|
FY2025
12 months to Dec 31, 2025
|
|
|---|---|
| INTEREST INCOME | |
| Interest and fees on loans | |
| Interest on deposits with other financial institutions | |
| Taxable interest on investment securities | |
| Other interest bearing balances | |
| Total interest income | |
| INTEREST EXPENSE | |
| Interest on deposits | |
| Interest on short-term borrowings | |
| Interest on subordinated debt | |
| Total interest expense | |
| Net interest income | |
| PROVISION FOR CREDIT LOSSES | |
| Net interest income after provision for credit losses | |
| NONINTEREST INCOME | |
| Gain on sale of loans | |
| Loan servicing income | |
| Service charges and fees | |
| Net interchange fees | |
| Net gain on sales of investment securities | |
| Other income | |
| Total noninterest income | |
| NONINTEREST EXPENSE | |
| Salaries and employee benefits | |
| Data processing | |
| Occupancy expense | |
| Legal and professional fees | |
| Loan related costs | |
| Audits and exams | |
| Advertising and marketing | |
| FDIC insurance | |
| Other | |
| Total noninterest expense | |
| INCOME BEFORE PROVISION FOR INCOME TAXES | |
| Provision for income taxes | |
| NET INCOME BEFORE EQUITY INVESTMENT LOSS | |
| Net loss attributable to equity investment | |
| Net income | |
| PER COMMON SHARE DATA | |
| Basic earnings per share | |
| Diluted earnings per share | |
| Weighted-average basic shares outstanding | |
| Weighted-average diluted shares outstanding |
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