EWSB Bancorp Inc

eastwis.com

What Do They Do?

Takes deposits and makes home, recreational vehicle and business loans for households and businesses.

How Do They Make Money?

The bank earns income from loans, investments and deposits, and charges deposit customers for transactions, account maintenance and overdrafts. Transaction and overdraft fees arise when used, monthly maintenance fees over a month, and debit-card interchange fees as transactions are processed.

FY2025 revenue

Who Are Their Customers?

Households and businesses in Outagamie County and nearby counties use the bank for deposits and loans through its banking offices and mortgage originators; loan referrals also come from existing and former customers and local professionals.

Do Revenues Turn Into Profits?

No. It lost $4.2M in FY2025.

Net income, FY2025

−38% of revenue

▲ +146% (Loss) vs FY2024 (−$1.7M, −17%)

Free cash flow, FY2025

−16% of revenue

▼ −24% (Loss) vs FY2024 (−$2.3M, −24%)

How Are They Changing?

Since the FY2025 annual report

Latest quarter: Q2 FY2026, the three months to Jun 30, 2026

Revenue: ▼ −3%; vs $2.8M in Q2 FY2025
Net income: ▲ +13% (Loss); vs −$278.7K in Q2 FY2025

Apr 24, 2026 Company authorizes preferred shares and considers private common-stock offering It authorized up to 350,000 preferred shares and is considering a private common-stock sale to eligible stockholders.

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