$GOVB Income Statement | Understand Stock

$GOVB

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated statements of earnings

In USD, except per-share amounts

	FY2025 12 months to Sep 30, 2025	FY2024 12 months to Sep 30, 2024	FY2023 12 months to Sep 30, 2023
Interest income:
Loans, net
Net swap income on loan hedge
Securities-taxable
Securities-non-taxable
Other short-term investments
Total interest income
Interest expense:
Deposits
Net swap income on deposit hedge
Borrowings - short term and long term
Net swap income on borrowing hedge
Total interest expense
Net interest income
Provision for loan losses
Provision for credit losses - Loans
Provision for credit losses - Unfunded commitments
Total provision for loan losses
Net interest income after provision for credit losses
Non-interest income:
Service charges
ATM card fees
Realized gain on sales of securities - AFS
Realized gain on sales of equity securities
Realized gain on swaps unwound
Loss on disposal of premises and equipment, net
Earnings on investment in life insurance
Earnings on deferred fees plan
Unrealized loss on swap agreements
Earnings on MPF and MAP programs
Earnings on secondary market programs
Other non-interest income
Total non-interest income, net
Non-interest expenses:
Salaries and employee benefits
Directors fees
Earnings on deferred fees plan
Building, occupancy and equipment
Data processing
Postage and supplies
Professional fees
Intangibles and deposit premium amortization
Intangibles amortization
Foreclosed assets, net
Other non-interest expense
Total non-interest expenses, net
Income before income tax expense (benefit)
Income tax expense (benefit)
Net income
Earnings per common share - basic (in dollars per share)
Earnings per common share - diluted (in dollars per share)

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