$FRAF
FRANKLIN FINANCIAL SERVICES CORP /PA/

2022 Q4 Form 10-Q Financial Statement

#000072364622000073 Filed on November 04, 2022

View on sec.gov

Income Statement

Concept 2022 Q4 2022 Q3
Revenue $15.04M
YoY Change 22.26%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development $114.0K
YoY Change 12.87%
% of Gross Profit
Depreciation & Amortization $388.0K $505.0K
YoY Change 43.7% 80.36%
% of Gross Profit
Operating Expenses $114.0K
YoY Change 12.87%
Operating Profit
YoY Change
Interest Expense $980.0K
YoY Change 38.03%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $4.369M $5.526M
YoY Change 3.53% -18.62%
Income Tax $652.0K $895.0K
% Of Pretax Income 14.92% 16.2%
Net Earnings $3.717M $4.631M
YoY Change 1.84% -21.0%
Net Earnings / Revenue 30.79%
Basic Earnings Per Share $1.05
Diluted Earnings Per Share $840.0K $1.050M
COMMON SHARES
Basic Shares Outstanding 4.387M 4.394M
Diluted Shares Outstanding 4.424M

Balance Sheet

Concept 2022 Q4 2022 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $64.90M $210.2M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $30.03M $29.20M
YoY Change 56.47% 61.65%
Goodwill $9.000M $9.016M
YoY Change -0.18% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $15.63M $17.82M
YoY Change 373.64% 394.89%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $1.700B $1.847B
YoY Change -4.18% 6.62%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses $6.144M $6.293M
YoY Change 25.39% 25.86%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $6.144M $6.293M
YoY Change 25.39% 25.86%
LONG-TERM LIABILITIES
Long-Term Debt $19.62M $19.62M
YoY Change 0.12% 0.08%
Other Long-Term Liabilities $8.167M $8.120M
YoY Change 3.38% -24.11%
Total Long-Term Liabilities $27.79M $27.74M
YoY Change 1.05% -8.47%
TOTAL LIABILITIES
Total Short-Term Liabilities $6.144M $6.293M
Total Long-Term Liabilities $27.79M $27.74M
Total Liabilities $1.585B $1.739B
YoY Change -1.94% 10.09%
SHAREHOLDERS EQUITY
Retained Earnings $125.9M $123.6M
YoY Change 7.96% 8.04%
Common Stock $48.25M $48.09M
YoY Change 0.94% 0.9%
Preferred Stock
YoY Change
Treasury Stock (at cost) $8.654M $8.415M
YoY Change 27.34% 19.75%
Treasury Stock Shares $320.6K $315.3K
Shareholders Equity $114.2M $108.2M
YoY Change
Total Liabilities & Shareholders Equity $1.700B $1.847B
YoY Change -4.18% 6.62%

Cashflow Statement

Concept 2022 Q4 2022 Q3
OPERATING ACTIVITIES
Net Income $3.717M $4.631M
YoY Change 1.84% -21.0%
Depreciation, Depletion And Amortization $388.0K $505.0K
YoY Change 43.7% 80.36%
Cash From Operating Activities $7.498M $8.460M
YoY Change 202.34% -28.18%
INVESTING ACTIVITIES
Capital Expenditures $1.211M -$2.423M
YoY Change -184.1% -66.11%
Acquisitions
YoY Change
Other Investing Activities $3.586M -$17.65M
YoY Change -90.11% -68.34%
Cash From Investing Activities $2.375M -$20.07M
YoY Change -93.18% -68.09%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -155.1M 23.50M
YoY Change -498.08% -54.7%
NET CHANGE
Cash From Operating Activities 7.498M 8.460M
Cash From Investing Activities 2.375M -20.07M
Cash From Financing Activities -155.1M 23.50M
Net Change In Cash -145.3M 11.89M
YoY Change -290.48% 1484.93%
FREE CASH FLOW
Cash From Operating Activities $7.498M $8.460M
Capital Expenditures $1.211M -$2.423M
Free Cash Flow $6.287M $10.88M
YoY Change 60.38% -42.51%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
dei Amendment Flag
AmendmentFlag
false
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2022
dei Entity Central Index Key
EntityCentralIndexKey
0000723646
dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
dei Entity Interactive Data Current
EntityInteractiveDataCurrent
Yes
CY2021Q3 fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
CY2021Q4 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2022Q3 us-gaap Commitments And Contingencies
CommitmentsAndContingencies
CY2021Q3 us-gaap Debt Securities Available For Sale Realized Gain
DebtSecuritiesAvailableForSaleRealizedGain
us-gaap Debt Securities Available For Sale Realized Gain
DebtSecuritiesAvailableForSaleRealizedGain
CY2022Q3 us-gaap Debt Securities Available For Sale Realized Gain
DebtSecuritiesAvailableForSaleRealizedGain
CY2021Q3 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
CY2021Q3 us-gaap Debt Securities Available For Sale Realized Loss
DebtSecuritiesAvailableForSaleRealizedLoss
CY2022Q3 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
CY2021Q4 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
CY2022Q3 us-gaap Preferred Stock No Par Value
PreferredStockNoParValue
CY2021Q4 us-gaap Preferred Stock Value
PreferredStockValue
CY2022Q3 us-gaap Preferred Stock Value
PreferredStockValue
CY2021Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
dei Document Type
DocumentType
10-Q
dei Document Quarterly Report
DocumentQuarterlyReport
true
dei Document Period End Date
DocumentPeriodEndDate
2022-09-30
dei Document Transition Report
DocumentTransitionReport
false
dei Entity File Number
EntityFileNumber
001-38884
dei Entity Registrant Name
EntityRegistrantName
FRANKLIN FINANCIAL SERVICES CORPORATION
dei Entity Incorporation State Country Code
EntityIncorporationStateCountryCode
PA
dei Entity Tax Identification Number
EntityTaxIdentificationNumber
25-1440803
dei Entity Address Address Line1
EntityAddressAddressLine1
1500 Nitterhouse Drive
dei Entity Address City Or Town
EntityAddressCityOrTown
Chambersburg
dei Entity Address State Or Province
EntityAddressStateOrProvince
PA
dei Entity Address Postal Zip Code
EntityAddressPostalZipCode
17201-0819
dei City Area Code
CityAreaCode
717
dei Local Phone Number
LocalPhoneNumber
264-6116
dei Security12b Title
Security12bTitle
Common stock
dei Trading Symbol
TradingSymbol
FRAF
dei Security Exchange Name
SecurityExchangeName
NASDAQ
dei Entity Filer Category
EntityFilerCategory
Non-accelerated Filer
dei Entity Small Business
EntitySmallBusiness
true
dei Entity Emerging Growth Company
EntityEmergingGrowthCompany
false
dei Entity Shell Company
EntityShellCompany
false
CY2022Q4 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
4387060
CY2022Q3 us-gaap Cash And Due From Banks
CashAndDueFromBanks
24274000
CY2021Q4 us-gaap Cash And Due From Banks
CashAndDueFromBanks
10463000
CY2022Q3 fraf Short Term Interest Bearing Deposits In Banks And Other Financial Institutions
ShortTermInterestBearingDepositsInBanksAndOtherFinancialInstitutions
185882000
CY2021Q4 fraf Short Term Interest Bearing Deposits In Banks And Other Financial Institutions
ShortTermInterestBearingDepositsInBanksAndOtherFinancialInstitutions
164686000
CY2022Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
210156000
CY2021Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
175149000
CY2022Q3 fraf Long Term Interest Bearing Deposits In Banks And Other Financial Institutions
LongTermInterestBearingDepositsInBanksAndOtherFinancialInstitutions
12476000
CY2021Q4 fraf Long Term Interest Bearing Deposits In Banks And Other Financial Institutions
LongTermInterestBearingDepositsInBanksAndOtherFinancialInstitutions
10492000
CY2022Q3 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
492032000
CY2021Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
529811000
CY2022Q3 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
435000
CY2021Q4 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
481000
CY2022Q3 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
644000
CY2021Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
495000
CY2022Q3 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
2349000
CY2021Q4 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
2827000
CY2022Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1048507000
CY2021Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
998812000
CY2022Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
14989000
CY2021Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15066000
CY2022Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
1033518000
CY2021Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
983746000
CY2022Q3 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
29198000
CY2021Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
19190000
CY2022Q3 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
6170000
CY2021Q4 us-gaap Operating Lease Right Of Use Asset
OperatingLeaseRightOfUseAsset
4759000
CY2022Q3 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
22200000
CY2021Q4 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
21874000
CY2022Q3 us-gaap Goodwill
Goodwill
9016000
CY2021Q4 us-gaap Goodwill
Goodwill
9016000
CY2022Q3 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
17816000
CY2021Q4 us-gaap Deferred Income Tax Assets Net
DeferredIncomeTaxAssetsNet
3314000
CY2022Q3 us-gaap Other Assets
OtherAssets
11152000
CY2021Q4 us-gaap Other Assets
OtherAssets
12652000
CY2022Q3 us-gaap Assets
Assets
1847162000
CY2021Q4 us-gaap Assets
Assets
1773806000
CY2022Q3 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
317719000
CY2021Q4 us-gaap Noninterest Bearing Deposit Liabilities Domestic
NoninterestBearingDepositLiabilitiesDomestic
298403000
CY2022Q3 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1327406000
CY2021Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1211703000
CY2022Q3 us-gaap Time Deposits
TimeDeposits
59858000
CY2021Q4 us-gaap Time Deposits
TimeDeposits
74253000
CY2022Q3 us-gaap Deposits
Deposits
1704983000
CY2021Q4 us-gaap Deposits
Deposits
1584359000
CY2022Q3 us-gaap Notes Payable
NotesPayable
19615000
CY2021Q4 us-gaap Notes Payable
NotesPayable
19588000
CY2022Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
6293000
CY2021Q4 us-gaap Operating Lease Liability
OperatingLeaseLiability
4857000
CY2022Q3 us-gaap Other Liabilities
OtherLiabilities
8120000
CY2021Q4 us-gaap Other Liabilities
OtherLiabilities
7937000
CY2022Q3 us-gaap Liabilities
Liabilities
1739011000
CY2021Q4 us-gaap Liabilities
Liabilities
1616741000
CY2021Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
1
CY2022Q3 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
1
CY2021Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
15000000
CY2022Q3 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
15000000
CY2022Q3 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
4710972
CY2022Q3 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
4395650
CY2021Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
4710972
CY2021Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
4441443
CY2022Q3 us-gaap Common Stock Value
CommonStockValue
4711000
CY2021Q4 us-gaap Common Stock Value
CommonStockValue
4711000
CY2021Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000
CY2022Q3 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000
CY2021Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2022Q3 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0
CY2021Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2022Q3 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0
CY2022Q3 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
43377000
CY2021Q4 us-gaap Additional Paid In Capital Common Stock
AdditionalPaidInCapitalCommonStock
43085000
CY2022Q3 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
123579000
CY2021Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
116612000
CY2022Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-55101000
CY2021Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-547000
CY2022Q3 us-gaap Treasury Stock Shares
TreasuryStockShares
315322
CY2021Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
269529
CY2022Q3 us-gaap Treasury Stock Value
TreasuryStockValue
8415000
CY2021Q4 us-gaap Treasury Stock Value
TreasuryStockValue
6796000
CY2022Q3 us-gaap Stockholders Equity
StockholdersEquity
108151000
CY2021Q4 us-gaap Stockholders Equity
StockholdersEquity
157065000
CY2022Q3 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1847162000
CY2021Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
1773806000
CY2022Q3 us-gaap Interest And Fee Income Loans And Leases Held In Portfolio
InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
10767000
CY2021Q3 us-gaap Interest And Fee Income Loans And Leases Held In Portfolio
InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
9805000
us-gaap Interest And Fee Income Loans And Leases Held In Portfolio
InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
29589000
us-gaap Interest And Fee Income Loans And Leases Held In Portfolio
InterestAndFeeIncomeLoansAndLeasesHeldInPortfolio
28373000
CY2022Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
2728000
CY2021Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1906000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
6739000
us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
5284000
CY2022Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
521000
CY2021Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
526000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1570000
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1588000
CY2022Q3 us-gaap Dividend Income Operating
DividendIncomeOperating
5000
CY2021Q3 us-gaap Dividend Income Operating
DividendIncomeOperating
1000
us-gaap Dividend Income Operating
DividendIncomeOperating
14000
us-gaap Dividend Income Operating
DividendIncomeOperating
17000
CY2022Q3 us-gaap Interest Income Domestic Deposits
InterestIncomeDomesticDeposits
1022000
CY2021Q3 us-gaap Interest Income Domestic Deposits
InterestIncomeDomesticDeposits
66000
us-gaap Interest Income Domestic Deposits
InterestIncomeDomesticDeposits
1542000
us-gaap Interest Income Domestic Deposits
InterestIncomeDomesticDeposits
178000
CY2022Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
15043000
CY2021Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
12304000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
39454000
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
35440000
CY2022Q3 us-gaap Interest Expense Domestic Deposit Liabilities
InterestExpenseDomesticDepositLiabilities
717000
CY2021Q3 us-gaap Interest Expense Domestic Deposit Liabilities
InterestExpenseDomesticDepositLiabilities
447000
us-gaap Interest Expense Domestic Deposit Liabilities
InterestExpenseDomesticDepositLiabilities
1684000
us-gaap Interest Expense Domestic Deposit Liabilities
InterestExpenseDomesticDepositLiabilities
1390000
CY2022Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
263000
CY2021Q3 us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
263000
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
787000
us-gaap Interest Expense Long Term Debt
InterestExpenseLongTermDebt
788000
CY2022Q3 us-gaap Interest Expense
InterestExpense
980000
CY2021Q3 us-gaap Interest Expense
InterestExpense
710000
us-gaap Interest Expense
InterestExpense
2471000
us-gaap Interest Expense
InterestExpense
2178000
CY2022Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
14063000
CY2021Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
11594000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
36983000
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
33262000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-1900000
CY2022Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
14063000
CY2021Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
11594000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
36983000
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
35162000
CY2022Q3 us-gaap Investment Banking Revenue
InvestmentBankingRevenue
1661000
CY2021Q3 us-gaap Investment Banking Revenue
InvestmentBankingRevenue
1740000
us-gaap Investment Banking Revenue
InvestmentBankingRevenue
5407000
us-gaap Investment Banking Revenue
InvestmentBankingRevenue
5282000
CY2022Q3 fraf Loan Service Charges
LoanServiceCharges
177000
CY2021Q3 fraf Loan Service Charges
LoanServiceCharges
224000
fraf Loan Service Charges
LoanServiceCharges
533000
fraf Loan Service Charges
LoanServiceCharges
647000
CY2022Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
183000
CY2021Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
529000
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
692000
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
1866000
CY2022Q3 fraf Deposit Service Charges And Fees
DepositServiceChargesAndFees
629000
CY2021Q3 fraf Deposit Service Charges And Fees
DepositServiceChargesAndFees
674000
fraf Deposit Service Charges And Fees
DepositServiceChargesAndFees
1885000
fraf Deposit Service Charges And Fees
DepositServiceChargesAndFees
1613000
CY2022Q3 fraf Other Service Charges And Fees
OtherServiceChargesAndFees
443000
CY2021Q3 fraf Other Service Charges And Fees
OtherServiceChargesAndFees
397000
fraf Other Service Charges And Fees
OtherServiceChargesAndFees
1293000
fraf Other Service Charges And Fees
OtherServiceChargesAndFees
1214000
CY2022Q3 fraf Debit Card Income
DebitCardIncome
497000
CY2021Q3 fraf Debit Card Income
DebitCardIncome
550000
fraf Debit Card Income
DebitCardIncome
1393000
fraf Debit Card Income
DebitCardIncome
1642000
CY2022Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
109000
CY2021Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
109000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
326000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
336000
CY2021Q3 us-gaap Premiums Earned Net
PremiumsEarnedNet
147000
us-gaap Premiums Earned Net
PremiumsEarnedNet
147000
CY2022Q3 us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
-15000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
-34000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
91000
CY2022Q3 fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
-61000
CY2021Q3 fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
-9000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
-46000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
83000
CY2021Q3 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
1776000
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
1776000
CY2022Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
40000
CY2021Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
45000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
190000
us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
202000
CY2022Q3 us-gaap Noninterest Income
NoninterestIncome
3663000
CY2021Q3 us-gaap Noninterest Income
NoninterestIncome
6182000
us-gaap Noninterest Income
NoninterestIncome
11639000
us-gaap Noninterest Income
NoninterestIncome
14899000
CY2022Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
7089000
CY2021Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5958000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
20500000
us-gaap Labor And Related Expense
LaborAndRelatedExpense
17861000
CY2022Q3 us-gaap Occupancy Net
OccupancyNet
1124000
CY2021Q3 us-gaap Occupancy Net
OccupancyNet
908000
us-gaap Occupancy Net
OccupancyNet
3077000
us-gaap Occupancy Net
OccupancyNet
2675000
CY2022Q3 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
433000
CY2021Q3 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
413000
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
1391000
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
1153000
CY2022Q3 us-gaap Professional Fees
ProfessionalFees
581000
CY2021Q3 us-gaap Professional Fees
ProfessionalFees
579000
us-gaap Professional Fees
ProfessionalFees
1580000
us-gaap Professional Fees
ProfessionalFees
1552000
CY2022Q3 fraf Data Processing
DataProcessing
1146000
CY2021Q3 fraf Data Processing
DataProcessing
1040000
fraf Data Processing
DataProcessing
3544000
fraf Data Processing
DataProcessing
2857000
CY2022Q3 us-gaap Taxes Other
TaxesOther
335000
CY2021Q3 us-gaap Taxes Other
TaxesOther
308000
us-gaap Taxes Other
TaxesOther
813000
us-gaap Taxes Other
TaxesOther
708000
CY2022Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
197000
CY2021Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
181000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
550000
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
563000
CY2022Q3 fraf Atm Debit Card Processing
AtmDebitCardProcessing
359000
CY2021Q3 fraf Atm Debit Card Processing
AtmDebitCardProcessing
342000
fraf Atm Debit Card Processing
AtmDebitCardProcessing
1065000
fraf Atm Debit Card Processing
AtmDebitCardProcessing
967000
CY2022Q3 us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
114000
CY2021Q3 us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
101000
us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
313000
us-gaap Communications And Information Technology
CommunicationsAndInformationTechnology
314000
CY2022Q3 fraf Nonservice Pension
NonservicePension
69000
CY2021Q3 fraf Nonservice Pension
NonservicePension
257000
fraf Nonservice Pension
NonservicePension
207000
fraf Nonservice Pension
NonservicePension
651000
CY2022Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
753000
CY2021Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
899000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
2456000
us-gaap Other Noninterest Expense
OtherNoninterestExpense
1964000
CY2022Q3 us-gaap Noninterest Expense
NoninterestExpense
12200000
CY2021Q3 us-gaap Noninterest Expense
NoninterestExpense
10986000
us-gaap Noninterest Expense
NoninterestExpense
35496000
us-gaap Noninterest Expense
NoninterestExpense
31265000
CY2022Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
5526000
CY2021Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
6790000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
13126000
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
18796000
CY2022Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
895000
CY2021Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
928000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
1905000
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2833000
CY2022Q3 us-gaap Net Income Loss
NetIncomeLoss
4631000
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
5862000
us-gaap Net Income Loss
NetIncomeLoss
11221000
us-gaap Net Income Loss
NetIncomeLoss
15963000
CY2022Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.05
CY2021Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.32
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.53
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.61
CY2022Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.05
CY2021Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.31
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.52
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
3.60
CY2022Q3 us-gaap Net Income Loss
NetIncomeLoss
4631000
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
5862000
us-gaap Net Income Loss
NetIncomeLoss
11221000
us-gaap Net Income Loss
NetIncomeLoss
15963000
CY2022Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-20409000
CY2021Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-3819000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-69090000
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-6698000
CY2022Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-15000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
-34000
us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax
91000
CY2022Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
-20394000
CY2021Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
-3819000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
-69056000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Before Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentBeforeTaxPortionAttributableToParent
-6789000
CY2022Q3 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
-4283000
CY2021Q3 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
-802000
us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
-14502000
us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
-1426000
CY2022Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-16111000
CY2021Q3 us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-3017000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-54554000
us-gaap Other Comprehensive Income Availableforsale Securities Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent
-5363000
CY2022Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-16111000
CY2021Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-3017000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-54554000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-5363000
CY2022Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-11480000
CY2021Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
2845000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
-43333000
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
10600000
CY2022Q2 us-gaap Stockholders Equity
StockholdersEquity
121797000
CY2022Q3 us-gaap Net Income Loss
NetIncomeLoss
4631000
CY2022Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-16111000
CY2022Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.32
CY2022Q3 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1406000
CY2022Q3 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
1202000
CY2022Q3 us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
295000
CY2022Q3 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
16000
CY2022Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
131000
CY2022Q3 us-gaap Stockholders Equity
StockholdersEquity
108151000
CY2021Q4 us-gaap Stockholders Equity
StockholdersEquity
157065000
us-gaap Net Income Loss
NetIncomeLoss
11221000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-54554000
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.96
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
4254000
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
2664000
us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
942000
us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
43000
us-gaap Stock Issued During Period Value Share Based Compensation Gross
StockIssuedDuringPeriodValueShareBasedCompensationGross
352000
CY2022Q3 us-gaap Stockholders Equity
StockholdersEquity
108151000
CY2021Q2 us-gaap Stockholders Equity
StockholdersEquity
151156000
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
5862000
CY2021Q3 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-3017000
CY2021Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.32
CY2021Q3 us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
1414000
CY2021Q3 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
387000
CY2021Q3 us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
587000
CY2021Q3 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
5000
CY2021Q3 us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
46000
CY2021Q3 us-gaap Stockholders Equity
StockholdersEquity
152838000
CY2020Q4 us-gaap Stockholders Equity
StockholdersEquity
145176000
us-gaap Net Income Loss
NetIncomeLoss
15963000
us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
-5363000
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.93
us-gaap Dividends Common Stock Cash
DividendsCommonStockCash
4105000
us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
1105000
us-gaap Stock Issued During Period Value Dividend Reinvestment Plan
StockIssuedDuringPeriodValueDividendReinvestmentPlan
2011000
us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
100000
us-gaap Adjustments To Additional Paid In Capital Sharebased Compensation Requisite Service Period Recognition Value
AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue
161000
CY2021Q3 us-gaap Stockholders Equity
StockholdersEquity
152838000
us-gaap Net Income Loss
NetIncomeLoss
11221000
us-gaap Net Income Loss
NetIncomeLoss
15963000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
1049000
us-gaap Depreciation And Amortization
DepreciationAndAmortization
925000
fraf Net Amortization Of Loans And Investment Securities
NetAmortizationOfLoansAndInvestmentSecurities
3207000
fraf Net Amortization Of Loans And Investment Securities
NetAmortizationOfLoansAndInvestmentSecurities
503000
fraf Amortization Of Subordinate Debt Issuance Costs
AmortizationOfSubordinateDebtIssuanceCosts
27000
fraf Amortization Of Subordinate Debt Issuance Costs
AmortizationOfSubordinateDebtIssuanceCosts
26000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-1900000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
-46000
fraf Change In Fair Value Of Equity Securities
ChangeInFairValueOfEquitySecurities
83000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
-34000
us-gaap Debt And Equity Securities Gain Loss
DebtAndEquitySecuritiesGainLoss
91000
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
40342000
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
81204000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
41512000
us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
88402000
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
692000
us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
1866000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
326000
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
336000
fraf Decrease Increase In Fair Value Of Derivative
DecreaseIncreaseInFairValueOfDerivative
-17000
fraf Decrease Increase In Fair Value Of Derivative
DecreaseIncreaseInFairValueOfDerivative
-20000
us-gaap Share Based Compensation
ShareBasedCompensation
352000
us-gaap Share Based Compensation
ShareBasedCompensation
161000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-1679000
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-4184000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-4000
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-647000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
17746000
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
23870000
us-gaap Proceeds From Payments For In Interest Bearing Deposits In Banks
ProceedsFromPaymentsForInInterestBearingDepositsInBanks
-1984000
us-gaap Proceeds From Payments For In Interest Bearing Deposits In Banks
ProceedsFromPaymentsForInInterestBearingDepositsInBanks
1999000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
1082000
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
16060000
fraf Proceeds From Maturities And Pay Downs Of Securities Available For Sale
ProceedsFromMaturitiesAndPayDownsOfSecuritiesAvailableForSale
31013000
fraf Proceeds From Maturities And Pay Downs Of Securities Available For Sale
ProceedsFromMaturitiesAndPayDownsOfSecuritiesAvailableForSale
27057000
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
66499000
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
200913000
us-gaap Increase Decrease Of Restricted Investments
IncreaseDecreaseOfRestrictedInvestments
149000
us-gaap Increase Decrease Of Restricted Investments
IncreaseDecreaseOfRestrictedInvestments
27000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
49886000
us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
6240000
us-gaap Proceeds From Life Insurance Policies
ProceedsFromLifeInsurancePolicies
685000
us-gaap Payments For Proceeds From Productive Assets
PaymentsForProceedsFromProductiveAssets
11007000
us-gaap Payments For Proceeds From Productive Assets
PaymentsForProceedsFromProductiveAssets
7367000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-97430000
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-168746000
fraf Net Increase In Demand Deposits Interest Bearing Checking And Savings Accounts
NetIncreaseInDemandDepositsInterestBearingCheckingAndSavingsAccounts
135019000
fraf Net Increase In Demand Deposits Interest Bearing Checking And Savings Accounts
NetIncreaseInDemandDepositsInterestBearingCheckingAndSavingsAccounts
195443000
us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
-14395000
us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
-5721000
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
4254000
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
4105000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
2664000
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1105000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
43000
us-gaap Proceeds From Stock Options Exercised
ProceedsFromStockOptionsExercised
100000
fraf Proceeds To Stock Plans
ProceedsToStockPlans
942000
fraf Proceeds To Stock Plans
ProceedsToStockPlans
2011000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
114691000
us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
186623000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
35007000
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
41747000
CY2021Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
175149000
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
57146000
CY2022Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
210156000
CY2021Q3 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
98893000
us-gaap Interest Paid Net
InterestPaidNet
2208000
us-gaap Interest Paid Net
InterestPaidNet
2268000
us-gaap Income Taxes Paid
IncomeTaxesPaid
58000
us-gaap Income Taxes Paid
IncomeTaxesPaid
1872000
fraf Recognition Of Operating Lease Right Of Use Asset
RecognitionOfOperatingLeaseRightOfUseAsset
1867000
CY2022Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4401000
CY2021Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4441000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4432000
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
4421000
CY2022Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
23000
CY2021Q3 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
26000
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
21000
us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
19000
CY2022Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4424000
CY2021Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4467000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4453000
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
4440000
CY2022Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
29000
CY2021Q3 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
30000
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
30000
us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
31000
CY2022Q3 us-gaap Net Income Loss
NetIncomeLoss
4631000
CY2021Q3 us-gaap Net Income Loss
NetIncomeLoss
5862000
us-gaap Net Income Loss
NetIncomeLoss
11221000
us-gaap Net Income Loss
NetIncomeLoss
15963000
CY2022Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.05
CY2021Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.32
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.53
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.61
CY2022Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.05
CY2021Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.31
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.52
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
3.60
CY2022Q3 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-55101000
CY2021Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
-547000
CY2022Q3 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
556994000
CY2022Q3 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
64000
CY2022Q3 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
65026000
CY2022Q3 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
492032000
CY2021Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
525717000
CY2021Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
8760000
CY2021Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
4666000
CY2021Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
529811000
fraf Number Of Investments In Single Issuer Exceeding Benchmark
NumberOfInvestmentsInSingleIssuerExceedingBenchmark
0
fraf Percent Of Shareholders Equity Benchmark For Investments In Single Issuers
PercentOfShareholdersEquityBenchmarkForInvestmentsInSingleIssuers
0.10
CY2022Q3 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
556994000
CY2022Q3 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
492032000
CY2022Q3 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
1000000
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
1082000
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
16060000
us-gaap Debt Securities Available For Sale Realized Gain
DebtSecuritiesAvailableForSaleRealizedGain
169000
CY2022Q3 us-gaap Debt Securities Available For Sale Realized Loss
DebtSecuritiesAvailableForSaleRealizedLoss
15000
us-gaap Debt Securities Available For Sale Realized Loss
DebtSecuritiesAvailableForSaleRealizedLoss
34000
us-gaap Debt Securities Available For Sale Realized Loss
DebtSecuritiesAvailableForSaleRealizedLoss
78000
CY2022Q3 us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-15000
us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
-34000
us-gaap Debt Securities Available For Sale Realized Gain Loss
DebtSecuritiesAvailableForSaleRealizedGainLoss
91000
CY2022Q3 fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
3000
fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
7000
fraf Available For Sale Securities Net Realized Gain Loss Tax Provision Benefit
AvailableForSaleSecuritiesNetRealizedGainLossTaxProvisionBenefit
-19000
CY2022Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position Number Of Positions
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
599
CY2022Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
475400000
CY2022Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
65000000.0
CY2022Q3 fraf Debt Securities Available For Sale Unrealized Loss Position Increase Over Prior Year
DebtSecuritiesAvailableForSaleUnrealizedLossPositionIncreaseOverPriorYear
60100000
fraf Number Of Bond Issuers
NumberOfBondIssuers
201
fraf General Obligation Bonds
GeneralObligationBonds
0.64
fraf Number Of Bonds Below Investment Grade
NumberOfBondsBelowInvestmentGrade
0
CY2022Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
277785000
CY2022Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
31605000
CY2022Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Number Of Positions
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions
414
CY2022Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
197570000
CY2022Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
33421000
CY2022Q3 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Number Of Positions
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions
185
CY2022Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
475355000
CY2022Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
65026000
CY2022Q3 us-gaap Debt Securities Available For Sale Unrealized Loss Position Number Of Positions
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
599
CY2021Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months
236472000
CY2021Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss
3624000
CY2021Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Number Of Positions
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions
187
CY2021Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger
35053000
CY2021Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
1042000
CY2021Q4 us-gaap Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Number Of Positions
DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions
40
CY2021Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position
DebtSecuritiesAvailableForSaleUnrealizedLossPosition
271525000
CY2021Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss
DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss
4666000
CY2021Q4 us-gaap Debt Securities Available For Sale Unrealized Loss Position Number Of Positions
DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
227
CY2021Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
129000
CY2021Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
257000
CY2020Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
272000
us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Reductions Change In Status
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsChangeInStatus
257000
us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Reductions Change In Status
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsChangeInStatus
15000
CY2021Q3 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
257000
CY2022Q3 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
435000
CY2021Q4 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
481000
fraf Ppp Program Guarantee Percentage
PppProgramGuaranteePercentage
1
fraf Ppp Program Interest Rate
PppProgramInterestRate
0.0100
fraf Ppp Program Guarantee Percentage
PppProgramGuaranteePercentage
1
CY2022Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1048507000
CY2021Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
998812000
CY2022Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
14989000
CY2021Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15066000
CY2022Q3 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
1033518000
CY2021Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
983746000
CY2022Q3 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
2013000
CY2021Q4 us-gaap Deferred Finance Costs Net
DeferredFinanceCostsNet
1289000
CY2022Q3 us-gaap Notes Receivable Gross
NotesReceivableGross
696069000
CY2021Q4 us-gaap Notes Receivable Gross
NotesReceivableGross
660281000
CY2022Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
15015000
CY2022Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
39000
CY2022Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
13000
CY2022Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
14989000
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
15066000
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
168000
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
91000
CY2022Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
14989000
CY2021Q2 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
15055000
CY2021Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
440000
CY2021Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
15366000
CY2020Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
16789000
us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
214000
us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
691000
us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
-1900000
CY2021Q3 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
15366000
CY2022Q3 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
9652000
CY2022Q3 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
1038855000
CY2022Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1048507000
CY2022Q3 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
415000
CY2022Q3 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
14574000
CY2022Q3 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
14989000
CY2021Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
11605000
CY2021Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
987207000
CY2021Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
998812000
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
698000
CY2021Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
14368000
CY2021Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15066000
CY2022Q3 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
4356000
CY2022Q3 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
4356000
CY2022Q3 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
5296000
CY2022Q3 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
5796000
CY2022Q3 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
415000
CY2021Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
6027000
CY2021Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
6795000
CY2021Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
5578000
CY2021Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
5764000
CY2021Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
698000
CY2022Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
9717000
CY2022Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
52000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
10358000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
448000
CY2021Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
16541000
CY2021Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
130000
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
16951000
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
334000
CY2022Q3 fraf Loan Deferral Or Modification Granted Amount
LoanDeferralOrModificationGrantedAmount
38000
CY2021Q4 fraf Loan Deferral Or Modification Granted Amount
LoanDeferralOrModificationGrantedAmount
157000
CY2022Q3 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
5586000
CY2022Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1048507000
CY2021Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
7384000
CY2021Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
998812000
CY2022Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
1048507000
CY2021Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
998812000
CY2022Q3 fraf Financing Receivable Modifications Number Of Contracts3
FinancingReceivableModificationsNumberOfContracts3
13
CY2022Q3 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
4355000
CY2021Q4 fraf Financing Receivable Modifications Number Of Contracts3
FinancingReceivableModificationsNumberOfContracts3
17
CY2021Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
5564000
CY2022Q3 us-gaap Operating Lease Cost
OperatingLeaseCost
193000
CY2021Q3 us-gaap Operating Lease Cost
OperatingLeaseCost
174000
us-gaap Operating Lease Cost
OperatingLeaseCost
566000
us-gaap Operating Lease Cost
OperatingLeaseCost
522000
CY2022Q3 us-gaap Short Term Lease Cost
ShortTermLeaseCost
44000
CY2021Q3 us-gaap Short Term Lease Cost
ShortTermLeaseCost
95000
us-gaap Short Term Lease Cost
ShortTermLeaseCost
296000
us-gaap Short Term Lease Cost
ShortTermLeaseCost
95000
CY2022Q3 us-gaap Variable Lease Cost
VariableLeaseCost
40000
CY2021Q3 us-gaap Variable Lease Cost
VariableLeaseCost
25000
us-gaap Variable Lease Cost
VariableLeaseCost
95000
us-gaap Variable Lease Cost
VariableLeaseCost
74000
CY2022Q3 us-gaap Lease Cost
LeaseCost
277000
CY2021Q3 us-gaap Lease Cost
LeaseCost
294000
us-gaap Lease Cost
LeaseCost
957000
us-gaap Lease Cost
LeaseCost
691000
us-gaap Operating Lease Payments
OperatingLeasePayments
550000
us-gaap Operating Lease Payments
OperatingLeasePayments
491000
CY2022Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P12Y1M6D
CY2022Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P12Y1M6D
CY2021Q3 us-gaap Operating Lease Weighted Average Remaining Lease Term1
OperatingLeaseWeightedAverageRemainingLeaseTerm1
P11Y2M12D
CY2022Q3 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0335
CY2021Q3 us-gaap Operating Lease Weighted Average Discount Rate Percent
OperatingLeaseWeightedAverageDiscountRatePercent
0.0336
CY2022Q3 us-gaap Lessee Operating Lease Liability Payments Remainder Of Fiscal Year
LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear
201000
CY2022Q3 us-gaap Lessee Operating Lease Liability Payments Due Next Twelve Months
LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths
818000
CY2022Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Two
LesseeOperatingLeaseLiabilityPaymentsDueYearTwo
803000
CY2022Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Three
LesseeOperatingLeaseLiabilityPaymentsDueYearThree
752000
CY2022Q3 us-gaap Lessee Operating Lease Liability Payments Due Year Four
LesseeOperatingLeaseLiabilityPaymentsDueYearFour
650000
CY2022Q3 us-gaap Lessee Operating Lease Liability Payments Due After Year Five
LesseeOperatingLeaseLiabilityPaymentsDueAfterYearFive
4591000
CY2022Q3 us-gaap Lessee Operating Lease Liability Payments Due
LesseeOperatingLeaseLiabilityPaymentsDue
7815000
CY2022Q3 us-gaap Lessee Operating Lease Liability Undiscounted Excess Amount
LesseeOperatingLeaseLiabilityUndiscountedExcessAmount
1522000
CY2022Q3 us-gaap Operating Lease Liability
OperatingLeaseLiability
6293000
CY2021Q4 us-gaap Other Real Estate
OtherRealEstate
0
CY2022Q3 us-gaap Other Real Estate
OtherRealEstate
0
CY2022Q3 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
4000
CY2022Q3 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
86000
CY2021Q3 us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
107000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
257000
us-gaap Defined Benefit Plan Service Cost
DefinedBenefitPlanServiceCost
312000
CY2022Q3 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
168000
CY2021Q3 us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
96000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
504000
us-gaap Defined Benefit Plan Interest Cost
DefinedBenefitPlanInterestCost
279000
CY2022Q3 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
249000
CY2021Q3 us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
280000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
746000
us-gaap Defined Benefit Plan Expected Return On Plan Assets
DefinedBenefitPlanExpectedReturnOnPlanAssets
834000
CY2021Q3 us-gaap Defined Benefit Plan Recognized Net Gain Loss Due To Settlements1
DefinedBenefitPlanRecognizedNetGainLossDueToSettlements1
-158000
us-gaap Defined Benefit Plan Recognized Net Gain Loss Due To Settlements1
DefinedBenefitPlanRecognizedNetGainLossDueToSettlements1
-356000
CY2022Q3 fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-150000
CY2021Q3 fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-283000
fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-449000
fraf Defined Benefit Plan Recognized Net Actuarial Gain Loss
DefinedBenefitPlanRecognizedNetActuarialGainLoss
-850000
CY2022Q3 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
155000
CY2021Q3 us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
364000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
464000
us-gaap Defined Benefit Plan Net Periodic Benefit Cost
DefinedBenefitPlanNetPeriodicBenefitCost
963000
CY2022Q3 fraf Charge Offs On Impaired Loans
ChargeOffsOnImpairedLoans
0
CY2022Q3 us-gaap Derivative Liabilities
DerivativeLiabilities
4000
CY2021Q4 us-gaap Derivative Liabilities
DerivativeLiabilities
21000
CY2022Q3 us-gaap Liabilities Fair Value Disclosure
LiabilitiesFairValueDisclosure
0
CY2022Q3 us-gaap Deferred Finance Costs Gross
DeferredFinanceCostsGross
385000000
fraf Debt Instrument Redemption Period
DebtInstrumentRedemptionPeriod
P5Y
fraf Capital Ratios Basel Iii Capital Conservation Buffer Year Three
CapitalRatiosBaselIiiCapitalConservationBufferYearThree
0.025
fraf Capital Ratios Basel Iii Capital Conservation Buffer Year Three
CapitalRatiosBaselIiiCapitalConservationBufferYearThree
0.025
CY2021 fraf Community Bank Leverage Ratio Minimum
CommunityBankLeverageRatioMinimum
0.09
fraf Consolidated Asset Limit On Small Bank Holding Companies
ConsolidatedAssetLimitOnSmallBankHoldingCompanies
3000000000.0
fraf Estate Management Services Fees Recognition Period
EstateManagementServicesFeesRecognitionPeriod
P18M
CY2018Q2 fraf Off Balance Sheet Reserves
OffBalanceSheetReserves
2400000
CY2020Q1 fraf Letters Of Credit Cancelled
LettersOfCreditCancelled
250000
CY2021Q3 fraf Letters Of Credit Cancelled
LettersOfCreditCancelled
636000
fraf Off Balance Sheet Reserves
OffBalanceSheetReserves
1500000
us-gaap Reclassifications
Reclassifications
<span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: bold;margin: 0;padding: 0;">Note 16. Reclassification</span><p dir="ltr" style="font-family: 'Times New Roman', 'serif';font-size: 11pt;line-height: 108%;margin-bottom: 0;margin-left: 0;margin-right: 0;margin-top: 0;text-align: justify;text-indent: 0.25in;"><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 11pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">Certain prior period amounts may have been reclassified to conform to the current year presentation. Such reclassifications did not affect prior year net income or shareholders’ equity</span><span style="white-space:pre-wrap; font-family: 'Times New Roman', 'serif';font-size: 9pt;font-style: normal;font-weight: normal;margin: 0;padding: 0;">.</span></p>

Files In Submission

Name View Source Status
0000723646-22-000073-index-headers.html Edgar Link pending
0000723646-22-000073-index.html Edgar Link pending
0000723646-22-000073.txt Edgar Link pending
0000723646-22-000073-xbrl.zip Edgar Link pending
Financial_Report.xlsx Edgar Link pending
fraf-20220930.xsd Edgar Link pending
fraf-20220930x10q.htm Edgar Link pending
fraf-20220930xex31_1.htm Edgar Link pending
fraf-20220930xex31_2.htm Edgar Link pending
fraf-20220930xex32_1.htm Edgar Link pending
fraf-20220930xex32_2.htm Edgar Link pending
MetaLinks.json Edgar Link pending
R1.htm Edgar Link pending
R10.htm Edgar Link pending
R11.htm Edgar Link pending
R12.htm Edgar Link pending
R13.htm Edgar Link pending
R14.htm Edgar Link pending
R15.htm Edgar Link pending
R16.htm Edgar Link pending
R17.htm Edgar Link pending
R18.htm Edgar Link pending
fraf-20220930_def.xml Edgar Link unprocessable
R19.htm Edgar Link pending
R2.htm Edgar Link pending
R20.htm Edgar Link pending
R21.htm Edgar Link pending
R22.htm Edgar Link pending
R23.htm Edgar Link pending
R24.htm Edgar Link pending
R25.htm Edgar Link pending
R26.htm Edgar Link pending
R27.htm Edgar Link pending
R28.htm Edgar Link pending
R29.htm Edgar Link pending
R3.htm Edgar Link pending
R30.htm Edgar Link pending
R31.htm Edgar Link pending
R32.htm Edgar Link pending
R33.htm Edgar Link pending
R34.htm Edgar Link pending
R35.htm Edgar Link pending
R36.htm Edgar Link pending
R37.htm Edgar Link pending
R38.htm Edgar Link pending
R39.htm Edgar Link pending
R4.htm Edgar Link pending
R40.htm Edgar Link pending
R41.htm Edgar Link pending
R42.htm Edgar Link pending
R43.htm Edgar Link pending
R44.htm Edgar Link pending
R45.htm Edgar Link pending
R46.htm Edgar Link pending
R47.htm Edgar Link pending
R48.htm Edgar Link pending
R49.htm Edgar Link pending
R5.htm Edgar Link pending
R50.htm Edgar Link pending
R51.htm Edgar Link pending
R52.htm Edgar Link pending
R53.htm Edgar Link pending
R54.htm Edgar Link pending
R55.htm Edgar Link pending
R56.htm Edgar Link pending
R57.htm Edgar Link pending
R58.htm Edgar Link pending
R59.htm Edgar Link pending
R6.htm Edgar Link pending
R60.htm Edgar Link pending
R61.htm Edgar Link pending
R62.htm Edgar Link pending
R63.htm Edgar Link pending
R64.htm Edgar Link pending
R65.htm Edgar Link pending
R66.htm Edgar Link pending
R67.htm Edgar Link pending
R68.htm Edgar Link pending
R69.htm Edgar Link pending
R7.htm Edgar Link pending
R70.htm Edgar Link pending
R71.htm Edgar Link pending
R72.htm Edgar Link pending
R8.htm Edgar Link pending
R9.htm Edgar Link pending
report.css Edgar Link pending
Show.js Edgar Link pending
FilingSummary.xml Edgar Link unprocessable
fraf-20220930_cal.xml Edgar Link unprocessable
fraf-20220930_lab.xml Edgar Link unprocessable
fraf-20220930_pre.xml Edgar Link unprocessable
fraf-20220930x10q_htm.xml Edgar Link completed