$ENVA
Enova International, Inc. Stock $enva

$enva Overview Financials Valuation SEC Filings Company Website

2020 Q3 Form 10-Q Financial Statement

#000156459020048353 Filed on October 28, 2020

Income Statement

Concept	2020 Q3	2020 Q2	2019 Q4
Revenue	$204.5M	$253.1M	$345.3M
YoY Change	-33.07%	-2.46%	24.78%
Cost Of Revenue	$0.00	$0.00	$198.4M
YoY Change	-100.0%	-100.0%	26.02%
Gross Profit	$181.8M	$132.4M	$146.8M
YoY Change	26.76%	-2.66%	23.13%
Gross Profit Margin	88.88%	52.32%	42.53%
Selling, General & Admin	$49.40M	$25.32M	$32.50M
YoY Change	-24.9%	-53.19%	25.97%
% of Gross Profit	27.17%	19.13%	22.13%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$3.700M	$4.000M	$3.300M
YoY Change	0.0%	2.56%	-13.16%
% of Gross Profit	2.04%	3.02%	2.25%
Operating Expenses	$53.20M	$45.83M	$35.70M
YoY Change	-48.75%	-41.12%	24.83%
Operating Profit	$128.6M	$86.56M	$111.1M
YoY Change	136.22%	48.8%	22.6%
Interest Expense	-$18.70M	$20.37M	-$19.80M
YoY Change	2.75%	-211.93%	-1.49%
% of Operating Profit	-14.54%	23.54%	-17.81%
Other Income/Expense, Net
YoY Change
Pretax Income	$103.3M	$66.17M	$56.60M
YoY Change	185.38%	65.34%	1032.0%
Income Tax	$9.700M	$18.14M	$15.70M
% Of Pretax Income	9.39%	27.42%	27.74%
Net Earnings	$93.67M	$48.03M	-$50.55M
YoY Change	245.83%	91.62%	-683.01%
Net Earnings / Revenue	45.79%	18.98%	-14.64%
Basic Earnings Per Share	$3.11	$1.59
Diluted Earnings Per Share	$3.09	$1.58	-$1.48
COMMON SHARES
Basic Shares Outstanding	30.11M	30.20M
Diluted Shares Outstanding	30.36M	30.35M	34.12M

Balance Sheet

Concept	2020 Q3	2020 Q2	2019 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments	$490.0M	$321.5M	$35.90M
YoY Change	1595.5%	390.84%	-32.14%
Cash & Equivalents	$490.0M	$321.5M	$35.90M
Short-Term Investments
Other Short-Term Assets	$70.10M	$72.00M	$76.70M
YoY Change	-58.64%	25.22%	41.25%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets	$1.254B	$1.204B	$1.208B
YoY Change	8.52%	17.07%	21.28%
LONG-TERM ASSETS
Property, Plant & Equipment	$63.40M	$60.00M	$54.50M
YoY Change	25.3%	22.45%	18.22%
Goodwill			$267.0M
YoY Change			0.0%
Intangibles			$2.185M
YoY Change			-32.87%
Long-Term Investments
YoY Change
Other Assets	$27.40M	$25.40M	$22.90M
YoY Change	132.2%	115.25%	86.18%
Total Long-Term Assets	$380.7M	$375.3M	$366.3M
YoY Change	10.16%	5.64%	8.28%
TOTAL ASSETS
Total Short-Term Assets	$1.254B	$1.204B	$1.208B
Total Long-Term Assets	$380.7M	$375.3M	$366.3M
Total Assets	$1.634B	$1.579B	$1.574B
YoY Change	8.9%	14.13%	17.99%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable	$76.50M	$87.70M	$122.2M
YoY Change	-31.64%	-25.8%	36.84%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt	$0.00	$0.00	$0.00
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$91.90M	$87.70M	$122.2M
YoY Change	-17.87%	-25.8%	36.84%
LONG-TERM LIABILITIES
Long-Term Debt	$863.5M	$906.6M	$991.2M
YoY Change	-1.17%	15.42%	15.54%
Other Long-Term Liabilities	$35.30M	$35.60M	$35.70M
YoY Change	-25.05%	-5.57%
Total Long-Term Liabilities	$898.8M	$942.2M	$1.027B
YoY Change	-2.39%	14.46%	19.7%
TOTAL LIABILITIES
Total Short-Term Liabilities	$91.90M	$87.70M	$122.2M
Total Long-Term Liabilities	$898.8M	$942.2M	$1.027B
Total Liabilities	$1.061B	$1.103B	$1.198B
YoY Change	-0.58%	12.87%	21.4%
SHAREHOLDERS EQUITY
Retained Earnings			$372.7M
YoY Change			10.78%
Common Stock			$63.79M
YoY Change			32.42%
Preferred Stock
YoY Change
Treasury Stock (at cost)			$56.79M
YoY Change			146.74%
Treasury Stock Shares			$2.790M
Shareholders Equity	$573.7M	$476.2M	$376.6M
YoY Change
Total Liabilities & Shareholders Equity	$1.634B	$1.579B	$1.574B
YoY Change	8.9%	14.13%	18.53%

Cashflow Statement

Concept	2020 Q3	2020 Q2	2019 Q4
OPERATING ACTIVITIES
Net Income	$93.67M	$48.03M	-$50.55M
YoY Change	245.83%	91.62%	-683.01%
Depreciation, Depletion And Amortization	$3.700M	$4.000M	$3.300M
YoY Change	0.0%	2.56%	-13.16%
Cash From Operating Activities	$139.8M	$230.9M	$269.7M
YoY Change	-26.84%	19.2%	24.52%
INVESTING ACTIVITIES
Capital Expenditures	-$7.100M	-$7.500M	-$3.600M
YoY Change	-227.88%	-224.52%	-25.0%
Acquisitions
YoY Change
Other Investing Activities	$81.60M	$137.1M	-$350.8M
YoY Change	-131.11%	-165.63%	76.19%
Cash From Investing Activities	$74.40M	$129.6M	-$354.4M
YoY Change	-127.77%	-160.31%	73.9%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities	-44.20M	-199.2M	92.90M
YoY Change	-151.16%	3276.27%	-178.26%
NET CHANGE
Cash From Operating Activities	139.8M	230.9M	269.7M
Cash From Investing Activities	74.40M	129.6M	-354.4M
Cash From Financing Activities	-44.20M	-199.2M	92.90M
Net Change In Cash	170.0M	161.3M	8.200M
YoY Change	1670.83%	-695.2%	-107.74%
FREE CASH FLOW
Cash From Operating Activities	$139.8M	$230.9M	$269.7M
Capital Expenditures	-$7.100M	-$7.500M	-$3.600M
Free Cash Flow	$146.9M	$238.4M	$273.3M
YoY Change	-20.83%	27.03%	23.44%

Facts In Submission

Frame	Concept Type	Concept / XBRL Key	Value
CY2020Q3	us-gaap	Operating Lease Liability OperatingLeaseLiability	35258000
	us-gaap	Number Of Operating Segments NumberOfOperatingSegments	1
	us-gaap	Number Of Operating Segments NumberOfOperatingSegments	1
CY2019Q3	us-gaap	Assets Of Disposal Group Including Discontinued Operation AssetsOfDisposalGroupIncludingDiscontinuedOperation	112720000
CY2020Q3	us-gaap	Accrued Income Taxes AccruedIncomeTaxes	15339000
CY2020Q3	us-gaap	Operating Lease Right Of Use Asset OperatingLeaseRightOfUseAsset	20370000
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-11323000
	us-gaap	Income Loss From Continuing Operations Per Basic Share IncomeLossFromContinuingOperationsPerBasicShare	2.92
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Per Basic Share IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare	-0.34
	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.58
	us-gaap	Income Loss From Continuing Operations Per Diluted Share IncomeLossFromContinuingOperationsPerDilutedShare	2.86
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Per Diluted Share IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare	-0.33
	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.53
	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	33770000
	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	34492000
	us-gaap	Net Income Loss NetIncomeLoss	87165000
	us-gaap	Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax	-3353000
	us-gaap	Other Comprehensive Income Loss Net Of Tax OtherComprehensiveIncomeLossNetOfTax	-3353000
	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	83812000
	us-gaap	Other Comprehensive Income Foreign Currency Translation Gain Loss Arising During Period Tax OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax	-933000
CY2019Q2	us-gaap	Stockholders Equity StockholdersEquity	406453000
CY2019Q3	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	3387000
CY2019Q3	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	1180000
CY2019Q3	us-gaap	Income Loss From Continuing Operations IncomeLossFromContinuingOperations	28883000
CY2019Q3	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-1798000
CY2019Q3	us-gaap	Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax	-2384000
CY2019Q3	us-gaap	Treasury Stock Value Acquired Cost Method TreasuryStockValueAcquiredCostMethod	1750000
CY2020Q2	us-gaap	Stockholders Equity StockholdersEquity	476220000
CY2020Q3	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	3768000
CY2020Q3	us-gaap	Income Loss From Continuing Operations IncomeLossFromContinuingOperations	93676000
CY2020Q3	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-9000
CY2020Q3	us-gaap	Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax	52000
CY2020Q3	us-gaap	Treasury Stock Value Acquired Cost Method TreasuryStockValueAcquiredCostMethod	12000
CY2020Q3	us-gaap	Stockholders Equity StockholdersEquity	573695000
CY2018Q4	us-gaap	Stockholders Equity StockholdersEquity	347768000
	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	9784000
	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	3518000
	us-gaap	Income Loss From Continuing Operations IncomeLossFromContinuingOperations	98488000
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-11323000
	us-gaap	Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax	-3353000
	us-gaap	Treasury Stock Value Acquired Cost Method TreasuryStockValueAcquiredCostMethod	10565000
CY2019Q3	us-gaap	Stockholders Equity StockholdersEquity	433971000
CY2019Q4	us-gaap	Stockholders Equity StockholdersEquity	376613000
	us-gaap	Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue	10888000
	us-gaap	Stock Issued During Period Value Stock Options Exercised StockIssuedDuringPeriodValueStockOptionsExercised	189000
	us-gaap	Income Loss From Continuing Operations IncomeLossFromContinuingOperations	147450000
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-297000
	us-gaap	Other Comprehensive Income Foreign Currency Transaction And Translation Gain Loss Arising During Period Net Of Tax OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossArisingDuringPeriodNetOfTax	-5481000
	us-gaap	Treasury Stock Value Acquired Cost Method TreasuryStockValueAcquiredCostMethod	54608000
CY2020Q3	us-gaap	Stockholders Equity StockholdersEquity	573695000
	us-gaap	Profit Loss ProfitLoss	147153000
	us-gaap	Profit Loss ProfitLoss	87165000
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-297000
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-11323000
	us-gaap	Income Loss From Continuing Operations IncomeLossFromContinuingOperations	147450000
	us-gaap	Income Loss From Continuing Operations IncomeLossFromContinuingOperations	98488000
	us-gaap	Depreciation And Amortization DepreciationAndAmortization	11444000
	us-gaap	Depreciation And Amortization DepreciationAndAmortization	11048000
	us-gaap	Amortization Of Financing Costs And Discounts AmortizationOfFinancingCostsAndDiscounts	4607000
	us-gaap	Amortization Of Financing Costs And Discounts AmortizationOfFinancingCostsAndDiscounts	4302000
	enva	Financing Receivable Change In Fair Value FinancingReceivableChangeInFairValue	379168000
	us-gaap	Cost Of Revenue CostOfRevenue	404477000
	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	623233000
	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	605905000
	enva	Loans And Financing Receivables Originated Or Acquired LoansAndFinancingReceivablesOriginatedOrAcquired	584515000
	enva	Loans And Financing Receivables Originated Or Acquired LoansAndFinancingReceivablesOriginatedOrAcquired	1256214000
	enva	Loans And Financing Receivables Repaid LoansAndFinancingReceivablesRepaid	625020000
	enva	Loans And Financing Receivables Repaid LoansAndFinancingReceivablesRepaid	704147000
	us-gaap	Payments To Acquire Businesses Net Of Cash Acquired PaymentsToAcquireBusinessesNetOfCashAcquired	3597000
	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	13405000
	us-gaap	Share Based Compensation ShareBasedCompensation	10888000
	us-gaap	Share Based Compensation ShareBasedCompensation	9784000
	us-gaap	Gains Losses On Extinguishment Of Debt GainsLossesOnExtinguishmentOfDebt	-2321000
	enva	Operating Leases Gain Loss Net OperatingLeasesGainLossNet	1255000
	enva	Operating Leases Gain Loss Net OperatingLeasesGainLossNet	1167000
	enva	Lease Termination And Cease Use Costs LeaseTerminationAndCeaseUseCosts	370000
	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	-4174000
	us-gaap	Deferred Income Tax Expense Benefit DeferredIncomeTaxExpenseBenefit	1290000
	enva	Increase Decrease Finance Service Charge Financing Receivables Revenue IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue	-67323000
	enva	Increase Decrease Finance Service Charge Financing Receivables Revenue IncreaseDecreaseFinanceServiceChargeFinancingReceivablesRevenue	24649000
	enva	Increase Decrease In Other Receivables Prepaid Expenses And Other Assets IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets	1747000
	enva	Increase Decrease In Other Receivables Prepaid Expenses And Other Assets IncreaseDecreaseInOtherReceivablesPrepaidExpensesAndOtherAssets	8023000
	us-gaap	Increase Decrease In Accounts Payable And Accrued Liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities	-25094000
	us-gaap	Increase Decrease In Accounts Payable And Accrued Liabilities IncreaseDecreaseInAccountsPayableAndAccruedLiabilities	-3312000
	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	34920000
	us-gaap	Increase Decrease In Accrued Income Taxes Payable IncreaseDecreaseInAccruedIncomeTaxesPayable	73677000
	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	623530000
	us-gaap	Net Cash Provided By Used In Operating Activities Continuing Operations NetCashProvidedByUsedInOperatingActivitiesContinuingOperations	568606000
	us-gaap	Cash Provided By Used In Operating Activities Discontinued Operations CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations	-297000
	us-gaap	Cash Provided By Used In Operating Activities Discontinued Operations CashProvidedByUsedInOperatingActivitiesDiscontinuedOperations	37299000
	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	19835000
	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	14766000
	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	-57000
	us-gaap	Payments For Proceeds From Other Investing Activities PaymentsForProceedsFromOtherInvestingActivities	-7000
	us-gaap	Net Cash Provided By Used In Investing Activities Continuing Operations NetCashProvidedByUsedInInvestingActivitiesContinuingOperations	17130000
	us-gaap	Net Cash Provided By Used In Investing Activities Continuing Operations NetCashProvidedByUsedInInvestingActivitiesContinuingOperations	-566826000
	us-gaap	Cash Provided By Used In Investing Activities Discontinued Operations CashProvidedByUsedInInvestingActivitiesDiscontinuedOperations	-20161000
	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	17130000
	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	-586987000
	us-gaap	Proceeds From Lines Of Credit ProceedsFromLinesOfCredit	100250000
	us-gaap	Proceeds From Lines Of Credit ProceedsFromLinesOfCredit	235049000
	us-gaap	Repayments Of Lines Of Credit RepaymentsOfLinesOfCredit	172250000
	us-gaap	Repayments Of Lines Of Credit RepaymentsOfLinesOfCredit	232049000
	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	119200000
	us-gaap	Proceeds From Issuance Of Secured Debt ProceedsFromIssuanceOfSecuredDebt	122800000
	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	178496000
	us-gaap	Repayments Of Secured Debt RepaymentsOfSecuredDebt	114043000
	us-gaap	Payments Of Financing Costs PaymentsOfFinancingCosts	388000
	us-gaap	Payments Of Financing Costs PaymentsOfFinancingCosts	702000
	enva	Prepayment Of Debt Penalty PrepaymentOfDebtPenalty	1392000
	us-gaap	Proceeds From Stock Options Exercised ProceedsFromStockOptionsExercised	189000
	us-gaap	Proceeds From Stock Options Exercised ProceedsFromStockOptionsExercised	3518000
	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	54608000
	us-gaap	Payments For Repurchase Of Common Stock PaymentsForRepurchaseOfCommonStock	10565000
	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-186103000
	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	2616000
	us-gaap	Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	-174000
	us-gaap	Effect Of Exchange Rate On Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations EffectOfExchangeRateOnCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	-8129000
	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect	454086000
	enva	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect From Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromDiscontinuedOperations	16205000
	enva	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect From Continuing Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromContinuingOperations	454086000
	enva	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect From Continuing Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffectFromContinuingOperations	-2800000
CY2019Q3	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	47483000
	enva	Loans And Financing Receivables Renewed LoansAndFinancingReceivablesRenewed	34554000
	enva	Loans And Financing Receivables Renewed LoansAndFinancingReceivablesRenewed	104466000
CY2020Q3	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	490033000
CY2019Q3	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	28864000
CY2020Q3	us-gaap	Restricted Cash RestrictedCash	45017000
CY2019Q3	us-gaap	Restricted Cash RestrictedCash	18619000
CY2020Q3	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	535050000
CY2019Q3	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Including Disposal Group And Discontinued Operations CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsIncludingDisposalGroupAndDiscontinuedOperations	47483000
CY2020Q3	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	203397000
CY2020Q3	enva	Revenue Other RevenueOther	1148000
CY2020Q3	us-gaap	Revenues Revenues	204545000
CY2020Q3	enva	Loans And Lease Receivable Principal Balance Accrual LoansAndLeaseReceivablePrincipalBalanceAccrual	624205000
CY2020Q3	enva	Loans And Leases Receivable Principal Balance Non Accrual LoansAndLeasesReceivablePrincipalBalanceNonAccrual	27084000
CY2020Q3	enva	Loans And Leases Receivable Principal Balance LoansAndLeasesReceivablePrincipalBalance	651289000
CY2020Q3	enva	Loans And Lease Receivables At Fair Value Current LoansAndLeaseReceivablesAtFairValueCurrent	683909000
CY2020Q3	us-gaap	Fair Value Option Loans Held As Assets Aggregate Amount In Nonaccrual Status FairValueOptionLoansHeldAsAssetsAggregateAmountInNonaccrualStatus	9461000
CY2020Q3	us-gaap	Loans Receivable Fair Value Disclosure LoansReceivableFairValueDisclosure	693370000
CY2020Q3	enva	Loans And Finance Receivable Difference Between Principal Amount And Fair Value LoansAndFinanceReceivableDifferenceBetweenPrincipalAmountAndFairValue	42081000
CY2020Q2	us-gaap	Loans Receivable Fair Value Disclosure LoansReceivableFairValueDisclosure	799662000
CY2020Q3	enva	Loans And Lease Receivables Originations Or Acquisitions LoansAndLeaseReceivablesOriginationsOrAcquisitions	123338000
CY2020Q3	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	203397000
CY2020Q3	enva	Loans And Lease Receivables Repayments LoansAndLeaseReceivablesRepayments	410197000
CY2020Q3	enva	Loans And Lease Receivables Charge Offs Net LoansAndLeaseReceivablesChargeOffsNet	35166000
CY2020Q3	enva	Loans And Lease Receivables Net Change In Fair Value LoansAndLeaseReceivablesNetChangeInFairValue	12389000
CY2020Q3	enva	Loans And Lease Receivables Foreign Currency Translation LoansAndLeaseReceivablesForeignCurrencyTranslation	-53000
CY2020Q3	us-gaap	Loans Receivable Fair Value Disclosure LoansReceivableFairValueDisclosure	693370000
CY2019Q4	us-gaap	Loans Receivable Fair Value Disclosure LoansReceivableFairValueDisclosure	1187583000
	enva	Loans And Lease Receivables Originations Or Acquisitions LoansAndLeaseReceivablesOriginationsOrAcquisitions	619069000
	us-gaap	Interest And Fee Income Loans Consumer InterestAndFeeIncomeLoansConsumer	814905000
	enva	Loans And Lease Receivables Repayments LoansAndLeaseReceivablesRepayments	1545304000
	enva	Loans And Lease Receivables Charge Offs Net LoansAndLeaseReceivablesChargeOffsNet	394365000
	enva	Loans And Lease Receivables Net Change In Fair Value LoansAndLeaseReceivablesNetChangeInFairValue	15197000
	enva	Loans And Lease Receivables Foreign Currency Translation LoansAndLeaseReceivablesForeignCurrencyTranslation	-3715000
CY2019Q3	enva	Loans And Leases Receivable Gross Current LoansAndLeasesReceivableGrossCurrent	1021312000
CY2019Q3	us-gaap	Loans And Leases Receivable Impaired Nonperforming Accrual Of Interest LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest	20876000
CY2019Q3	us-gaap	Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest	67736000
CY2019Q3	enva	Loans And Leases Receivable Gross Non Performing Loans LoansAndLeasesReceivableGrossNonPerformingLoans	88612000
CY2019Q3	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	1109924000
CY2019Q3	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	159736000
CY2019Q3	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	950188000
CY2019Q4	enva	Loans And Leases Receivable Gross Current LoansAndLeasesReceivableGrossCurrent	1141210000
CY2020Q3	us-gaap	Loans Receivable Fair Value Disclosure LoansReceivableFairValueDisclosure	693370000
CY2019Q4	us-gaap	Loans And Leases Receivable Impaired Nonperforming Accrual Of Interest LoansAndLeasesReceivableImpairedNonperformingAccrualOfInterest	24365000
CY2019Q4	us-gaap	Loans And Leases Receivable Impaired Nonperforming Nonaccrual Of Interest LoansAndLeasesReceivableImpairedNonperformingNonaccrualOfInterest	74014000
CY2019Q4	enva	Loans And Leases Receivable Gross Non Performing Loans LoansAndLeasesReceivableGrossNonPerformingLoans	98379000
CY2019Q4	us-gaap	Loans And Leases Receivable Gross Carrying Amount LoansAndLeasesReceivableGrossCarryingAmount	1239589000
CY2019Q4	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	1062650000
CY2019Q2	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	137265000
CY2019Q3	enva	Cost Of Revenue Company Owned CostOfRevenueCompanyOwned	162208000
CY2019Q3	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	167351000
CY2019Q3	us-gaap	Allowance For Loan And Lease Loss Recovery Of Bad Debts AllowanceForLoanAndLeaseLossRecoveryOfBadDebts	27846000
CY2019Q3	us-gaap	Allowance For Loan And Lease Losses Foreign Currency Translation AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation	-232000
CY2019Q3	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	159736000
CY2019Q2	enva	Accrual For Third Party Lender Owned Financing Receivables AccrualForThirdPartyLenderOwnedFinancingReceivables	1726000
CY2019Q3	enva	Cost Of Revenue Third Party Lender Owned CostOfRevenueThirdPartyLenderOwned	-22000
CY2019Q3	enva	Accrual For Third Party Lender Owned Financing Receivables AccrualForThirdPartyLenderOwnedFinancingReceivables	1704000
CY2018Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	144214000
	enva	Cost Of Revenue Company Owned CostOfRevenueCompanyOwned	404939000
	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	463509000
	us-gaap	Allowance For Loan And Lease Loss Recovery Of Bad Debts AllowanceForLoanAndLeaseLossRecoveryOfBadDebts	74291000
	us-gaap	Allowance For Loan And Lease Losses Foreign Currency Translation AllowanceForLoanAndLeaseLossesForeignCurrencyTranslation	-199000
CY2019Q3	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	159736000
CY2018Q4	enva	Accrual For Third Party Lender Owned Financing Receivables AccrualForThirdPartyLenderOwnedFinancingReceivables	2166000
	enva	Cost Of Revenue Third Party Lender Owned CostOfRevenueThirdPartyLenderOwned	-462000
CY2019Q3	enva	Accrual For Third Party Lender Owned Financing Receivables AccrualForThirdPartyLenderOwnedFinancingReceivables	1704000
CY2020Q3	enva	Third Party Lender Owned Consumer Loans At Fair Value ThirdPartyLenderOwnedConsumerLoansAtFairValue	7400000
CY2020Q3	enva	Third Party Lender Owned Consumer Loans Principal Balance ThirdPartyLenderOwnedConsumerLoansPrincipalBalance	6900000
CY2020Q3	enva	Third Party Lender Owned Consumer Loans ThirdPartyLenderOwnedConsumerLoans	8100000
CY2019Q3	enva	Third Party Lender Owned Consumer Loans ThirdPartyLenderOwnedConsumerLoans	23600000
CY2019Q4	enva	Third Party Lender Owned Consumer Loans ThirdPartyLenderOwnedConsumerLoans	27600000
CY2020Q3	us-gaap	Secured Debt SecuredDebt	248598000
CY2019Q3	us-gaap	Secured Debt SecuredDebt	236052000
CY2019Q4	us-gaap	Secured Debt SecuredDebt	307885000
CY2020Q3	enva	Long Term Debt Net Of Discount Premium LongTermDebtNetOfDiscountPremium	873598000
CY2019Q3	enva	Long Term Debt Net Of Discount Premium LongTermDebtNetOfDiscountPremium	886052000
CY2019Q4	enva	Long Term Debt Net Of Discount Premium LongTermDebtNetOfDiscountPremium	1004885000
CY2020Q3	us-gaap	Deferred Finance Costs Net DeferredFinanceCostsNet	10126000
CY2019Q3	us-gaap	Deferred Finance Costs Net DeferredFinanceCostsNet	12308000
CY2019Q4	us-gaap	Deferred Finance Costs Net DeferredFinanceCostsNet	13704000
CY2020Q3	us-gaap	Long Term Debt LongTermDebt	863472000
CY2019Q3	us-gaap	Long Term Debt LongTermDebt	873744000
CY2019Q4	us-gaap	Long Term Debt LongTermDebt	991181000
CY2019Q3	us-gaap	Longterm Debt Weighted Average Interest Rate LongtermDebtWeightedAverageInterestRate	0.0874
CY2020Q3	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	31500000
CY2020Q3	us-gaap	Unrecognized Tax Benefits That Would Impact Effective Tax Rate UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate	4000000.0
CY2019Q3	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	51300000
CY2019Q4	us-gaap	Unrecognized Tax Benefits UnrecognizedTaxBenefits	53600000
CY2020Q3	enva	Discrete Tax Benefit DiscreteTaxBenefit	11600000
CY2020Q3	us-gaap	Income Loss From Continuing Operations IncomeLossFromContinuingOperations	93676000
CY2019Q3	us-gaap	Income Loss From Continuing Operations IncomeLossFromContinuingOperations	28883000
CY2020Q3	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-9000
CY2019Q3	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-1798000
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity	-11323000
	us-gaap	Net Income Loss NetIncomeLoss	87165000
	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	33770000
	us-gaap	Incremental Common Shares Attributable To Share Based Payment Arrangements IncrementalCommonSharesAttributableToShareBasedPaymentArrangements	722000
	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	34492000
	us-gaap	Income Loss From Continuing Operations Per Basic Share IncomeLossFromContinuingOperationsPerBasicShare	2.92
CY2019Q3	us-gaap	Income Loss From Discontinued Operations Net Of Tax Per Basic Share IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare	-0.05
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Per Basic Share IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare	-0.01
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Per Basic Share IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare	-0.34
CY2019Q3	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.80
	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	4.77
	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	2.58
CY2019Q3	us-gaap	Income Loss From Continuing Operations Per Diluted Share IncomeLossFromContinuingOperationsPerDilutedShare	0.83
	us-gaap	Income Loss From Continuing Operations Per Diluted Share IncomeLossFromContinuingOperationsPerDilutedShare	4.73
	us-gaap	Income Loss From Continuing Operations Per Diluted Share IncomeLossFromContinuingOperationsPerDilutedShare	2.86
CY2019Q3	us-gaap	Income Loss From Discontinued Operations Net Of Tax Per Diluted Share IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare	-0.05
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Per Diluted Share IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare	-0.01
	us-gaap	Income Loss From Discontinued Operations Net Of Tax Per Diluted Share IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare	-0.33
CY2020Q3	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	3.09
CY2019Q3	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.78
	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	4.72
	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	2.53
	us-gaap	Number Of Reportable Segments NumberOfReportableSegments	1
CY2019Q3	enva	Fair Value Assets Transfers Amount FairValueAssetsTransfersAmount	0
	enva	Fair Value Liabilities Transfers Amount FairValueLiabilitiesTransfersAmount	0
	enva	Fair Value Assets Transfers Amount FairValueAssetsTransfersAmount	0
CY2019Q3	enva	Fair Value Liabilities Transfers Amount FairValueLiabilitiesTransfersAmount	0
	enva	Fair Value Liabilities Transfers Amount FairValueLiabilitiesTransfersAmount	0
	enva	Fair Value Assets Transfers Amount FairValueAssetsTransfersAmount	0
CY2020Q3	us-gaap	Revenues Revenues	204545000
CY2019Q3	us-gaap	Revenues Revenues	305612000
	us-gaap	Revenues Revenues	819858000
	us-gaap	Revenues Revenues	829495000
CY2020Q3	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	63400000
CY2019Q3	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	50600000
CY2019Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	54500000
CY2020Q3	enva	Fair Value Liabilities Transfers Amount FairValueLiabilitiesTransfersAmount	0
CY2020Q3	enva	Fair Value Assets Transfers Amount FairValueAssetsTransfersAmount	0

Files In Submission

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$ENVA
Enova International, Inc. Stock $enva

2020 Q3 Form 10-Q Financial Statement

#000156459020048353 Filed on October 28, 2020

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$ENVA Enova International, Inc. Stock $enva

2020 Q3 Form 10-Q Financial Statement

#000156459020048353 Filed on October 28, 2020

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$ENVA
Enova International, Inc. Stock $enva