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Company Executives

Officer Age In this role Joined 2026 pay Source
David A. O’Neil Also a director
President & CEO
Title from the Form 4 dated Jun 22, 2026
61 Not stated Not stated $756,143
Kaitlyn N. O’Neil
Chief Financial Officer and Treasurer
34 Since 2026
this year
2025 $212,400

Each officer opens the passage of the filing that names them. A title that changed since the list comes from the officer's latest Form 3, 4 or 5, and its start year is not stated there. "Not stated" means the filing does not say. Pay is the proxy's Summary Compensation Table, which reports only the named executive officers.

Directors
5
serving now
Independent
4 of 5
stated in the proxy
Average tenure
18.8 years
from year joined
CEO also chairs the board
No
Carl Helmetag
Director Age On board Independent Committees Other public boards 2026 pay Source
Carl Helmetag
78 1999
27 years
Independent None stated None stated $75,500
David A. O’Neil
61 2018
8 years
Not independent None stated None stated Paid as CEO
Michael Wool
80 1990
36 years
Independent None stated None stated $81,000
Nancy K. Patzwahl
60 2022
4 years
Independent None stated Rhinebeck Bancorp Inc. $74,750
Paul J. Corr Leaving at the meeting
Not stated Not stated Independent
Audit Committee
None stated $74,750
Nominated to join at the meeting
Not on the board yet; they join only if elected.

Each director opens the passage of the proxy that names them. "Not stated" means the proxy does not say; it never means "no". Pay is the proxy's Director Compensation table; the CEO is paid as an executive.

We could not read related-party transactions reliably

Rather than show a list that might be incomplete, we show nothing. They are in the proxy filed Oct 26, 2026, in its related person transactions section.

Read them in the proxy

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