$ENVA
Enova International, Inc.

2024 Q4 Form 10-Q Financial Statement

#000095017024116660 Filed on October 23, 2024

View on sec.gov

Income Statement

Concept 2024 Q4 2024 Q3
Revenue $689.9M
YoY Change 25.13%
Cost Of Revenue
YoY Change
Gross Profit $400.4M
YoY Change 25.26%
Gross Profit Margin 58.03%
Selling, General & Admin $180.0M
YoY Change 16.69%
% of Gross Profit 44.95%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $10.04M
YoY Change 1.4%
% of Gross Profit 2.51%
Operating Expenses $246.6M
YoY Change 14.25%
Operating Profit $153.7M
YoY Change 48.18%
Interest Expense $76.90M
YoY Change 58.02%
% of Operating Profit 50.03%
Other Income/Expense, Net -$4.678M
YoY Change 18612.0%
Pretax Income $55.49M
YoY Change 0.5%
Income Tax $12.07M
% Of Pretax Income 21.76%
Net Earnings $43.41M
YoY Change 5.16%
Net Earnings / Revenue 6.29%
Basic Earnings Per Share $1.64
Diluted Earnings Per Share $1.57
COMMON SHARES
Basic Shares Outstanding 26.21M 26.40M
Diluted Shares Outstanding 27.71M

Balance Sheet

Concept 2024 Q4 2024 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $67.50M
YoY Change 7.31%
Cash & Equivalents $67.50M
Short-Term Investments
Other Short-Term Assets $255.8M
YoY Change 33.23%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $4.524B
YoY Change 24.23%
LONG-TERM ASSETS
Property, Plant & Equipment $118.0M
YoY Change 13.57%
Goodwill $279.3M
YoY Change 0.0%
Intangibles $12.96M
YoY Change -38.32%
Long-Term Investments
YoY Change
Other Assets $28.75M
YoY Change -30.23%
Total Long-Term Assets $451.7M
YoY Change -2.1%
TOTAL ASSETS
Total Short-Term Assets $4.524B
Total Long-Term Assets $451.7M
Total Assets $4.976B
YoY Change 21.27%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $259.5M
YoY Change -5.69%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $259.5M
YoY Change -5.69%
LONG-TERM LIABILITIES
Long-Term Debt $3.294B
YoY Change 34.83%
Other Long-Term Liabilities $26.35M
YoY Change -2.78%
Total Long-Term Liabilities $3.320B
YoY Change 34.42%
TOTAL LIABILITIES
Total Short-Term Liabilities $259.5M
Total Long-Term Liabilities $3.320B
Total Liabilities $3.797B
YoY Change 33.6%
SHAREHOLDERS EQUITY
Retained Earnings $1.634B
YoY Change 12.42%
Common Stock $318.2M
YoY Change 16.12%
Preferred Stock
YoY Change
Treasury Stock (at cost) $764.2M
YoY Change 66.36%
Treasury Stock Shares
Shareholders Equity $1.179B
YoY Change
Total Liabilities & Shareholders Equity $4.976B
YoY Change 21.27%

Cashflow Statement

Concept 2024 Q4 2024 Q3
OPERATING ACTIVITIES
Net Income $43.41M
YoY Change 5.16%
Depreciation, Depletion And Amortization $10.04M
YoY Change 1.4%
Cash From Operating Activities $398.6M
YoY Change 46.9%
INVESTING ACTIVITIES
Capital Expenditures $10.93M
YoY Change -14.59%
Acquisitions
YoY Change
Other Investing Activities -$471.4M
YoY Change 9.06%
Cash From Investing Activities -$482.3M
YoY Change 8.4%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 66.75M
YoY Change -38.59%
NET CHANGE
Cash From Operating Activities 398.6M
Cash From Investing Activities -482.3M
Cash From Financing Activities 66.75M
Net Change In Cash -16.98M
YoY Change -73.84%
FREE CASH FLOW
Cash From Operating Activities $398.6M
Capital Expenditures $10.93M
Free Cash Flow $387.6M
YoY Change 49.95%

Facts In Submission

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10600000
CY2023Q3 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
164100000
CY2023Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
179300000
CY2023Q4 enva Unrecognized Tax Benefits Reductions Resulting From Deferred Tax Assets
UnrecognizedTaxBenefitsReductionsResultingFromDeferredTaxAssets
135200000
CY2023Q4 enva Reduction To Deferred Tax Assets
ReductionToDeferredTaxAssets
44100000
CY2023Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
179300000
CY2023Q4 enva Unrecognized Tax Benefits Permanent Component
UnrecognizedTaxBenefitsPermanentComponent
9900000
CY2024Q3 us-gaap Decrease In Unrecognized Tax Benefits Is Reasonably Possible
DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible
2200000
CY2024Q3 us-gaap Net Income Loss
NetIncomeLoss
43414000
CY2023Q3 us-gaap Net Income Loss
NetIncomeLoss
41285000
us-gaap Net Income Loss
NetIncomeLoss
145753000
us-gaap Net Income Loss
NetIncomeLoss
140353000
CY2024Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
26420000
CY2023Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
30600000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
27182000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
31006000
CY2024Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1291000
CY2023Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1302000
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1200000
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1263000
CY2024Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
27711000
CY2023Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
31902000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
28382000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
32269000
CY2024Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.64
CY2023Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.35
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
5.36
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
4.53
CY2024Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.57
CY2023Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.29
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
5.14
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
4.35
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1
CY2024Q3 us-gaap Revenues
Revenues
689924000
CY2023Q3 us-gaap Revenues
Revenues
551360000
us-gaap Revenues
Revenues
1928249000
us-gaap Revenues
Revenues
1534047000
CY2024Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
118000000
CY2023Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
103900000
CY2023Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
108700000
CY2024Q3 enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0
enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0
CY2023Q3 enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0
enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0
CY2023Q3 enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0
enva Fair Value Assets Transfers Amount
FairValueAssetsTransfersAmount
0
CY2024Q3 enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0
enva Fair Value Liabilities Transfers Amount
FairValueLiabilitiesTransfersAmount
0
CY2024Q3 ecd Rule10b51 Arr Adopted Flag
Rule10b51ArrAdoptedFlag
false
CY2024Q3 ecd Non Rule10b51 Arr Adopted Flag
NonRule10b51ArrAdoptedFlag
false
CY2024Q3 enva Rule10 B5 Arr Modified Flag
Rule10B5ArrModifiedFlag
false
CY2024Q3 enva Non Rule10 B51 Arr Modified Flag
NonRule10B51ArrModifiedFlag
false
CY2024Q3 ecd Rule10b51 Arr Trmntd Flag
Rule10b51ArrTrmntdFlag
false
CY2024Q3 ecd Non Rule10b51 Arr Trmntd Flag
NonRule10b51ArrTrmntdFlag
false

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