Financial Snapshot

Revenue
$84.16M
TTM
Gross Margin
Net Earnings
-$5.660M
TTM
Current Assets
Current Liabilities
$51.08M
Q3 2024
Current Ratio
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$160.8M
Q3 2024
Cash
Q3 2024
P/E
-18.29
Nov 29, 2024 EST
Free Cash Flow
-$2.894M
TTM

Revenues

Revenues

Revenue YoY Change

Revenues

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Revenue $100.9M $80.38M $63.67M $51.68M $49.31M $45.81M $36.80M $32.17M $27.49M $26.56M $25.80M
YoY Change 25.53% 26.24% 23.2% 4.8% 7.66% 24.46% 14.4% 17.04% 3.49% 2.96%

Expenses

Cost Of Revenues

No data

Gross Profit

No data

Gross Profit Margin

No data

Gross Profit

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Revenue $100.9M $80.38M $63.67M $51.68M $49.31M $45.81M $36.80M $32.17M $27.49M $26.56M $25.80M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

No data

Research & Development

No data

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

No data

R&D To Gross Profit Ratio

No data

DDA To Gross Profit Ratio

No data

Operating Expenses Total

No data

Operating Profits/Loss

No data

Operational Expenses

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.600M $2.000M $1.430M $1.380M $1.300M $1.325M $1.200M $1.121M $973.0K $1.129M $1.225M $2.250M $2.130M $2.090M
YoY Change -20.0% 39.86% 3.62% 6.15% -1.89% 10.42% 7.05% 15.21% -13.82% -7.84% -45.56% 5.63% 1.91% 0.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

No data

Other Expense/Income

No data

Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Interest Expense $39.47M $10.52M $5.373M $7.724M $11.45M $9.013M $5.159M $4.770M $4.592M $4.729M $6.000M
YoY Change 275.34% 95.7% -30.44% -32.53% 27.02% 74.7% 8.16% 3.88% -2.9% -21.18%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Pretax Income $2.675M $16.34M $18.17M $13.29M $11.09M $8.680M $6.780M $5.449M -$5.444M $3.408M $2.740M -$3.760M $5.090M -$600.0K
YoY Change -83.63% -10.07% 36.7% 19.86% 27.78% 28.02% 24.43% -200.09% -259.74% 24.38% -172.87% -173.87% -948.33% -154.05%
Income Tax $549.0K $2.847M $3.194M $2.954M $2.077M $1.575M $1.662M $1.457M -$354.0K $740.0K $422.0K -$1.800M $1.200M -$600.0K
% Of Pretax Income 20.52% 17.42% 17.58% 22.22% 18.73% 18.15% 24.51% 26.74% 21.71% 15.4% 23.58%
Net Earnings $2.286M $15.65M $15.42M $10.34M $9.014M $7.105M $5.118M $3.992M -$5.090M $2.668M $2.318M -$1.960M $3.900M $0.00
YoY Change -85.39% 1.47% 49.11% 14.71% 26.87% 38.82% 28.21% -178.43% -290.78% 15.1% -218.27% -150.26% -100.0%
Net Earnings / Revenue 2.27% 19.46% 24.22% 20.01% 18.28% 15.51% 13.91% 12.41% -18.52% 10.05% 8.99%
Basic Earnings Per Share $0.26 $1.71 $1.63 $1.07 $0.92 $0.69 $0.46 $0.33 -$0.42
Diluted Earnings Per Share $0.26 $1.71 $1.63 $1.07 $0.91 $0.68 $0.46 $0.33 -$0.42 $203.8K $177.1K -$149.6K $297.7K $0.00

Assets & Liabilities

Cash & Short-Term Investments

No data

Cash & Equivalents

Cash To Operating Expenses Ratio

No data

Inventory

No data

Receivables

No data

Total Short-Term Assets

No data

Property, Plant And Equipment

Long-Term Investments

No data

Total Long-Term Assets

No data

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

No data

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

No data

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $18.05M $24.79M $27.40M $18.70M $14.30M $15.30M $13.70M $13.50M $12.60M $12.30M $11.40M $12.20M $12.80M $12.80M
YoY Change -27.19% -9.53% 46.52% 30.77% -6.54% 11.68% 1.48% 7.14% 2.44% 7.89% -6.56% -4.69% 0.0%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $13.00M $14.09M
YoY Change -7.74%
Total Long-Term Assets
YoY Change
Total Assets $2.202B $2.042B $1.921B $1.654B $1.307B $1.259B $1.216B $1.010B $936.8M $795.3M $784.5M $771.9M $748.9M $748.9M
YoY Change
Accounts Payable $3.396M $455.0K $400.0K $100.0K $400.0K $500.0K $300.0K $200.0K $300.0K $300.0K $300.0K $300.0K $300.0K $300.0K
YoY Change 646.37% 13.75% 300.0% -75.0% -20.0% 66.67% 50.0% -33.33% 0.0% 0.0% 0.0% 0.0% 0.0%
Accrued Expenses $35.97M $32.34M $29.20M $23.30M $14.40M $8.100M $7.900M $15.20M $7.700M $6.400M $8.200M $7.500M $7.000M $7.000M
YoY Change 11.22% 10.77% 25.32% 61.81% 77.78% 2.53% -48.03% 97.4% 20.31% -21.95% 9.33% 7.14% 0.0%
Deferred Revenue
YoY Change
Short-Term Debt $6.500M $12.00M
YoY Change -45.83%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $39.37M $32.80M $29.60M $23.40M $14.80M $8.600M $8.200M $7.600M $15.40M $8.000M $6.700M $8.500M $7.800M $7.300M
YoY Change 20.03% 10.81% 26.5% 58.11% 72.09% 4.88% 7.89% -50.65% 92.5% 19.4% -21.18% 8.97% 6.85%
Long-Term Debt $320.9M $0.00 $39.30M $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
YoY Change -100.0%
Other Long-Term Liabilities $1.260M $1.376M $1.100M $1.100M $1.100M $1.100M $1.200M $1.000M $900.0K $1.000M $700.0K $500.0K $500.0K $500.0K
YoY Change -8.43% 25.09% 0.0% 0.0% 0.0% -8.33% 20.0% 11.11% -10.0% 42.86% 40.0% 0.0% 0.0%
Total Long-Term Liabilities $322.2M $1.376M $40.40M $1.100M $1.100M $1.100M $1.200M $1.000M $900.0K $1.000M $700.0K $500.0K $500.0K $500.0K
YoY Change 23315.41% -96.59% 3572.73% 0.0% 0.0% -8.33% 20.0% 11.11% -10.0% 42.86% 40.0% 0.0% 0.0%
Total Liabilities $2.038B $1.880B $1.730B $1.468B $1.131B $1.087B $1.039B $820.4M $746.1M $714.3M $705.9M $694.6M $671.6M $671.6M
YoY Change 8.4% 8.69% 17.85% 29.85% 4.05% 4.61% 26.6% 9.96% 4.45% 1.19% 1.63% 3.42% 0.0%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

No data

Treasury Stock Shares

No data

Stock Issuance & Repurchase

Ownership Data

Concept 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Basic Shares Outstanding 8.918M 9.082M 9.134M 9.371M 9.845M 10.33M shares 11.08M shares 12.05M shares 12.17M shares
Diluted Shares Outstanding 8.941M 9.144M 9.229M 9.402M 9.923M 10.43M shares 11.17M shares 12.05M shares 12.17M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Dividends

Stock Price

Market Cap: $103.53 Million

About First Northwest Bancorp

First Northwest Bancorp (Washington) is a bank holding company. The company is headquartered in Port Angeles, Washington and currently employs 270 full-time employees. The company went IPO on 2015-01-30. The firm is engaged in banking activities through its wholly owned subsidiary, First Fed Bank (the Bank), as well as certain non-banking financial activities. Its non-financial investments include several limited partnership investments, including a 33% interest in The Meriwether Group, LLC (MWG), a boutique investment bank focusing on providing entrepreneurs with resources to help them, including equity and debt-raising services along with strategic positioning of business, throughout the United States. First Fed Bank is a community-oriented financial institution. The Bank operates in 18 locations, including twelve full-service branches, three business centers, and three administration centers located in Clallam, Jefferson, King, Kitsap, and Whatcom counties. The company is focused on delivering a full array of financial products and services for individuals, small businesses, and commercial customers.

Industry: Savings Institutions, Not Federally Chartered Peers: Embassy Bancorp, Inc. Finward Bancorp First Savings Financial Group, Inc. MIDDLEFIELD BANC CORP Richmond Mutual Bancorporation, Inc. PNC FINANCIAL SERVICES GROUP, INC.