Reclassifications Net Of Tax Attributable To Parent OciBeforeReclassificationsNetOfTaxAttributableToParent	-26491000
	us-gaap	Reclassification From Aoci Current Period Net Of Tax Attributable To Parent ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent	-87000
	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-26404000
	us-gaap	Oci Before Reclassifications Net Of Tax Attributable To Parent OciBeforeReclassificationsNetOfTaxAttributableToParent	-1128000
	us-gaap	Reclassification From Aoci Current Period Net Of Tax Attributable To Parent ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent	-151000
	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-977000
CY2022Q2	us-gaap	Oci Before Reclassifications Net Of Tax Attributable To Parent OciBeforeReclassificationsNetOfTaxAttributableToParent	-11821000
CY2022Q2	us-gaap	Reclassification From Aoci Current Period Net Of Tax Attributable To Parent ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent	-27000
CY2022Q2	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	-11794000
CY2021Q2	us-gaap	Oci Before Reclassifications Net Of Tax Attributable To Parent OciBeforeReclassificationsNetOfTaxAttributableToParent	517000
CY2021Q2	us-gaap	Reclassification From Aoci Current Period Net Of Tax Attributable To Parent ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent	-91000
CY2021Q2	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	608000
	czfs	Impaired Loans Estimated Selling Cost ImpairedLoansEstimatedSellingCost	52000
CY2021	czfs	Impaired Loans Estimated Selling Cost ImpairedLoansEstimatedSellingCost	47000
	czfs	Proceeds From Matured Interest Bearing Time Deposits With Other Banks ProceedsFromMaturedInterestBearingTimeDepositsWithOtherBanks	5458000
	czfs	Proceeds From Matured Interest Bearing Time Deposits With Other Banks ProceedsFromMaturedInterestBearingTimeDepositsWithOtherBanks	1492000
CY2022Q2	us-gaap	Treasury Stock Shares Acquired TreasuryStockSharesAcquired	18584
CY2022Q2	us-gaap	Treasury Stock Value Acquired Cost Method TreasuryStockValueAcquiredCostMethod	1272000

Files In Submission

Name	View Source	Status
0001140361-22-028711-index-headers.html	Edgar Link	pending
0001140361-22-028711-index.html	Edgar Link	pending
0001140361-22-028711.txt	Edgar Link	pending
0001140361-22-028711-xbrl.zip	Edgar Link	pending
brhc10040380_10q.htm	Edgar Link	pending
brhc10040380_ex31-1.htm	Edgar Link	pending
brhc10040380_ex31-2.htm	Edgar Link	pending
brhc10040380_ex32-1.htm	Edgar Link	pending
czfs-20220630.xsd	Edgar Link	pending
czfs-20220630_cal.xml	Edgar Link	unprocessable
FilingSummary.xml	Edgar Link	unprocessable
czfs-20220630_def.xml	Edgar Link	unprocessable
czfs-20220630_pre.xml	Edgar Link	unprocessable
czfs-20220630_lab.xml	Edgar Link	unprocessable
brhc10040380_10q_htm.xml	Edgar Link	completed
Financial_Report.xlsx	Edgar Link	pending
MetaLinks.json	Edgar Link	pending
R1.htm	Edgar Link	pending
R10.htm	Edgar Link	pending
R11.htm	Edgar Link	pending
R12.htm	Edgar Link	pending
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R40.htm	Edgar Link	pending
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R6.htm	Edgar Link	pending
R7.htm	Edgar Link	pending
R8.htm	Edgar Link	pending
R9.htm	Edgar Link	pending
report.css	Edgar Link	pending
Show.js	Edgar Link	pending

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$CZFS
CITIZENS FINANCIAL SERVICES INC Stock $czfs

2022 Q3 Form 10-Q Financial Statement

#000114036122028711 Filed on August 08, 2022

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$CZFS CITIZENS FINANCIAL SERVICES INC Stock $czfs

2022 Q3 Form 10-Q Financial Statement

#000114036122028711 Filed on August 08, 2022

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$CZFS
CITIZENS FINANCIAL SERVICES INC Stock $czfs