2018 Q4 Form 10-K Financial Statement

#000109815120000008 Filed on March 13, 2020

View on sec.gov

Income Statement

Concept 2018 Q4 2017 Q4 2017 Q3
Revenue $9.624M $7.916M $7.928M
YoY Change 21.58% 12.48% 13.16%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $780.0K $790.0K $790.0K
YoY Change -1.27% 1.28% 5.33%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.660M $866.0K $882.0K
YoY Change 91.69% 44.09% 50.77%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $3.372M $1.455M $2.884M
YoY Change 131.75% -47.42% 2.6%
Income Tax $525.0K -$872.0K $658.0K
% Of Pretax Income 15.57% -59.93% 22.82%
Net Earnings $2.847M $2.327M $2.226M
YoY Change 22.35% 14.69% 9.39%
Net Earnings / Revenue 29.58% 29.4% 28.08%
Basic Earnings Per Share $0.76 $0.63 $0.60
Diluted Earnings Per Share $0.75 $0.61 $0.60
COMMON SHARES
Basic Shares Outstanding 3.759M 3.712M
Diluted Shares Outstanding 3.739M

Balance Sheet

Concept 2018 Q4 2017 Q4 2017 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $17.49M $15.83M $41.88M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $18.92M $16.58M $16.90M
YoY Change 14.14% -3.63% 2.42%
Goodwill $209.0K $209.0K
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets -$2.000M -$1.800M
YoY Change 11.11% -25.0%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $981.1M $863.6M $878.3M
YoY Change 13.6% 8.92% 14.01%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $9.000M $6.400M $6.800M
YoY Change 40.63% 39.13% 11.48%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $76.37M $18.50M $12.90M
YoY Change 312.74% 340.52% 17.27%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $9.000M $6.400M $6.800M
YoY Change 40.63% 39.13% 11.48%
LONG-TERM LIABILITIES
Long-Term Debt $300.0K $0.00 $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $300.0K $0.00 $0.00
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $9.000M $6.400M $6.800M
Total Long-Term Liabilities $300.0K $0.00 $0.00
Total Liabilities $887.5M $776.3M $792.0M
YoY Change 14.34% 8.98% 14.97%
SHAREHOLDERS EQUITY
Retained Earnings $64.94M $57.22M
YoY Change 13.49%
Common Stock $29.72M $28.36M
YoY Change 4.77%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $93.56M $87.38M $86.28M
YoY Change
Total Liabilities & Shareholders Equity $981.1M $863.6M $878.3M
YoY Change 13.6% 8.92% 14.01%

Cashflow Statement

Concept 2018 Q4 2017 Q4 2017 Q3
OPERATING ACTIVITIES
Net Income $2.847M $2.327M $2.226M
YoY Change 22.35% 14.69% 9.39%
Depreciation, Depletion And Amortization $780.0K $790.0K $790.0K
YoY Change -1.27% 1.28% 5.33%
Cash From Operating Activities $3.380M $2.420M $4.630M
YoY Change 39.67% -56.63% 6.44%
INVESTING ACTIVITIES
Capital Expenditures -$1.700M -$170.0K -$280.0K
YoY Change 900.0% -57.5% 0.0%
Acquisitions
YoY Change
Other Investing Activities -$27.34M -$12.05M $3.250M
YoY Change 126.89% -65.26% -127.02%
Cash From Investing Activities -$29.04M -$12.23M $2.990M
YoY Change 137.45% -65.15% -124.31%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 26.20M -16.24M 19.38M
YoY Change -261.33% -167.89% 68.08%
NET CHANGE
Cash From Operating Activities 3.380M 2.420M 4.630M
Cash From Investing Activities -29.04M -12.23M 2.990M
Cash From Financing Activities 26.20M -16.24M 19.38M
Net Change In Cash 540.0K -26.05M 27.00M
YoY Change -102.07% 366.01% 654.19%
FREE CASH FLOW
Cash From Operating Activities $3.380M $2.420M $4.630M
Capital Expenditures -$1.700M -$170.0K -$280.0K
Free Cash Flow $5.080M $2.590M $4.910M
YoY Change 96.14% -56.69% 6.05%

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<div> <div style="margin-left:0pt;margin-right:0pt;"> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;font-weight:bold;">SIGNIFICANT GROUP CONCENTRATION OF CREDIT RISK</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">The Company originates commercial, consumer, and mortgage loans to customers primarily located in Lackawanna and Luzerne Counties of Pennsylvania.&nbsp;&nbsp;Although the Company has a diversified loan portfolio, a substantial portion of its debtors&#x2019; ability to honor their contracts is dependent on the economic sector in which the Company operates.&nbsp;&nbsp;The loan portfolio does not have any significant concentrations from one industry or customer.</font> </p> <p><font size="1"> </font></p> </div> </div>
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14000
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CY2018 us-gaap Depreciation Amortization And Accretion Net
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CY2019 us-gaap Description Of New Accounting Pronouncements Not Yet Adopted
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<div> <div style="margin-left:0pt;margin-right:0pt;"> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;font-weight:bold;">19.</font><font style="display: inline;font-weight:bold;;font-size: 10pt;font-family:Times New Roman;text-indent:0pt;margin-left:0pt;padding:0pt 36pt 0pt 0pt;"></font><font style="display: inline;font-weight:bold;">RECENT ACCOUNTING PRONOUNCEMENTS</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">In June 2016, the Financial Accounting Standards Board (FASB) issued Accounting Standard Update (ASU) 2016-13, </font><font style="display: inline;font-style:italic;">Financial Instruments &#x2013; Credit Losses (Topic 326) Measurement of Credit Losses on Financial Instruments (CECL)</font><font style="display: inline;">.&nbsp;&nbsp;The amendments in this update require financial assets measured at amortized cost basis to be presented at the net amount expected to be collected, through an allowance for credit losses that is deducted from the amortized cost basis.&nbsp;&nbsp;Previously, when credit losses were measured under GAAP, an entity only considered past events and current conditions when measuring the incurred loss.&nbsp;&nbsp;The amendments in this update broaden the information that an entity must consider in developing its expected credit loss estimate for assets measured either collectively or individually.&nbsp;&nbsp;The measurement of expected credit losses is based on relevant information about past events, including historical experience, current conditions, and reasonable and supportable forecasts that affect the collectability of the reported amount.&nbsp;&nbsp;An entity must use judgement in determining the relevant information and estimation methods that are appropriate under the circumstances.&nbsp;&nbsp;The amendments in this update also require that credit losses on available-for-sale debt securities be presented as an allowance for credit losses rather than a writedown.&nbsp; </font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">In November 2018, the FASB issued ASU 2018-19, </font><font style="display: inline;font-style:italic;">Codification Improvements to Topic 326</font><font style="display: inline;">, which clarifies that receivables arising from operating leases are not within the scope of Topic 326.&nbsp;&nbsp;In December 2018, regulators issued a final rule related to regulatory capital </font><font style="display: inline;font-style:italic;">(Regulatory Capital Rule: Implementation and Transition of the Current Expected Credit Losses Methodology for Allowances and Related Adjustments to the Regulatory Capital Rule and Conforming Amendments to Other Regulations)</font><font style="display: inline;"> which is intended to provide regulatory capital relief for entities transitioning to CECL.&nbsp;&nbsp;In April 2019, the FASB issued ASU 2019-04, </font><font style="display: inline;font-style:italic;">Codification Improvements to Topic 326, Financial Instruments &#x2013; Credit Losses, Topic 815, Derivatives and Hedging and Topic 825, Financial Instruments</font><font style="display: inline;">.&nbsp;&nbsp;As it relates to CECL, this guidance amends certain provisions contained in ASU 2016-13, particularly in regards to the inclusion of accrued interest in the definition of amortized cost, as well as clarifying that extension and renewal options that are not unconditionally cancelable by the entity that are included in the original or modified contract should be considered in the entity&#x2019;s determination of expected credit losses.&nbsp;&nbsp;The amendments in this update are effective for fiscal years, including interim periods within those fiscal years, beginning after December 15, 2019 for public companies.&nbsp;&nbsp;Early adoption is permitted beginning after December 15, 2018, including interim periods within those fiscal years.&nbsp;&nbsp;An entity will apply the amendments in this update through a cumulative-effect adjustment to retained earnings as of the beginning of the period of adoption (modified-retrospective approach).&nbsp;&nbsp;Upon adoption, the change in this accounting guidance could result in an increase in the Company's allowance for loan losses and require the Company to record loan losses more rapidly.&nbsp;&nbsp;The Company has engaged the services of a qualified third-party service provider to assist management in estimating credit allowances under this standard and is currently evaluating the impact of ASU 2016-13 on its consolidated financial statements.</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">On October 16, 2019, the FASB decided to move forward with finalizing its proposal to defer the effective date for ASU 2016-13 for smaller reporting companies to fiscal years beginning after December 31, 2022, including interim periods within those fiscal periods.&nbsp;&nbsp;Since the Company currently meets the SEC definition of a smaller reporting company, the delay will be applicable to the Company.</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">In February 2016, the FASB issued ASU 2016-02, </font><font style="display: inline;font-style:italic;">Leases (Topic 842)</font><font style="display: inline;"> to increase transparency and comparability among organizations by recognizing lease assets and lease liabilities on the balance sheet and disclosing key information about leasing arrangements.&nbsp;&nbsp;ASU 2016-02 requires the recognition of a right-of-use asset and related lease liability by lessees for leases classified as operating leases under GAAP.&nbsp;&nbsp;The Company made an election to exclude leases less than 12 months from the provisions of this ASU.&nbsp;&nbsp;The Company also elected the &#x201C;package of practical expedients&#x201D; which allowed us not to reassess, under the new standard, lease classification, lease identification and initial direct costs.&nbsp;&nbsp;The Company had several lease agreements, such as branch locations,</font><font style="display: inline;background-color: #EAF1DD;">&nbsp;</font><font style="display: inline;">which were considered operating leases, and therefore not recognized on the Company&#x2019;s consolidated balance sheets.&nbsp;&nbsp;The Company adopted this standard on January 1, 2019 and made an adjustment to add </font><font style="display: inline;">$4.1</font><font style="display: inline;"> million to the consolidated balance sheet as a right-of-use-asset, </font><font style="display: inline;">$4.6</font><font style="display: inline;"> million as a lease liability and reduced equity by (</font><font style="display: inline;">$0.1</font><font style="display: inline;"> million).&nbsp;&nbsp;There was not any significant effect on the consolidated statements of income.&nbsp;&nbsp;See Footnote 24, Leases, for more information regarding the adoption of this standard.</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">In July 2018, the FASB issued ASU 2018-10, </font><font style="display: inline;font-style:italic;">Codification Improvements to Topic 842, Leases</font><font style="display: inline;"> and ASU 2018-11, </font><font style="display: inline;font-style:italic;">Leases (Topic 842) Targeted Improvements</font><font style="display: inline;"> to clarify how to apply certain aspects of ASU 2016-02 and to simplify adoption and reduce costs.&nbsp;&nbsp;ASU 2018-11 allows companies the option to apply the provisions of the new lease standard prospectively as of the effective date, without adjusting comparative periods, and recognizes a cumulative-effect adjustment to the opening balance of retained earnings in the period of adoption.&nbsp;&nbsp;The Company used this additional transition method.&nbsp;&nbsp;The amendments in this update are effective upon adoption of Topic 842.</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">In December 2018, the FASB issued ASU 2018-20, </font><font style="display: inline;font-style:italic;">Leases (Topic 842): Narrow-Scope Improvements for Lessors</font><font style="display: inline;"> to assist stakeholders with implementation questions and issues on certain issues. The amendments in this update are effective upon adoption of Topic 842.</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">In March 2019, the FASB issued ASU 2019-01, </font><font style="display: inline;font-style:italic;">Leases (Topic 842): Codification Improvements</font><font style="display: inline;"> to clarify three issues brought to the FASB&#x2019;s attention through interactions with stakeholders: Determining the fair value of the underlying assets by lessors that are not manufacturers or dealers; presentation on the statement of cash flows &#x2013;sales-type and direct financing leases; and transition disclosures related to Topic 250, Accounting Changes and Error Corrections.&nbsp;&nbsp;The transition and effective date provisions for this update apply to issue 1 and 2.&nbsp;&nbsp;The amendments in this update are effective for the Company for fiscal years beginning after December 15, 2019 and interim periods within those fiscal years.&nbsp;&nbsp;Early adoption is permitted.&nbsp;&nbsp;The Company adopted this standard during the first quarter of 2019 and it did not have any significant effect on the Company&#x2019;s financial statements.</font> </p> <p><font size="1"> </font></p> </div> </div>
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CY2019 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
424000
CY2017 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
1745000
CY2018 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
1226000
CY2019Q4 us-gaap Finance Lease Liability Payments Due
FinanceLeaseLiabilityPaymentsDue
302000
CY2019Q4 us-gaap Finance Lease Liability Payments Due After Year Five
FinanceLeaseLiabilityPaymentsDueAfterYearFive
CY2019Q4 us-gaap Finance Lease Liability Payments Due Next Twelve Months
FinanceLeaseLiabilityPaymentsDueNextTwelveMonths
82000
CY2019Q4 us-gaap Finance Lease Liability Payments Due Year Five
FinanceLeaseLiabilityPaymentsDueYearFive
CY2019Q4 us-gaap Finance Lease Liability Payments Due Year Four
FinanceLeaseLiabilityPaymentsDueYearFour
56000
CY2019Q4 us-gaap Finance Lease Liability Payments Due Year Three
FinanceLeaseLiabilityPaymentsDueYearThree
82000
CY2019Q4 us-gaap Finance Lease Liability Payments Due Year Two
FinanceLeaseLiabilityPaymentsDueYearTwo
82000
CY2019Q4 us-gaap Finance Lease Liability Undiscounted Excess Amount
FinanceLeaseLiabilityUndiscountedExcessAmount
16000
CY2018 us-gaap Finance Lease Principal Payments
FinanceLeasePrincipalPayments
38000
CY2019 us-gaap Finance Lease Principal Payments
FinanceLeasePrincipalPayments
73000
CY2018Q4 us-gaap Finance Lease Right Of Use Asset
FinanceLeaseRightOfUseAsset
333000
CY2019Q4 us-gaap Finance Lease Right Of Use Asset
FinanceLeaseRightOfUseAsset
280000
CY2019 us-gaap Finance Lease Right Of Use Asset Amortization
FinanceLeaseRightOfUseAssetAmortization
75000
CY2019Q4 us-gaap Finance Lease Weighted Average Discount Rate Percent
FinanceLeaseWeightedAverageDiscountRatePercent
0.0307
CY2019Q4 us-gaap Finance Lease Weighted Average Remaining Lease Term1
FinanceLeaseWeightedAverageRemainingLeaseTerm1
P3Y8M1D
CY2018Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
8727000
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
8839000
CY2018Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
1020000
CY2019Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
908000
CY2017 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
124000
CY2018 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
330000
CY2018 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
645000
CY2019 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
1509000
CY2018Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
721936000
CY2019Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
748745000
CY2018Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
6128000
CY2019Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
4665000
CY2018 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
2
CY2018 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
729000
CY2018 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
2
CY2018 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
729000
CY2018Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
1000
CY2018Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
717827000
CY2019Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
748370000
CY2018Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
4298000
CY2019Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
3674000
CY2018Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
10237000
CY2019Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
5040000
CY2017 us-gaap Gain Loss On Disposition Of Assets
GainLossOnDispositionOfAssets
-164000
CY2018 us-gaap Gain Loss On Disposition Of Assets
GainLossOnDispositionOfAssets
-18000
CY2017 us-gaap Gain Loss On Sale Of Debt Investments
GainLossOnSaleOfDebtInvestments
-147000
CY2018 us-gaap Gain Loss On Sale Of Debt Investments
GainLossOnSaleOfDebtInvestments
10000
CY2018 us-gaap Gain Loss On Sale Of Equity Investments
GainLossOnSaleOfEquityInvestments
44000
CY2017 us-gaap Gain Loss On Sale Of Investments
GainLossOnSaleOfInvestments
-147000
CY2018 us-gaap Gain Loss On Sale Of Investments
GainLossOnSaleOfInvestments
54000
CY2019 us-gaap Gain Loss On Sale Of Investments
GainLossOnSaleOfInvestments
14000
CY2017 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
878000
CY2019 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
856000
CY2017 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-164000
CY2018 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-18000
CY2019 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-13000
CY2017 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
878000
CY2018 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
645000
CY2019 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
856000
CY2017 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-79000
CY2018 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-90000
CY2019 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-44000
CY2018Q4 us-gaap Goodwill
Goodwill
209000
CY2019Q4 us-gaap Goodwill
Goodwill
209000
CY2018Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
0
CY2019Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
0
CY2017 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
65000
CY2018 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
-659000
CY2017 us-gaap Interest Income Securities Us Treasury And Other Us Government
InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment
2515000
CY2017 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
45937000
CY2018 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
105129000
CY2019 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
6388000
CY2017 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-69842000
CY2018 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-117119000
CY2017 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
44000
CY2018 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-3127000
CY2017 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
191000
CY2018 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
-3137000
CY2017 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
126000
CY2019Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
2178000
CY2018Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
2837000
CY2019Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
2487000
CY2019 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
30630000
CY2017Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
2884000
CY2017Q4 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
1455000
CY2018Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
3034000
CY2017 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
9300000
CY2018 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
6723000
CY2019 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
5208000
CY2017 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
482000
CY2018 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
437000
CY2019 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
247000
CY2017 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
0
CY2018Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
6128000
CY2019Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
4665000
CY2018Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
1020000
CY2019Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
908000
CY2018Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
7385000
CY2019Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
5272000
CY2018Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
3291000
CY2017Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
2661000
CY2017 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
9922000
CY2017Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
2922000
CY2018 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
13135000
CY2018Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
3307000
CY2018Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
3422000
CY2018Q4 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
3372000
CY2019Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
3342000
CY2019 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
13902000
CY2019Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
3593000
CY2019Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
3669000
CY2019Q4 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
3298000
CY2017 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
2700000
CY2018 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
600000
CY2019 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
1950000
CY2017 us-gaap Income Tax Examination Penalties And Interest Expense
IncomeTaxExaminationPenaltiesAndInterestExpense
0
CY2018 us-gaap Income Tax Examination Penalties And Interest Expense
IncomeTaxExaminationPenaltiesAndInterestExpense
0
CY2019 us-gaap Income Tax Examination Penalties And Interest Expense
IncomeTaxExaminationPenaltiesAndInterestExpense
0
CY2017Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
6678000
CY2017Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
681000
CY2017 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1206000
CY2017Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
739000
CY2017Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
658000
CY2017 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
534000
CY2017 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
226000
CY2017 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
44584000
CY2017 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
55016000
CY2017 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
8000000
CY2017 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
921000
CY2018 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
3572000
CY2019 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
4128000
CY2017 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
25704000
CY2017 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
20578000
CY2017 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
14278000
CY2018 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
57864000
CY2018 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
8000
CY2017 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
416000
CY2018 us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
14000
CY2017Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-872000
CY2018Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
506000
CY2018 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2129000
CY2018Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
539000
CY2018Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
559000
CY2018Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
525000
CY2019Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
540000
CY2019 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2326000
CY2019Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
591000
CY2019Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
611000
CY2019Q4 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
584000
CY2017 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
27841000
CY2017 us-gaap Income Tax Reconciliation Change In Enacted Tax Rate
IncomeTaxReconciliationChangeInEnactedTaxRate
-1084000
CY2018 us-gaap Income Tax Reconciliation Change In Enacted Tax Rate
IncomeTaxReconciliationChangeInEnactedTaxRate
3000
CY2017 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
3373000
CY2018 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
2758000
CY2019 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
2919000
CY2017 us-gaap Income Tax Reconciliation Nondeductible Expense Other
IncomeTaxReconciliationNondeductibleExpenseOther
-59000
CY2018 us-gaap Income Tax Reconciliation Nondeductible Expense Other
IncomeTaxReconciliationNondeductibleExpenseOther
43000
CY2019 us-gaap Income Tax Reconciliation Nondeductible Expense Other
IncomeTaxReconciliationNondeductibleExpenseOther
98000
CY2017 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
845000
CY2018 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
567000
CY2019 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
592000
CY2017 us-gaap Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
1496000
CY2018 us-gaap Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
2684000
CY2019 us-gaap Increase Decrease In Accrued Liabilities
IncreaseDecreaseInAccruedLiabilities
-778000
CY2019 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
65554000
CY2018 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
486000
CY2019 us-gaap Increase Decrease In Interest And Dividends Receivable
IncreaseDecreaseInInterestAndDividendsReceivable
10000
CY2018 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
2503000
CY2019 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-420000
CY2017Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
7366000
CY2017 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
31064000
CY2017Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
7854000
CY2017Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
7928000
CY2017Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
7916000
CY2018Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
8143000
CY2018 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
35330000
CY2018Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
8535000
CY2018Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
9028000
CY2018Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
9624000
CY2019Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
9655000
CY2019 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
39269000
CY2019Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
9657000
CY2019Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
10008000
CY2019Q4 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
9949000
CY2017 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
22000
CY2019Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
1080000
CY2019Q4 us-gaap Interest Bearing Domestic Deposit Certificates Of Deposits
InterestBearingDomesticDepositCertificatesOfDeposits
116211000
CY2017Q1 us-gaap Interest Expense
InterestExpense
688000
CY2017 us-gaap Interest Expense
InterestExpense
3223000
CY2017Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7067000
CY2018 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
11000
CY2018Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
575452000
CY2019Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
643714000
CY2018Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
1460000
CY2016Q4 us-gaap Stockholders Equity
StockholdersEquity
80631000
CY2017 us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
331000
CY2017 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
126000
CY2019Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
70700000
CY2017 us-gaap Interest Income Securities State And Municipal
InterestIncomeSecuritiesStateAndMunicipal
1449000
CY2019Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
8000000
CY2019Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
8011000
CY2017Q2 us-gaap Interest Expense
InterestExpense
787000
CY2017Q3 us-gaap Interest Expense
InterestExpense
882000
CY2017Q4 us-gaap Interest Expense
InterestExpense
866000
CY2018Q1 us-gaap Interest Expense
InterestExpense
884000
CY2018 us-gaap Interest Expense
InterestExpense
4873000
CY2018Q2 us-gaap Interest Expense
InterestExpense
1012000
CY2018Q3 us-gaap Interest Expense
InterestExpense
1317000
CY2018Q4 us-gaap Interest Expense
InterestExpense
1660000
CY2019Q1 us-gaap Interest Expense
InterestExpense
1745000
CY2019 us-gaap Interest Expense
InterestExpense
7554000
CY2019Q2 us-gaap Interest Expense
InterestExpense
1863000
CY2019Q3 us-gaap Interest Expense
InterestExpense
2008000
CY2019Q4 us-gaap Interest Expense
InterestExpense
1938000
CY2017 us-gaap Interest Expense Domestic Deposits
InterestExpenseDomesticDeposits
2750000
CY2018 us-gaap Interest Expense Domestic Deposits
InterestExpenseDomesticDeposits
3811000
CY2019 us-gaap Interest Expense Domestic Deposits
InterestExpenseDomesticDeposits
6176000
CY2017 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
247000
CY2018 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
379000
CY2019 us-gaap Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances Long Term
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvancesLongTerm
500000
CY2017 us-gaap Interest Expense Other Short Term Borrowings
InterestExpenseOtherShortTermBorrowings
205000
CY2018 us-gaap Interest Expense Other Short Term Borrowings
InterestExpenseOtherShortTermBorrowings
667000
CY2019 us-gaap Interest Expense Other Short Term Borrowings
InterestExpenseOtherShortTermBorrowings
878000
CY2017 us-gaap Interest Expense Securities Sold Under Agreements To Repurchase
InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase
21000
CY2018 us-gaap Interest Expense Securities Sold Under Agreements To Repurchase
InterestExpenseSecuritiesSoldUnderAgreementsToRepurchase
16000
CY2017 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
48000
CY2018 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
104000
CY2019 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
47000
CY2017 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
26391000
CY2018 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
29007000
CY2017Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7046000
CY2017Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7050000
CY2018Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7259000
CY2018 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
30457000
CY2018Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7523000
CY2018Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7711000
CY2018Q4 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7964000
CY2019Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7910000
CY2019 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
31715000
CY2019Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
7794000
CY2018 us-gaap Interest Income Securities State And Municipal
InterestIncomeSecuritiesStateAndMunicipal
1594000
CY2019 us-gaap Interest Income Securities State And Municipal
InterestIncomeSecuritiesStateAndMunicipal
1731000
CY2018 us-gaap Interest Income Securities Us Treasury And Other Us Government
InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment
3314000
CY2019 us-gaap Interest Income Securities Us Treasury And Other Us Government
InterestIncomeSecuritiesUSTreasuryAndOtherUSGovernment
3633000
CY2017 us-gaap Interest Paid Net
InterestPaidNet
3058000
CY2018 us-gaap Interest Paid Net
InterestPaidNet
4689000
CY2019 us-gaap Interest Paid Net
InterestPaidNet
7440000
CY2018Q4 us-gaap Interest Receivable
InterestReceivable
3271000
CY2019Q4 us-gaap Interest Receivable
InterestReceivable
3281000
CY2019Q4 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
3641000
CY2019Q4 us-gaap Lessor Operating Lease Payments To Be Received
LessorOperatingLeasePaymentsToBeReceived
677000
CY2019Q4 us-gaap Lessor Operating Lease Payments To Be Received Five Years
LessorOperatingLeasePaymentsToBeReceivedFiveYears
51000
CY2018Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
5707000
CY2019 us-gaap Lease Cost
LeaseCost
533000
CY2019 us-gaap Lease Expiration Date1
LeaseExpirationDate1
2021-12-31
CY2018 us-gaap Lease Income
LeaseIncome
797000
CY2019 us-gaap Lease Income
LeaseIncome
922000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
10100000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
8069000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
397000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Five
LesseeOperatingLeaseLiabilityPaymentsDueYearFive
413000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
411000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
408000
CY2019Q4 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
402000
CY2019Q4 us-gaap Lessor Operating Lease Payments To Be Received Four Years
LessorOperatingLeasePaymentsToBeReceivedFourYears
48000
CY2019Q4 us-gaap Lessor Operating Lease Payments To Be Received Next Twelve Months
LessorOperatingLeasePaymentsToBeReceivedNextTwelveMonths
194000
CY2019Q4 us-gaap Lessor Operating Lease Payments To Be Received Thereafter
LessorOperatingLeasePaymentsToBeReceivedThereafter
135000
CY2019Q4 us-gaap Lessor Operating Lease Payments To Be Received Three Years
LessorOperatingLeasePaymentsToBeReceivedThreeYears
60000
CY2019Q4 us-gaap Lessor Operating Lease Payments To Be Received Two Years
LessorOperatingLeasePaymentsToBeReceivedTwoYears
189000
CY2018Q4 us-gaap Liabilities
Liabilities
887545000
CY2019Q4 us-gaap Liabilities
Liabilities
903092000
CY2018Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
981102000
CY2019Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1009927000
CY2016Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
9364000
CY2017Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
9193000
CY2018Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
9747000
CY2019Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
9747000
CY2018Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
1028000
CY2019Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
903000
CY2018Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
729092000
CY2019Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
754313000
CY2018Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
728064000
CY2019Q4 us-gaap Loans And Leases Receivable Net Of Deferred Income
LoansAndLeasesReceivableNetOfDeferredIncome
753410000
CY2018Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
718317000
CY2019Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
743663000
CY2018Q4 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
5789000
CY2019Q4 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
1660000
CY2019Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
1643000
CY2019Q4 us-gaap Loss Contingency Pending Claims Number
LossContingencyPendingClaimsNumber
0
CY2017 us-gaap Loss From Hedged Firm Commitment Not Qualifying As Fair Value Hedge
LossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedge
0
CY2017Q1 us-gaap Noninterest Expense
NoninterestExpense
5797000
CY2018 us-gaap Loss From Hedged Firm Commitment Not Qualifying As Fair Value Hedge
LossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedge
0
CY2019 us-gaap Loss From Hedged Firm Commitment Not Qualifying As Fair Value Hedge
LossFromHedgedFirmCommitmentNotQualifyingAsFairValueHedge
0
CY2017 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
1859000
CY2018 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
1656000
CY2019 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
1610000
CY2019 us-gaap Nature Of Operations
NatureOfOperations
<div> <div style="margin-left:0pt;margin-right:0pt;"> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;font-weight:bold;">NATURE OF OPERATIONS</font> </p> <p style="margin:0pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">The Company provides a full range of banking, trust and financial services to individuals, small businesses and corporate customers.&nbsp;&nbsp;Its primary market areas are Lackawanna and Luzerne Counties, Pennsylvania.&nbsp;&nbsp;The Company's primary deposit products are demand deposits and interest-bearing time, money market and savings accounts.&nbsp;&nbsp;It offers a full array of loan products to meet the needs of retail and commercial customers.&nbsp;&nbsp;The Company is subject to regulation by the Federal Deposit Insurance Corporation (FDIC) and the Pennsylvania Department of Banking.</font> </p> <p><font size="1"> </font></p> </div> </div>
CY2019 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-33996000
CY2017 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
13887000
CY2018 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
13650000
CY2019 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
25786000
CY2017Q1 us-gaap Net Income Loss
NetIncomeLoss
1980000
CY2017 us-gaap Net Income Loss
NetIncomeLoss
8716000
CY2017Q2 us-gaap Net Income Loss
NetIncomeLoss
2183000
CY2017Q3 us-gaap Net Income Loss
NetIncomeLoss
2226000
CY2017Q4 us-gaap Net Income Loss
NetIncomeLoss
2327000
CY2018Q1 us-gaap Net Income Loss
NetIncomeLoss
2528000
CY2018 us-gaap Net Income Loss
NetIncomeLoss
11006000
CY2018Q2 us-gaap Net Income Loss
NetIncomeLoss
2768000
CY2018Q3 us-gaap Net Income Loss
NetIncomeLoss
2863000
CY2018Q4 us-gaap Net Income Loss
NetIncomeLoss
2847000
CY2019Q1 us-gaap Net Income Loss
NetIncomeLoss
2802000
CY2019 us-gaap Net Income Loss
NetIncomeLoss
11576000
CY2019Q2 us-gaap Net Income Loss
NetIncomeLoss
3002000
CY2019Q3 us-gaap Net Income Loss
NetIncomeLoss
3058000
CY2019Q4 us-gaap Net Income Loss
NetIncomeLoss
2714000
CY2018Q4 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
194731000
CY2019Q4 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
192023000
CY2017 us-gaap Noninterest Expense
NoninterestExpense
24836000
CY2017Q2 us-gaap Noninterest Expense
NoninterestExpense
6051000
CY2017Q3 us-gaap Noninterest Expense
NoninterestExpense
6035000
CY2017Q4 us-gaap Noninterest Expense
NoninterestExpense
6953000
CY2018Q1 us-gaap Noninterest Expense
NoninterestExpense
6208000
CY2018 us-gaap Noninterest Expense
NoninterestExpense
25072000
CY2018Q2 us-gaap Noninterest Expense
NoninterestExpense
6162000
CY2018Q3 us-gaap Noninterest Expense
NoninterestExpense
6172000
CY2018Q4 us-gaap Noninterest Expense
NoninterestExpense
6530000
CY2019Q1 us-gaap Noninterest Expense
NoninterestExpense
6770000
CY2019 us-gaap Noninterest Expense
NoninterestExpense
26921000
CY2019Q2 us-gaap Noninterest Expense
NoninterestExpense
6435000
CY2019Q3 us-gaap Noninterest Expense
NoninterestExpense
6643000
CY2019Q4 us-gaap Noninterest Expense
NoninterestExpense
7073000
CY2019 us-gaap Operating Lease Cost
OperatingLeaseCost
431000
CY2019Q2 us-gaap Other Income
OtherIncome
2489000
CY2018 us-gaap Payments Of Dividends
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3397000
CY2018 us-gaap Operating Lease Lease Income Lease Payments
OperatingLeaseLeaseIncomeLeasePayments
217000
CY2019 us-gaap Operating Lease Lease Income Lease Payments
OperatingLeaseLeaseIncomeLeasePayments
239000
CY2019Q1 us-gaap Operating Lease Liability
OperatingLeaseLiability
4600000
CY2019Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
6556000
CY2019 us-gaap Operating Lease Payments
OperatingLeasePayments
349000
CY2019Q1 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
4100000
CY2019Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
6023000
CY2019Q4 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0378
CY2019Q4 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P23Y10M17D
CY2018Q4 us-gaap Other Assets
OtherAssets
6906000
CY2019Q4 us-gaap Other Assets
OtherAssets
4478000
CY2019 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
5946000
CY2018 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-2478000
CY2019 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
4697000
CY2019 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
1249000
CY2017 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
191000
CY2018 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-3137000
CY2019 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
5946000
CY2017 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
126000
CY2018 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-2478000
CY2019 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
4697000
CY2017 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-147000
CY2018 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
10000
CY2019 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
14000
CY2019 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
5960000
CY2017Q1 us-gaap Other Income
OtherIncome
2105000
CY2017 us-gaap Other Income
OtherIncome
8513000
CY2017Q2 us-gaap Other Income
OtherIncome
2131000
CY2017Q3 us-gaap Other Income
OtherIncome
2248000
CY2017Q4 us-gaap Other Income
OtherIncome
2029000
CY2018Q1 us-gaap Other Income
OtherIncome
2341000
CY2018 us-gaap Other Income
OtherIncome
9146000
CY2018Q2 us-gaap Other Income
OtherIncome
2264000
CY2018Q3 us-gaap Other Income
OtherIncome
2278000
CY2018Q4 us-gaap Other Income
OtherIncome
2263000
CY2019Q1 us-gaap Other Income
OtherIncome
2461000
CY2019 us-gaap Other Income
OtherIncome
10179000
CY2019Q3 us-gaap Other Income
OtherIncome
2634000
CY2019Q4 us-gaap Other Income
OtherIncome
2595000
CY2017 us-gaap Other Noninterest Expense
OtherNoninterestExpense
823000
CY2018 us-gaap Other Noninterest Expense
OtherNoninterestExpense
886000
CY2019 us-gaap Other Noninterest Expense
OtherNoninterestExpense
748000
CY2018Q4 us-gaap Other Real Estate And Foreclosed Assets
OtherRealEstateAndForeclosedAssets
190000
CY2019Q4 us-gaap Other Real Estate And Foreclosed Assets
OtherRealEstateAndForeclosedAssets
369000
CY2017 us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
38624000
CY2018 us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
34858000
CY2019 us-gaap Payments For Origination And Purchases Of Loans Held For Sale
PaymentsForOriginationAndPurchasesOfLoansHeldForSale
42328000
CY2018 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
3507000
CY2019 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-1956000
CY2018 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
81887000
CY2019 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
36912000
CY2017 us-gaap Payments Of Dividends
PaymentsOfDividends
2954000
CY2019 us-gaap Payments Of Dividends
PaymentsOfDividends
4037000
CY2018 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
63571000
CY2019 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
43384000
CY2019 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
2000000
CY2019Q1 us-gaap Payments To Acquire Life Insurance Policies
PaymentsToAcquireLifeInsurancePolicies
2000000
CY2018Q4 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
CY2019Q4 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
CY2018Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000
CY2019Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000
CY2018Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2019Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2018Q4 us-gaap Preferred Stock Value
PreferredStockValue
CY2019Q4 us-gaap Preferred Stock Value
PreferredStockValue
CY2018 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
15000000
CY2019 us-gaap Proceeds From Lease Payments
ProceedsFromLeasePayments
81000
CY2018 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
20434000
CY2019 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
35045000
CY2019 us-gaap Proceeds From Repayments Of Short Term Debt
ProceedsFromRepaymentsOfShortTermDebt
-38527000
CY2017 us-gaap Proceeds From Sale And Collection Of Loans Heldforsale
ProceedsFromSaleAndCollectionOfLoansHeldforsale
43350000
CY2018 us-gaap Proceeds From Sale And Collection Of Loans Heldforsale
ProceedsFromSaleAndCollectionOfLoansHeldforsale
32721000
CY2019 us-gaap Proceeds From Sale And Collection Of Loans Heldforsale
ProceedsFromSaleAndCollectionOfLoansHeldforsale
52718000
CY2017 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
5970000
CY2018 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
13514000
CY2019 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
10952000
CY2018 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
1462000
CY2019 us-gaap Proceeds From Sale Of Foreclosed Assets
ProceedsFromSaleOfForeclosedAssets
1065000
CY2017 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
6000
CY2019 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
240000
CY2017 us-gaap Professional Fees
ProfessionalFees
1863000
CY2018 us-gaap Professional Fees
ProfessionalFees
1606000
CY2019 us-gaap Professional Fees
ProfessionalFees
1362000
CY2018Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
35736000
CY2019Q4 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
39442000
CY2018Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
18920000
CY2019Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
21557000
CY2019Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
320000
CY2019Q4 us-gaap Significant Supply Commitment Remaining Minimum Amount Committed
SignificantSupplyCommitmentRemainingMinimumAmountCommitted
7287000
CY2017Q1 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
325000
CY2017 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1450000
CY2017Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
225000
CY2017Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
375000
CY2017Q4 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
525000
CY2018Q1 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
300000
CY2018 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1450000
CY2018Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
425000
CY2018Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
400000
CY2018Q4 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
325000
CY2019Q1 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
255000
CY2019 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
1085000
CY2019Q2 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
255000
CY2019Q4 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
255000
CY2017Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
14300000
CY2018Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
14400000
CY2019Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
14800000
CY2017 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
4500000
CY2018 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
4500000
CY2019 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
16704000
CY2018Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
64937000
CY2019Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
72385000
CY2019 us-gaap Right Of Use Asset Obtained In Exchange For Finance Lease Liability
RightOfUseAssetObtainedInExchangeForFinanceLeaseLiability
6189000
CY2019 us-gaap Right Of Use Asset Obtained In Exchange For Operating Lease Liability
RightOfUseAssetObtainedInExchangeForOperatingLeaseLiability
22000
CY2018 us-gaap Sales Type And Direct Financing Leases Interest Income
SalesTypeAndDirectFinancingLeasesInterestIncome
580000
CY2019 us-gaap Sales Type And Direct Financing Leases Interest Income
SalesTypeAndDirectFinancingLeasesInterestIncome
683000
CY2019Q4 us-gaap Sales Type And Direct Financing Leases Lease Receivable
SalesTypeAndDirectFinancingLeasesLeaseReceivable
15452000
CY2019Q4 us-gaap Statutory Accounting Practices Statutory Amount Available For Dividend Payments Without Regulatory Approval
StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPaymentsWithoutRegulatoryApproval
94700000
CY2019Q4 us-gaap Sales Type And Direct Financing Leases Lease Receivable Payments To Be Received
SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceived
16355000
CY2019Q4 us-gaap Sales Type And Direct Financing Leases Lease Receivable Payments To Be Received Five Years
SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFiveYears
100000
CY2019Q4 us-gaap Sales Type And Direct Financing Leases Lease Receivable Payments To Be Received Four Years
SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedFourYears
1299000
CY2019Q4 us-gaap Sales Type And Direct Financing Leases Lease Receivable Payments To Be Received Remainder Of Fiscal Year
SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedRemainderOfFiscalYear
6505000
CY2019Q4 us-gaap Sales Type And Direct Financing Leases Lease Receivable Payments To Be Received Thereafter
SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThereafter
CY2019Q4 us-gaap Sales Type And Direct Financing Leases Lease Receivable Payments To Be Received Three Years
SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedThreeYears
3379000
CY2019Q4 us-gaap Sales Type And Direct Financing Leases Lease Receivable Payments To Be Received Two Years
SalesTypeAndDirectFinancingLeasesLeaseReceivablePaymentsToBeReceivedTwoYears
5072000
CY2019Q4 us-gaap Sales Type And Direct Financing Leases Lease Receivable Undiscounted Excess Amount
SalesTypeAndDirectFinancingLeasesLeaseReceivableUndiscountedExcessAmount
903000
CY2017 us-gaap Taxes Other
TaxesOther
262000
CY2018 us-gaap Taxes Other
TaxesOther
242000
CY2019 us-gaap Taxes Other
TaxesOther
303000
CY2017 us-gaap Share Based Compensation
ShareBasedCompensation
550000
CY2018 us-gaap Share Based Compensation
ShareBasedCompensation
749000
CY2019 us-gaap Share Based Compensation
ShareBasedCompensation
817000
CY2018Q4 us-gaap Short Term Borrowings
ShortTermBorrowings
76366000
CY2019Q4 us-gaap Short Term Borrowings
ShortTermBorrowings
37839000
CY2017 us-gaap Shortterm Debt Average Outstanding Amount
ShorttermDebtAverageOutstandingAmount
28673000
CY2018 us-gaap Shortterm Debt Average Outstanding Amount
ShorttermDebtAverageOutstandingAmount
37559000
CY2019 us-gaap Shortterm Debt Average Outstanding Amount
ShorttermDebtAverageOutstandingAmount
35243000
CY2017 us-gaap Shortterm Debt Maximum Monthend Outstanding Amount
ShorttermDebtMaximumMonthendOutstandingAmount
63916000
CY2018 us-gaap Shortterm Debt Maximum Monthend Outstanding Amount
ShorttermDebtMaximumMonthendOutstandingAmount
98568000
CY2019 us-gaap Shortterm Debt Maximum Monthend Outstanding Amount
ShorttermDebtMaximumMonthendOutstandingAmount
58747000
CY2019 us-gaap Short Term Lease Cost
ShortTermLeaseCost
18000
CY2019Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.0600
CY2017 us-gaap Stock Granted During Period Value Sharebased Compensation
StockGrantedDuringPeriodValueSharebasedCompensation
333000
CY2018 us-gaap Stock Granted During Period Value Sharebased Compensation
StockGrantedDuringPeriodValueSharebasedCompensation
880000
CY2019 us-gaap Stock Granted During Period Value Sharebased Compensation
StockGrantedDuringPeriodValueSharebasedCompensation
958000
CY2017Q4 us-gaap Stockholders Equity
StockholdersEquity
87383000
CY2018Q4 us-gaap Stockholders Equity
StockholdersEquity
93557000
CY2019Q4 us-gaap Stockholders Equity
StockholdersEquity
106835000
CY2018 us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
311000
CY2018 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
149000
CY2019 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
175000
CY2017 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
416000
CY2018 us-gaap Stock Issued During Period Value Stock Options Exercised
StockIssuedDuringPeriodValueStockOptionsExercised
14000
CY2017 us-gaap Supplies Expense
SuppliesExpense
460000
CY2018 us-gaap Supplies Expense
SuppliesExpense
399000
CY2019 us-gaap Supplies Expense
SuppliesExpense
413000
CY2019Q4 us-gaap Time Deposit Maturities After Rolling Year Five
TimeDepositMaturitiesAfterRollingYearFive
1112000
CY2019Q4 us-gaap Time Deposit Maturities Year Five
TimeDepositMaturitiesYearFive
2401000
CY2019Q4 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
1145000
CY2019Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
86159000
CY2019Q4 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
7368000
CY2019Q4 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
18026000
CY2018Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
66900000
CY2018Q4 us-gaap Trading Securities
TradingSecurities
0
CY2019Q4 us-gaap Trading Securities
TradingSecurities
0
CY2017 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
3821000
CY2018 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
1204000
CY2019 us-gaap Transfer Of Portfolio Loans And Leases To Held For Sale1
TransferOfPortfolioLoansAndLeasesToHeldForSale1
6038000
CY2017 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
280000
CY2018 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
781000
CY2019 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
1288000
CY2018Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
2600000
CY2019Q4 us-gaap Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums
UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums
3000000
CY2017Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
0
CY2018Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
0
CY2019Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
0
CY2017Q4 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Accrued
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued
0
CY2018Q4 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Accrued
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued
0
CY2019Q4 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Accrued
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestAccrued
0
CY2019Q4 us-gaap Unrecognized Tax Benefits That Would Impact Effective Tax Rate
UnrecognizedTaxBenefitsThatWouldImpactEffectiveTaxRate
0
CY2019 us-gaap Use Of Estimates
UseOfEstimates
<div> <div style="margin-left:0pt;margin-right:0pt;"> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;font-weight:bold;">USE OF ESTIMATES</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America (GAAP) requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period.&nbsp;&nbsp;Actual results could differ from those estimates.&nbsp;&nbsp; </font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses, the valuation of investment securities, the determination and the amount of impairment in the securities portfolios, and the related realization of the deferred tax assets related to the allowance for loan losses, other-than-temporary impairment on and valuations of investment securities.</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">In connection with the determination of the allowance for loan losses, management generally obtains independent appraisals for significant properties, utilizes historical loss factors and applies judgement to determine qualitative factor adjustments.&nbsp;&nbsp;While management uses available information to recognize losses on loans, further reductions in the carrying amounts of loans may be necessary based on changes in economic conditions.&nbsp;&nbsp;In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans. Such agencies may require the Company to recognize additional losses based on their judgments about information available to them at the time of their examination.&nbsp;&nbsp;Because of these factors, it is reasonably possible that the estimated losses on loans may change materially in the near-term.&nbsp;&nbsp;However, the amount of the change that is reasonably possible cannot be estimated.</font> </p> <p style="margin:0pt 0pt 6pt;font-family:Times New Roman;font-size: 10pt"> <font style="display: inline;">The Company&#x2019;s investment securities are comprised of a variety of financial instruments.&nbsp;&nbsp;The fair values of the securities are subject to various risks including changes in the interest rate environment and general economic conditions including illiquid conditions in the capital markets.&nbsp;&nbsp;Due to the increased level of these risks and their potential impact on the fair values of the securities, it is possible that the amounts reported in the accompanying financial statements could materially change in the near-term.&nbsp;&nbsp;Any credit-related impairment is included as a component of non-interest income in the consolidated income statements while non-credit-related impairment is charged to other comprehensive income, net of tax.</font> </p> <p><font size="1"> </font></p> </div> </div>
CY2019 us-gaap Variable Lease Cost
VariableLeaseCost
-1000
CY2017 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
23919
CY2018 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
43194
CY2019 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
42811
CY2017 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3735409
CY2018 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3795898
CY2019 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3822393
CY2017 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3711490
CY2018 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3752704
CY2019 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3779582

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