Financial Snapshot

Revenue
$343.5M
TTM
Gross Margin
Net Earnings
$83.29M
TTM
Current Assets
Current Liabilities
Current Ratio
Total Assets
Q3 2024
Total Liabilities
Q3 2024
Book Value
$1.034B
Q3 2024
Cash
Q3 2024
P/E
12.79
Nov 29, 2024 EST
Free Cash Flow
$64.17M
TTM

Revenues

Revenues

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Revenue YoY Change

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Revenues

Concept 2023 2022 2021 2020 2019
Revenue $413.7M $266.8M $169.4M $156.8M $155.8M
YoY Change 55.04% 57.55% 7.98% 0.64%

Expenses

Cost Of Revenues

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Gross Profit

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Gross Profit Margin

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Gross Profit

Concept 2023 2022 2021 2020 2019
Revenue $413.7M $266.8M $169.4M $156.8M $155.8M
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

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Research & Development

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Depreciation, Depletion & Amortization

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SGA Expense to Gross Profit Ratio

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R&D To Gross Profit Ratio

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DDA To Gross Profit Ratio

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Operating Expenses Total

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Operating Profits/Loss

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Operational Expenses

Concept 2023 2022 2021 2020 2019
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $7.420M $7.118M $6.118M $6.004M $5.356M
YoY Change 4.24% 16.35% 1.9% 12.1%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

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Interest Expenses To Operating Income %

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Other Expense/Income

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Interest & Other Expense/Income

Concept 2023 2022 2021 2020 2019
Interest Expense $120.3M $25.19M $14.12M $20.88M $28.62M
YoY Change 377.48% 78.35% -32.38% -27.02%
% of Operating Profit
Other Income/Expense, Net $3.347M $3.757M $3.358M $3.546M $3.746M
YoY Change -10.91% 11.88% -5.3% -5.34%

Income/Loss

Pretax Income

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Income Tax

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Net Profits/Loss

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Pretax Income YoY Change

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Income Tax Rate

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Net Profits/Loss YoY Change

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Basic EPS

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Net Income To Revenue Ratio

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Pretax & Net Income

Concept 2023 2022 2021 2020 2019
Pretax Income $131.5M $74.02M $51.84M $57.17M $21.94M
YoY Change 77.63% 42.78% -9.31% 160.56%
Income Tax $27.95M $14.84M $8.678M $9.580M $1.436M
% Of Pretax Income 21.26% 20.05% 16.74% 16.76% 6.55%
Net Earnings $103.5M $59.18M $43.16M $47.59M $20.50M
YoY Change 74.94% 37.11% -9.29% 132.09%
Net Earnings / Revenue 25.03% 22.18% 25.49% 30.34% 13.16%
Basic Earnings Per Share $4.15 $2.55 $2.36 $2.60 $1.05
Diluted Earnings Per Share $4.08 $2.48 $2.30 $2.58 $1.03

Assets & Liabilities

Cash & Short-Term Investments

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Cash & Equivalents

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Cash To Operating Expenses Ratio

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Inventory

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Receivables

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Total Short-Term Assets

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Property, Plant And Equipment

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Long-Term Investments

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Total Long-Term Assets

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Total Assets

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Net Income To Total Assets Percentage

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Accounts Payable

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Short-Term Debt

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Long Term Debt Due

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Total Short-Term Liabilities

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Long-Term Debt

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Other Long-Term Liabilities

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Total Long-Term Liabilities

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Total Liabilities

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Short-Term To Long-Term Debt Ratio

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Short-Term Assets To Debt Ratio

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Long-Term Debt To Net Income Ratio

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Assets & Liabilities

Concept 2023 2022 2021 2020 2019
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment $84.84M $87.08M $53.15M
YoY Change -2.57% 63.85%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $46.26M $48.36M $23.03M
YoY Change -4.33% 109.97%
Total Long-Term Assets
YoY Change
Total Assets $7.880B $7.430B $5.667B
YoY Change
Accounts Payable $13.58M $5.798M $2.369M
YoY Change 134.22% 144.74%
Accrued Expenses $104.9M $99.56M $66.33M
YoY Change 5.33% 50.09%
Deferred Revenue
YoY Change
Short-Term Debt $24.69M $36.72M $92.09M
YoY Change -32.76% -60.13%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $143.1M $142.1M $160.8M
YoY Change 0.75% -11.64%
Long-Term Debt $75.31M $80.24M $69.46M
YoY Change -6.13% 15.52%
Other Long-Term Liabilities $20.51M $24.53M $14.41M
YoY Change -16.4% 70.23%
Total Long-Term Liabilities $95.82M $104.8M $83.87M
YoY Change -8.54% 24.92%
Total Liabilities $7.003B $6.656B $5.143B
YoY Change 5.21% 29.42%

Ownership

Basic Shares Outstanding

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Diluted Shares Outstanding

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Preferred Stock

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Treasury Stock Shares

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Stock Issuance & Repurchase

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Ownership Data

Concept 2023 2022 2021 2020 2019
Basic Shares Outstanding 24.94M shares 23.25M shares 18.32M shares 18.33M shares 19.56M shares
Diluted Shares Outstanding 25.39M shares 23.84M shares 18.77M shares 18.48M shares 19.86M shares
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

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Book Value

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Free Cash Flow

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Free Cash Flow YoY

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Free Cash Flow Margin

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Dividends

Dividends

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Stock Price

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Market Cap: $1.0655 Billion

About FIRSTSUN CAPITAL BANCORP

FirstSun Capital Bancorp engages in the provision of commercial banking services. The company is headquartered in Denver, Colorado and currently employs 1,148 full-time employees. The company went IPO on 2022-08-02. The firm provides a full spectrum of deposit, lending, treasury management, wealth management and online banking products and services through its two wholly owned subsidiaries, Sunflower Bank, National Association (the Bank), Logia Portfolio Management, LLC and FEIF Capital Partners, LLC. The Bank offers a range of specialized financial services to business customers as well as relationship-focused services for its customers and has a branch network in Texas, Kansas, Colorado, New Mexico, Arizona and Washington, as well as mortgage banking capabilities in 43 states. Its product line includes commercial loans and commercial real estate loans, residential mortgage and other consumer loans, a variety of commercial, consumer and private banking deposit products, including noninterest-bearing accounts, interest-bearing demand products, money market accounts and certificates of deposit and treasury management products and services.

Industry: National Commercial Banks Peers: