2021 Q2 Form 10-Q Financial Statement

#000087476621000079 Filed on July 28, 2021

View on sec.gov

Income Statement

Concept 2021 Q2 2020 Q2
Revenue $5.589B $5.068B
YoY Change 10.28% -0.47%
Cost Of Revenue $2.786B $2.847B
YoY Change -2.14% -2.97%
Gross Profit $2.803B $2.221B
YoY Change 26.2% 2.92%
Gross Profit Margin 50.15% 43.82%
Selling, General & Admin $1.202B $1.125B
YoY Change 6.84% -1.4%
% of Gross Profit 42.88% 50.65%
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $417.0M $429.0M
YoY Change -2.8% 9.44%
% of Gross Profit 14.88% 19.32%
Operating Expenses $1.202B $1.125B
YoY Change 6.84% -1.4%
Operating Profit $1.601B $1.096B
YoY Change 46.08% 7.77%
Interest Expense $57.00M $57.00M
YoY Change 0.0% -9.52%
% of Operating Profit 3.56% 5.2%
Other Income/Expense, Net
YoY Change
Pretax Income $1.110B $592.0M
YoY Change 87.5% 29.82%
Income Tax $205.0M $124.0M
% Of Pretax Income 18.47% 20.95%
Net Earnings $905.0M $468.0M
YoY Change 93.38% 25.81%
Net Earnings / Revenue 16.19% 9.23%
Basic Earnings Per Share $2.54 $1.29
Diluted Earnings Per Share $2.51 $1.29
COMMON SHARES
Basic Shares Outstanding 353.7M shares 358.1M shares
Diluted Shares Outstanding 358.5M shares 359.3M shares

Balance Sheet

Concept 2021 Q2 2020 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $308.0M $372.0M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $1.067B $1.135B
YoY Change -5.99% -7.12%
Goodwill $1.911B $1.911B
YoY Change 0.0% -0.1%
Intangibles
YoY Change
Long-Term Investments $56.79B $53.03B
YoY Change 7.09% 4.45%
Other Assets $462.0M $211.0M
YoY Change 118.96% -68.6%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $74.73B $70.99B
YoY Change 5.27% 2.19%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $0.00 $0.00
YoY Change -100.0%
Long-Term Debt Due $0.00
YoY Change -100.0%
Total Short-Term Liabilities
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $4.354B $4.350B
YoY Change 0.09% 7.41%
Other Long-Term Liabilities $4.969B $4.424B
YoY Change 12.32% -12.1%
Total Long-Term Liabilities $9.323B $8.774B
YoY Change 6.26% -3.4%
TOTAL LIABILITIES
Total Short-Term Liabilities
Total Long-Term Liabilities $9.323B $8.774B
Total Liabilities $56.49B $53.92B
YoY Change 4.77% -0.48%
SHAREHOLDERS EQUITY
Retained Earnings $14.81B $13.17B
YoY Change 12.5% 11.25%
Common Stock $4.000M $4.000M
YoY Change 0.0% 0.0%
Preferred Stock
YoY Change
Treasury Stock (at cost) $1.807B $1.211B
YoY Change 49.22% 23.07%
Treasury Stock Shares 35.93M shares 26.82M shares
Shareholders Equity $18.24B $17.07B
YoY Change
Total Liabilities & Shareholders Equity $74.73B $70.99B
YoY Change 5.27% 2.19%

Cashflow Statement

Concept 2021 Q2 2020 Q2
OPERATING ACTIVITIES
Net Income $905.0M $468.0M
YoY Change 93.38% 25.81%
Depreciation, Depletion And Amortization $417.0M $429.0M
YoY Change -2.8% 9.44%
Cash From Operating Activities $820.0M $969.0M
YoY Change -15.38% 33.66%
INVESTING ACTIVITIES
Capital Expenditures -$24.00M -$28.00M
YoY Change -14.29% 16.67%
Acquisitions
YoY Change
Other Investing Activities -$105.0M -$534.0M
YoY Change -80.34% 612.0%
Cash From Investing Activities -$129.0M -$562.0M
YoY Change -77.05% 467.68%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -667.0M -300.0M
YoY Change 122.33% -29.74%
NET CHANGE
Cash From Operating Activities 820.0M 969.0M
Cash From Investing Activities -129.0M -562.0M
Cash From Financing Activities -667.0M -300.0M
Net Change In Cash 24.00M 107.0M
YoY Change -77.57% -46.23%
FREE CASH FLOW
Cash From Operating Activities $820.0M $969.0M
Capital Expenditures -$24.00M -$28.00M
Free Cash Flow $844.0M $997.0M
YoY Change -15.35% 33.11%

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CY2021Q2 us-gaap Preferred Stock Shares Issued
PreferredStockSharesIssued
13800000 shares
CY2020Q4 us-gaap Preferred Stock Liquidation Preference Value
PreferredStockLiquidationPreferenceValue
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CY2021Q2 us-gaap Preferred Stock Liquidation Preference Value
PreferredStockLiquidationPreferenceValue
345000000 USD
CY2021Q2 us-gaap Preferred Stock Value Outstanding
PreferredStockValueOutstanding
334000000 USD
CY2020Q4 us-gaap Preferred Stock Value Outstanding
PreferredStockValueOutstanding
334000000 USD
CY2021Q2 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2020Q4 us-gaap Common Stock Par Or Stated Value Per Share
CommonStockParOrStatedValuePerShare
0.01
CY2020Q4 us-gaap Common Stock Shares Authorized
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1500000000 shares
CY2021Q2 us-gaap Common Stock Shares Authorized
CommonStockSharesAuthorized
1500000000 shares
CY2020Q4 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
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CY2021Q2 us-gaap Common Stock Shares Issued
CommonStockSharesIssued
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CY2021Q2 us-gaap Common Stock Value
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CY2020Q4 us-gaap Common Stock Value
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CY2021Q2 us-gaap Additional Paid In Capital
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4330000000 USD
CY2020Q4 us-gaap Additional Paid In Capital
AdditionalPaidInCapital
4322000000 USD
CY2021Q2 us-gaap Retained Earnings Accumulated Deficit
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14813000000 USD
CY2020Q4 us-gaap Retained Earnings Accumulated Deficit
RetainedEarningsAccumulatedDeficit
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CY2021Q2 us-gaap Treasury Stock Shares
TreasuryStockShares
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CY2020Q4 us-gaap Treasury Stock Shares
TreasuryStockShares
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CY2021Q2 us-gaap Treasury Stock Value
TreasuryStockValue
1807000000 USD
CY2020Q4 us-gaap Treasury Stock Value
TreasuryStockValue
1192000000 USD
CY2021Q2 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
570000000 USD
CY2020Q4 us-gaap Accumulated Other Comprehensive Income Loss Net Of Tax
AccumulatedOtherComprehensiveIncomeLossNetOfTax
1170000000 USD
CY2021Q2 us-gaap Stockholders Equity
StockholdersEquity
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CY2020Q4 us-gaap Stockholders Equity
StockholdersEquity
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CY2021Q2 us-gaap Liabilities And Stockholders Equity
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CY2020Q4 us-gaap Liabilities And Stockholders Equity
LiabilitiesAndStockholdersEquity
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CY2021Q2 us-gaap Stockholders Equity
StockholdersEquity
18244000000 USD
CY2020Q2 us-gaap Stockholders Equity
StockholdersEquity
17072000000 USD
CY2021Q2 us-gaap Stockholders Equity
StockholdersEquity
18244000000 USD
CY2020Q2 us-gaap Stockholders Equity
StockholdersEquity
17072000000 USD
CY2021Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.350
CY2020Q2 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.325
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.700
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.650
CY2021Q2 us-gaap Preferred Stock Dividends Per Share Declared
PreferredStockDividendsPerShareDeclared
375.00
CY2020Q2 us-gaap Preferred Stock Dividends Per Share Declared
PreferredStockDividendsPerShareDeclared
375.00
us-gaap Preferred Stock Dividends Per Share Declared
PreferredStockDividendsPerShareDeclared
750.00
us-gaap Preferred Stock Dividends Per Share Declared
PreferredStockDividendsPerShareDeclared
750.00
us-gaap Net Income Loss
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us-gaap Net Income Loss
NetIncomeLoss
741000000 USD
us-gaap Realized Gain Loss On Marketable Securities Cost Method Investments And Other Investments
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227000000 USD
us-gaap Realized Gain Loss On Marketable Securities Cost Method Investments And Other Investments
RealizedGainLossOnMarketableSecuritiesCostMethodInvestmentsAndOtherInvestments
-122000000 USD
us-gaap Deferred Policy Acquisition Costs And Present Value Of Future Profits Amortization1
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833000000 USD
us-gaap Deferred Policy Acquisition Costs And Present Value Of Future Profits Amortization1
DeferredPolicyAcquisitionCostsAndPresentValueOfFutureProfitsAmortization1
866000000 USD
us-gaap Increase Decrease In Deferred Policy Acquisition Costs
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885000000 USD
us-gaap Increase Decrease In Deferred Policy Acquisition Costs
IncreaseDecreaseInDeferredPolicyAcquisitionCosts
856000000 USD
us-gaap Depreciation Amortization And Accretion Net
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us-gaap Depreciation Amortization And Accretion Net
DepreciationAmortizationAndAccretionNet
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us-gaap Other Operating Activities Cash Flow Statement
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us-gaap Other Operating Activities Cash Flow Statement
OtherOperatingActivitiesCashFlowStatement
95000000 USD
us-gaap Increase Decrease In Reinsurance Recoverable
IncreaseDecreaseInReinsuranceRecoverable
220000000 USD
us-gaap Increase Decrease In Reinsurance Recoverable
IncreaseDecreaseInReinsuranceRecoverable
123000000 USD
us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
24000000 USD
us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-175000000 USD
us-gaap Increase Decrease In Insurance Liabilities
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1330000000 USD
us-gaap Increase Decrease In Insurance Liabilities
IncreaseDecreaseInInsuranceLiabilities
597000000 USD
us-gaap Increase Decrease In Other Operating Capital Net
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623000000 USD
us-gaap Increase Decrease In Other Operating Capital Net
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619000000 USD
us-gaap Net Cash Provided By Used In Operating Activities
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us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
1267000000 USD
us-gaap Proceeds From Sale Of Available For Sale Securities Debt
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us-gaap Proceeds From Sale Of Available For Sale Securities Debt
ProceedsFromSaleOfAvailableForSaleSecuritiesDebt
9023000000 USD
us-gaap Proceeds From Sale And Maturity Of Marketable Securities
ProceedsFromSaleAndMaturityOfMarketableSecurities
317000000 USD
us-gaap Proceeds From Sale And Maturity Of Marketable Securities
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us-gaap Proceeds From Sale And Collection Of Mortgage Notes Receivable
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us-gaap Proceeds From Sale And Collection Of Mortgage Notes Receivable
ProceedsFromSaleAndCollectionOfMortgageNotesReceivable
536000000 USD
us-gaap Proceeds From Limited Partnership Investments
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340000000 USD
us-gaap Proceeds From Limited Partnership Investments
ProceedsFromLimitedPartnershipInvestments
43000000 USD
us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
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us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
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us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
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us-gaap Payments To Acquire Marketable Securities
PaymentsToAcquireMarketableSecurities
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us-gaap Payments To Acquire Mortgage Notes Receivable
PaymentsToAcquireMortgageNotesReceivable
1229000000 USD
us-gaap Payments To Acquire Mortgage Notes Receivable
PaymentsToAcquireMortgageNotesReceivable
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us-gaap Payments To Acquire Limited Partnership Interests
PaymentsToAcquireLimitedPartnershipInterests
441000000 USD
us-gaap Payments To Acquire Limited Partnership Interests
PaymentsToAcquireLimitedPartnershipInterests
187000000 USD
us-gaap Payments For Proceeds From Derivative Instrument Investing Activities
PaymentsForProceedsFromDerivativeInstrumentInvestingActivities
5000000 USD
us-gaap Payments For Proceeds From Derivative Instrument Investing Activities
PaymentsForProceedsFromDerivativeInstrumentInvestingActivities
-139000000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
47000000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
51000000 USD
us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
102000000 USD
us-gaap Payments For Proceeds From Short Term Investments
PaymentsForProceedsFromShortTermInvestments
883000000 USD
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
2000000 USD
us-gaap Payments For Proceeds From Other Investing Activities
PaymentsForProceedsFromOtherInvestingActivities
-37000000 USD
us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
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us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
215000000 USD
us-gaap Additions To Contract Holders Funds
AdditionsToContractHoldersFunds
42000000 USD
us-gaap Additions To Contract Holders Funds
AdditionsToContractHoldersFunds
29000000 USD
us-gaap Withdrawal From Contract Holders Funds
WithdrawalFromContractHoldersFunds
37000000 USD
us-gaap Withdrawal From Contract Holders Funds
WithdrawalFromContractHoldersFunds
26000000 USD
us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
0 USD
us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
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us-gaap Repayments Of Short Term Debt
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0 USD
us-gaap Repayments Of Short Term Debt
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500000000 USD
us-gaap Excess Tax Benefit From Share Based Compensation Financing Activities
ExcessTaxBenefitFromShareBasedCompensationFinancingActivities
5000000 USD
us-gaap Payments Related To Tax Withholding For Share Based Compensation
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28000000 USD
us-gaap Payments For Repurchase Of Common Stock
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691000000 USD
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
150000000 USD
us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
10000000 USD
us-gaap Payments Of Dividends Preferred Stock And Preference Stock
PaymentsOfDividendsPreferredStockAndPreferenceStock
10000000 USD
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
242000000 USD
us-gaap Payments Of Dividends Common Stock
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224000000 USD
us-gaap Net Cash Provided By Used In Financing Activities
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us-gaap Net Cash Provided By Used In Financing Activities
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us-gaap Effect Of Exchange Rate On Cash And Cash Equivalents
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1000000 USD
us-gaap Effect Of Exchange Rate On Cash And Cash Equivalents
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-45000000 USD
hig Cash And Cash Equivalents Including Cash Held For Sale Period Increase Decrease
CashAndCashEquivalentsIncludingCashHeldForSalePeriodIncreaseDecrease
86000000 USD
hig Cash And Cash Equivalents Including Cash Held For Sale Period Increase Decrease
CashAndCashEquivalentsIncludingCashHeldForSalePeriodIncreaseDecrease
110000000 USD
hig Cash And Cash Equivalents Held For Sale Period Increase Decrease
CashAndCashEquivalentsHeldForSalePeriodIncreaseDecrease
17000000 USD
hig Cash And Cash Equivalents Held For Sale Period Increase Decrease
CashAndCashEquivalentsHeldForSalePeriodIncreaseDecrease
0 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
69000000 USD
us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Including Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect
110000000 USD
CY2020Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
239000000 USD
CY2019Q4 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
262000000 USD
CY2021Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
308000000 USD
CY2020Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
372000000 USD
us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
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us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
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us-gaap Interest Paid Net
InterestPaidNet
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us-gaap Interest Paid Net
InterestPaidNet
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us-gaap Use Of Estimates
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<div style="margin-bottom:3pt"><span style="color:#3a557c;font-family:'Arial',sans-serif;font-size:16pt;font-weight:400;line-height:120%">USE OF ESTIMATES</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and the disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates.</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The most significant estimates include those used in determining property and casualty and group long-term disability insurance product reserves, net of reinsurance; evaluation of goodwill for impairment; valuation of investments and derivative instruments; and contingencies relating to corporate litigation and regulatory matters.</span></div>
us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
RECLASSIFICATIONSCertain reclassifications have been made to prior year financial information to conform to the current year presentation.
CY2021Q2 us-gaap Income Loss From Continuing Operations
IncomeLossFromContinuingOperations
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CY2020Q2 us-gaap Income Loss From Continuing Operations
IncomeLossFromContinuingOperations
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us-gaap Income Loss From Continuing Operations
IncomeLossFromContinuingOperations
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us-gaap Income Loss From Continuing Operations
IncomeLossFromContinuingOperations
741000000 USD
CY2021Q2 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
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CY2020Q2 us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
5000000 USD
us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
10000000 USD
us-gaap Preferred Stock Dividends Income Statement Impact
PreferredStockDividendsIncomeStatementImpact
10000000 USD
CY2021Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
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CY2020Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
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us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
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us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
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CY2021Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
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CY2020Q2 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
358100000 shares
us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
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us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
358300000 shares
CY2021Q2 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
4800000 shares
CY2020Q2 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1200000 shares
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
4400000 shares
us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
1900000 shares
CY2021Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
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CY2020Q2 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
359300000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
360400000 shares
us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
360200000 shares
CY2021Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.54
CY2020Q2 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
1.29
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
3.21
us-gaap Earnings Per Share Basic
EarningsPerShareBasic
2.04
CY2021Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
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CY2020Q2 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
1.29
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
3.17
us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
2.03
us-gaap Number Of Reportable Segments
NumberOfReportableSegments
5
CY2021Q2 us-gaap Net Income Loss
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905000000 USD
CY2020Q2 us-gaap Net Income Loss
NetIncomeLoss
468000000 USD
us-gaap Net Income Loss
NetIncomeLoss
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us-gaap Net Income Loss
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CY2021Q2 us-gaap Dividends Preferred Stock Cash
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CY2020Q2 us-gaap Dividends Preferred Stock Cash
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us-gaap Dividends Preferred Stock Cash
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us-gaap Dividends Preferred Stock Cash
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10000000 USD
CY2021Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
900000000 USD
CY2020Q2 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
463000000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1144000000 USD
us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
731000000 USD
CY2021Q2 hig Earnedpremiumsandfeeincome
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CY2020Q2 hig Earnedpremiumsandfeeincome
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4532000000 USD
hig Earnedpremiumsandfeeincome
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hig Earnedpremiumsandfeeincome
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CY2021Q2 us-gaap Net Investment Income
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CY2020Q2 us-gaap Net Investment Income
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us-gaap Net Investment Income
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1090000000 USD
us-gaap Net Investment Income
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CY2021Q2 us-gaap Realized Investment Gains Losses
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CY2020Q2 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
109000000 USD
us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
227000000 USD
us-gaap Realized Investment Gains Losses
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CY2021Q2 us-gaap Other Income
OtherIncome
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CY2020Q2 us-gaap Other Income
OtherIncome
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us-gaap Other Income
OtherIncome
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us-gaap Other Income
OtherIncome
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CY2021Q2 us-gaap Revenues
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CY2020Q2 us-gaap Revenues
Revenues
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us-gaap Revenues
Revenues
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us-gaap Revenues
Revenues
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CY2021Q2 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
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CY2020Q2 us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
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us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
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us-gaap Revenue From Contract With Customer Excluding Assessed Tax
RevenueFromContractWithCustomerExcludingAssessedTax
660000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
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CY2021Q2 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
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CY2021Q2 us-gaap Derivative Assets
DerivativeAssets
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CY2021Q2 us-gaap Other Short Term Investments
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CY2021Q2 us-gaap Assets Fair Value Disclosure
AssetsFairValueDisclosure
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CY2021Q2 us-gaap Derivative Liabilities
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CY2021Q2 us-gaap Liabilities Fair Value Disclosure
LiabilitiesFairValueDisclosure
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CY2020Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
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CY2020Q4 us-gaap Equity Securities Fv Ni
EquitySecuritiesFvNi
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CY2020Q4 us-gaap Derivative Assets
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CY2020Q4 us-gaap Other Short Term Investments
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CY2020Q4 us-gaap Assets Fair Value Disclosure
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CY2020Q4 us-gaap Derivative Liabilities
DerivativeLiabilities
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CY2020Q4 us-gaap Liabilities Fair Value Disclosure
LiabilitiesFairValueDisclosure
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hig Adjustment Resultingfrom Broker Prices Received
AdjustmentResultingfromBrokerPricesReceived
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us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Sales
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationSales
0 USD
us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Into Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersIntoLevel3
0 USD
us-gaap Fair Value Net Derivative Asset Liability Measured On Recurring Basis Unobservable Inputs Reconciliation Transfers Out Of Level3
FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationTransfersOutOfLevel3
0 USD
CY2021Q2 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
68000000 USD
CY2020Q2 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
96000000 USD
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
99000000 USD
us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
174000000 USD
CY2021Q2 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
15000000 USD
CY2020Q2 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
22000000 USD
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
46000000 USD
us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
30000000 USD
CY2021Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Sell Before Recovery
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSellBeforeRecovery
0 USD
CY2021Q2 us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
80000000 USD
us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
118000000 USD
CY2020Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Sell Before Recovery
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSellBeforeRecovery
0 USD
us-gaap Debt Securities Available For Sale Allowance For Credit Loss Sell Before Recovery
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSellBeforeRecovery
0 USD
us-gaap Debt Securities Available For Sale Allowance For Credit Loss Sell Before Recovery
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSellBeforeRecovery
-5000000 USD
CY2021Q2 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
147000000 USD
CY2020Q2 us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
109000000 USD
us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
227000000 USD
us-gaap Realized Investment Gains Losses
RealizedInvestmentGainsLosses
-122000000 USD
CY2020Q2 us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
67000000 USD
us-gaap Equity Securities Fv Ni Unrealized Gain Loss
EquitySecuritiesFvNiUnrealizedGainLoss
-34000000 USD
us-gaap Financing Receivable Allowance For Credit Losses Policy For Uncollectible Amounts
FinancingReceivableAllowanceForCreditLossesPolicyForUncollectibleAmounts
The Company will record an "intent-to-sell impairment" as a reduction to the amortized cost of fixed maturities, AFS in an unrealized loss position if the Company intends to sell or it is more likely than not that the Company will be required to sell the fixed maturity before a recovery in value. A corresponding charge is recorded in net realized capital losses equal to the difference between the fair value on the impairment date and the amortized cost basis of the fixed maturity before recognizing the impairment.When fixed maturities are in an unrealized loss position and the Company does not record an intent-to-sell impairment, the Company will record an ACL for the portion of the unrealized loss due to a credit loss. Any remaining unrealized loss on a fixed maturity after recording an ACL is the non-credit amount and is recorded in OCI. The ACL is the excess of the amortized cost over the greater of the Company's best estimate of the present value of expected future cash flows or the security's fair value. Cash flows are discounted at the effective yield that is used to record interest income. The ACL cannot exceed the unrealized loss and, therefore, it may fluctuate with changes in the fair value of the fixed maturity if the fair value is greater than the Company's best estimate of the present value of expected future cash flows. The initial ACL and any subsequent changes are recorded in net realized capital gains and losses. The ACL is written off against the amortized cost in the period in which all or a portion of the related fixed maturity is determined to be uncollectible
CY2021Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
19000000 USD
CY2020Q1 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
12000000 USD
CY2020Q4 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
23000000 USD
CY2019Q4 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
0 USD
CY2021Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not Previously Recorded
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotPreviouslyRecorded
0 USD
CY2020Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not Previously Recorded
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotPreviouslyRecorded
23000000 USD
us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not Previously Recorded
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotPreviouslyRecorded
2000000 USD
us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not Previously Recorded
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotPreviouslyRecorded
35000000 USD
CY2021Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Securities Sold
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSecuritiesSold
15000000 USD
CY2020Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Securities Sold
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSecuritiesSold
2000000 USD
us-gaap Debt Securities Available For Sale Allowance For Credit Loss Securities Sold
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSecuritiesSold
15000000 USD
us-gaap Debt Securities Available For Sale Allowance For Credit Loss Securities Sold
DebtSecuritiesAvailableForSaleAllowanceForCreditLossSecuritiesSold
2000000 USD
CY2021Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not To Sell Before Recovery Credit Loss Previously Recorded Expense Reversal
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpenseReversal
0 USD
CY2020Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not To Sell Before Recovery Credit Loss Previously Recorded Expense Reversal
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpenseReversal
-1000000 USD
us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not To Sell Before Recovery Credit Loss Previously Recorded Expense Reversal
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpenseReversal
-6000000 USD
us-gaap Debt Securities Available For Sale Allowance For Credit Loss Not To Sell Before Recovery Credit Loss Previously Recorded Expense Reversal
DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotToSellBeforeRecoveryCreditLossPreviouslyRecordedExpenseReversal
-1000000 USD
CY2021Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
4000000 USD
CY2020Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
32000000 USD
CY2021Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
4000000 USD
CY2020Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
32000000 USD
CY2021Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
41220000000 USD
CY2021Q2 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
4000000 USD
CY2021Q2 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
2864000000 USD
CY2021Q2 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
57000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
44023000000 USD
CY2020Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
41561000000 USD
CY2020Q4 us-gaap Debt Securities Available For Sale Allowance For Credit Loss
DebtSecuritiesAvailableForSaleAllowanceForCreditLoss
23000000 USD
CY2020Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Gain Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax
3560000000 USD
CY2020Q4 us-gaap Available For Sale Debt Securities Accumulated Gross Unrealized Loss Before Tax
AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax
63000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
45035000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
1224000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
1241000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
1411000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
1432000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
7949000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
8376000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
7832000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
8286000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
8817000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
9323000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
7622000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
8354000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
11554000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
13047000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
12206000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
14028000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
29544000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
31987000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date Amortized Cost Basis
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis
29071000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Single Maturity Date
AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDate
32100000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
11676000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
12036000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost
12490000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Maturities Without Single Maturity Date Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue
12935000000 USD
CY2021Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
41220000000 USD
CY2021Q2 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
44023000000 USD
CY2021Q2 hig Percentage Of Gross Unrealized Losses Depressed Less Than Twenty Percent Of Cost Or Amortized Cost
PercentageOfGrossUnrealizedLossesDepressedLessThanTwentyPercentOfCostOrAmortizedCost
0.96
CY2020Q4 hig Numberofloansheldforsale
Numberofloansheldforsale
0
CY2021Q2 hig Numberofloansheldforsale
Numberofloansheldforsale
0
CY2020Q4 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
41561000000 USD
CY2020Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
45035000000 USD
CY2020Q4 us-gaap Fair Value Concentration Of Risk Investments
FairValueConcentrationOfRiskInvestments
0 USD
CY2021Q2 us-gaap Fair Value Concentration Of Risk Investments
FairValueConcentrationOfRiskInvestments
0 USD
CY2021Q2 us-gaap Availableforsale Securities In Unrealized Loss Positions Qualitative Disclosure Number Of Positions1
AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1
787
CY2020Q2 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
CY2021Q2 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
0
CY2021Q2 hig Current Weighted Average Loan To Value Ratio Of Commercial Mortgage Loan
CurrentWeightedAverageLoanToValueRatioOfCommercialMortgageLoan
0.54
CY2021Q2 us-gaap Continuing Involvement With Transferred Financial Assets Principal Amount Outstanding
ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding
7500000000 USD
CY2021Q2 hig Original Weighted Average Loan To Value Ratio Of Commercial Mortgage Loan
OriginalWeightedAverageLoanToValueRatioOfCommercialMortgageLoan
0.60
CY2021Q2 us-gaap Derecognized Assets Securitized Or Assetbacked Financing Arrangement Assets And Any Other Financial Assets Managed Together Principal Amount Outstanding
DerecognizedAssetsSecuritizedOrAssetbackedFinancingArrangementAssetsAndAnyOtherFinancialAssetsManagedTogetherPrincipalAmountOutstanding
3800000000 USD
CY2020Q4 us-gaap Continuing Involvement With Transferred Financial Assets Principal Amount Outstanding
ContinuingInvolvementWithTransferredFinancialAssetsPrincipalAmountOutstanding
6900000000 USD
CY2020Q4 us-gaap Derecognized Assets Securitized Or Assetbacked Financing Arrangement Assets And Any Other Financial Assets Managed Together Principal Amount Outstanding
DerecognizedAssetsSecuritizedOrAssetbackedFinancingArrangementAssetsAndAnyOtherFinancialAssetsManagedTogetherPrincipalAmountOutstanding
3700000000 USD
CY2021Q2 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
0 USD
CY2020Q4 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
0 USD
CY2021Q2 us-gaap Variable Interest Entity Primary Beneficiary Maximum Loss Exposure Amount
VariableInterestEntityPrimaryBeneficiaryMaximumLossExposureAmount
0 USD
CY2020Q4 us-gaap Variable Interest Entity Primary Beneficiary Maximum Loss Exposure Amount
VariableInterestEntityPrimaryBeneficiaryMaximumLossExposureAmount
0 USD
CY2021Q2 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
1600000000 USD
CY2020Q4 us-gaap Variable Interest Entity Entity Maximum Loss Exposure Amount
VariableInterestEntityEntityMaximumLossExposureAmount
1300000000 USD
CY2021Q2 hig Required Collateral Held Under Securities Lending Percentage
RequiredCollateralHeldUnderSecuritiesLendingPercentage
1
CY2021Q2 us-gaap Securities Loaned
SecuritiesLoaned
0 USD
CY2020Q4 us-gaap Securities Loaned
SecuritiesLoaned
0 USD
CY2021Q2 us-gaap Securities For Reverse Repurchase Agreements
SecuritiesForReverseRepurchaseAgreements
18000000 USD
CY2020Q4 us-gaap Securities For Reverse Repurchase Agreements
SecuritiesForReverseRepurchaseAgreements
30000000 USD
CY2021Q2 us-gaap Assets Held By Insurance Regulators
AssetsHeldByInsuranceRegulators
2500000000 USD
CY2020Q4 us-gaap Assets Held By Insurance Regulators
AssetsHeldByInsuranceRegulators
2600000000 USD
CY2021Q2 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
11366000000 USD
CY2020Q4 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
12129000000 USD
CY2021Q2 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
-45000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
-61000000 USD
CY2021Q2 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
25000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
33000000 USD
CY2021Q2 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
70000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
94000000 USD
CY2021Q2 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
11366000000 USD
CY2020Q4 us-gaap Derivative Notional Amount
DerivativeNotionalAmount
12129000000 USD
CY2021Q2 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
-45000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Net
DerivativeFairValueOfDerivativeNet
-61000000 USD
CY2021Q2 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
25000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Asset
DerivativeFairValueOfDerivativeAsset
33000000 USD
CY2021Q2 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
70000000 USD
CY2020Q4 us-gaap Derivative Fair Value Of Derivative Liability
DerivativeFairValueOfDerivativeLiability
94000000 USD
CY2021Q2 us-gaap Net Investment Income
NetInvestmentIncome
581000000 USD
CY2021Q2 us-gaap Interest Expense
InterestExpense
57000000 USD
CY2020Q2 us-gaap Net Investment Income
NetInvestmentIncome
339000000 USD
CY2020Q2 us-gaap Interest Expense
InterestExpense
57000000 USD
us-gaap Net Investment Income
NetInvestmentIncome
1090000000 USD
us-gaap Interest Expense
InterestExpense
114000000 USD
us-gaap Net Investment Income
NetInvestmentIncome
798000000 USD
us-gaap Interest Expense
InterestExpense
121000000 USD
CY2021Q2 us-gaap Derivative Collateral Right To Reclaim Cash
DerivativeCollateralRightToReclaimCash
1000000 USD
CY2020Q4 us-gaap Derivative Collateral Right To Reclaim Cash
DerivativeCollateralRightToReclaimCash
0 USD
CY2021Q2 us-gaap Security Owned And Pledged As Collateral Fair Value
SecurityOwnedAndPledgedAsCollateralFairValue
58000000 USD
CY2020Q4 us-gaap Security Owned And Pledged As Collateral Fair Value
SecurityOwnedAndPledgedAsCollateralFairValue
90000000 USD
CY2021Q2 us-gaap Derivative Asset Collateral Obligation To Return Cash Offset
DerivativeAssetCollateralObligationToReturnCashOffset
15000000 USD
CY2020Q4 us-gaap Derivative Asset Collateral Obligation To Return Cash Offset
DerivativeAssetCollateralObligationToReturnCashOffset
24000000 USD
CY2020Q4 us-gaap Fair Value Of Securities Received As Collateral That Can Be Resold Or Repledged
FairValueOfSecuritiesReceivedAsCollateralThatCanBeResoldOrRepledged
1000000 USD
CY2020Q2 us-gaap Fair Value Of Securities Received As Collateral That Can Be Resold Or Repledged
FairValueOfSecuritiesReceivedAsCollateralThatCanBeResoldOrRepledged
1000000 USD
CY2021Q2 us-gaap Collateral Securities Repledged Delivered Or Used
CollateralSecuritiesRepledgedDeliveredOrUsed
0 USD
CY2020Q4 us-gaap Collateral Securities Repledged Delivered Or Used
CollateralSecuritiesRepledgedDeliveredOrUsed
0 USD
CY2021Q2 us-gaap Fair Value Of Securities Received As Collateral That Have Been Resold Or Repledged
FairValueOfSecuritiesReceivedAsCollateralThatHaveBeenResoldOrRepledged
0 USD
CY2020Q4 us-gaap Fair Value Of Securities Received As Collateral That Have Been Resold Or Repledged
FairValueOfSecuritiesReceivedAsCollateralThatHaveBeenResoldOrRepledged
0 USD
us-gaap Premiums Receivable Note
PremiumsReceivableNote
7. PREMIUMS RECEIVABLE AND AGENTS' BALANCES <div style="display:inline-block;vertical-align:top;width:46.721%"><div style="margin-bottom:4pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:60.888%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.905%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.907%"/><td style="width:0.1%"/></tr><tr><td colspan="9" style="border-bottom:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#3a557c;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Premiums Receivable and Agents' Balances </span></td></tr><tr style="height:14pt"><td colspan="3" style="border-top:1pt solid #3a5a78;padding:0 1pt"/><td colspan="6" style="border-top:1pt solid #3a5a78;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">As of June 30, 2021</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">As of December 31, 2020</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-top:1pt solid #3a5a7a;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Premiums receivable, excluding receivables for losses within a deductible and retrospectively-rated policy premiums</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #3a5a78;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #3a5a78;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,228</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #3a5a78;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #3a5a78;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #3a5a78;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">3,851</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #3a5a78;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Receivables for loss within a deductible and retrospectively-rated policy premiums, by credit quality:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">AAA</span></td><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">AA</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">139 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">142 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">A</span></td><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">56 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">62 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BBB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">163 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">185 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BB</span></td><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">105 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">115 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Below BB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:11.25pt"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total receivables for losses within a deductible and retrospectively-rated policy premiums</span></div></td><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">528</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">569</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Premiums Receivable and Agents' Balances, Gross</span></div></td><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,756</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,420</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">ACL</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(134)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(152)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-bottom:1pt solid #3a5a78;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Premiums Receivable and Agents' Balances, Net of ACL</span></div></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #3a5a78;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #3a5a78;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,622</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #3a5a78;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #3a5a78;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #3a5a78;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">4,268</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #3a5a78;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#3b5978;font-family:'Montserrat',sans-serif;font-size:14pt;font-weight:700;line-height:120%">ACL on Premiums Receivable and Agents' Balances</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Balances are considered past due when amounts that have been billed are not collected within contractually stipulated time periods. The Company had an immaterial amount of receivables with a due date of more than one year that are past-due.</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Premium receivable and agents' balances, excluding receivables for losses within a deductible and retrospectively-rated policy premiums, are primarily comprised of premiums due from policyholders, which are typically collectible within one year or less. For these balances, the ACL is estimated based on an aging of receivables and recent historical credit loss and collection experience, adjusted for current economic conditions and reasonable and supportable forecasts, when appropriate. </span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">A portion of the Company's Commercial Lines business is written with large deductibles or under retrospectively-rated </span></div></div><div style="display:inline-block;max-width:6.557%;min-width:5.557%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:46.722%"><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">plans. Under some commercial insurance contracts with a large deductible, the Company is obligated to pay the claimant the full amount of the claim and the Company is subsequently reimbursed by the policyholder for the deductible amount. As such, the Company is subject to credit risk until reimbursement is made. Retrospectively-rated policies are utilized primarily for workers' compensation coverage, whereby the ultimate premium is adjusted based on actual losses incurred. Although the premium adjustment feature of a retrospectively-rated policy substantially reduces insurance risk for the Company, it presents credit risk to the Company. The Company’s results of operations could be adversely affected if a significant portion of such policyholders failed to reimburse the Company for the deductible amount or the amount of additional premium owed under retrospectively-rated policies. The Company manages these credit risks through credit analysis, collateral requirements, and oversight.</span></div><div style="margin-bottom:6pt"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The ACL for receivables for loss within a deductible and retrospectively-rated policy premiums is estimated as the amount of the receivable exposed to loss multiplied by estimated factors for probability of default and the amount of loss given a default. The probability of default is assigned based on each policyholder's credit rating, or a rating is estimated if no external rating is available. Credit ratings are reviewed and updated at least annually. The exposure amount is estimated net of collateral and other credit enhancement, considering the nature of the collateral, potential future changes in collateral values, and historical loss information for the type of collateral obtained. The probability of default factors are historical corporate defaults for receivables with similar durations estimated through multiple economic cycles. Credit ratings are forward-looking and consider a variety of economic outcomes. The loss given default factors are based on a study of historical recovery rates for general creditors through multiple economic cycles. The Company's evaluation of the required ACL for receivables for loss within a deductible and retrospectively-rated policy premiums considers the current economic environment as well as the probability-weighted macroeconomic scenarios similar to the approach used for estimating the ACL for mortgage loans. See Note 5 - Investments.</span></div><div style="margin-bottom:6pt"><span style="background-color:#ffffff;color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">During the three and six months ended June 30, 2021, the ACL on premiums receivable decreased as the provision required on premiums written in the quarter was more than offset by write-offs and a reduction in the provision reflecting lessening expected impacts of COVID-19 relative to prior assumptions in certain lines of business. The three and six months ended June </span></div></div><div style="width:100.000%"><div style="display:inline-block;vertical-align:top;width:46.721%"><div style="margin-bottom:6pt"><span style="background-color:#ffffff;color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">30, 2020 reflected an increase in the ACL primarily due to increasing expected impacts of COVID-19.</span></div></div><div style="display:inline-block;max-width:6.557%;min-width:5.557%;vertical-align:top"/><div style="display:inline-block;vertical-align:top;width:46.722%"/></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:30.320%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.014%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.014%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.550%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.554%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="24" style="border-bottom:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#3a557c;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Rollforward of ACL on Premiums Receivable and Agents' Balances for the Three Months Ended</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30, 2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30, 2020</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Premiums Receivable and Agents' Balances, Excluding Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Premiums Receivable and Agents' Balances, Excluding Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Beginning ACL</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">108</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">36</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">144</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">98</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">41</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">139</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period provision (release)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period write-offs</span></td><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period recoveries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending ACL</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">97</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">37</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">134</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-bottom:1pt solid #00497f;padding:0 1pt"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">139</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">44</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">183</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="padding-right:-13.5pt;text-align:center;text-indent:9pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:31.003%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.014%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.014%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.550%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.346%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.151%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.871%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="24" style="border-bottom:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#3a557c;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:100%">Rollforward of ACL on Premiums Receivable and Agents' Balances for the Six Months Ended</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30, 2021</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #3a5a78;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">June 30, 2020</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Premiums Receivable and Agents' Balances, Excluding Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Premiums Receivable and Agents' Balances, Excluding Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Receivables for Loss within a Deductible and Retrospectively-Rated Policy Premiums</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Beginning ACL</span></div></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">117</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">35</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">152</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #00497f;padding:0 1pt"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">85</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">60</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">145</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:1pt solid #00497f;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cumulative effect of accounting change [1]</span></td><td colspan="3" style="background-color:#3b5978;padding:0 1pt"/><td colspan="3" style="background-color:#3b5978;padding:0 1pt"/><td colspan="3" style="background-color:#3b5978;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(21)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Adjusted beginning ACL</span></td><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">117</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">35</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">152</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">83</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">39</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">122</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period provision (release)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">76 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period write-offs</span></td><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(30)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(30)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current period recoveries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending ACL</span></div></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">97</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">37</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">134</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #00497f;padding:0 1pt"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">139</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">44</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">183</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#bbd6e8;border-bottom:1pt solid #00497f;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div>[1]Represents the adjustment to the ACL recorded on adoption of accounting guidance for credit losses on January 1, 2020. The adjusted beginning ACL was based on the Company's historical loss information adjusted for current conditions and the forecasted economic environment at the time the guidance was adopted. For further information, see Note 1 - Basis of Presentation and Significant Accounting Policies of Notes to Consolidated Financial Statements included in the Company's 2020 Form 10-K Annual Report.
CY2021Q2 us-gaap Premiums Receivable Gross
PremiumsReceivableGross
4756000000 USD
CY2020Q4 us-gaap Premiums Receivable Gross
PremiumsReceivableGross
4420000000 USD
CY2021Q2 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
134000000 USD
CY2020Q4 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
152000000 USD
CY2021Q2 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
4622000000 USD
CY2020Q4 us-gaap Premiums Receivable At Carrying Value
PremiumsReceivableAtCarryingValue
4268000000 USD
CY2021Q1 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
144000000 USD
CY2020Q1 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
139000000 USD
CY2021Q2 us-gaap Premium Receivable Credit Loss Expense Reversal
PremiumReceivableCreditLossExpenseReversal
2000000 USD
CY2020Q2 us-gaap Premium Receivable Credit Loss Expense Reversal
PremiumReceivableCreditLossExpenseReversal
51000000 USD
CY2021Q2 us-gaap Premiums Receivable Allowance For Doubtful Accounts Write Offs Against Allowance
PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance
15000000 USD
CY2020Q2 us-gaap Premiums Receivable Allowance For Doubtful Accounts Write Offs Against Allowance
PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance
8000000 USD
CY2021Q2 us-gaap Premiums Receivable Allowance For Doubtful Accounts Recoveries
PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries
3000000 USD
CY2020Q2 us-gaap Premiums Receivable Allowance For Doubtful Accounts Recoveries
PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries
1000000 USD
CY2021Q2 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
134000000 USD
CY2020Q2 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
183000000 USD
CY2020Q4 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
152000000 USD
CY2019Q4 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
145000000 USD
CY2020Q4 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
152000000 USD
us-gaap Premium Receivable Credit Loss Expense Reversal
PremiumReceivableCreditLossExpenseReversal
7000000 USD
us-gaap Premium Receivable Credit Loss Expense Reversal
PremiumReceivableCreditLossExpenseReversal
81000000 USD
us-gaap Premiums Receivable Allowance For Doubtful Accounts Write Offs Against Allowance
PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance
30000000 USD
us-gaap Premiums Receivable Allowance For Doubtful Accounts Write Offs Against Allowance
PremiumsReceivableAllowanceForDoubtfulAccountsWriteOffsAgainstAllowance
23000000 USD
us-gaap Premiums Receivable Allowance For Doubtful Accounts Recoveries
PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries
5000000 USD
us-gaap Premiums Receivable Allowance For Doubtful Accounts Recoveries
PremiumsReceivableAllowanceForDoubtfulAccountsRecoveries
3000000 USD
CY2021Q2 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
134000000 USD
CY2020Q2 us-gaap Premiums Receivable Allowance For Doubtful Accounts
PremiumsReceivableAllowanceForDoubtfulAccounts
183000000 USD
CY2021Q2 us-gaap Reinsurance Recoverables Gross
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6316000000 USD
CY2020Q4 us-gaap Reinsurance Recoverables Gross
ReinsuranceRecoverablesGross
6119000000 USD
CY2021Q2 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
6217000000 USD
CY2020Q4 us-gaap Reinsurance Recoverables
ReinsuranceRecoverables
6011000000 USD
CY2021Q2 us-gaap Reinsurance Loss On Uncollectible Accounts In Period Amount
ReinsuranceLossOnUncollectibleAccountsInPeriodAmount
0 USD
us-gaap Reinsurance Loss On Uncollectible Accounts In Period Amount
ReinsuranceLossOnUncollectibleAccountsInPeriodAmount
0 USD
CY2021Q1 us-gaap Reinsurance Recoverables Allowance
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42000000 USD
CY2020Q1 us-gaap Reinsurance Recoverables Allowance
ReinsuranceRecoverablesAllowance
52000000 USD
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1000000 USD
CY2020Q2 us-gaap Reinsurance Recoverable Credit Loss Expense Reversal
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1000000 USD
CY2021Q2 us-gaap Reinsurance Recoverable Allowance For Credit Loss Recovery
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CY2020Q2 us-gaap Reinsurance Recoverable Allowance For Credit Loss Recovery
ReinsuranceRecoverableAllowanceForCreditLossRecovery
1000000 USD
CY2021Q2 us-gaap Reinsurance Recoverables Allowance
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43000000 USD
CY2020Q2 us-gaap Reinsurance Recoverables Allowance
ReinsuranceRecoverablesAllowance
54000000 USD
CY2020Q4 us-gaap Reinsurance Recoverables Allowance
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55000000 USD
CY2019Q4 us-gaap Reinsurance Recoverables Allowance
ReinsuranceRecoverablesAllowance
48000000 USD
us-gaap Reinsurance Recoverable Credit Loss Expense Reversal
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us-gaap Reinsurance Recoverable Credit Loss Expense Reversal
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3000000 USD
us-gaap Reinsurance Recoverable Allowance For Credit Loss Recovery
ReinsuranceRecoverableAllowanceForCreditLossRecovery
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us-gaap Reinsurance Recoverable Allowance For Credit Loss Recovery
ReinsuranceRecoverableAllowanceForCreditLossRecovery
1000000 USD
CY2021Q2 us-gaap Reinsurance Recoverables Allowance
ReinsuranceRecoverablesAllowance
43000000 USD
CY2020Q2 us-gaap Reinsurance Recoverables Allowance
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54000000 USD
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us-gaap Schedule Of Liability For Unpaid Claims And Claims Adjustment Expense
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<div style="text-align:center"><span style="color:#3a557c;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Unfavorable (Favorable) Prior Accident Year Development</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"/><td style="width:67.814%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:14.442%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.444%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #0c3b60;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="6" style="border-top:1pt solid #0c3b60;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">For the six months ended June 30,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="border-top:0.5pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td></tr><tr><td colspan="3" style="background-color:#bbd6e8;border-top:1pt solid #0c3b60;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Workers’ compensation</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#bbd6e8;border-top:1pt solid #0c3b60;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #0c3b60;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(83)</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #0c3b60;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#bbd6e8;border-top:1pt solid #0c3b60;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #0c3b60;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(38)</span></td><td style="background-color:#bbd6e8;border-top:1pt solid #0c3b60;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Workers’ compensation discount accretion</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">General liability</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">307 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">114 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Marine</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Package business</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(46)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial property</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(20)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Professional liability</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bond</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(14)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assumed reinsurance</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Automobile liability - Commercial Lines</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Automobile liability - Personal Lines</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(43)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(21)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Homeowners</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Catastrophes</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(98)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(413)</span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Uncollectible reinsurance</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other reserve re-estimates, net </span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Prior accident year development before change in deferred gain</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">35</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(328)</span></td><td style="background-color:#ffffff;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#bbd6e8;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in deferred gain on retroactive reinsurance included in other liabilities [1]</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="2" style="background-color:#bbd6e8;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83 </span></td><td style="background-color:#bbd6e8;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:0.5pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total prior accident year development</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">80</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:0.5pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:0.5pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(245)</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #0c3b60;border-top:0.5pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:3pt"><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">[1] The change in deferred gain for the six months ended June 30, 2021 and 2020 included $45 and $83, respectively, of adverse development on Navigators 2018 and prior accident year reserves, </span><span style="background-color:#ffffff;color:#1a1a1a;font-family:'Arial',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%">primarily driven by professional liability in the 2021 period</span><span style="color:#1a1a1a;font-family:'Arial',sans-serif;font-size:7.5pt;font-style:italic;font-weight:400;line-height:120%"> and professional liability, marine, general liability, prior accident year catastrophes, and assumed reinsurance in the 2020 period.</span></div>
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650000000 USD
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