Humana Inc
humana.comHumana Inc. (NYSE: HUM) is a health insurance and health care services company that provides medical benefit plans, specialty insurance products, and primary care services to millions of members across the United States. Revenue is generated primarily through premiums collected on Medicare Advantage, Medicaid, and other health insurance plans, with a secondary contribution from health care services delivered through its CenterWell segment. Headquartered in Louisville, Kentucky, and incorporated in Delaware in 1964, Humana is one of the largest Medicare Advantage insurers in the country. As of December 31, 2025, the company served approximately 15 million members in medical benefit plans and approximately 4.7 million members in specialty products. Federal government contracts, principally with the Centers for Medicare and Medicaid Services (CMS), accounted for 83% of total premiums and services revenue in FY2025, with 14% of total premiums and services revenue derived from individual Medicare Advantage contracts in Florida alone, covering approximately 1.0 million members.
Products & Services
Humana insurance services (Medicare Advantage plans, Medicaid plans, specialty insurance products) and CenterWell health care services (primary care and related health services). Specialty products covered approximately 4.7 million members as of December 31, 2025.
Revenue Model
Premiums collected on Medicare Advantage, Medicaid, and other health insurance plans are the primary revenue source, supplemented by fees from health care services provided through CenterWell. Federal government contracts represented 83% of total premiums and services revenue in FY2025.
Customers & Markets
Medicare and Medicaid participants, families, individuals, military service personnel. The federal government, primarily CMS, is the dominant payer, representing 83% of total premiums and services revenue in FY2025. Florida individual Medicare Advantage contracts alone represented 14% of total premiums and services revenue in FY2025.
Geographic Exposure
United States. Florida is a material single-market concentration, with individual Medicare Advantage contracts in that state representing 14% of total premiums and services revenue in FY2025. Principal offices in Louisville, Kentucky.
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