2014 Q4 Form 10-K Financial Statement

#000115752316004924 Filed on March 15, 2016

View on sec.gov

Income Statement

Concept 2014 Q4 2014 Q3 2014 Q2
Revenue $4.906M $4.703M $4.502M
YoY Change 13.64% 13.57% 13.63%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $570.0K $292.0K $560.0K
YoY Change 5.56% 3.18% -11.11%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $515.0K $515.0K $503.0K
YoY Change -0.19% -1.72% -9.69%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $412.0K $765.0K $439.0K
YoY Change -18.25% 8.82% -29.65%
Income Tax -$512.0K $47.00K -$423.0K
% Of Pretax Income -124.27% 6.14% -96.36%
Net Earnings $924.0K $718.0K $862.0K
YoY Change 94.94% 7.65% 26.02%
Net Earnings / Revenue 18.83% 15.27% 19.15%
Basic Earnings Per Share $0.24 $0.18 $0.22
Diluted Earnings Per Share $0.24 $0.18 $0.21
COMMON SHARES
Basic Shares Outstanding 3.866M shares 3.890M shares 3.916M shares
Diluted Shares Outstanding 3.944M shares 3.971M shares

Balance Sheet

Concept 2014 Q4 2014 Q3 2014 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $12.50M $3.910M $6.819M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $19.96M $20.04M $20.10M
YoY Change 4.22% 6.57% 6.11%
Goodwill $7.034M $7.034M $7.034M
YoY Change 0.0% 2.09% 2.09%
Intangibles
YoY Change
Long-Term Investments $155.0K $155.0K $155.0K
YoY Change 0.0% 0.0% 0.0%
Other Assets $1.500M
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $560.2M $553.9M $539.1M
YoY Change 8.49% 7.79% 5.6%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $4.600M $4.700M $3.700M
YoY Change 43.75% 23.68% 5.71%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $4.600M $4.700M $3.700M
YoY Change 43.75% 23.68% 5.71%
LONG-TERM LIABILITIES
Long-Term Debt $5.200M $5.200M $5.200M
YoY Change 0.0% 0.0% 0.0%
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $5.200M $5.200M $5.200M
YoY Change 0.0% 0.0% 0.0%
TOTAL LIABILITIES
Total Short-Term Liabilities $4.600M $4.700M $3.700M
Total Long-Term Liabilities $5.200M $5.200M $5.200M
Total Liabilities $505.7M $501.2M $487.4M
YoY Change 7.91% 7.64% 5.66%
SHAREHOLDERS EQUITY
Retained Earnings $35.89M $35.25M $34.82M
YoY Change 4.25% 2.98% 2.88%
Common Stock $22.16M $22.17M $22.16M
YoY Change 0.02% 0.05% 0.06%
Preferred Stock
YoY Change
Treasury Stock (at cost) $2.194M $2.333M $1.800M
YoY Change 21.89% 17.06% -9.68%
Treasury Stock Shares 204.3K shares 166.9K shares
Shareholders Equity $54.50M $52.65M $51.71M
YoY Change
Total Liabilities & Shareholders Equity $560.2M $553.9M $539.1M
YoY Change 8.49% 7.79% 5.6%

Cashflow Statement

Concept 2014 Q4 2014 Q3 2014 Q2
OPERATING ACTIVITIES
Net Income $924.0K $718.0K $862.0K
YoY Change 94.94% 7.65% 26.02%
Depreciation, Depletion And Amortization $570.0K $292.0K $560.0K
YoY Change 5.56% 3.18% -11.11%
Cash From Operating Activities $5.360M -$1.140M -$5.710M
YoY Change -17.41% -150.0% -4.67%
INVESTING ACTIVITIES
Capital Expenditures -$220.0K $228.0K -$730.0K
YoY Change -66.15% 61.7% 305.56%
Acquisitions
YoY Change
Other Investing Activities -$860.0K -$13.54M -$12.22M
YoY Change -90.64% 169.18% 101.98%
Cash From Investing Activities -$1.080M -$13.77M -$12.96M
YoY Change -89.02% 166.34% 108.03%
FINANCING ACTIVITIES
Cash Dividend Paid $290.0K
YoY Change 2.47%
Common Stock Issuance & Retirement, Net $533.0K
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 4.310M 12.00M 16.20M
YoY Change 31.4% 211.69% 1118.05%
NET CHANGE
Cash From Operating Activities 5.360M -1.140M -5.710M
Cash From Investing Activities -1.080M -13.77M -12.96M
Cash From Financing Activities 4.310M 12.00M 16.20M
Net Change In Cash 8.590M -2.910M -2.470M
YoY Change -12371.43% -403.13% -77.32%
FREE CASH FLOW
Cash From Operating Activities $5.360M -$1.140M -$5.710M
Capital Expenditures -$220.0K $228.0K -$730.0K
Free Cash Flow $5.580M -$1.368M -$4.980M
YoY Change -21.85% -163.96% -14.29%

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CY2014Q4 ebmt Nonmaturing Interestbearing Deposit Liabilities
NonmaturingInterestbearingDepositLiabilities
230253000
CY2014Q4 ebmt Percentage Of Allowance For Loan Loss To Non Performing Loans
PercentageOfAllowanceForLoanLossToNonPerformingLoans
2.4257 pure
CY2014Q4 ebmt Percentage Of Allowance For Loan Loss To Non Performing Assets
PercentageOfAllowanceForLoanLossToNonPerformingAssets
1.4876 pure
CY2014Q4 ebmt Federal Reserve Bank Advances
FederalReserveBankAdvances
0
CY2014Q4 ebmt Deferred Tax Assets Acquisition Costs
DeferredTaxAssetsAcquisitionCosts
687000
CY2014Q4 ebmt Accrued Expenses And Other Liabilities Fair Value Disclosure
AccruedExpensesAndOtherLiabilitiesFairValueDisclosure
4161000
CY2014Q4 ebmt Federal Home Loan Bank Advances And Other Borrowings
FederalHomeLoanBankAdvancesAndOtherBorrowings
54993000
CY2014Q4 ebmt Mortgage Servicing Rights
MortgageServicingRights
4115000
CY2014Q4 ebmt Unearned Esop Shares Cost
UnearnedEsopSharesCost
1141000
CY2015Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0800 pure
CY2015Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.0400 pure
CY2015Q4 us-gaap Weighted Average Rate Domestic Deposit Money Market
WeightedAverageRateDomesticDepositMoneyMarket
0.0012 pure
CY2015Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
8000000 shares
CY2015Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
3779464 shares
CY2015Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
1000000 shares
CY2015Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.0922 pure
CY2015Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.1539 pure
CY2015Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.0600 pure
CY2015Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0 shares
CY2015Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.1226 pure
CY2015Q4 us-gaap Debt Weighted Average Interest Rate
DebtWeightedAverageInterestRate
0.0105 pure
CY2015Q4 us-gaap Employee Stock Ownership Plan Esop Number Of Committed To Be Released Shares
EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares
97444 shares
CY2015Q4 us-gaap Weighted Average Rate Domestic Deposit Savings
WeightedAverageRateDomesticDepositSavings
0.0004 pure
CY2015Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
303663 shares
CY2015Q4 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
CY2015Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
4083127 shares
CY2015Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0 shares
CY2015Q4 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
85 Investment
CY2015Q4 us-gaap Weighted Average Rate Domestic Deposit Checking
WeightedAverageRateDomesticDepositChecking
0.0003 pure
CY2015Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
23063000
CY2015Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
70389000
CY2015Q4 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
18025000
CY2015Q4 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
0
CY2015Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
92857000
CY2015Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
10906000
CY2015Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
48000
CY2015Q4 us-gaap Deposits
Deposits
483182000
CY2015Q4 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
354000
CY2015Q4 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
71474000
CY2015Q4 us-gaap Long Term Debt Maturities Repayments Of Principal After Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive
145000
CY2015Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
3502000
CY2015Q4 us-gaap Fair Value Liabilities Measured On Recurring Basis Subordinated Debt Obligations
FairValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations
14306000
CY2015Q4 us-gaap Liabilities
Liabilities
574897000
CY2015Q4 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
94880000
CY2015Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
795000
CY2015Q4 us-gaap Deferred Tax Liabilities Goodwill And Intangible Assets Goodwill
DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsGoodwill
585000
CY2015Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Two
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo
7884000
CY2015Q4 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
328000
CY2015Q4 us-gaap Allowance For Credit Losses Change In Method Of Calculating Impairment
AllowanceForCreditLossesChangeInMethodOfCalculatingImpairment
0
CY2015Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Five
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive
1446000
CY2015Q4 us-gaap Capital
Capital
66725000
CY2015Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
406151000
CY2015Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
53175000
CY2015Q4 us-gaap Time Deposits
TimeDeposits
152447000
CY2015Q4 us-gaap Common Stock Value
CommonStockValue
41000
CY2015Q4 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
3178000
CY2015Q4 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
22152000
CY2015Q4 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
33430000
CY2015Q4 us-gaap Deferred Tax Liabilities Derivatives
DeferredTaxLiabilitiesDerivatives
259000
CY2015Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Next Twelve Months
LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths
42825000
CY2015Q4 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
412000
CY2015Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
3550000
CY2015Q4 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
4209000
CY2015Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
26014000
CY2015Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
68261000
CY2015Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
53175000
CY2015Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
252000
CY2015Q4 us-gaap Deferred Compensation Arrangement With Individual Recorded Liability
DeferredCompensationArrangementWithIndividualRecordedLiability
1423000
CY2015Q4 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
2312000
CY2015Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
34685000
CY2015Q4 us-gaap Debt Instrument Face Amount
DebtInstrumentFaceAmount
15155000
CY2015Q4 us-gaap Preferred Stock Value
PreferredStockValue
CY2015Q4 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
347000
CY2015Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
37301000
CY2015Q4 us-gaap Subordinated Debt
SubordinatedDebt
14949000
CY2015Q4 us-gaap Deferred Tax Liabilities Other
DeferredTaxLiabilitiesOther
279000
CY2015Q4 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Maximum Amount Available
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable
211984000
CY2015Q4 us-gaap Stockholders Equity
StockholdersEquity
55450000
CY2015Q4 us-gaap Deferred Tax Liabilities Property Plant And Equipment
DeferredTaxLiabilitiesPropertyPlantAndEquipment
931000
CY2015Q4 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
359000
CY2015Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
630347000
CY2015Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
77031000
CY2015Q4 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
87350000
CY2015Q4 us-gaap Accrued Liabilities And Other Liabilities
AccruedLiabilitiesAndOtherLiabilities
4050000
CY2015Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
48000
CY2015Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Four
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour
10649000
CY2015Q4 us-gaap Deferred Tax Liabilities Mortgage Servicing Rights
DeferredTaxLiabilitiesMortgageServicingRights
595000
CY2015Q4 us-gaap Long Term Debt Maturities Repayments Of Principal In Year Three
LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree
9767000
CY2015Q4 us-gaap Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
512000
CY2015Q4 us-gaap Deposit Liabilities Reclassified As Loans Receivable1
DepositLiabilitiesReclassifiedAsLoansReceivable1
75000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
65188000
CY2015Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest
2030000
CY2015Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
5180000
CY2015Q4 us-gaap Deferred Tax Assets Tax Credit Carryforwards
DeferredTaxAssetsTaxCreditCarryforwards
418000
CY2015Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
18217000
CY2015Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group Mortgage
LoansReceivableHeldForSaleNetNotPartOfDisposalGroupMortgage
18702000
CY2015Q4 us-gaap Receivables Change In Method Of Calculating Impairment Recorded Investment
ReceivablesChangeInMethodOfCalculatingImpairmentRecordedInvestment
46000
CY2015Q4 us-gaap Unamortized Debt Issuance Expense
UnamortizedDebtIssuanceExpense
206000
CY2015Q4 us-gaap Other Assets
OtherAssets
2686000
CY2015Q4 us-gaap Loans Receivable Commercial Mortgage
LoansReceivableCommercialMortgage
167930000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
14679000
CY2015Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
406003000
CY2015Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
6468000
CY2015Q4 us-gaap Foreclosed Assets
ForeclosedAssets
595000
CY2015Q4 us-gaap Federal Reserve Bank Stock
FederalReserveBankStock
887000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
6976000
CY2015Q4 us-gaap Loans And Leases Receivable Consumer Mortgage
LoansAndLeasesReceivableConsumerMortgage
118133000
CY2015Q4 us-gaap Employee Stock Ownership Plan Esop Deferred Shares Fair Value
EmployeeStockOwnershipPlanESOPDeferredSharesFairValue
1204000
CY2015Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
970000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
86905000
CY2015Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
46000
CY2015Q4 us-gaap Goodwill
Goodwill
7034000
CY2015Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
472000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
0
CY2015Q4 us-gaap Deferred Tax Assets Deferred Income
DeferredTaxAssetsDeferredIncome
381000
CY2015Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
267000
CY2015Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
2110000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
0
CY2015Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
86000
CY2015Q4 us-gaap Accrued Investment Income Receivable
AccruedInvestmentIncomeReceivable
2278000
CY2015Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
2076000
CY2015Q4 us-gaap Deferred Tax Assets Tax Credit Carryforwards Other
DeferredTaxAssetsTaxCreditCarryforwardsOther
633000
CY2015Q4 us-gaap Loans And Leases Receivable Consumer Home Equity
LoansAndLeasesReceivableConsumerHomeEquity
45345000
CY2015Q4 us-gaap Loans And Leases Receivable Commercial
LoansAndLeasesReceivableCommercial
39072000
CY2015Q4 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
7438000
CY2015Q4 us-gaap Cash Surrender Value Fair Value Disclosure
CashSurrenderValueFairValueDisclosure
12514000
CY2015Q4 us-gaap Loans Receivable Commercial Construction
LoansReceivableCommercialConstruction
22958000
CY2015Q4 us-gaap Finite Lived Intangible Assets Net
FiniteLivedIntangibleAssetsNet
514000
CY2015Q4 us-gaap Loans Receivable Net
LoansReceivableNet
401706000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
65561000
CY2015Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
485000
CY2015Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
1490000
CY2015Q4 us-gaap Loans And Leases Receivable Consumer
LoansAndLeasesReceivableConsumer
14641000
CY2015Q4 us-gaap Cash Surrender Value Of Life Insurance
CashSurrenderValueOfLifeInsurance
12514000
CY2015Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
3397000
CY2015Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
7438000
CY2015Q4 ebmt Interest Bearing Deposit Liabilities Fair Value Disclosure
InterestBearingDepositLiabilitiesFairValueDisclosure
253704000
CY2015Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
402899000
CY2015Q4 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
408414000
CY2015Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
1204000
CY2015Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
145738000
CY2015Q4 us-gaap Treasury Stock Value
TreasuryStockValue
3321000
CY2015Q4 us-gaap Assets
Assets
630347000
CY2015Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Compensation
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeCompensation
698000
CY2015Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
403734000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
14741000
CY2015Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits Employee Benefits
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits
321000
CY2015Q4 us-gaap Servicing Asset At Amortized Value
ServicingAssetAtAmortizedValue
4968000
CY2015Q4 us-gaap Deferred Tax Assets Tax Credit Carryforwards Alternative Minimum Tax
DeferredTaxAssetsTaxCreditCarryforwardsAlternativeMinimumTax
445000
CY2015Q4 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
4668000
CY2015Q4 us-gaap Loans And Leases Receivable Impaired Nonperforming Accrual Of Interest
LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest
472000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
6894000
CY2015Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
943000
CY2015Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
2076000
CY2015Q4 us-gaap Equity Method Investments
EquityMethodInvestments
155000
CY2015Q4 us-gaap Investment In Federal Home Loan Bank Stock Fair Value Disclosure
InvestmentInFederalHomeLoanBankStockFairValueDisclosure
3397000
CY2015Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
635000
CY2015Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities For Other Debt Facilities
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForOtherDebtFacilities
0
CY2015Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
1490000
CY2015Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
44950000
CY2015Q4 us-gaap Escrow Deposit
EscrowDeposit
4171000
CY2015Q4 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
6452000
CY2015Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
29123000
CY2015Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
408079000
CY2015Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
145948000
CY2015Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
47533000
CY2015Q4 us-gaap Cash Reserve Deposit Required And Made
CashReserveDepositRequiredAndMade
0
CY2015Q4 us-gaap Pledged Financial Instruments Not Separately Reported Securities Pledged
PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesPledged
11389000
CY2015Q4 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
87134000
CY2015Q4 ebmt Time Deposit Maturities After Year Four
TimeDepositMaturitiesAfterYearFour
3926000
CY2015Q4 ebmt Investment In Federal Reserve Bank Stock Fair Value Disclosure
InvestmentInFederalReserveBankStockFairValueDisclosure
887000
CY2015Q4 ebmt Loans And Leases Receivable Net Reported Amount Nonperforming Loans And Leases
LoansAndLeasesReceivableNetReportedAmountNonperformingLoansAndLeases
2548000
CY2015Q4 ebmt Notional Amount Of Interest Rate Lock Commitments
NotionalAmountOfInterestRateLockCommitments
24378000
CY2015Q4 ebmt Non Interest Bearing Deposit Liabilities Fair Value Disclosure
NonInterestBearingDepositLiabilitiesFairValueDisclosure
77031000
CY2015Q4 ebmt Weighted Average Rate Deposit Non Interest Bearing Accounts
WeightedAverageRateDepositNonInterestBearingAccounts
0.0000 pure
CY2015Q4 ebmt Percentage Of Non Performing Assets To Assets
PercentageOfNonPerformingAssetsToAssets
0.0050 pure
CY2015Q4 ebmt Investment In Federal Home Loan Bank Stock Par Value Per Share
InvestmentInFederalHomeLoanBankStockParValuePerShare
100
CY2015Q4 ebmt Mortgage Servicing Rights Net
MortgageServicingRightsNet
4968000
CY2015Q4 ebmt Time Certificates Of Deposit Fair Value Disclosure
TimeCertificatesOfDepositFairValueDisclosure
152691000
CY2015Q4 ebmt Impaired Financing Receivable Net Investment
ImpairedFinancingReceivableNetInvestment
2028000
CY2015Q4 ebmt Loan Commitment To Customers With Outstanding Troubled Debt Restructuring
LoanCommitmentToCustomersWithOutstandingTroubledDebtRestructuring
0
CY2015Q4 ebmt Mortgage Servicing Rights Measured At Fair Value
MortgageServicingRightsMeasuredAtFairValue
6452000
CY2015Q4 ebmt Accrued Interest On Dividends Receivable Fair Value Disclosure
AccruedInterestOnDividendsReceivableFairValueDisclosure
2278000
CY2015Q4 ebmt Nonperforming Assets
NonperformingAssets
3143000
CY2015Q4 ebmt Investment In Federal Reserve Bank Stock Par Value Per Share
InvestmentInFederalReserveBankStockParValuePerShare
100
CY2015Q4 ebmt Deferred Tax Liabilities Fhlb Stock
DeferredTaxLiabilitiesFHLBStock
529000
CY2015Q4 ebmt Advances From Federal Home Loan Bank And Other Borrowings Fair Value Disclosure
AdvancesFromFederalHomeLoanBankAndOtherBorrowingsFairValueDisclosure
72811000
CY2015Q4 ebmt Federal Deposit Insurance Corporation Fdic Covered Deposits Per Account
FederalDepositInsuranceCorporationFDICCoveredDepositsPerAccount
250000
CY2015Q4 ebmt Nonmaturing Interestbearing Deposit Liabilities
NonmaturingInterestbearingDepositLiabilities
253704000
CY2015Q4 ebmt Percentage Of Allowance For Loan Loss To Non Performing Loans
PercentageOfAllowanceForLoanLossToNonPerformingLoans
1.3932 pure
CY2015Q4 ebmt Percentage Of Allowance For Loan Loss To Non Performing Assets
PercentageOfAllowanceForLoanLossToNonPerformingAssets
1.1295 pure
CY2015Q4 ebmt Deposits250000 Or More
Deposits250000OrMore
88222000
CY2015Q4 ebmt Federal Reserve Bank Advances
FederalReserveBankAdvances
0
CY2015Q4 ebmt Deferred Tax Assets Acquisition Costs
DeferredTaxAssetsAcquisitionCosts
633000
CY2015Q4 ebmt Accrued Expenses And Other Liabilities Fair Value Disclosure
AccruedExpensesAndOtherLiabilitiesFairValueDisclosure
4050000
CY2015Q4 ebmt Federal Home Loan Bank Advances And Other Borrowings
FederalHomeLoanBankAdvancesAndOtherBorrowings
72716000
CY2015Q4 ebmt Mortgage Servicing Rights
MortgageServicingRights
4968000
CY2015Q4 ebmt Unearned Esop Shares Cost
UnearnedEsopSharesCost
975000
CY2015Q4 ebmt Federal Home Loan Bank Advances Funding Available As Percent Of Assets
FederalHomeLoanBankAdvancesFundingAvailableAsPercentOfAssets
0.3500 pure
CY2000Q2 us-gaap Employee Stock Ownership Plan Esop Debt Structure Direct Loan Amount
EmployeeStockOwnershipPlanESOPDebtStructureDirectLoanAmount
368000
CY2010Q2 us-gaap Share Price
SharePrice
10.00
CY2010Q2 ebmt Employee Stock Ownership Plan Esop Shares Authorized For Purchase
EmployeeStockOwnershipPlanEsopSharesAuthorizedForPurchase
197142 shares
CY2010Q2 us-gaap Employee Stock Ownership Plan Esop Debt Structure Direct Loan Amount
EmployeeStockOwnershipPlanESOPDebtStructureDirectLoanAmount
1971420
CY2013Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
2125000
CY2013Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
7055000
CY2014Q2 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
16616 shares
CY2014Q2 us-gaap Valuation Allowance For Impairment Of Recognized Servicing Assets Balance
ValuationAllowanceForImpairmentOfRecognizedServicingAssetsBalance
0
CY2014Q2 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
2059000
CY2014Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
2000000
CY2014Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-2259000
CY2014Q2 us-gaap Stockholders Equity
StockholdersEquity
51705000
CY2014Q2 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
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CY2010Q2 us-gaap Stock Issued During Period Shares New Issues
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ebmt Consulting Fees
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ebmt Employee Stock Ownership Plan Esop Number Of Shares Committed To Be Released
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