East West Bancorp Inc - Understand $ewbc stock

$EWBC Market Cap: $14.77 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$3.134B

TTM

Gross Margin

Net Earnings

$1.111B

TTM

Current Assets

Current Liabilities

$1.583B

Q3 2024

Current Ratio

Total Assets

$74.48B

Q3 2024

Total Liabilities

$66.82B

Q3 2024

Book Value

$7.665B

Q3 2024

Cash

$4.860B

Q3 2024

P/E

13.29

Nov 29, 2024 EST

Free Cash Flow

$561.7M

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996
Revenue	$3.694B	$2.321B	$1.619B	$1.595B	$1.882B	$1.652B	$1.325B	$1.137B	$1.054B	$1.154B	$1.069B	$1.051B	$1.080B	$1.096B	$722.8M
YoY Change	59.13%	43.4%	1.49%	-15.26%	13.96%	24.65%	16.5%	7.94%	-8.66%	7.95%	1.67%	-2.72%	-1.4%	51.61%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue	$3.694B	$2.321B	$1.619B	$1.595B	$1.882B	$1.652B	$1.325B	$1.137B	$1.054B	$1.154B	$1.069B	$1.051B	$1.080B	$1.096B	$722.8M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$163.5M	$159.9M	$156.8M	$119.9M	$144.2M	$139.5M	$149.8M	$137.6M	$88.73M	$117.5M	$79.87M	$43.75M	-$128.3M	-$162.4M	-$6.032M	$18.10M	$13.90M	$7.900M	$10.30M	$11.50M	$12.10M	$10.50M	$9.500M	$8.800M	$4.100M	$4.500M	$3.200M	$1.700M
YoY Change	2.26%	1.95%	30.76%	-16.83%	3.35%	-6.89%	8.9%	55.06%	-24.48%	47.09%	82.56%	-134.11%	-21.03%	2592.57%	-133.33%	30.22%	75.95%	-23.3%	-10.43%	-4.96%	15.24%	10.53%	7.95%	114.63%	-8.89%	40.63%	88.24%	6.25%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Interest Expense	$1.382B	$275.4M	$87.16M	$217.8M	$414.5M	$265.2M	$140.1M	$104.8M	$103.4M	$112.8M	$112.5M	$132.2M	$177.4M	$201.1M	$237.1M
YoY Change	401.74%	215.9%	-59.99%	-47.44%	56.3%	89.36%	33.58%	1.42%	-8.37%	0.29%	-14.89%	-25.51%	-11.78%	-15.19%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996
Pretax Income	$1.460B	$1.412B	$1.056B	$685.8M	$843.9M	$818.7M	$735.1M	$572.2M	$578.7M	$447.0M	$447.1M	$425.6M	$383.3M	$255.9M	$104.7M	-$97.20M	$262.3M	$233.8M	$170.4M	$121.3M	$89.70M	$68.80M	$52.60M	$50.10M	$41.60M	$27.70M	$18.30M	$5.700M
YoY Change	3.41%	33.63%	54.04%	-18.74%	3.08%	11.37%	28.47%	-1.13%	29.46%	-0.03%	5.06%	11.02%	49.79%	144.37%	-207.74%	-137.06%	12.19%	37.21%	40.48%	35.23%	30.38%	30.8%	4.99%	20.43%	50.18%	51.37%	221.05%	235.29%
Income Tax	$298.6M	$283.6M	$183.4M	$118.0M	$169.9M	$115.0M	$229.5M	$140.5M	$194.0M	$101.1M	$153.8M	$143.9M	$138.1M	$91.35M	$22.71M	-$47.50M	$101.1M	$90.40M	$62.00M	$43.30M	$30.70M	$20.10M	$13.70M	$14.60M	$13.60M	$9.700M	$7.300M	$2.500M
% Of Pretax Income	20.46%	20.09%	17.36%	17.2%	20.13%	14.05%	31.22%	24.56%	33.53%	22.62%	34.4%	33.82%	36.03%	35.69%	21.69%		38.54%	38.67%	36.38%	35.7%	34.23%	29.22%	26.05%	29.14%	32.69%	35.02%	39.89%	43.86%
Net Earnings	$1.161B	$1.128B	$873.0M	$567.8M	$674.0M	$703.7M	$505.6M	$431.7M	$384.7M	$345.9M	$293.3M	$281.7M	$245.2M	$164.6M	$76.60M	-$49.70M	$161.2M	$143.4M	$108.4M	$78.00M	$59.00M	$49.50M	$38.80M	$35.50M	$28.00M	$18.00M	$11.00M	$3.200M
YoY Change	2.93%	29.22%	53.75%	-15.76%	-4.22%	39.17%	17.13%	12.22%	11.22%	17.92%	4.14%	14.85%	49.02%	114.84%	-254.12%	-130.83%	12.41%	32.29%	38.97%	32.2%	19.19%	27.58%	9.3%	26.79%	55.56%	63.64%	243.75%	220.0%
Net Earnings / Revenue	31.44%	48.6%	53.93%	35.6%	35.81%	42.6%	38.16%	37.95%	36.5%	29.98%	27.45%	26.8%	22.7%	15.02%	10.6%
Basic Earnings Per Share	$8.23	$7.98	$6.16	$3.99	$4.63	$4.86	$3.50	$3.00	$2.67	$2.42	$2.10	$1.92	$1.62	$0.88	$0.35
Diluted Earnings Per Share	$8.18	$7.917M	$6.10	$3.97	$4.61	$4.81	$3.47	$2.97	$2.66	$2.41	$2.09	$1.89	$1.60	$0.83	$0.33	-$792.7K	$2.596M	$2.355M	$1.971M	$1.491M	$1.192M	$1.004M	$806.7K	$766.7K	$611.4K	$378.2K	$231.1K	$67.23K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997	1996
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$94.02M	$103.7M	$196.0M	$199.0M	$218.0M	$119.0M	$121.0M	$160.0M	$167.0M	$181.0M	$178.0M	$108.0M	$119.0M	$136.0M	$59.00M	$60.00M	$65.00M	$44.00M	$39.00M	$20.00M	$25.00M	$24.00M	$25.00M	$27.00M	$23.00M	$23.00M	$24.00M	$24.00M
YoY Change	-9.31%	-47.1%	-1.51%	-8.72%	83.19%	-1.65%	-24.38%	-4.19%	-7.73%	1.69%	64.81%	-9.24%	-12.5%	130.51%	-1.67%	-7.69%	47.73%	12.82%	95.0%	-20.0%	4.17%	-4.0%	-7.41%	17.39%	0.0%	-4.17%	0.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$905.0M	$763.3M	$290.0M	$214.0M	$207.0M	$185.0M	$163.0M	$184.0M	$194.0M	$179.0M	$165.0M	$186.0M	$144.0M	$155.0M	$85.00M	$48.00M	$44.00M	$37.00M	$31.00M	$37.00M	$29.00M	$24.00M	$21.00M	$20.00M	$26.00M	$19.00M	$14.00M	$0.00
YoY Change	18.58%	163.19%	35.51%	3.38%	11.89%	13.5%	-11.41%	-5.15%	8.38%	8.48%	-11.29%	29.17%	-7.1%	82.35%	77.08%	9.09%	18.92%	19.35%	-16.22%	27.59%	20.83%	14.29%	5.0%	-23.08%	36.84%	35.71%
Other Assets	$518.7M	$529.5M	$218.0M	$164.0M	$107.0M	$118.0M	$189.0M	$130.0M	$136.0M	$390.0M	$256.0M					$185.0M	$66.00M	$39.00M	$23.00M	$19.00M	$10.00M	$6.000M	$4.000M	$11.00M	$8.000M	$0.00
YoY Change	-2.04%	142.9%	32.93%	53.27%	-9.32%	-37.57%	45.38%	-4.41%	-65.13%	52.34%						180.3%	69.23%	69.57%	21.05%	90.0%	66.67%	50.0%	-63.64%	37.5%
Total Long-Term Assets
YoY Change
Total Assets	$69.61B	$64.11B	$60.87B	$52.16B	$44.20B	$41.04B	$37.12B	$34.79B	$32.35B	$28.74B	$24.73B	$22.54B	$21.97B	$20.70B	$20.56B	$12.42B	$11.85B	$10.82B	$8.278B	$6.029B	$4.055B	$3.321B	$2.825B	$2.486B	$2.153B	$2.058B	$1.734B	$1.622B
YoY Change
Accounts Payable												$351.0M	$318.0M	$278.0M	$104.0M	$121.0M	$101.0M	$103.0M	$83.00M	$49.00M	$37.00M	$29.00M	$35.00M	$23.00M	$16.00M	$13.00M	$9.000M	$9.000M
YoY Change												10.38%	14.39%	167.31%	-14.05%	19.8%	-1.94%	24.1%	69.39%	32.43%	27.59%	-17.14%	52.17%	43.75%	23.08%	44.44%	0.0%
Accrued Expenses	$1.917B	$1.707B	$982.0M	$900.0M	$471.0M	$480.0M	$438.0M	$470.0M	$445.0M	$476.0M	$383.0M
YoY Change	12.26%	73.86%	9.11%	91.08%	-1.88%	9.59%	-6.81%	5.62%	-6.51%	24.28%
Deferred Revenue
YoY Change
Short-Term Debt	$4.500B	$300.0M	$300.0M	$321.0M	$229.0M	$108.0M	$50.00M	$410.0M	$0.00	$795.0M	$995.0M	$995.0M	$1.020B	$1.084B	$1.027B	$998.0M	$1.224B	$1.126B	$417.0M	$0.00	$12.00M			$38.00M	$1.000M	$33.00M	$139.0M	$244.0M
YoY Change	1400.0%	0.0%	-6.54%	40.17%	112.04%	116.0%	-87.8%		-100.0%	-20.1%	0.0%	-2.45%	-5.9%	5.55%	2.91%	-18.46%	8.7%	170.02%		-100.0%				3700.0%	-96.97%	-76.26%	-43.03%
Long-Term Debt Due			$0.00	$0.00	$0.00	$0.00
YoY Change
Total Short-Term Liabilities	$6.417B	$1.707B	$982.0M	$900.0M	$471.0M	$480.0M	$438.0M	$470.0M	$445.0M	$476.0M	$383.0M	$351.0M	$318.0M	$278.0M	$104.0M	$121.0M	$101.0M	$103.0M	$83.00M	$49.00M	$37.00M	$29.00M	$35.00M	$23.00M	$16.00M	$13.00M	$9.000M	$9.000M
YoY Change	275.84%	73.86%	9.11%	91.08%	-1.88%	9.59%	-6.81%	5.62%	-6.51%	24.28%	9.12%	10.38%	14.39%	167.31%	-14.05%	19.8%	-1.94%	24.1%	69.39%	32.43%	27.59%	-17.14%	52.17%	43.75%	23.08%	44.44%	0.0%
Long-Term Debt	$153.0M	$152.4M	$152.0M	$152.0M	$152.0M	$147.0M	$172.0M	$186.0M	$206.0M	$226.0M	$227.0M	$157.0M	$212.0M	$296.0M	$310.0M	$252.0M	$252.0M	$195.0M	$162.0M	$68.00M	$34.00M	$23.00M	$22.00M	$21.00M	$2.000M	$2.000M	$2.000M	$0.00
YoY Change	0.4%	0.26%	0.0%	0.0%	3.4%	-14.53%	-7.53%	-9.71%	-8.85%	-0.44%	44.59%	-25.94%	-28.38%	-4.52%	23.02%	0.0%	29.23%	20.37%	138.24%	100.0%	47.83%	4.55%	4.76%	950.0%	0.0%	0.0%
Other Long-Term Liabilities					$257.0M	$118.0M	$681.0M	$82.00M	$82.00M	$64.00M	$33.00M											$0.00	$1.000M	$2.000M	$2.000M	$2.000M	$3.000M	$3.000M
YoY Change					117.8%	-82.67%	730.49%	0.0%	28.13%	93.94%												-100.0%	-50.0%	0.0%	0.0%	-33.33%	0.0%
Total Long-Term Liabilities	$153.0M	$152.4M	$152.0M	$152.0M	$409.0M	$265.0M	$853.0M	$268.0M	$288.0M	$290.0M	$260.0M	$157.0M	$212.0M	$296.0M	$310.0M	$252.0M	$252.0M	$195.0M	$162.0M	$68.00M	$34.00M	$23.00M	$23.00M	$23.00M	$4.000M	$4.000M	$5.000M	$3.000M
YoY Change	0.4%	0.26%	0.0%	-62.84%	54.34%	-68.93%	218.28%	-6.94%	-0.69%	11.54%	65.61%	-25.94%	-28.38%	-4.52%	23.02%	0.0%	29.23%	20.37%	138.24%	100.0%	47.83%	0.0%	0.0%	475.0%	0.0%	-20.0%	66.67%
Total Liabilities	$62.66B	$58.13B	$55.03B	$46.89B	$39.18B	$36.62B	$33.28B	$31.36B	$29.23B	$25.89B	$22.37B	$20.15B	$19.66B	$18.59B	$18.28B	$10.87B	$10.68B	$9.804B	$7.544B	$5.515B	$3.693B	$3.019B	$2.581B	$2.300B	$2.003B	$1.907B	$1.602B	$1.499B
YoY Change	7.8%	5.62%	17.37%	19.68%	6.99%	10.03%	6.12%	7.3%	12.91%	15.74%	10.98%	2.53%	5.76%	1.71%	68.09%	1.8%	8.94%	29.96%	36.79%	49.34%	22.33%	16.97%	12.22%	14.83%	5.03%	19.04%	6.87%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Basic Shares Outstanding	141.2M shares	141.3M shares	141.8M shares	142.3M shares	145.5M shares	144.9M shares	144.4M shares	144.1M shares	143.8M shares	143.0M shares	137.3M shares	141.5M shares	147.1M shares	137.5M shares	78.77M shares
Diluted Shares Outstanding	141.9M shares	142.5M shares	143.1M shares	143.0M shares	146.2M shares	146.2M shares	145.9M shares	145.2M shares	144.5M shares	143.6M shares	139.6M shares	147.2M shares	153.5M shares	147.1M shares	84.52M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $14.772 Billion

About EAST WEST BANCORP INC

East West Bancorp, Inc. is a bank holding company, which engages in the provision of financial services. The company is headquartered in Pasadena, California and currently employs 3,500 full-time employees. Its segments include Consumer and Business Banking, Commercial Banking and Other. The Consumer and Business Banking segment provides financial products and services to consumer and commercial customers through its domestic branch network and digital banking platforms. This segment also offers consumer and commercial deposits, mortgage and home equity loans, and other products and services. The Commercial Banking segment generates commercial loans and deposits. Commercial loan products include construction finance, commercial business lending, working capital lines of credit, trade finance, letters of credit and others. Commercial deposit products and other financial services include treasury management, foreign exchange services and others. The company operates in over 120 locations in the United States and Asia.

Industry: State Commercial Banks Peers: COMERICA INC /NEW/ COMMERCE BANCSHARES INC /MO/ CULLEN/FROST BANKERS, INC. FIRST CITIZENS BANCSHARES INC /DE/ FIRST HORIZON CORP PNC FINANCIAL SERVICES GROUP, INC. Signature Bank Corp ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/