Grupo Financiero Galicia Sa - Understand $ggal stock

$GGAL Market Cap: $7.654 Trillion

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Financial Snapshot

Revenue

Gross Margin

Net Earnings

$541.3B

TTM

Current Assets

Current Liabilities

$329.2B

Q1 2024

Current Ratio

Total Assets

$13350B

Q1 2024

Total Liabilities

$10040B

Q1 2024

Book Value

$3315B

Q1 2024

Cash

P/E

14.14

Nov 29, 2024 EST

Free Cash Flow

-$2244B

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
Revenue
YoY Change

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
Revenue
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization
YoY Change
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020
Interest Expense	3027B ars	564.4B ars	352.4B ars	266.6B ars
YoY Change	436.27%	60.17%	32.18%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
Pretax Income	$541.7B	$70.75B	$49.88B	$70.87B	$50.48B	$21.21B	$13.78B	$9.774B	$7.504B	$5.560B	$3.264B	$2.312B	$2.032B	$771.0M	$432.0M	$287.0M	$150.0M	$94.00M	$161.0M	-$52.00M	-$212.0M	-$2.775B	$442.0M	$274.0M
YoY Change	665.72%	41.82%	-29.61%	40.39%	138.01%	53.94%	40.96%	30.25%	34.96%	70.34%	41.18%	13.78%	163.55%	78.47%	50.52%	91.33%	59.57%	-41.61%	-409.62%	-75.47%	-92.36%	-727.83%	61.31%
Income Tax	$205.5B	17.07B ars	$16.95B	$31.60B	$20.56B	$6.471B	$4.335B	$3.353B	$2.801B	$1.992B	$1.232B	$789.0M	$754.0M	$258.0M	$156.0M	$74.00M	$71.00M	$94.00M	$19.00M	$44.00M	$1.000M	$66.00M	$158.0M	$93.00M
% Of Pretax Income	37.93%	24.12%	33.99%	44.59%	40.73%	30.51%	31.47%	34.31%	37.33%	35.83%	37.75%	34.13%	37.11%	33.46%	36.11%	25.78%	47.33%	100.0%	11.8%				35.75%	33.94%
Net Earnings	$336.2B	48.64B ars	$32.93B	$38.76B	$29.77B	$14.43B	$8.631B	$6.018B	$4.338B	$3.338B	$1.824B	$1.336B	$1.107B	$409.0M	$229.0M	$177.0M	$46.00M	-$19.00M	$107.0M	-$110.0M	-$222.0M	-$2.842B	$262.0M	$130.0M
YoY Change	591.3%	47.71%	-15.04%	30.2%	106.33%	67.15%	43.42%	38.73%	29.96%	83.0%	36.53%	20.69%	170.66%	78.6%	29.38%	284.78%	-342.11%	-117.76%	-197.27%	-50.45%	-92.19%	-1184.73%	101.54%
Net Earnings / Revenue
Basic Earnings Per Share
Diluted Earnings Per Share	$228.00	$34.90	$22.32M	$26.86M	$20.86M	$10.11M	$6.475M	$4.629M	$3.337M	$2.568M	$1.446M	$1.077M	$892.0K	$329.6K	$184.5K	$142.6K	$37.07K	-$15.31K	$86.22K	-$88.64K	-$203.3K	-$2.603M	$239.9K	$119.0K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$355.3B	$115.8B	$62.20B	$66.01B	$44.88B	$40.55B	$9.790B	$3.821B	$2.619B	$1.757B	$1.479B	$1.275B	$1.616B	$1.369B	$1.255B	$1.317B	$1.099B	$696.0M	$675.0M	$590.0M	$542.0M	$593.0M	$1.343B	$281.0M
YoY Change	206.73%	86.22%	-5.78%	47.09%	10.67%	314.21%	156.22%	45.9%	49.06%	18.8%	16.0%	-21.1%	18.04%	9.08%	-4.71%	19.84%	57.9%	3.11%	14.41%	8.86%	-8.6%	-55.85%	377.94%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$12.29B	$2.906B	$3.831B	$5.789B	$3.400B	$337.0M	$76.00M	$53.00M	$52.00M	$52.00M	$112.0M	$104.0M	-$21.00M	-$13.00M	-$6.000M	-$3.000M	-$41.00M
YoY Change	322.87%	-24.15%	-33.82%	70.26%	908.9%	343.42%	43.4%	1.92%	0.0%	-53.57%	7.69%	-595.24%	61.54%	116.67%	100.0%	-92.68%
Other Assets	$183.9B	$7.253B	$4.287B	$15.55B	$3.863B	$3.259B	$6.509B
YoY Change	2435.53%	69.19%	-72.43%	302.54%	18.53%	-49.93%
Total Long-Term Assets
YoY Change
Total Assets	$10290B	$3385B	$1682B	$1597B	$935.4B	$1198B	$327.3B	$242.3B	$161.7B	$107.3B	$83.16B	$63.46B	$51.19B	$35.71B	$27.60B	$24.74B	$22.83B	$23.62B	$25.64B	$23.65B	$22.82B	$23.91B	$27.64B	$16.75B
YoY Change
Accounts Payable								$2.786B	$2.186B	$1.466B	$1.155B	$873.0M	$256.0M	$100.0M	$105.0M	$155.0M	$194.0M
YoY Change								27.45%	49.11%	26.93%	32.3%	241.02%	156.0%	-4.76%	-32.26%	-20.1%
Accrued Expenses	$10.11B	$5.228B	$862.0M	$918.0M	$2.237B			$2.848B	$2.277B	$1.762B	$1.298B	$977.0M	$13.00M	$10.00M	$7.000M	$5.000M	$4.000M
YoY Change	93.46%	506.52%	-6.1%	-58.96%				25.08%	29.23%	35.75%	32.86%	7415.38%	30.0%	42.86%	40.0%	25.0%
Deferred Revenue
YoY Change
Short-Term Debt	$23.35B	$0.00	$324.0M	$0.00		$4.081B	$1.131B	$13.00M	$7.000M	$7.000M	$6.000M	$4.000M	$5.409B	$2.035B	$2.338B	$3.075B	$3.120B
YoY Change		-100.0%				260.83%	8600.0%	85.71%	0.0%	16.67%	50.0%	-99.93%	165.8%	-12.96%	-23.97%	-1.44%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$305.9B	$14.03B	$10.52B	$23.90B	$16.28B	$7.424B	$2.523B	$8.590B	$6.640B	$4.998B	$3.602B	$2.591B	$269.0M	$130.0M	$129.0M	$176.0M	$198.0M
YoY Change	2080.34%	33.33%	-55.98%	46.83%	119.28%	194.25%	-70.63%	29.37%	32.85%	38.76%	39.02%	863.2%	106.92%	0.78%	-26.7%	-11.11%
Long-Term Debt	$1212B	$399.7B	$214.8B	$199.1B	$162.4B	$124.0B	$26.43B	$22.89B	$15.20B	$11.74B	$9.583B	$7.044B	$984.0M	$1.253B	$1.137B	$987.0M	$855.0M	$778.0M	$431.0M	$380.0M	$0.00	$0.00	$0.00	$0.00
YoY Change	203.3%	86.13%	7.9%	22.59%	30.97%	369.04%	15.47%	50.63%	29.48%	22.47%	36.04%	615.85%	-21.47%	10.2%	15.2%	15.44%	9.9%	80.51%	13.42%
Other Long-Term Liabilities	$1029B	$213.5B	$113.2B	$81.35B	$62.63B	$174.6B	$52.59B	$38.17B	$25.19B	$15.43B	$11.45B	$8.576B	$8.201B	$6.101B	$3.876B	$3.048B	$2.424B	$10.28B	$15.01B	$14.88B	$15.73B	$16.97B	$9.084B	$6.411B
YoY Change	382.19%	88.6%	39.13%	29.89%	-64.13%	231.94%	37.8%	51.51%	63.28%	34.79%	33.47%	4.57%	34.42%	57.4%	27.17%	25.74%	-76.43%	-31.5%	0.87%	-5.37%	-7.35%	86.85%	41.69%
Total Long-Term Liabilities	$2242B	$613.2B	$328.0B	$280.4B	$225.0B	$298.6B	$79.03B	$61.06B	$40.39B	$27.16B	$21.03B	$15.62B	$9.185B	$7.354B	$5.013B	$4.035B	$3.279B	$11.06B	$15.44B	$15.26B	$15.73B	$16.97B	$9.084B	$6.411B
YoY Change	265.57%	86.98%	16.96%	24.63%	-24.64%	277.8%	29.43%	51.18%	48.68%	29.17%	34.63%	70.06%	24.9%	46.7%	24.24%	23.06%	-70.36%	-28.37%	1.19%	-2.96%	-7.35%	86.85%	41.69%
Total Liabilities	$8267B	$2776B	$1379B	$1325B	$783.1B	$1072B	$286.1B	$221.9B	$147.3B	$97.07B	$76.21B	$58.59B	$47.64B	$33.24B	$25.55B	$22.89B	$21.17B	$22.01B	$24.01B	$22.13B	$21.40B	$22.27B	$24.56B	$15.42B
YoY Change	197.83%	101.27%	4.05%	69.26%	-26.95%	274.69%	28.93%	50.68%	51.71%	27.37%	30.08%	22.98%	43.33%	30.09%	11.62%	8.1%	-3.79%	-8.34%	8.49%	3.4%	-3.88%	-9.34%	59.23%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $7.6537 Trillion

About GRUPO FINANCIERO GALICIA SA

Grupo Financiero Galicia SA is a holding company, which engages in banking, insurance, and the issuance of certificates of deposit through its subsidiaries. The company is headquartered in Buenos Aires, Buenos Aires and currently employs 9,450 full-time employees. The company went IPO on 2004-04-23. The firm does not have operations of its own and conduct its business through its subsidiaries. Banco Galicia is the Company's main subsidiary and one of Argentina’s service banks. The firm's goal is to consolidate its position as one of Argentina’s comprehensive financial services providers while continuing to strengthen Banco Galicia’s position as one of Argentina’s banks. The firm seeks to broaden and complement the operations and businesses of Banco Galicia, through holdings in companies and undertakings whose objectives are related to and/or can produce synergies with financial activities. The firm's non-banking subsidiaries operate in financial and related activities.

Industry: Commercial Banks, NEC Peers: