FinVolution Group
xinye.comWhat Do They Do?
Runs an online consumer-finance platform that matches borrowers with institutional funding partners and facilitates consumer and small-business loans in China and overseas markets.
20-F for FY2025, filed Apr 29, 2026We operate a Credit-Tech platform that bridges the credit gap for underserved consumers. Our business is managed through two strategic…View ↗
We strategically focus on serving borrowers of the young generation that is typically more receptive to internet financial services and…View ↗
Our platforms appeal to institutional funding partners by offering a wide spectrum of loan assets. We provide our institutional funding…View ↗
In 2025, the total origination volume of our standard loan products in China amounted to RMB182.0 billion (US$26.0 billion), accounting for…View ↗
Who Are Their Customers?
Consumers and small-business owners apply for loans through its online platforms; institutional funding partners, including banks and other finance companies, fund loans introduced to them.
20-F for FY2025, filed Apr 29, 2026We strategically focus on serving borrowers of the young generation that is typically more receptive to internet financial services and…View ↗
Borrowers in China have the flexibility to conveniently apply for our standard loan products through mobile devices. To initiate the…View ↗
Our platforms appeal to institutional funding partners by offering a wide spectrum of loan assets. We provide our institutional funding…View ↗
Since 2020, all new loans facilitated on our platform in China have been funded by institutional funding partners or our own microloan…View ↗
How Are They Changing?
Expansion into Australia
The older report described online lending in Indonesia and the Philippines; the latest report adds Australia through the acquisition of a licensed lender.
20-F for FY2022, filed Apr 25, 2023 20-F for FY2025, filed Apr 29, 2026While our business primarily focuses on the PRC market, we have also been expanding our business in the overseas markets, including the…View ↗
Australia: In October 2025, we strategically expanded into the Australian market through the acquisition of Fundo, a licensed lender…View ↗
Offline installment loans in Indonesia
The older report described overseas lending through online platforms; the latest report says its Indonesian multi-finance acquisition enables offline consumption finance, including installment loans.
20-F for FY2022, filed Apr 25, 2023 20-F for FY2025, filed Apr 29, 2026While our business primarily focuses on the PRC market, we have also been expanding our business in the overseas markets, including the…View ↗
Indonesia: We provide online lending services in Indonesia under the AdaKami brand. To further diversify, we completed the full acquisition…View ↗
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