Icici Bank Ltd - Understand $ibn stock

$IBN Market Cap: $8.512 Trillion

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Financial Snapshot

Revenue

Gross Margin

Net Earnings

$453.2B

TTM

Current Assets

Current Liabilities

Current Ratio

Total Assets

$24070B

Q2 2024

Total Liabilities

$21350B

Q2 2024

Book Value

$2727B

Q2 2024

Cash

P/E

18.78

Nov 29, 2024 EST

Free Cash Flow

$1544B

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Revenue
YoY Change

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Revenue
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$19.96B	$16.46B	$14.79B	$14.71B	$13.70B	$10.45B	$10.39B	$10.44B	$9.567B	$9.103B	$8.418B	$7.310B	$7.546B	$8.576B	$9.085B	$10.04B	$8.722B	$8.346B	$9.463B	$9.779B	$9.483B	$5.202B	$642.0M	$364.0M	$248.0M	$175.0M	$145.0M	$82.00M
YoY Change	21.29%	11.23%	0.55%	7.43%	31.01%	0.61%	-0.51%	9.17%	5.1%	8.14%	15.16%	-3.13%	-12.01%	-5.6%	-9.47%	15.05%	4.51%	-11.8%	-3.23%	3.12%	82.3%	710.28%	76.37%	46.77%	41.71%	20.69%	76.83%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Interest Expense
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Pretax Income	$604.3B	$462.6B	$342.4B	$260.3B	$185.9B	$74.08B	$109.8B	$138.1B	$143.0B	$183.3B	$162.8B	$136.2B	$106.9B	$83.90B	$65.79B	$49.68B	$42.25B	$33.98B	$30.99B	$23.78B	$19.20B	$11.52B	$2.585B	$1.611B	$1.053B	$634.0M	$502.0M	$401.0M
YoY Change	30.65%	35.09%	31.55%	40.02%	150.92%	-32.52%	-20.5%	-3.46%	-21.98%	12.61%	19.57%	27.42%	27.38%	27.53%	32.41%	17.6%	24.35%	9.64%	30.29%	23.91%	66.68%	345.49%	60.46%	52.99%	66.09%	26.29%	25.19%
Income Tax	$154.3B	$117.9B	$84.57B	$56.64B	$61.50B	$17.19B	$18.79B	$24.69B	$33.78B	$53.92B	$46.04B	$34.87B	$27.49B	$20.72B	$17.35B	$15.89B	$11.10B	$7.641B	$6.998B	$5.684B	$3.398B	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
% Of Pretax Income	25.53%	25.5%	24.7%	21.76%	33.09%	23.21%	17.11%	17.88%	23.61%	29.41%	28.28%	25.61%	25.72%	24.69%	26.38%	31.98%	26.27%	22.49%	22.58%	23.9%	17.7%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%
Net Earnings	$442.6B	$340.4B	$251.1B	$183.8B	$95.66B	$42.54B	$77.12B	$101.9B	$101.8B	$122.5B	$110.4B	$96.04B	$76.43B	$60.93B	$46.70B	$35.77B	$33.98B	$27.61B	$24.20B	$18.52B	$15.80B	$11.52B	$2.585B	$1.611B	$1.053B	$634.0M	$502.0M	$401.0M
YoY Change	30.03%	35.55%	36.58%	92.18%	124.87%	-44.84%	-24.3%	0.08%	-16.88%	10.92%	14.97%	25.65%	25.43%	30.47%	30.56%	5.26%	23.1%	14.07%	30.65%	17.2%	37.19%	345.65%	60.46%	52.99%	66.09%	26.29%	25.19%
Net Earnings / Revenue
Basic Earnings Per Share
Diluted Earnings Per Share	$61.96	$47.84	$35.44M	$26.87M	$14.57M	$6.610M	$11.90M	$15.85M	$15.85M	$19.06M	$17.32M	$15.09M	$12.02M	$9.690M	$7.594M	$5.831M	$5.817M	$5.591M	$5.570M	$4.591M	$4.640M	$3.412M	$2.112M	$1.488M	$972.3K	$698.2K	$552.9K	$486.1K

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$132.4B	$109.7B	$106.1B	$108.1B	$104.1B	$96.60B	$94.65B	$93.38B	$87.14B	$58.71B	$55.07B	$54.74B	$54.32B	$54.90B	$38.62B	$44.98B	$46.78B	$43.40B	$41.43B	$41.78B	$41.47B	$41.26B	$44.15B	$3.811B	$2.221B	$1.996B	$1.837B	$964.0M
YoY Change	20.71%	3.43%	-1.89%	3.85%	7.75%	2.06%	1.36%	7.17%	48.41%	6.62%	0.61%	0.76%	-1.05%	42.13%	-14.12%	-3.87%	7.79%	4.76%	-0.84%	0.75%	0.52%	-6.56%	1058.54%	71.59%	11.27%	8.66%	90.56%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$15.10B	$20.04B	$20.04B	$6.726B	$6.975B	$7.294B	$4.981B	$3.759B	$3.696B
YoY Change	-24.64%	0.0%	197.96%	-3.57%	-4.37%	46.44%	32.51%	1.7%
Other Assets	$63.12B	$76.19B	$79.48B	$93.35B	$88.07B	$109.4B	$78.18B	$56.13B	$49.61B	$16.14B	$9.298B				$29.64B	$30.79B	$23.60B	$14.23B
YoY Change	-17.16%	-4.14%	-14.85%	6.0%	-19.48%	39.89%	39.29%	13.13%	207.48%	73.53%					-3.73%	30.48%	65.77%
Total Long-Term Assets
YoY Change
Total Assets	$23640B	$19580B	$17530B	$15740B	$13770B	$12390B	$11240B	$9857B	$9188B	$8261B	$7478B	$6748B	$6193B	$5338B	$4898B	$4833B	$4862B	$3950B	$2772B	$1784B	$1307B	$1094B	$1068B	$197.4B	$120.7B	$69.82B	$32.79B	$17.82B
YoY Change
Accounts Payable	$678.1B	$276.2B	$234.0B	$393.0B	$381.2B	$373.6B	$315.2B	$265.2B	$199.6B	$177.1B	$192.0B	$197.2B	$145.6B	$121.8B	$119.2B	$126.9B	$121.5B	$105.8B
YoY Change	145.49%	18.03%	-40.45%	3.1%	2.04%	18.52%	18.88%	32.86%	12.69%	-7.74%	-2.67%	35.45%	19.54%	2.19%	-6.1%	4.46%	14.83%
Accrued Expenses					$0.00	$128.0M	$382.0M	$789.0M	$3.787B	$3.711B	$3.057B	$3.309B	$2.524B	$2.254B	$1.757B	$1.626B
YoY Change					-100.0%	-66.49%	-51.58%	-79.17%	2.05%	21.39%	-7.62%	31.1%	11.98%	28.29%	8.06%
Deferred Revenue
YoY Change
Short-Term Debt	$301.2B	$234.1B	$221.0B	$170.7B	$89.51B	$105.3B	$85.97B	$95.15B	$57.12B	$52.91B	$52.16B	$43.21B	$37.97B	$35.62B	$27.69B	$18.68B
YoY Change	28.67%	5.89%	29.51%	90.66%	-14.98%	22.47%	-9.65%	66.57%	7.96%	1.45%	20.71%	13.79%	6.62%	28.63%	48.25%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$979.3B	$510.3B	$234.0B	$393.0B	$381.2B	$373.7B	$315.6B	$266.0B	$232.4B	$209.8B	$221.6B	$223.6B	$167.2B	$140.2B	$134.3B	$140.8B	$121.5B	$105.8B
YoY Change	91.91%	118.04%	-40.45%	3.1%	2.0%	18.42%	18.67%	14.42%	10.79%	-5.32%	-0.9%	33.77%	19.23%	4.36%	-4.6%	15.88%	14.83%
Long-Term Debt	$2074B	$1891B	$1616B	$1397B	$2106B	$2084B	$2281B	$1871B	$2195B	$2113B	$1835B	$1729B	$1613B	$1258B	$1157B	$1161B	$845.7B	$616.6B	$450.0B	$383.7B	$349.6B	$367.2B	$516.1B	$10.33B	$4.915B	$1.999B	$1.922B	$930.0M
YoY Change	9.71%	16.99%	15.69%	-33.68%	1.06%	-8.63%	21.93%	-14.77%	3.91%	15.1%	6.16%	7.19%	28.18%	8.76%	-0.32%	37.25%	37.15%	37.02%	17.28%	9.76%	-4.8%	-28.85%	4897.48%	110.13%	145.87%	4.01%	106.67%
Other Long-Term Liabilities	$4430B	$3374B	$3116B	$2506B	$1891B	$1803B	$1536B	$1405B	$1217B	$1154B	$988.9B	$900.1B	$928.2B	$745.8B	$627.1B	$401.8B	$661.1B	$486.5B	$369.1B	$261.8B	$195.9B	$177.3B	$165.5B	$10.13B	$5.656B	$4.005B	$1.914B	$1.594B
YoY Change	31.3%	8.27%	24.33%	32.57%	4.85%	17.42%	9.35%	15.36%	5.51%	16.68%	9.86%	-3.03%	24.46%	18.93%	56.08%	-39.22%	35.88%	31.81%	41.0%	33.61%	10.5%	7.16%	1533.39%	79.1%	41.22%	109.25%	20.08%
Total Long-Term Liabilities	$6505B	$5265B	$4732B	$3903B	$3997B	$3887B	$3817B	$3275B	$3413B	$3266B	$2824B	$2629B	$2541B	$2004B	$1784B	$1562B	$1507B	$1103B	$819.1B	$645.5B	$545.5B	$544.5B	$681.6B	$20.46B	$10.57B	$6.004B	$3.836B	$2.524B
YoY Change	23.55%	11.25%	21.24%	-2.34%	2.81%	1.85%	16.54%	-4.02%	4.47%	15.65%	7.43%	3.46%	26.79%	12.34%	14.19%	3.7%	36.59%	34.67%	26.9%	18.32%	0.18%	-20.11%	3231.71%	93.53%	76.07%	56.52%	51.98%
Total Liabilities	$21080B	$17440B	$15710B	$14160B	$12540B	$11250B	$10140B	$8811B	$8246B	$7414B	$6713B	$6061B	$5580B	$4785B	$4385B	$4365B	$4412B	$3707B	$2546B	$1658B	$1226B	$1024B	$1004B	$184.2B	$109.2B	$66.73B	$30.13B	$16.00B
YoY Change	20.87%	11.04%	10.9%	12.91%	11.54%	10.94%	15.04%	6.85%	11.23%	10.43%	10.77%	8.61%	16.63%	9.11%	0.47%	-1.07%	19.02%	45.57%	53.57%	35.2%	19.75%	1.96%	445.15%	68.67%	63.68%	121.51%	88.29%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008	2007	2006	2005	2004	2003	2002	2001	2000	1999	1998	1997
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $8.512 Trillion

About ICICI BANK LTD

ICICI Bank Ltd. engages in the provision of banking and financial services, which includes retail banking, corporate banking, and treasury operations. The company is headquartered in Mumbai, Maharashtra. The Bank is engaged in providing a range of banking and financial services, including commercial banking and treasury operations. The Bank has six segments. Retail banking segment includes income from credit cards, debit cards, third party product distribution and the associated costs. Wholesale banking segment includes all advances to trusts, partnership firms, companies and statutory bodies. Treasury segment primarily includes the entire investment and derivative portfolio of the Bank. Other banking segment includes leasing operations and other items and the Bank’s banking subsidiaries, ICICI Bank UK PLC and ICICI Bank Canada. Life insurance segment represents the results of ICICI Prudential Life Insurance Company Limited. Others segment includes ICICI Home Finance Company Limited, ICICI Venture Funds Management Company Limited and others. The Bank’s geographical segments: Domestic operations, and Foreign operations.

Industry: Commercial Banks, NEC Peers: