Hoyne Bancorp, Inc.
hoyne.comWhat Do They Do?
Takes deposits and makes residential and commercial loans for individuals and businesses in Cook County.
10-K for FY2025, filed Mar 26, 2026Hoyne Savings Bank, an Illinois-chartered stock savings bank, was established in 1887 and since its inception has operated as a savings…View ↗
General. As of December 31, 2025, our net loan portfolio totaled $267.9 million, or 54.8%, of total assets. Our historical principal…View ↗
Commercial and Industrial Lending. As of December 31, 2025, we had $23.2 million of commercial and industrial loans, representing 8.4% of…View ↗
Our executive offices are located in Oak Park, Illinois. We have six full-service banking facilities that are located throughout Cook…View ↗
How Do They Make Money?
Earns interest on loans and investments, and collects fees from deposit customers for transactions and overdrafts when they occur and account-maintenance charges over the month.
10-K for FY2025, filed Mar 26, 2026Our primary sources of funds consist of attracting deposits from the general public and using those funds and other sources to originate…View ↗
Our results of operations depend, to a large extent, on net interest income, which is the difference between the income earned on our loan…View ↗
Noninterest Income Revenue Recognition — The Bank earns fees from its deposit customers for transaction-based, account maintenance, and…View ↗
$20.4M
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10-K for FY2025, filed Mar 26, 2026
$20.4M ↗
Who Are Their Customers?
Serves individuals and small businesses in Cook County and nearby communities. Residential mortgage and consumer loan applications come through branches or online; other loan applications typically go through loan officers.
10-K for FY2025, filed Mar 26, 2026Hoyne Savings Bank, an Illinois-chartered stock savings bank, was established in 1887 and since its inception has operated as a savings…View ↗
Our executive offices are located in Oak Park, Illinois. We have six full-service banking facilities that are located throughout Cook…View ↗
Loan Originations, Participations and Sales. Our lending activities are subject to underwriting standards and loan origination procedures…View ↗
Commercial and Industrial Lending. As of December 31, 2025, we had $23.2 million of commercial and industrial loans, representing 8.4% of…View ↗
Do Revenues Turn Into Profits?
Yes. It kept 1 cent of every revenue dollar as net income in FY2025 and turned 1 cent into free cash flow.
How Are They Changing?
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Jun 24, 2026
Company changes its independent auditor
Wipfli was dismissed and Plante Moran approved as the new independent auditor.
Sources
8-K, filed Jun 24, 2026
On June 22, 2026, the Audit Committee (the “Audit Committee”) of the Board of Directors of Hoyne Bancorp, Inc. (the “Company”) dismissed…View ↗
Growing.
Revenue grew 21% in 1 year, from $16.8M in FY2024 to $20.4M in FY2025, about 21% a year.
10-K for FY2025, filed Mar 26, 2026
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