$govb 2024 Q1 10-Q

Concept	2024 Q1	2023 Q4	2022 Q4
Revenue	$2.145M	$2.128M	$2.014M
YoY Change	6.29%	5.66%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization		$64.00K	$54.00K
YoY Change		18.52%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense	$337.0K	$324.0K	$30.00K
YoY Change	388.41%	980.0%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income	$85.00K	$101.0K	$10.00K
YoY Change	-171.43%	910.0%
Income Tax	-$17.00K	-$17.00K	-$36.00K
% Of Pretax Income	-20.0%	-16.83%	-360.0%
Net Earnings	$102.0K	$118.0K	$46.00K
YoY Change	-317.02%	156.52%
Net Earnings / Revenue	4.76%	5.55%	2.28%
Basic Earnings Per Share	$0.10	$0.11	$0.02
Diluted Earnings Per Share	$0.10	$0.11	$0.02
COMMON SHARES
Basic Shares Outstanding	1.107M	1.107M	2.031M
Diluted Shares Outstanding	1.053M	1.050M	2.031M

Concept	2024 Q1	2023 Q4	2022 Q4
OPERATING ACTIVITIES
Net Income	$102.0K	$118.0K	$46.00K
YoY Change	-317.02%	156.52%
Depreciation, Depletion And Amortization		$64.00K	$54.00K
YoY Change		18.52%
Cash From Operating Activities		-$3.517M	-$40.00K
YoY Change		8692.5%
INVESTING ACTIVITIES
Capital Expenditures		$7.000K	$63.00K
YoY Change		-88.89%
Acquisitions
YoY Change
Other Investing Activities
YoY Change
Cash From Investing Activities		$849.0K	$1.012M
YoY Change		-16.11%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities		340.0K	-9.143M
YoY Change		-103.72%
NET CHANGE
Cash From Operating Activities		-3.517M	-40.00K
Cash From Investing Activities		849.0K	1.012M
Cash From Financing Activities		340.0K	-9.143M
Net Change In Cash		-2.328M	-8.171M
YoY Change		-71.51%
FREE CASH FLOW
Cash From Operating Activities		-$3.517M	-$40.00K
Capital Expenditures		$7.000K	$63.00K
Free Cash Flow		-$3.524M	-$103.0K
YoY Change		3321.36%

Frame	Concept Type	Concept / XBRL Key	Value
CY2022Q4	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	0
CY2023Q4	us-gaap	Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount	0
CY2023Q4	dei	Entity Central Index Key EntityCentralIndexKey	0001978811
CY2023Q4	dei	Current Fiscal Year End Date CurrentFiscalYearEndDate	--09-30
CY2023Q4	dei	Document Fiscal Year Focus DocumentFiscalYearFocus	2024
CY2023Q4	dei	Document Fiscal Period Focus DocumentFiscalPeriodFocus	Q1
CY2023Q4	dei	Amendment Flag AmendmentFlag	false
CY2022Q4	us-gaap	Derivative Gain Loss Statement Of Income Or Comprehensive Income Extensible Enumeration DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration	http://fasb.org/us-gaap/2023#NoninterestExpense http://fasb.org/us-gaap/2023#NoninterestIncome
CY2023Q4	us-gaap	Derivative Gain Loss Statement Of Income Or Comprehensive Income Extensible Enumeration DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration	http://fasb.org/us-gaap/2023#NoninterestExpense http://fasb.org/us-gaap/2023#NoninterestIncome
CY2023Q4	dei	Entity Registrant Name EntityRegistrantName	Gouverneur Bancorp, Inc.
CY2023Q4	us-gaap	Operating Lease Right Of Use Asset Statement Of Financial Position Extensible List OperatingLeaseRightOfUseAssetStatementOfFinancialPositionExtensibleList	http://fasb.org/us-gaap/2023#InterestReceivableAndOtherAssets
CY2023Q4	us-gaap	Operating Lease Liability Statement Of Financial Position Extensible List OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList	http://fasb.org/us-gaap/2023#AccruedLiabilitiesAndOtherLiabilities
CY2023Q4	ecd	Rule10b51 Arr Adopted Flag Rule10b51ArrAdoptedFlag	false
CY2023Q4	ecd	Non Rule10b51 Arr Trmntd Flag NonRule10b51ArrTrmntdFlag	false
CY2023Q4	ecd	Rule10b51 Arr Trmntd Flag Rule10b51ArrTrmntdFlag	false
CY2023Q4	ecd	Non Rule10b51 Arr Adopted Flag NonRule10b51ArrAdoptedFlag	false
CY2023Q4	dei	Document Type DocumentType	10-Q
CY2023Q4	dei	Document Quarterly Report DocumentQuarterlyReport	true
CY2023Q4	dei	Document Period End Date DocumentPeriodEndDate	2023-12-31
CY2023Q4	dei	Document Transition Report DocumentTransitionReport	false
CY2023Q4	dei	Entity File Number EntityFileNumber	000-56606
CY2023Q4	dei	Entity Incorporation State Country Code EntityIncorporationStateCountryCode	MD
CY2023Q4	dei	Entity Tax Identification Number EntityTaxIdentificationNumber	37-2102925
CY2023Q4	dei	Entity Address Address Line1 EntityAddressAddressLine1	42 Church Street
CY2023Q4	dei	Entity Address City Or Town EntityAddressCityOrTown	Gouverneur
CY2023Q4	dei	Entity Address State Or Province EntityAddressStateOrProvince	NY
CY2023Q4	dei	Entity Address Postal Zip Code EntityAddressPostalZipCode	13642
CY2023Q4	dei	City Area Code CityAreaCode	315
CY2023Q4	dei	Local Phone Number LocalPhoneNumber	287-2600
CY2023Q4	dei	Security12b Title Security12bTitle	None
CY2023Q4	dei	Entity Current Reporting Status EntityCurrentReportingStatus	Yes
CY2023Q4	dei	Entity Interactive Data Current EntityInteractiveDataCurrent	Yes
CY2023Q4	dei	Entity Filer Category EntityFilerCategory	Non-accelerated Filer
CY2023Q4	dei	Entity Small Business EntitySmallBusiness	true
CY2023Q4	dei	Entity Emerging Growth Company EntityEmergingGrowthCompany	true
CY2023Q3	us-gaap	Advance Payments By Borrowers For Taxes And Insurance AdvancePaymentsByBorrowersForTaxesAndInsurance	443000
CY2023Q4	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	4267000
CY2023Q3	us-gaap	Accrued Liabilities And Other Liabilities AccruedLiabilitiesAndOtherLiabilities	7566000
CY2023Q4	us-gaap	Liabilities Liabilities	172886000
CY2023Q4	dei	Entity Ex Transition Period EntityExTransitionPeriod	false
CY2023Q4	dei	Entity Shell Company EntityShellCompany	false
CY2024Q1	dei	Entity Common Stock Shares Outstanding EntityCommonStockSharesOutstanding	1107134
CY2023Q4	us-gaap	Cash And Due From Banks CashAndDueFromBanks	6576000
CY2023Q3	us-gaap	Cash And Due From Banks CashAndDueFromBanks	9306000
CY2023Q4	us-gaap	Interest Bearing Deposits In Banks InterestBearingDepositsInBanks	1503000
CY2023Q3	us-gaap	Interest Bearing Deposits In Banks InterestBearingDepositsInBanks	1101000
CY2023Q4	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	8079000
CY2023Q3	us-gaap	Cash And Cash Equivalents At Carrying Value CashAndCashEquivalentsAtCarryingValue	10407000
CY2023Q4	govb	Time Deposits In Other Financial Institutions TimeDepositsInOtherFinancialInstitutions	491000
CY2023Q3	govb	Time Deposits In Other Financial Institutions TimeDepositsInOtherFinancialInstitutions	484000
CY2023Q4	us-gaap	Debt Securities Available For Sale Excluding Accrued Interest DebtSecuritiesAvailableForSaleExcludingAccruedInterest	49402000
CY2023Q3	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	46624000
CY2023Q4	govb	Loans And Leases Receivable Net Discounts On Acquired Loans LoansAndLeasesReceivableNetDiscountsOnAcquiredLoans	948000
CY2023Q3	govb	Loans And Leases Receivable Net Discounts On Acquired Loans LoansAndLeasesReceivableNetDiscountsOnAcquiredLoans	992000
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	1061000
CY2023Q3	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	623000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss	124611000
CY2023Q3	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	125427000
CY2023Q4	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	1150000
CY2023Q3	us-gaap	Federal Home Loan Bank Stock FederalHomeLoanBankStock	1471000
CY2023Q4	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	7021000
CY2023Q3	us-gaap	Bank Owned Life Insurance BankOwnedLifeInsurance	6984000
CY2023Q4	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	3016000
CY2023Q3	us-gaap	Property Plant And Equipment Net PropertyPlantAndEquipmentNet	3073000
CY2023Q4	us-gaap	Real Estate Acquired Through Foreclosure RealEstateAcquiredThroughForeclosure	74000
CY2023Q3	us-gaap	Real Estate Acquired Through Foreclosure RealEstateAcquiredThroughForeclosure	101000
CY2023Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	1976000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	2080000
CY2023Q4	us-gaap	Goodwill Goodwill	4237000
CY2023Q3	us-gaap	Goodwill Goodwill	4237000
CY2023Q4	us-gaap	Interest Receivable And Other Assets InterestReceivableAndOtherAssets	4888000
CY2023Q3	us-gaap	Interest Receivable And Other Assets InterestReceivableAndOtherAssets	4997000
CY2023Q4	us-gaap	Assets Assets	204945000
CY2023Q3	us-gaap	Assets Assets	205885000
CY2023Q4	us-gaap	Noninterest Bearing Deposit Liabilities NoninterestBearingDepositLiabilities	19199000
CY2023Q3	us-gaap	Noninterest Bearing Deposit Liabilities NoninterestBearingDepositLiabilities	25052000
CY2023Q4	us-gaap	Deposits Money Market Deposits And Negotiable Order Of Withdrawal Now DepositsMoneyMarketDepositsAndNegotiableOrderOfWithdrawalNOW	48494000
CY2023Q3	us-gaap	Deposits Money Market Deposits And Negotiable Order Of Withdrawal Now DepositsMoneyMarketDepositsAndNegotiableOrderOfWithdrawalNOW	42625000
CY2023Q4	us-gaap	Deposits Savings Deposits DepositsSavingsDeposits	63716000
CY2023Q3	us-gaap	Deposits Savings Deposits DepositsSavingsDeposits	66570000
CY2023Q4	us-gaap	Time Deposits TimeDeposits	28918000
CY2023Q3	us-gaap	Time Deposits TimeDeposits	24531000
CY2023Q4	us-gaap	Deposits Deposits	160327000
CY2023Q3	us-gaap	Deposits Deposits	158778000
CY2023Q4	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	7000000
CY2023Q3	us-gaap	Advances From Federal Home Loan Banks AdvancesFromFederalHomeLoanBanks	13990000
CY2023Q4	us-gaap	Advance Payments By Borrowers For Taxes And Insurance AdvancePaymentsByBorrowersForTaxesAndInsurance	1292000
CY2023Q3	us-gaap	Liabilities Liabilities	180777000
CY2023Q4	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2023Q3	us-gaap	Preferred Stock Par Or Stated Value Per Share PreferredStockParOrStatedValuePerShare	0.01
CY2023Q4	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	25000000
CY2023Q4	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2023Q3	us-gaap	Preferred Stock Shares Authorized PreferredStockSharesAuthorized	1000000
CY2023Q3	us-gaap	Preferred Stock Shares Issued PreferredStockSharesIssued	0
CY2023Q4	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2023Q3	us-gaap	Common Stock Par Or Stated Value Per Share CommonStockParOrStatedValuePerShare	0.01
CY2023Q4	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	75000000
CY2023Q4	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	1107134
CY2023Q3	us-gaap	Common Stock Shares Authorized CommonStockSharesAuthorized	9000000
CY2023Q3	us-gaap	Common Stock Shares Issued CommonStockSharesIssued	2031377
CY2023Q4	us-gaap	Common Stock Value CommonStockValue	11000
CY2023Q3	us-gaap	Common Stock Value CommonStockValue	24000
CY2023Q4	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	6487000
CY2023Q3	us-gaap	Additional Paid In Capital AdditionalPaidInCapital	5035000
CY2023Q4	govb	Unearned Common Stock Held By Employee Stock Ownership Plan Unallocated Shares UnearnedCommonStockHeldByEmployeeStockOwnershipPlanUnallocatedShares	53989
CY2023Q3	govb	Unearned Common Stock Held By Employee Stock Ownership Plan Unallocated Shares UnearnedCommonStockHeldByEmployeeStockOwnershipPlanUnallocatedShares	0
CY2023Q4	us-gaap	Deferred Compensation Equity DeferredCompensationEquity	540000
CY2023Q4	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	27992000
CY2023Q3	us-gaap	Retained Earnings Accumulated Deficit RetainedEarningsAccumulatedDeficit	28242000
CY2023Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-1891000
CY2023Q3	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-4123000
CY2023Q4	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	0
CY2023Q3	us-gaap	Treasury Stock Common Shares TreasuryStockCommonShares	352231
CY2023Q3	us-gaap	Treasury Stock Common Value TreasuryStockCommonValue	4070000
CY2023Q4	us-gaap	Stockholders Equity StockholdersEquity	32059000
CY2023Q3	us-gaap	Stockholders Equity StockholdersEquity	25108000
CY2023Q4	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	204945000
CY2023Q3	us-gaap	Liabilities And Stockholders Equity LiabilitiesAndStockholdersEquity	205885000
CY2023Q4	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	1601000
CY2022Q4	us-gaap	Interest And Fee Income Loans And Leases InterestAndFeeIncomeLoansAndLeases	1482000
CY2022Q4	govb	Interest Income Expense On Net Swap Hedging Of Loans InterestIncomeExpenseOnNetSwapHedgingOfLoans	27000
CY2023Q4	us-gaap	Interest Income Securities Taxable InterestIncomeSecuritiesTaxable	357000
CY2022Q4	us-gaap	Interest Income Securities Taxable InterestIncomeSecuritiesTaxable	337000
CY2023Q4	us-gaap	Interest Income Securities Tax Exempt InterestIncomeSecuritiesTaxExempt	146000
CY2022Q4	us-gaap	Interest Income Securities Tax Exempt InterestIncomeSecuritiesTaxExempt	145000
CY2023Q4	us-gaap	Interest Income Short Term Investment Other InterestIncomeShortTermInvestmentOther	24000
CY2022Q4	us-gaap	Interest Income Short Term Investment Other InterestIncomeShortTermInvestmentOther	23000
CY2023Q4	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	2128000
CY2022Q4	us-gaap	Interest And Dividend Income Operating InterestAndDividendIncomeOperating	2014000
CY2023Q4	us-gaap	Interest Expense Deposits InterestExpenseDeposits	243000
CY2022Q4	us-gaap	Interest Expense Deposits InterestExpenseDeposits	55000
CY2022Q4	govb	Interest Income On Net Swap Borrowing Hedge InterestIncomeOnNetSwapBorrowingHedge	31000
CY2023Q4	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	131000
CY2022Q4	us-gaap	Interest Expense Borrowings InterestExpenseBorrowings	6000
CY2023Q4	govb	Net Swap Income On Borrowing Hedge NetSwapIncomeOnBorrowingHedge	50000
CY2023Q4	us-gaap	Interest Expense InterestExpense	324000
CY2022Q4	us-gaap	Interest Expense InterestExpense	30000
CY2023Q4	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	1804000
CY2022Q4	us-gaap	Interest Income Expense Net InterestIncomeExpenseNet	1984000
CY2023Q4	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	68000
CY2022Q4	us-gaap	Provision For Loan Losses Expensed ProvisionForLoanLossesExpensed	15000
CY2023Q4	govb	Provision For Credit Losses On Unfunded Commitments ProvisionForCreditLossesOnUnfundedCommitments	2000
CY2023Q4	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	1734000
CY2022Q4	us-gaap	Interest Income Expense After Provision For Loan Loss InterestIncomeExpenseAfterProvisionForLoanLoss	1969000
CY2023Q4	govb	Service Charges Income ServiceChargesIncome	87000
CY2022Q4	govb	Service Charges Income ServiceChargesIncome	92000
CY2022Q4	us-gaap	Debt Securities Available For Sale Realized Loss DebtSecuritiesAvailableForSaleRealizedLoss	342000
CY2023Q4	us-gaap	Gain Loss On Sale Of Derivatives GainLossOnSaleOfDerivatives	75000
CY2022Q4	us-gaap	Gain Loss On Sale Of Derivatives GainLossOnSaleOfDerivatives	343000
CY2023Q4	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	38000
CY2022Q4	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	36000
CY2023Q4	govb	Gain Loss On Deferred Fees Plan Non Interest Income GainLossOnDeferredFeesPlanNonInterestIncome	12000
CY2022Q4	govb	Gain Loss On Deferred Fees Plan Non Interest Income GainLossOnDeferredFeesPlanNonInterestIncome	28000
CY2023Q4	us-gaap	Unrealized Gain Loss On Derivatives UnrealizedGainLossOnDerivatives	-143000
CY2022Q4	us-gaap	Unrealized Gain Loss On Derivatives UnrealizedGainLossOnDerivatives	-436000
CY2023Q4	govb	Earnings On Mortgage Partnership Finance Program And Multifamily Accelerated Processing Programs EarningsOnMortgagePartnershipFinanceProgramAndMultifamilyAcceleratedProcessingPrograms	10000
CY2022Q4	govb	Earnings On Mortgage Partnership Finance Program And Multifamily Accelerated Processing Programs EarningsOnMortgagePartnershipFinanceProgramAndMultifamilyAcceleratedProcessingPrograms	10000
CY2023Q4	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	68000
CY2022Q4	us-gaap	Noninterest Income Other Operating Income NoninterestIncomeOtherOperatingIncome	79000
CY2023Q4	us-gaap	Noninterest Income NoninterestIncome	147000
CY2022Q4	us-gaap	Noninterest Income NoninterestIncome	-190000
CY2023Q4	us-gaap	Labor And Related Expense LaborAndRelatedExpense	863000
CY2022Q4	us-gaap	Labor And Related Expense LaborAndRelatedExpense	802000
CY2023Q4	us-gaap	Noninterest Expense Directors Fees NoninterestExpenseDirectorsFees	86000
CY2022Q4	us-gaap	Noninterest Expense Directors Fees NoninterestExpenseDirectorsFees	71000
CY2023Q4	govb	Gain Loss On Deferred Fees Plan Non Interest Expense GainLossOnDeferredFeesPlanNonInterestExpense	12000
CY2022Q4	govb	Gain Loss On Deferred Fees Plan Non Interest Expense GainLossOnDeferredFeesPlanNonInterestExpense	28000
CY2023Q4	us-gaap	Occupancy Net OccupancyNet	238000
CY2022Q4	us-gaap	Occupancy Net OccupancyNet	241000
CY2023Q4	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	106000
CY2022Q4	us-gaap	Information Technology And Data Processing InformationTechnologyAndDataProcessing	109000
CY2023Q4	us-gaap	Supplies And Postage Expense SuppliesAndPostageExpense	24000
CY2022Q4	us-gaap	Supplies And Postage Expense SuppliesAndPostageExpense	45000
CY2023Q4	us-gaap	Professional Fees ProfessionalFees	150000
CY2022Q4	us-gaap	Professional Fees ProfessionalFees	106000
CY2023Q4	govb	Noninterest Expense Intangibles And Deposit Premium Expense NoninterestExpenseIntangiblesAndDepositPremiumExpense	104000
CY2022Q4	govb	Noninterest Expense Intangibles And Deposit Premium Expense NoninterestExpenseIntangiblesAndDepositPremiumExpense	115000
CY2023Q4	govb	Foreclosed Realestate Expense Net ForeclosedRealestateExpenseNet	4000
CY2022Q4	govb	Foreclosed Realestate Expense Net ForeclosedRealestateExpenseNet	23000
CY2023Q4	us-gaap	Other Noninterest Expense OtherNoninterestExpense	193000
CY2022Q4	us-gaap	Other Noninterest Expense OtherNoninterestExpense	229000
CY2023Q4	us-gaap	Noninterest Expense NoninterestExpense	1780000
CY2022Q4	us-gaap	Noninterest Expense NoninterestExpense	1769000
CY2023Q4	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	101000
CY2022Q4	us-gaap	Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	10000
CY2023Q4	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-17000
CY2022Q4	us-gaap	Income Tax Expense Benefit IncomeTaxExpenseBenefit	-36000
CY2023Q4	us-gaap	Net Income Loss NetIncomeLoss	118000
CY2022Q4	us-gaap	Net Income Loss NetIncomeLoss	46000
CY2023Q4	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.11
CY2022Q4	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.02
CY2023Q4	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.11
CY2022Q4	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.02
CY2023Q4	us-gaap	Net Income Loss NetIncomeLoss	118000
CY2022Q4	us-gaap	Net Income Loss NetIncomeLoss	46000
CY2023Q4	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	2766000
CY2022Q4	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax	1306000
CY2023Q4	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	581000
CY2022Q4	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax	274000
CY2023Q4	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax	2185000
CY2022Q4	us-gaap	Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax	1032000
CY2023Q4	us-gaap	Pension And Other Postretirement Benefit Expense PensionAndOtherPostretirementBenefitExpense	-59000
CY2022Q4	us-gaap	Pension And Other Postretirement Benefit Expense PensionAndOtherPostretirementBenefitExpense	-47000
CY2023Q4	us-gaap	Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax	-12000
CY2022Q4	us-gaap	Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax	-10000
CY2023Q4	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansBeforeTax	47000
CY2022Q4	us-gaap	Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans Before Tax OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansBeforeTax	37000
CY2023Q4	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	2232000
CY2022Q4	us-gaap	Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent	1069000
CY2023Q4	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	2350000
CY2022Q4	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	1115000
CY2022Q3	us-gaap	Stockholders Equity StockholdersEquity	24829000
CY2022Q4	us-gaap	Net Income Loss NetIncomeLoss	46000
CY2022Q4	us-gaap	Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax	-37000
CY2022Q4	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	1032000
CY2022Q4	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	1115000
CY2022Q4	us-gaap	Stockholders Equity StockholdersEquity	25944000
CY2023Q3	us-gaap	Stockholders Equity StockholdersEquity	25108000
CY2023Q4	us-gaap	Net Income Loss NetIncomeLoss	118000
CY2023Q4	us-gaap	Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax	-47000
CY2023Q4	us-gaap	Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	2185000
CY2023Q4	us-gaap	Comprehensive Income Net Of Tax ComprehensiveIncomeNetOfTax	2350000
CY2023Q4	govb	Stock Issued During Period Value Stock Offering And Conversion StockIssuedDuringPeriodValueStockOfferingAndConversion	4932000
CY2023Q4	us-gaap	Stock Issued During Period Shares New Issues StockIssuedDuringPeriodSharesNewIssues	1107134
CY2023Q4	us-gaap	Stock Repurchased And Retired During Period Shares StockRepurchasedAndRetiredDuringPeriodShares	2031377
CY2023Q4	us-gaap	Treasury Stock Shares Retired TreasuryStockSharesRetired	352231
CY2023Q4	us-gaap	Stock Issued During Period Shares Employee Stock Ownership Plan StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan	57845
CY2023Q4	us-gaap	Employee Stock Ownership Plan Esop Number Of Committed To Be Released Shares EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares	3856
CY2023Q4	us-gaap	Amortization Of Esop Award AmortizationOfESOPAward	37000
CY2023Q4	us-gaap	Stockholders Equity StockholdersEquity	32059000
CY2023Q4	us-gaap	Profit Loss ProfitLoss	118000
CY2022Q4	us-gaap	Profit Loss ProfitLoss	46000
CY2023Q4	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	70000
CY2022Q4	us-gaap	Provision For Loan Lease And Other Losses ProvisionForLoanLeaseAndOtherLosses	15000
CY2023Q4	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	-18000
CY2022Q4	us-gaap	Amortization Of Deferred Loan Origination Fees Net AmortizationOfDeferredLoanOriginationFeesNet	-27000
CY2023Q4	us-gaap	Accretion Amortization Of Discounts And Premiums Investments AccretionAmortizationOfDiscountsAndPremiumsInvestments	167000
CY2022Q4	us-gaap	Accretion Amortization Of Discounts And Premiums Investments AccretionAmortizationOfDiscountsAndPremiumsInvestments	173000
CY2023Q4	us-gaap	Depreciation Depreciation	64000
CY2022Q4	us-gaap	Depreciation Depreciation	54000
CY2022Q4	us-gaap	Debt Securities Available For Sale Realized Loss DebtSecuritiesAvailableForSaleRealizedLoss	342000
CY2023Q4	us-gaap	Impairment Of Intangible Assets Finitelived ImpairmentOfIntangibleAssetsFinitelived	104000
CY2022Q4	us-gaap	Impairment Of Intangible Assets Finitelived ImpairmentOfIntangibleAssetsFinitelived	116000
CY2022Q4	govb	Loss On Subsequent Write Downs Of Real Estate Owned LossOnSubsequentWriteDownsOfRealEstateOwned	23000
CY2022Q4	govb	Gain Loss On Sale Of Foreclosed Assets GainLossOnSaleOfForeclosedAssets	1000
CY2023Q4	us-gaap	Share Based Compensation ShareBasedCompensation	37000
CY2023Q4	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	38000
CY2022Q4	us-gaap	Bank Owned Life Insurance Income BankOwnedLifeInsuranceIncome	36000
CY2023Q4	govb	Increase Decrease In Accrued Interest Receivable And Other Assets IncreaseDecreaseInAccruedInterestReceivableAndOtherAssets	485000
CY2022Q4	govb	Increase Decrease In Accrued Interest Receivable And Other Assets IncreaseDecreaseInAccruedInterestReceivableAndOtherAssets	293000
CY2023Q4	govb	Increase Decrease In Interest Payable Net And Other Liabilities IncreaseDecreaseInInterestPayableNetAndOtherLiabilities	3238000
CY2022Q4	govb	Increase Decrease In Interest Payable Net And Other Liabilities IncreaseDecreaseInInterestPayableNetAndOtherLiabilities	160000
CY2023Q4	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	-3517000
CY2022Q4	us-gaap	Net Cash Provided By Used In Operating Activities NetCashProvidedByUsedInOperatingActivities	-40000
CY2022Q4	us-gaap	Proceeds From Sale Of Available For Sale Securities Debt ProceedsFromSaleOfAvailableForSaleSecuritiesDebt	1889000
CY2023Q4	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	959000
CY2022Q4	us-gaap	Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities	801000
CY2023Q4	us-gaap	Payments To Acquire Available For Sale Securities Debt PaymentsToAcquireAvailableForSaleSecuritiesDebt	811000
CY2022Q4	us-gaap	Payments To Acquire Available For Sale Securities Debt PaymentsToAcquireAvailableForSaleSecuritiesDebt	1977000
CY2023Q4	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	-321000
CY2022Q4	us-gaap	Payments For Proceeds From Federal Home Loan Bank Stock PaymentsForProceedsFromFederalHomeLoanBankStock	158000
CY2023Q4	us-gaap	Increase Decrease In Loans To Federal Home Loan Banks IncreaseDecreaseInLoansToFederalHomeLoanBanks	-387000
CY2022Q4	us-gaap	Increase Decrease In Loans To Federal Home Loan Banks IncreaseDecreaseInLoansToFederalHomeLoanBanks	-519000
CY2023Q4	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	7000
CY2022Q4	us-gaap	Payments To Acquire Property Plant And Equipment PaymentsToAcquirePropertyPlantAndEquipment	63000
CY2022Q4	us-gaap	Proceeds From Sale Of Foreclosed Assets ProceedsFromSaleOfForeclosedAssets	1000
CY2023Q4	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	849000
CY2022Q4	us-gaap	Net Cash Provided By Used In Investing Activities NetCashProvidedByUsedInInvestingActivities	1012000
CY2023Q4	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	1549000
CY2022Q4	us-gaap	Increase Decrease In Deposits IncreaseDecreaseInDeposits	-13622000
CY2023Q4	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	-6990000
CY2022Q4	us-gaap	Proceeds From Repayments Of Short Term Debt ProceedsFromRepaymentsOfShortTermDebt	3700000
CY2023Q4	us-gaap	Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance	849000
CY2022Q4	us-gaap	Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance	779000
CY2023Q4	us-gaap	Proceeds From Issuance Of Common Stock ProceedsFromIssuanceOfCommonStock	4932000
CY2023Q4	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	340000
CY2022Q4	us-gaap	Net Cash Provided By Used In Financing Activities NetCashProvidedByUsedInFinancingActivities	-9143000
CY2023Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	-2328000
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect	-8171000
CY2023Q3	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	10407000
CY2022Q3	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	14344000
CY2023Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	8079000
CY2022Q4	us-gaap	Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents	6173000
CY2023Q4	us-gaap	Interest Paid Net InterestPaidNet	348000
CY2022Q4	us-gaap	Interest Paid Net InterestPaidNet	37000
CY2023Q4	govb	Write Downs On Foreclosed Assets Through Allowance For Loan Losses WriteDownsOnForeclosedAssetsThroughAllowanceForLoanLosses	-27000
CY2023Q4	us-gaap	Basis Of Accounting BasisOfAccounting	<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Note 1: Basis of Presentation</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">The accompanying consolidated financial statements include the accounts of Gouverneur Bancorp, Inc. and Gouverneur Savings and Loan Association (the “Bank”), the wholly owned and only direct subsidiary of Bancorp, and GS&L Municipal Bank, the wholly owned and only subsidiary of the Bank, (collectively referred to as the “Company”) as of December 31, 2023 (unaudited) and September 30, 2023 and for the three-month periods ended December 31, 2023 and 2022 (unaudited). All material intercompany accounts and transactions have been eliminated in this consolidation. These statements were prepared in accordance with instructions for Form 10-Q and, therefore, do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with generally accepted accounting principles in the United States of America.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">Bancorp is a Maryland corporation that was incorporated in June 2023 to be the successor to Gouverneur Bancorp, Inc., a federally chartered corporation (the “Mid-Tier Holding Company”), upon completion of the second-step conversion of the Bank from the two-tier mutual holding company structure to the stock holding company structure. Cambray Mutual Holding Company was the former mutual holding company for the Mid-Tier Holding Company prior to the completion of the second-step conversion. In conjunction with the second-step conversion, each of Cambray Mutual Holding Company and the Mid-Tier Holding Company merged out of existence and now cease to exist. The second-step conversion was completed on October 31, 2023, at which time the Company sold, for gross proceeds of $7.2 million, a total of 723,068 shares of common stock at $10.00 per share, including 57,845 shares sold to the Bank’s employee stock ownership plan. As part of the second-step conversion, each of the existing outstanding shares of Mid-Tier Holding Company common stock owned by persons other than Cambray Mutual Holding Company was converted into 0.5334 shares of Bancorp common stock. As a result of the second-step conversion, all share information has been subsequently revised to reflect the 0.5334 exchange ratio, unless otherwise noted.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;margin:0pt;"><span style="white-space:pre-wrap;">On September 16, 2022, the Bank completed its acquisition of Citizens Bank of Cape Vincent (“CBCV”), Cape Vincent, New York, a commercial bank with full-service offices in the villages of Cape Vincent, Chaumont and LaFargeville. At the effective time of the merger, CBCV was merged with and into Gouverneur Savings and Loan Association and each CBCV stockholder became entitled to receive </span>$1,056.11 in cash for each share of CBCV common stock that they held at the effective time of the merger. </p><p style="font-family:'Times New Roman','Times','serif';font-size:12pt;margin:0pt;"><span style="font-size:10pt;visibility:hidden;"></span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">In conjunction with the acquisition of CBCV, The Bank formed the limited purpose GS&L Municipal Bank in order to continue to hold CBCV’s roughly $24,187,000 in municipal deposits and continue to compete for such deposits in the future. GS&L Municipal Bank is a limited purpose commercial bank that is a wholly owned subsidiary of the Bank and operates under the same regulatory and operating framework as the Bank. The formation of GS&L Municipal Bank included an initial $2.5 million contribution from the Bank.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">GS&L Municipal Bank is a New York chartered limited purpose commercial bank organized in September 2022 to solicit municipal deposits from local government entities such as towns, cities, school districts, fire districts and other municipalities. The Bank views GS&L Municipal Bank as a source of low cost and stable source of funds that will further the Bank’s commitment to the communities in which the Bank operates.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="color:#ff0000;visibility:hidden;"></span></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">In the opinion of management, all adjustments, consisting of only normal recurring adjustments or accruals, which are necessary for a fair presentation of the consolidated financial statements have been made at and for the three-month periods ended December 31, 2023 and 2022. The results of operations for the three-month periods ended December 31, 2023 are not necessarily indicative of the results which may be expected for an entire fiscal year or other periods.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">The data in the consolidated statements of financial condition for September 30, 2023 was derived from the Company’s audited consolidated financial statements for the year ended September 30, 2023. That data, along with the interim </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">financial information presented in the consolidated statements of financial condition, earnings, comprehensive income, shareholders’ equity and cash flows should be read in conjunction with the Company’s audited financial statements for the year ended September 30, 2023, including the notes thereto. Certain amounts for the three-month periods ended December 31, 2022 were reclassified to conform to the presentation of December 31, 2023.</p>
CY2023Q4	us-gaap	Time Deposits At Carrying Value TimeDepositsAtCarryingValue	20400000
CY2023Q4	us-gaap	Use Of Estimates UseOfEstimates	<p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;"><b style="font-weight:bold;">Use of Estimates in Preparation of Financial Statements</b></p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses. In connection with the determination of the estimated loan losses, management obtains independent appraisals for significant properties.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">The Company’s loans are generally secured by specific items of collateral including real property, consumer assets, and business assets. Although the Company has a diversified portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent on local economic conditions. While management uses available information to recognize losses on loans and foreclosed assets, further reductions in the carrying amounts of loans and foreclosed assets may be necessary, based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans and foreclosed assets. Such agencies may require the Company to recognize additional losses based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the estimated losses on loans and foreclosed assets may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">The Company’s significant accounting policies followed in the preparation of the unaudited consolidated financial statements are disclosed in note 2 of the audited financial statements and notes for the year ended September 30, 2023 and are contained in the Company’s Annual Report on Form 10-K. There have been no significant changes to the application of significant accounting policies since September 30, 2023, except for the following:</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">On October 1, 2023, the Company adopted ASU 2016-13 <i style="font-style:italic;">Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments (ASC 326)</i>. This standard replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. CECL required an estimate of credit losses for the remaining estimated life of the financial asset using historical experience, </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">current conditions, and reasonable and supportable forecasts and generally applies to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities, and some off-balance sheet credit exposures such as unfunded commitments to extend credit. Financial assets measured at amortized cost will be presented at the net amount expected to be collected by using an allowance for credit losses. </p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">In addition, CECL made changes to the accounting for available for sale debt securities. One such change is to require that credit losses be presented as an allowance rather than as a write-down on available for sale debt securities if management does not intend to sell and does not believe that it is more likely than not that the Company will be required to sell.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">The Company adopted ASC 326 and all related subsequent amendments thereto effective October 1, 2023 using the modified retrospective approach for all financial assets measured at amortized cost and off-balance sheet credit exposures. The transition adjustment of the adoption of CECL included an increase in the allowance for credit losses on loans of $436,000, which is presented as a reduction to net loans outstanding, and an increase in the allowance for credit losses on unfunded loan commitments of $29,000, which is recorded within Other Liabilities. The Company recorded a net decrease to retained earnings of $368,000 as of October 1, 2023 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Results for reporting periods beginning after October 1, 2023 are presented under CECL while prior period amounts continue to be reported in accordance with previously applicable accounting standards (“Incurred Loss”).</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">The Company adopted ASC 326 using the prospective transition approach for purchased credit deteriorated (“PCD”) assets that were previously classified as purchased credit impaired (“PCI”) under ASC 310-30. The Company did not have any PCD assets that were previously classified as purchased credit impaired. Therefore, upon adoption of ASC 326, the Company determined that an allowance for credit losses on PCD assets was not deemed material.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">The Company adopted ASC 326 using the prospective transition approach for debt securities for which other-than-temporary impairment had been recognized prior to October 1, 2023. As of December 31, 2023, the Company did not have any other-than-temporarily impaired investment securities. Therefore, upon adoption of ASC 326, the Company determined that an allowance for credit losses on available for sale securities was not deemed material.</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 12pt 0pt;">The following table illustrates the impact on the allowance for credit losses from adoption of ASC 326:</p><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;min-height:0.0pt;text-align:justify;margin:0pt;"><span style="font-size:0pt;visibility:hidden;"></span></p><table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:1pt;visibility:hidden;"></span></p></div></div></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:8pt;font-weight:bold;visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:13.74%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">October 1, 2023</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:14.6%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">September 30, 2023</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:10.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;font-weight:bold;visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="font-size:8pt;font-weight:bold;visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:13.74%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">As Reported Under</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:14.6%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">Pre-ASC 326</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:10.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">Impact of ASC</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;text-align:justify;margin:0pt;"><b style="font-weight:bold;">(dollars in thousands)</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:13.74%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">ASC 326</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:14.6%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">Adoption September</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:10.53%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:8pt;text-align:center;margin:0pt;"><b style="font-weight:bold;">326 Adoption</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:center;margin:0pt;"><span style="font-size:8pt;visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><b style="font-weight:bold;">Assets:</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">Held to maturity securities, at amortized cost</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> —</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> —</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> —</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">Allowance for credit losses on held to maturity securities:</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 0pt 6pt;">Mortgaged-backed securities</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> —</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> —</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> —</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">Loans, at amortized cost</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">Allowance for credit losses on loans:</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 0pt 6pt;">Residential mortgages</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 779</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 527</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 252</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 0pt 6pt;">MAP & MPF secondary market mortgages</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 14</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 14</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> —</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 0pt 6pt;">Commercial mortgages</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 160</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 55</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 105</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 0pt 6pt;">Commercial loans - secured</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 31</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 4</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 27</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 0pt 6pt;">Commercial loans - unsecured</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> —</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 2</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"> (2)</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt 0pt 0pt 6pt;">Consumer loans</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 75</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 21</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 54</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">Allowance for credit losses on loans</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 1,059</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 623</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 436</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><b style="font-weight:bold;">Liabilities:</b></p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt;"> </p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">Allowance for credit losses for unfunded commitments</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 29</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> —</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;">$</p></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:right;margin:0pt 3pt 0pt 0pt;"> 29</p></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><p style="font-family:'Times New Roman','Times','serif';font-size:10pt;text-align:justify;margin:0pt;"><span style="visibility:hidden;"></span></p></td></tr></table>
CY2023Q4	us-gaap	Debt Securities Held To Maturity Accrued Interest After Allowance For Credit Loss DebtSecuritiesHeldToMaturityAccruedInterestAfterAllowanceForCreditLoss	0
CY2023Q4	us-gaap	Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest	0
CY2023Q4	us-gaap	Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest	0
CY2023Q4	us-gaap	Debt Securities Available For Sale Accrued Interest After Allowance For Credit Loss DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss	243000
CY2023Q4	us-gaap	Financing Receivable Accrued Interest After Allowance For Credit Loss FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss	378000
CY2023Q4	us-gaap	Net Income Loss NetIncomeLoss	118000
CY2022Q4	us-gaap	Net Income Loss NetIncomeLoss	46000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost	13382000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue	13345000
CY2023Q4	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	1050000
CY2023Q4	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	1050000
CY2022Q4	us-gaap	Weighted Average Number Of Shares Outstanding Basic WeightedAverageNumberOfSharesOutstandingBasic	2031000
CY2022Q4	us-gaap	Weighted Average Number Of Diluted Shares Outstanding WeightedAverageNumberOfDilutedSharesOutstanding	2031000
CY2023Q4	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.11
CY2023Q4	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.11
CY2022Q4	us-gaap	Earnings Per Share Basic EarningsPerShareBasic	0.02
CY2022Q4	us-gaap	Earnings Per Share Diluted EarningsPerShareDiluted	0.02
CY2022Q4	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	0
CY2023Q4	us-gaap	Weighted Average Number Diluted Shares Outstanding Adjustment WeightedAverageNumberDilutedSharesOutstandingAdjustment	0
CY2023Q4	us-gaap	Defined Benefit Plan Accumulated Other Comprehensive Income Before Tax DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax	266000
CY2023Q3	us-gaap	Defined Benefit Plan Accumulated Other Comprehensive Income Before Tax DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax	326000
CY2023Q4	govb	Defined Benefit Plan Accumulated Other Comprehensive Income Loss Tax DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossTax	-55000
CY2023Q3	govb	Defined Benefit Plan Accumulated Other Comprehensive Income Loss Tax DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossTax	-69000
CY2023Q4	us-gaap	Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax	211000
CY2023Q3	us-gaap	Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax	257000
CY2023Q4	govb	Available For Sale Securities Accumulated Other Comprehensive Income Loss Before Tax AvailableForSaleSecuritiesAccumulatedOtherComprehensiveIncomeLossBeforeTax	-2127000
CY2023Q3	govb	Available For Sale Securities Accumulated Other Comprehensive Income Loss Before Tax AvailableForSaleSecuritiesAccumulatedOtherComprehensiveIncomeLossBeforeTax	-4890000
CY2023Q4	govb	Available For Sale Securities Accumulated Other Comprehensive Income Loss Tax AvailableForSaleSecuritiesAccumulatedOtherComprehensiveIncomeLossTax	447000
CY2023Q3	govb	Available For Sale Securities Accumulated Other Comprehensive Income Loss Tax AvailableForSaleSecuritiesAccumulatedOtherComprehensiveIncomeLossTax	1024000
CY2023Q4	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-1680000
CY2023Q3	us-gaap	Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax	-3866000
CY2023Q4	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-1891000
CY2023Q3	us-gaap	Accumulated Other Comprehensive Income Loss Net Of Tax AccumulatedOtherComprehensiveIncomeLossNetOfTax	-4123000
CY2023Q4	us-gaap	Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss Current DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossCurrent	51528000
CY2023Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	249000
CY2023Q4	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	2375000
CY2023Q4	us-gaap	Debt Securities Available For Sale Excluding Accrued Interest DebtSecuritiesAvailableForSaleExcludingAccruedInterest	49402000
CY2023Q3	us-gaap	Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss DebtSecuritiesAvailableForSaleAmortizedCostAfterAllowanceForCreditLoss	51514000
CY2023Q3	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax	3000
CY2023Q3	us-gaap	Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax	4893000
CY2023Q3	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	46624000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Within One Year Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost	6521000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Within One Year Fair Value AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue	6506000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost	5382000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue	5190000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost	15431000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue	13906000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Single Maturity Date Amortized Cost Basis AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis	40716000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Single Maturity Date AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate	38947000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost	10812000
CY2023Q4	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue	10455000
CY2023Q4	us-gaap	Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss	51528000
CY2023Q4	us-gaap	Debt Securities Available For Sale Excluding Accrued Interest DebtSecuritiesAvailableForSaleExcludingAccruedInterest	49402000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities Within One Year Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost	6585000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities Within One Year Fair Value AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue	6548000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost	13789000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities After One Through Five Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue	13474000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost	4437000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue	4127000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost	15551000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities After Ten Years Fair Value AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue	12188000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities Single Maturity Date Amortized Cost Basis AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis	40362000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities Single Maturity Date AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate	36337000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost	11152000
CY2023Q3	us-gaap	Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue	10287000
CY2023Q3	us-gaap	Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss DebtSecuritiesAvailableForSaleAmortizedCostAfterAllowanceForCreditLoss	51514000
CY2023Q3	us-gaap	Available For Sale Securities Debt Securities AvailableForSaleSecuritiesDebtSecurities	46624000
CY2022Q4	us-gaap	Proceeds From Sale Of Available For Sale Securities Debt ProceedsFromSaleOfAvailableForSaleSecuritiesDebt	1889000
CY2022Q4	govb	Debt Securities Available For Sale Cost DebtSecuritiesAvailableForSaleCost	2231000
CY2022Q4	us-gaap	Debt Securities Available For Sale Realized Gain Loss DebtSecuritiesAvailableForSaleRealizedGainLoss	-342000
CY2022Q4	us-gaap	Debt Securities Available For Sale Realized Loss DebtSecuritiesAvailableForSaleRealizedLoss	342000
CY2022Q4	us-gaap	Debt Securities Available For Sale Realized Gain Loss DebtSecuritiesAvailableForSaleRealizedGainLoss	-342000
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	459000
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months	19362000
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	1916000
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger	15574000
CY2023Q4	us-gaap	Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss	2375000
CY2023Q4	us-gaap	Debt Securities Available For Sale Unrealized Loss Position DebtSecuritiesAvailableForSaleUnrealizedLossPosition	34936000
CY2023Q3	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss	1700000
CY2023Q3	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months	30399000
CY2023Q3	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss	3193000
CY2023Q4	us-gaap	Financing Receivable Unamortized Loan Commitment Origination Fee And Premium Discount FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount	426000
CY2023Q3	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger	14600000
CY2023Q3	us-gaap	Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss	4893000
CY2023Q3	us-gaap	Debt Securities Available For Sale Unrealized Loss Position DebtSecuritiesAvailableForSaleUnrealizedLossPosition	44999000
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Number Of Positions DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions	53
CY2023Q3	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Number Of Positions DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions	106
CY2023Q4	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Number Of Positions DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions	74
CY2023Q3	us-gaap	Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Number Of Positions DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions	76
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Fee And Loan In Process FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess	126194000
CY2023Q4	govb	Financing Receivable Unamortized Purchase Discount On Acquired Loans FinancingReceivableUnamortizedPurchaseDiscountOnAcquiredLoans	948000
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	1061000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss	124611000
CY2023Q3	us-gaap	Loans And Leases Receivable Before Fees Gross LoansAndLeasesReceivableBeforeFeesGross	126605000
CY2023Q3	us-gaap	Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums	437000
CY2023Q3	govb	Loans And Leases Receivable Net Discounts On Acquired Loans LoansAndLeasesReceivableNetDiscountsOnAcquiredLoans	992000
CY2023Q3	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	623000
CY2023Q3	us-gaap	Loans And Leases Receivable Net Reported Amount LoansAndLeasesReceivableNetReportedAmount	125427000
CY2023Q4	us-gaap	Principal Amount Outstanding On Loans Managed And Securitized PrincipalAmountOutstandingOnLoansManagedAndSecuritized	12100000
CY2023Q3	us-gaap	Principal Amount Outstanding On Loans Managed And Securitized PrincipalAmountOutstandingOnLoansManagedAndSecuritized	12400000
CY2023Q3	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	623000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff	68000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery	2000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Transfer To Held For Investment Allowance For Credit Loss Expense FinancingReceivableExcludingAccruedInterestTransferToHeldForInvestmentAllowanceForCreditLossExpense	68000
CY2023Q4	govb	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest Increase Decrease Through Adoption Of New Accounting Standard FinancingReceivableAllowanceForCreditLossExcludingAccruedInterestIncreaseDecreaseThroughAdoptionOfNewAccountingStandard	436000
CY2023Q4	us-gaap	Financing Receivable Allowance For Credit Loss Excluding Accrued Interest FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest	1061000
CY2023Q4	govb	Financing Receivable Excluding Accrued Interest Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	1061000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Fee And Loan In Process FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess	126194000
CY2023Q4	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	696000
CY2023Q4	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	125498000
CY2022Q3	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	621000
CY2022Q4	us-gaap	Allowance For Loan And Lease Losses Write Offs AllowanceForLoanAndLeaseLossesWriteOffs	-4000
CY2022Q4	us-gaap	Allowance For Loan And Lease Loss Recovery Of Bad Debts AllowanceForLoanAndLeaseLossRecoveryOfBadDebts	2000
CY2022Q4	us-gaap	Provision For Loan And Lease Losses ProvisionForLoanAndLeaseLosses	15000
CY2022Q4	us-gaap	Loans And Leases Receivable Allowance LoansAndLeasesReceivableAllowance	634000
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1 FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1	85000
CY2022Q4	us-gaap	Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment	549000
CY2023Q3	us-gaap	Loans And Leases Receivable Before Fees Gross LoansAndLeasesReceivableBeforeFeesGross	126605000
CY2023Q3	us-gaap	Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet	33166000
CY2023Q3	us-gaap	Financing Receivable Individually Evaluated For Impairment FinancingReceivableIndividuallyEvaluatedForImpairment	298000
CY2023Q3	us-gaap	Financing Receivable Collectively Evaluated For Impairment FinancingReceivableCollectivelyEvaluatedForImpairment	93141000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Modified Period FinancingReceivableExcludingAccruedInterestModifiedPeriod	0
CY2023Q3	us-gaap	Impaired Financing Receivable Recorded Investment ImpairedFinancingReceivableRecordedInvestment	0
CY2023Q3	govb	Financing Receivable And Net Investment In Lease Troubled Debt Restructuring Subsequent Default Number Of Contracts FinancingReceivableAndNetInvestmentInLeaseTroubledDebtRestructuringSubsequentDefaultNumberOfContracts	2
CY2023	govb	Loans And Leases Receivable Credit Performance Modified Term LoansAndLeasesReceivableCreditPerformanceModifiedTerm	P2Y
CY2023	govb	Financing Receivable Modified Interest Rate FinancingReceivableModifiedInterestRate	0.0600
CY2023	govb	Notes Receivable Term NotesReceivableTerm	P5Y
CY2023	govb	Notes Receivable Amortization Term NotesReceivableAmortizationTerm	P25Y
CY2023Q3	govb	Financing Receivable And Net Investment In Lease Troubled Debt Restructuring Subsequent Default Number Of Contracts FinancingReceivableAndNetInvestmentInLeaseTroubledDebtRestructuringSubsequentDefaultNumberOfContracts	0
CY2023Q3	us-gaap	Loans And Leases Receivable Impaired Commitment To Lend LoansAndLeasesReceivableImpairedCommitmentToLend	0
CY2023Q4	govb	Financing Receivable Excluding Accrued Interest Nonaccrual With Allowance FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance	1086000
CY2023Q4	us-gaap	Financing Receivable Excluding Accrued Interest Nonaccrual FinancingReceivableExcludingAccruedInterestNonaccrual	1086000
CY2023Q3	us-gaap	Financing Receivable Recorded Investment Nonaccrual Status FinancingReceivableRecordedInvestmentNonaccrualStatus	630000
CY2022Q4	us-gaap	Financing Receivable Nonaccrual Interest Income FinancingReceivableNonaccrualInterestIncome	0
CY2023Q4	us-gaap	Financing Receivable Nonaccrual Interest Income FinancingReceivableNonaccrualInterestIncome	0
CY2023Q4	us-gaap	Financing Receivable Accrued Interest Writeoff FinancingReceivableAccruedInterestWriteoff	22000
CY2023Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	2000000.0
CY2023Q3	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	2100000
CY2023Q4	us-gaap	Finite Lived Intangible Asset Useful Life FiniteLivedIntangibleAssetUsefulLife	P10Y
CY2023Q4	us-gaap	Goodwill Goodwill	4237000
CY2023Q4	us-gaap	Goodwill Goodwill	4237000
CY2023Q3	us-gaap	Goodwill Goodwill	4237000
CY2023Q3	us-gaap	Goodwill Goodwill	4237000
CY2023Q4	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	2080000
CY2023Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	104000
CY2023Q4	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	1976000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Gross FiniteLivedIntangibleAssetsGross	2542000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	462000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Net FiniteLivedIntangibleAssetsNet	2080000
CY2023Q4	govb	Intangible Assets Gross Including Goodwill IntangibleAssetsGrossIncludingGoodwill	6317000
CY2023Q4	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	104000
CY2023Q4	us-gaap	Intangible Assets Net Including Goodwill IntangibleAssetsNetIncludingGoodwill	6213000
CY2023Q3	govb	Intangible Assets Gross Including Goodwill IntangibleAssetsGrossIncludingGoodwill	6779000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Accumulated Amortization FiniteLivedIntangibleAssetsAccumulatedAmortization	462000
CY2023Q3	us-gaap	Intangible Assets Net Including Goodwill IntangibleAssetsNetIncludingGoodwill	6317000
CY2023	us-gaap	Goodwill Impairment Loss GoodwillImpairmentLoss	0
CY2023Q4	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	104000
CY2023	us-gaap	Amortization Of Intangible Assets AmortizationOfIntangibleAssets	462000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear	416000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Amortization Expense Next Twelve Months FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths	370000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Two FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo	323000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Three FiniteLivedIntangibleAssetsAmortizationExpenseYearThree	277000
CY2023Q3	us-gaap	Finite Lived Intangible Assets Amortization Expense Year Four FiniteLivedIntangibleAssetsAmortizationExpenseYearFour	231000
CY2023Q3	govb	Finite Lived Intangible Asset Expected Amortization Year One Through Five Total FiniteLivedIntangibleAssetExpectedAmortizationYearOneThroughFiveTotal	1617000
CY2023Q4	govb	Number Of Stand By Letters Of Credit NumberOfStandByLettersOfCredit	4
CY2023Q4	us-gaap	Letters Of Credit Outstanding Amount LettersOfCreditOutstandingAmount	176000
CY2023Q4	us-gaap	Off Balance Sheet Credit Loss Liability OffBalanceSheetCreditLossLiability	31000
CY2023Q4	us-gaap	Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal	2000
CY2023Q4	us-gaap	Off Balance Sheet Credit Loss Liability OffBalanceSheetCreditLossLiability	31000
CY2023Q4	govb	Percentage Of Capital Conservation Buffer PercentageOfCapitalConservationBuffer	0.0250
CY2023Q3	govb	Percentage Of Capital Conservation Buffer PercentageOfCapitalConservationBuffer	0.0250
CY2023Q4	us-gaap	Capital Capital	25877000
CY2023Q4	us-gaap	Capital To Risk Weighted Assets CapitalToRiskWeightedAssets	0.230
CY2023Q4	us-gaap	Capital Required For Capital Adequacy CapitalRequiredForCapitalAdequacy	8998000
CY2023Q4	us-gaap	Capital Required For Capital Adequacy To Risk Weighted Assets CapitalRequiredForCapitalAdequacyToRiskWeightedAssets	0.080
CY2023Q4	us-gaap	Capital Required To Be Well Capitalized CapitalRequiredToBeWellCapitalized	11248000
CY2023Q4	us-gaap	Capital Required To Be Well Capitalized To Risk Weighted Assets CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets	0.100
CY2023Q4	us-gaap	Tier One Risk Based Capital TierOneRiskBasedCapital	24786000
CY2023Q4	us-gaap	Tier One Risk Based Capital To Risk Weighted Assets TierOneRiskBasedCapitalToRiskWeightedAssets	0.220
CY2023Q4	us-gaap	Tier One Risk Based Capital Required For Capital Adequacy TierOneRiskBasedCapitalRequiredForCapitalAdequacy	6749000
CY2023Q4	us-gaap	Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets	0.060
CY2023Q4	us-gaap	Tier One Risk Based Capital Required To Be Well Capitalized TierOneRiskBasedCapitalRequiredToBeWellCapitalized	8998000
CY2023Q4	us-gaap	Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets	0.080
CY2023Q4	us-gaap	Common Equity Tier One Capital CommonEquityTierOneCapital	24786000
CY2023Q4	us-gaap	Common Equity Tier One Capital Ratio CommonEquityTierOneCapitalRatio	0.220
CY2023Q4	us-gaap	Common Equity Tier One Capital Required For Capital Adequacy CommonEquityTierOneCapitalRequiredForCapitalAdequacy	5062000
CY2023Q4	us-gaap	Banking Regulation Common Equity Tier One Risk Based Capital Ratio Capital Adequacy Minimum BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum	0.045
CY2023Q4	us-gaap	Common Equity Tier One Capital Required To Be Well Capitalized CommonEquityTierOneCapitalRequiredToBeWellCapitalized	7311000
CY2023Q4	us-gaap	Banking Regulation Common Equity Tier One Risk Based Capital Ratio Well Capitalized Minimum BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum	0.065
CY2023Q4	us-gaap	Tier One Leverage Capital TierOneLeverageCapital	24786000
CY2023Q4	us-gaap	Tier One Leverage Capital To Average Assets TierOneLeverageCapitalToAverageAssets	0.123
CY2023Q4	us-gaap	Tier One Leverage Capital Required For Capital Adequacy TierOneLeverageCapitalRequiredForCapitalAdequacy	8059000
CY2023Q4	us-gaap	Tier One Leverage Capital Required For Capital Adequacy To Average Assets TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets	0.040
CY2023Q4	us-gaap	Tier One Leverage Capital Required To Be Well Capitalized TierOneLeverageCapitalRequiredToBeWellCapitalized	10074000
CY2023Q4	us-gaap	Tier One Leverage Capital Required To Be Well Capitalized To Average Assets TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets	0.050
CY2023Q4	govb	Banking Regulation Capital Conservation Buffer Common Equity Tier1 Risk Based Capital Actual Amount BankingRegulationCapitalConservationBufferCommonEquityTier1RiskBasedCapitalActualAmount	25877000
CY2023Q4	us-gaap	Banking Regulation Capital Conservation Buffer Common Equity Tier One Risk Based Capital Actual BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual	0.150
CY2023Q4	govb	Banking Regulation Capital Conservation Buffer Common Equity Tier1 Risk Based Capital Capital Adequacy Minimum BankingRegulationCapitalConservationBufferCommonEquityTier1RiskBasedCapitalCapitalAdequacyMinimum	7874000
CY2023Q4	govb	Banking Regulation Capital Conservation Buffer Common Equity Tier1 Risk Based Capital Capital Adequacy Ratio Minimum BankingRegulationCapitalConservationBufferCommonEquityTier1RiskBasedCapitalCapitalAdequacyRatioMinimum	0.070
CY2023Q3	us-gaap	Capital Capital	21906000
CY2023Q3	us-gaap	Capital To Risk Weighted Assets CapitalToRiskWeightedAssets	0.194
CY2023Q3	us-gaap	Capital Required For Capital Adequacy CapitalRequiredForCapitalAdequacy	9020000
CY2023Q3	us-gaap	Capital Required For Capital Adequacy To Risk Weighted Assets CapitalRequiredForCapitalAdequacyToRiskWeightedAssets	0.080
CY2023Q3	us-gaap	Capital Required To Be Well Capitalized CapitalRequiredToBeWellCapitalized	11275000
CY2023Q3	us-gaap	Capital Required To Be Well Capitalized To Risk Weighted Assets CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets	0.100
CY2023Q3	us-gaap	Tier One Risk Based Capital TierOneRiskBasedCapital	21283000
CY2023Q3	us-gaap	Tier One Risk Based Capital To Risk Weighted Assets TierOneRiskBasedCapitalToRiskWeightedAssets	0.189
CY2023Q3	us-gaap	Tier One Risk Based Capital Required For Capital Adequacy TierOneRiskBasedCapitalRequiredForCapitalAdequacy	6765000
CY2023Q3	us-gaap	Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets	0.060
CY2023Q3	us-gaap	Tier One Risk Based Capital Required To Be Well Capitalized TierOneRiskBasedCapitalRequiredToBeWellCapitalized	9019000
CY2023Q3	us-gaap	Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets	0.080

CY2022Q4

us-gaap

Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount

AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount

0

CY2023Q4

us-gaap

Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount

AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount

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CY2023Q4

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Entity Central Index Key

EntityCentralIndexKey

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CY2023Q4

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Current Fiscal Year End Date

CurrentFiscalYearEndDate

--09-30

CY2023Q4

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Document Fiscal Year Focus

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2024

CY2023Q4

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Document Fiscal Period Focus

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Q1

CY2023Q4

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Amendment Flag

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CY2022Q4

us-gaap

Derivative Gain Loss Statement Of Income Or Comprehensive Income Extensible Enumeration

DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration

http://fasb.org/us-gaap/2023#NoninterestExpense http://fasb.org/us-gaap/2023#NoninterestIncome

CY2023Q4

us-gaap

Derivative Gain Loss Statement Of Income Or Comprehensive Income Extensible Enumeration

DerivativeGainLossStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration

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CY2023Q4

dei

Entity Registrant Name

EntityRegistrantName

Gouverneur Bancorp, Inc.

CY2023Q4

us-gaap

Operating Lease Right Of Use Asset Statement Of Financial Position Extensible List

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http://fasb.org/us-gaap/2023#InterestReceivableAndOtherAssets

CY2023Q4

us-gaap

Operating Lease Liability Statement Of Financial Position Extensible List

OperatingLeaseLiabilityStatementOfFinancialPositionExtensibleList

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CY2023Q4

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CY2023Q4

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CY2023Q4

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CY2023Q4

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CY2023Q4

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Document Type

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10-Q

CY2023Q4

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Document Quarterly Report

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CY2023Q4

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Document Period End Date

DocumentPeriodEndDate

2023-12-31

CY2023Q4

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Document Transition Report

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CY2023Q4

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Entity File Number

EntityFileNumber

000-56606

CY2023Q4

dei

Entity Incorporation State Country Code

EntityIncorporationStateCountryCode

MD

CY2023Q4

dei

Entity Tax Identification Number

EntityTaxIdentificationNumber

37-2102925

CY2023Q4

dei

Entity Address Address Line1

EntityAddressAddressLine1

42 Church Street

CY2023Q4

dei

Entity Address City Or Town

EntityAddressCityOrTown

Gouverneur

CY2023Q4

dei

Entity Address State Or Province

EntityAddressStateOrProvince

NY

CY2023Q4

dei

Entity Address Postal Zip Code

EntityAddressPostalZipCode

13642

CY2023Q4

dei

City Area Code

CityAreaCode

315

CY2023Q4

dei

Local Phone Number

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287-2600

CY2023Q4

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Security12b Title

Security12bTitle

None

CY2023Q4

dei

Entity Current Reporting Status

EntityCurrentReportingStatus

Yes

CY2023Q4

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Entity Interactive Data Current

EntityInteractiveDataCurrent

Yes

CY2023Q4

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Entity Filer Category

EntityFilerCategory

Non-accelerated Filer

CY2023Q4

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Entity Small Business

EntitySmallBusiness

true

CY2023Q4

dei

Entity Emerging Growth Company

EntityEmergingGrowthCompany

true

CY2023Q3

us-gaap

Advance Payments By Borrowers For Taxes And Insurance

AdvancePaymentsByBorrowersForTaxesAndInsurance

443000

CY2023Q4

us-gaap

Accrued Liabilities And Other Liabilities

AccruedLiabilitiesAndOtherLiabilities

4267000

CY2023Q3

us-gaap

Accrued Liabilities And Other Liabilities

AccruedLiabilitiesAndOtherLiabilities

7566000

CY2023Q4

us-gaap

Liabilities

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CY2023Q4

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Entity Ex Transition Period

EntityExTransitionPeriod

false

CY2023Q4

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Entity Shell Company

EntityShellCompany

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CY2024Q1

dei

Entity Common Stock Shares Outstanding

EntityCommonStockSharesOutstanding

1107134

CY2023Q4

us-gaap

Cash And Due From Banks

CashAndDueFromBanks

6576000

CY2023Q3

us-gaap

Cash And Due From Banks

CashAndDueFromBanks

9306000

CY2023Q4

us-gaap

Interest Bearing Deposits In Banks

InterestBearingDepositsInBanks

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CY2023Q3

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Interest Bearing Deposits In Banks

InterestBearingDepositsInBanks

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CY2023Q4

us-gaap

Cash And Cash Equivalents At Carrying Value

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CY2023Q3

us-gaap

Cash And Cash Equivalents At Carrying Value

CashAndCashEquivalentsAtCarryingValue

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CY2023Q4

govb

Time Deposits In Other Financial Institutions

TimeDepositsInOtherFinancialInstitutions

491000

CY2023Q3

govb

Time Deposits In Other Financial Institutions

TimeDepositsInOtherFinancialInstitutions

484000

CY2023Q4

us-gaap

Debt Securities Available For Sale Excluding Accrued Interest

DebtSecuritiesAvailableForSaleExcludingAccruedInterest

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CY2023Q3

us-gaap

Available For Sale Securities Debt Securities

AvailableForSaleSecuritiesDebtSecurities

46624000

CY2023Q4

govb

Loans And Leases Receivable Net Discounts On Acquired Loans

LoansAndLeasesReceivableNetDiscountsOnAcquiredLoans

948000

CY2023Q3

govb

Loans And Leases Receivable Net Discounts On Acquired Loans

LoansAndLeasesReceivableNetDiscountsOnAcquiredLoans

992000

CY2023Q4

us-gaap

Financing Receivable Allowance For Credit Loss Excluding Accrued Interest

FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest

1061000

CY2023Q3

us-gaap

Loans And Leases Receivable Allowance

LoansAndLeasesReceivableAllowance

623000

CY2023Q4

us-gaap

Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss

FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss

124611000

CY2023Q3

us-gaap

Loans And Leases Receivable Net Reported Amount

LoansAndLeasesReceivableNetReportedAmount

125427000

CY2023Q4

us-gaap

Federal Home Loan Bank Stock

FederalHomeLoanBankStock

1150000

CY2023Q3

us-gaap

Federal Home Loan Bank Stock

FederalHomeLoanBankStock

1471000

CY2023Q4

us-gaap

Bank Owned Life Insurance

BankOwnedLifeInsurance

7021000

CY2023Q3

us-gaap

Bank Owned Life Insurance

BankOwnedLifeInsurance

6984000

CY2023Q4

us-gaap

Property Plant And Equipment Net

PropertyPlantAndEquipmentNet

3016000

CY2023Q3

us-gaap

Property Plant And Equipment Net

PropertyPlantAndEquipmentNet

3073000

CY2023Q4

us-gaap

Real Estate Acquired Through Foreclosure

RealEstateAcquiredThroughForeclosure

74000

CY2023Q3

us-gaap

Real Estate Acquired Through Foreclosure

RealEstateAcquiredThroughForeclosure

101000

CY2023Q4

us-gaap

Finite Lived Intangible Assets Net

FiniteLivedIntangibleAssetsNet

1976000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Net

FiniteLivedIntangibleAssetsNet

2080000

CY2023Q4

us-gaap

Goodwill

4237000

CY2023Q3

us-gaap

Goodwill

4237000

CY2023Q4

us-gaap

Interest Receivable And Other Assets

InterestReceivableAndOtherAssets

4888000

CY2023Q3

us-gaap

Interest Receivable And Other Assets

InterestReceivableAndOtherAssets

4997000

CY2023Q4

us-gaap

Assets

204945000

CY2023Q3

us-gaap

Assets

205885000

CY2023Q4

us-gaap

Noninterest Bearing Deposit Liabilities

NoninterestBearingDepositLiabilities

19199000

CY2023Q3

us-gaap

Noninterest Bearing Deposit Liabilities

NoninterestBearingDepositLiabilities

25052000

CY2023Q4

us-gaap

Deposits Money Market Deposits And Negotiable Order Of Withdrawal Now

DepositsMoneyMarketDepositsAndNegotiableOrderOfWithdrawalNOW

48494000

CY2023Q3

us-gaap

Deposits Money Market Deposits And Negotiable Order Of Withdrawal Now

DepositsMoneyMarketDepositsAndNegotiableOrderOfWithdrawalNOW

42625000

CY2023Q4

us-gaap

Deposits Savings Deposits

DepositsSavingsDeposits

63716000

CY2023Q3

us-gaap

Deposits Savings Deposits

DepositsSavingsDeposits

66570000

CY2023Q4

us-gaap

Time Deposits

TimeDeposits

28918000

CY2023Q3

us-gaap

Time Deposits

TimeDeposits

24531000

CY2023Q4

us-gaap

Deposits

160327000

CY2023Q3

us-gaap

Deposits

158778000

CY2023Q4

us-gaap

Advances From Federal Home Loan Banks

AdvancesFromFederalHomeLoanBanks

7000000

CY2023Q3

us-gaap

Advances From Federal Home Loan Banks

AdvancesFromFederalHomeLoanBanks

13990000

CY2023Q4

us-gaap

Advance Payments By Borrowers For Taxes And Insurance

AdvancePaymentsByBorrowersForTaxesAndInsurance

1292000

CY2023Q3

us-gaap

Liabilities

180777000

CY2023Q4

us-gaap

Preferred Stock Par Or Stated Value Per Share

PreferredStockParOrStatedValuePerShare

0.01

CY2023Q3

us-gaap

Preferred Stock Par Or Stated Value Per Share

PreferredStockParOrStatedValuePerShare

0.01

CY2023Q4

us-gaap

Preferred Stock Shares Authorized

PreferredStockSharesAuthorized

25000000

CY2023Q4

us-gaap

Preferred Stock Shares Issued

PreferredStockSharesIssued

0

CY2023Q3

us-gaap

Preferred Stock Shares Authorized

PreferredStockSharesAuthorized

1000000

CY2023Q3

us-gaap

Preferred Stock Shares Issued

PreferredStockSharesIssued

0

CY2023Q4

us-gaap

Common Stock Par Or Stated Value Per Share

CommonStockParOrStatedValuePerShare

0.01

CY2023Q3

us-gaap

Common Stock Par Or Stated Value Per Share

CommonStockParOrStatedValuePerShare

0.01

CY2023Q4

us-gaap

Common Stock Shares Authorized

CommonStockSharesAuthorized

75000000

CY2023Q4

us-gaap

Common Stock Shares Issued

CommonStockSharesIssued

1107134

CY2023Q3

us-gaap

Common Stock Shares Authorized

CommonStockSharesAuthorized

9000000

CY2023Q3

us-gaap

Common Stock Shares Issued

CommonStockSharesIssued

2031377

CY2023Q4

us-gaap

Common Stock Value

CommonStockValue

11000

CY2023Q3

us-gaap

Common Stock Value

CommonStockValue

24000

CY2023Q4

us-gaap

Additional Paid In Capital

AdditionalPaidInCapital

6487000

CY2023Q3

us-gaap

Additional Paid In Capital

AdditionalPaidInCapital

5035000

CY2023Q4

govb

Unearned Common Stock Held By Employee Stock Ownership Plan Unallocated Shares

UnearnedCommonStockHeldByEmployeeStockOwnershipPlanUnallocatedShares

53989

CY2023Q3

govb

Unearned Common Stock Held By Employee Stock Ownership Plan Unallocated Shares

UnearnedCommonStockHeldByEmployeeStockOwnershipPlanUnallocatedShares

0

CY2023Q4

us-gaap

Deferred Compensation Equity

DeferredCompensationEquity

540000

CY2023Q4

us-gaap

Retained Earnings Accumulated Deficit

RetainedEarningsAccumulatedDeficit

27992000

CY2023Q3

us-gaap

Retained Earnings Accumulated Deficit

RetainedEarningsAccumulatedDeficit

28242000

CY2023Q4

us-gaap

Accumulated Other Comprehensive Income Loss Net Of Tax

AccumulatedOtherComprehensiveIncomeLossNetOfTax

-1891000

CY2023Q3

us-gaap

Accumulated Other Comprehensive Income Loss Net Of Tax

AccumulatedOtherComprehensiveIncomeLossNetOfTax

-4123000

CY2023Q4

us-gaap

Treasury Stock Common Shares

TreasuryStockCommonShares

0

CY2023Q3

us-gaap

Treasury Stock Common Shares

TreasuryStockCommonShares

352231

CY2023Q3

us-gaap

Treasury Stock Common Value

TreasuryStockCommonValue

4070000

CY2023Q4

us-gaap

Stockholders Equity

StockholdersEquity

32059000

CY2023Q3

us-gaap

Stockholders Equity

StockholdersEquity

25108000

CY2023Q4

us-gaap

Liabilities And Stockholders Equity

LiabilitiesAndStockholdersEquity

204945000

CY2023Q3

us-gaap

Liabilities And Stockholders Equity

LiabilitiesAndStockholdersEquity

205885000

CY2023Q4

us-gaap

Interest And Fee Income Loans And Leases

InterestAndFeeIncomeLoansAndLeases

1601000

CY2022Q4

us-gaap

Interest And Fee Income Loans And Leases

InterestAndFeeIncomeLoansAndLeases

1482000

CY2022Q4

govb

Interest Income Expense On Net Swap Hedging Of Loans

InterestIncomeExpenseOnNetSwapHedgingOfLoans

27000

CY2023Q4

us-gaap

Interest Income Securities Taxable

InterestIncomeSecuritiesTaxable

357000

CY2022Q4

us-gaap

Interest Income Securities Taxable

InterestIncomeSecuritiesTaxable

337000

CY2023Q4

us-gaap

Interest Income Securities Tax Exempt

InterestIncomeSecuritiesTaxExempt

146000

CY2022Q4

us-gaap

Interest Income Securities Tax Exempt

InterestIncomeSecuritiesTaxExempt

145000

CY2023Q4

us-gaap

Interest Income Short Term Investment Other

InterestIncomeShortTermInvestmentOther

24000

CY2022Q4

us-gaap

Interest Income Short Term Investment Other

InterestIncomeShortTermInvestmentOther

23000

CY2023Q4

us-gaap

Interest And Dividend Income Operating

InterestAndDividendIncomeOperating

2128000

CY2022Q4

us-gaap

Interest And Dividend Income Operating

InterestAndDividendIncomeOperating

2014000

CY2023Q4

us-gaap

Interest Expense Deposits

InterestExpenseDeposits

243000

CY2022Q4

us-gaap

Interest Expense Deposits

InterestExpenseDeposits

55000

CY2022Q4

govb

Interest Income On Net Swap Borrowing Hedge

InterestIncomeOnNetSwapBorrowingHedge

31000

CY2023Q4

us-gaap

Interest Expense Borrowings

InterestExpenseBorrowings

131000

CY2022Q4

us-gaap

Interest Expense Borrowings

InterestExpenseBorrowings

6000

CY2023Q4

govb

Net Swap Income On Borrowing Hedge

NetSwapIncomeOnBorrowingHedge

50000

CY2023Q4

us-gaap

Interest Expense

InterestExpense

324000

CY2022Q4

us-gaap

Interest Expense

InterestExpense

30000

CY2023Q4

us-gaap

Interest Income Expense Net

InterestIncomeExpenseNet

1804000

CY2022Q4

us-gaap

Interest Income Expense Net

InterestIncomeExpenseNet

1984000

CY2023Q4

us-gaap

Provision For Loan Losses Expensed

ProvisionForLoanLossesExpensed

68000

CY2022Q4

us-gaap

Provision For Loan Losses Expensed

ProvisionForLoanLossesExpensed

15000

CY2023Q4

govb

Provision For Credit Losses On Unfunded Commitments

ProvisionForCreditLossesOnUnfundedCommitments

2000

CY2023Q4

us-gaap

Interest Income Expense After Provision For Loan Loss

InterestIncomeExpenseAfterProvisionForLoanLoss

1734000

CY2022Q4

us-gaap

Interest Income Expense After Provision For Loan Loss

InterestIncomeExpenseAfterProvisionForLoanLoss

1969000

CY2023Q4

govb

Service Charges Income

ServiceChargesIncome

87000

CY2022Q4

govb

Service Charges Income

ServiceChargesIncome

92000

CY2022Q4

us-gaap

Debt Securities Available For Sale Realized Loss

DebtSecuritiesAvailableForSaleRealizedLoss

342000

CY2023Q4

us-gaap

Gain Loss On Sale Of Derivatives

GainLossOnSaleOfDerivatives

75000

CY2022Q4

us-gaap

Gain Loss On Sale Of Derivatives

GainLossOnSaleOfDerivatives

343000

CY2023Q4

us-gaap

Bank Owned Life Insurance Income

BankOwnedLifeInsuranceIncome

38000

CY2022Q4

us-gaap

Bank Owned Life Insurance Income

BankOwnedLifeInsuranceIncome

36000

CY2023Q4

govb

Gain Loss On Deferred Fees Plan Non Interest Income

GainLossOnDeferredFeesPlanNonInterestIncome

12000

CY2022Q4

govb

Gain Loss On Deferred Fees Plan Non Interest Income

GainLossOnDeferredFeesPlanNonInterestIncome

28000

CY2023Q4

us-gaap

Unrealized Gain Loss On Derivatives

UnrealizedGainLossOnDerivatives

-143000

CY2022Q4

us-gaap

Unrealized Gain Loss On Derivatives

UnrealizedGainLossOnDerivatives

-436000

CY2023Q4

govb

Earnings On Mortgage Partnership Finance Program And Multifamily Accelerated Processing Programs

EarningsOnMortgagePartnershipFinanceProgramAndMultifamilyAcceleratedProcessingPrograms

10000

CY2022Q4

govb

Earnings On Mortgage Partnership Finance Program And Multifamily Accelerated Processing Programs

EarningsOnMortgagePartnershipFinanceProgramAndMultifamilyAcceleratedProcessingPrograms

10000

CY2023Q4

us-gaap

Noninterest Income Other Operating Income

NoninterestIncomeOtherOperatingIncome

68000

CY2022Q4

us-gaap

Noninterest Income Other Operating Income

NoninterestIncomeOtherOperatingIncome

79000

CY2023Q4

us-gaap

Noninterest Income

NoninterestIncome

147000

CY2022Q4

us-gaap

Noninterest Income

NoninterestIncome

-190000

CY2023Q4

us-gaap

Labor And Related Expense

LaborAndRelatedExpense

863000

CY2022Q4

us-gaap

Labor And Related Expense

LaborAndRelatedExpense

802000

CY2023Q4

us-gaap

Noninterest Expense Directors Fees

NoninterestExpenseDirectorsFees

86000

CY2022Q4

us-gaap

Noninterest Expense Directors Fees

NoninterestExpenseDirectorsFees

71000

CY2023Q4

govb

Gain Loss On Deferred Fees Plan Non Interest Expense

GainLossOnDeferredFeesPlanNonInterestExpense

12000

CY2022Q4

govb

Gain Loss On Deferred Fees Plan Non Interest Expense

GainLossOnDeferredFeesPlanNonInterestExpense

28000

CY2023Q4

us-gaap

Occupancy Net

OccupancyNet

238000

CY2022Q4

us-gaap

Occupancy Net

OccupancyNet

241000

CY2023Q4

us-gaap

Information Technology And Data Processing

InformationTechnologyAndDataProcessing

106000

CY2022Q4

us-gaap

Information Technology And Data Processing

InformationTechnologyAndDataProcessing

109000

CY2023Q4

us-gaap

Supplies And Postage Expense

SuppliesAndPostageExpense

24000

CY2022Q4

us-gaap

Supplies And Postage Expense

SuppliesAndPostageExpense

45000

CY2023Q4

us-gaap

Professional Fees

ProfessionalFees

150000

CY2022Q4

us-gaap

Professional Fees

ProfessionalFees

106000

CY2023Q4

govb

Noninterest Expense Intangibles And Deposit Premium Expense

NoninterestExpenseIntangiblesAndDepositPremiumExpense

104000

CY2022Q4

govb

Noninterest Expense Intangibles And Deposit Premium Expense

NoninterestExpenseIntangiblesAndDepositPremiumExpense

115000

CY2023Q4

govb

Foreclosed Realestate Expense Net

ForeclosedRealestateExpenseNet

4000

CY2022Q4

govb

Foreclosed Realestate Expense Net

ForeclosedRealestateExpenseNet

23000

CY2023Q4

us-gaap

Other Noninterest Expense

OtherNoninterestExpense

193000

CY2022Q4

us-gaap

Other Noninterest Expense

OtherNoninterestExpense

229000

CY2023Q4

us-gaap

Noninterest Expense

NoninterestExpense

1780000

CY2022Q4

us-gaap

Noninterest Expense

NoninterestExpense

1769000

CY2023Q4

us-gaap

Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest

IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

101000

CY2022Q4

us-gaap

Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest

IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest

10000

CY2023Q4

us-gaap

Income Tax Expense Benefit

IncomeTaxExpenseBenefit

-17000

CY2022Q4

us-gaap

Income Tax Expense Benefit

IncomeTaxExpenseBenefit

-36000

CY2023Q4

us-gaap

Net Income Loss

NetIncomeLoss

118000

CY2022Q4

us-gaap

Net Income Loss

NetIncomeLoss

46000

CY2023Q4

us-gaap

Earnings Per Share Basic

EarningsPerShareBasic

0.11

CY2022Q4

us-gaap

Earnings Per Share Basic

EarningsPerShareBasic

0.02

CY2023Q4

us-gaap

Earnings Per Share Diluted

EarningsPerShareDiluted

0.11

CY2022Q4

us-gaap

Earnings Per Share Diluted

EarningsPerShareDiluted

0.02

CY2023Q4

us-gaap

Net Income Loss

NetIncomeLoss

118000

CY2022Q4

us-gaap

Net Income Loss

NetIncomeLoss

46000

CY2023Q4

us-gaap

Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax

OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax

2766000

CY2022Q4

us-gaap

Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax

OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax

1306000

CY2023Q4

us-gaap

Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax

OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax

581000

CY2022Q4

us-gaap

Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax

OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax

274000

CY2023Q4

us-gaap

Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax

OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax

2185000

CY2022Q4

us-gaap

Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax

OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax

1032000

CY2023Q4

us-gaap

Pension And Other Postretirement Benefit Expense

PensionAndOtherPostretirementBenefitExpense

-59000

CY2022Q4

us-gaap

Pension And Other Postretirement Benefit Expense

PensionAndOtherPostretirementBenefitExpense

-47000

CY2023Q4

us-gaap

Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax

OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax

-12000

CY2022Q4

us-gaap

Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Tax

OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansTax

-10000

CY2023Q4

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans Before Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansBeforeTax

47000

CY2022Q4

us-gaap

Other Comprehensive Income Loss Reclassification Adjustment From Aoci Pension And Other Postretirement Benefit Plans Before Tax

OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIPensionAndOtherPostretirementBenefitPlansBeforeTax

37000

CY2023Q4

us-gaap

Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent

OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent

2232000

CY2022Q4

us-gaap

Other Comprehensive Income Loss Net Of Tax Portion Attributable To Parent

OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent

1069000

CY2023Q4

us-gaap

Comprehensive Income Net Of Tax

ComprehensiveIncomeNetOfTax

2350000

CY2022Q4

us-gaap

Comprehensive Income Net Of Tax

ComprehensiveIncomeNetOfTax

1115000

CY2022Q3

us-gaap

Stockholders Equity

StockholdersEquity

24829000

CY2022Q4

us-gaap

Net Income Loss

NetIncomeLoss

46000

CY2022Q4

us-gaap

Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax

OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax

-37000

CY2022Q4

us-gaap

Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax

OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax

1032000

CY2022Q4

us-gaap

Comprehensive Income Net Of Tax

ComprehensiveIncomeNetOfTax

1115000

CY2022Q4

us-gaap

Stockholders Equity

StockholdersEquity

25944000

CY2023Q3

us-gaap

Stockholders Equity

StockholdersEquity

25108000

CY2023Q4

us-gaap

Net Income Loss

NetIncomeLoss

118000

CY2023Q4

us-gaap

Other Comprehensive Income Loss Pension And Other Postretirement Benefit Plans Adjustment Net Of Tax

OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansAdjustmentNetOfTax

-47000

CY2023Q4

us-gaap

Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax

OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax

2185000

CY2023Q4

us-gaap

Comprehensive Income Net Of Tax

ComprehensiveIncomeNetOfTax

2350000

CY2023Q4

govb

Stock Issued During Period Value Stock Offering And Conversion

StockIssuedDuringPeriodValueStockOfferingAndConversion

4932000

CY2023Q4

us-gaap

Stock Issued During Period Shares New Issues

StockIssuedDuringPeriodSharesNewIssues

1107134

CY2023Q4

us-gaap

Stock Repurchased And Retired During Period Shares

StockRepurchasedAndRetiredDuringPeriodShares

2031377

CY2023Q4

us-gaap

Treasury Stock Shares Retired

TreasuryStockSharesRetired

352231

CY2023Q4

us-gaap

Stock Issued During Period Shares Employee Stock Ownership Plan

StockIssuedDuringPeriodSharesEmployeeStockOwnershipPlan

57845

CY2023Q4

us-gaap

Employee Stock Ownership Plan Esop Number Of Committed To Be Released Shares

EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares

3856

CY2023Q4

us-gaap

Amortization Of Esop Award

AmortizationOfESOPAward

37000

CY2023Q4

us-gaap

Stockholders Equity

StockholdersEquity

32059000

CY2023Q4

us-gaap

Profit Loss

ProfitLoss

118000

CY2022Q4

us-gaap

Profit Loss

ProfitLoss

46000

CY2023Q4

us-gaap

Provision For Loan Lease And Other Losses

ProvisionForLoanLeaseAndOtherLosses

70000

CY2022Q4

us-gaap

Provision For Loan Lease And Other Losses

ProvisionForLoanLeaseAndOtherLosses

15000

CY2023Q4

us-gaap

Amortization Of Deferred Loan Origination Fees Net

AmortizationOfDeferredLoanOriginationFeesNet

-18000

CY2022Q4

us-gaap

Amortization Of Deferred Loan Origination Fees Net

AmortizationOfDeferredLoanOriginationFeesNet

-27000

CY2023Q4

us-gaap

Accretion Amortization Of Discounts And Premiums Investments

AccretionAmortizationOfDiscountsAndPremiumsInvestments

167000

CY2022Q4

us-gaap

Accretion Amortization Of Discounts And Premiums Investments

AccretionAmortizationOfDiscountsAndPremiumsInvestments

173000

CY2023Q4

us-gaap

Depreciation

64000

CY2022Q4

us-gaap

Depreciation

54000

CY2022Q4

us-gaap

Debt Securities Available For Sale Realized Loss

DebtSecuritiesAvailableForSaleRealizedLoss

342000

CY2023Q4

us-gaap

Impairment Of Intangible Assets Finitelived

ImpairmentOfIntangibleAssetsFinitelived

104000

CY2022Q4

us-gaap

Impairment Of Intangible Assets Finitelived

ImpairmentOfIntangibleAssetsFinitelived

116000

CY2022Q4

govb

Loss On Subsequent Write Downs Of Real Estate Owned

LossOnSubsequentWriteDownsOfRealEstateOwned

23000

CY2022Q4

govb

Gain Loss On Sale Of Foreclosed Assets

GainLossOnSaleOfForeclosedAssets

1000

CY2023Q4

us-gaap

Share Based Compensation

ShareBasedCompensation

37000

CY2023Q4

us-gaap

Bank Owned Life Insurance Income

BankOwnedLifeInsuranceIncome

38000

CY2022Q4

us-gaap

Bank Owned Life Insurance Income

BankOwnedLifeInsuranceIncome

36000

CY2023Q4

govb

Increase Decrease In Accrued Interest Receivable And Other Assets

IncreaseDecreaseInAccruedInterestReceivableAndOtherAssets

485000

CY2022Q4

govb

Increase Decrease In Accrued Interest Receivable And Other Assets

IncreaseDecreaseInAccruedInterestReceivableAndOtherAssets

293000

CY2023Q4

govb

Increase Decrease In Interest Payable Net And Other Liabilities

IncreaseDecreaseInInterestPayableNetAndOtherLiabilities

3238000

CY2022Q4

govb

Increase Decrease In Interest Payable Net And Other Liabilities

IncreaseDecreaseInInterestPayableNetAndOtherLiabilities

160000

CY2023Q4

us-gaap

Net Cash Provided By Used In Operating Activities

NetCashProvidedByUsedInOperatingActivities

-3517000

CY2022Q4

us-gaap

Net Cash Provided By Used In Operating Activities

NetCashProvidedByUsedInOperatingActivities

-40000

CY2022Q4

us-gaap

Proceeds From Sale Of Available For Sale Securities Debt

ProceedsFromSaleOfAvailableForSaleSecuritiesDebt

1889000

CY2023Q4

us-gaap

Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities

ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities

959000

CY2022Q4

us-gaap

Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities

ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities

801000

CY2023Q4

us-gaap

Payments To Acquire Available For Sale Securities Debt

PaymentsToAcquireAvailableForSaleSecuritiesDebt

811000

CY2022Q4

us-gaap

Payments To Acquire Available For Sale Securities Debt

PaymentsToAcquireAvailableForSaleSecuritiesDebt

1977000

CY2023Q4

us-gaap

Payments For Proceeds From Federal Home Loan Bank Stock

PaymentsForProceedsFromFederalHomeLoanBankStock

-321000

CY2022Q4

us-gaap

Payments For Proceeds From Federal Home Loan Bank Stock

PaymentsForProceedsFromFederalHomeLoanBankStock

158000

CY2023Q4

us-gaap

Increase Decrease In Loans To Federal Home Loan Banks

IncreaseDecreaseInLoansToFederalHomeLoanBanks

-387000

CY2022Q4

us-gaap

Increase Decrease In Loans To Federal Home Loan Banks

IncreaseDecreaseInLoansToFederalHomeLoanBanks

-519000

CY2023Q4

us-gaap

Payments To Acquire Property Plant And Equipment

PaymentsToAcquirePropertyPlantAndEquipment

7000

CY2022Q4

us-gaap

Payments To Acquire Property Plant And Equipment

PaymentsToAcquirePropertyPlantAndEquipment

63000

CY2022Q4

us-gaap

Proceeds From Sale Of Foreclosed Assets

ProceedsFromSaleOfForeclosedAssets

1000

CY2023Q4

us-gaap

Net Cash Provided By Used In Investing Activities

NetCashProvidedByUsedInInvestingActivities

849000

CY2022Q4

us-gaap

Net Cash Provided By Used In Investing Activities

NetCashProvidedByUsedInInvestingActivities

1012000

CY2023Q4

us-gaap

Increase Decrease In Deposits

IncreaseDecreaseInDeposits

1549000

CY2022Q4

us-gaap

Increase Decrease In Deposits

IncreaseDecreaseInDeposits

-13622000

CY2023Q4

us-gaap

Proceeds From Repayments Of Short Term Debt

ProceedsFromRepaymentsOfShortTermDebt

-6990000

CY2022Q4

us-gaap

Proceeds From Repayments Of Short Term Debt

ProceedsFromRepaymentsOfShortTermDebt

3700000

CY2023Q4

us-gaap

Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance

IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance

849000

CY2022Q4

us-gaap

Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance

IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance

779000

CY2023Q4

us-gaap

Proceeds From Issuance Of Common Stock

ProceedsFromIssuanceOfCommonStock

4932000

CY2023Q4

us-gaap

Net Cash Provided By Used In Financing Activities

NetCashProvidedByUsedInFinancingActivities

340000

CY2022Q4

us-gaap

Net Cash Provided By Used In Financing Activities

NetCashProvidedByUsedInFinancingActivities

-9143000

CY2023Q4

us-gaap

Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect

CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect

-2328000

CY2022Q4

us-gaap

Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect

CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect

-8171000

CY2023Q3

us-gaap

Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents

CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents

10407000

CY2022Q3

us-gaap

Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents

CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents

14344000

CY2023Q4

us-gaap

Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents

CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents

8079000

CY2022Q4

us-gaap

Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents

CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents

6173000

CY2023Q4

us-gaap

Interest Paid Net

InterestPaidNet

348000

CY2022Q4

us-gaap

Interest Paid Net

InterestPaidNet

37000

CY2023Q4

govb

Write Downs On Foreclosed Assets Through Allowance For Loan Losses

WriteDownsOnForeclosedAssetsThroughAllowanceForLoanLosses

-27000

CY2023Q4

us-gaap

Basis Of Accounting

BasisOfAccounting

Note 1: Basis of PresentationThe accompanying consolidated financial statements include the accounts of Gouverneur Bancorp, Inc. and Gouverneur Savings and Loan Association (the “Bank”), the wholly owned and only direct subsidiary of Bancorp, and GS&L Municipal Bank, the wholly owned and only subsidiary of the Bank, (collectively referred to as the “Company”) as of December 31, 2023 (unaudited) and September 30, 2023 and for the three-month periods ended December 31, 2023 and 2022 (unaudited). All material intercompany accounts and transactions have been eliminated in this consolidation. These statements were prepared in accordance with instructions for Form 10-Q and, therefore, do not include information or footnotes necessary for a complete presentation of financial condition, results of operations, and cash flows in conformity with generally accepted accounting principles in the United States of America.Bancorp is a Maryland corporation that was incorporated in June 2023 to be the successor to Gouverneur Bancorp, Inc., a federally chartered corporation (the “Mid-Tier Holding Company”), upon completion of the second-step conversion of the Bank from the two-tier mutual holding company structure to the stock holding company structure. Cambray Mutual Holding Company was the former mutual holding company for the Mid-Tier Holding Company prior to the completion of the second-step conversion. In conjunction with the second-step conversion, each of Cambray Mutual Holding Company and the Mid-Tier Holding Company merged out of existence and now cease to exist. The second-step conversion was completed on October 31, 2023, at which time the Company sold, for gross proceeds of $7.2 million, a total of 723,068 shares of common stock at $10.00 per share, including 57,845 shares sold to the Bank’s employee stock ownership plan. As part of the second-step conversion, each of the existing outstanding shares of Mid-Tier Holding Company common stock owned by persons other than Cambray Mutual Holding Company was converted into 0.5334 shares of Bancorp common stock. As a result of the second-step conversion, all share information has been subsequently revised to reflect the 0.5334 exchange ratio, unless otherwise noted.On September 16, 2022, the Bank completed its acquisition of Citizens Bank of Cape Vincent (“CBCV”), Cape Vincent, New York, a commercial bank with full-service offices in the villages of Cape Vincent, Chaumont and LaFargeville. At the effective time of the merger, CBCV was merged with and into Gouverneur Savings and Loan Association and each CBCV stockholder became entitled to receive $1,056.11 in cash for each share of CBCV common stock that they held at the effective time of the merger. In conjunction with the acquisition of CBCV, The Bank formed the limited purpose GS&L Municipal Bank in order to continue to hold CBCV’s roughly $24,187,000 in municipal deposits and continue to compete for such deposits in the future. GS&L Municipal Bank is a limited purpose commercial bank that is a wholly owned subsidiary of the Bank and operates under the same regulatory and operating framework as the Bank. The formation of GS&L Municipal Bank included an initial $2.5 million contribution from the Bank.GS&L Municipal Bank is a New York chartered limited purpose commercial bank organized in September 2022 to solicit municipal deposits from local government entities such as towns, cities, school districts, fire districts and other municipalities. The Bank views GS&L Municipal Bank as a source of low cost and stable source of funds that will further the Bank’s commitment to the communities in which the Bank operates.In the opinion of management, all adjustments, consisting of only normal recurring adjustments or accruals, which are necessary for a fair presentation of the consolidated financial statements have been made at and for the three-month periods ended December 31, 2023 and 2022. The results of operations for the three-month periods ended December 31, 2023 are not necessarily indicative of the results which may be expected for an entire fiscal year or other periods.The data in the consolidated statements of financial condition for September 30, 2023 was derived from the Company’s audited consolidated financial statements for the year ended September 30, 2023. That data, along with the interim financial information presented in the consolidated statements of financial condition, earnings, comprehensive income, shareholders’ equity and cash flows should be read in conjunction with the Company’s audited financial statements for the year ended September 30, 2023, including the notes thereto. Certain amounts for the three-month periods ended December 31, 2022 were reclassified to conform to the presentation of December 31, 2023.

CY2023Q4

us-gaap

Time Deposits At Carrying Value

TimeDepositsAtCarryingValue

20400000

CY2023Q4

us-gaap

Use Of Estimates

UseOfEstimates

Use of Estimates in Preparation of Financial StatementsThe preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the consolidated financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.Material estimates that are particularly susceptible to significant change relate to the determination of the allowance for loan losses. In connection with the determination of the estimated loan losses, management obtains independent appraisals for significant properties.The Company’s loans are generally secured by specific items of collateral including real property, consumer assets, and business assets. Although the Company has a diversified portfolio, a substantial portion of its debtors’ ability to honor their contracts is dependent on local economic conditions. While management uses available information to recognize losses on loans and foreclosed assets, further reductions in the carrying amounts of loans and foreclosed assets may be necessary, based on changes in local economic conditions. In addition, regulatory agencies, as an integral part of their examination process, periodically review the estimated losses on loans and foreclosed assets. Such agencies may require the Company to recognize additional losses based on their judgments about information available to them at the time of their examination. Because of these factors, it is reasonably possible that the estimated losses on loans and foreclosed assets may change materially in the near term. However, the amount of the change that is reasonably possible cannot be estimated.The Company’s significant accounting policies followed in the preparation of the unaudited consolidated financial statements are disclosed in note 2 of the audited financial statements and notes for the year ended September 30, 2023 and are contained in the Company’s Annual Report on Form 10-K. There have been no significant changes to the application of significant accounting policies since September 30, 2023, except for the following:On October 1, 2023, the Company adopted ASU 2016-13 Financial Instruments – Credit Losses (Topic 326): Measurement of Credit Losses on Financial Instruments (ASC 326). This standard replaced the incurred loss methodology with an expected loss methodology that is referred to as the current expected credit loss (“CECL”) methodology. CECL required an estimate of credit losses for the remaining estimated life of the financial asset using historical experience, current conditions, and reasonable and supportable forecasts and generally applies to financial assets measured at amortized cost, including loan receivables and held-to-maturity debt securities, and some off-balance sheet credit exposures such as unfunded commitments to extend credit. Financial assets measured at amortized cost will be presented at the net amount expected to be collected by using an allowance for credit losses. In addition, CECL made changes to the accounting for available for sale debt securities. One such change is to require that credit losses be presented as an allowance rather than as a write-down on available for sale debt securities if management does not intend to sell and does not believe that it is more likely than not that the Company will be required to sell.The Company adopted ASC 326 and all related subsequent amendments thereto effective October 1, 2023 using the modified retrospective approach for all financial assets measured at amortized cost and off-balance sheet credit exposures. The transition adjustment of the adoption of CECL included an increase in the allowance for credit losses on loans of $436,000, which is presented as a reduction to net loans outstanding, and an increase in the allowance for credit losses on unfunded loan commitments of $29,000, which is recorded within Other Liabilities. The Company recorded a net decrease to retained earnings of $368,000 as of October 1, 2023 for the cumulative effect of adopting CECL, which reflects the transition adjustments noted above, net of the applicable deferred tax assets recorded. Results for reporting periods beginning after October 1, 2023 are presented under CECL while prior period amounts continue to be reported in accordance with previously applicable accounting standards (“Incurred Loss”).The Company adopted ASC 326 using the prospective transition approach for purchased credit deteriorated (“PCD”) assets that were previously classified as purchased credit impaired (“PCI”) under ASC 310-30. The Company did not have any PCD assets that were previously classified as purchased credit impaired. Therefore, upon adoption of ASC 326, the Company determined that an allowance for credit losses on PCD assets was not deemed material.The Company adopted ASC 326 using the prospective transition approach for debt securities for which other-than-temporary impairment had been recognized prior to October 1, 2023. As of December 31, 2023, the Company did not have any other-than-temporarily impaired investment securities. Therefore, upon adoption of ASC 326, the Company determined that an allowance for credit losses on available for sale securities was not deemed material.The following table illustrates the impact on the allowance for credit losses from adoption of ASC 326:<table style="border-collapse:collapse;font-size:16pt;height:max-content;margin-left:auto;margin-right:auto;padding-left:0pt;padding-right:0pt;width:100%;"><tr style="height:1pt;"><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"><div style="height:1pt;overflow:hidden;overflow-wrap:break-word;position:relative;"><div style="bottom:0pt;position:absolute;width:100%;"></div></div></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:13.74%;margin:0pt;padding:0pt;">October 1, 2023</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:14.6%;margin:0pt;padding:0pt;">September 30, 2023</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:10.53%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:13.74%;margin:0pt;padding:0pt;">As Reported Under</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:14.6%;margin:0pt;padding:0pt;">Pre-ASC 326</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:10.53%;margin:0pt;padding:0pt;">Impact of ASC</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;">(dollars in thousands)</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:13.74%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;">ASC 326</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:14.6%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;">Adoption September</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td colspan="2" style="vertical-align:bottom;white-space:nowrap;width:10.53%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;">326 Adoption</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;">Assets:</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"> </td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;">Held to maturity securities, at amortized cost</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"> —</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"> —</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"> —</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;">Allowance for credit losses on held to maturity securities:</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;">Mortgaged-backed securities</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"> —</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"> —</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"> —</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;">Loans, at amortized cost</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;">Allowance for credit losses on loans:</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;">Residential mortgages</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"> 779</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"> 527</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"> 252</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;">MAP & MPF secondary market mortgages</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"> 14</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"> 14</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"> —</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;">Commercial mortgages</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"> 160</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"> 55</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"> 105</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;">Commercial loans - secured</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"> 31</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"> 4</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"> 27</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;">Commercial loans - unsecured</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"> —</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"> 2</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"> (2)</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;">Consumer loans</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"> 75</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"> 21</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;border-bottom:1px solid #000000;margin:0pt;padding:0pt;"> 54</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;">Allowance for credit losses on loans</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"> 1,059</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"> 623</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"> 436</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;background:#cceeff;margin:0pt;padding:0pt;">Liabilities:</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;background:#cceeff;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;background:#cceeff;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;background:#cceeff;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;background:#cceeff;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;background:#cceeff;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;background:#cceeff;margin:0pt;padding:0pt;"> </td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;background:#cceeff;margin:0pt;padding:0pt;"></td></tr><tr><td style="vertical-align:bottom;width:52.86%;margin:0pt;padding:0pt;">Allowance for credit losses for unfunded commitments</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.53%;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.2%;margin:0pt;padding:0pt;"> 29</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.62%;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:12.98%;margin:0pt;padding:0pt;"> —</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td><td style="vertical-align:bottom;white-space:nowrap;width:1.17%;margin:0pt;padding:0pt;">$</td><td style="vertical-align:bottom;white-space:nowrap;width:9.36%;margin:0pt;padding:0pt;"> 29</td><td style="vertical-align:bottom;white-space:nowrap;width:2.06%;margin:0pt;padding:0pt;"></td></tr></table>

CY2023Q4

us-gaap

Debt Securities Held To Maturity Accrued Interest After Allowance For Credit Loss

DebtSecuritiesHeldToMaturityAccruedInterestAfterAllowanceForCreditLoss

0

CY2023Q4

us-gaap

Debt Securities Held To Maturity Allowance For Credit Loss Excluding Accrued Interest

DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest

0

CY2023Q4

us-gaap

Debt Securities Available For Sale Amortized Cost Allowance For Credit Loss Excluding Accrued Interest

DebtSecuritiesAvailableForSaleAmortizedCostAllowanceForCreditLossExcludingAccruedInterest

0

CY2023Q4

us-gaap

Debt Securities Available For Sale Accrued Interest After Allowance For Credit Loss

DebtSecuritiesAvailableForSaleAccruedInterestAfterAllowanceForCreditLoss

243000

CY2023Q4

us-gaap

Financing Receivable Accrued Interest After Allowance For Credit Loss

FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss

378000

CY2023Q4

us-gaap

Net Income Loss

NetIncomeLoss

118000

CY2022Q4

us-gaap

Net Income Loss

NetIncomeLoss

46000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost

13382000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities After One Through Five Years Fair Value

AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue

13345000

CY2023Q4

us-gaap

Weighted Average Number Of Shares Outstanding Basic

WeightedAverageNumberOfSharesOutstandingBasic

1050000

CY2023Q4

us-gaap

Weighted Average Number Of Diluted Shares Outstanding

WeightedAverageNumberOfDilutedSharesOutstanding

1050000

CY2022Q4

us-gaap

Weighted Average Number Of Shares Outstanding Basic

WeightedAverageNumberOfSharesOutstandingBasic

2031000

CY2022Q4

us-gaap

Weighted Average Number Of Diluted Shares Outstanding

WeightedAverageNumberOfDilutedSharesOutstanding

2031000

CY2023Q4

us-gaap

Earnings Per Share Basic

EarningsPerShareBasic

0.11

CY2023Q4

us-gaap

Earnings Per Share Diluted

EarningsPerShareDiluted

0.11

CY2022Q4

us-gaap

Earnings Per Share Basic

EarningsPerShareBasic

0.02

CY2022Q4

us-gaap

Earnings Per Share Diluted

EarningsPerShareDiluted

0.02

CY2022Q4

us-gaap

Weighted Average Number Diluted Shares Outstanding Adjustment

WeightedAverageNumberDilutedSharesOutstandingAdjustment

0

CY2023Q4

us-gaap

Weighted Average Number Diluted Shares Outstanding Adjustment

WeightedAverageNumberDilutedSharesOutstandingAdjustment

0

CY2023Q4

us-gaap

Defined Benefit Plan Accumulated Other Comprehensive Income Before Tax

DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax

266000

CY2023Q3

us-gaap

Defined Benefit Plan Accumulated Other Comprehensive Income Before Tax

DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeBeforeTax

326000

CY2023Q4

govb

Defined Benefit Plan Accumulated Other Comprehensive Income Loss Tax

DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossTax

-55000

CY2023Q3

govb

Defined Benefit Plan Accumulated Other Comprehensive Income Loss Tax

DefinedBenefitPlanAccumulatedOtherComprehensiveIncomeLossTax

-69000

CY2023Q4

us-gaap

Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax

AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax

211000

CY2023Q3

us-gaap

Accumulated Other Comprehensive Income Loss Defined Benefit Pension And Other Postretirement Plans Net Of Tax

AccumulatedOtherComprehensiveIncomeLossDefinedBenefitPensionAndOtherPostretirementPlansNetOfTax

257000

CY2023Q4

govb

Available For Sale Securities Accumulated Other Comprehensive Income Loss Before Tax

AvailableForSaleSecuritiesAccumulatedOtherComprehensiveIncomeLossBeforeTax

-2127000

CY2023Q3

govb

Available For Sale Securities Accumulated Other Comprehensive Income Loss Before Tax

AvailableForSaleSecuritiesAccumulatedOtherComprehensiveIncomeLossBeforeTax

-4890000

CY2023Q4

govb

Available For Sale Securities Accumulated Other Comprehensive Income Loss Tax

AvailableForSaleSecuritiesAccumulatedOtherComprehensiveIncomeLossTax

447000

CY2023Q3

govb

Available For Sale Securities Accumulated Other Comprehensive Income Loss Tax

AvailableForSaleSecuritiesAccumulatedOtherComprehensiveIncomeLossTax

1024000

CY2023Q4

us-gaap

Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax

AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax

-1680000

CY2023Q3

us-gaap

Accumulated Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax

AccumulatedOtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax

-3866000

CY2023Q4

us-gaap

Accumulated Other Comprehensive Income Loss Net Of Tax

AccumulatedOtherComprehensiveIncomeLossNetOfTax

-1891000

CY2023Q3

us-gaap

Accumulated Other Comprehensive Income Loss Net Of Tax

AccumulatedOtherComprehensiveIncomeLossNetOfTax

-4123000

CY2023Q4

us-gaap

Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss Current

DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLossCurrent

51528000

CY2023Q4

us-gaap

Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax

AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax

249000

CY2023Q4

us-gaap

Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax

AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax

2375000

CY2023Q4

us-gaap

Debt Securities Available For Sale Excluding Accrued Interest

DebtSecuritiesAvailableForSaleExcludingAccruedInterest

49402000

CY2023Q3

us-gaap

Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss

DebtSecuritiesAvailableForSaleAmortizedCostAfterAllowanceForCreditLoss

51514000

CY2023Q3

us-gaap

Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax

AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax

3000

CY2023Q3

us-gaap

Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax

AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax

4893000

CY2023Q3

us-gaap

Available For Sale Securities Debt Securities

AvailableForSaleSecuritiesDebtSecurities

46624000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities Within One Year Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost

6521000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities Within One Year Fair Value

AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue

6506000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost

5382000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value

AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue

5190000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities After Ten Years Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost

15431000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities After Ten Years Fair Value

AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue

13906000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities Single Maturity Date Amortized Cost Basis

AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis

40716000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities Single Maturity Date

AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate

38947000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost

10812000

CY2023Q4

us-gaap

Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value

AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue

10455000

CY2023Q4

us-gaap

Debt Securities Available For Sale Amortized Cost Excluding Accrued Interest After Allowance For Credit Loss

DebtSecuritiesAvailableForSaleAmortizedCostExcludingAccruedInterestAfterAllowanceForCreditLoss

51528000

CY2023Q4

us-gaap

Debt Securities Available For Sale Excluding Accrued Interest

DebtSecuritiesAvailableForSaleExcludingAccruedInterest

49402000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities Within One Year Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost

6585000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities Within One Year Fair Value

AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue

6548000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost

13789000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities After One Through Five Years Fair Value

AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue

13474000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost

4437000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value

AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue

4127000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities After Ten Years Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost

15551000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities After Ten Years Fair Value

AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue

12188000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities Single Maturity Date Amortized Cost Basis

AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis

40362000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities Single Maturity Date

AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate

36337000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost

AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost

11152000

CY2023Q3

us-gaap

Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value

AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue

10287000

CY2023Q3

us-gaap

Debt Securities Available For Sale Amortized Cost After Allowance For Credit Loss

DebtSecuritiesAvailableForSaleAmortizedCostAfterAllowanceForCreditLoss

51514000

CY2023Q3

us-gaap

Available For Sale Securities Debt Securities

AvailableForSaleSecuritiesDebtSecurities

46624000

CY2022Q4

us-gaap

Proceeds From Sale Of Available For Sale Securities Debt

ProceedsFromSaleOfAvailableForSaleSecuritiesDebt

1889000

CY2022Q4

govb

Debt Securities Available For Sale Cost

DebtSecuritiesAvailableForSaleCost

2231000

CY2022Q4

us-gaap

Debt Securities Available For Sale Realized Gain Loss

DebtSecuritiesAvailableForSaleRealizedGainLoss

-342000

CY2022Q4

us-gaap

Debt Securities Available For Sale Realized Loss

DebtSecuritiesAvailableForSaleRealizedLoss

342000

CY2022Q4

us-gaap

Debt Securities Available For Sale Realized Gain Loss

DebtSecuritiesAvailableForSaleRealizedGainLoss

-342000

CY2023Q4

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss

459000

CY2023Q4

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months

19362000

CY2023Q4

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss

1916000

CY2023Q4

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger

15574000

CY2023Q4

us-gaap

Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss

DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss

2375000

CY2023Q4

us-gaap

Debt Securities Available For Sale Unrealized Loss Position

DebtSecuritiesAvailableForSaleUnrealizedLossPosition

34936000

CY2023Q3

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Accumulated Loss

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss

1700000

CY2023Q3

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months

30399000

CY2023Q3

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss

3193000

CY2023Q4

us-gaap

Financing Receivable Unamortized Loan Commitment Origination Fee And Premium Discount

FinancingReceivableUnamortizedLoanCommitmentOriginationFeeAndPremiumDiscount

426000

CY2023Q3

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger

14600000

CY2023Q3

us-gaap

Debt Securities Available For Sale Unrealized Loss Position Accumulated Loss

DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss

4893000

CY2023Q3

us-gaap

Debt Securities Available For Sale Unrealized Loss Position

DebtSecuritiesAvailableForSaleUnrealizedLossPosition

44999000

CY2023Q4

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Number Of Positions

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions

53

CY2023Q3

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position Less Than12 Months Number Of Positions

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsNumberOfPositions

106

CY2023Q4

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Number Of Positions

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions

74

CY2023Q3

us-gaap

Debt Securities Available For Sale Continuous Unrealized Loss Position12 Months Or Longer Number Of Positions

DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerNumberOfPositions

76

CY2023Q4

us-gaap

Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Fee And Loan In Process

FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess

126194000

CY2023Q4

govb

Financing Receivable Unamortized Purchase Discount On Acquired Loans

FinancingReceivableUnamortizedPurchaseDiscountOnAcquiredLoans

948000

CY2023Q4

us-gaap

Financing Receivable Allowance For Credit Loss Excluding Accrued Interest

FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest

1061000

CY2023Q4

us-gaap

Financing Receivable Excluding Accrued Interest After Allowance For Credit Loss

FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss

124611000

CY2023Q3

us-gaap

Loans And Leases Receivable Before Fees Gross

LoansAndLeasesReceivableBeforeFeesGross

126605000

CY2023Q3

us-gaap

Unamortized Loan Commitment And Origination Fees And Unamortized Discounts Or Premiums

UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums

437000

CY2023Q3

govb

Loans And Leases Receivable Net Discounts On Acquired Loans

LoansAndLeasesReceivableNetDiscountsOnAcquiredLoans

992000

CY2023Q3

us-gaap

Loans And Leases Receivable Allowance

LoansAndLeasesReceivableAllowance

623000

CY2023Q3

us-gaap

Loans And Leases Receivable Net Reported Amount

LoansAndLeasesReceivableNetReportedAmount

125427000

CY2023Q4

us-gaap

Principal Amount Outstanding On Loans Managed And Securitized

PrincipalAmountOutstandingOnLoansManagedAndSecuritized

12100000

CY2023Q3

us-gaap

Principal Amount Outstanding On Loans Managed And Securitized

PrincipalAmountOutstandingOnLoansManagedAndSecuritized

12400000

CY2023Q3

us-gaap

Financing Receivable Allowance For Credit Loss Excluding Accrued Interest

FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest

623000

CY2023Q4

us-gaap

Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff

FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff

68000

CY2023Q4

us-gaap

Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Recovery

FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery

2000

CY2023Q4

us-gaap

Financing Receivable Excluding Accrued Interest Transfer To Held For Investment Allowance For Credit Loss Expense

FinancingReceivableExcludingAccruedInterestTransferToHeldForInvestmentAllowanceForCreditLossExpense

68000

CY2023Q4

govb

Financing Receivable Allowance For Credit Loss Excluding Accrued Interest Increase Decrease Through Adoption Of New Accounting Standard

FinancingReceivableAllowanceForCreditLossExcludingAccruedInterestIncreaseDecreaseThroughAdoptionOfNewAccountingStandard

436000

CY2023Q4

us-gaap

Financing Receivable Allowance For Credit Loss Excluding Accrued Interest

FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest

1061000

CY2023Q4

govb

Financing Receivable Excluding Accrued Interest Allowance For Credit Losses Collectively Evaluated For Impairment

FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossesCollectivelyEvaluatedForImpairment

1061000

CY2023Q4

us-gaap

Financing Receivable Excluding Accrued Interest Before Allowance For Credit Loss Fee And Loan In Process

FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLossFeeAndLoanInProcess

126194000

CY2023Q4

us-gaap

Financing Receivable Individually Evaluated For Impairment

FinancingReceivableIndividuallyEvaluatedForImpairment

696000

CY2023Q4

us-gaap

Financing Receivable Collectively Evaluated For Impairment

FinancingReceivableCollectivelyEvaluatedForImpairment

125498000

CY2022Q3

us-gaap

Loans And Leases Receivable Allowance

LoansAndLeasesReceivableAllowance

621000

CY2022Q4

us-gaap

Allowance For Loan And Lease Losses Write Offs

AllowanceForLoanAndLeaseLossesWriteOffs

-4000

CY2022Q4

us-gaap

Allowance For Loan And Lease Loss Recovery Of Bad Debts

AllowanceForLoanAndLeaseLossRecoveryOfBadDebts

2000

CY2022Q4

us-gaap

Provision For Loan And Lease Losses

ProvisionForLoanAndLeaseLosses

15000

CY2022Q4

us-gaap

Loans And Leases Receivable Allowance

LoansAndLeasesReceivableAllowance

634000

CY2022Q4

us-gaap

Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1

FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1

85000

CY2022Q4

us-gaap

Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment

FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment

549000

CY2023Q3

us-gaap

Loans And Leases Receivable Before Fees Gross

LoansAndLeasesReceivableBeforeFeesGross

126605000

CY2023Q3

us-gaap

Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Carrying Amount Net

CertainLoansAcquiredInTransferNotAccountedForAsDebtSecuritiesCarryingAmountNet

33166000

CY2023Q3

us-gaap

Financing Receivable Individually Evaluated For Impairment

FinancingReceivableIndividuallyEvaluatedForImpairment

298000

CY2023Q3

us-gaap

Financing Receivable Collectively Evaluated For Impairment

FinancingReceivableCollectivelyEvaluatedForImpairment

93141000

CY2023Q4

us-gaap

Financing Receivable Excluding Accrued Interest Modified Period

FinancingReceivableExcludingAccruedInterestModifiedPeriod

0

CY2023Q3

us-gaap

Impaired Financing Receivable Recorded Investment

ImpairedFinancingReceivableRecordedInvestment

0

CY2023Q3

govb

Financing Receivable And Net Investment In Lease Troubled Debt Restructuring Subsequent Default Number Of Contracts

FinancingReceivableAndNetInvestmentInLeaseTroubledDebtRestructuringSubsequentDefaultNumberOfContracts

2

CY2023

govb

Loans And Leases Receivable Credit Performance Modified Term

LoansAndLeasesReceivableCreditPerformanceModifiedTerm

P2Y

CY2023

govb

Financing Receivable Modified Interest Rate

FinancingReceivableModifiedInterestRate

0.0600

CY2023

govb

Notes Receivable Term

NotesReceivableTerm

P5Y

CY2023

govb

Notes Receivable Amortization Term

NotesReceivableAmortizationTerm

P25Y

CY2023Q3

govb

Financing Receivable And Net Investment In Lease Troubled Debt Restructuring Subsequent Default Number Of Contracts

FinancingReceivableAndNetInvestmentInLeaseTroubledDebtRestructuringSubsequentDefaultNumberOfContracts

0

CY2023Q3

us-gaap

Loans And Leases Receivable Impaired Commitment To Lend

LoansAndLeasesReceivableImpairedCommitmentToLend

0

CY2023Q4

govb

Financing Receivable Excluding Accrued Interest Nonaccrual With Allowance

FinancingReceivableExcludingAccruedInterestNonaccrualWithAllowance

1086000

CY2023Q4

us-gaap

Financing Receivable Excluding Accrued Interest Nonaccrual

FinancingReceivableExcludingAccruedInterestNonaccrual

1086000

CY2023Q3

us-gaap

Financing Receivable Recorded Investment Nonaccrual Status

FinancingReceivableRecordedInvestmentNonaccrualStatus

630000

CY2022Q4

us-gaap

Financing Receivable Nonaccrual Interest Income

FinancingReceivableNonaccrualInterestIncome

0

CY2023Q4

us-gaap

Financing Receivable Nonaccrual Interest Income

FinancingReceivableNonaccrualInterestIncome

0

CY2023Q4

us-gaap

Financing Receivable Accrued Interest Writeoff

FinancingReceivableAccruedInterestWriteoff

22000

CY2023Q4

us-gaap

Finite Lived Intangible Assets Net

FiniteLivedIntangibleAssetsNet

2000000.0

CY2023Q3

us-gaap

Finite Lived Intangible Assets Net

FiniteLivedIntangibleAssetsNet

2100000

CY2023Q4

us-gaap

Finite Lived Intangible Asset Useful Life

FiniteLivedIntangibleAssetUsefulLife

P10Y

CY2023Q4

us-gaap

Goodwill

4237000

CY2023Q4

us-gaap

Goodwill

4237000

CY2023Q3

us-gaap

Goodwill

4237000

CY2023Q3

us-gaap

Goodwill

4237000

CY2023Q4

us-gaap

Finite Lived Intangible Assets Gross

FiniteLivedIntangibleAssetsGross

2080000

CY2023Q4

us-gaap

Finite Lived Intangible Assets Accumulated Amortization

FiniteLivedIntangibleAssetsAccumulatedAmortization

104000

CY2023Q4

us-gaap

Finite Lived Intangible Assets Net

FiniteLivedIntangibleAssetsNet

1976000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Gross

FiniteLivedIntangibleAssetsGross

2542000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Accumulated Amortization

FiniteLivedIntangibleAssetsAccumulatedAmortization

462000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Net

FiniteLivedIntangibleAssetsNet

2080000

CY2023Q4

govb

Intangible Assets Gross Including Goodwill

IntangibleAssetsGrossIncludingGoodwill

6317000

CY2023Q4

us-gaap

Finite Lived Intangible Assets Accumulated Amortization

FiniteLivedIntangibleAssetsAccumulatedAmortization

104000

CY2023Q4

us-gaap

Intangible Assets Net Including Goodwill

IntangibleAssetsNetIncludingGoodwill

6213000

CY2023Q3

govb

Intangible Assets Gross Including Goodwill

IntangibleAssetsGrossIncludingGoodwill

6779000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Accumulated Amortization

FiniteLivedIntangibleAssetsAccumulatedAmortization

462000

CY2023Q3

us-gaap

Intangible Assets Net Including Goodwill

IntangibleAssetsNetIncludingGoodwill

6317000

CY2023

us-gaap

Goodwill Impairment Loss

GoodwillImpairmentLoss

0

CY2023Q4

us-gaap

Amortization Of Intangible Assets

AmortizationOfIntangibleAssets

104000

CY2023

us-gaap

Amortization Of Intangible Assets

AmortizationOfIntangibleAssets

462000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Amortization Expense Remainder Of Fiscal Year

FiniteLivedIntangibleAssetsAmortizationExpenseRemainderOfFiscalYear

416000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Amortization Expense Next Twelve Months

FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths

370000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Amortization Expense Year Two

FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo

323000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Amortization Expense Year Three

FiniteLivedIntangibleAssetsAmortizationExpenseYearThree

277000

CY2023Q3

us-gaap

Finite Lived Intangible Assets Amortization Expense Year Four

FiniteLivedIntangibleAssetsAmortizationExpenseYearFour

231000

CY2023Q3

govb

Finite Lived Intangible Asset Expected Amortization Year One Through Five Total

FiniteLivedIntangibleAssetExpectedAmortizationYearOneThroughFiveTotal

1617000

CY2023Q4

govb

Number Of Stand By Letters Of Credit

NumberOfStandByLettersOfCredit

4

CY2023Q4

us-gaap

Letters Of Credit Outstanding Amount

LettersOfCreditOutstandingAmount

176000

CY2023Q4

us-gaap

Off Balance Sheet Credit Loss Liability

OffBalanceSheetCreditLossLiability

31000

CY2023Q4

us-gaap

Off Balance Sheet Credit Loss Liability Credit Loss Expense Reversal

OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal

2000

CY2023Q4

us-gaap

Off Balance Sheet Credit Loss Liability

OffBalanceSheetCreditLossLiability

31000

CY2023Q4

govb

Percentage Of Capital Conservation Buffer

PercentageOfCapitalConservationBuffer

0.0250

CY2023Q3

govb

Percentage Of Capital Conservation Buffer

PercentageOfCapitalConservationBuffer

0.0250

CY2023Q4

us-gaap

Capital

25877000

CY2023Q4

us-gaap

Capital To Risk Weighted Assets

CapitalToRiskWeightedAssets

0.230

CY2023Q4

us-gaap

Capital Required For Capital Adequacy

CapitalRequiredForCapitalAdequacy

8998000

CY2023Q4

us-gaap

Capital Required For Capital Adequacy To Risk Weighted Assets

CapitalRequiredForCapitalAdequacyToRiskWeightedAssets

0.080

CY2023Q4

us-gaap

Capital Required To Be Well Capitalized

CapitalRequiredToBeWellCapitalized

11248000

CY2023Q4

us-gaap

Capital Required To Be Well Capitalized To Risk Weighted Assets

CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets

0.100

CY2023Q4

us-gaap

Tier One Risk Based Capital

TierOneRiskBasedCapital

24786000

CY2023Q4

us-gaap

Tier One Risk Based Capital To Risk Weighted Assets

TierOneRiskBasedCapitalToRiskWeightedAssets

0.220

CY2023Q4

us-gaap

Tier One Risk Based Capital Required For Capital Adequacy

TierOneRiskBasedCapitalRequiredForCapitalAdequacy

6749000

CY2023Q4

us-gaap

Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets

0.060

CY2023Q4

us-gaap

Tier One Risk Based Capital Required To Be Well Capitalized

TierOneRiskBasedCapitalRequiredToBeWellCapitalized

8998000

CY2023Q4

us-gaap

Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets

0.080

CY2023Q4

us-gaap

Common Equity Tier One Capital

CommonEquityTierOneCapital

24786000

CY2023Q4

us-gaap

Common Equity Tier One Capital Ratio

CommonEquityTierOneCapitalRatio

0.220

CY2023Q4

us-gaap

Common Equity Tier One Capital Required For Capital Adequacy

CommonEquityTierOneCapitalRequiredForCapitalAdequacy

5062000

CY2023Q4

us-gaap

Banking Regulation Common Equity Tier One Risk Based Capital Ratio Capital Adequacy Minimum

BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum

0.045

CY2023Q4

us-gaap

Common Equity Tier One Capital Required To Be Well Capitalized

CommonEquityTierOneCapitalRequiredToBeWellCapitalized

7311000

CY2023Q4

us-gaap

Banking Regulation Common Equity Tier One Risk Based Capital Ratio Well Capitalized Minimum

BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum

0.065

CY2023Q4

us-gaap

Tier One Leverage Capital

TierOneLeverageCapital

24786000

CY2023Q4

us-gaap

Tier One Leverage Capital To Average Assets

TierOneLeverageCapitalToAverageAssets

0.123

CY2023Q4

us-gaap

Tier One Leverage Capital Required For Capital Adequacy

TierOneLeverageCapitalRequiredForCapitalAdequacy

8059000

CY2023Q4

us-gaap

Tier One Leverage Capital Required For Capital Adequacy To Average Assets

TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets

0.040

CY2023Q4

us-gaap

Tier One Leverage Capital Required To Be Well Capitalized

TierOneLeverageCapitalRequiredToBeWellCapitalized

10074000

CY2023Q4

us-gaap

Tier One Leverage Capital Required To Be Well Capitalized To Average Assets

TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets

0.050

CY2023Q4

govb

Banking Regulation Capital Conservation Buffer Common Equity Tier1 Risk Based Capital Actual Amount

BankingRegulationCapitalConservationBufferCommonEquityTier1RiskBasedCapitalActualAmount

25877000

CY2023Q4

us-gaap

Banking Regulation Capital Conservation Buffer Common Equity Tier One Risk Based Capital Actual

BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual

0.150

CY2023Q4

govb

Banking Regulation Capital Conservation Buffer Common Equity Tier1 Risk Based Capital Capital Adequacy Minimum

BankingRegulationCapitalConservationBufferCommonEquityTier1RiskBasedCapitalCapitalAdequacyMinimum

7874000

CY2023Q4

govb

Banking Regulation Capital Conservation Buffer Common Equity Tier1 Risk Based Capital Capital Adequacy Ratio Minimum

BankingRegulationCapitalConservationBufferCommonEquityTier1RiskBasedCapitalCapitalAdequacyRatioMinimum

0.070

CY2023Q3

us-gaap

Capital

21906000

CY2023Q3

us-gaap

Capital To Risk Weighted Assets

CapitalToRiskWeightedAssets

0.194

CY2023Q3

us-gaap

Capital Required For Capital Adequacy

CapitalRequiredForCapitalAdequacy

9020000

CY2023Q3

us-gaap

Capital Required For Capital Adequacy To Risk Weighted Assets

CapitalRequiredForCapitalAdequacyToRiskWeightedAssets

0.080

CY2023Q3

us-gaap

Capital Required To Be Well Capitalized

CapitalRequiredToBeWellCapitalized

11275000

CY2023Q3

us-gaap

Capital Required To Be Well Capitalized To Risk Weighted Assets

CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets

0.100

CY2023Q3

us-gaap

Tier One Risk Based Capital

TierOneRiskBasedCapital

21283000

CY2023Q3

us-gaap

Tier One Risk Based Capital To Risk Weighted Assets

TierOneRiskBasedCapitalToRiskWeightedAssets

0.189

CY2023Q3

us-gaap

Tier One Risk Based Capital Required For Capital Adequacy

TierOneRiskBasedCapitalRequiredForCapitalAdequacy

6765000

CY2023Q3

us-gaap

Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets

0.060

CY2023Q3

us-gaap

Tier One Risk Based Capital Required To Be Well Capitalized

TierOneRiskBasedCapitalRequiredToBeWellCapitalized

9019000

CY2023Q3

us-gaap

Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets

TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets

0.080

CY2023Q3

us-gaap

Common Equity Tier One Capital

CommonEquityTierOneCapital

21283000

CY2023Q3

us-gaap

Common Equity Tier One Capital Ratio

CommonEquityTierOneCapitalRatio

0.189

CY2023Q3

us-gaap

Common Equity Tier One Capital Required For Capital Adequacy

CommonEquityTierOneCapitalRequiredForCapitalAdequacy

5074000

CY2023Q3

us-gaap

Banking Regulation Common Equity Tier One Risk Based Capital Ratio Capital Adequacy Minimum

BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioCapitalAdequacyMinimum

0.045

CY2023Q3

us-gaap

Common Equity Tier One Capital Required To Be Well Capitalized

CommonEquityTierOneCapitalRequiredToBeWellCapitalized

7329000

CY2023Q3

us-gaap

Banking Regulation Common Equity Tier One Risk Based Capital Ratio Well Capitalized Minimum

BankingRegulationCommonEquityTierOneRiskBasedCapitalRatioWellCapitalizedMinimum

0.065

CY2023Q3

us-gaap

Tier One Leverage Capital

TierOneLeverageCapital

21283000

CY2023Q3

us-gaap

Tier One Leverage Capital To Average Assets

TierOneLeverageCapitalToAverageAssets

0.106

CY2023Q3

us-gaap

Tier One Leverage Capital Required For Capital Adequacy

TierOneLeverageCapitalRequiredForCapitalAdequacy

8022000

CY2023Q3

us-gaap

Tier One Leverage Capital Required For Capital Adequacy To Average Assets

TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets

0.040

CY2023Q3

us-gaap

Tier One Leverage Capital Required To Be Well Capitalized

TierOneLeverageCapitalRequiredToBeWellCapitalized

10027000

CY2023Q3

us-gaap

Tier One Leverage Capital Required To Be Well Capitalized To Average Assets

TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets

0.050

CY2023Q3

govb

Banking Regulation Capital Conservation Buffer Common Equity Tier1 Risk Based Capital Actual Amount

BankingRegulationCapitalConservationBufferCommonEquityTier1RiskBasedCapitalActualAmount

21906000

CY2023Q3

us-gaap

Banking Regulation Capital Conservation Buffer Common Equity Tier One Risk Based Capital Actual

BankingRegulationCapitalConservationBufferCommonEquityTierOneRiskBasedCapitalActual

0.114

CY2023Q3

govb

Banking Regulation Capital Conservation Buffer Common Equity Tier1 Risk Based Capital Capital Adequacy Minimum

BankingRegulationCapitalConservationBufferCommonEquityTier1RiskBasedCapitalCapitalAdequacyMinimum

7892000

CY2023Q3

govb

Banking Regulation Capital Conservation Buffer Common Equity Tier1 Risk Based Capital Capital Adequacy Ratio Minimum

BankingRegulationCapitalConservationBufferCommonEquityTier1RiskBasedCapitalCapitalAdequacyRatioMinimum

0.070

CY2023Q4

us-gaap

Unrealized Gain Loss On Derivatives

UnrealizedGainLossOnDerivatives

-143000

CY2023Q4

us-gaap

Unrealized Gain Loss On Derivatives

UnrealizedGainLossOnDerivatives

-143000

CY2022Q4

us-gaap

Unrealized Gain Loss On Derivatives

UnrealizedGainLossOnDerivatives

-436000

CY2023Q4

us-gaap

Lessee Operating Lease Existence Of Option To Extend

LesseeOperatingLeaseExistenceOfOptionToExtend

true

CY2023Q4

us-gaap

Lessee Operating Lease Liability Payments Remainder Of Fiscal Year

LesseeOperatingLeaseLiabilityPaymentsRemainderOfFiscalYear

17000

CY2023Q4

us-gaap

Lessee Operating Lease Liability Payments Due Next Twelve Months

LesseeOperatingLeaseLiabilityPaymentsDueNextTwelveMonths

21000

CY2023Q4

us-gaap

Lessee Operating Lease Liability Payments Due Year Two

LesseeOperatingLeaseLiabilityPaymentsDueYearTwo

14000

CY2023Q4

us-gaap

Lessee Operating Lease Liability Payments Due Year Three

LesseeOperatingLeaseLiabilityPaymentsDueYearThree

13000

CY2023Q4

us-gaap

Lessee Operating Lease Liability Payments Due Year Four

LesseeOperatingLeaseLiabilityPaymentsDueYearFour

13000

CY2023Q4

us-gaap

Lessee Operating Lease Liability Payments Due

LesseeOperatingLeaseLiabilityPaymentsDue

78000

CY2023Q4

us-gaap

Operating Lease Right Of Use Asset

OperatingLeaseRightOfUseAsset

61000

CY2023Q4

us-gaap

Operating Lease Liability

OperatingLeaseLiability

61000

CY2023Q4

us-gaap

Operating Lease Weighted Average Remaining Lease Term1

OperatingLeaseWeightedAverageRemainingLeaseTerm1

P4Y3M29D

CY2023Q4

us-gaap

Operating Lease Cost

OperatingLeaseCost

5000

CY2023Q4

us-gaap

Lease Cost

LeaseCost

5000

CY2023Q4

us-gaap

Operating Lease Payments

OperatingLeasePayments

5000

Concept	2024 Q1	2023 Q4	2022 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents	$10.11M	$8.079M	$6.173M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment	$2.951M	$3.016M
YoY Change
Goodwill	$4.237M	$4.237M
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets	$203.7M	$204.9M
YoY Change
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities
Total Long-Term Liabilities
Total Liabilities	$172.0M	$172.9M
YoY Change
SHAREHOLDERS EQUITY
Retained Earnings	$28.09M	$27.99M
YoY Change
Common Stock	$11.00K	$11.00K
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity	$31.74M	$32.06M	$25.94M
YoY Change
Total Liabilities & Shareholders Equity	$203.7M	$204.9M
YoY Change

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$GOVB
Gouverneur Bancorp, Inc./MD/ Stock $govb

2024 Q1 Form 10-Q Financial Statement

#000155837024000956 Filed on February 12, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$GOVB Gouverneur Bancorp, Inc./MD/ Stock $govb

2024 Q1 Form 10-Q Financial Statement

#000155837024000956 Filed on February 12, 2024

Income Statement

Balance Sheet

Cashflow Statement

Facts In Submission

Files In Submission

$GOVB
Gouverneur Bancorp, Inc./MD/ Stock $govb