$EFSI Income Statement | Understand Stock

$EFSI

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements Of Income

In millions of USD, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2024 12 months to Dec 31, 2024	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Interest and Dividend Income
Interest and fees on loans
Interest and dividends on securities:
Taxable interest income
Interest income exempt from federal income taxes
Dividends
Interest on deposits in banks
Interest on federal funds sold
Total interest and dividend income
Interest Expense
Interest on deposits
Interest on federal funds purchased
Interest on Federal Home Loan Bank advances
Interest on subordinated debt
Total interest expense
Net interest income
Provision for credit losses
Net interest income after provision for credit losses
Noninterest Income
Wealth management fees
Service charges on deposit accounts
Other service charges and fees
Gain on the sale of marine finance assets
Gain on the sale and disposal of bank premises and equipment
(Loss) gain on the sale and disposal of bank premises and equipment
(Loss) on sale of securities
Gain on sale of loans
Small business investment company income
Bank owned life insurance income
Other operating income
Total noninterest income
Noninterest Expenses
Salaries and employee benefits
Occupancy expenses
Equipment expenses
Advertising and marketing expenses
Stationery and supplies
ATM network fees
Other real estate owned expense
Loss on sale of other real estate owned
Loss on the sale of repossessed assets
FDIC assessment
Computer software expense
Bank franchise tax
Professional fees
Data processing fees
Loan servicing expense
Other operating expenses
Total noninterest expenses
Income before income taxes
Income Tax Expense
Net Income Loss
Earnings Per Share
Net income per common share, basic
Net income per common share, diluted

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