Heritage Insurance Holdings Inc
heritagepci.comWhat Do They Do?
Sells personal and commercial residential property insurance to individuals and commercial property owners.
10-K for FY2025, filed Mar 12, 2026
Who Are Their Customers?
Policyholders get personal and commercial residential insurance through independent agents; NBIC also uses wholesale agents and a large direct agency.
10-K for FY2025, filed Mar 12, 2026Heritage P&C writes personal residential insurance policies through a network of more than 2,500 independent agents in the states in which…View ↗
NBIC writes personal residential insurance policies through a network of retail independent agents, wholesale agents and a partnership with…View ↗
Zephyr writes personal residential insurance policies through a network of over 60 independent agencies in Hawaii. Approximately 52.0% of…View ↗
How Are They Changing?
Commercial coverage in Hawaii
The latest report includes commercial residential coverage in Hawaii; the older report described Zephyr's Hawaii coverage as personal residential and wind-only property insurance.
10-K for FY2022, filed Mar 13, 2023 10-K for FY2025, filed Mar 12, 2026Zephyr Insurance Company (“Zephyr”), which provides personal residential and wind-only property insurance in Hawaii.View ↗
Zephyr Insurance Company (“Zephyr”), which provides personal and commercial residential and wind-only property insurance in Hawaii.View ↗
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