East West Bancorp, Inc.

investor.eastwestbank.com

What Do They Do?

Provides personal and commercial banking services, including deposits, loans and cross-border financing, to individuals and businesses operating in the U.S. and Asia.

How Do They Make Money?

Earns the difference between interest on loans and other interest-earning assets and interest paid on deposits and other interest-bearing funding. It also collects account-service, transaction, card-referral and wealth-management fees; some account fees are monthly, optional-service fees are per transaction, and wealth fees are generally received monthly.

FY2025 revenue

Who Are Their Customers?

Individuals and businesses use personal and commercial banking services through branches and digital platforms. Commercial customers also use loans, deposits, treasury management and trade-finance services.

Do Revenues Turn Into Profits?

Yes. It kept 31 cents of every revenue dollar as net income in FY2025.

Net income, FY2025

31% of revenue

▲ +14% vs FY2024 ($1.2B, 28%)

How Are They Changing?

Since the FY2025 annual report

Latest quarter: Q2 FY2026, the three months to Jun 30, 2026

Revenue: ▲ +2%; vs $1.1B in Q2 FY2025
Net income: ▲ +17%; vs $310.3M in Q2 FY2025

Growing. Revenue grew 2.7x in 4 years, from $1.6B in FY2021 to $4.3B in FY2025, about 28% a year.

Comments