$DFS
Discover Financial Services

2024 Q3 Form 10-Q Financial Statement

#000139361224000047 Filed on July 31, 2024

View on sec.gov

Income Statement

Concept 2024 Q3 2024 Q2
Revenue $584.0M $4.971B
YoY Change -87.33% 15.87%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $197.0M $167.0M
YoY Change 32.21% 11.33%
% of Gross Profit
Depreciation & Amortization $82.00M
YoY Change -31.09%
% of Gross Profit
Operating Expenses $197.0M $167.0M
YoY Change 32.21% 11.33%
Operating Profit
YoY Change
Interest Expense $1.447B
YoY Change 30.01%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.288B $2.070B
YoY Change 45.05% 77.07%
Income Tax $323.0M $540.0M
% Of Pretax Income 25.08% 26.09%
Net Earnings $928.0M $1.530B
YoY Change 35.87% 70.95%
Net Earnings / Revenue 158.9% 30.78%
Basic Earnings Per Share $3.32 $6.06
Diluted Earnings Per Share $3.70 $6.06
COMMON SHARES
Basic Shares Outstanding 251.1M shares 250.6M shares
Diluted Shares Outstanding 251.0M shares 251.0M shares

Balance Sheet

Concept 2024 Q3 2024 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments $25.65B $24.37B
YoY Change 13.86% 10.43%
Cash & Equivalents $10.79B $10.87B
Short-Term Investments $14.87B $13.51B
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $1.085B $1.087B
YoY Change 0.09% 3.23%
Goodwill $255.0M $255.0M
YoY Change 0.0% 0.0%
Intangibles
YoY Change
Long-Term Investments $463.0M
YoY Change 12.65%
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $151.6B $150.9B
YoY Change 5.69% 9.26%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $6.304B $7.309B
YoY Change 10.4% 47.27%
Deferred Revenue
YoY Change
Short-Term Debt $0.00
YoY Change
Long-Term Debt Due $2.400B
YoY Change 30.65%
Total Short-Term Liabilities $6.304B $9.709B
YoY Change 0.99% 42.78%
LONG-TERM LIABILITIES
Long-Term Debt $18.18B $15.69B
YoY Change -4.0% -14.89%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $18.18B $15.69B
YoY Change -4.0% -14.89%
TOTAL LIABILITIES
Total Short-Term Liabilities $6.304B $9.709B
Total Long-Term Liabilities $18.18B $15.69B
Total Liabilities $134.3B $134.8B
YoY Change 3.98% 8.51%
SHAREHOLDERS EQUITY
Retained Earnings $32.47B $31.86B
YoY Change 7.39% 7.07%
Common Stock $6.000M $6.000M
YoY Change 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $21.07B $21.06B
YoY Change 0.3% 0.28%
Treasury Stock Shares
Shareholders Equity $17.26B $16.07B
YoY Change
Total Liabilities & Shareholders Equity $151.6B $150.9B
YoY Change 5.69% 9.26%

Cashflow Statement

Concept 2024 Q3 2024 Q2
OPERATING ACTIVITIES
Net Income $928.0M $1.530B
YoY Change 35.87% 70.95%
Depreciation, Depletion And Amortization $82.00M
YoY Change -31.09%
Cash From Operating Activities $2.578B
YoY Change 71.07%
INVESTING ACTIVITIES
Capital Expenditures $65.00M
YoY Change -20.73%
Acquisitions
YoY Change
Other Investing Activities -$2.425B
YoY Change -67.76%
Cash From Investing Activities -$2.490B
YoY Change -67.25%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -3.634B
YoY Change -179.38%
NET CHANGE
Cash From Operating Activities 2.578B
Cash From Investing Activities -2.490B
Cash From Financing Activities -3.634B
Net Change In Cash -3.546B
YoY Change 133.44%
FREE CASH FLOW
Cash From Operating Activities $2.578B
Capital Expenditures $65.00M
Free Cash Flow $2.513B
YoY Change 76.35%

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The preparation of financial statements in conformity with GAAP requires the Company to make estimates and assumptions that affect the amounts reported in the condensed consolidated financial statements and related disclosures. These estimates are based on information available as of the date of the condensed consolidated financial statements. The Company believes that the estimates used in the preparation of the condensed consolidated financial statements are reasonable. Actual results could differ from these estimates.
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