Hdfc Bank Ltd - Understand $hdb stock

$HDB Market Cap: $12.48 Trillion

Research Board Inbox Deep Research Not Interested Shortlisted

Financial Snapshot

Revenue

Gross Margin

Net Earnings

$681.7B

TTM

Current Assets

Current Liabilities

Current Ratio

Total Assets

$40070B

Q2 2024

Total Liabilities

$35310B

Q2 2024

Book Value

$4758B

Q2 2024

Cash

P/E

18.31

Nov 29, 2024 EST

Free Cash Flow

$259.6B

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Revenue	$22.24B	$13.76B	$892.4B	$782.4B
YoY Change	61.63%	-98.46%	14.06%

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2024	2023	2022	2021
Revenue	$22.24B	$13.76B	$892.4B	$782.4B
Cost Of Revenue	$4.583B
Gross Profit	$17.66B
Gross Profit Margin	79.4%

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$30.92B	$23.45B	$16.81B	$13.85B	$12.77B	$12.21B	$9.668B	$8.862B	$7.380B	$6.805B	$6.887B	$6.633B	$5.542B	$5.091B	$4.040B	$3.696B	$2.801B	$2.265B	$1.812B	$1.441B	$1.263B	$1.097B	$760.0M	$598.0M
YoY Change	31.83%	39.55%	21.35%	8.47%	4.6%	26.26%	9.1%	20.08%	8.45%	-1.19%	3.83%	19.69%	8.86%	26.01%	9.31%	31.95%	23.66%	25.0%	25.75%	14.09%	15.13%	44.34%	27.09%
% of Gross Profit	175.07%
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2024	2023	2022	2021
Interest Expense	$18.41B	$9.436B	$584.3B	$592.3B
YoY Change	95.06%	-98.39%	-1.35%
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Pretax Income	$765.7B	$615.0B	$508.7B	$428.0B	$381.9B	$343.2B	$284.6B	$233.7B	$195.1B	$160.8B	$132.1B	$100.0B	$76.68B	$59.57B	$44.19B	$33.18B	$22.94B	$16.45B	$12.70B	$9.789B	$7.190B	$5.709B	$4.254B	$3.151B
YoY Change	24.51%	20.89%	18.87%	12.05%	11.3%	20.57%	21.82%	19.76%	21.34%	21.71%	32.06%	30.47%	28.71%	34.81%	33.18%	44.63%	39.47%	29.52%	29.75%	36.15%	25.94%	34.2%	35.0%	61.67%
Income Tax	$111.2B	$153.5B	$127.2B	$109.4B	$109.0B	$118.7B	$99.03B	$80.78B	$66.94B	$53.80B	$44.47B	$31.04B	$23.94B	$19.40B	$13.86B	$10.66B	$7.020B	$5.016B	$3.860B	$3.134B	$2.095B	$1.833B	$1.283B	$1.049B
% Of Pretax Income	14.53%	24.96%	25.01%	25.56%	28.53%	34.6%	34.79%	34.57%	34.31%	33.46%	33.66%	31.02%	31.22%	32.56%	31.37%	32.12%	30.6%	30.49%	30.39%	32.02%	29.14%	32.11%	30.16%	33.29%
Net Earnings	$640.6B	$460.0B	$380.5B	$318.3B	$272.5B	$223.3B	$185.1B	$152.5B	$128.0B	$106.9B	$87.44B	$68.70B	$52.47B	$39.93B	$30.04B	$22.49B	$15.95B	$11.51B	$8.816B	$6.656B	$5.095B	$3.876B	$2.970B	$2.101B
YoY Change	39.27%	20.88%	19.54%	16.8%	22.04%	20.65%	21.35%	19.15%	19.76%	22.25%	27.28%	30.92%	31.42%	32.92%	33.56%	40.99%	38.58%	30.56%	32.45%	30.64%	31.45%	30.51%	41.36%	75.08%
Net Earnings / Revenue	2879.87%	3342.18%	42.64%	40.69%
Basic Earnings Per Share	$1.06	$1.08	$69.76	$59.27
Diluted Earnings Per Share	$90.01	$82.27	$68.31M	$57.62M	$49.46M	$41.26M	$35.38M	$29.58M	$25.12M	$21.80M	$18.29M	$14.55M	$11.23M	$8.544M	$6.813M	$5.268M	$4.573M	$3.637M	$2.643M	$2.142M	$1.616M	$1.241M	$987.7K	$765.1K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$126.0B	$82.83B	$62.83B	$51.00B	$46.27B	$42.20B	$38.11B	$38.15B	$34.80B	$32.25B	$30.26B	$27.73B	$23.78B	$22.01B	$21.49B	$17.32B	$11.96B	$9.875B	$8.715B	$7.083B	$6.169B	$5.286B	$3.711B	$2.897B
YoY Change	52.17%	31.82%	23.21%	10.22%	9.65%	10.74%	-0.11%	9.63%	7.9%	6.56%	9.12%	16.63%	8.04%	2.41%	24.06%	44.82%	21.13%	13.31%	23.04%	14.82%	16.7%	42.44%	28.1%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$2.000B						$0.00	$403.0M	$614.0M	$577.0M	$545.0M	$508.0M	$479.0M	$450.0M	$385.0M	$386.0M	$44.00M	$43.00M
YoY Change							-100.0%	-34.36%	6.41%	5.87%	7.28%	6.05%	6.44%	16.88%	-0.26%	777.27%	2.33%
Other Assets	$93.02B	$72.92B	$71.44B	$6.000M	$41.44B	$46.21B	$35.32B	$25.87B	$22.27B	$20.32B	$19.19B					$8.619B	$3.815B	$1.554B
YoY Change	27.56%	2.08%	1190536.67%	-99.99%	-10.31%	30.82%	36.53%	16.16%	9.61%	5.91%						125.92%	145.5%
Total Long-Term Assets
YoY Change
Total Assets	$40300B	$25300B	$21230B	$18000B	$15810B	$12930B	$11030B	$8923B	$7622B	$6071B	$5036B	$4077B	$3411B	$2780B	$2229B	$1834B	$1332B	$913.1B	$736.0B	$514.3B	$423.1B	$304.2B	$237.9B	$156.2B
YoY Change
Accounts Payable
YoY Change
Accrued Expenses	$238.5B	$113.9B	$82.41B	$81.24B	$85.83B	$82.48B	$66.76B	$45.91B	$40.98B	$33.70B	$28.26B	$63.73B	$52.15B	$27.93B	$19.97B	$33.23B	$16.75B	$17.04B	$8.263B	$5.843B	$4.165B	$6.882B	$4.169B	$2.961B
YoY Change	109.35%	38.26%	1.45%	-5.35%	4.06%	23.54%	45.4%	12.05%	21.6%	19.23%	-55.66%	22.21%	86.69%	39.91%	-39.91%	98.44%	-1.71%	106.18%	41.42%	40.29%	-39.48%	65.08%	40.8%
Deferred Revenue
YoY Change
Short-Term Debt	$139.3B	$117.9B	$130.9B	$124.2B	$75.84B	$70.40B	$82.22B	$166.7B	$73.79B	$60.85B	$56.11B	$54.79B	$54.66B	$56.36B	$76.73B	$29.22B	$31.57B	$36.78B	$20.80B	$15.55B	$36.67B	$8.511B	$8.674B	$5.106B
YoY Change	18.17%	-9.95%	5.39%	63.83%	7.72%	-14.37%	-50.67%	125.89%	21.25%	8.45%	2.42%	0.24%	-3.02%	-26.55%	162.57%	-7.44%	-14.16%	76.87%	33.76%	-57.61%	330.89%	-1.88%	69.88%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$377.9B	$231.8B	$82.41B	$81.24B	$85.83B	$82.48B	$66.76B	$45.91B	$69.97B	$57.99B	$47.54B	$79.06B	$63.89B	$36.86B	$26.38B	$38.21B	$20.27B	$19.65B	$10.23B	$7.440B	$5.294B	$7.840B	$4.872B	$3.498B
YoY Change	62.98%	181.33%	1.45%	-5.35%	4.06%	23.54%	45.4%	-34.38%	20.65%	21.98%	-39.86%	23.75%	73.31%	39.75%	-30.97%	88.5%	3.14%	92.17%	37.46%	40.54%	-32.47%	60.92%	39.28%
Long-Term Debt	$7306B	$2565B	$2270B	$1777B	$1868B	$1577B	$1564B	$984.2B	$1037B	$594.8B	$496.0B	$395.0B	$263.3B	$146.5B	$131.7B	$92.54B	$78.44B	$60.98B	$45.61B	$52.90B	$29.08B	$22.85B	$20.23B	$14.33B
YoY Change	184.79%	13.03%	27.73%	-4.89%	18.45%	0.83%	58.96%	-5.11%	74.37%	19.92%	25.57%	49.98%	79.75%	11.23%	42.34%	17.97%	28.63%	33.71%	-13.79%	81.92%	27.27%	12.94%	41.18%
Other Long-Term Liabilities	$4529B	$1009B	$685.8B	$571.0B	$546.9B	$431.1B	$335.2B	$374.5B	$237.6B	$221.3B	$322.6B	$218.9B	$259.3B	$200.0B	$104.7B	$96.23B	$79.61B	$48.04B	$48.39B	$29.66B	$21.00B	$18.77B	$8.046B	$7.422B
YoY Change	348.77%	47.15%	20.11%	4.41%	26.86%	28.62%	-10.51%	57.59%	7.37%	-31.39%	47.4%	-15.6%	29.69%	90.93%	8.82%	20.87%	65.74%	-0.73%	63.16%	41.2%	11.93%	133.22%	8.41%
Total Long-Term Liabilities	$11840B	$3575B	$2955B	$2348B	$2415B	$2008B	$1900B	$1359B	$1275B	$816.1B	$818.6B	$613.8B	$522.7B	$346.5B	$236.4B	$188.8B	$158.1B	$109.0B	$93.99B	$82.56B	$50.08B	$41.61B	$28.28B	$21.75B
YoY Change	231.08%	20.95%	25.88%	-2.79%	20.26%	5.73%	39.81%	6.58%	56.2%	-0.3%	33.35%	17.44%	50.86%	46.53%	25.26%	19.43%	44.98%	15.98%	13.85%	64.85%	20.35%	47.16%	30.0%
Total Liabilities	$35740B	$22410B	$18760B	$15900B	$14040B	$11390B	$9936B	$8006B	$6879B	$5439B	$4595B	$3711B	$3108B	$2524B	$2013B	$1683B	$1217B	$848.4B	$682.7B	$469.1B	$396.1B	$281.7B	$218.4B	$146.9B
YoY Change	59.47%	19.48%	17.99%	13.19%	23.29%	14.65%	24.11%	16.37%	26.47%	18.39%	23.82%	19.38%	23.17%	25.36%	19.62%	38.35%	43.4%	24.26%	45.55%	18.42%	40.61%	29.02%	48.61%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2024	2023	2022	2021
Basic Shares Outstanding	7.079B	5.566B	5.533B	5.500B
Diluted Shares Outstanding	7.107B	5.587B	5.563B	5.523B
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $12.479 Trillion

About HDFC BANK LTD

HDFC Bank Ltd. engages in the provision of banking and financial services including commercial banking and treasury operations. The company is headquartered in Mumbai, Maharashtra. The company went IPO on 2001-07-23. The Bank caters to a range of banking services covering commercial and investment banking and transactional/branch banking. Its Treasury segment includes net interest earnings from its investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts. The Retail Banking segment includes Digital Banking, and Other retail banking. The Wholesale Banking segment provides loans, non-fund facilities and transaction services to large corporates, public sector units, government bodies, financial institutions and medium scale enterprises. Its subsidiaries include HDFC Securities Ltd., HDB Financial Services Ltd., HDFC Asset Management Co. Ltd, and HDFC ERGO General Insurance Co. Ltd.

Industry: Commercial Banks, NEC Peers: