2015 Q2 Form 10-Q Financial Statement

#000162828015006305 Filed on August 07, 2015

View on sec.gov

Income Statement

Concept 2015 Q2 2014 Q2
Revenue $20.18M $19.83M
YoY Change 1.78% 7.41%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $1.100M $1.200M
YoY Change -8.33% 9.09%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $1.472M $1.504M
YoY Change -2.13% -13.86%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $10.26M $9.484M
YoY Change 8.2% -2.84%
Income Tax $2.937M $2.797M
% Of Pretax Income 28.62% 29.49%
Net Earnings $7.325M $6.687M
YoY Change 9.54% 2.37%
Net Earnings / Revenue 36.3% 33.73%
Basic Earnings Per Share $0.55 $0.51
Diluted Earnings Per Share $0.55 $0.51
COMMON SHARES
Basic Shares Outstanding 13.26M shares 13.21M shares
Diluted Shares Outstanding 13.26M shares 13.23M shares

Balance Sheet

Concept 2015 Q2 2014 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $38.71M $40.48M
YoY Change -4.38% 10.29%
Goodwill $20.54M $20.54M
YoY Change 0.0% 8.86%
Intangibles $1.627M $2.655M
YoY Change -38.72% 34.29%
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $2.374B $2.194B
YoY Change 8.21% 9.1%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $19.80M $11.30M
YoY Change 75.22% 0.89%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $19.80M $11.30M
YoY Change 75.22% 0.89%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00 $0.00
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $19.80M $11.30M
Total Long-Term Liabilities $0.00 $0.00
Total Liabilities $2.023B $1.979B
YoY Change 2.19% 8.23%
SHAREHOLDERS EQUITY
Retained Earnings $114.2M $92.93M
YoY Change 22.87% 23.97%
Common Stock $122.4M $121.6M
YoY Change 0.72% 12.11%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $237.1M $214.3M
YoY Change
Total Liabilities & Shareholders Equity $2.260B $2.194B
YoY Change 3.01% 9.1%

Cashflow Statement

Concept 2015 Q2 2014 Q2
OPERATING ACTIVITIES
Net Income $7.325M $6.687M
YoY Change 9.54% 2.37%
Depreciation, Depletion And Amortization $1.100M $1.200M
YoY Change -8.33% 9.09%
Cash From Operating Activities $5.800M $4.100M
YoY Change 41.46% -70.5%
INVESTING ACTIVITIES
Capital Expenditures -$200.0K -$1.300M
YoY Change -84.62% 44.44%
Acquisitions
YoY Change
Other Investing Activities -$35.50M -$36.90M
YoY Change -3.79% -21.49%
Cash From Investing Activities -$35.70M -$38.20M
YoY Change -6.54% -20.25%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 21.40M 38.10M
YoY Change -43.83% -12.41%
NET CHANGE
Cash From Operating Activities 5.800M 4.100M
Cash From Investing Activities -35.70M -38.20M
Cash From Financing Activities 21.40M 38.10M
Net Change In Cash -8.500M 4.000M
YoY Change -312.5% -57.89%
FREE CASH FLOW
Cash From Operating Activities $5.800M $4.100M
Capital Expenditures -$200.0K -$1.300M
Free Cash Flow $6.000M $5.400M
YoY Change 11.11% -63.51%

Facts In Submission

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CommonStockDividendsPerShareDeclared
0.16
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.32
CY2015Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.17
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.34
CY2014Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
1
CY2015Q2 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
1
CY2014Q4 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
30000000 shares
CY2015Q2 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
30000000 shares
CY2014Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
13215800 shares
CY2015Q2 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
13259594 shares
CY2014Q4 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
13215800 shares
CY2015Q2 us-gaap Common Stock Shares Outstanding
CommonStockSharesOutstanding
13259594 shares
CY2014Q4 us-gaap Common Stock Value
CommonStockValue
13216000 USD
CY2015Q2 us-gaap Common Stock Value
CommonStockValue
13259000 USD
CY2014Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
9524000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
18093000 USD
CY2015Q2 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1361000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
12164000 USD
CY2014Q2 us-gaap Cost Of Real Estate Sales
CostOfRealEstateSales
0 USD
us-gaap Cost Of Real Estate Sales
CostOfRealEstateSales
0 USD
CY2014 us-gaap Cost Of Real Estate Sales
CostOfRealEstateSales
104000 USD
CY2015Q2 us-gaap Cost Of Real Estate Sales
CostOfRealEstateSales
0 USD
us-gaap Cost Of Real Estate Sales
CostOfRealEstateSales
0 USD
CY2014Q4 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
206064000 USD
CY2015Q2 us-gaap Debt And Capital Lease Obligations
DebtAndCapitalLeaseObligations
240072000 USD
CY2014Q4 us-gaap Deposits Domestic
DepositsDomestic
1779761000 USD
CY2015Q2 us-gaap Deposits Domestic
DepositsDomestic
1762765000 USD
CY2014Q2 us-gaap Depreciation And Amortization
DepreciationAndAmortization
1206000 USD
us-gaap Depreciation And Amortization
DepreciationAndAmortization
2422000 USD
CY2015Q2 us-gaap Depreciation And Amortization
DepreciationAndAmortization
1086000 USD
us-gaap Depreciation And Amortization
DepreciationAndAmortization
2207000 USD
CY2014Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.51
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.98
CY2015Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.55
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.11
CY2014Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.51
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.98
CY2015Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.55
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.10
CY2014Q2 us-gaap Equipment Expense
EquipmentExpense
500000 USD
us-gaap Equipment Expense
EquipmentExpense
1009000 USD
CY2015Q2 us-gaap Equipment Expense
EquipmentExpense
482000 USD
us-gaap Equipment Expense
EquipmentExpense
961000 USD
CY2014Q4 us-gaap Fair Value Option Loans Held As Assets Aggregate Difference
FairValueOptionLoansHeldAsAssetsAggregateDifference
84000 USD
CY2015Q2 us-gaap Fair Value Option Loans Held As Assets Aggregate Difference
FairValueOptionLoansHeldAsAssetsAggregateDifference
152000 USD
CY2014Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
276000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
551000 USD
CY2015Q2 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
284000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
566000 USD
CY2014Q4 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
7040000 USD
CY2015Q2 us-gaap Federal Home Loan Bank Stock
FederalHomeLoanBankStock
8122000 USD
CY2014Q2 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
1191000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
2252000 USD
CY2015Q2 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
1220000 USD
us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
2357000 USD
CY2014Q2 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
512000 USD
us-gaap Fees And Commissions Other
FeesAndCommissionsOther
959000 USD
CY2015Q2 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
563000 USD
us-gaap Fees And Commissions Other
FeesAndCommissionsOther
1046000 USD
CY2014Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
13343000 USD
CY2015Q2 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
13645000 USD
CY2014Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
1532000 USD
CY2015Q2 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
1603000 USD
CY2014Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
1443363000 USD
CY2015Q2 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
1468603000 USD
CY2014Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
6044000 USD
CY2015Q2 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
6065000 USD
CY2014Q2 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0 loan
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
1 loan
CY2015Q2 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0 loan
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0 loan
CY2014Q2 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
0 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
197000 USD
CY2015Q2 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
0 USD
us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
0 USD
CY2014Q2 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
0 USD
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
201000 USD
CY2015Q2 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
0 USD
us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
0 USD
CY2014Q4 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
4650000 USD
CY2015Q2 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
4368000 USD
CY2014Q2 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
0 loan
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
0 loan
CY2015Q2 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
1 loan
us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
1 loan
CY2014Q2 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
0 USD
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
0 USD
CY2015Q2 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
95000 USD
us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
95000 USD
CY2014Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
143000 USD
CY2015Q2 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
15000 USD
CY2014Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
1450826000 USD
CY2015Q2 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
1475624000 USD
CY2014Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
5970000 USD
CY2015Q2 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
5431000 USD
CY2014Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
6942000 USD
CY2015Q2 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
6261000 USD
CY2014Q2 us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
0 USD
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
0 USD
us-gaap Gain Loss On Investments
GainLossOnInvestments
725000 USD
CY2014Q2 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
97000 USD
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
135000 USD
CY2015Q2 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
100000 USD
us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
140000 USD
CY2014Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
6386000 USD
CY2015Q2 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
6262000 USD
CY2014Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
1542000 USD
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
908000 USD
CY2015Q2 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
1613000 USD
CY2015Q2 us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
0 USD
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
0 USD
us-gaap Gain Loss On Investments
GainLossOnInvestments
472000 USD
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
0 USD
us-gaap Gain Loss On Sale Of Property Plant Equipment
GainLossOnSaleOfPropertyPlantEquipment
-29000 USD
CY2014Q2 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
244000 USD
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
472000 USD
CY2015Q2 us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
262000 USD
us-gaap Gain Loss On Sale Of Securities Net
GainLossOnSaleOfSecuritiesNet
725000 USD
CY2014Q2 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
386000 USD
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
862000 USD
CY2015Q2 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
784000 USD
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
1533000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-44000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-37000 USD
CY2014Q4 us-gaap Goodwill
Goodwill
20536000 USD
CY2015Q2 us-gaap Goodwill
Goodwill
20536000 USD
CY2014Q4 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
184000 USD
CY2015Q2 us-gaap Held To Maturity Securities
HeldToMaturitySecurities
95000 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After Five Through Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterFiveThroughTenYearsNetCarryingAmount
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After One Through Five Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterOneThroughFiveYearsNetCarryingAmount
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Fair Value
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsFairValue
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities After Ten Years Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesAfterTenYearsNetCarryingAmount
0 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities Within One Year Fair Value
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearFairValue
95000 USD
CY2015Q2 us-gaap Held To Maturity Securities Debt Maturities Within One Year Net Carrying Amount
HeldToMaturitySecuritiesDebtMaturitiesWithinOneYearNetCarryingAmount
95000 USD
CY2014Q4 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
186000 USD
CY2015Q2 us-gaap Held To Maturity Securities Fair Value
HeldToMaturitySecuritiesFairValue
95000 USD
CY2014Q2 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
8309000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
10746000 USD
CY2015Q2 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
6662000 USD
us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
6719000 USD
CY2014Q2 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
105000 USD
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
143000 USD
CY2015Q2 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
101000 USD
us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
142000 USD
CY2014Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
9484000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
3743000 USD
CY2014Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
7568000 USD
CY2015Q2 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
7064000 USD
CY2014Q2 us-gaap Interest Expense Domestic Deposits
InterestExpenseDomesticDeposits
1037000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
18521000 USD
CY2015Q2 us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
10262000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Minority Interest And Income Loss From Equity Method Investments
IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments
20870000 USD
CY2014Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2797000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
5529000 USD
CY2015Q2 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
2937000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
6239000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
1769000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
2976000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-69757000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-16988000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
4120000 USD
us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-3472000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
520000 USD
us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-1306000 USD
CY2014Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
947000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1957000 USD
CY2015Q2 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
870000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
1707000 USD
CY2014Q2 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
1482000 USD
us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
4038000 USD
CY2015Q2 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
1515000 USD
us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
4060000 USD
CY2014Q4 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
2074000 USD
CY2015Q2 us-gaap Intangible Assets Net Excluding Goodwill
IntangibleAssetsNetExcludingGoodwill
1627000 USD
CY2014Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
19825000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
39506000 USD
CY2015Q2 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
20178000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
40178000 USD
CY2014Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
16142000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
32086000 USD
CY2015Q2 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
16537000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
32836000 USD
CY2014Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1018320000 USD
CY2015Q2 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
1014013000 USD
CY2014Q4 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
100000 USD
CY2015Q2 us-gaap Interest Bearing Deposits In Banks
InterestBearingDepositsInBanks
100000 USD
CY2014Q2 us-gaap Interest Expense
InterestExpense
1504000 USD
us-gaap Interest Expense
InterestExpense
2989000 USD
CY2015Q2 us-gaap Interest Expense
InterestExpense
1472000 USD
us-gaap Interest Expense
InterestExpense
2923000 USD
CY2014Q2 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
467000 USD
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
916000 USD
CY2015Q2 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
450000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-27020000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-18438000 USD
us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
13230000 USD
us-gaap Marketing And Advertising Expense
MarketingAndAdvertisingExpense
1022000 USD
us-gaap Interest Expense Domestic Deposits
InterestExpenseDomesticDeposits
2073000 USD
CY2015Q2 us-gaap Interest Expense Domestic Deposits
InterestExpenseDomesticDeposits
1022000 USD
us-gaap Interest Expense Domestic Deposits
InterestExpenseDomesticDeposits
2015000 USD
CY2014Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
18121000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
35967000 USD
CY2015Q2 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
18456000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
36755000 USD
CY2014Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
18321000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
36517000 USD
CY2015Q2 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
18706000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
37255000 USD
CY2014Q2 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1026000 USD
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
2001000 USD
CY2015Q2 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
1418000 USD
us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
2681000 USD
us-gaap Interest Paid
InterestPaid
2980000 USD
us-gaap Interest Paid
InterestPaid
2996000 USD
CY2014Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
7886000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
16310000 USD
CY2015Q2 us-gaap Labor And Related Expense
LaborAndRelatedExpense
8259000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
17084000 USD
CY2014Q4 us-gaap Liabilities
Liabilities
2008275000 USD
CY2015Q2 us-gaap Liabilities
Liabilities
2022636000 USD
CY2014Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
2237099000 USD
CY2015Q2 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
2259686000 USD
us-gaap Life Insurance Corporate Or Bank Owned Change In Value
LifeInsuranceCorporateOrBankOwnedChangeInValue
413000 USD
us-gaap Life Insurance Corporate Or Bank Owned Change In Value
LifeInsuranceCorporateOrBankOwnedChangeInValue
424000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
14584000 USD
CY2014Q1 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15484000 USD
CY2014Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15550000 USD
CY2014Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
14929000 USD
CY2015Q1 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15169000 USD
CY2015Q2 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
15258000 USD
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us-gaap Payments For Origination And Purchases Of Loans Held For Sale
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1082000 USD
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27673000 USD
us-gaap Payments For Proceeds From Other Loans And Leases
PaymentsForProceedsFromOtherLoansAndLeases
23781000 USD
us-gaap Payments Of Dividends
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4222000 USD
us-gaap Payments Of Dividends
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4499000 USD
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PaymentsRelatedToTaxWithholdingForShareBasedCompensation
106000 USD
us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
210000 USD
CY2015Q2 us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
169000 USD
us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
329000 USD
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us-gaap Payments To Acquire Available For Sale Securities
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61954000 USD
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0 USD
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1852000 USD
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1743000 USD
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499000 USD
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500000 shares
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500000 shares
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PreferredStockSharesIssued
0 shares
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PreferredStockSharesIssued
0 shares
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0 USD
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0 USD
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50000 USD
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52000 USD
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21500000 USD
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25000000 USD
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41415000 USD
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50842000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
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84000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
89000 USD
us-gaap Proceeds From Repayments Of Short Term Debt
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64453000 USD
us-gaap Proceeds From Repayments Of Short Term Debt
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29021000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities
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7237000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
18999000 USD
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1036000 USD
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800000 USD
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1245000 USD
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642000 USD
us-gaap Professional Fees
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1286000 USD
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200000 USD
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550000 USD
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250000 USD
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159000 USD
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307000 USD
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170000 USD
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471000 USD
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275000 USD
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390033 shares
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333425000 USD
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798000 USD
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20662 shares
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21330 shares
CY2015Q2 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
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7578 shares
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us-gaap Weighted Average Number Of Diluted Shares Outstanding
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CY2015Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
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us-gaap Weighted Average Number Of Shares Outstanding Basic
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us-gaap Basis Of Accounting
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<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;font-weight:bold;">Basis of Presentation</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div><div style="line-height:120%;text-align:justify;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">German American Bancorp, Inc. operates primarily in the banking industry.&#160;The accounting and reporting policies of German American Bancorp, Inc. and its subsidiaries (hereinafter collectively referred to as the "Company") conform to U.S. generally accepted accounting principles.&#160;Certain information and footnote disclosures normally included in financial statements prepared in accordance with U.S. generally accepted accounting principles have been condensed or omitted.&#160;All adjustments which are, in the opinion of management, necessary for a fair presentation of the results for the periods reported have been included in the accompanying unaudited consolidated financial statements, and all such adjustments are of a normal recurring nature.&#160;It is suggested that these consolidated financial statements and notes be read in conjunction with the financial statements and notes thereto in the Company's Annual Report on Form 10-K for the year ended December 31, 2014. Certain items included in the prior period financial statements were reclassified to conform to the current presentation. There was no effect on net income or total shareholder&#8217;s equity based on these reclassifications.</font></div></div>

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