2012 Form 10-K Financial Statement

#000093905713000128 Filed on April 01, 2013

View on sec.gov

Income Statement

Concept 2012 2011 Q4 2011
Revenue $18.79M $16.48M
YoY Change 14.01%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin $2.530M $1.949M
YoY Change 29.81%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $833.0K $200.0K $760.0K
YoY Change 9.61% -50.0% -15.56%
% of Gross Profit
Operating Expenses $2.530M $1.949M
YoY Change 29.81%
Operating Profit
YoY Change
Interest Expense $2.363M $3.006M
YoY Change -21.39%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $3.198M $310.0K $1.545M
YoY Change 106.99% -3.44%
Income Tax -$2.097M $0.00 $0.00
% Of Pretax Income -65.57% 0.0% 0.0%
Net Earnings $5.295M $310.0K $1.545M
YoY Change 242.72% -3.44%
Net Earnings / Revenue 28.18% 9.38%
Basic Earnings Per Share $1.76
Diluted Earnings Per Share $1.76 $47.84K
COMMON SHARES
Basic Shares Outstanding 3.007M shares
Diluted Shares Outstanding 3.007M shares

Balance Sheet

Concept 2012 2011 Q4 2011
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $19.25M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $12.70M $9.852M $9.900M
YoY Change 28.28% 7.09% 7.61%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $1.900M $0.00 $0.00
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $359.0M $283.8M $283.8M
YoY Change 26.5% -2.91% -2.91%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $6.800M $8.900M $8.900M
YoY Change -23.6% -59.36% -59.36%
Other Long-Term Liabilities $3.300M $1.700M $1.700M
YoY Change 94.12% 0.0% 0.0%
Total Long-Term Liabilities $10.10M $10.60M $10.60M
YoY Change -4.72% -55.08% -55.08%
TOTAL LIABILITIES
Total Short-Term Liabilities
Total Long-Term Liabilities $10.10M $10.60M $10.60M
Total Liabilities $299.1M $257.0M $257.0M
YoY Change 16.38% -3.92% -3.93%
SHAREHOLDERS EQUITY
Retained Earnings
YoY Change
Common Stock $0.00
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $59.90M $26.77M $26.80M
YoY Change
Total Liabilities & Shareholders Equity $359.0M $283.8M $283.8M
YoY Change 26.5% -2.91% -2.91%

Cashflow Statement

Concept 2012 2011 Q4 2011
OPERATING ACTIVITIES
Net Income $5.295M $310.0K $1.545M
YoY Change 242.72% -3.44%
Depreciation, Depletion And Amortization $833.0K $200.0K $760.0K
YoY Change 9.61% -50.0% -15.56%
Cash From Operating Activities -$759.0K -$1.400M $4.731M
YoY Change -116.04% 250.0% -12.39%
INVESTING ACTIVITIES
Capital Expenditures $3.644M -$1.100M $1.396M
YoY Change 161.03% 0.0% -187.25%
Acquisitions
YoY Change
Other Investing Activities -$77.10M -$9.000M -$8.800M
YoY Change 776.14% 91.49% 46.67%
Cash From Investing Activities -$80.79M -$10.10M -$10.19M
YoY Change 692.86% 74.14% 34.07%
FINANCING ACTIVITIES
Cash Dividend Paid $0.00
YoY Change
Common Stock Issuance & Retirement, Net $31.24M $0.00
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities $69.08M 400.0K -$10.54M
YoY Change -755.45% -96.88% -217.1%
NET CHANGE
Cash From Operating Activities -$759.0K -1.400M $4.731M
Cash From Investing Activities -$80.79M -10.10M -$10.19M
Cash From Financing Activities $69.08M 400.0K -$10.54M
Net Change In Cash -$12.47M -11.10M -$16.00M
YoY Change -22.07% -268.18% -335.25%
FREE CASH FLOW
Cash From Operating Activities -$759.0K -$1.400M $4.731M
Capital Expenditures $3.644M -$1.100M $1.396M
Free Cash Flow -$4.403M -$300.0K $3.335M
YoY Change -232.02% -142.86% -52.36%

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FinancingReceivableRecordedInvestmentNonaccrualStatus
2227000 USD
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
4698000 USD
CY2011Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
4345000 USD
CY2010Q4 us-gaap Financing Receivable Allowance For Credit Losses
FinancingReceivableAllowanceForCreditLosses
5905000 USD
CY2011Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
4201000 USD
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
4573000 USD
CY2011Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
144000 USD
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
125000 USD
CY2011 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
910000 USD
CY2012 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
980000 USD
CY2011 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
4839000 USD
CY2012 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
3540000 USD
CY2012Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
276130000 USD
CY2011Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
216232000 USD
CY2012Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
3800000 USD
CY2011Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
4820000 USD
CY2011Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
3249000 USD
CY2012Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
3260000 USD
CY2012Q4 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts
0 loan
CY2011Q4 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts
0 loan
CY2011Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
1820000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
1049000 USD
CY2011Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
666000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
798000 USD
CY2011Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
216339000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
276177000 USD
CY2011Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
0 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
0 USD
CY2012Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
2642000 USD
CY2012 us-gaap Impairment Of Real Estate
ImpairmentOfRealEstate
812000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
1906000 USD
CY2011Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
2486000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
1847000 USD
CY2012 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
184000 USD
CY2011 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
138000 USD
CY2012 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
182000 USD
CY2012 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
0 USD
CY2011 us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
41000 USD
CY2012 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
3684000 USD
CY2011 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
113000 USD
CY2011 us-gaap Gain On Sale Of Investments
GainOnSaleOfInvestments
18000 USD
CY2012 us-gaap Gain On Sale Of Investments
GainOnSaleOfInvestments
165000 USD
CY2011 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-7000 USD
CY2012 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-35000 USD
CY2012Q4 us-gaap Held To Maturity Securities Pledged As Collateral
HeldToMaturitySecuritiesPledgedAsCollateral
1300000 USD
CY2012 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
4033000 USD
CY2011 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
5277000 USD
CY2012 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
113000 USD
CY2011 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
229000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
3800000 USD
CY2011Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
4820000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
4289000 USD
CY2011Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
5238000 USD
CY2011 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
2972000 USD
CY2012 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
1456000 USD
CY2011 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
98000 USD
CY2012 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
33000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
1366000 USD
CY2011Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
2722000 USD
CY2011Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
3102000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
1647000 USD
CY2011 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
2305000 USD
CY2012 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
2577000 USD
CY2011 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
131000 USD
CY2012 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
80000 USD
CY2011Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
2098000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
2434000 USD
CY2011Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
2136000 USD
CY2011 us-gaap Impairment Of Real Estate
ImpairmentOfRealEstate
594000 USD
CY2011 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
1545000 USD
CY2012 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
3198000 USD
CY2012 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-2097000 USD
CY2011 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
0 USD
CY2012 us-gaap Income Tax Expense Benefit Continuing Operations
IncomeTaxExpenseBenefitContinuingOperations
-2097000 USD
CY2011 us-gaap Income Tax Expense Benefit Continuing Operations
IncomeTaxExpenseBenefitContinuingOperations
0 USD
CY2012 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
-3209000 USD
CY2011 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
-536000 USD
CY2012 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
1088000 USD
CY2011 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
525000 USD
CY2011 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
11000 USD
CY2012 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
11000 USD
CY2012 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
33000 USD
CY2011 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
0 USD
CY2011 us-gaap Income Taxes Paid
IncomeTaxesPaid
0 USD
CY2012 us-gaap Income Taxes Paid
IncomeTaxesPaid
60000 USD
CY2011 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
106000 USD
CY2012 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
203000 USD
CY2011 us-gaap Increase Decrease In Deposit Other Assets
IncreaseDecreaseInDepositOtherAssets
0 USD
CY2012 us-gaap Increase Decrease In Deposit Other Assets
IncreaseDecreaseInDepositOtherAssets
2626000 USD
CY2011 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
2461000 USD
CY2012 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
42531000 USD
CY2012 us-gaap Increase Decrease In Other Accrued Liabilities
IncreaseDecreaseInOtherAccruedLiabilities
1636000 USD
CY2011 us-gaap Increase Decrease In Other Accrued Liabilities
IncreaseDecreaseInOtherAccruedLiabilities
26000 USD
CY2012 us-gaap Increase Decrease In Other Current Assets
IncreaseDecreaseInOtherCurrentAssets
49000 USD
CY2011 us-gaap Increase Decrease In Other Current Assets
IncreaseDecreaseInOtherCurrentAssets
398000 USD
CY2012 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1055000 USD
CY2011 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
890000 USD
CY2011 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
16478000 USD
CY2012 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
18787000 USD
CY2011 us-gaap Interest And Fee Income Other Loans
InterestAndFeeIncomeOtherLoans
16191000 USD
CY2012 us-gaap Interest And Fee Income Other Loans
InterestAndFeeIncomeOtherLoans
18057000 USD
CY2012Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
254784000 USD
CY2011Q4 us-gaap Interest Bearing Deposit Liabilities
InterestBearingDepositLiabilities
227164000 USD
CY2012Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
5410000 USD
CY2011Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
16897000 USD
CY2011Q4 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
20669000 USD
CY2012Q4 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
24348000 USD
CY2012 us-gaap Interest Expense
InterestExpense
2363000 USD
CY2011 us-gaap Interest Expense
InterestExpense
3006000 USD
CY2011 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
180000 USD
CY2012 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
155000 USD
CY2012 us-gaap Interest Expense Deposits
InterestExpenseDeposits
2208000 USD
CY2011 us-gaap Interest Expense Deposits
InterestExpenseDeposits
2826000 USD
CY2012 us-gaap Interest Expense Domestic Deposit Liabilities Certificates Of Deposit
InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit
1571000 USD
CY2011 us-gaap Interest Expense Domestic Deposit Liabilities Certificates Of Deposit
InterestExpenseDomesticDepositLiabilitiesCertificatesOfDeposit
1964000 USD
CY2011 us-gaap Interest Expense Domestic Deposit Liabilities Checking
InterestExpenseDomesticDepositLiabilitiesChecking
92000 USD
CY2012 us-gaap Interest Expense Domestic Deposit Liabilities Checking
InterestExpenseDomesticDepositLiabilitiesChecking
52000 USD
CY2011 us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
770000 USD
CY2012 us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
585000 USD
CY2011 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
13472000 USD
CY2012 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
16424000 USD
CY2012 us-gaap Interest Paid Net
InterestPaidNet
2367000 USD
CY2011 us-gaap Interest Paid Net
InterestPaidNet
3005000 USD
CY2011Q4 us-gaap Interest Receivable
InterestReceivable
1020000 USD
CY2012Q4 us-gaap Interest Receivable
InterestReceivable
1223000 USD
CY2012 us-gaap Investment Income Interest And Dividend
InvestmentIncomeInterestAndDividend
730000 USD
CY2011 us-gaap Investment Income Interest And Dividend
InvestmentIncomeInterestAndDividend
287000 USD
CY2011 us-gaap Labor And Related Expense
LaborAndRelatedExpense
5616000 USD
CY2012 us-gaap Labor And Related Expense
LaborAndRelatedExpense
8495000 USD
CY2011Q4 us-gaap Liabilities
Liabilities
257026000 USD
CY2012Q4 us-gaap Liabilities
Liabilities
299133000 USD
CY2012Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
359030000 USD
CY2011Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
283793000 USD
CY2012Q4 us-gaap Liability For Uncertain Tax Positions Current
LiabilityForUncertainTaxPositionsCurrent
0 USD
CY2011Q4 us-gaap Liability For Uncertain Tax Positions Current
LiabilityForUncertainTaxPositionsCurrent
0 USD
CY2011 us-gaap Loan Processing Fee
LoanProcessingFee
459000 USD
CY2012 us-gaap Loan Processing Fee
LoanProcessingFee
867000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
4698000 USD
CY2011Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
4345000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Consumer
LoansAndLeasesReceivableConsumer
12600000 USD
CY2011Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
221052000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
279930000 USD
CY2011Q4 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
0 USD
CY2012Q4 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
8870000 USD
CY2012Q4 us-gaap Loans Receivable Net
LoansReceivableNet
274949000 USD
CY2011Q4 us-gaap Loans Receivable Net
LoansReceivableNet
217131000 USD
CY2011 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
236000 USD
CY2012 us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
280000 USD
CY2011 us-gaap Mortgage Servicing Rights Msr Impairment Recovery
MortgageServicingRightsMSRImpairmentRecovery
19000 USD
CY2012 us-gaap Mortgage Servicing Rights Msr Impairment Recovery
MortgageServicingRightsMSRImpairmentRecovery
112000 USD
CY2011 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-10539000 USD
CY2012 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
69078000 USD
CY2011 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-10189000 USD
CY2012 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-80785000 USD
CY2012 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
-759000 USD
CY2011 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
4731000 USD
CY2011 us-gaap Net Income Loss
NetIncomeLoss
1545000 USD
CY2012 us-gaap Net Income Loss
NetIncomeLoss
5295000 USD
CY2012 us-gaap Net Interest Income Loss After Provision For Loan Losses
NetInterestIncomeLossAfterProvisionForLoanLosses
13511000 USD
CY2011 us-gaap Net Interest Income Loss After Provision For Loan Losses
NetInterestIncomeLossAfterProvisionForLoanLosses
11103000 USD
CY2011Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
19254000 USD
CY2012Q4 us-gaap Noninterest Bearing Deposit Liabilities
NoninterestBearingDepositLiabilities
34165000 USD
CY2012Q4 us-gaap Noninterest Bearing Domestic Deposit Checking
NoninterestBearingDomesticDepositChecking
34165000 USD
CY2011Q4 us-gaap Noninterest Bearing Domestic Deposit Checking
NoninterestBearingDomesticDepositChecking
19254000 USD
CY2012 us-gaap Noninterest Expense
NoninterestExpense
16477000 USD
CY2011 us-gaap Noninterest Expense
NoninterestExpense
12033000 USD
CY2011 us-gaap Noninterest Income
NoninterestIncome
2475000 USD
CY2012 us-gaap Noninterest Income
NoninterestIncome
6164000 USD
CY2011 us-gaap Noninterest Income Other
NoninterestIncomeOther
332000 USD
CY2012 us-gaap Noninterest Income Other
NoninterestIncomeOther
322000 USD
CY2011Q4 us-gaap Notes Receivable Net
NotesReceivableNet
221052000 USD
CY2012Q4 us-gaap Notes Receivable Net
NotesReceivableNet
279930000 USD
CY2012Q4 us-gaap Number Of Real Estate Properties
NumberOfRealEstateProperties
4 property
CY2011 us-gaap Occupancy Net
OccupancyNet
1103000 USD
CY2012 us-gaap Occupancy Net
OccupancyNet
1232000 USD
CY2012Q4 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
3295000 USD
CY2012Q4 us-gaap Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
456000 USD
CY2012Q4 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
355000 USD
CY2012Q4 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
349000 USD
CY2012Q4 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
417000 USD
CY2012Q4 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
515000 USD
CY2012Q4 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
1203000 USD
CY2011 us-gaap Operating Leases Rent Expense Net
OperatingLeasesRentExpenseNet
224000 USD
CY2012 us-gaap Operating Leases Rent Expense Net
OperatingLeasesRentExpenseNet
280000 USD
CY2012Q4 us-gaap Operating Loss Carryforwards
OperatingLossCarryforwards
5500000 USD
CY2011Q4 us-gaap Other Assets
OtherAssets
3252000 USD
CY2012Q4 us-gaap Other Assets
OtherAssets
2780000 USD
CY2011Q4 us-gaap Other Borrowings
OtherBorrowings
8900000 USD
CY2012Q4 us-gaap Other Borrowings
OtherBorrowings
6840000 USD
CY2012 us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
308000 USD
CY2011 us-gaap Other Comprehensive Income Loss Available For Sale Securities Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax
0 USD
CY2012 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
281000 USD
CY2011 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
427000 USD
CY2011 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
427000 USD
CY2012 us-gaap Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent
281000 USD
CY2012 us-gaap Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax
-165000 USD
CY2011 us-gaap Other Comprehensive Income Loss Reclassification Adjustment For Sale Of Securities Included In Net Income Before Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentForSaleOfSecuritiesIncludedInNetIncomeBeforeTax
-18000 USD
CY2011 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
445000 USD
CY2012 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
754000 USD
CY2011Q4 us-gaap Other Foreclosed Assets
OtherForeclosedAssets
78000 USD
CY2012Q4 us-gaap Other Foreclosed Assets
OtherForeclosedAssets
31000 USD
CY2010Q4 us-gaap Other Foreclosed Assets
OtherForeclosedAssets
78000 USD
CY2011Q4 us-gaap Other Liabilities
OtherLiabilities
1708000 USD
CY2012Q4 us-gaap Other Liabilities
OtherLiabilities
3344000 USD
CY2011Q4 us-gaap Other Real Estate
OtherRealEstate
4589000 USD
CY2012Q4 us-gaap Other Real Estate
OtherRealEstate
2127000 USD
CY2010Q4 us-gaap Other Real Estate
OtherRealEstate
3701000 USD
CY2011 us-gaap Other Real Estate Additions
OtherRealEstateAdditions
2837000 USD
CY2012 us-gaap Other Real Estate Additions
OtherRealEstateAdditions
921000 USD
CY2011 us-gaap Other Real Estate Disposals
OtherRealEstateDisposals
1355000 USD
CY2012 us-gaap Other Real Estate Disposals
OtherRealEstateDisposals
2571000 USD
CY2012 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
138999000 USD
CY2011 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
0 USD
CY2011 us-gaap Payments For Proceeds From Investments
PaymentsForProceedsFromInvestments
21549000 USD
CY2012 us-gaap Payments For Proceeds From Investments
PaymentsForProceedsFromInvestments
31995000 USD
CY2012Q3 us-gaap Payments Of Stock Issuance Costs
PaymentsOfStockIssuanceCosts
2500000 USD
CY2012 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
3644000 USD
CY2011 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
1396000 USD
CY2011Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2012Q4 us-gaap Preferred Stock Par Or Stated Value Per Share
PreferredStockParOrStatedValuePerShare
0.01
CY2012Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000 shares
CY2011Q4 us-gaap Preferred Stock Shares Authorized
PreferredStockSharesAuthorized
5000000 shares
CY2012Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0 shares
CY2011Q4 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
0 shares
CY2012Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0 shares
CY2011Q4 us-gaap Preferred Stock Shares Outstanding
PreferredStockSharesOutstanding
0 shares
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CY2012 us-gaap Proceeds From Federal Home Loan Bank Borrowings
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59740000 USD
CY2012 us-gaap Proceeds From Issuance Of Common Stock
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CY2011 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
0 USD
CY2012Q3 us-gaap Proceeds From Issuance Of Common Stock
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CY2012 us-gaap Proceeds From Loan And Lease Originations And Principal Collections1
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CY2011 us-gaap Proceeds From Loan And Lease Originations And Principal Collections1
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CY2011 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
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2737000 USD
CY2012 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
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16367000 USD
CY2011 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
0 USD
CY2012 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
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CY2012 us-gaap Proceeds From Sale Of Loans Receivable
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12779000 USD
CY2011 us-gaap Proceeds From Sale Of Loans Receivable
ProceedsFromSaleOfLoansReceivable
3570000 USD
CY2011 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
74000 USD
CY2012 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
0 USD
CY2011 us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
1799000 USD
CY2012 us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
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2536000 USD
CY2012 us-gaap Professional Fees
ProfessionalFees
618000 USD
CY2011 us-gaap Professional Fees
ProfessionalFees
631000 USD
CY2012Q4 us-gaap Property Plant And Equipment Gross
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18530000 USD
CY2011Q4 us-gaap Property Plant And Equipment Gross
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15018000 USD
CY2012Q4 us-gaap Property Plant And Equipment Net
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12663000 USD
CY2011Q4 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
9852000 USD
CY2012 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
2913000 USD
CY2011 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
2369000 USD
CY2012 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
2913000 USD
CY2011 us-gaap Provision For Loan Lease And Other Losses
ProvisionForLoanLeaseAndOtherLosses
2369000 USD
CY2012 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
67000 USD
CY2012 us-gaap Real Estate Acquisitions Through Foreclosures
RealEstateAcquisitionsThroughForeclosures
1080000 USD
CY2011 us-gaap Real Estate Acquisitions Through Foreclosures
RealEstateAcquisitionsThroughForeclosures
3288000 USD
CY2012Q4 us-gaap Real Estate Owned Amount Of Loss At Acquisition
RealEstateOwnedAmountOfLossAtAcquisition
812000 USD
CY2011Q4 us-gaap Real Estate Owned Amount Of Loss At Acquisition
RealEstateOwnedAmountOfLossAtAcquisition
594000 USD
CY2011Q4 us-gaap Real Estate Owned Valuation Allowance Component
RealEstateOwnedValuationAllowanceComponent
-594000 USD
CY2012Q4 us-gaap Real Estate Owned Valuation Allowance Component
RealEstateOwnedValuationAllowanceComponent
-812000 USD
CY2011Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
396000 USD
CY2012Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
1100000 USD
CY2011 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
28000000 USD
CY2012 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
61800000 USD
CY2011Q4 us-gaap Retained Earnings Unappropriated
RetainedEarningsUnappropriated
26451000 USD
CY2012Q4 us-gaap Retained Earnings Unappropriated
RetainedEarningsUnappropriated
31746000 USD
CY2011 us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
1949000 USD
CY2012 us-gaap Selling General And Administrative Expense
SellingGeneralAndAdministrativeExpense
2530000 USD
CY2012 us-gaap Share Based Compensation
ShareBasedCompensation
285000 USD
CY2011 us-gaap Share Based Compensation
ShareBasedCompensation
0 USD
CY2012 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Shares Purchased For Award
ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesPurchasedForAward
259210 shares
CY2012Q3 us-gaap Share Price
SharePrice
10.00
CY2012Q3 us-gaap Stock Issued During Period Shares New Issues
StockIssuedDuringPeriodSharesNewIssues
3240125 shares
CY2012 us-gaap Stock Issued During Period Value Employee Stock Ownership Plan
StockIssuedDuringPeriodValueEmployeeStockOwnershipPlan
285000 USD
CY2012 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
2636000 USD
CY2011 us-gaap Stock Issued During Period Value Employee Stock Purchase Plan
StockIssuedDuringPeriodValueEmployeeStockPurchasePlan
0 USD
CY2012 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
29905000 USD
CY2011Q4 us-gaap Stockholders Equity
StockholdersEquity
26767000 USD
CY2012Q4 us-gaap Stockholders Equity
StockholdersEquity
59897000 USD
CY2012 us-gaap Weighted Average Number Of Shares Employee Stock Ownership Plan Shares Not Committed To Be Released
WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased
233289 shares
CY2012 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3006836 shares
CY2010Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
24795000 USD
CY2011Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
26767000 USD
CY2012Q4 us-gaap Stockholders Equity Including Portion Attributable To Noncontrolling Interest
StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest
59897000 USD
CY2012Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.167
CY2012Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.186
CY2012Q4 us-gaap Time Deposit Maturities After Year Five
TimeDepositMaturitiesAfterYearFive
0 USD
CY2012Q4 us-gaap Time Deposit Maturities Year Five
TimeDepositMaturitiesYearFive
4868000 USD
CY2012Q4 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
7015000 USD
CY2012Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
30813000 USD
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TimeDepositMaturitiesYearThree
32794000 USD
CY2012Q4 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
28888000 USD
CY2012Q4 us-gaap Time Deposits
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104378000 USD
CY2012Q4 us-gaap Time Deposits Less Than100000
TimeDepositsLessThan100000
40119000 USD
CY2011Q4 us-gaap Time Deposits Less Than100000
TimeDepositsLessThan100000
36220000 USD
CY2012Q4 us-gaap Unearned Esop Shares
UnearnedESOPShares
2372000 USD
CY2011Q4 us-gaap Unearned Esop Shares
UnearnedESOPShares
0 USD
CY2011 us-gaap Unrealized Gain Loss On Securities
UnrealizedGainLossOnSecurities
427000 USD
CY2012 us-gaap Unrealized Gain Loss On Securities
UnrealizedGainLossOnSecurities
589000 USD
CY2011 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Expense
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
0 USD
CY2012 us-gaap Unrecognized Tax Benefits Income Tax Penalties And Interest Expense
UnrecognizedTaxBenefitsIncomeTaxPenaltiesAndInterestExpense
0 USD
CY2012 us-gaap Use Of Estimates
UseOfEstimates
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-style:italic;font-weight:bold;">Use of Estimates &#8211;</font><font style="font-family:inherit;font-size:10pt;"> The preparation of financial statements in conformity with generally accepted accounting principles (&#8220;GAAP&#8221;) in the United States of America requires management to make estimates and assumptions that affect amounts reported in the financial statements. Actual results could differ from these estimates. Material estimates that are particularly susceptible to change in the near term are allowances for loan losses,&#160;fair value of other real estate owned (&#8220;OREO&#8221;), and the estimated realizability related to the deferred tax asset.</font></div></div>
CY2012 us-gaap Valuation Allowance Deferred Tax Asset Change In Amount
ValuationAllowanceDeferredTaxAssetChangeInAmount
3317000 USD
CY2011 us-gaap Valuation Allowance Deferred Tax Asset Change In Amount
ValuationAllowanceDeferredTaxAssetChangeInAmount
536000 USD
CY2012 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3006836 shares
CY2011 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
shares
CY2011 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
shares
CY2012Q4 fsbw Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Number
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsNumber
9 security
CY2011Q4 fsbw Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Number
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsNumber
5 security
CY2011Q4 fsbw Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Number
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerNumber
1 security
CY2012 fsbw Available For Sale Securities Gross Gains
AvailableForSaleSecuritiesGrossGains
165000 USD
CY2011 fsbw Available For Sale Securities Gross Gains
AvailableForSaleSecuritiesGrossGains
18000 USD
CY2011 fsbw Available For Sale Securities Gross Losses
AvailableForSaleSecuritiesGrossLosses
0 USD
CY2012 fsbw Available For Sale Securities Gross Losses
AvailableForSaleSecuritiesGrossLosses
0 USD
CY2011 fsbw Available For Sale Securities Gross Proceeds From Sale
AvailableForSaleSecuritiesGrossProceedsFromSale
279000 USD
CY2012 fsbw Available For Sale Securities Gross Proceeds From Sale
AvailableForSaleSecuritiesGrossProceedsFromSale
4348000 USD
CY2011Q4 fsbw Available For Sale Securities Gross Unrealized Losses Continuous Unrealized Loss Position Less Than Twelve Months
AvailableForSaleSecuritiesGrossUnrealizedLossesContinuousUnrealizedLossPositionLessThanTwelveMonths
16000 USD
CY2012Q4 fsbw Available For Sale Securities Gross Unrealized Losses Continuous Unrealized Loss Position Less Than Twelve Months
AvailableForSaleSecuritiesGrossUnrealizedLossesContinuousUnrealizedLossPositionLessThanTwelveMonths
25000 USD
CY2011Q4 fsbw Available For Sale Securities Gross Unrealized Losses Continuous Unrealized Loss Position Twelve Months Or Longer
AvailableForSaleSecuritiesGrossUnrealizedLossesContinuousUnrealizedLossPositionTwelveMonthsOrLonger
1000 USD
CY2012Q4 fsbw Available For Sale Securities Gross Unrealized Losses Continuous Unrealized Loss Position Twelve Months Or Longer
AvailableForSaleSecuritiesGrossUnrealizedLossesContinuousUnrealizedLossPositionTwelveMonthsOrLonger
0 USD
CY2012Q4 fsbw Deferred Tax Assets Disallowed For Capital Purposes
DeferredTaxAssetsDisallowedForCapitalPurposes
506000 USD
CY2011Q4 fsbw Deferred Tax Assets Liabilities Gross
DeferredTaxAssetsLiabilitiesGross
3200000 USD
CY2011Q4 fsbw Deferred Tax Assets Non Accrued Loan Interest
DeferredTaxAssetsNonAccruedLoanInterest
43000 USD
CY2012Q4 fsbw Deferred Tax Assets Non Accrued Loan Interest
DeferredTaxAssetsNonAccruedLoanInterest
39000 USD
CY2011Q4 fsbw Deferred Tax Assets Other Real Estate Owned
DeferredTaxAssetsOtherRealEstateOwned
354000 USD
CY2012Q4 fsbw Deferred Tax Assets Other Real Estate Owned
DeferredTaxAssetsOtherRealEstateOwned
441000 USD
CY2011Q4 fsbw Deferred Tax Liabilities Loan Orgination Costs
DeferredTaxLiabilitiesLoanOrginationCosts
227000 USD
CY2012Q4 fsbw Deferred Tax Liabilities Loan Orgination Costs
DeferredTaxLiabilitiesLoanOrginationCosts
311000 USD
CY2012Q4 fsbw Deferred Tax Liabilities Stock Dividend
DeferredTaxLiabilitiesStockDividend
2000 USD
CY2011Q4 fsbw Deferred Tax Liabilities Stock Dividend
DeferredTaxLiabilitiesStockDividend
2000 USD
CY2012 fsbw Defined Contribution Plan Award Vested Percent
DefinedContributionPlanAwardVestedPercent
1
CY2011 fsbw Effective Income Tax Rate Reconcilation Deductions Employee Stock Ownership Plan And Other
EffectiveIncomeTaxRateReconcilationDeductionsEmployeeStockOwnershipPlanAndOther
0.000
CY2012 fsbw Effective Income Tax Rate Reconcilation Deductions Employee Stock Ownership Plan And Other
EffectiveIncomeTaxRateReconcilationDeductionsEmployeeStockOwnershipPlanAndOther
-0.014
CY2012Q4 fsbw Employee Stock Ownership Plan Esop Debt Structure Employer Loan Amount
EmployeeStockOwnershipPlanEsopDebtStructureEmployerLoanAmount
2600000 USD
CY2012 fsbw Employee Stock Ownership Plan Esop Debt Structure Employer Loan Interest Rate
EmployeeStockOwnershipPlanEsopDebtStructureEmployerLoanInterestRate
0.023
CY2012 fsbw Employee Stock Ownership Plan Esop Debt Structure Employer Loan Term
EmployeeStockOwnershipPlanEsopDebtStructureEmployerLoanTerm
P10Y
CY2012Q4 fsbw Employee Stock Ownership Plan Esop Fair Value Of Unallocated Shares
EmployeeStockOwnershipPlanEsopFairValueOfUnallocatedShares
2811000 USD
CY2012Q3 fsbw Employee Stock Ownership Plan Esop Percentage Of Common Shares Outstanding In Esop
EmployeeStockOwnershipPlanEsopPercentageOfCommonSharesOutstandingInEsop
0.08
CY2012 fsbw Employee Stock Ownership Plan Esop Principal Payments From Esop
EmployeeStockOwnershipPlanEsopPrincipalPaymentsFromEsop
267000 USD
CY2012 fsbw Employee Stock Ownership Plan Esop Requisite Service Period
EmployeeStockOwnershipPlanEsopRequisiteServicePeriod
PT1000H
CY2012 fsbw Employee Stock Ownership Plan Esop Shares Purchased
EmployeeStockOwnershipPlanEsopSharesPurchased
259210 shares
CY2012 fsbw Employee Stock Ownership Plan Esop Shares Purchased Value
EmployeeStockOwnershipPlanEsopSharesPurchasedValue
-2636000 USD
CY2012 fsbw Federal Home Loan Bank Advances General Debt Obligations Maximum Amount Available Percenage Of Total Assets
FederalHomeLoanBankAdvancesGeneralDebtObligationsMaximumAmountAvailablePercenageOfTotalAssets
0.08
CY2012 fsbw Federal Home Loan Bank Investment Requirement Percent Of Advances From Fhlb
FederalHomeLoanBankInvestmentRequirementPercentOfAdvancesFromFhlb
0.045
CY2012 fsbw Federal Home Loan Bank Investment Requirement Percent Of Outstanding Home Loans
FederalHomeLoanBankInvestmentRequirementPercentOfOutstandingHomeLoans
0.005
CY2012Q4 fsbw Federal Home Loan Bank Number Of Securities Pledged
FederalHomeLoanBankNumberOfSecuritiesPledged
2 security
CY2012Q4 fsbw Federal Home Loan Bank Stock Par Value
FederalHomeLoanBankStockParValue
100
CY2012Q4 fsbw Federal Reserve Bank Reserve Requirements Cash And Federal Reserve Bank Deposits
FederalReserveBankReserveRequirementsCashAndFederalReserveBankDeposits
1300000 USD
CY2011Q4 fsbw Federal Reserve Bank Reserve Requirements Cash And Federal Reserve Bank Deposits
FederalReserveBankReserveRequirementsCashAndFederalReserveBankDeposits
735000 USD
CY2012 fsbw Financing Receivable Allowance For Credit Loses Recovery Write Downs Net
FinancingReceivableAllowanceForCreditLosesRecoveryWriteDownsNet
-2560000 USD
CY2011 fsbw Financing Receivable Allowance For Credit Loses Recovery Write Downs Net
FinancingReceivableAllowanceForCreditLosesRecoveryWriteDownsNet
-3929000 USD
CY2012Q4 fsbw Financing Receivable Modifications Number Of Contracts With Additional Funding Commitments
FinancingReceivableModificationsNumberOfContractsWithAdditionalFundingCommitments
0 commitment
CY2012 fsbw Gain Loss On Disposal Of Real Estate Owned Net
GainLossOnDisposalOfRealEstateOwnedNet
-35000 USD
CY2011 fsbw Gain Loss On Disposal Of Real Estate Owned Net
GainLossOnDisposalOfRealEstateOwnedNet
-7000 USD
CY2011 fsbw Gain Loss On Sale Of Other Repossessed Assets
GainLossOnSaleOfOtherRepossessedAssets
-17000 USD
CY2012 fsbw Gain Loss On Sale Of Other Repossessed Assets
GainLossOnSaleOfOtherRepossessedAssets
-7000 USD
CY2011Q4 fsbw Impaired Financing Receivable Adjusted Recorded Investment
ImpairedFinancingReceivableAdjustedRecordedInvestment
4676000 USD
CY2012Q4 fsbw Impaired Financing Receivable Adjusted Recorded Investment
ImpairedFinancingReceivableAdjustedRecordedInvestment
3675000 USD
CY2011Q4 fsbw Impaired Financing Receivable Specific Reserve
ImpairedFinancingReceivableSpecificReserve
144000 USD
CY2012Q4 fsbw Impaired Financing Receivable Specific Reserve
ImpairedFinancingReceivableSpecificReserve
125000 USD
CY2011Q4 fsbw Impaired Financing Receivable With No Related Allowance Adjusted Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAdjustedRecordedInvestment
2722000 USD
CY2012Q4 fsbw Impaired Financing Receivable With No Related Allowance Adjusted Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAdjustedRecordedInvestment
1366000 USD
CY2011Q4 fsbw Impaired Financing Receivable With No Related Allowance Specific Reserve
ImpairedFinancingReceivableWithNoRelatedAllowanceSpecificReserve
0 USD
CY2012Q4 fsbw Impaired Financing Receivable With No Related Allowance Specific Reserve
ImpairedFinancingReceivableWithNoRelatedAllowanceSpecificReserve
0 USD
CY2012Q4 fsbw Impaired Financing Receivable With No Related Allowance Write Downs
ImpairedFinancingReceivableWithNoRelatedAllowanceWriteDowns
281000 USD
CY2011Q4 fsbw Impaired Financing Receivable With No Related Allowance Write Downs
ImpairedFinancingReceivableWithNoRelatedAllowanceWriteDowns
380000 USD
CY2011Q4 fsbw Impaired Financing Receivable With Related Allowance Adjusted Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAdjustedRecordedInvestment
1954000 USD
CY2012Q4 fsbw Impaired Financing Receivable With Related Allowance Adjusted Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAdjustedRecordedInvestment
2309000 USD
CY2011Q4 fsbw Impaired Financing Receivable With Related Allowance Specific Reserve
ImpairedFinancingReceivableWithRelatedAllowanceSpecificReserve
144000 USD
CY2012Q4 fsbw Impaired Financing Receivable With Related Allowance Specific Reserve
ImpairedFinancingReceivableWithRelatedAllowanceSpecificReserve
125000 USD
CY2011Q4 fsbw Impaired Financing Receivable With Related Allowance Write Downs
ImpairedFinancingReceivableWithRelatedAllowanceWriteDowns
38000 USD
CY2012Q4 fsbw Impaired Financing Receivable With Related Allowance Write Downs
ImpairedFinancingReceivableWithRelatedAllowanceWriteDowns
208000 USD
CY2012Q4 fsbw Impaired Financing Receivable Write Downs
ImpairedFinancingReceivableWriteDowns
489000 USD
CY2011Q4 fsbw Impaired Financing Receivable Write Downs
ImpairedFinancingReceivableWriteDowns
418000 USD
CY2011 fsbw Impairment Of Real Estate Net Of Gain Loss On Sale
ImpairmentOfRealEstateNetOfGainLossOnSale
601000 USD
CY2012 fsbw Impairment Of Real Estate Net Of Gain Loss On Sale
ImpairmentOfRealEstateNetOfGainLossOnSale
847000 USD
CY2011 fsbw Income Tax Expense Benefit Gross
IncomeTaxExpenseBenefitGross
536000 USD
CY2012 fsbw Income Tax Expense Benefit Gross
IncomeTaxExpenseBenefitGross
1112000 USD
CY2011 fsbw Income Tax Expense Benefit Valuation Allowance
IncomeTaxExpenseBenefitValuationAllowance
536000 USD
CY2012 fsbw Income Tax Expense Benefit Valuation Allowance
IncomeTaxExpenseBenefitValuationAllowance
3209000 USD
CY2012 fsbw Income Tax Rate Reconcilation Deductions Employee Stock Ownership Plan And Other
IncomeTaxRateReconcilationDeductionsEmployeeStockOwnershipPlanAndOther
-46000 USD
CY2011 fsbw Income Tax Rate Reconcilation Deductions Employee Stock Ownership Plan And Other
IncomeTaxRateReconcilationDeductionsEmployeeStockOwnershipPlanAndOther
0 USD
CY2012Q4 fsbw Loan And Leases Receivable Allowance For Capital Purposes
LoanAndLeasesReceivableAllowanceForCapitalPurposes
3964000 USD
CY2012Q4 fsbw Number Of Bank Branches
NumberOfBankBranches
6 branch
CY2012Q4 fsbw Number Of Loan Portfolio Segments
NumberOfLoanPortfolioSegments
3 segment
CY2011 fsbw Other Repossessed Assets Additions
OtherRepossessedAssetsAdditions
451000 USD
CY2012 fsbw Other Repossessed Assets Additions
OtherRepossessedAssetsAdditions
159000 USD
CY2011 fsbw Other Repossessed Assets Disposals
OtherRepossessedAssetsDisposals
451000 USD
CY2012 fsbw Other Repossessed Assets Disposals
OtherRepossessedAssetsDisposals
206000 USD
CY2011 fsbw Real Estate Owned Holding Costs
RealEstateOwnedHoldingCosts
138000 USD
CY2012 fsbw Real Estate Owned Holding Costs
RealEstateOwnedHoldingCosts
184000 USD
CY2012Q4 fsbw Servicing Asset Disallowed For Capital Purposes
ServicingAssetDisallowedForCapitalPurposes
106000 USD
CY2012Q4 fsbw Tier One Capital
TierOneCapital
58688000 USD
CY2012Q4 fsbw Time Deposits250000 Or More
TimeDeposits250000OrMore
20449000 USD
CY2011Q4 fsbw Time Deposits250000 Or More
TimeDeposits250000OrMore
22774000 USD
CY2012Q4 fsbw Time Deposits Between100000 And250000
TimeDepositsBetween100000And250000
43810000 USD
CY2011Q4 fsbw Time Deposits Between100000 And250000
TimeDepositsBetween100000And250000
36912000 USD
CY2012Q4 fsbw Washington State Public Deposits
WashingtonStatePublicDeposits
733000 USD
CY2012 dei Amendment Flag
AmendmentFlag
false
CY2012 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2012 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2012 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2012
CY2012 dei Document Period End Date
DocumentPeriodEndDate
2012-12-31
CY2012 dei Document Type
DocumentType
10-K
CY2012 dei Entity Central Index Key
EntityCentralIndexKey
0001530249
CY2013Q1 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
3240125000 shares
CY2012 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2012 dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
CY2012Q2 dei Entity Public Float
EntityPublicFloat
0 USD
CY2012 dei Entity Registrant Name
EntityRegistrantName
FS Bancorp, Inc.
CY2012 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2012 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No

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