2021 Q1 Form 10-Q Financial Statement

#000087476621000052 Filed on April 27, 2021

View on sec.gov

Income Statement

Concept 2021 Q1 2020 Q1
Revenue $5.299B $4.956B
YoY Change 6.92% 0.32%
Cost Of Revenue $3.350B $2.916B
YoY Change 14.88% 8.6%
Gross Profit $1.949B $2.040B
YoY Change -4.46% -9.53%
Gross Profit Margin 36.78% 41.16%
Selling, General & Admin $1.144B $1.176B
YoY Change -2.72%
% of Gross Profit 58.7% 57.65%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $416.0M $437.0M
YoY Change -4.81% 23.1%
% of Gross Profit 21.34% 21.42%
Operating Expenses $1.144B $1.176B
YoY Change -2.72% 12.21%
Operating Profit $805.0M $864.0M
YoY Change -6.83% -28.42%
Interest Expense $57.00M $64.00M
YoY Change -10.94% 0.0%
% of Operating Profit 7.08% 7.41%
Other Income/Expense, Net
YoY Change
Pretax Income $303.0M $344.0M
YoY Change -11.92% -55.61%
Income Tax $54.00M $71.00M
% Of Pretax Income 17.82% 20.64%
Net Earnings $249.0M $273.0M
YoY Change -8.79% -56.67%
Net Earnings / Revenue 4.7% 5.51%
Basic Earnings Per Share $0.68 $0.75
Diluted Earnings Per Share $0.67 $0.74
COMMON SHARES
Basic Shares Outstanding 358.2M shares 358.5M shares
Diluted Shares Outstanding 362.2M shares 361.1M shares

Balance Sheet

Concept 2021 Q1 2020 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $280.0M $301.0M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $1.092B $1.161B
YoY Change -5.94% 1.4%
Goodwill $1.911B $1.913B
YoY Change -0.1% 48.29%
Intangibles
YoY Change
Long-Term Investments $55.73B $50.36B
YoY Change 10.66% 5.14%
Other Assets $474.0M $592.0M
YoY Change -19.93% -35.72%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $74.20B $68.72B
YoY Change 7.97% 8.53%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00
YoY Change -100.0%
Long-Term Debt Due $0.00
YoY Change -100.0%
Total Short-Term Liabilities
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $4.353B $4.349B
YoY Change 0.09% 15.45%
Other Long-Term Liabilities $5.326B $4.330B
YoY Change 23.0% -7.99%
Total Long-Term Liabilities $9.679B $8.679B
YoY Change 11.52% 2.43%
TOTAL LIABILITIES
Total Short-Term Liabilities
Total Long-Term Liabilities $9.679B $8.679B
Total Liabilities $56.50B $53.46B
YoY Change 5.69% 9.13%
SHAREHOLDERS EQUITY
Retained Earnings $14.04B $12.67B
YoY Change 10.81% 9.46%
Common Stock $4.000M $4.000M
YoY Change 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $1.246B $1.220B
YoY Change 2.13% 20.32%
Treasury Stock Shares 27.41M shares 26.99M shares
Shareholders Equity $17.70B $15.27B
YoY Change
Total Liabilities & Shareholders Equity $74.20B $68.72B
YoY Change 7.97% 8.53%

Cashflow Statement

Concept 2021 Q1 2020 Q1
OPERATING ACTIVITIES
Net Income $249.0M $273.0M
YoY Change -8.79% -56.67%
Depreciation, Depletion And Amortization $416.0M $437.0M
YoY Change -4.81% 23.1%
Cash From Operating Activities $759.0M $298.0M
YoY Change 154.7% 6.81%
INVESTING ACTIVITIES
Capital Expenditures $23.00M $23.00M
YoY Change 0.0% 15.0%
Acquisitions
YoY Change
Other Investing Activities $6.000M $2.000M
YoY Change 200.0% -300.0%
Cash From Investing Activities -$450.0M $777.0M
YoY Change -157.92% 502.33%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $123.0M $150.0M
YoY Change -18.0%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -$266.0M -$1.027B
YoY Change -74.1% 139.95%
NET CHANGE
Cash From Operating Activities $759.0M $298.0M
Cash From Investing Activities -$450.0M $777.0M
Cash From Financing Activities -$266.0M -$1.027B
Net Change In Cash $41.00M $39.00M
YoY Change 5.13% -329.41%
FREE CASH FLOW
Cash From Operating Activities $759.0M $298.0M
Capital Expenditures $23.00M $23.00M
Free Cash Flow $736.0M $275.0M
YoY Change 167.64% 6.18%

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IncreaseDecreaseInInsuranceLiabilities
996000000 USD
CY2020Q1 us-gaap Increase Decrease In Insurance Liabilities
IncreaseDecreaseInInsuranceLiabilities
235000000 USD
CY2021Q1 us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
566000000 USD
CY2020Q1 us-gaap Increase Decrease In Other Operating Capital Net
IncreaseDecreaseInOtherOperatingCapitalNet
622000000 USD
CY2021Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
759000000 USD
CY2020Q1 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
298000000 USD
CY2021Q1 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
5536000000 USD
CY2020Q1 us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
3906000000 USD
CY2021Q1 us-gaap Proceeds From Sale And Maturity Of Marketable Securities
ProceedsFromSaleAndMaturityOfMarketableSecurities
157000000 USD
CY2020Q1 us-gaap Proceeds From Sale And Maturity Of Marketable Securities
ProceedsFromSaleAndMaturityOfMarketableSecurities
645000000 USD
CY2021Q1 us-gaap Proceeds From Sale And Collection Of Mortgage Notes Receivable
ProceedsFromSaleAndCollectionOfMortgageNotesReceivable
307000000 USD
CY2020Q1 us-gaap Proceeds From Sale And Collection Of Mortgage Notes Receivable
ProceedsFromSaleAndCollectionOfMortgageNotesReceivable
329000000 USD
CY2021Q1 us-gaap Proceeds From Limited Partnership Investments
ProceedsFromLimitedPartnershipInvestments
56000000 USD
CY2020Q1 us-gaap Proceeds From Limited Partnership Investments
ProceedsFromLimitedPartnershipInvestments
34000000 USD
CY2021Q1 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
5049000000 USD
CY2020Q1 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
3578000000 USD
CY2021Q1 us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
756000000 USD
CY2020Q1 us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
518000000 USD
CY2021Q1 us-gaap Payments To Acquire Mortgage Notes Receivable
PaymentsToAcquireMortgageNotesReceivable
400000000 USD
CY2020Q1 us-gaap Payments To Acquire Mortgage Notes Receivable
PaymentsToAcquireMortgageNotesReceivable
487000000 USD
CY2021Q1 us-gaap Payments To Acquire Limited Partnership Interests
PaymentsToAcquireLimitedPartnershipInterests
245000000 USD
CY2020Q1 us-gaap Payments To Acquire Limited Partnership Interests
PaymentsToAcquireLimitedPartnershipInterests
97000000 USD
CY2021Q1 us-gaap Payments For Proceeds From Derivative Instrument Investing Activities
PaymentsForProceedsFromDerivativeInstrumentInvestingActivities
-27000000 USD
CY2020Q1 us-gaap Payments For Proceeds From Derivative Instrument Investing Activities
PaymentsForProceedsFromDerivativeInstrumentInvestingActivities
-161000000 USD
CY2021Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
23000000 USD
CY2020Q1 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
23000000 USD
CY2021Q1 us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
54000000 USD
CY2020Q1 us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
-407000000 USD
CY2021Q1 us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
6000000 USD
CY2020Q1 us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
2000000 USD
CY2021Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-450000000 USD
CY2020Q1 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
777000000 USD
CY2021Q1 us-gaap Additions To Contract Holders Funds
AdditionsToContractHoldersFunds
22000000 USD
CY2020Q1 us-gaap Additions To Contract Holders Funds
AdditionsToContractHoldersFunds
15000000 USD
CY2021Q1 us-gaap Withdrawal From Contract Holders Funds
WithdrawalFromContractHoldersFunds
44000000 USD
CY2020Q1 us-gaap Withdrawal From Contract Holders Funds
WithdrawalFromContractHoldersFunds
10000000 USD
CY2021Q1 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
0 USD
CY2020Q1 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
-237000000 USD
CY2021Q1 us-gaap Repayments Of Short Term Debt
RepaymentsOfShortTermDebt
0 USD
CY2020Q1 us-gaap Repayments Of Short Term Debt
RepaymentsOfShortTermDebt
500000000 USD
CY2021Q1 us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
0 USD
CY2020Q1 us-gaap Payments Related To Tax Withholding For Share Based Compensation
PaymentsRelatedToTaxWithholdingForShareBasedCompensation
32000000 USD
CY2021Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
123000000 USD
CY2020Q1 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
150000000 USD
CY2021Q1 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
5000000 USD
CY2020Q1 us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
5000000 USD
CY2021Q1 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
116000000 USD
CY2020Q1 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
108000000 USD
CY2021Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-266000000 USD
CY2020Q1 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-1027000000 USD
CY2021Q1 us-gaap Effect Of Exchange Rate On Cash And Cash Equivalents
EffectOfExchangeRateOnCashAndCashEquivalents
-3000000 USD
CY2020Q1 us-gaap Effect Of Exchange Rate On Cash And Cash Equivalents
EffectOfExchangeRateOnCashAndCashEquivalents
-9000000 USD
CY2021Q1 hig Cash And Cash Equivalents Including Cash Held For Sale Period Increase Decrease
CashAndCashEquivalentsIncludingCashHeldForSalePeriodIncreaseDecrease
40000000 USD
CY2020Q1 hig Cash And Cash Equivalents Including Cash Held For Sale Period Increase Decrease
CashAndCashEquivalentsIncludingCashHeldForSalePeriodIncreaseDecrease
39000000 USD
CY2021Q1 hig Cash And Cash Equivalents Held For Sale Period Increase Decrease
CashAndCashEquivalentsHeldForSalePeriodIncreaseDecrease
-1000000 USD
CY2020Q1 hig Cash And Cash Equivalents Held For Sale Period Increase Decrease
CashAndCashEquivalentsHeldForSalePeriodIncreaseDecrease
0 USD
CY2021Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
41000000 USD
CY2020Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
39000000 USD
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
239000000 USD
CY2019Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
262000000 USD
CY2021Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
280000000 USD
CY2020Q1 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
301000000 USD
CY2021Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
-32000000 USD
CY2020Q1 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
1000000 USD
CY2021Q1 us-gaap Interest Paid Net
InterestPaidNet
58000000 USD
CY2020Q1 us-gaap Interest Paid Net
InterestPaidNet
74000000 USD
CY2021Q1 us-gaap Use Of Estimates
UseOfEstimates
<div style="margin-bottom:6pt"><span style="color:#3a557c;font-family:'Montserrat',sans-serif;font-size:16pt;font-weight:700;line-height:120%">Use of Estimates</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The most significant estimates include those used in determining property and casualty and group long-term disability insurance product reserves, net of reinsurance; evaluation of goodwill for impairment; valuation of investments and derivative instruments; and contingencies relating to corporate litigation and regulatory matters.</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The novel strain of coronavirus, specifically identified as the Coronavirus Disease 2019 (“COVID-19”), continues to impact the global economy. The ultimate impact of COVID-19 and the extent to which COVID-19 continues to impact the Company’s business, results of operations and financial condition will depend on the duration and severity of the pandemic, the duration and severity of the economic downturn and the degree to which federal, state and local government actions to vaccinate the public and stimulate the economy are effective. Our estimates, judgments and assumptions related to COVID-19 could ultimately differ over time.</span></div>
CY2021Q1 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
ReclassificationsCertain reclassifications have been made to prior year financial information to conform to the current year presentation.
CY2021Q1 us-gaap Income Loss From Continuing Operations
IncomeLossFromContinuingOperations
249000000 USD
CY2020Q1 us-gaap Income Loss From Continuing Operations
IncomeLossFromContinuingOperations
273000000 USD
CY2021Q1 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
5000000 USD
CY2020Q1 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
5000000 USD
CY2021Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
244000000 USD
CY2020Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
268000000 USD
CY2021Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
358200000 shares
CY2020Q1 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
358500000 shares
CY2021Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
4000000.0 shares
CY2020Q1 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
2600000 shares
CY2021Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
362200000 shares
CY2020Q1 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
361100000 shares
CY2021Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.68
CY2020Q1 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.75
CY2021Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.67
CY2020Q1 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.74
CY2021Q1 us-gaap Number Of Reportable Segments
NumberOfReportableSegments
5
CY2021Q1 us-gaap Net Income Loss
NetIncomeLoss
249000000 USD
CY2020Q1 us-gaap Net Income Loss
NetIncomeLoss
273000000 USD
CY2021Q1 us-gaap Dividends Preferred Stock Cash
DividendsPreferredStockCash
5000000 USD
CY2020Q1 us-gaap Dividends Preferred Stock Cash
DividendsPreferredStockCash
5000000 USD
CY2021Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
244000000 USD
CY2020Q1 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
268000000 USD
CY2021Q1 hig Earnedpremiumsandfeeincome
Earnedpremiumsandfeeincome
4698000000 USD
CY2020Q1 hig Earnedpremiumsandfeeincome
Earnedpremiumsandfeeincome
4711000000 USD
CY2021Q1 us-gaap Net Investment Income
NetInvestmentIncome
509000000 USD
CY2020Q1 us-gaap Net Investment Income
NetInvestmentIncome
459000000 USD
CY2021Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
80000000 USD
CY2020Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-231000000 USD
CY2021Q1 us-gaap Other Income
OtherIncome
12000000 USD
CY2020Q1 us-gaap Other Income
OtherIncome
17000000 USD
CY2021Q1 us-gaap Revenues
Revenues
5299000000 USD
CY2020Q1 us-gaap Revenues
Revenues
4956000000 USD
CY2021Q1 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
374000000 USD
CY2020Q1 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
341000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
43607000000 USD
CY2021Q1 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
1632000000 USD
CY2021Q1 us-gaap Derivative Assets
DerivativeAssets
22000000 USD
CY2021Q1 us-gaap Other Short Term Investments
OtherShortTermInvestments
3367000000 USD
CY2021Q1 us-gaap Assets Fair Value Disclosure
AssetsFairValueDisclosure
48628000000 USD
CY2021Q1 us-gaap Derivative Liabilities
DerivativeLiabilities
55000000 USD
CY2021Q1 us-gaap Liabilities Fair Value Disclosure
LiabilitiesFairValueDisclosure
55000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
45035000000 USD
CY2020Q4 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
1438000000 USD
CY2020Q4 us-gaap Derivative Assets
DerivativeAssets
23000000 USD
CY2020Q4 us-gaap Other Short Term Investments
OtherShortTermInvestments
3283000000 USD
CY2020Q4 us-gaap Assets Fair Value Disclosure
AssetsFairValueDisclosure
49779000000 USD
CY2020Q4 us-gaap Derivative Liabilities
DerivativeLiabilities
84000000 USD
CY2020Q4 us-gaap Liabilities Fair Value Disclosure
LiabilitiesFairValueDisclosure
84000000 USD
CY2021Q1 hig Adjustment Resultingfrom Broker Prices Received
AdjustmentResultingfromBrokerPricesReceived
0 USD
CY2020Q1 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Gain Loss Included In Other Comprehensive Income Loss
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationGainLossIncludedInOtherComprehensiveIncomeLoss
0 USD
CY2020Q1 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Purchases
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationPurchases
0 USD
CY2020Q1 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Sales
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationSales
0 USD
CY2020Q1 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
0 USD
CY2020Q1 us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
0 USD
CY2021Q1 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
31000000 USD
CY2020Q1 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
78000000 USD
CY2021Q1 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
31000000 USD
CY2020Q1 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
8000000 USD
CY2021Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Sell Before Recovery
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSellBeforeRecovery
0 USD
CY2020Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Sell Before Recovery
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSellBeforeRecovery
-5000000 USD
CY2021Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
80000000 USD
CY2020Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-231000000 USD
CY2021Q1 us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
40000000 USD
CY2020Q1 us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
-277000000 USD
CY2021Q1 us-gaap Financing Receivable Allowance For Credit Losses Policy For Uncollectible Amounts
FinancingReceivableAllowanceForCreditLossesPolicyForUncollectibleAmounts
<div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Company will record an "intent-to-sell impairment" as a reduction to the amortized cost of fixed maturities, AFS in an unrealized loss position if the Company intends to sell or it is more likely than not that the Company will be required to sell the fixed maturity before a recovery in value. A corresponding charge is recorded in net realized capital losses equal to the difference between the fair value on the impairment date and the amortized cost basis of the fixed maturity before recognizing the impairment.</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">When fixed maturities are in an unrealized loss position and the Company does not record an intent-to-sell impairment, the Company will record an ACL for the portion of the unrealized loss </span></div>due to a credit loss. Any remaining unrealized loss on a fixed maturity after recording an ACL is the non-credit amount and is recorded in OCI. The ACL is the excess of the amortized cost over the greater of the Company's best estimate of the present value of expected future cash flows or the security's fair value. Cash flows are discounted at the effective yield that is used to record interest income. The ACL cannot exceed the unrealized loss and, therefore, it may fluctuate with changes in the fair value of the fixed maturity if the fair value is greater than the Company's best estimate of the present value of expected future cash flows. The initial ACL and any subsequent changes are recorded in net realized capital gains and losses. The ACL is written off against the amortized cost in the period in which all or a portion of the related fixed maturity is determined to be uncollectible
CY2019Q4 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
0 USD
CY2021Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not Previously Recorded
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotPreviouslyRecorded
2000000 USD
CY2020Q4 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
23000000 USD
CY2020Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not Previously Recorded
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotPreviouslyRecorded
12000000 USD
CY2021Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not To Sell Before Recovery Credit Loss Previously Recorded Expense Reversal
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpenseReversal
-6000000 USD
CY2020Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not To Sell Before Recovery Credit Loss Previously Recorded Expense Reversal
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpenseReversal
0 USD
CY2021Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
19000000 USD
CY2020Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
12000000 USD
CY2021Q1 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
41317000000 USD
CY2021Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
19000000 USD
CY2021Q1 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
2450000000 USD
CY2021Q1 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
141000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
43607000000 USD
CY2020Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
41561000000 USD
CY2020Q4 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
23000000 USD
CY2020Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
3560000000 USD
CY2020Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
63000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
45035000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
1394000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
1411000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
1411000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
1432000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
7706000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
8108000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
7832000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
8286000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
7755000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
8158000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
7622000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
8354000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
12114000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
13254000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
12206000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
14028000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
28969000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
30931000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
29071000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
32100000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
12348000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
12676000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
12490000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
12935000000 USD
CY2021Q1 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
41317000000 USD
CY2021Q1 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
43607000000 USD
CY2020Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
41561000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
45035000000 USD
CY2021Q1 us-gaap Fair Value Concentration Of Risk Investments
FairValueConcentrationOfRiskInvestments
0 USD
CY2020Q4 us-gaap Fair Value Concentration Of Risk Investments
FairValueConcentrationOfRiskInvestments
0 USD
CY2021Q1 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
978
CY2021Q1 hig Percentage Of Gross Unrealized Losses Depressed Less Than Twenty Percent Of Cost Or Amortized Cost
PercentageOfGrossUnrealizedLossesDepressedLessThanTwentyPercentOfCostOrAmortizedCost
0.97
CY2020Q4 hig Numberofloansheldforsale
Numberofloansheldforsale
0
CY2021Q1 hig Numberofloansheldforsale
Numberofloansheldforsale
0
CY2020Q1 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
CY2021Q1 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
CY2021Q1 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
CY2020Q1 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
CY2021Q1 hig Current Weighted Average Loan To Value Ratio Of Commercial Mortgage Loan
CurrentWeightedAverageLoanToValueRatioOfCommercialMortgageLoan
0.55
CY2021Q1 hig Original Weighted Average Loan To Value Ratio Of Commercial Mortgage Loan
OriginalWeightedAverageLoanToValueRatioOfCommercialMortgageLoan
0.61
CY2020Q4 us-gaap Notes Receivable Net
NotesReceivableNet
4493000000 USD
CY2021Q1 us-gaap Continuing Involvement With Transferred Financial Assets Principal Amount Outstanding
ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding
7100000000 USD
CY2021Q1 us-gaap Derecognized Assets Securitized Or Assetbacked Financing Arrangement Assets And Any Other Financial Assets Managed Together Principal Amount Outstanding
DerecognizedAssetsSecuritizedOrAssetbackedFinancingArrangementAssetsAndAnyOtherFinancialAssetsManagedTogetherPrincipalAmountOutstanding
3800000000 USD
CY2020Q4 us-gaap Continuing Involvement With Transferred Financial Assets Principal Amount Outstanding
ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding
6900000000 USD
CY2020Q4 us-gaap Derecognized Assets Securitized Or Assetbacked Financing Arrangement Assets And Any Other Financial Assets Managed Together Principal Amount Outstanding
DerecognizedAssetsSecuritizedOrAssetbackedFinancingArrangementAssetsAndAnyOtherFinancialAssetsManagedTogetherPrincipalAmountOutstanding
3700000000 USD
CY2020Q4 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
0 USD
CY2021Q1 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
0 USD
CY2021Q1 us-gaap Variable Interest Entity Primary Beneficiary Maximum Loss Exposure Amount
VariableInterestEntityPrimaryBeneficiaryMaximumLossExposureAmount
0 USD
CY2020Q4 us-gaap Variable Interest Entity Primary Beneficiary Maximum Loss Exposure Amount
VariableInterestEntityPrimaryBeneficiaryMaximumLossExposureAmount
0 USD
CY2021Q1 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
1400000000 USD
CY2020Q4 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
1300000000 USD
CY2021Q1 hig Required Collateral Held Under Securities Lending Percentage
RequiredCollateralHeldUnderSecuritiesLendingPercentage
1
CY2021Q1 us-gaap Securities Loaned
SecuritiesLoaned
0 USD
CY2020Q4 us-gaap Securities Loaned
SecuritiesLoaned
0 USD
CY2021Q1 us-gaap Securities For Reverse Repurchase Agreements
SecuritiesForReverseRepurchaseAgreements
16000000 USD
CY2020Q4 us-gaap Securities For Reverse Repurchase Agreements
SecuritiesForReverseRepurchaseAgreements
30000000 USD
CY2021Q1 us-gaap Assets Held By Insurance Regulators
AssetsHeldByInsuranceRegulators
2500000000 USD
CY2020Q4 us-gaap Assets Held By Insurance Regulators
AssetsHeldByInsuranceRegulators
2600000000 USD
CY2021Q1 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
11729000000 USD
CY2020Q4 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
12129000000 USD
CY2021Q1 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
-33000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
-61000000 USD
CY2021Q1 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
33000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
33000000 USD
CY2021Q1 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
66000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
94000000 USD
CY2021Q1 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
11729000000 USD
CY2020Q4 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
12129000000 USD
CY2021Q1 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
-33000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
-61000000 USD
CY2021Q1 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
33000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
33000000 USD
CY2021Q1 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
66000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
94000000 USD
CY2021Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
80000000 USD
CY2021Q1 us-gaap Net Investment Income
NetInvestmentIncome
509000000 USD
CY2021Q1 us-gaap Interest Expense
InterestExpense
57000000 USD
CY2020Q1 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-231000000 USD
CY2020Q1 us-gaap Net Investment Income
NetInvestmentIncome
459000000 USD
CY2020Q1 us-gaap Interest Expense
InterestExpense
64000000 USD
CY2021Q1 us-gaap Security Owned And Pledged As Collateral Fair Value
SecurityOwnedAndPledgedAsCollateralFairValue
61000000 USD
CY2020Q4 us-gaap Security Owned And Pledged As Collateral Fair Value
SecurityOwnedAndPledgedAsCollateralFairValue
90000000 USD
CY2021Q1 us-gaap Derivative Asset Collateral Obligation To Return Cash Offset
DerivativeAssetCollateralObligationToReturnCashOffset
22000000 USD
CY2020Q4 us-gaap Derivative Asset Collateral Obligation To Return Cash Offset
DerivativeAssetCollateralObligationToReturnCashOffset
24000000 USD
CY2020Q1 us-gaap Fair Value Of Securities Received As Collateral That Can Be Resold Or Repledged
FairValueOfSecuritiesReceivedAsCollateralThatCanBeResoldOrRepledged
1000000 USD
CY2020Q4 us-gaap Fair Value Of Securities Received As Collateral That Can Be Resold Or Repledged
FairValueOfSecuritiesReceivedAsCollateralThatCanBeResoldOrRepledged
1000000 USD
CY2021Q1 us-gaap Collateral Securities Repledged Delivered Or Used
CollateralSecuritiesRepledgedDeliveredOrUsed
0 USD
CY2020Q4 us-gaap Collateral Securities Repledged Delivered Or Used
CollateralSecuritiesRepledgedDeliveredOrUsed
0 USD
CY2021Q1 us-gaap Fair Value Of Securities Received As Collateral That Have Been Resold Or Repledged
FairValueOfSecuritiesReceivedAsCollateralThatHaveBeenResoldOrRepledged
0 USD
CY2020Q4 us-gaap Fair Value Of Securities Received As Collateral That Have Been Resold Or Repledged
FairValueOfSecuritiesReceivedAsCollateralThatHaveBeenResoldOrRepledged
0 USD
CY2021Q1 us-gaap Premiums Receivable Note
PremiumsReceivableNote
7. PREMIUMS RECEIVABLE AND AGENTS' BALANCES <div style="display:inline-block;vertical-align:top;width:46.721%"><div style="margin-bottom:9pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:100.000%"><tr><td style="width:1.0%"/><td style="width:54.455%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.122%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.123%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="border-bottom:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#3a557c;font-family:'Montserrat',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Premiums Receivable and Agents' Balances </span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #3a5a78;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #3a5a78;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">As of March 31, 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">As of December 31, 2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #3a5a7a;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Premiums receivable, excluding receivables for losses within a deductible and retrospectively-rated policy premiums</span></td><td style="background-color:#dbdbdb;border-top:1pt solid #3a5a78;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-top:1pt solid #3a5a78;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,058</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #3a5a78;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-top:1pt solid #3a5a78;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-top:1pt solid #3a5a78;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">3,851</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #3a5a78;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Receivables for loss within a deductible and retrospectively-rated policy premiums, by credit quality:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">AAA</span></td><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">AA</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">142 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">A</span></td><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65 </span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">62 </span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BBB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">185 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BB</span></td><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">115 </span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">115 </span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Below BB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">67 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:11.25pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total receivables for losses within a deductible and retrospectively-rated policy premiums</span></div></td><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">573</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">569</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Premiums Receivable and Agents' Balances, Gross</span></div></td><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,631</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,420</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">ACL</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(144)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(152)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;border-bottom:1pt solid #3a5a78;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Premiums Receivable and Agents' Balances, Net of ACL</span></div></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #3a5a78;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #3a5a78;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,487</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #3a5a78;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-bottom:1pt solid #3a5a78;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #3a5a78;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,268</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #3a5a78;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#1a1a1a;font-family:'Montserrat',sans-serif;font-size:13pt;font-weight:700;line-height:120%">ACL on Premiums Receivable and Agents' Balances</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balances are considered past due when amounts that have been billed are not collected within contractually stipulated time periods. The Company had an immaterial amount of receivables with a due date of more than one year that are past-due.</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Premium receivable and agents' balances, excluding receivables for losses within a deductible and retrospectively-rated policy premiums, are primarily comprised of premiums due from policyholders, which are typically collectible within one year or less. For these balances, the ACL is estimated based on an aging of receivables and recent historical credit loss and collection experience, adjusted for current economic conditions and reasonable and supportable forecasts, when appropriate. </span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">A portion of the Company's Commercial Lines business is written with large deductibles or under retrospectively-rated plans. </span></div></div><div style="display:inline-block;max-width:6.557%;min-width:5.557%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:46.722%"><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Under some commercial insurance contracts with a large deductible, the Company is obligated to pay the claimant the full amount of the claim and the Company is subsequently reimbursed by the policyholder for the deductible amount. As such, the Company is subject to credit risk until reimbursement is made. Retrospectively-rated policies are utilized primarily for workers' compensation coverage, whereby the ultimate premium is adjusted based on actual losses incurred. Although the premium adjustment feature of a retrospectively-rated policy substantially reduces insurance risk for the Company, it presents credit risk to the Company. The Company’s results of operations could be adversely affected if a significant portion of such policyholders failed to reimburse the Company for the deductible amount or the amount of additional premium owed under retrospectively-rated policies. The Company manages these credit risks through credit analysis, collateral requirements, and oversight.</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The ACL for receivables for loss within a deductible and retrospectively-rated policy premiums is estimated as the amount of the receivable exposed to loss multiplied by estimated factors for probability of default and the amount of loss given a default. The probability of default is assigned based on each policyholder's credit rating, or a rating is estimated if no external rating is available. Credit ratings are reviewed and updated at least annually. The exposure amount is estimated net of collateral and other credit enhancement, considering the nature of the collateral, potential future changes in collateral values, and historical loss information for the type of collateral obtained. The probability of default factors are historical corporate defaults for receivables with similar durations estimated through multiple economic cycles. Credit ratings are forward-looking and consider a variety of economic outcomes. The loss given default factors are based on a study of historical recovery rates for general creditors through multiple economic cycles. The Company's evaluation of the required ACL for receivables for loss within a deductible and retrospectively-rated policy premiums considers the current economic environment as well as the probability-weighted macroeconomic scenarios similar to the approach used for estimating the ACL for mortgage loans. See Note 5 - Investments.</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:120%">During the three months ended March 31, 2021, the ACL on premiums receivable decreased as the provision required on premiums written in the quarter was more than offset by write-offs and a reduction in the provision reflecting lessening expected impacts of COVID-19 relative to prior assumptions in certain lines of business. The three months ended March 31, 2020 reflected an increase in the ACL primarily due to increasing expected impacts of COVID-19.</span></div></div><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:100.000%"><tr><td style="width:1.0%"/><td style="width:30.320%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.014%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.014%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.550%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.554%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="24" style="border-bottom:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#3a557c;font-family:'Montserrat',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Rollforward of ACL on Premiums Receivable and Agents' Balances </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended March 31, 2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended March 31, 2020</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Premiums Receivable and Agents' Balances, Excluding Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Premiums Receivable and Agents' Balances, Excluding Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Beginning ACL</span></div></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">117</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">35</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">152</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00497f;padding:0 1pt"/><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">85</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">60</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">145</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cumulative effect of accounting change [1]</span></td><td colspan="3" style="background-color:#b6b6b6;padding:0 1pt"></td><td colspan="3" style="background-color:#b6b6b6;padding:0 1pt"></td><td colspan="3" style="background-color:#b6b6b6;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(21)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Adjusted beginning ACL</span></td><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">117</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">35</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">152</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">83</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">39</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">122</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period provision (release)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period gross write-offs</span></td><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15)</span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15)</span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15)</span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#dbdbdb;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15)</span></td><td style="background-color:#dbdbdb;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period gross recoveries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending ACL</span></div></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">108</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">36</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">144</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #00497f;padding:0 1pt"/><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">98</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">41</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">139</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#dbdbdb;border-bottom:1pt solid #00497f;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table>[1]Represents the adjustment to the ACL recorded on adoption of accounting guidance for credit losses on January 1, 2020. The adjusted beginning ACL was based on the Company's historical loss information adjusted for current conditions and the forecasted economic environment at the time the guidance was adopted. For further information, see Note 1 - Basis of Presentation and Significant Accounting Policies of Notes to Consolidated Financial Statements included in the Company's 2020 Form 10-K Annual Report.
CY2021Q1 us-gaap Premiums Receivable Gross
PremiumsReceivableGross
4631000000 USD
CY2020Q4 us-gaap Premiums Receivable Gross
PremiumsReceivableGross
4420000000 USD
CY2021Q1 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
144000000 USD
CY2020Q4 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
152000000 USD
CY2021Q1 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
4487000000 USD
CY2020Q4 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
4268000000 USD
CY2020Q4 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
152000000 USD
CY2019Q4 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
145000000 USD
CY2020Q4 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
152000000 USD
CY2021Q1 us-gaap Premium Receivable Credit Loss Expense Reversal
PremiumReceivableCreditLossExpenseReversal
5000000 USD
CY2020Q1 us-gaap Premium Receivable Credit Loss Expense Reversal
PremiumReceivableCreditLossExpenseReversal
30000000 USD
CY2021Q1 us-gaap Premiums Receivable Allowance For Doubtful Accounts Write Offs Against Allowance
PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance
15000000 USD
CY2020Q1 us-gaap Premiums Receivable Allowance For Doubtful Accounts Write Offs Against Allowance
PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance
15000000 USD
CY2021Q1 us-gaap Premiums Receivable Allowance For Doubtful Accounts Recoveries
PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries
2000000 USD
CY2020Q1 us-gaap Premiums Receivable Allowance For Doubtful Accounts Recoveries
PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries
2000000 USD
CY2021Q1 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
144000000 USD
CY2020Q1 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
139000000 USD
CY2021Q1 us-gaap Reinsurance Recoverables Gross
ReinsuranceRecoverablesGross
6181000000 USD
CY2020Q4 us-gaap Reinsurance Recoverables Gross
ReinsuranceRecoverablesGross
6119000000 USD
CY2021Q1 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
6083000000 USD
CY2020Q4 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
6011000000 USD
CY2021Q1 us-gaap Reinsurance Loss On Uncollectible Accounts In Period Amount
ReinsuranceLossOnUncollectibleAccountsInPeriodAmount
0 USD
CY2020Q4 us-gaap Reinsurance Recoverables Allowance
ReinsuranceRecoverablesAllowance
55000000 USD
CY2019Q4 us-gaap Reinsurance Recoverables Allowance
ReinsuranceRecoverablesAllowance
48000000 USD
CY2021Q1 us-gaap Reinsurance Recoverable Credit Loss Expense Reversal
ReinsuranceRecoverableCreditLossExpenseReversal
-13000000 USD
CY2020Q1 us-gaap Reinsurance Recoverable Credit Loss Expense Reversal
ReinsuranceRecoverableCreditLossExpenseReversal
2000000 USD
CY2021Q1 us-gaap Reinsurance Recoverables Allowance
ReinsuranceRecoverablesAllowance
42000000 USD
CY2020Q1 us-gaap Reinsurance Recoverables Allowance
ReinsuranceRecoverablesAllowance
52000000 USD
CY2021Q1 us-gaap Schedule Of Liability For Unpaid Claims And Claims Adjustment Expense
ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense
<div style="text-align:center"><span style="color:#3a557c;font-family:'Montserrat',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Unfavorable (Favorable) Prior Accident Year Development</span></div><div style="margin-bottom:3pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:top;width:99.707%"><tr><td style="width:1.0%"/><td style="width:67.814%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:14.442%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.444%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #0c3b60;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="6" style="border-top:1pt solid #0c3b60;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">For the three months ended March 31,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td></tr><tr><td colspan="3" style="background-color:#e2e1e1;border-top:1pt solid #0c3b60;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Workers’ compensation</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#e2e1e1;border-top:1pt solid #0c3b60;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#e2e1e1;border-top:1pt solid #0c3b60;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(40)</span></td><td style="background-color:#e2e1e1;border-top:1pt solid #0c3b60;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#e2e1e1;border-top:1pt solid #0c3b60;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#e2e1e1;border-top:1pt solid #0c3b60;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(17)</span></td><td style="background-color:#e2e1e1;border-top:1pt solid #0c3b60;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Workers’ compensation discount accretion</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#e2e1e1;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">General liability</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">307 </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12 </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Marine</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#e2e1e1;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Package business</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(27)</span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial property</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(13)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#e2e1e1;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Professional liability</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bond</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#e2e1e1;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assumed reinsurance</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Automobile liability - Commercial Lines</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#e2e1e1;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Automobile liability - Personal Lines</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23)</span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6)</span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Homeowners</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#e2e1e1;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Catastrophes</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(16)</span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(13)</span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Uncollectible reinsurance</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#e2e1e1;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other reserve re-estimates, net </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31 </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11 </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Prior accident year development before change in deferred gain</span></div></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">223</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(6)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#e2e1e1;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in deferred gain on retroactive reinsurance included in other liabilities [1]</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#e2e1e1;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29 </span></td><td style="background-color:#e2e1e1;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total prior accident year development</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">229</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:700;line-height:100%">23</span><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:3pt"><span style="color:#1a1a1a;font-family:'Lato',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">[1] The change in deferred gain for the three months ended March 31, 2021 and 2020 included $6 and $29, respectively, of adverse development on Navigators 2018 and prior accident year reserves, primarily driven by marine for both periods and due to commercial automobile liability in the 2021 period and prior accident year catastrophes in the 2020 period.</span></div>
CY2021Q1 hig Us Gaap Supplemental Information For Property Casualty Insurance Underwriters Prior Year Claims And Claims Adjustment Expense Bsa Settlement
UsGaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense_BSASettlement
650000000 USD
CY2021Q1 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
63000000 USD
CY2020Q1 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
72000000 USD
CY2021Q1 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
11000000 USD
CY2020Q1 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
12000000 USD
CY2021Q1 us-gaap Income Tax Reconciliation Nondeductible Expense Share Based Compensation Cost
IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost
5000000 USD
CY2020Q1 us-gaap Income Tax Reconciliation Nondeductible Expense Share Based Compensation Cost
IncomeTaxReconciliationNondeductibleExpenseShareBasedCompensationCost
5000000 USD
CY2021Q1 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
1000000 USD
CY2020Q1 us-gaap Income Tax Reconciliation Change In Deferred Tax Assets Valuation Allowance
IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
6000000 USD
CY2021Q1 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
-4000000 USD
CY2020Q1 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
0 USD
CY2021Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
54000000 USD
CY2020Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
71000000 USD
CY2021Q1 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
15000000 USD
CY2020Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
15000000 USD
CY2019Q4 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
14000000 USD
CY2020Q1 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
14000000 USD
CY2021Q1 us-gaap Decrease In Unrecognized Tax Benefits Is Reasonably Possible
DecreaseInUnrecognizedTaxBenefitsIsReasonablyPossible
5000000 USD
CY2021Q1 us-gaap Derivative Net Liability Position Aggregate Fair Value
DerivativeNetLiabilityPositionAggregateFairValue
60000000 USD
CY2021Q1 us-gaap Collateral Already Posted Aggregate Fair Value
CollateralAlreadyPostedAggregateFairValue
61000000 USD
CY2021Q1 us-gaap Additional Collateral Aggregate Fair Value
AdditionalCollateralAggregateFairValue
2000000 USD
CY2021Q1 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
123000000 USD
CY2021Q1 us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
2400000 shares
CY2021Q1 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
1500000000 USD
CY2021Q2 us-gaap Stock Repurchase Program Authorized Amount1
StockRepurchaseProgramAuthorizedAmount1
2500000000 USD
CY2020Q1 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
150000000 USD
CY2020Q1 us-gaap Treasury Stock Shares Acquired
TreasuryStockSharesAcquired
2700000 shares

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