$DFS
Discover Financial Services

2011 Q3 Form 10-Q Financial Statement

#000144530511002854 Filed on September 28, 2011

View on sec.gov

Income Statement

Concept 2011 Q3 2010 Q3
Revenue $1.599B $1.536B
YoY Change 4.11%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $63.55M $62.36M
YoY Change 1.91%
% of Gross Profit
Depreciation & Amortization $22.30M $21.80M
YoY Change 2.29% -10.29%
% of Gross Profit
Operating Expenses $63.55M $62.36M
YoY Change 1.91%
Operating Profit
YoY Change
Interest Expense $362.0M $389.1M
YoY Change -6.97%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.047B $432.1M
YoY Change 142.28% -54.02%
Income Tax $398.0M $171.5M
% Of Pretax Income 38.01% 39.69%
Net Earnings $649.0M $260.6M
YoY Change 149.02% -54.87%
Net Earnings / Revenue 40.59% 16.97%
Basic Earnings Per Share $1.18 $0.47
Diluted Earnings Per Share $1.18 $0.47
COMMON SHARES
Basic Shares Outstanding 544.4M shares 544.3M shares
Diluted Shares Outstanding 545.2M shares 547.1M shares

Balance Sheet

Concept 2011 Q3 2010 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $9.910B
YoY Change
Cash & Equivalents $3.958B $7.916B
Short-Term Investments $5.952B
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $465.9M $457.0M
YoY Change 1.94% -11.78%
Goodwill $255.4M
YoY Change
Intangibles $189.3M
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $65.73B $60.06B
YoY Change 9.44% 40.66%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $2.315B $1.991B
YoY Change 16.27% -3.44%
Deferred Revenue
YoY Change
Short-Term Debt $100.0M
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $2.315B $1.991B
YoY Change 16.27% -32.53%
LONG-TERM LIABILITIES
Long-Term Debt $17.72B $17.71B
YoY Change 0.05% 886.57%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $17.72B $17.71B
YoY Change 0.05% 886.57%
TOTAL LIABILITIES
Total Short-Term Liabilities $2.315B $1.991B
Total Long-Term Liabilities $17.72B $17.71B
Total Liabilities $57.72B $53.95B
YoY Change 7.0% 57.22%
SHAREHOLDERS EQUITY
Retained Earnings $4.763B
YoY Change
Common Stock $5.495M
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $235.4M
YoY Change
Treasury Stock Shares 11.28M shares
Shareholders Equity $8.006B $6.111B
YoY Change
Total Liabilities & Shareholders Equity $65.73B $60.06B
YoY Change 9.44% 40.66%

Cashflow Statement

Concept 2011 Q3 2010 Q3
OPERATING ACTIVITIES
Net Income $649.0M $260.6M
YoY Change 149.02% -54.87%
Depreciation, Depletion And Amortization $22.30M $21.80M
YoY Change 2.29% -10.29%
Cash From Operating Activities $537.7M $263.0M
YoY Change 104.45% -61.47%
INVESTING ACTIVITIES
Capital Expenditures -$20.20M -$12.00M
YoY Change 68.33% 1.69%
Acquisitions
YoY Change
Other Investing Activities -$2.208B -$1.107B
YoY Change 99.39% 234.37%
Cash From Investing Activities -$2.228B -$1.119B
YoY Change 99.06% 226.36%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 1.875B -1.564B
YoY Change -219.9% -296.99%
NET CHANGE
Cash From Operating Activities 537.7M 263.0M
Cash From Investing Activities -2.228B -1.119B
Cash From Financing Activities 1.875B -1.564B
Net Change In Cash 184.6M -2.420B
YoY Change -107.63% -313.5%
FREE CASH FLOW
Cash From Operating Activities $537.7M $263.0M
Capital Expenditures -$20.20M -$12.00M
Free Cash Flow $557.9M $275.0M
YoY Change 102.87% -60.39%

Facts In Submission

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ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
737000 USD
us-gaap Excess Tax Benefit From Share Based Compensation Financing Activities
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
0 USD
us-gaap Fair Value Level1 To Level2 Transfers Amount
FairValueLevel1ToLevel2TransfersAmount
0 USD
CY2011Q3 us-gaap Fair Value Level1 To Level2 Transfers Amount
FairValueLevel1ToLevel2TransfersAmount
0 USD
us-gaap Fair Value Level1 To Level2 Transfers Amount
FairValueLevel1ToLevel2TransfersAmount
0 USD
CY2010Q3 us-gaap Fair Value Level1 To Level2 Transfers Amount
FairValueLevel1ToLevel2TransfersAmount
0 USD
us-gaap Fair Value Level2 To Level1 Transfers Amount
FairValueLevel2ToLevel1TransfersAmount
0 USD
CY2010Q3 us-gaap Fair Value Level2 To Level1 Transfers Amount
FairValueLevel2ToLevel1TransfersAmount
0 USD
CY2011Q3 us-gaap Fair Value Level2 To Level1 Transfers Amount
FairValueLevel2ToLevel1TransfersAmount
0 USD
us-gaap Fair Value Level2 To Level1 Transfers Amount
FairValueLevel2ToLevel1TransfersAmount
0 USD
CY2011Q3 us-gaap Federal Funds Purchased And Securities Sold Under Agreements To Repurchase
FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
100000000 USD
CY2010Q4 us-gaap Federal Funds Purchased And Securities Sold Under Agreements To Repurchase
FederalFundsPurchasedAndSecuritiesSoldUnderAgreementsToRepurchase
0 USD
us-gaap Fees And Commissions Credit Cards
FeesAndCommissionsCreditCards
250596000 USD
CY2010Q3 us-gaap Fees And Commissions Credit Cards
FeesAndCommissionsCreditCards
92465000 USD
us-gaap Fees And Commissions Credit Cards
FeesAndCommissionsCreditCards
267483000 USD
CY2011Q3 us-gaap Fees And Commissions Credit Cards
FeesAndCommissionsCreditCards
84243000 USD
CY2011Q3 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
107858000 USD
CY2010Q3 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
104132000 USD
us-gaap Fees And Commissions Other
FeesAndCommissionsOther
321527000 USD
us-gaap Fees And Commissions Other
FeesAndCommissionsOther
309590000 USD
CY2010Q3 us-gaap Financing Receivable Allowance For Credit Losses Recoveries
FinancingReceivableAllowanceForCreditLossesRecoveries
122600000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recoveries
FinancingReceivableAllowanceForCreditLossesRecoveries
438410000 USD
us-gaap Financing Receivable Allowance For Credit Losses Recoveries
FinancingReceivableAllowanceForCreditLossesRecoveries
344862000 USD
CY2011Q3 us-gaap Financing Receivable Allowance For Credit Losses Recoveries
FinancingReceivableAllowanceForCreditLossesRecoveries
149706000 USD
CY2011Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
608482000 USD
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
2162233000 USD
CY2010Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
1022068000 USD
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
3327536000 USD
CY2010Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
853757000 USD
CY2011Q3 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
510371000 USD
CY2011Q3 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
575851000 USD
CY2010Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
993618000 USD
CY2010Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
325900000 USD
CY2011Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
215246000 USD
CY2010Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
1901924000 USD
CY2011Q3 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
1158933000 USD
us-gaap Finite Lived Intangible Assets Useful Life
FiniteLivedIntangibleAssetsUsefulLife
5
us-gaap Gain Loss On Investments
GainLossOnInvestments
19131000 USD
CY2011Q3 us-gaap Gain Loss On Investments
GainLossOnInvestments
-3614000 USD
us-gaap Gain Loss On Investments
GainLossOnInvestments
-3622000 USD
CY2010Q3 us-gaap Gain Loss On Investments
GainLossOnInvestments
18951000 USD
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
-28000 USD
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
-439000 USD
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-1930000 USD
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-3242000 USD
CY2010Q4 us-gaap Goodwill
Goodwill
255421000 USD
CY2011Q3 us-gaap Goodwill
Goodwill
255421000 USD
CY2010Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
72816000 USD
CY2011Q3 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
53088000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
3702000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
3528000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
4766000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
4726000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
41896000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
44009000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities Fair Value
HeldToMaturitySecuritiesDebtMaturitiesFairValue
51189000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesNetCarryingAmount
53088000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
825000 USD
CY2011Q3 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
825000 USD
CY2011Q3 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
51189000 USD
CY2010Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
70195000 USD
CY2010Q4 us-gaap Held To Maturity Securities Unrecognized Holding Loss
HeldToMaturitySecuritiesUnrecognizedHoldingLoss
3771000 USD
CY2011Q3 us-gaap Held To Maturity Securities Unrecognized Holding Loss
HeldToMaturitySecuritiesUnrecognizedHoldingLoss
2923000 USD
CY2010Q4 us-gaap Heldtomaturity Securities Unrecognized Holding Gain
HeldtomaturitySecuritiesUnrecognizedHoldingGain
1150000 USD
CY2011Q3 us-gaap Heldtomaturity Securities Unrecognized Holding Gain
HeldtomaturitySecuritiesUnrecognizedHoldingGain
1024000 USD
CY2011Q3 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
1000000000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
683628000 USD
CY2011Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1047081000 USD
CY2010Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
432143000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
2693543000 USD
CY2011Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
398263000 USD
CY2010Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
171526000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
268482000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
979414000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
635360000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
112027000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
1177096000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
3147752000 USD
us-gaap Increase Decrease In Loans Held For Sale
IncreaseDecreaseInLoansHeldForSale
118557000 USD
us-gaap Increase Decrease In Loans Held For Sale
IncreaseDecreaseInLoansHeldForSale
-49719000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-32339000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
230385000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
106908000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-247107000 USD
CY2011Q3 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
189298000 USD
CY2010Q4 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
188973000 USD
CY2010Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
1535939000 USD
CY2011Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
1599092000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
4646871000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
4725334000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
15966000 USD
us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
42535000 USD
CY2010Q3 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
5574000 USD
CY2011Q3 us-gaap Interest And Dividend Income Securities
InterestAndDividendIncomeSecurities
15676000 USD
CY2010Q3 us-gaap Interest And Fee Income Loans Consumer Installment Credit Card
InterestAndFeeIncomeLoansConsumerInstallmentCreditCard
1455907000 USD
us-gaap Interest And Fee Income Loans Consumer Installment Credit Card
InterestAndFeeIncomeLoansConsumerInstallmentCreditCard
4243803000 USD
us-gaap Interest And Fee Income Loans Consumer Installment Credit Card
InterestAndFeeIncomeLoansConsumerInstallmentCreditCard
4423654000 USD
CY2011Q3 us-gaap Interest And Fee Income Loans Consumer Installment Credit Card
InterestAndFeeIncomeLoansConsumerInstallmentCreditCard
1423496000 USD
us-gaap Interest And Fee Income Loans Other Consumer
InterestAndFeeIncomeLoansOtherConsumer
183150000 USD
CY2011Q3 us-gaap Interest And Fee Income Loans Other Consumer
InterestAndFeeIncomeLoansOtherConsumer
157424000 USD
us-gaap Interest And Fee Income Loans Other Consumer
InterestAndFeeIncomeLoansOtherConsumer
428762000 USD
CY2010Q3 us-gaap Interest And Fee Income Loans Other Consumer
InterestAndFeeIncomeLoansOtherConsumer
67588000 USD
CY2011Q3 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
37470037000 USD
CY2010Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
34309839000 USD
CY2010Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
34309839000 USD
CY2011Q3 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
37470037000 USD
CY2010Q4 us-gaap Interest Bearing Domestic Deposit Brokered
InterestBearingDomesticDepositBrokered
13700000000 USD
CY2011Q3 us-gaap Interest Bearing Domestic Deposit Brokered
InterestBearingDomesticDepositBrokered
13000000000 USD
CY2010Q4 us-gaap Interest Bearing Domestic Deposit Retail
InterestBearingDomesticDepositRetail
20600000000 USD
CY2011Q3 us-gaap Interest Bearing Domestic Deposit Retail
InterestBearingDomesticDepositRetail
24500000000 USD
CY2010Q3 us-gaap Interest Expense
InterestExpense
389137000 USD
us-gaap Interest Expense
InterestExpense
1124760000 USD
CY2011Q3 us-gaap Interest Expense
InterestExpense
362053000 USD
us-gaap Interest Expense
InterestExpense
1207482000 USD
CY2010Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
279137000 USD
CY2011Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
241719000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
882921000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
749584000 USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
324561000 USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
375060000 USD
CY2010Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
110000000 USD
CY2011Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
120301000 USD
CY2011Q3 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
33000 USD
us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
0 USD
CY2010Q3 us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
0 USD
us-gaap Interest Expense Short Term Borrowings
InterestExpenseShortTermBorrowings
116000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
615354000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
2907811000 USD
CY2010Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
434237000 USD
CY2011Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
1137525000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3439389000 USD
CY2011Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
1237039000 USD
CY2010Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
1146802000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3600574000 USD
us-gaap Interest Paid
InterestPaid
1045370000 USD
us-gaap Interest Paid
InterestPaid
1125181000 USD
CY2010Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
204210000 USD
CY2011Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
241881000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
684782000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
602510000 USD
CY2010Q4 us-gaap Liabilities
Liabilities
54328122000 USD
CY2011Q3 us-gaap Liabilities
Liabilities
57719751000 USD
CY2010Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
60784968000 USD
CY2011Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
65725667000 USD
CY2011Q3 us-gaap Line Of Credit
LineOfCredit
0 USD
us-gaap Line Of Credit Facility Expiration Date
LineOfCreditFacilityExpirationDate
May 2012
CY2011Q3 us-gaap Line Of Credit Facility Maximum Borrowing Capacity
LineOfCreditFacilityMaximumBorrowingCapacity
2400000000 USD
CY2010Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
3304118000 USD
CY2011Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
2273058000 USD
CY2010Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
3930624000 USD
CY2009Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
1757899000 USD
us-gaap Participating Securities Distributed And Undistributed Earnings
ParticipatingSecuritiesDistributedAndUndistributedEarnings
3230000 USD
CY2011Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
2632320000 USD
CY2010Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
3743721000 USD
CY2010Q4 us-gaap Loans And Leases Receivable Consumer Other
LoansAndLeasesReceivableConsumerOther
2891318000 USD
CY2011Q3 us-gaap Loans And Leases Receivable Consumer Other
LoansAndLeasesReceivableConsumerOther
4279613000 USD
CY2010Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
48048312000 USD
CY2011Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
53344069000 USD
CY2011Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
51809393000 USD
CY2010Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
45532295000 USD
CY2011Q3 us-gaap Loans Held For Sale Consumer Installment Student
LoansHeldForSaleConsumerInstallmentStudent
738382000 USD
CY2010Q4 us-gaap Loans Held For Sale Consumer Installment Student
LoansHeldForSaleConsumerInstallmentStudent
788101000 USD
CY2010Q4 us-gaap Long Term Debt And Capital Lease Obligations
LongTermDebtAndCapitalLeaseObligations
17705728000 USD
CY2011Q3 us-gaap Long Term Debt And Capital Lease Obligations
LongTermDebtAndCapitalLeaseObligations
17718200000 USD
CY2011Q3 us-gaap Long Term Debt Maturities Repayments Of Principal After Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
5643992000 USD
CY2011Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Next Twelve Months
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
526234000 USD
CY2011Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
599819000 USD
CY2011Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
1989293000 USD
CY2011Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
5632873000 USD
CY2011Q3 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
3325989000 USD
CY2010Q4 us-gaap Marketable Securities
MarketableSecurities
5075395000 USD
CY2011Q3 us-gaap Marketable Securities
MarketableSecurities
5952168000 USD
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
393244000 USD
CY2010Q3 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
130532000 USD
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
313175000 USD
CY2011Q3 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
133398000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
28374000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-7232475000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-3981597000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-578915000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
2706762000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
2812015000 USD
CY2011Q3 us-gaap Net Income Loss
NetIncomeLoss
648818000 USD
us-gaap Net Income Loss
NetIncomeLoss
1714129000 USD
us-gaap Net Income Loss
NetIncomeLoss
415146000 USD
CY2010Q3 us-gaap Net Income Loss
NetIncomeLoss
260617000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1714129000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
324843000 USD
CY2011Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
648818000 USD
CY2010Q3 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
260617000 USD
CY2011Q3 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
116847000 USD
CY2010Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
103544000 USD
CY2010Q3 us-gaap Noninterest Expense
NoninterestExpense
566238000 USD
us-gaap Noninterest Expense
NoninterestExpense
1554590000 USD
us-gaap Noninterest Expense
NoninterestExpense
1872699000 USD
CY2011Q3 us-gaap Noninterest Expense
NoninterestExpense
642407000 USD
us-gaap Noninterest Income
NoninterestIncome
1658431000 USD
us-gaap Noninterest Income
NoninterestIncome
1622864000 USD
CY2010Q3 us-gaap Noninterest Income
NoninterestIncome
564144000 USD
CY2011Q3 us-gaap Noninterest Income
NoninterestIncome
551963000 USD
CY2010Q3 us-gaap Noninterest Income Other
NoninterestIncomeOther
27260000 USD
CY2011Q3 us-gaap Noninterest Income Other
NoninterestIncomeOther
32546000 USD
us-gaap Noninterest Income Other
NoninterestIncomeOther
135526000 USD
us-gaap Noninterest Income Other
NoninterestIncomeOther
88790000 USD
CY2011Q3 us-gaap Occupancy Net
OccupancyNet
18063000 USD
us-gaap Occupancy Net
OccupancyNet
53268000 USD
CY2010Q3 us-gaap Occupancy Net
OccupancyNet
17722000 USD
us-gaap Occupancy Net
OccupancyNet
53273000 USD
CY2011Q3 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
49306000 USD
CY2011Q3 us-gaap Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
2537000 USD
CY2011Q3 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
6135000 USD
CY2011Q3 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
7161000 USD
CY2011Q3 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
8614000 USD
CY2011Q3 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
10401000 USD
CY2011Q3 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
14458000 USD
CY2010Q4 us-gaap Other Assets
OtherAssets
2434661000 USD
CY2011Q3 us-gaap Other Assets
OtherAssets
2158761000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Period Increase Decrease
OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease
-6040000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Period Increase Decrease
OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecrease
62569000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
9900000 USD
CY2010Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
13600000 USD
CY2011Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
61000000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
87700000 USD
CY2010Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
8500000 USD
CY2011Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
38200000 USD
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35600000 USD
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us-gaap Use Of Estimates
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<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-top:12px;text-align:left;text-indent:32px;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">The preparation of financial statements in conformity with GAAP requires the Company to make estimates and assumptions that affect the amounts reported in the condensed consolidated financial statements and related disclosures. These estimates are based on information available as of the date of the condensed consolidated financial statements. The Company believes that the estimates used in the preparation of the condensed consolidated financial statements are reasonable. Actual results could differ from these estimates. </font></div></div>
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2144461000 USD
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0 USD
CY2011Q3 dfs Allowance For Loan Losses Recorded Upon Adoption Of Fas166 And Fas167
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0 USD
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0 USD
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2982674000 USD
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dfs Decrease Increase In Restricted Cash For Securitization Investors
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547064000 USD
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623794000 USD
dfs Decrease Increase In Restricted Cash Special Dividend Escrow
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dfs Decrease Increase In Restricted Cash Special Dividend Escrow
DecreaseIncreaseInRestrictedCashSpecialDividendEscrow
0 USD
CY2011Q3 dfs Discount And Interchange Revenue
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282889000 USD
dfs Discount And Interchange Revenue
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805209000 USD
dfs Discount And Interchange Revenue
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809631000 USD
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273932000 USD
dfs Excess Of Total Investors Interests
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0.07
dfs Excess Spread Rate Minimum
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CY2011Q3 dfs Excess Spread Rate Trigger
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0.045
CY2011Q3 dfs Fees Accrued Subsequently Charged Off Net Of Recoveries
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22807000 USD
dfs Fees Accrued Subsequently Charged Off Net Of Recoveries
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dfs Fees Accrued Subsequently Charged Off Net Of Recoveries
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CY2010Q3 dfs Fees Accrued Subsequently Charged Off Net Of Recoveries
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dfs Finance Receivable Net Charge Off Rate For Pci Student Loans
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0.0122
CY2011Q3 dfs Finance Receivable Net Charge Off Rate For Pci Student Loans
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0.0123
CY2010Q4 dfs Financing Receivable Recorded Investment30 To89 Days Past Due
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CY2011Q3 dfs Financing Receivable Recorded Investment30 To89 Days Past Due
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CY2011Q3 dfs Increasing Funding Requirements
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CY2010Q3 dfs Interest And Fees Accrued Subsequently Charged Off Net Of Recoveries
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CY2011Q3 dfs Investors Interests
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dfs Merchant Fees
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23091000 USD
CY2010Q3 dfs Merchant Fees
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7220000 USD
dfs Merchant Fees
MerchantFees
12981000 USD
CY2010Q3 dfs Net Income Loss Allocated To Common Stockholders
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258194000 USD
dfs Net Income Loss Allocated To Common Stockholders
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dfs Net Income Loss Allocated To Common Stockholders
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321613000 USD
CY2011Q3 dfs Number Of Series Outstanding
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35
CY2011Q3 dfs Pci Loans30 Days Or More Delinquency Rate
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0.0260
CY2011Q3 dfs Pci Loans90 Days Or More Delinquency Rate
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dfs Permanent Workout Program Maturity
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P60M
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3400000000 USD
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dfs Proceeds From Acquisition Of Deposits
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CY2011Q3 dfs Rate Of Discount On Acquisition Of Loans And Other Assets
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dfs Repurchase Of Stock Warrants
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dei Document Fiscal Period Focus
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dfs Secured Credit Facility Expiration Date
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2012, 2013 and 2014
CY2011Q3 dfs Settlement Withholdings And Escrow Deposits
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CY2010Q4 dfs Settlement Withholdings And Escrow Deposits
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dfs Special Dividend
SpecialDividend
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dfs Special Dividend
SpecialDividend
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dfs Temporary Hardship Program Maturity
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CY2010Q4 dfs Time Deposits From One Hundred Thousand Dollars To Less Than Two Hundred And Fifty Thousand Dollars
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CY2011Q3 dfs Time Deposits From One Hundred Thousand Dollars To Less Than Two Hundred And Fifty Thousand Dollars
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CY2011Q3 dfs Time Deposits Two Hundred And Fifty Thousand Dollars Or Greater
TimeDepositsTwoHundredAndFiftyThousandDollarsOrGreater
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CY2010Q4 dfs Time Deposits Two Hundred And Fifty Thousand Dollars Or Greater
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CY2011Q3 dfs Total Loan Receivables
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CY2010Q4 dfs Total Loan Receivables
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CY2011Q3 dfs Transaction Processing Revenue
TransactionProcessingRevenue
43931000 USD
CY2010Q3 dfs Transaction Processing Revenue
TransactionProcessingRevenue
40184000 USD
dfs Transaction Processing Revenue
TransactionProcessingRevenue
109570000 USD
dfs Transaction Processing Revenue
TransactionProcessingRevenue
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dei Amendment Flag
AmendmentFlag
false
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2011
dei Document Period End Date
DocumentPeriodEndDate
2011-08-31
dei Document Type
DocumentType
10-Q
dei Entity Central Index Key
EntityCentralIndexKey
0001393612
CY2011Q3 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
549637090 shares
dei Entity Filer Category
EntityFilerCategory
Large Accelerated Filer
dei Entity Registrant Name
EntityRegistrantName
Discover Financial Services

Files In Submission

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