Hoyne Bancorp, Inc.

hoyne.com

Hoyne Bancorp (NASDAQ: HYNE) is an Illinois-chartered savings bank holding company that operates Hoyne Savings Bank, a community savings institution established in 1887. The company earns revenue primarily through net interest income, the spread between interest earned on loans and investment securities and interest paid on deposits. Hoyne Savings Bank's loan portfolio totaled $276.3 million as of December 31, 2025, against total assets of $489.4 million. Deposit funding relies on certificates of deposit, savings accounts, checking accounts, and money market accounts. Hoyne Bancorp completed its mutual-to-stock conversion on December 3, 2025, selling 7,935,000 shares at $10.00 per share for gross proceeds of approximately $79.4 million and net proceeds of $75.7 million after $3.7 million in commissions and expenses. Non-performing loans were 0.16% of total loans as of December 31, 2025, down from 0.67% as of December 31, 2024. The company is a smaller reporting company and classifies itself on the Nasdaq Capital Market.