2022 Q4 Form 10-Q Financial Statement

#000095017022020469 Filed on October 28, 2022

View on sec.gov

Income Statement

Concept 2022 Q4 2022 Q3 2021 Q3
Revenue $290.1M $456.2M $246.4M
YoY Change 3.47% 85.16% 20.45%
Cost Of Revenue
YoY Change
Gross Profit $294.2M $246.4M
YoY Change 19.41% 35.52%
Gross Profit Margin 64.49% 100.0%
Selling, General & Admin $176.4M $138.5M $151.2M
YoY Change -5.85% -8.46% 206.17%
% of Gross Profit 47.06% 61.39%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $8.499M $11.27M $8.914M
YoY Change -31.32% 26.43% 140.92%
% of Gross Profit 3.83% 3.62%
Operating Expenses $184.9M $195.7M $160.2M
YoY Change -7.43% 22.18% 201.06%
Operating Profit $98.51M $86.22M
YoY Change 14.26% -32.96%
Interest Expense -$38.33M $30.92M -$17.74M
YoY Change 105.86% -274.29% -5.12%
% of Operating Profit 31.39% -20.58%
Other Income/Expense, Net -$230.0K
YoY Change
Pretax Income $66.92M $67.59M $68.48M
YoY Change 9.31% -1.29% -33.71%
Income Tax $16.05M $15.88M $16.67M
% Of Pretax Income 23.98% 23.5% 24.34%
Net Earnings $50.87M $51.71M $51.55M
YoY Change 4.57% 0.31% -44.97%
Net Earnings / Revenue 17.54% 11.33% 20.92%
Basic Earnings Per Share $1.62 $1.40
Diluted Earnings Per Share $1.56 $1.57 $1.36
COMMON SHARES
Basic Shares Outstanding 31.46M 32.01M 36.74M
Diluted Shares Outstanding 32.97M 37.98M

Balance Sheet

Concept 2022 Q4 2022 Q3 2021 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $100.2M $87.73M $229.1M
YoY Change -39.47% -61.71% -53.25%
Cash & Equivalents $100.2M $87.73M $229.1M
Short-Term Investments
Other Short-Term Assets $144.5M $143.9M $112.0M
YoY Change 28.24% 28.43% 59.81%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $3.307B $3.037B $1.981B
YoY Change 44.16% 53.31% 58.05%
LONG-TERM ASSETS
Property, Plant & Equipment $93.20M $89.40M $81.10M
YoY Change 18.88% 10.23% 27.92%
Goodwill $279.3M $279.3M $279.3M
YoY Change 0.0% 0.0%
Intangibles $27.39M $29.40M $37.46M
YoY Change -22.72% -21.5%
Long-Term Investments
YoY Change
Other Assets $54.71M $53.75M $52.32M
YoY Change 6.63% 2.74% 90.93%
Total Long-Term Assets $474.0M $472.1M $486.3M
YoY Change 1.37% -2.93% 27.74%
TOTAL ASSETS
Total Short-Term Assets $3.307B $3.037B $1.981B
Total Long-Term Assets $474.0M $472.1M $486.3M
Total Assets $3.781B $3.509B $2.467B
YoY Change 36.92% 42.23% 50.99%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $198.3M $169.0M $124.6M
YoY Change 27.05% 35.63% 62.85%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $198.3M $169.0M $124.6M
YoY Change 27.05% 35.63% 35.56%
LONG-TERM LIABILITIES
Long-Term Debt $2.259B $2.060B $1.075B
YoY Change 63.15% 91.52% 24.54%
Other Long-Term Liabilities $33.60M $35.32M $61.99M
YoY Change -18.03% -43.02% 75.59%
Total Long-Term Liabilities $2.292B $2.095B $1.137B
YoY Change 60.82% 84.19% 26.54%
TOTAL LIABILITIES
Total Short-Term Liabilities $198.3M $169.0M $124.6M
Total Long-Term Liabilities $2.292B $2.095B $1.137B
Total Liabilities $2.595B $2.363B $1.335B
YoY Change 55.52% 77.08% 25.84%
SHAREHOLDERS EQUITY
Retained Earnings $1.313B $1.262B $1.057B
YoY Change 18.76% 19.41%
Common Stock $251.9M $245.1M $217.1M
YoY Change 11.6% 12.92%
Preferred Stock
YoY Change
Treasury Stock (at cost) $372.9M $353.9M $133.0M
YoY Change 62.24% 166.03%
Treasury Stock Shares $13.11M $12.57M $6.797M
Shareholders Equity $1.186B $1.146B $1.133B
YoY Change
Total Liabilities & Shareholders Equity $3.781B $3.509B $2.467B
YoY Change 36.92% 42.23% 50.99%

Cashflow Statement

Concept 2022 Q4 2022 Q3 2021 Q3
OPERATING ACTIVITIES
Net Income $50.87M $51.71M $51.55M
YoY Change 4.57% 0.31% -44.97%
Depreciation, Depletion And Amortization $8.499M $11.27M $8.914M
YoY Change -31.32% 26.43% 140.92%
Cash From Operating Activities $269.1M $232.7M $105.2M
YoY Change 83.45% 121.13% -24.73%
INVESTING ACTIVITIES
Capital Expenditures $10.34M -$9.979M -$7.629M
YoY Change -235.27% 30.8% 7.45%
Acquisitions
YoY Change
Other Investing Activities -$431.0M -$463.7M -$287.0M
YoY Change -4.47% 61.55% -451.72%
Cash From Investing Activities -$441.3M -$473.6M -$294.6M
YoY Change -3.81% 60.75% -496.01%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 179.0M 198.8M 30.84M
YoY Change -28.31% 544.59% -169.77%
NET CHANGE
Cash From Operating Activities 269.1M 232.7M 105.2M
Cash From Investing Activities -441.3M -473.6M -294.6M
Cash From Financing Activities 179.0M 198.8M 30.84M
Net Change In Cash 6.855M -42.16M -158.6M
YoY Change -110.99% -73.41% -193.28%
FREE CASH FLOW
Cash From Operating Activities $269.1M $232.7M $105.2M
Capital Expenditures $10.34M -$9.979M -$7.629M
Free Cash Flow $258.8M $242.7M $112.9M
YoY Change 67.67% 115.02% -23.17%

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us-gaap Net Income Loss Attributable To Noncontrolling Interest
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CY2022Q3 us-gaap Net Income Loss
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CY2021Q3 us-gaap Net Income Loss
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us-gaap Net Income Loss
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us-gaap Net Income Loss
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CY2021Q3 us-gaap Earnings Per Share Basic
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us-gaap Earnings Per Share Basic
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us-gaap Earnings Per Share Basic
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CY2021Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.36
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
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CY2021Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
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us-gaap Weighted Average Number Of Shares Outstanding Basic
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us-gaap Weighted Average Number Of Shares Outstanding Basic
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CY2022Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
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CY2021Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
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us-gaap Weighted Average Number Of Diluted Shares Outstanding
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us-gaap Weighted Average Number Of Diluted Shares Outstanding
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CY2022Q3 us-gaap Profit Loss
ProfitLoss
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CY2021Q3 us-gaap Profit Loss
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us-gaap Profit Loss
ProfitLoss
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us-gaap Profit Loss
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us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
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us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Parent
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us-gaap Other Comprehensive Income Loss Net Of Tax
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us-gaap Other Comprehensive Income Loss Net Of Tax
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CY2021Q3 us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
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us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
ComprehensiveIncomeNetOfTaxIncludingPortionAttributableToNoncontrollingInterest
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us-gaap Comprehensive Income Net Of Tax Including Portion Attributable To Noncontrolling Interest
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CY2021Q3 us-gaap Net Income Loss Attributable To Noncontrolling Interest
NetIncomeLossAttributableToNoncontrollingInterest
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us-gaap Net Income Loss Attributable To Noncontrolling Interest
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CY2021Q3 us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Noncontrolling Interest
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us-gaap Other Comprehensive Income Foreign Currency Transaction And Translation Adjustment Net Of Tax Portion Attributable To Noncontrolling Interest
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CY2021Q3 us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
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us-gaap Comprehensive Income Net Of Tax Attributable To Noncontrolling Interest
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CY2022Q3 us-gaap Comprehensive Income Net Of Tax
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CY2021Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
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us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
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us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
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CY2021Q3 us-gaap Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax
OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax
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us-gaap Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax
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us-gaap Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax
OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax
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CY2021Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
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CY2021Q3 us-gaap Stock Issued During Period Value Stock Options Exercised
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CY2021Q3 us-gaap Net Income Loss
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CY2021Q3 us-gaap Treasury Stock Value Acquired Cost Method
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CY2021Q3 us-gaap Net Income Loss Attributable To Noncontrolling Interest
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CY2021Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
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CY2022Q2 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
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CY2022Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
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CY2022Q3 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
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CY2022Q3 us-gaap Net Income Loss
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CY2022Q3 us-gaap Treasury Stock Value Acquired Cost Method
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CY2022Q3 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
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us-gaap Net Income Loss
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us-gaap Treasury Stock Value Acquired Cost Method
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us-gaap Profit Loss
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us-gaap Share Based Compensation
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us-gaap Net Cash Provided By Used In Operating Activities
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us-gaap Payments To Acquire Productive Assets
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us-gaap Proceeds From Lines Of Credit
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us-gaap Repayments Of Lines Of Credit
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us-gaap Repayments Of Secured Debt
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us-gaap Net Cash Provided By Used In Financing Activities
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CY2021Q4 enva Loans And Leases Receivable Principal Balance
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LoansReceivableFairValueDisclosure
1964690000
enva Loans And Lease Receivables Originations Or Acquisitions
LoansAndLeaseReceivablesOriginationsOrAcquisitions
3276534000
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
1233910000
enva Loans And Lease Receivables Repayments
LoansAndLeaseReceivablesRepayments
3292571000
enva Loans And Lease Receivables Charge Offs Net
LoansAndLeaseReceivablesChargeOffsNet
532015000
enva Loans And Lease Receivables Net Change In Fair Value
LoansAndLeaseReceivablesNetChangeInFairValue
114236000
enva Loans And Lease Receivables Foreign Currency Translation
LoansAndLeaseReceivablesForeignCurrencyTranslation
339000
CY2022Q3 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
2765123000
CY2020Q4 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
1241506000
enva Loans And Lease Receivables Originations Or Acquisitions
LoansAndLeaseReceivablesOriginationsOrAcquisitions
1984506000
us-gaap Interest And Fee Income Loans Consumer
InterestAndFeeIncomeLoansConsumer
833412000
enva Loans And Lease Receivables Repayments
LoansAndLeaseReceivablesRepayments
2323041000
enva Loans And Lease Receivables Charge Offs Net
LoansAndLeaseReceivablesChargeOffsNet
151498000
enva Loans And Lease Receivables Net Change In Fair Value
LoansAndLeaseReceivablesNetChangeInFairValue
53244000
enva Loans And Lease Receivables Foreign Currency Translation
LoansAndLeaseReceivablesForeignCurrencyTranslation
-2847000
CY2021Q3 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
1635282000
CY2022Q3 enva Third Party Lender Owned Consumer Loans At Fair Value
ThirdPartyLenderOwnedConsumerLoansAtFairValue
16100000
CY2021Q3 enva Third Party Lender Owned Consumer Loans At Fair Value
ThirdPartyLenderOwnedConsumerLoansAtFairValue
16900000
CY2021Q4 enva Third Party Lender Owned Consumer Loans At Fair Value
ThirdPartyLenderOwnedConsumerLoansAtFairValue
18800000
CY2022Q3 enva Third Party Lender Owned Consumer Loans Principal Balance
ThirdPartyLenderOwnedConsumerLoansPrincipalBalance
11800000
CY2021Q3 enva Third Party Lender Owned Consumer Loans Principal Balance
ThirdPartyLenderOwnedConsumerLoansPrincipalBalance
11400000
CY2021Q4 enva Third Party Lender Owned Consumer Loans Principal Balance
ThirdPartyLenderOwnedConsumerLoansPrincipalBalance
11800000
CY2022Q3 enva Third Party Lender Owned Consumer Loans
ThirdPartyLenderOwnedConsumerLoans
14300000
CY2021Q3 enva Third Party Lender Owned Consumer Loans
ThirdPartyLenderOwnedConsumerLoans
13200000
CY2021Q4 enva Third Party Lender Owned Consumer Loans
ThirdPartyLenderOwnedConsumerLoans
13800000
CY2022Q3 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
5732000
CY2021Q3 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
8578000
CY2021Q4 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
7608000
CY2022Q3 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
1136000
CY2021Q3 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
1742000
CY2021Q4 us-gaap Debt Instrument Unamortized Discount Premium And Debt Issuance Costs Net
DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet
1582000
CY2022Q3 us-gaap Long Term Debt
LongTermDebt
2059577000
CY2021Q3 us-gaap Long Term Debt
LongTermDebt
1075380000
CY2021Q4 us-gaap Long Term Debt
LongTermDebt
1384399000
CY2022Q3 us-gaap Longterm Debt Weighted Average Interest Rate
LongtermDebtWeightedAverageInterestRate
0.0607
CY2021Q3 us-gaap Longterm Debt Weighted Average Interest Rate
LongtermDebtWeightedAverageInterestRate
0.0765
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.239
us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.245
CY2022Q3 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
73000000.0
CY2022Q3 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
11100000
CY2021Q3 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
35300000
CY2021Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
44100000
CY2022Q3 us-gaap Net Income Loss
NetIncomeLoss
51708000
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
51548000
us-gaap Net Income Loss
NetIncomeLoss
156552000
us-gaap Net Income Loss
NetIncomeLoss
207645000
CY2022Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
31912000
CY2021Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
36744000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
32589000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
36554000
CY2022Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1054000
CY2021Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1240000
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1183000
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1320000
CY2022Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
32966000
CY2021Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
37984000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
33772000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
37874000
CY2022Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.62
CY2021Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.40
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
4.80
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
5.68
CY2022Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.57
CY2021Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.36
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
4.64
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
5.48
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1
CY2022Q3 us-gaap Revenues
Revenues
456200000
CY2021Q3 us-gaap Revenues
Revenues
320160000
us-gaap Revenues
Revenues
1249921000
us-gaap Revenues
Revenues
844324000
CY2022Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
89400000
CY2021Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
81100000
CY2021Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
78400000
CY2022Q3 enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0
enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0
CY2021Q3 enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0
enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0

Files In Submission

Name View Source Status
enva-20220930_def.xml Edgar Link unprocessable
enva-20220930_cal.xml Edgar Link unprocessable
FilingSummary.xml Edgar Link unprocessable
enva-20220930_lab.xml Edgar Link unprocessable
0000950170-22-020469-index-headers.html Edgar Link pending
0000950170-22-020469-index.html Edgar Link pending
0000950170-22-020469.txt Edgar Link pending
0000950170-22-020469-xbrl.zip Edgar Link pending
enva-20220930.htm Edgar Link pending
enva-20220930.xsd Edgar Link pending
enva-ex31_1.htm Edgar Link pending
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Financial_Report.xlsx Edgar Link pending
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