2014 Q4 Form 10-Q Financial Statement

#000117494714000467 Filed on November 13, 2014

View on sec.gov

Income Statement

Concept 2014 Q4 2014 Q3 2013 Q3
Revenue $6.744M $6.696M $6.745M
YoY Change -2.25% -0.73% -3.19%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $393.0K $386.0K
YoY Change 1.81%
% of Gross Profit
Depreciation & Amortization $360.0K $370.0K $330.0K
YoY Change 5.88% 12.12% 0.0%
% of Gross Profit
Operating Expenses $6.067M $5.767M $5.347M
YoY Change 5.77% 7.85% 5.44%
Operating Profit
YoY Change
Interest Expense $1.087M $1.155M $1.322M
YoY Change -15.21% -12.63% -15.26%
% of Operating Profit
Other Income/Expense, Net $1.758M $518.0K $1.444M
YoY Change 4.96% -64.13% 2.41%
Pretax Income $2.265M $2.049M $2.015M
YoY Change -15.55% 1.69% -14.04%
Income Tax $463.0K $337.0K $274.0K
% Of Pretax Income 20.44% 16.45% 13.6%
Net Earnings $1.802M $1.712M $1.741M
YoY Change -15.76% -1.67% -11.17%
Net Earnings / Revenue 26.72% 25.57% 25.81%
Basic Earnings Per Share $0.63 $0.60 $0.61
Diluted Earnings Per Share $314.7K $299.5K $305.3K
COMMON SHARES
Basic Shares Outstanding 2.857M shares 2.857M shares 2.852M shares
Diluted Shares Outstanding

Balance Sheet

Concept 2014 Q4 2014 Q3 2013 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $43.41M $44.08M $30.33M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $22.45M $22.69M $22.31M
YoY Change -2.46% 1.74% 5.71%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $857.2M $850.8M $794.5M
YoY Change 5.53% 7.08% 1.24%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $0.00
YoY Change -100.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $7.260M
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $7.300M
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $2.500M $2.500M $2.600M
YoY Change -16.67% -3.85% -23.53%
Total Long-Term Liabilities $2.500M $2.500M $2.600M
YoY Change -16.67% -3.85% -23.53%
TOTAL LIABILITIES
Total Short-Term Liabilities $7.300M
Total Long-Term Liabilities $2.500M $2.500M $2.600M
Total Liabilities $764.4M $759.4M $710.4M
YoY Change 4.94% 6.9% 2.08%
SHAREHOLDERS EQUITY
Retained Earnings $87.20M $86.17M $81.77M
YoY Change 4.85% 5.38%
Common Stock $574.0K $574.0K $574.0K
YoY Change 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $384.0K $485.0K
YoY Change 2.13%
Treasury Stock Shares 12.72K shares 12.14K shares 17.46K shares
Shareholders Equity $92.77M $91.42M $84.19M
YoY Change
Total Liabilities & Shareholders Equity $857.2M $850.8M $794.5M
YoY Change 5.53% 7.08% 1.24%

Cashflow Statement

Concept 2014 Q4 2014 Q3 2013 Q3
OPERATING ACTIVITIES
Net Income $1.802M $1.712M $1.741M
YoY Change -15.76% -1.67% -11.17%
Depreciation, Depletion And Amortization $360.0K $370.0K $330.0K
YoY Change 5.88% 12.12% 0.0%
Cash From Operating Activities $1.930M $4.550M $2.380M
YoY Change -31.32% 91.18% -58.32%
INVESTING ACTIVITIES
Capital Expenditures -$110.0K -$460.0K -$1.090M
YoY Change -89.32% -57.8% 541.18%
Acquisitions
YoY Change
Other Investing Activities -$6.750M -$2.910M -$910.0K
YoY Change -72.66% 219.78% -88.77%
Cash From Investing Activities -$6.860M -$3.370M -$2.000M
YoY Change -73.33% 68.5% -75.79%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 4.250M -2.120M -11.68M
YoY Change -75.22% -81.85% -645.79%
NET CHANGE
Cash From Operating Activities 1.930M 4.550M 2.380M
Cash From Investing Activities -6.860M -3.370M -2.000M
Cash From Financing Activities 4.250M -2.120M -11.68M
Net Change In Cash -680.0K -940.0K -11.30M
YoY Change -88.19% -91.68% 2656.1%
FREE CASH FLOW
Cash From Operating Activities $1.930M $4.550M $2.380M
Capital Expenditures -$110.0K -$460.0K -$1.090M
Free Cash Flow $2.040M $5.010M $3.470M
YoY Change -46.88% 44.38% -40.99%

Facts In Submission

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CY2014Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5541000 USD
CY2013Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
5423000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
16804000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
15907000 USD
CY2014Q3 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
USD
CY2013Q3 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
1246000 USD
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
1449000 USD
CY2014Q3 us-gaap Interest Expense
InterestExpense
1155000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2343000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
2651000 USD
CY2013Q3 us-gaap Interest Expense
InterestExpense
1322000 USD
us-gaap Interest Expense
InterestExpense
3589000 USD
us-gaap Interest Expense
InterestExpense
4100000 USD
CY2014Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
777000 USD
CY2013Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
853000 USD
CY2014Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
378000 USD
CY2013Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
469000 USD
us-gaap Dividend Income Operating
DividendIncomeOperating
192000 USD
us-gaap Dividend Income Operating
DividendIncomeOperating
92000 USD
CY2014Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
6696000 USD
CY2013Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
6745000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
20393000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
20007000 USD
CY2014Q3 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
17000 USD
CY2013Q3 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
18000 USD
us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
44000 USD
us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
56000 USD
CY2014Q3 us-gaap Dividend Income Operating
DividendIncomeOperating
60000 USD
CY2013Q3 us-gaap Dividend Income Operating
DividendIncomeOperating
32000 USD
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
3166000 USD
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
2795000 USD
CY2014Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
827000 USD
CY2013Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
913000 USD
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
2547000 USD
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
2840000 USD
CY2014Q3 enbp Other Than Temporary Impairment Gains Losses Arising During Quarter
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarter
USD
CY2013Q3 enbp Other Than Temporary Impairment Gains Losses Arising During Quarter
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarter
139000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
9896000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-3101000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
855000 USD
CY2013Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-926000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
4606000 USD
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-8672000 USD
CY2014Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
2567000 USD
CY2013Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
815000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
1248000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
1463000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
855000 USD
CY2013Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-1047000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
4581000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-8893000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
212000 USD
CY2013Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
182000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
643000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
753000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
412000 USD
CY2013Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
355000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
5829000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-7430000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
624000 USD
CY2013Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
537000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
1891000 USD
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
2216000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Before Reclassification Adjustments Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax
652000 USD
CY2013Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
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2693000 USD
CY2013Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Before Reclassification Adjustments Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax
-357000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Before Reclassification Adjustments Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax
3004000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Before Reclassification Adjustments Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesBeforeReclassificationAdjustmentsTax
-3827000 USD
CY2014Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
1267000 USD
CY2013Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-692000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
25000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
221000 USD
CY2014Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax
1919000 USD
CY2013Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax
-1049000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax
8833000 USD
us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Before Reclassification Adjustments And Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeReclassificationAdjustmentsAndTax
-11257000 USD
CY2014Q3 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAvailableforsaleSecurities
USD
CY2013Q3 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAvailableforsaleSecurities
29000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAvailableforsaleSecurities
15000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAvailableforsaleSecurities
103000 USD
CY2014Q3 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
USD
CY2013Q3 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent
121000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities
22000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities
157000 USD
CY2014Q3 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities
USD
CY2013Q3 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities
15000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities
7000 USD
us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossTaxPortionAttributableToParentAvailableforsaleSecurities
54000 USD
CY2014Q3 enbp Other Than Temporary Impairment Gains Losses Arising During Quarter Net
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarterNet
USD
CY2013Q3 enbp Other Than Temporary Impairment Gains Losses Arising During Quarter Net
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarterNet
92000 USD
enbp Other Than Temporary Impairment Gains Losses Arising During Quarter Net
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarterNet
10000 USD
enbp Other Than Temporary Impairment Gains Losses Arising During Quarter Net
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarterNet
118000 USD
CY2014Q3 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities
USD
CY2013Q3 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Portion Attributable To Parent Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParentAvailableforsaleSecurities
44000 USD
enbp Other Than Temporary Impairment Gains Losses Arising During Quarter
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarter
15000 USD
enbp Other Than Temporary Impairment Gains Losses Arising During Quarter
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarter
178000 USD
CY2014Q3 enbp Other Than Temporary Impairment Gains Losses Arising During Quarter Tax
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarterTax
USD
CY2013Q3 enbp Other Than Temporary Impairment Gains Losses Arising During Quarter Tax
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarterTax
47000 USD
enbp Other Than Temporary Impairment Gains Losses Arising During Quarter Tax
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarterTax
5000 USD
enbp Other Than Temporary Impairment Gains Losses Arising During Quarter Tax
OtherThanTemporaryImpairmentGainsLossesArisingDuringQuarterTax
60000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-3726000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-3086000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-208000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-152000 USD
us-gaap Increase Decrease In Prepaid Insurance
IncreaseDecreaseInPrepaidInsurance
USD
us-gaap Increase Decrease In Prepaid Insurance
IncreaseDecreaseInPrepaidInsurance
-936000 USD
us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
56000 USD
enbp Fair Value Adjustments For Securities Available For Sale
FairValueAdjustmentsForSecuritiesAvailableForSale
6979000 USD
enbp Fair Value Adjustments For Securities Available For Sale
FairValueAdjustmentsForSecuritiesAvailableForSale
-13138000 USD
us-gaap Interest Paid
InterestPaid
3689000 USD
us-gaap Interest Paid
InterestPaid
4201000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
300000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
950000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
29128000 USD
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
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us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
19502000 USD
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-5328000 USD
CY2012Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
35660000 USD
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
2286000 USD
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
2225000 USD
us-gaap Proceeds From Sale Of Treasury Stock
ProceedsFromSaleOfTreasuryStock
374000 USD
us-gaap Proceeds From Sale Of Treasury Stock
ProceedsFromSaleOfTreasuryStock
359000 USD
us-gaap Payments For Repurchase Of Common Stock
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338000 USD
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
357000 USD
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
3360000 USD
us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
USD
us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
13800000 USD
us-gaap Proceeds From Issuance Of Long Term Debt
ProceedsFromIssuanceOfLongTermDebt
5000000 USD
us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
16500000 USD
us-gaap Repayments Of Long Term Debt
RepaymentsOfLongTermDebt
13000000 USD
us-gaap Net Cash Provided By Used In Investing Activities
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-16832000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-12543000 USD
enbp Increase Decrease In Demand Now And Savings Accounts
IncreaseDecreaseInDemandNowAndSavingsAccounts
33356000 USD
enbp Increase Decrease In Demand Now And Savings Accounts
IncreaseDecreaseInDemandNowAndSavingsAccounts
17951000 USD
us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
-2638000 USD
us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
-8361000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
19699000 USD
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
21695000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
691000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
2333000 USD
us-gaap Payments To Acquire Software
PaymentsToAcquireSoftware
140000 USD
us-gaap Payments To Acquire Software
PaymentsToAcquireSoftware
44000 USD
us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
890000 USD
us-gaap Payments To Acquire Federal Home Loan Bank Stock
PaymentsToAcquireFederalHomeLoanBankStock
230000 USD
us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
366000 USD
us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
963000 USD
us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
18000 USD
us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
23000 USD
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
119273000 USD
us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
107602000 USD
us-gaap Payments To Acquire Other Real Estate
PaymentsToAcquireOtherRealEstate
56000 USD
us-gaap Payments To Acquire Other Real Estate
PaymentsToAcquireOtherRealEstate
USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
48000 USD
us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
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us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
7206000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
7848000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
24173000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
41994000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
99348000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
76427000 USD
us-gaap Other Depreciation And Amortization
OtherDepreciationAndAmortization
1086000 USD
us-gaap Other Depreciation And Amortization
OtherDepreciationAndAmortization
990000 USD
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
480000 USD
us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-171000 USD
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
663000 USD
us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
386000 USD
us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
8919000 USD
us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
10944000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-23000 USD
us-gaap Proceeds From Loan Originations1
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-8867000 USD
us-gaap Proceeds From Loan Originations1
ProceedsFromLoanOriginations1
-10276000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-100000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-101000 USD
CY2013Q3 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
1045000 USD
us-gaap Basis Of Accounting
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<div id='EdgarSAA123457890000' style="font-family : 'Times New Roman';"> <div> <div class="CursorPointer"> <table cellpadding="0" cellspacing="0" border="0" style=" font-style: normal; font-variant: normal; font-weight: normal; font-stretch: normal; font-size: 10pt; line-height: normal; font-family : Times New Roman; width: 100%;"> <tr style=" vertical-align: top;"> <td width="24px" style=" border: none; font-family : Times New Roman;"><strong>1.</strong></td> <td style=" border-left: none; border-right: none; border-top: none; border-bottom: none; font-family : Times New Roman;"><strong>Basis of Presentation</strong></td> </tr> </table> </div> <p style=" font: 10pt Times New Roman, Times, Serif; margin: 0;">&#160;</p> <p style=" font: 10pt Times New Roman, Times, Serif; margin: 0;">The accompanying unaudited consolidated interim financial statements have been prepared in accordance with U.S. generally accepted accounting principles for interim financial information and to general practices within the banking industry. Accordingly, they do not include all of the information and footnotes required by generally accepted accounting principles for complete financial statements. In the opinion of management, all significant adjustments considered necessary for fair presentation have been included. Certain items previously reported have been reclassified to conform to the current period's reporting format. Such reclassifications did not affect net income or stockholders' equity.</p> <p style=" font: 10pt Times New Roman, Times, Serif; margin: 0;">&#160;</p> <p style=" font: 10pt Times New Roman, Times, Serif; margin: 0;">ENB Financial Corp (&#147;the Corporation&#148;) is the bank holding company for its wholly-owned subsidiary Ephrata National Bank (the &#147;Bank&#148;). This Form 10-Q, for the third quarter of 2014, is reporting on the results of operations and financial condition of ENB Financial Corp.</p> <p style=" font: 10pt Times New Roman, Times, Serif; margin: 0;">&#160;</p> <p style=" font: 10pt Times New Roman, Times, Serif; margin: 0;">Operating results for the three and nine months ended September 30, 2014, are not necessarily indicative of the results that may be expected for the year ended December 31, 2014. For further information, refer to the consolidated financial statements and footnotes thereto included in ENB Financial Corp's Annual Report on Form 10-K for the year ended December 31, 2013.</p> </div> </div>
CY2013Q2 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
1090000 USD
CY2013Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
1148000 USD
CY2012Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
977000 USD
CY2014Q3 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Additions No Previous Impairment
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment
USD
us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Additions Additional Credit Losses
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses
157000 USD
CY2014Q3 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Reductions Securities Sold
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151000 USD
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171000 USD
CY2014Q3 enbp Bank Stocks Fair Market Value
BankStocksFairMarketValue
363000 USD
CY2014Q3 us-gaap Marketable Securities Equity Securities
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5000000 USD
CY2014Q3 enbp Bank Stocks Book Value
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376000 USD
CY2014Q3 us-gaap Commitments And Contingencies
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dei Entity Registrant Name
EntityRegistrantName
ENB Financial Corp
dei Entity Central Index Key
EntityCentralIndexKey
0001437479
dei Document Type
DocumentType
10-Q
dei Document Period End Date
DocumentPeriodEndDate
2014-09-30
dei Amendment Flag
AmendmentFlag
false
dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2014
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3

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