Fulton Financial Corp
fultonbank.comFulton Financial Corp (NASDAQ: FULT) is a regional bank holding company that provides commercial and consumer banking services across the Mid-Atlantic United States. It earns revenue primarily through net interest income on loans and deposits, supplemented by fee-based services. The corporation expanded its footprint through the acquisition of Republic First Bank, completed April 26, 2024. As of the 10-K filed February 27, 2026 covering fiscal year 2025, Fulton Financial maintained active share repurchase programs, including a 2026 Repurchase Program authorizing up to $150.0 million in common stock buybacks commencing January 1, 2026 and expiring January 31, 2027, with up to $25.0 million of that authorization available for preferred stock and subordinated notes. The corporation pays dividends and carries subordinated debt on its balance sheet. The filing confirms Fulton Financial is a well-known seasoned issuer under SEC Rule 405.
Products & Services
Commercial banking, consumer banking, deposit accounts, loan origination, and investment securities portfolio management. The corporation issues preferred stock and subordinated notes as part of its capital structure.
Revenue Model
Net interest income from the spread between loan yields and deposit funding costs, supplemented by non-interest fee income from banking services. The corporation also holds available-for-sale investment securities.
Customers & Markets
Commercial and consumer customers across the Mid-Atlantic region. The Republic First Transaction (April 26, 2024) expanded the customer base.
Geographic Exposure
Mid-Atlantic United States, with expanded presence following the Republic First Bank acquisition completed April 26, 2024.
Financial Snapshot
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