Great West Lifeco Inc. - Understand $gwlif stock

$GWLIF Market Cap: $41.48 Billion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

$32.00B

TTM

Gross Margin

Net Earnings

$3.610B

TTM

Current Assets

Current Liabilities

$2.870B

Q2 2024

Current Ratio

Total Assets

$749.6B

Q2 2024

Total Liabilities

$718.8B

Q2 2024

Book Value

$30.80B

Q2 2024

Cash

$8.582B

Q2 2024

P/E

11.49

Nov 29, 2024 EST

Free Cash Flow

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Revenue	$31.07B	$44.72B	$64.34B	$60.27B	$44.41B	$43.92B	$46.83B	$46.38B	$33.82B	$39.18B	$26.45B	$30.74B	$29.90B	$30.10B	$30.54B	$33.93B	$25.92B	$25.48B	$23.87B	$21.87B	$13.43B	$16.63B	$16.05B	$15.27B	$13.33B	$13.76B	$7.475B
YoY Change	-30.52%	-30.49%	6.74%	35.72%	1.12%	-6.21%	0.96%	37.14%	-13.68%	48.15%	-13.95%	2.8%	-0.68%	-1.43%	-9.99%	30.9%	1.73%	6.75%	9.14%	62.86%	-19.26%	3.64%	5.12%	14.54%	-3.11%	84.03%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Revenue	$31.07B	$44.72B	$64.34B	$60.27B	$44.41B	$43.92B	$46.83B	$46.38B	$33.82B	$39.18B	$26.45B	$30.74B	$29.90B	$30.10B	$30.54B	$33.93B	$25.92B	$25.48B	$23.87B	$21.87B	$13.43B	$16.63B	$16.05B	$15.27B	$13.33B	$13.76B	$7.475B
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Selling, General & Admin		$9.586B	$8.070B	$7.250B	$7.083B	$7.086B	$6.882B	$5.127B	$3.342B	$4.012B	$3.424B	$2.933B	$264.0M	$256.0M	$257.0M	$223.0M	$225.0M	$235.0M	$238.0M	$251.0M	$184.0M	$110.0M	$124.0M	$129.0M	$123.0M	$93.00M	$71.00M
YoY Change		18.79%	11.31%	2.36%	-0.04%	2.96%	34.23%	53.41%	-16.7%	17.17%	16.74%	1010.98%	3.13%	-0.39%	15.25%	-0.89%	-4.26%	-1.26%	-5.18%	36.41%	67.27%	-11.29%	-3.88%	4.88%	32.26%	30.99%
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$366.0M	$558.0M	$523.0M	$438.0M	$418.0M	$308.0M	$254.0M	$260.0M	$1.609B	$200.0M	$165.0M	$147.0M	$100.0M	$92.00M	$89.00M	$83.00M	$32.00M	$18.00M	$18.00M	$18.00M	$7.000M	$0.00	$66.00M	$65.00M	$60.00M	$58.00M	$8.000M
YoY Change	-34.41%	6.69%	19.41%	4.78%	35.71%	21.26%	-2.31%	-83.84%	704.5%	21.21%	12.24%	47.0%	8.7%	3.37%	7.23%	159.38%	77.78%	0.0%	0.0%	157.14%		-100.0%	1.54%	8.33%	3.45%	625.0%
% of Gross Profit
Operating Expenses	$27.35B	$40.37B	$60.16B	$57.10B	$41.53B	$40.30B	$43.66B	$42.69B	$30.04B	$35.48B	$23.29B	$27.90B	$26.94B	$27.88B	$28.15B	$30.98B	$23.01B	$22.86B	$21.17B	$19.30B	$11.49B	$15.21B	$14.86B	$14.08B	$12.27B	$12.81B	$7.200B
YoY Change	-32.25%	-32.89%	5.34%	37.51%	3.04%	-7.69%	2.27%	42.12%	-15.34%	52.33%	-16.51%	3.56%	-3.39%	-0.96%	-9.12%	34.67%	0.63%	7.97%	9.68%	67.98%	-24.43%	2.36%	5.53%	14.74%	-4.25%	77.97%
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004
Interest Expense	-$426.0M	-$402.0M	-$222.0M	$36.00M	$48.00M	-$86.00M	-$174.0M	-$275.0M	-$276.0M	-$279.0M	-$258.0M	-$235.0M	-$256.0M	-$256.0M	-$307.0M	-$329.0M	-$269.0M	-$202.0M	-$187.0M	-$205.0M
YoY Change	5.97%	81.08%	-716.67%	-25.0%	-155.81%	-50.57%	-36.73%	-0.36%	-1.08%	8.14%	9.79%	-8.2%	0.0%	-16.61%	-6.69%	22.3%	33.17%	8.02%	-8.78%
% of Operating Profit
Other Income/Expense, Net											-$11.00M	-$41.00M
YoY Change											-73.17%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Pretax Income	$3.068B	$3.768B	$3.867B	$3.072B	$2.880B	$3.462B	$2.730B	$3.352B	$3.471B	$3.389B	$2.781B	$2.562B	$2.704B	$1.964B	$2.080B	$375.0M	$2.649B	$2.420B	$2.489B	$2.318B	$1.906B	$1.425B	$987.0M	$1.188B	$1.058B	$942.0M	$275.0M
YoY Change	-18.58%	-2.56%	25.88%	6.67%	-16.81%	26.81%	-18.56%	-3.43%	2.42%	21.86%	8.55%	-5.25%	37.68%	-5.58%	454.67%	-85.84%	9.46%	-2.77%	7.38%	21.62%	33.75%	44.38%	-16.92%	12.29%	12.31%	242.55%
Income Tax	$53.00M	$234.0M	$304.0M	-$82.00M	$373.0M	$387.0M	$422.0M	$396.0M	$460.0M	$628.0M	$463.0M	$364.0M	$465.0M	$256.0M	$345.0M	-$278.0M	$582.0M	$522.0M	$601.0M	$566.0M	$550.0M	$430.0M	$397.0M	$451.0M	$366.0M	$361.0M	$27.00M
% Of Pretax Income	1.73%	6.21%	7.86%	-2.67%	12.95%	11.18%	15.46%	11.81%	13.25%	18.53%	16.65%	14.21%	17.2%	13.03%	16.59%	-74.13%	21.97%	21.57%	24.15%	24.42%	28.86%	30.18%	40.22%	37.96%	34.59%	38.32%	9.82%
Net Earnings	$2.738B	$3.219B	$3.564B	$3.142B	$2.502B	$3.074B	$2.318B	$2.954B	$3.002B	$2.757B	$2.315B	$1.921B	$2.118B	$1.701B	$1.699B	$1.453B	$2.111B	$1.927B	$1.775B	$1.616B	$1.236B	$962.0M	$546.0M	$674.0M	$569.0M	$473.0M	$250.0M
YoY Change	-14.94%	-9.68%	13.43%	25.58%	-18.61%	32.61%	-21.53%	-1.6%	8.89%	19.09%	20.51%	-9.3%	24.51%	0.12%	16.93%	-31.17%	9.55%	8.56%	9.84%	30.74%	28.48%	76.19%	-18.99%	18.45%	20.3%	89.2%
Net Earnings / Revenue	8.81%	7.2%	5.54%	5.21%	5.63%	7.0%	4.95%	6.37%	8.88%	7.04%	8.75%	6.25%	7.08%	5.65%	5.56%	4.28%	8.14%	7.56%	7.44%	7.39%	9.2%	5.78%	3.4%	4.42%	4.27%	3.44%	3.34%
Basic Earnings Per Share
Diluted Earnings Per Share	$2.93	$3.45	$3.828M	$3.386M	$2.642M	$3.108M	$2.339M	$2.978M	$3.008M	$2.757M	$2.336M	$1.999M	$2.202M	$1.776M	$1.796M	$1.616M	$2.348M	$2.146M	$1.977M	$1.796M	$1.511M	$1.291M	$723.2K	$836.2K	$758.7K	$634.0K	$388.2K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Cash & Short-Term Investments
YoY Change
Cash & Equivalents		$7.290B							$2.813B
Short-Term Investments
Other Short-Term Assets													$99.00M	$113.0M	$80.00M	$141.0M
YoY Change													-12.39%	41.25%	-43.26%
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets	$668.0M	$536.0M	$433.0M	$404.0M	$405.0M	$410.0M	$350.0M	$273.0M		$285.0M			$912.0M	$343.0M	$80.00M	$141.0M
YoY Change	24.63%	23.79%	7.18%	-0.25%	-1.22%	17.14%	28.21%						165.89%	328.75%	-43.26%
Property, Plant & Equipment	$1.374B	$1.494B	$1.547B	$1.604B	$1.648B	$1.179B	$1.009B	$953.0M	$951.0M	$847.0M	$801.0M	$668.0M	$628.0M	$560.0M	$138.0M	$121.0M	$250.0M	$193.0M	$279.0M
YoY Change	-8.03%	-3.43%	-3.55%	-2.67%	39.78%	16.85%	5.88%	0.21%	12.28%	5.74%	19.91%	6.37%	12.14%	305.8%	14.05%	-51.6%	29.53%	-30.82%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$235.3B	$236.8B	$204.3B	$196.7B	$167.0B	$175.8B	$166.6B	$162.1B	$158.8B	$145.2B	$130.5B	$119.2B	$113.8B	$106.1B	$99.33B	$100.2B	$96.35B	$94.04B	$86.42B	$81.06B	$80.66B	$50.64B	$49.81B	$47.04B	$46.42B	$48.16B	$46.58B
YoY Change	-0.64%	15.92%	3.83%	17.79%	-4.99%	5.5%	2.79%	2.11%	9.36%	11.26%	9.51%	4.69%	7.31%	6.78%	-0.87%	4.0%	2.45%	8.82%	6.61%	0.51%	59.27%	1.66%	5.89%	1.35%	-3.62%	3.38%
Other Assets	$6.680B	$1.615B	$1.420B	$1.215B	$924.0M	$5.345B	$1.292B	$1.807B	$1.891B	$1.906B	$1.546B	$1.344B	$1.560B	$1.467B	$1.197B	$1.674B	$530.0M	$369.0M	$363.0M		$482.0M	$138.0M	$317.0M	$275.0M	$159.0M	$210.0M	$312.0M
YoY Change	313.62%	13.73%	16.87%	31.49%	-82.71%	313.7%	-28.5%	-4.44%	-0.79%	23.29%	15.03%	-13.85%	6.34%	22.56%	-28.49%	215.85%	43.63%	1.65%			249.28%	-56.47%	15.27%	72.96%	-24.29%	-32.69%
Total Long-Term Assets	$712.6B	$700.9B	$630.1B	$600.1B	$450.8B	$427.3B	$419.5B	$399.5B		$356.4B			$237.9B	$229.1B	$128.3B	$129.9B
YoY Change	1.66%	11.25%	4.99%	33.13%	5.5%	1.86%	5.01%						3.83%	78.56%	-1.27%
Total Assets	$713.2B	$701.5B	$630.5B	$600.5B	$451.2B	$427.7B	$419.8B	$399.7B	$399.9B	$356.7B	$325.9B	$253.9B	$238.8B	$229.4B	$128.4B	$130.1B	$118.2B	$120.5B	$102.2B	$95.85B	$97.45B	$60.07B	$59.16B	$55.75B	$53.51B	$54.73B	$52.04B
YoY Change
Accounts Payable	$3.216B	$3.194B	$3.032B	$2.698B	$3.352B	$3.262B	$2.684B	$2.049B	$1.755B	$1.480B	$1.583B	$1.258B	$1.460B	$1.253B
YoY Change	0.69%	5.34%	12.38%	-19.51%	2.76%	21.54%	30.99%	16.75%	18.58%	-6.51%	25.83%	-13.84%	16.52%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt	$435.0M	$1.151B	$593.0M	$1.414B	$808.0M	$932.0M	$428.0M	$428.0M	$0.00	$526.0M	$582.0M	$295.0M	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
YoY Change	-62.21%	94.1%	-58.06%	75.0%	-13.3%	117.76%	0.0%		-100.0%	-9.62%	97.29%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$3.788B	$4.495B	$3.818B	$4.455B	$4.621B	$4.596B	$3.576B	$2.971B	$2.247B	$2.743B	$3.146B	$2.202B	$1.938B	$1.621B							$619.0M	$454.0M	$508.0M	$433.0M	$317.0M	$145.0M	$249.0M
YoY Change	-15.73%	17.73%	-14.3%	-3.59%	0.54%	28.52%	20.36%	32.22%	-18.08%	-12.81%	42.87%	13.62%	19.56%								36.34%	-10.63%	17.32%	36.59%	118.62%	-41.77%
Long-Term Debt	$9.215B	$10.14B	$9.140B	$9.291B	$6.149B	$5.984B	$5.349B	$5.713B	$5.556B	$4.991B	$5.321B	$4.152B	$4.846B	$4.823B	$4.885B	$5.231B	$6.666B	$3.382B	$3.338B	$3.536B	$2.576B	$1.012B	$1.075B	$1.032B	$690.0M	$601.0M	$811.0M
YoY Change	-9.11%	10.93%	-1.63%	51.1%	2.76%	11.87%	-6.37%	2.83%	11.32%	-6.2%	28.16%	-14.32%	0.48%	-1.27%	-6.61%	-21.53%	97.1%	1.32%	-5.6%	37.27%	154.55%	-5.86%	4.17%	49.57%	14.81%	-25.89%
Other Long-Term Liabilities	$12.68B	$9.652B	$6.164B	$5.356B	$5.106B	$9.176B	$5.088B	$5.848B	$5.991B	$4.294B	$3.551B	$3.298B	$2.665B	$3.181B	$4.741B	$6.130B	$5.818B	$7.342B	$6.697B	$6.520B	$6.592B	$3.039B	$3.230B	$3.077B	$3.038B	$3.284B	$3.211B
YoY Change	31.35%	56.59%	15.09%	4.9%	-44.35%	80.35%	-13.0%	-2.39%	39.52%	20.92%	7.67%	23.75%	-16.22%	-32.9%	-22.66%	5.36%	-20.76%	9.63%	2.71%	-1.09%	116.91%	-5.91%	4.97%	1.28%	-7.49%	2.27%
Total Long-Term Liabilities	$21.89B	$19.79B	$15.30B	$14.65B	$11.26B	$15.16B	$10.44B	$11.56B	$11.55B	$9.285B	$8.872B	$7.450B	$7.511B	$8.004B	$9.626B	$11.36B	$12.48B	$10.72B	$10.04B	$10.06B	$9.168B	$4.051B	$4.305B	$4.109B	$3.728B	$3.885B	$4.022B
YoY Change	10.62%	29.32%	4.49%	30.14%	-25.76%	45.25%	-9.72%	0.12%	24.36%	4.66%	19.09%	-0.81%	-6.16%	-16.85%	-15.27%	-9.0%	16.41%	6.87%	-0.21%	9.69%	126.31%	-5.9%	4.77%	10.22%	-4.04%	-3.41%
Total Liabilities	$683.5B	$669.3B	$600.1B	$573.6B	$425.7B	$400.4B	$394.5B	$374.9B	$374.9B	$335.0B	$306.1B	$236.8B	$224.9B	$216.7B	$115.4B	$116.8B	$107.3B	$109.4B	$92.67B	$87.22B	$88.86B	$55.36B	$54.76B	$51.57B	$49.72B	$51.18B	$48.88B
YoY Change	2.13%	11.52%	4.63%	34.73%	6.32%	1.51%	5.21%	0.02%	11.91%	9.45%	29.22%	5.31%	3.8%	87.8%	-1.27%	8.91%	-1.94%	18.07%	6.25%	-1.84%	60.51%	1.1%	6.18%	3.72%	-2.84%	4.69%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $41.485 Billion

About GREAT-WEST LIFECO INC.

Great-West Lifeco, Inc. is an international financial service holding company, which engages in the provision of life insurance, health insurance, retirement services, investment management, and reinsurance services. The company is headquartered in Winnipeg, Manitoba and currently employs 33,500 full-time employees. The firm has interests in life insurance, health insurance, retirement and investment services, asset management and reinsurance businesses. Its segments include Canada, United States, Europe, and Capital and Risk Solutions. The company operates in Canada, the United States and Europe under the brands Canada Life, Empower, and Irish Life. The company operates through its subsidiaries, including The Canada Life Assurance Company (Canada Life), and Empower Annuity Insurance Company of America (Empower). Canada Life provides insurance and wealth management products and services in Canada, the United Kingdom, the Isle of Man and Germany, and in Ireland through Irish Life. Empower provides retirement plans.

Industry: Life Insurance Peers: