$ENVA
Enova International, Inc.

2019 Q1 Form 10-Q Financial Statement

#000156459019014818 Filed on May 01, 2019

View on sec.gov

Income Statement

Concept 2019 Q1 2018 Q1
Revenue $264.4M $219.3M
YoY Change 20.58% 14.07%
Cost Of Revenue $118.9M $92.79M
YoY Change 28.09% 13.32%
Gross Profit $145.6M $126.5M
YoY Change 15.07% 14.62%
Gross Profit Margin 55.05% 57.69%
Selling, General & Admin $53.24M $54.66M
YoY Change -2.6% 20.71%
% of Gross Profit 36.57% 43.2%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $4.200M $3.800M
YoY Change 10.53% 8.57%
% of Gross Profit 2.89% 3.0%
Operating Expenses $72.63M $84.03M
YoY Change -13.58% 16.22%
Operating Profit $72.96M $61.71M
YoY Change 18.22% 62.09%
Interest Expense -$19.60M -$21.80M
YoY Change -10.09% 28.24%
% of Operating Profit -26.87% -35.33%
Other Income/Expense, Net
YoY Change
Pretax Income $50.99M $35.24M
YoY Change 44.69% 67.2%
Income Tax $12.01M $7.343M
% Of Pretax Income 23.55% 20.84%
Net Earnings $35.02M $27.90M
YoY Change 25.52% 101.4%
Net Earnings / Revenue 13.24% 12.72%
Basic Earnings Per Share $1.05 $0.83
Diluted Earnings Per Share $1.02 $0.81
COMMON SHARES
Basic Shares Outstanding 33.48M 33.67M
Diluted Shares Outstanding 34.42M 34.57M

Balance Sheet

Concept 2019 Q1 2018 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments $57.70M $69.90M
YoY Change -17.45% -27.94%
Cash & Equivalents $57.72M $104.7M
Short-Term Investments
Other Short-Term Assets $50.80M $57.00M
YoY Change -10.88% 30.43%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets $880.3M $829.9M
YoY Change 6.07% 25.9%
LONG-TERM ASSETS
Property, Plant & Equipment $46.80M $47.70M
YoY Change -1.89% 7.67%
Goodwill $267.0M
YoY Change
Intangibles $2.987M
YoY Change
Long-Term Investments
YoY Change
Other Assets $126.4M $9.500M
YoY Change 1230.53% -3.06%
Total Long-Term Assets $464.2M $328.3M
YoY Change 41.41% 0.64%
TOTAL ASSETS
Total Short-Term Assets $880.3M $829.9M
Total Long-Term Assets $464.2M $328.3M
Total Assets $1.345B $1.158B
YoY Change 16.09% 17.54%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $79.30M $70.50M
YoY Change 12.48% 0.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $79.30M $70.70M
YoY Change 12.16% 0.28%
LONG-TERM LIABILITIES
Long-Term Debt $791.9M $754.7M
YoY Change 4.93% 19.58%
Other Long-Term Liabilities $46.90M
YoY Change
Total Long-Term Liabilities $838.8M $754.7M
YoY Change 11.14% 19.58%
TOTAL LIABILITIES
Total Short-Term Liabilities $79.30M $70.70M
Total Long-Term Liabilities $838.8M $754.7M
Total Liabilities $965.3M $842.5M
YoY Change 14.58% 15.9%
SHAREHOLDERS EQUITY
Retained Earnings $371.1M
YoY Change
Common Stock $51.64M
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost) $31.26M
YoY Change
Treasury Stock Shares $1.656M
Shareholders Equity $379.2M $315.7M
YoY Change
Total Liabilities & Shareholders Equity $1.345B $1.158B
YoY Change 16.09% 17.54%

Cashflow Statement

Concept 2019 Q1 2018 Q1
OPERATING ACTIVITIES
Net Income $35.02M $27.90M
YoY Change 25.52% 101.4%
Depreciation, Depletion And Amortization $4.200M $3.800M
YoY Change 10.53% 8.57%
Cash From Operating Activities $221.1M $153.0M
YoY Change 44.49% 27.61%
INVESTING ACTIVITIES
Capital Expenditures $4.425M -$3.300M
YoY Change -234.09% -253.06%
Acquisitions
YoY Change
Other Investing Activities -$99.30M -$108.1M
YoY Change -8.14% 4466.96%
Cash From Investing Activities -$104.2M -$111.4M
YoY Change -6.51% 144.31%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $8.242M $1.128M
YoY Change 630.67% 110.45%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -77.91M -40.61M
YoY Change 91.87% 98.09%
NET CHANGE
Cash From Operating Activities 221.1M 153.0M
Cash From Investing Activities -104.2M -111.4M
Cash From Financing Activities -77.91M -40.61M
Net Change In Cash 40.96M 6.521M
YoY Change 528.14% -88.44%
FREE CASH FLOW
Cash From Operating Activities $221.1M $153.0M
Capital Expenditures $4.425M -$3.300M
Free Cash Flow $216.7M $156.3M
YoY Change 38.61% 32.75%

Facts In Submission

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CY2018Q1 us-gaap Longterm Debt Weighted Average Interest Rate
LongtermDebtWeightedAverageInterestRate
0.0979
CY2019Q1 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.225
CY2018Q1 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.208
CY2019Q1 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
41300000
CY2018Q1 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
100000
CY2019Q1 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
14100000
CY2018Q1 us-gaap Other Comprehensive Income Loss Before Reclassifications Before Tax
OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax
3644000
CY2018Q1 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
-820000
CY2018Q1 us-gaap Reclassification From Accumulated Other Comprehensive Income Current Period Before Tax
ReclassificationFromAccumulatedOtherComprehensiveIncomeCurrentPeriodBeforeTax
2343000
CY2018Q1 us-gaap Reclassification From Aoci Current Period Tax
ReclassificationFromAociCurrentPeriodTax
-781000
CY2019Q1 us-gaap Other Comprehensive Income Loss Before Reclassifications Before Tax
OtherComprehensiveIncomeLossBeforeReclassificationsBeforeTax
2054000
CY2019Q1 us-gaap Other Comprehensive Income Loss Tax
OtherComprehensiveIncomeLossTax
-500000
CY2019Q1 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21
CY2019Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
940000
CY2018Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
903000
CY2019Q1 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
1
CY2019Q1 us-gaap Number Of Operating Segments
NumberOfOperatingSegments
1
CY2019Q1 us-gaap Derivative Instruments And Hedges
DerivativeInstrumentsAndHedges
0
CY2018Q1 us-gaap Derivative Instruments And Hedges
DerivativeInstrumentsAndHedges
0
CY2018Q4 us-gaap Derivative Instruments And Hedges
DerivativeInstrumentsAndHedges
0
CY2019Q1 us-gaap Fair Value Liabilities Level2 To Level1 Transfers Amount
FairValueLiabilitiesLevel2ToLevel1TransfersAmount
0
CY2018Q1 us-gaap Fair Value Liabilities Level2 To Level1 Transfers Amount
FairValueLiabilitiesLevel2ToLevel1TransfersAmount
0
CY2019Q1 us-gaap Fair Value Assets Level2 To Level1 Transfers Amount
FairValueAssetsLevel2ToLevel1TransfersAmount
0
CY2018Q1 us-gaap Fair Value Assets Level2 To Level1 Transfers Amount
FairValueAssetsLevel2ToLevel1TransfersAmount
0
CY2019Q1 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
40700000

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