2015 Q2 Form 10-Q Financial Statement

#000139361215000028 Filed on July 29, 2015

View on sec.gov

Income Statement

Concept 2015 Q2 2014 Q2
Revenue $1.947B $1.863B
YoY Change 4.51% 7.87%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $90.00M $87.00M
YoY Change 3.45% 2.35%
% of Gross Profit
Depreciation & Amortization $98.00M $32.00M
YoY Change 206.25% 3.23%
% of Gross Profit
Operating Expenses $90.00M $87.00M
YoY Change 3.45% 2.35%
Operating Profit
YoY Change
Interest Expense $311.0M $274.0M
YoY Change 13.5% -7.74%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $942.0M $1.015B
YoY Change -7.19% 3.47%
Income Tax $343.0M $371.0M
% Of Pretax Income 36.41% 36.55%
Net Earnings $599.0M $644.0M
YoY Change -6.99% 6.98%
Net Earnings / Revenue 30.77% 34.57%
Basic Earnings Per Share $1.33 $1.35
Diluted Earnings Per Share $1.33 $1.35
COMMON SHARES
Basic Shares Outstanding 441.0M shares 466.0M shares
Diluted Shares Outstanding 442.0M shares 467.0M shares

Balance Sheet

Concept 2015 Q2 2014 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments $13.30B $10.95B
YoY Change 21.44% 2.45%
Cash & Equivalents $10.60B $6.879B
Short-Term Investments $2.701B $4.070B
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $688.0M $665.0M
YoY Change 3.46% 9.56%
Goodwill $255.0M $284.0M
YoY Change -10.21% 0.0%
Intangibles $170.0M $179.0M
YoY Change -5.03% -6.28%
Long-Term Investments $307.0M $309.0M
YoY Change -0.65%
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $84.91B $78.94B
YoY Change 7.57% 5.33%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $3.089B $2.934B
YoY Change 5.28% -19.24%
Deferred Revenue
YoY Change
Short-Term Debt $144.0M $120.0M
YoY Change 20.0% -54.2%
Long-Term Debt Due $1.500B
YoY Change
Total Short-Term Liabilities $4.589B $2.934B
YoY Change 56.41% -19.24%
LONG-TERM LIABILITIES
Long-Term Debt $22.60B $20.06B
YoY Change 12.67% 11.22%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $22.60B $20.06B
YoY Change 12.67% 11.22%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.589B $2.934B
Total Long-Term Liabilities $22.60B $20.06B
Total Liabilities $73.65B $67.56B
YoY Change 9.02% 4.74%
SHAREHOLDERS EQUITY
Retained Earnings $12.40B $10.66B
YoY Change 16.33% 23.53%
Common Stock $5.000M $5.000M
YoY Change 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $5.395B $3.529B
YoY Change 52.88% 54.17%
Treasury Stock Shares 123.2M shares 92.79M shares
Shareholders Equity $11.26B $11.38B
YoY Change
Total Liabilities & Shareholders Equity $84.91B $78.94B
YoY Change 7.57% 5.33%

Cashflow Statement

Concept 2015 Q2 2014 Q2
OPERATING ACTIVITIES
Net Income $599.0M $644.0M
YoY Change -6.99% 6.98%
Depreciation, Depletion And Amortization $98.00M $32.00M
YoY Change 206.25% 3.23%
Cash From Operating Activities $600.0M $642.0M
YoY Change -6.54% 7.9%
INVESTING ACTIVITIES
Capital Expenditures -$47.00M -$30.00M
YoY Change 56.67% -48.28%
Acquisitions
YoY Change
Other Investing Activities -$2.247B -$1.479B
YoY Change 51.93% 10.79%
Cash From Investing Activities -$2.294B -$1.509B
YoY Change 52.02% 8.33%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 475.0M -985.0M
YoY Change -148.22% -35.41%
NET CHANGE
Cash From Operating Activities 600.0M 642.0M
Cash From Investing Activities -2.294B -1.509B
Cash From Financing Activities 475.0M -985.0M
Net Change In Cash -1.219B -1.852B
YoY Change -34.18% -20.28%
FREE CASH FLOW
Cash From Operating Activities $600.0M $642.0M
Capital Expenditures -$47.00M -$30.00M
Free Cash Flow $647.0M $672.0M
YoY Change -3.72% 2.91%

Facts In Submission

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CY2014Q4 us-gaap Deposits
Deposits
46089000000 USD
CY2015Q2 us-gaap Deposits
Deposits
46316000000 USD
CY2014Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
18656000000 USD
CY2015Q2 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
19612000000 USD
CY2014Q4 us-gaap Derivative Collateral Obligation To Return Cash
DerivativeCollateralObligationToReturnCash
20000000 USD
CY2015Q2 us-gaap Derivative Collateral Obligation To Return Cash
DerivativeCollateralObligationToReturnCash
17000000 USD
CY2014Q4 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
43000000 USD
CY2015Q2 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
38000000 USD
CY2014Q4 us-gaap Derivative Fair Value Of Derivative Asset Amount Offset Against Collateral
DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral
23000000 USD
CY2015Q2 us-gaap Derivative Fair Value Of Derivative Asset Amount Offset Against Collateral
DerivativeFairValueOfDerivativeAssetAmountOffsetAgainstCollateral
21000000 USD
CY2014Q4 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
23000000 USD
CY2015Q2 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
34000000 USD
CY2014Q4 us-gaap Derivative Fair Value Of Derivative Liability Amount Offset Against Collateral
DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral
0 USD
CY2015Q2 us-gaap Derivative Fair Value Of Derivative Liability Amount Offset Against Collateral
DerivativeFairValueOfDerivativeLiabilityAmountOffsetAgainstCollateral
4000000 USD
us-gaap Dividends Common Stock
DividendsCommonStock
208000000 USD
us-gaap Dividends Common Stock
DividendsCommonStock
233000000 USD
CY2014Q2 us-gaap Dividends Preferred Stock
DividendsPreferredStock
10000000 USD
us-gaap Dividends Preferred Stock
DividendsPreferredStock
19000000 USD
CY2015Q2 us-gaap Dividends Preferred Stock
DividendsPreferredStock
10000000 USD
us-gaap Dividends Preferred Stock
DividendsPreferredStock
19000000 USD
CY2014Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.35
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.66
CY2015Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.33
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.61
CY2014Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.35
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.66
CY2015Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.33
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.61
CY2014Q2 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.366
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.374
CY2015Q2 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.364
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.359
CY2014Q2 us-gaap Fees And Commissions Credit Cards
FeesAndCommissionsCreditCards
80000000 USD
us-gaap Fees And Commissions Credit Cards
FeesAndCommissionsCreditCards
163000000 USD
CY2015Q2 us-gaap Fees And Commissions Credit Cards
FeesAndCommissionsCreditCards
80000000 USD
us-gaap Fees And Commissions Credit Cards
FeesAndCommissionsCreditCards
161000000 USD
CY2014Q2 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
78000000 USD
us-gaap Fees And Commissions Other
FeesAndCommissionsOther
161000000 USD
CY2015Q2 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
68000000 USD
us-gaap Fees And Commissions Other
FeesAndCommissionsOther
139000000 USD
CY2014Q4 us-gaap Financing Receivable Acquired With Deteriorated Credit Quality
FinancingReceivableAcquiredWithDeterioratedCreditQuality
3660000000 USD
CY2015Q2 us-gaap Financing Receivable Acquired With Deteriorated Credit Quality
FinancingReceivableAcquiredWithDeterioratedCreditQuality
3381000000 USD
CY2014Q4 us-gaap Financing Receivable Allowance For Credit Losses Acquired With Deteriorated Credit Quality
FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality
28000000 USD
CY2015Q2 us-gaap Financing Receivable Allowance For Credit Losses Acquired With Deteriorated Credit Quality
FinancingReceivableAllowanceForCreditLossesAcquiredWithDeterioratedCreditQuality
28000000 USD
CY2014Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
1525000000 USD
CY2015Q2 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
1513000000 USD
CY2014Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
193000000 USD
CY2015Q2 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
194000000 USD
CY2014Q2 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
118000000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
236000000 USD
CY2015Q2 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
122000000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
236000000 USD
CY2014Q2 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
455000000 USD
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
902000000 USD
CY2015Q2 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
469000000 USD
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
943000000 USD
CY2014Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
64997000000 USD
CY2015Q2 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
64317000000 USD
CY2014Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
1190000000 USD
CY2015Q2 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
1175000000 USD
CY2014Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
477000000 USD
CY2015Q2 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
403000000 USD
CY2014Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
517000000 USD
CY2015Q2 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
450000000 USD
CY2014Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
183000000 USD
CY2015Q2 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
200000000 USD
CY2014Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
1100000000 USD
CY2015Q2 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
980000000 USD
us-gaap Gain Loss On Disposition Of Assets1
GainLossOnDispositionOfAssets1
30000000 USD
us-gaap Gain Loss On Disposition Of Assets1
GainLossOnDispositionOfAssets1
49000000 USD
CY2014Q2 us-gaap Gain Loss On Investments
GainLossOnInvestments
0 USD
us-gaap Gain Loss On Investments
GainLossOnInvestments
4000000 USD
CY2015Q2 us-gaap Gain Loss On Investments
GainLossOnInvestments
0 USD
us-gaap Gain Loss On Investments
GainLossOnInvestments
8000000 USD
CY2014Q2 us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
22000000 USD
us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
38000000 USD
CY2015Q2 us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
26000000 USD
us-gaap Gain Loss On Sale Of Mortgage Loans
GainLossOnSaleOfMortgageLoans
66000000 USD
CY2014Q4 us-gaap Goodwill
Goodwill
257000000 USD
CY2015Q2 us-gaap Goodwill
Goodwill
255000000 USD
CY2014Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
102000000 USD
CY2015Q2 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
127000000 USD
CY2014Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
2000000 USD
CY2015Q2 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Gain
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain
1000000 USD
CY2014Q4 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Accumulated Unrecognized Holding Loss
HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
127000000 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
126000000 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
1000000 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
1000000 USD
CY2014Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
104000000 USD
CY2015Q2 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
128000000 USD
CY2014Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1015000000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
2037000000 USD
CY2015Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
942000000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1850000000 USD
CY2014Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
371000000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
762000000 USD
CY2015Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
343000000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
665000000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-516000000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
226000000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
70000000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
75000000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-117000000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-111000000 USD
us-gaap Increase Decrease In Restricted Cash
IncreaseDecreaseInRestrictedCash
123000000 USD
us-gaap Increase Decrease In Restricted Cash
IncreaseDecreaseInRestrictedCash
648000000 USD
CY2014Q4 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
176000000 USD
CY2015Q2 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
170000000 USD
CY2014Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
1863000000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
3696000000 USD
CY2015Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
1947000000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
3876000000 USD
CY2014Q2 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
17000000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
33000000 USD
CY2015Q2 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
12000000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
25000000 USD
CY2014Q2 us-gaap Interest And Fee Income Loans Consumer Installment Credit Card
InterestAndFeeIncomeLoansConsumerInstallmentCreditCard
1560000000 USD
us-gaap Interest And Fee Income Loans Consumer Installment Credit Card
InterestAndFeeIncomeLoansConsumerInstallmentCreditCard
3097000000 USD
CY2015Q2 us-gaap Interest And Fee Income Loans Consumer Installment Credit Card
InterestAndFeeIncomeLoansConsumerInstallmentCreditCard
1620000000 USD
us-gaap Interest And Fee Income Loans Consumer Installment Credit Card
InterestAndFeeIncomeLoansConsumerInstallmentCreditCard
3226000000 USD
CY2014Q2 us-gaap Interest And Fee Income Loans Other Consumer
InterestAndFeeIncomeLoansOtherConsumer
282000000 USD
us-gaap Interest And Fee Income Loans Other Consumer
InterestAndFeeIncomeLoansOtherConsumer
557000000 USD
CY2015Q2 us-gaap Interest And Fee Income Loans Other Consumer
InterestAndFeeIncomeLoansOtherConsumer
308000000 USD
us-gaap Interest And Fee Income Loans Other Consumer
InterestAndFeeIncomeLoansOtherConsumer
612000000 USD
CY2014Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
45792000000 USD
CY2015Q2 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
45989000000 USD
CY2014Q2 us-gaap Interest Expense
InterestExpense
274000000 USD
us-gaap Interest Expense
InterestExpense
544000000 USD
CY2015Q2 us-gaap Interest Expense
InterestExpense
311000000 USD
us-gaap Interest Expense
InterestExpense
611000000 USD
CY2014Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
151000000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
304000000 USD
CY2015Q2 us-gaap Interest Expense Deposits
InterestExpenseDeposits
155000000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
307000000 USD
CY2014Q2 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
123000000 USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
239000000 USD
CY2015Q2 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
156000000 USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
303000000 USD
CY2014Q2 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
0 USD
us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
1000000 USD
CY2015Q2 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
0 USD
us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
1000000 USD
CY2014Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
1229000000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
2520000000 USD
CY2015Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
1330000000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
2569000000 USD
CY2014Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
1589000000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3152000000 USD
CY2015Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
1636000000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3265000000 USD
CY2014Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
301000000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
608000000 USD
CY2015Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
326000000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
657000000 USD
CY2014Q4 us-gaap Liabilities
Liabilities
71992000000 USD
CY2015Q2 us-gaap Liabilities
Liabilities
73648000000 USD
CY2014Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
83126000000 USD
CY2015Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
84911000000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
1648000000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
1591000000 USD
CY2014Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
1614000000 USD
CY2014Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
1746000000 USD
CY2015Q1 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
1776000000 USD
CY2015Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
1735000000 USD
CY2014Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
69969000000 USD
CY2015Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
69028000000 USD
CY2014Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
68223000000 USD
CY2015Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
67293000000 USD
CY2014Q4 us-gaap Long Term Debt And Capital Lease Obligations
LongTermDebtAndCapitalLeaseObligations
22544000000 USD
CY2015Q2 us-gaap Long Term Debt And Capital Lease Obligations
LongTermDebtAndCapitalLeaseObligations
24099000000 USD
CY2015Q2 us-gaap Long Term Debt Maturities Repayments Of Principal After Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
7565000000 USD
CY2015Q2 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
3278000000 USD
CY2015Q2 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
3600000000 USD
CY2015Q2 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
5106000000 USD
CY2015Q2 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
3050000000 USD
CY2015Q2 us-gaap Long Term Debt Maturities Repayments Of Principal Remainder Of Fiscal Year
LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear
1500000000 USD
CY2014Q4 us-gaap Marketable Securities
MarketableSecurities
3949000000 USD
CY2015Q2 us-gaap Marketable Securities
MarketableSecurities
2701000000 USD
CY2014Q2 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
168000000 USD
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
337000000 USD
CY2015Q2 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
199000000 USD
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
381000000 USD
CY2014Q4 us-gaap Mortgages Held For Sale Fair Value Disclosure
MortgagesHeldForSaleFairValueDisclosure
122000000 USD
CY2015Q2 us-gaap Mortgages Held For Sale Fair Value Disclosure
MortgagesHeldForSaleFairValueDisclosure
155000000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-1748000000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
689000000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
302000000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
959000000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
1771000000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
1663000000 USD
CY2014Q2 us-gaap Net Income Loss
NetIncomeLoss
644000000 USD
us-gaap Net Income Loss
NetIncomeLoss
1275000000 USD
CY2015Q2 us-gaap Net Income Loss
NetIncomeLoss
599000000 USD
us-gaap Net Income Loss
NetIncomeLoss
1185000000 USD
CY2014Q2 us-gaap Net Income Loss Attributable To Parent Diluted
NetIncomeLossAttributableToParentDiluted
630000000 USD
us-gaap Net Income Loss Attributable To Parent Diluted
NetIncomeLossAttributableToParentDiluted
1248000000 USD
CY2015Q2 us-gaap Net Income Loss Attributable To Parent Diluted
NetIncomeLossAttributableToParentDiluted
586000000 USD
us-gaap Net Income Loss Attributable To Parent Diluted
NetIncomeLossAttributableToParentDiluted
1159000000 USD
CY2014Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
634000000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1256000000 USD
CY2015Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
589000000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1166000000 USD
CY2014Q4 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
297000000 USD
CY2015Q2 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
327000000 USD
CY2014Q2 us-gaap Noninterest Expense
NoninterestExpense
797000000 USD
us-gaap Noninterest Expense
NoninterestExpense
1581000000 USD
CY2015Q2 us-gaap Noninterest Expense
NoninterestExpense
927000000 USD
us-gaap Noninterest Expense
NoninterestExpense
1800000000 USD
CY2014Q2 us-gaap Noninterest Income
NoninterestIncome
583000000 USD
us-gaap Noninterest Income
NoninterestIncome
1098000000 USD
CY2015Q2 us-gaap Noninterest Income
NoninterestIncome
539000000 USD
us-gaap Noninterest Income
NoninterestIncome
1081000000 USD
CY2014Q2 us-gaap Noninterest Income Other
NoninterestIncomeOther
30000000 USD
us-gaap Noninterest Income Other
NoninterestIncomeOther
61000000 USD
CY2015Q2 us-gaap Noninterest Income Other
NoninterestIncomeOther
27000000 USD
us-gaap Noninterest Income Other
NoninterestIncomeOther
59000000 USD
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
2 segment
CY2014Q2 us-gaap Occupancy Net
OccupancyNet
22000000 USD
us-gaap Occupancy Net
OccupancyNet
45000000 USD
CY2015Q2 us-gaap Occupancy Net
OccupancyNet
23000000 USD
us-gaap Occupancy Net
OccupancyNet
47000000 USD
CY2015Q2 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
103000000 USD
CY2015Q2 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
10000000 USD
CY2015Q2 us-gaap Operating Leases Future Minimum Payments Due In Four Years
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12000000 USD
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us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
845000000 USD
CY2014Q4 us-gaap Time Deposits100000 Or More Domestic
TimeDeposits100000OrMoreDomestic
5634000000 USD
CY2015Q2 us-gaap Time Deposits100000 Or More Domestic
TimeDeposits100000OrMoreDomestic
5479000000 USD
CY2014Q4 us-gaap Time Deposits Less Than100000
TimeDepositsLessThan100000
21502000000 USD
CY2015Q2 us-gaap Time Deposits Less Than100000
TimeDepositsLessThan100000
20898000000 USD
CY2014Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
109006038 shares
CY2015Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
123228522 shares
CY2014Q4 us-gaap Treasury Stock Value
TreasuryStockValue
4550000000 USD
CY2015Q2 us-gaap Treasury Stock Value
TreasuryStockValue
5395000000 USD
CY2014Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
1000000 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
1000000 shares
CY2015Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
1000000 shares
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
1000000 shares
CY2014Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
467000000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
469000000 shares
CY2015Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
442000000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
445000000 shares
CY2014Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
466000000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
468000000 shares
CY2015Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
441000000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
444000000 shares
us-gaap Use Of Estimates
UseOfEstimates
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:13px;text-align:left;text-indent:36px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The preparation of financial statements in conformity with GAAP requires the Company to make estimates and assumptions that affect the amounts reported in the condensed consolidated financial statements and related disclosures. These estimates are based on information available as of the date of the condensed consolidated financial statements. The Company believes that the estimates used in the preparation of the condensed consolidated financial statements are reasonable. Actual results could differ from these estimates.</font></div></div>

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0001393612-15-000028.txt Edgar Link pending
0001393612-15-000028-xbrl.zip Edgar Link pending
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dfs-20150630_cal.xml Edgar Link unprocessable
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