2017 Q4 Form 10-K Financial Statement

#000087476618000011 Filed on February 23, 2018

View on sec.gov

Income Statement

Concept 2017 Q4 2016 Q4 2016 Q3
Revenue $4.587B $3.978B $4.114B
YoY Change 15.31% -11.85% -9.82%
Cost Of Revenue $2.780B
YoY Change 2.58%
Gross Profit $1.334B
YoY Change -27.97%
Gross Profit Margin 32.43%
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $428.0M $480.0M $403.0M
YoY Change -10.83% 14.83% -20.36%
% of Gross Profit 30.21%
Operating Expenses $4.087B $2.198B $918.0M
YoY Change 85.94% 8.49% -5.46%
Operating Profit $416.0M
YoY Change -52.78%
Interest Expense -$78.00M -$70.00M $86.00M
YoY Change 11.43% -6.67% -2.27%
% of Operating Profit 20.67%
Other Income/Expense, Net
YoY Change
Pretax Income $422.0M -$632.0M $528.0M
YoY Change -166.77% -15900.0% 39.31%
Income Tax $103.0M -$268.0M $90.00M
% Of Pretax Income 24.41% 17.05%
Net Earnings -$3.703B -$81.00M $438.0M
YoY Change 4471.6% -119.24% 14.96%
Net Earnings / Revenue -80.73% -2.04% 10.65%
Basic Earnings Per Share -$10.37 -$0.22 $1.14
Diluted Earnings Per Share -$10.37 -$0.22 $1.12
COMMON SHARES
Basic Shares Outstanding 357.0M shares 376.6M shares 383.8M shares
Diluted Shares Outstanding 357.0M shares 376.6M shares 390.5M shares

Balance Sheet

Concept 2017 Q4 2016 Q4 2016 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments $180.0M
YoY Change
Cash & Equivalents $180.0M $328.0M
Short-Term Investments $0.00
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $1.034B $991.0M $1.001B
YoY Change 4.34% 1.75% 7.4%
Goodwill $1.290B $567.0M $567.0M
YoY Change 127.51% 13.86% 13.86%
Intangibles $659.0M $44.00M
YoY Change 1397.73%
Long-Term Investments $1.200B $2.100B $66.68B
YoY Change -42.86% -27.59% -1.11%
Other Assets $166.1B $172.0B $3.360B
YoY Change -3.44% 5265.53% 9.73%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $225.3B $224.6B $228.4B
YoY Change 0.3% -1.65% -1.31%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $320.0M $416.0M $690.0M
YoY Change -23.08% 51.27% 313.17%
Long-Term Debt Due $320.0M $416.0M $690.0M
YoY Change -23.08% 51.27% 313.17%
Total Short-Term Liabilities $320.0M $416.0M $690.0M
YoY Change -23.08% 51.27% 313.17%
LONG-TERM LIABILITIES
Long-Term Debt $4.678B $4.493B $4.635B
YoY Change 4.12% -11.62% -13.51%
Other Long-Term Liabilities $167.6B $168.1B $7.080B
YoY Change -0.3% 2448.58% 1.53%
Total Long-Term Liabilities $4.678B $4.493B $4.635B
YoY Change 4.12% -11.62% -13.51%
TOTAL LIABILITIES
Total Short-Term Liabilities $320.0M $416.0M $690.0M
Total Long-Term Liabilities $4.678B $4.493B $4.635B
Total Liabilities $211.8B $207.7B $209.8B
YoY Change 1.97% -1.44% -1.63%
SHAREHOLDERS EQUITY
Retained Earnings $9.642B $13.11B $13.28B
YoY Change -26.48% 4.49% 8.74%
Common Stock $4.000M $5.251B $8.898B
YoY Change -99.92% -41.51% 177860.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $1.194B $1.125B $4.509B
YoY Change 6.13% -68.37% 44.89%
Treasury Stock Shares 28.09M shares 28.97M shares 111.3M shares
Shareholders Equity $13.49B $16.90B $18.66B
YoY Change
Total Liabilities & Shareholders Equity $225.3B $224.6B $228.4B
YoY Change 0.3% -1.65% -1.31%

Cashflow Statement

Concept 2017 Q4 2016 Q4 2016 Q3
OPERATING ACTIVITIES
Net Income -$3.703B -$81.00M $438.0M
YoY Change 4471.6% -119.24% 14.96%
Depreciation, Depletion And Amortization $428.0M $480.0M $403.0M
YoY Change -10.83% 14.83% -20.36%
Cash From Operating Activities $364.0M $412.0M $589.0M
YoY Change -11.65% -41.89% -33.89%
INVESTING ACTIVITIES
Capital Expenditures -$121.0M -$41.00M -$46.00M
YoY Change 195.12% -63.72% -50.0%
Acquisitions
YoY Change
Other Investing Activities $164.0M $45.00M $650.0M
YoY Change 264.44% -1000.0% 186.34%
Cash From Investing Activities $43.00M $4.000M $604.0M
YoY Change 975.0% -103.39% 347.41%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $350.0M
YoY Change 16.67%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -321.0M -574.0M -835.0M
YoY Change -44.08% -31.5% -0.36%
NET CHANGE
Cash From Operating Activities 364.0M 412.0M 589.0M
Cash From Investing Activities 43.00M 4.000M 604.0M
Cash From Financing Activities -321.0M -574.0M -835.0M
Net Change In Cash 86.00M -158.0M 358.0M
YoY Change -154.43% -36.03% 90.43%
FREE CASH FLOW
Cash From Operating Activities $364.0M $412.0M $589.0M
Capital Expenditures -$121.0M -$41.00M -$46.00M
Free Cash Flow $485.0M $453.0M $635.0M
YoY Change 7.06% -44.89% -35.4%

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4376000000 USD
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4678000000 USD
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3592000000 USD
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DefinedBenefitPlanPensionPlansWithAccumulatedBenefitObligationsInExcessOfPlanAssetsAggregateProjectedBenefitObligation
5650000000 USD
CY2017Q4 us-gaap Defined Benefit Plan Pension Plans With Accumulated Benefit Obligations In Excess Of Plan Assets Aggregate Projected Benefit Obligation
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4376000000 USD
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DefinedBenefitPlanUltimateHealthCareCostTrendRate1
0.0500
CY2016Q4 us-gaap Defined Benefit Plan Ultimate Health Care Cost Trend Rate1
DefinedBenefitPlanUltimateHealthCareCostTrendRate1
0.0500
CY2017Q4 us-gaap Defined Benefit Plan Ultimate Health Care Cost Trend Rate1
DefinedBenefitPlanUltimateHealthCareCostTrendRate1
0.0450
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117000000 USD
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115000000 USD
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113000000 USD
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DefinedContributionPlanEmployerMatchingContributionPercent
0.020
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0.06
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1000000 USD
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373000000 USD
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398000000 USD
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399000000 USD
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164000000 USD
CY2016 us-gaap Depreciation And Amortization
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186000000 USD
CY2017 us-gaap Depreciation And Amortization
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197000000 USD
CY2016Q4 us-gaap Derivative Asset Collateral Obligation To Return Cash Offset
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53000000 USD
CY2017Q4 us-gaap Derivative Asset Collateral Obligation To Return Cash Offset
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11000000 USD
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CY2017Q4 us-gaap Derivative Assets
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10000000 USD
CY2016Q4 us-gaap Derivative Collateral Obligation To Return Cash
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489000000 USD
CY2017Q4 us-gaap Derivative Collateral Obligation To Return Cash
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1000000 USD
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86000000 USD
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469000000 USD
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612000000 USD
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559000000 USD
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112000000 USD
CY2017Q4 us-gaap Derivative Fair Value Of Derivative Liability Amount Not Offset Against Collateral
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100000000 USD
CY2016Q4 us-gaap Derivative Fair Value Of Derivative Net
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-526000000 USD
CY2017Q4 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
-90000000 USD
CY2016Q4 us-gaap Derivative Liabilities
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112000000 USD
CY2017Q4 us-gaap Derivative Liabilities
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100000000 USD
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534000000 USD
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13811000000 USD
CY2016 us-gaap Direct Premiums Earned
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14031000000 USD
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14204000000 USD
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6000000 USD
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-81000000 USD
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4.05
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0.81
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0.55
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1.14
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-0.22
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2.31
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1.02
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-0.11
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0.65
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-10.37
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-8.61
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3.96
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0.79
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0.54
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1.12
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-0.22
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2.27
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1.00
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-0.11
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0.64
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-10.37
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-8.61
CY2015 us-gaap Effect Of Exchange Rate On Cash And Cash Equivalents
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-40000000 USD
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70000000 USD
CY2017Q4 us-gaap Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized
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68000000 USD
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P1Y6M
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27000000 USD
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29000000 USD
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41000000 USD
CY2017Q4 us-gaap Equity Method Investments
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1200000000 USD
CY2016Q4 us-gaap Fair Value Assets Level1 To Level2 Transfers Amount
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1100000000 USD
CY2017Q4 us-gaap Fair Value Assets Level1 To Level2 Transfers Amount
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1300000000 USD
CY2016Q4 us-gaap Fair Value Assets Level2 To Level1 Transfers Amount
FairValueAssetsLevel2ToLevel1TransfersAmount
0 USD
CY2017Q4 us-gaap Fair Value Assets Level2 To Level1 Transfers Amount
FairValueAssetsLevel2ToLevel1TransfersAmount
0 USD
CY2016 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
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-9000000 USD
CY2017 us-gaap Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss
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-14000000 USD
CY2017 us-gaap Fair Value Inputs Comparability Adjustments
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0
CY2016Q4 us-gaap Fair Value Liabilities Measured On Recurring Basis Obligations
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25000000 USD
CY2017Q4 us-gaap Fair Value Liabilities Measured On Recurring Basis Obligations
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29000000 USD
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-4000000 USD
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4000000 USD
CY2017 us-gaap Fair Value Option Changes In Fair Value Gain Loss1
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0 USD
CY2015 us-gaap Fees And Commissions
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876000000 USD
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857000000 USD
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980000000 USD
CY2016Q4 us-gaap Finite Lived Intangible Assets Accumulated Amortization
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49000000 USD
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FiniteLivedIntangibleAssetsAccumulatedAmortization
63000000 USD
CY2017Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Next Twelve Months
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64000000 USD
CY2017Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Five
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45000000 USD
CY2017Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Four
FiniteLivedIntangibleAssetsAmortizationExpenseYearFour
45000000 USD
CY2017Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Three
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45000000 USD
CY2017Q4 us-gaap Finite Lived Intangible Assets Amortization Expense Year Two
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45000000 USD
CY2016Q4 us-gaap Finite Lived Intangible Assets Gross
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79000000 USD
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708000000 USD
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FiniteLivedIntangibleAssetsNet
30000000 USD
CY2017Q4 us-gaap Finite Lived Intangible Assets Net
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645000000 USD
CY2015 us-gaap Foreign Currency Transaction Gain Loss Before Tax
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0 USD
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-78000000 USD
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14000000 USD
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29000000 USD
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173000000 USD
CY2015 us-gaap Gains Losses On Extinguishment Of Debt
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-21000000 USD
CY2016 us-gaap Gains Losses On Extinguishment Of Debt
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0 USD
CY2017 us-gaap Gains Losses On Extinguishment Of Debt
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0 USD
CY2015Q4 us-gaap Goodwill
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498000000 USD
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567000000 USD
CY2017Q4 us-gaap Goodwill
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1290000000 USD
CY2016 us-gaap Goodwill Acquired During Period
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69000000 USD
CY2017 us-gaap Goodwill Acquired During Period
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723000000 USD
CY2016Q4 us-gaap Guaranty Liabilities
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126000000 USD
CY2017Q4 us-gaap Guaranty Liabilities
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113000000 USD
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41000000 USD
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27000000 USD
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8000000 USD
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1189000000 USD
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613000000 USD
CY2017 us-gaap Income Loss From Continuing Operations
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1517000000 USD
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IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
521000000 USD
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IncomeLossFromContinuingOperationsBeforeIncomeTaxesDomestic
704000000 USD
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IncomeLossFromContinuingOperationsBeforeIncomeTaxesForeign
39000000 USD
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74000000 USD
CY2017 us-gaap Income Loss From Continuing Operations Before Income Taxes Foreign
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1478000000 USD
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447000000 USD
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723000000 USD
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1189000000 USD
CY2016Q1 us-gaap Income Loss From Continuing Operations Including Portion Attributable To Noncontrolling Interest
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298000000 USD
CY2016Q2 us-gaap Income Loss From Continuing Operations Including Portion Attributable To Noncontrolling Interest
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99000000 USD
CY2016Q3 us-gaap Income Loss From Continuing Operations Including Portion Attributable To Noncontrolling Interest
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351000000 USD
CY2016Q4 us-gaap Income Loss From Continuing Operations Including Portion Attributable To Noncontrolling Interest
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613000000 USD
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303000000 USD
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145000000 USD
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CY2017 us-gaap Income Loss From Continuing Operations Including Portion Attributable To Noncontrolling Interest
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2.86
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IncomeLossFromContinuingOperationsPerBasicShare
0.75
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IncomeLossFromContinuingOperationsPerBasicShare
0.25
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IncomeLossFromContinuingOperationsPerBasicShare
0.91
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IncomeLossFromContinuingOperationsPerBasicShare
-0.36
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IncomeLossFromContinuingOperationsPerBasicShare
1.58
CY2017Q1 us-gaap Income Loss From Continuing Operations Per Basic Share
IncomeLossFromContinuingOperationsPerBasicShare
0.82
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IncomeLossFromContinuingOperationsPerBasicShare
-0.42
CY2017Q3 us-gaap Income Loss From Continuing Operations Per Basic Share
IncomeLossFromContinuingOperationsPerBasicShare
0.40
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-1.56
CY2017 us-gaap Income Loss From Continuing Operations Per Basic Share
IncomeLossFromContinuingOperationsPerBasicShare
-0.72
CY2015 us-gaap Income Loss From Continuing Operations Per Diluted Share
IncomeLossFromContinuingOperationsPerDilutedShare
2.80
CY2016Q1 us-gaap Income Loss From Continuing Operations Per Diluted Share
IncomeLossFromContinuingOperationsPerDilutedShare
0.73
CY2016Q2 us-gaap Income Loss From Continuing Operations Per Diluted Share
IncomeLossFromContinuingOperationsPerDilutedShare
0.25
CY2016Q3 us-gaap Income Loss From Continuing Operations Per Diluted Share
IncomeLossFromContinuingOperationsPerDilutedShare
0.90
CY2016Q4 us-gaap Income Loss From Continuing Operations Per Diluted Share
IncomeLossFromContinuingOperationsPerDilutedShare
-0.36
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1.55
CY2017Q1 us-gaap Income Loss From Continuing Operations Per Diluted Share
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0.80
CY2017Q2 us-gaap Income Loss From Continuing Operations Per Diluted Share
IncomeLossFromContinuingOperationsPerDilutedShare
-0.42
CY2017Q3 us-gaap Income Loss From Continuing Operations Per Diluted Share
IncomeLossFromContinuingOperationsPerDilutedShare
0.40
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IncomeLossFromContinuingOperationsPerDilutedShare
-1.56
CY2017 us-gaap Income Loss From Continuing Operations Per Diluted Share
IncomeLossFromContinuingOperationsPerDilutedShare
-0.72
CY2015 us-gaap Income Loss From Discontinued Operations Net Of Tax
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493000000 USD
CY2016Q1 us-gaap Income Loss From Discontinued Operations Net Of Tax
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25000000 USD
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IncomeLossFromDiscontinuedOperationsNetOfTax
117000000 USD
CY2016Q3 us-gaap Income Loss From Discontinued Operations Net Of Tax
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87000000 USD
CY2016Q4 us-gaap Income Loss From Discontinued Operations Net Of Tax
IncomeLossFromDiscontinuedOperationsNetOfTax
54000000 USD
CY2016 us-gaap Income Loss From Discontinued Operations Net Of Tax
IncomeLossFromDiscontinuedOperationsNetOfTax
283000000 USD
CY2017Q1 us-gaap Income Loss From Discontinued Operations Net Of Tax
IncomeLossFromDiscontinuedOperationsNetOfTax
75000000 USD
CY2017Q2 us-gaap Income Loss From Discontinued Operations Net Of Tax
IncomeLossFromDiscontinuedOperationsNetOfTax
112000000 USD
CY2017Q3 us-gaap Income Loss From Discontinued Operations Net Of Tax
IncomeLossFromDiscontinuedOperationsNetOfTax
89000000 USD
CY2017Q4 us-gaap Income Loss From Discontinued Operations Net Of Tax
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CY2017 us-gaap Income Loss From Discontinued Operations Net Of Tax
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493000000 USD
CY2016 us-gaap Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity
IncomeLossFromDiscontinuedOperationsNetOfTaxAttributableToReportingEntity
283000000 USD
CY2017 us-gaap Income Loss From Discontinued Operations Net Of Tax Attributable To Reporting Entity
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CY2015 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
1.19
CY2016Q1 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
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0.06
CY2016Q2 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
0.30
CY2016Q3 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
0.23
CY2016Q4 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
0.14
CY2016 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
0.73
CY2017Q1 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
0.20
CY2017Q2 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
0.31
CY2017Q3 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
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0.25
CY2017Q4 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
-8.81
CY2017 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Basic Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerBasicShare
-7.89
CY2015 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
1.16
CY2016Q1 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
0.06
CY2016Q2 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
0.29
CY2016Q3 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
0.22
CY2016Q4 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
0.14
CY2016 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
0.72
CY2017Q1 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
0.20
CY2017Q2 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
0.31
CY2017Q3 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
0.24
CY2017Q4 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
-8.81
CY2017 us-gaap Income Loss From Discontinued Operations Net Of Tax Per Diluted Share
IncomeLossFromDiscontinuedOperationsNetOfTaxPerDilutedShare
-7.89
CY2015 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
289000000 USD
CY2016 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
-166000000 USD
CY2017 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
985000000 USD
CY2016Q4 us-gaap Income Tax Receivable
IncomeTaxReceivable
141000000 USD
CY2017Q4 us-gaap Income Tax Receivable
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-6000000 USD
CY2016 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Including Portion Attributable To Noncontrolling Interest Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities
-8000000 USD
CY2017 us-gaap Other Than Temporary Impairment Losses Investments Portion In Other Comprehensive Income Loss Before Tax Including Portion Attributable To Noncontrolling Interest Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionInOtherComprehensiveIncomeLossBeforeTaxIncludingPortionAttributableToNoncontrollingInterestAvailableforsaleSecurities
-7000000 USD
CY2015 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
41000000 USD
CY2016 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
27000000 USD
CY2017 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNet
8000000 USD
CY2015 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities
30000000 USD
CY2016 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities
2000000 USD
CY2017 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetAvailableforsaleSecurities
0 USD
CY2015 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetHeldtomaturitySecurities
6000000 USD
CY2016 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Heldtomaturity Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedInEarningsNetHeldtomaturitySecurities
21000000 USD
CY2017 us-gaap Other Than Temporary Impairment Losses Investments Portion Recognized In Earnings Net Heldtomaturity Securities
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2000000 USD
CY2015 us-gaap Participating Policies Additional Income Allocated
ParticipatingPoliciesAdditionalIncomeAllocated
17000000 USD
CY2016 us-gaap Participating Policies Additional Income Allocated
ParticipatingPoliciesAdditionalIncomeAllocated
15000000 USD
CY2017 us-gaap Participating Policies Additional Income Allocated
ParticipatingPoliciesAdditionalIncomeAllocated
35000000 USD
CY2015 us-gaap Payments For Proceeds From Derivative Instrument Investing Activities
PaymentsForProceedsFromDerivativeInstrumentInvestingActivities
173000000 USD
CY2016 us-gaap Payments For Proceeds From Derivative Instrument Investing Activities
PaymentsForProceedsFromDerivativeInstrumentInvestingActivities
247000000 USD
CY2017 us-gaap Payments For Proceeds From Derivative Instrument Investing Activities
PaymentsForProceedsFromDerivativeInstrumentInvestingActivities
314000000 USD
CY2015 us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
29000000 USD
CY2016 us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
129000000 USD
CY2017 us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
-21000000 USD
CY2015 us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
-3071000000 USD
CY2016 us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
1377000000 USD
CY2017 us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
144000000 USD
CY2015 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1250000000 USD
CY2016 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1330000000 USD
CY2017 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
1028000000 USD
CY2015 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
316000000 USD
CY2016 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
334000000 USD
CY2017 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
341000000 USD
CY2015 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
27744000000 USD
CY2016 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
21844000000 USD
CY2017 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
30923000000 USD
CY2015 us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
1454000000 USD
CY2016 us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
662000000 USD
CY2017 us-gaap Payments To Acquire Available For Sale Securities Equity
PaymentsToAcquireAvailableForSaleSecuritiesEquity
638000000 USD
CY2015 us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
0 USD
CY2016 us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
175000000 USD
CY2017 us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
1423000000 USD
CY2015 us-gaap Payments To Acquire Limited Partnership Interests
PaymentsToAcquireLimitedPartnershipInterests
620000000 USD
CY2016 us-gaap Payments To Acquire Limited Partnership Interests
PaymentsToAcquireLimitedPartnershipInterests
441000000 USD
CY2017 us-gaap Payments To Acquire Limited Partnership Interests
PaymentsToAcquireLimitedPartnershipInterests
509000000 USD
CY2015 us-gaap Payments To Acquire Mortgage Notes Receivable
PaymentsToAcquireMortgageNotesReceivable
870000000 USD
CY2016 us-gaap Payments To Acquire Mortgage Notes Receivable
PaymentsToAcquireMortgageNotesReceivable
717000000 USD
CY2017 us-gaap Payments To Acquire Mortgage Notes Receivable
PaymentsToAcquireMortgageNotesReceivable
1096000000 USD
CY2015 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
307000000 USD
CY2016 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
224000000 USD
CY2017 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
250000000 USD
CY2015 us-gaap Pension And Other Postretirement Benefit Expense
PensionAndOtherPostretirementBenefitExpense
0 USD
CY2016 us-gaap Pension And Other Postretirement Benefit Expense
PensionAndOtherPostretirementBenefitExpense
0 USD
CY2017 us-gaap Pension And Other Postretirement Benefit Expense
PensionAndOtherPostretirementBenefitExpense
747000000 USD
CY2015 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
9325000000 USD
CY2016 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
9961000000 USD
CY2017 us-gaap Policyholder Benefits And Claims Incurred Net
PolicyholderBenefitsAndClaimsIncurredNet
10174000000 USD
CY2016Q4 us-gaap Policyholder Funds
PolicyholderFunds
602000000 USD
CY2017Q4 us-gaap Policyholder Funds
PolicyholderFunds
816000000 USD
CY2015 us-gaap Premiums Earned Net
PremiumsEarnedNet
13485000000 USD
CY2016 us-gaap Premiums Earned Net
PremiumsEarnedNet
13697000000 USD
CY2017 us-gaap Premiums Earned Net
PremiumsEarnedNet
14141000000 USD
CY2015 us-gaap Premiums Percentage Assumed To Net
PremiumsPercentageAssumedToNet
0.03
CY2016 us-gaap Premiums Percentage Assumed To Net
PremiumsPercentageAssumedToNet
0.03
CY2017 us-gaap Premiums Percentage Assumed To Net
PremiumsPercentageAssumedToNet
0.05
CY2016Q4 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
3730000000 USD
CY2017Q4 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
3910000000 USD
CY2015 us-gaap Proceeds From Divestiture Of Businesses
ProceedsFromDivestitureOfBusinesses
0 USD
CY2016 us-gaap Proceeds From Divestiture Of Businesses
ProceedsFromDivestitureOfBusinesses
0 USD
CY2017 us-gaap Proceeds From Divestiture Of Businesses
ProceedsFromDivestitureOfBusinesses
222000000 USD
CY2017Q1 us-gaap Proceeds From Issuance Of Subordinated Long Term Debt
ProceedsFromIssuanceOfSubordinatedLongTermDebt
500000000 USD
CY2015 us-gaap Proceeds From Limited Partnership Investments
ProceedsFromLimitedPartnershipInvestments
624000000 USD
CY2016 us-gaap Proceeds From Limited Partnership Investments
ProceedsFromLimitedPartnershipInvestments
779000000 USD
CY2017 us-gaap Proceeds From Limited Partnership Investments
ProceedsFromLimitedPartnershipInvestments
274000000 USD
CY2015 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
507000000 USD
CY2016 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
188000000 USD
CY2017 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
1320000000 USD
CY2015 us-gaap Proceeds From Repayments Of Debt
ProceedsFromRepaymentsOfDebt
0 USD
CY2016 us-gaap Proceeds From Repayments Of Debt
ProceedsFromRepaymentsOfDebt
0 USD
CY2017 us-gaap Proceeds From Repayments Of Debt
ProceedsFromRepaymentsOfDebt
500000000 USD
CY2015 us-gaap Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
-33000000 USD
CY2016 us-gaap Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
-17000000 USD
CY2017 us-gaap Proceeds From Repayments Of Other Debt
ProceedsFromRepaymentsOfOtherDebt
-13000000 USD
CY2015 us-gaap Proceeds From Repurchase Of Equity
ProceedsFromRepurchaseOfEquity
42000000 USD
CY2016 us-gaap Proceeds From Repurchase Of Equity
ProceedsFromRepurchaseOfEquity
9000000 USD
CY2017 us-gaap Proceeds From Repurchase Of Equity
ProceedsFromRepurchaseOfEquity
-10000000 USD
CY2015 us-gaap Proceeds From Sale And Collection Of Mortgage Notes Receivable
ProceedsFromSaleAndCollectionOfMortgageNotesReceivable
792000000 USD
CY2016 us-gaap Proceeds From Sale And Collection Of Mortgage Notes Receivable
ProceedsFromSaleAndCollectionOfMortgageNotesReceivable
647000000 USD
CY2017 us-gaap Proceeds From Sale And Collection Of Mortgage Notes Receivable
ProceedsFromSaleAndCollectionOfMortgageNotesReceivable
734000000 USD
CY2015 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
25946000000 USD
CY2016 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
24486000000 USD
CY2017 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
31646000000 USD
CY2015 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
1319000000 USD
CY2016 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
709000000 USD
CY2017 us-gaap Proceeds From Sale Of Available For Sale Securities Equity
ProceedsFromSaleOfAvailableForSaleSecuritiesEquity
810000000 USD
CY2016Q4 us-gaap Property Plant And Equipment Net
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991000000 USD
CY2017Q4 us-gaap Property Plant And Equipment Net
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1034000000 USD
CY2015 us-gaap Realized Gain Loss On Marketable Securities Cost Method Investments And Other Investments
RealizedGainLossOnMarketableSecuritiesCostMethodInvestmentsAndOtherInvestments
-156000000 USD
CY2016 us-gaap Realized Gain Loss On Marketable Securities Cost Method Investments And Other Investments
RealizedGainLossOnMarketableSecuritiesCostMethodInvestmentsAndOtherInvestments
-187000000 USD
CY2017 us-gaap Realized Gain Loss On Marketable Securities Cost Method Investments And Other Investments
RealizedGainLossOnMarketableSecuritiesCostMethodInvestmentsAndOtherInvestments
111000000 USD
CY2015 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-12000000 USD
CY2016 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-110000000 USD
CY2017 us-gaap Realized Investment Gains Losses
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165000000 USD
CY2015 us-gaap Reclassification From Aoci Current Period Net Of Tax Attributable To Parent
ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
-22000000 USD
CY2016 us-gaap Reclassification From Aoci Current Period Net Of Tax Attributable To Parent
ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
-5000000 USD
CY2017 us-gaap Reclassification From Aoci Current Period Net Of Tax Attributable To Parent
ReclassificationFromAociCurrentPeriodNetOfTaxAttributableToParent
-269000000 USD
CY2015 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Ceded
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded
336000000 USD
CY2016 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Ceded
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded
388000000 USD
CY2017 us-gaap Reinsurance Effect On Claims And Benefits Incurred Amount Ceded
ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded
901000000 USD
CY2016Q4 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
3659000000 USD
CY2017Q4 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
4061000000 USD
CY2015 us-gaap Repayments Of Short Term Debt
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773000000 USD
CY2016 us-gaap Repayments Of Short Term Debt
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275000000 USD
CY2017 us-gaap Repayments Of Short Term Debt
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416000000 USD
CY2016Q4 us-gaap Retained Earnings Accumulated Deficit
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13114000000 USD
CY2017Q4 us-gaap Retained Earnings Accumulated Deficit
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9642000000 USD
CY2015 us-gaap Revenues
Revenues
15997000000 USD
CY2016Q1 us-gaap Revenues
Revenues
3930000000 USD
CY2016Q2 us-gaap Revenues
Revenues
4085000000 USD
CY2016Q3 us-gaap Revenues
Revenues
4114000000 USD
CY2016Q4 us-gaap Revenues
Revenues
3978000000 USD
CY2016 us-gaap Revenues
Revenues
16107000000 USD
CY2017Q1 us-gaap Revenues
Revenues
4123000000 USD
CY2017Q2 us-gaap Revenues
Revenues
4168000000 USD
CY2017Q3 us-gaap Revenues
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4144000000 USD
CY2017Q4 us-gaap Revenues
Revenues
4539000000 USD
CY2017 us-gaap Revenues
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16974000000 USD
CY2016Q4 us-gaap Securities Loaned Gross
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53000000 USD
CY2017Q4 us-gaap Securities Loaned Gross
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922000000 USD
CY2016Q4 us-gaap Securities Received As Collateral
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2000000 USD
CY2017Q4 us-gaap Securities Received As Collateral
SecuritiesReceivedAsCollateral
2000000 USD
CY2016Q4 us-gaap Securities Sold Under Agreements To Repurchase Gross
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123000000 USD
CY2017Q4 us-gaap Securities Sold Under Agreements To Repurchase Gross
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174000000 USD
CY2016Q4 us-gaap Security Owned And Pledged As Collateral Fair Value
SecurityOwnedAndPledgedAsCollateralFairValue
240000000 USD
CY2017Q4 us-gaap Security Owned And Pledged As Collateral Fair Value
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101000000 USD
CY2016Q4 us-gaap Servicing Asset At Fair Value Amount
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0 USD
CY2017Q4 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
0 USD
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Period1
ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
P3Y
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Discount From Market Price Offering Date
ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPriceOfferingDate
0.05
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Discount From Market Price Purchase Date
ShareBasedCompensationArrangementByShareBasedPaymentAwardDiscountFromMarketPricePurchaseDate
0.05
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Authorized
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized
15400000 shares
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Number Of Shares Available For Grant
ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAvailableForGrant
4517633 shares
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
3331000 shares
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
32.24
CY2015 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
16000000 USD
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
1000000 USD
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercises In Period Total Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue
8000000 USD
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Expirations In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod
23000 shares
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures And Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresAndExpirationsInPeriodWeightedAverageExercisePrice
51.98
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
22000 shares
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod
988000 shares
CY2015 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
10.60
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
12.14
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
12.38
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
97000000 USD
CY2016Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
4599000 shares
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
5212000 shares
CY2016Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
34.31
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
37.25
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Exercisable Aggregate Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestExercisableAggregateIntrinsicValue
94000000 USD
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingNumber
5156000 shares
CY2017Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Vested And Expected To Vest Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageExercisePrice
37.66
CY2015 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Shares Issued In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod
249344 shares
CY2016 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Shares Issued In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod
222113 shares
CY2017 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Shares Issued In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardSharesIssuedInPeriod
204533 shares
CY2017 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
26.47
CY2017 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Expirations In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice
90.26
CY2017 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
48.89
CY2017Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
79000000 USD
CY2017 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P5Y
CY2017 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P6Y2M
CY2017 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested And Expected To Vest Outstanding Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedAndExpectedToVestOutstandingWeightedAverageRemainingContractualTerm1
P6Y2M
CY2016Q4 us-gaap Short Term Borrowings
ShortTermBorrowings
416000000 USD
CY2017Q4 us-gaap Short Term Borrowings
ShortTermBorrowings
320000000 USD
CY2016Q4 us-gaap Statutory Accounting Practices Statutory Capital And Surplus Balance
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance
14283000000 USD
CY2017Q4 us-gaap Statutory Accounting Practices Statutory Capital And Surplus Balance
StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance
12977000000 USD
CY2015 us-gaap Statutory Accounting Practices Statutory Net Income Amount
StatutoryAccountingPracticesStatutoryNetIncomeAmount
2025000000 USD
CY2016 us-gaap Statutory Accounting Practices Statutory Net Income Amount
StatutoryAccountingPracticesStatutoryNetIncomeAmount
861000000 USD
CY2017 us-gaap Statutory Accounting Practices Statutory Net Income Amount
StatutoryAccountingPracticesStatutoryNetIncomeAmount
253000000 USD
CY2017 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
330000 shares
CY2017 us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
20200000 shares
CY2017 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
1028000000 USD
CY2015Q4 us-gaap Stockholders Equity
StockholdersEquity
17642000000 USD
CY2016Q4 us-gaap Stockholders Equity
StockholdersEquity
16903000000 USD
CY2017Q4 us-gaap Stockholders Equity
StockholdersEquity
13494000000 USD
CY2017Q4 us-gaap Summary Of Investments Other Than Investments In Related Parties Carrying Amount
SummaryOfInvestmentsOtherThanInvestmentsInRelatedPartiesCarryingAmount
45146000000 USD
CY2017Q4 us-gaap Summary Of Investments Other Than Investments In Related Parties Cost
SummaryOfInvestmentsOtherThanInvestmentsInRelatedPartiesCost
43759000000 USD
CY2015 us-gaap Supplementary Insurance Information Amortization Of Deferred Policy Acquisition Costs
SupplementaryInsuranceInformationAmortizationOfDeferredPolicyAcquisitionCosts
1364000000 USD
CY2016 us-gaap Supplementary Insurance Information Amortization Of Deferred Policy Acquisition Costs
SupplementaryInsuranceInformationAmortizationOfDeferredPolicyAcquisitionCosts
1377000000 USD
CY2017 us-gaap Supplementary Insurance Information Amortization Of Deferred Policy Acquisition Costs
SupplementaryInsuranceInformationAmortizationOfDeferredPolicyAcquisitionCosts
1372000000 USD
CY2015 us-gaap Supplementary Insurance Information Benefits Claims Losses And Settlement Expense
SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense
9324000000 USD
CY2016 us-gaap Supplementary Insurance Information Benefits Claims Losses And Settlement Expense
SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense
9961000000 USD
CY2017 us-gaap Supplementary Insurance Information Benefits Claims Losses And Settlement Expense
SupplementaryInsuranceInformationBenefitsClaimsLossesAndSettlementExpense
10174000000 USD
CY2016Q4 us-gaap Supplementary Insurance Information Deferred Policy Acquisition Costs
SupplementaryInsuranceInformationDeferredPolicyAcquisitionCosts
645000000 USD
CY2017Q4 us-gaap Supplementary Insurance Information Deferred Policy Acquisition Costs
SupplementaryInsuranceInformationDeferredPolicyAcquisitionCosts
650000000 USD
CY2015 us-gaap Supplementary Insurance Information Net Investment Income
SupplementaryInsuranceInformationNetInvestmentIncome
1561000000 USD
CY2016 us-gaap Supplementary Insurance Information Net Investment Income
SupplementaryInsuranceInformationNetInvestmentIncome
1577000000 USD
CY2017 us-gaap Supplementary Insurance Information Net Investment Income
SupplementaryInsuranceInformationNetInvestmentIncome
1603000000 USD
CY2015 us-gaap Supplementary Insurance Information Other Operating Expense
SupplementaryInsuranceInformationOtherOperatingExpense
3831000000 USD
CY2016 us-gaap Supplementary Insurance Information Other Operating Expense
SupplementaryInsuranceInformationOtherOperatingExpense
4322000000 USD
CY2017 us-gaap Supplementary Insurance Information Other Operating Expense
SupplementaryInsuranceInformationOtherOperatingExpense
4705000000 USD
CY2016Q4 us-gaap Supplementary Insurance Information Other Policy Claims And Benefits Payable
SupplementaryInsuranceInformationOtherPolicyClaimsAndBenefitsPayable
602000000 USD
CY2017Q4 us-gaap Supplementary Insurance Information Other Policy Claims And Benefits Payable
SupplementaryInsuranceInformationOtherPolicyClaimsAndBenefitsPayable
816000000 USD
CY2015 us-gaap Supplementary Insurance Information Premiums Written
SupplementaryInsuranceInformationPremiumsWritten
10578000000 USD
CY2016 us-gaap Supplementary Insurance Information Premiums Written
SupplementaryInsuranceInformationPremiumsWritten
10568000000 USD
CY2017 us-gaap Supplementary Insurance Information Premiums Written
SupplementaryInsuranceInformationPremiumsWritten
10517000000 USD
CY2016Q4 us-gaap Supplementary Insurance Information Unearned Premiums
SupplementaryInsuranceInformationUnearnedPremiums
5392000000 USD
CY2017Q4 us-gaap Supplementary Insurance Information Unearned Premiums
SupplementaryInsuranceInformationUnearnedPremiums
5322000000 USD
CY2016Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
28974069 shares
CY2017Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
28088186 shares
CY2016Q4 us-gaap Treasury Stock Value
TreasuryStockValue
1125000000 USD
CY2017Q4 us-gaap Treasury Stock Value
TreasuryStockValue
1194000000 USD
CY2016Q4 us-gaap Unearned Premiums
UnearnedPremiums
5392000000 USD
CY2017Q4 us-gaap Unearned Premiums
UnearnedPremiums
5322000000 USD
CY2014Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
48000000 USD
CY2015Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
12000000 USD
CY2016Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
12000000 USD
CY2017Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
9000000 USD
CY2015 us-gaap Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions
48000000 USD
CY2016 us-gaap Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions
0 USD
CY2017 us-gaap Unrecognized Tax Benefits Decreases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsDecreasesResultingFromPriorPeriodTaxPositions
0 USD
CY2015 us-gaap Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions
12000000 USD
CY2016 us-gaap Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions
0 USD
CY2017 us-gaap Unrecognized Tax Benefits Increases Resulting From Prior Period Tax Positions
UnrecognizedTaxBenefitsIncreasesResultingFromPriorPeriodTaxPositions
3000000 USD
CY2016Q4 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
871000000 USD
CY2017Q4 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
920000000 USD
CY2015 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
425200000 shares
CY2016Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
406300000 shares
CY2016Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
398600000 shares
CY2016Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
390500000 shares
CY2016Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
376600000 shares
CY2016 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
394800000 shares
CY2017Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
378600000 shares
CY2017Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
366000000 shares
CY2017Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
367000000 shares
CY2017Q4 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
357000000 shares
CY2017 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
363700000 shares
CY2015 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
415500000 shares
CY2016Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
398500000 shares
CY2016Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
391800000 shares
CY2016Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
383800000 shares
CY2016Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
376600000 shares
CY2016 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
387700000 shares
CY2017Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
371400000 shares
CY2017Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
366000000 shares
CY2017Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
360200000 shares
CY2017Q4 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
357000000 shares
CY2017 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
363700000 shares
CY2015 us-gaap Withdrawal From Contract Holders Funds
WithdrawalFromContractHoldersFunds
17085000000 USD
CY2016 us-gaap Withdrawal From Contract Holders Funds
WithdrawalFromContractHoldersFunds
14790000000 USD
CY2017 us-gaap Withdrawal From Contract Holders Funds
WithdrawalFromContractHoldersFunds
13562000000 USD
CY2017 us-gaap Deferred Policy Acquisition Costs Text Block1
DeferredPolicyAcquisitionCostsTextBlock1
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:8px;text-align:center;font-size:11pt;"><font style="font-family:Montserrat,sans-serif;font-size:11pt;color:#3a557c;font-style:normal;font-weight:bold;text-decoration:none;">Changes in the DAC Balance</font><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;margin-left:auto;margin-right:auto;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10" rowspan="1"></td></tr><tr><td style="width:52%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:14%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #0c3b60;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-top:2px;padding-bottom:2px;border-top:1px solid #0c3b60;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">For the years ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2017</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Balance, beginning of period</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">645</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">636</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">623</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Deferred costs</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1,377</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1,378</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1,377</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Amortization &#8212; DAC</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(1,372</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(1,377</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(1,364</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Add: Maxum acquisition </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">8</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Balance, end of period</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">650</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;background-color:#f4f3f3;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">645</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;background-color:#f4f3f3;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">636</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;background-color:#f4f3f3;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div>
CY2017 us-gaap Derivatives Methods Of Accounting Hedge Documentation
DerivativesMethodsOfAccountingHedgeDocumentation
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;font-size:16pt;"><font style="font-family:Montserrat,sans-serif;font-size:16pt;color:#3a557c;font-weight:bold;">Strategies that Qualify for Hedge Accounting</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Some of the Company's derivatives satisfy hedge accounting requirements as outlined in Note 1 of these financial statements. Typically, these hedging instruments include interest rate swaps and, to a lesser extent, foreign currency swaps where the terms or expected cash flows of the hedged item closely match the terms of the swap. The interest rate swaps are typically used to manage interest rate duration of certain fixed maturity securities. The hedge strategies by hedge accounting designation include:</font></div><div style="line-height:120%;font-size:13pt;"><font style="font-family:Montserrat,sans-serif;font-size:13pt;color:#1a1a1a;font-style:normal;font-weight:bold;text-decoration:none;">Cash Flow Hedges</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Interest rate swaps are predominantly used to manage portfolio duration and better match cash receipts from assets with cash disbursements required to fund liabilities. These derivatives primarily convert interest receipts on floating-rate fixed maturity securities to fixed rates. In addition, during 2017, the Company entered into interest rate swaps to convert the variable interest payments on junior subordinated debt to fixed interest payments. For further information, see the Junior Subordinated Debentures section within Note 13 of these financial statements.</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">The Company also enters into forward starting swap agreements to hedge the interest rate exposure related to the future purchase of fixed-rate securities, primarily to hedge interest rate risk inherent in the assumptions used to price certain group benefits liabilities.</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Foreign currency swaps are used to convert foreign currency-denominated cash flows related to certain investment receipts and liability payments to U.S. dollars in order to reduce cash flow fluctuations due to changes in currency rates. </font></div><div style="line-height:120%;padding-bottom:4px;font-size:16pt;"><font style="font-family:Montserrat,sans-serif;font-size:16pt;color:#3a557c;font-weight:bold;">Non-qualifying Strategies</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Derivative relationships that do not qualify for hedge accounting (&#8220;non-qualifying strategies&#8221;) primarily include hedging and replication strategies that utilize credit default swaps. In addition, hedges of interest rate, foreign currency and equity risk of certain fixed maturities and equities do not qualify for hedge accounting.</font></div></div>
CY2017 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;font-size:16pt;"><font style="font-family:Montserrat,sans-serif;font-size:16pt;color:#3a557c;font-weight:bold;">Reclassifications</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Certain reclassifications have been made to prior year financial information to conform to the current year presentation. In particular: </font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">With respect to the Consolidated Statement of Operations:</font></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Billing installment fees that were previously reflected as an offset to insurance operating costs and other expenses are now classified as fee income. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Flood servicing business has been realigned from specialty commercial within the Commercial Lines reporting segment to the Personal Lines reporting segment.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Amortization of other intangible assets has been reclassified out of insurance operating costs and other expenses.</font></div></td></tr></table><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">With respect to the Consolidated Balance Sheets:</font></div><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Assets and liabilities associated with the Company's life and annuity run-off business are now classified as assets and liabilities held for sale.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Unpaid losses and loss adjustment expenses and reinsurance recoverables for structured settlements reserves and recoverables due from the Company's life and annuity run-off business now classified as held for sale have been reclassified into the Company's P&amp;C commercial lines business. Annuities purchased from the Company's life and annuity run-off business are recognized as reinsurance recoverables in cases where the Company has not obtained a release from the claimant. These amounts were previously eliminated in consolidation. </font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Policy loans have been reclassified to other investments.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-bottom:8px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:24px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:9pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8226;</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Other intangible assets have been reclassified out of other assets.</font></div></td></tr></table></div>
CY2017 us-gaap Schedule Of Liability For Unpaid Claims And Claims Adjustment Expense
ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Montserrat,sans-serif;font-size:11pt;color:#3a557c;font-style:normal;font-weight:bold;text-decoration:none;">(Favorable) Unfavorable Prior Accident Year Development</font></div><div style="line-height:120%;padding-bottom:8px;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:99.80506822612085%;border-collapse:collapse;text-align:left;"><tr><td colspan="10" rowspan="1"></td></tr><tr><td style="width:64%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:10%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #0c3b60;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #0c3b60;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">For the years ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2017</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Workers&#8217; compensation</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">$</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(79</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">$</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(119</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">$</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(37</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Workers&#8217; compensation discount accretion</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">28</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">28</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">29</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">General liability</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">11</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">65</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">8</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Package business</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(25</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">65</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">28</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Commercial property</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(8</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(6</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Professional liability</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(37</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(36</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Bond</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">32</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(8</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(2</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Automobile liability - Commercial Lines</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">17</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">57</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">62</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Automobile liability - Personal Lines</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">160</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(8</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Homeowners</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(14</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(10</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">9</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Net asbestos reserves </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8212;</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">197</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">146</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Net environmental reserves </font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">71</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">55</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Catastrophes</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(16</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(7</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(18</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Uncollectible reinsurance</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(15</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(30</font></div></td><td style="vertical-align:bottom;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Other reserve re-estimates, net </font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">27</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">24</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">20</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Total prior accident year development</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">(41</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-right:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">)</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">457</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">250</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div></div><div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;text-align:center;font-size:11pt;"><font style="font-family:Montserrat,sans-serif;font-size:11pt;color:#3a557c;font-style:normal;font-weight:bold;text-decoration:none;">Roll-forward of Liabilities for Unpaid Losses and Loss Adjustment Expenses</font></div><div style="line-height:120%;padding-top:0px;text-align:start;font-size:10pt;"><div style="padding-left:0px;text-indent:0px;line-height:normal;padding-top:10px;"><table cellpadding="0" cellspacing="0" style="font-family:Times New Roman;font-size:10pt;width:100%;border-collapse:collapse;text-align:left;"><tr><td colspan="10" rowspan="1"></td></tr><tr><td style="width:70%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td><td style="width:8%;" rowspan="1" colspan="1"></td><td style="width:1%;" rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #0c3b60;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="9" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #0c3b60;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">For the years ended December 31,</font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2017</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2016</font></div></td><td colspan="3" style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="text-align:center;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2015</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Beginning liabilities for unpaid losses and loss adjustment expenses, gross</font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">5,772</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">5,889</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">6,013</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Reinsurance recoverables</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">208</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">218</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">209</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Beginning liabilities for unpaid losses and loss adjustment expenses, net</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">5,564</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">5,671</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">5,804</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Add: Aetna U.S. group life and disability business acquisition [3]</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">2,833</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">&#8212;</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Provision for unpaid losses and loss adjustment expenses</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Current incurral year</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">2,868</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">2,562</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">2,447</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Prior year's discount accretion</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">202</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">202</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">214</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Prior incurral year development [1]</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(185</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(162</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">(146</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;padding-right:2px;padding-top:2px;padding-bottom:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">)</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Total provision for unpaid losses and loss adjustment expenses [2]</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2,885</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2,602</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2,515</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Less: payments</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td><td colspan="3" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1"><div style="overflow:hidden;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;">&#160;</font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Current incurral year</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1,528</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1,327</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1,257</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:12px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Prior incurral years</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1,451</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1,382</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">1,391</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Total payments</font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2,979</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#f4f3f3;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2,709</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#f4f3f3;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">2,648</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #000000;background-color:#f4f3f3;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Ending liabilities for unpaid losses and loss adjustment expenses, net</font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">8,303</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">5,564</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">5,671</font></div></td><td style="vertical-align:bottom;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">Reinsurance recoverables</font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">209</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">208</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td colspan="2" style="vertical-align:bottom;background-color:#f4f3f3;padding-left:2px;padding-top:2px;padding-bottom:2px;" rowspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">218</font></div></td><td style="vertical-align:bottom;background-color:#f4f3f3;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr><tr><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;padding-right:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">Ending liabilities for unpaid losses and loss adjustment expenses, gross</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">8,512</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">5,772</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-left:2px;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">$</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;padding-top:2px;padding-bottom:2px;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:right;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;font-weight:bold;">5,889</font></div></td><td style="vertical-align:bottom;border-bottom:1px solid #0c3b60;border-top:1px solid #000000;" rowspan="1" colspan="1"><div style="text-align:left;font-size:10pt;"><font style="font-family:inherit;font-size:10pt;"><br clear="none"/></font></div></td></tr></table></div></div><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">[1]</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:start;font-size:7.5pt;"><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">Prior incurral year development represents the change in estimated ultimate incurred losses and loss adjustment expenses for prior incurral years on a discounted basis.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">[2]</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:start;font-size:7.5pt;"><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">Includes unallocated loss adjustment expenses of $</font><font style="font-family:Lato;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">111</font><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">, $</font><font style="font-family:Lato;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">100</font><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;"> and $</font><font style="font-family:Lato;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">96</font><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;"> for the years ended </font><font style="font-family:Lato;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">December&#160;31, 2017</font><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">, </font><font style="font-family:Lato;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">2016</font><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;"> and </font><font style="font-family:Lato;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">2015</font><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">, respectively, that are recorded in insurance operating costs and other expenses in the Condensed Consolidated Statements of Operations.</font></div></td></tr></table><table cellpadding="0" cellspacing="0" style="padding-top:0px;font-family:Times New Roman; font-size:10pt;"><tr><td style="width:12px;" rowspan="1" colspan="1"></td><td rowspan="1" colspan="1"></td></tr><tr><td style="vertical-align:top" rowspan="1" colspan="1"><div style="line-height:120%;font-size:7.5pt;padding-left:0px;"><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">[3]</font></div></td><td style="vertical-align:top;" rowspan="1" colspan="1"><div style="line-height:120%;text-align:start;font-size:7.5pt;"><font style="font-family:Lato,sans-serif;font-size:7.5pt;color:#1a1a1a;font-style:italic;font-weight:normal;text-decoration:none;">Represents Aetna U.S. group life and disability business reserves, net as of the acquisition date, subject to final purchase accounting.</font></div></td></tr></table></div>
CY2017 us-gaap Use Of Estimates
UseOfEstimates
<div style="font-family:Times New Roman;font-size:10pt;"><div style="line-height:120%;padding-bottom:4px;font-size:16pt;"><font style="font-family:Montserrat,sans-serif;font-size:16pt;color:#3a557c;font-weight:bold;">Use of Estimates</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">The preparation of financial statements, in conformity with U.S. GAAP, requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</font></div><div style="line-height:120%;padding-bottom:8px;text-align:left;font-size:9pt;"><font style="font-family:Lato,sans-serif;font-size:9pt;color:#1a1a1a;">The most significant estimates include those used in determining property and casualty and group long-term disability insurance product reserves, net of reinsurance; evaluation of goodwill for impairment; valuation of investments and derivative instruments; valuation allowance on deferred tax assets; and contingencies relating to corporate litigation and regulatory matters.

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