2012 Q4 Form 10-K Financial Statement

#000114420414019240 Filed on March 31, 2014

View on sec.gov

Income Statement

Concept 2012 Q4 2012 2011 Q4
Revenue $24.37M
YoY Change
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $690.0K $2.862M
YoY Change 1044.8%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $8.532M
YoY Change
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $2.330M $7.800M $1.390M
YoY Change 67.63% 95.0%
Income Tax $770.0K $2.194M $330.0K
% Of Pretax Income 33.05% 28.13% 23.74%
Net Earnings $1.550M $5.606M $1.060M
YoY Change 46.23% 75.19%
Net Earnings / Revenue 23.0%
Basic Earnings Per Share $1.95
Diluted Earnings Per Share $540.1K $1.95 $373.2K
COMMON SHARES
Basic Shares Outstanding 2.869M shares
Diluted Shares Outstanding 2.869M shares

Balance Sheet

Concept 2012 Q4 2012 2011 Q4
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $32.51M $34.78M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $793.0K $800.0K
YoY Change 0.0%
Goodwill $4.687M $4.687M
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $636.4M $636.4M
YoY Change 8.71%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $100.0K
YoY Change 0.0%
Accrued Expenses $3.500M
YoY Change 29.63%
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $3.600M
YoY Change 28.57%
LONG-TERM LIABILITIES
Long-Term Debt $0.00
YoY Change
Other Long-Term Liabilities
YoY Change
Total Long-Term Liabilities $0.00
YoY Change
TOTAL LIABILITIES
Total Short-Term Liabilities $3.600M
Total Long-Term Liabilities $0.00
Total Liabilities $575.0M $575.0M
YoY Change 8.49%
SHAREHOLDERS EQUITY
Retained Earnings $18.02M
YoY Change
Common Stock
YoY Change
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $61.35M $61.40M $55.42M
YoY Change
Total Liabilities & Shareholders Equity $636.4M $636.4M
YoY Change 8.71%

Cashflow Statement

Concept 2012 Q4 2012 2011 Q4
OPERATING ACTIVITIES
Net Income $1.550M $5.606M $1.060M
YoY Change 46.23% 75.19%
Depreciation, Depletion And Amortization $690.0K $2.862M
YoY Change 1044.8%
Cash From Operating Activities -$4.840M -$5.680M
YoY Change -81.93%
INVESTING ACTIVITIES
Capital Expenditures -$20.00K $309.0K
YoY Change -234.35%
Acquisitions
YoY Change
Other Investing Activities $5.650M -$39.82M
YoY Change -0.3%
Cash From Investing Activities $5.630M -$40.13M
YoY Change -0.12%
FINANCING ACTIVITIES
Cash Dividend Paid $479.0K
YoY Change
Common Stock Issuance & Retirement, Net $0.00
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 7.560M 43.55M
YoY Change -41.12%
NET CHANGE
Cash From Operating Activities -4.840M -5.680M
Cash From Investing Activities 5.630M -40.13M
Cash From Financing Activities 7.560M 43.55M
Net Change In Cash 8.350M -2.260M
YoY Change -196.17%
FREE CASH FLOW
Cash From Operating Activities -$4.840M -$5.680M
Capital Expenditures -$20.00K $309.0K
Free Cash Flow -$4.820M -$5.989M
YoY Change -80.8%

Facts In Submission

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CY2013 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
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-185418000 USD
CY2012 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
-40129000 USD
CY2013 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
142404000 USD
CY2012 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
44026000 USD
CY2013 us-gaap Payments Of Dividends
PaymentsOfDividends
450000 USD
CY2012 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-2265000 USD
CY2012 us-gaap Payments Of Dividends
PaymentsOfDividends
479000 USD
CY2013 us-gaap Proceeds From Issuance Of Subordinated Long Term Debt
ProceedsFromIssuanceOfSubordinatedLongTermDebt
3000000 USD
CY2012 us-gaap Proceeds From Issuance Of Subordinated Long Term Debt
ProceedsFromIssuanceOfSubordinatedLongTermDebt
0 USD
CY2013 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
22000000 USD
CY2012 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
0 USD
CY2013 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
13000000 USD
CY2012 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
0 USD
CY2013 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
165055000 USD
CY2012 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
43547000 USD
CY2013 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
21177000 USD
CY2011Q4 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
34778000 USD
CY2013 us-gaap Interest Paid
InterestPaid
8106000 USD
CY2012 us-gaap Interest Paid
InterestPaid
8532000 USD
CY2013 us-gaap Income Taxes Paid
IncomeTaxesPaid
770000 USD
CY2012 us-gaap Income Taxes Paid
IncomeTaxesPaid
2253000 USD
CY2013 inbk Loans Transferred To Real Estate Owned
LoansTransferredToRealEstateOwned
581000 USD
CY2012 inbk Loans Transferred To Real Estate Owned
LoansTransferredToRealEstateOwned
3401000 USD
CY2013 inbk Cash Dividends Declared Not Paid
CashDividendsDeclaredNotPaid
265000 USD
CY2012 inbk Cash Dividends Declared Not Paid
CashDividendsDeclaredNotPaid
0 USD
CY2013 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
29101000 USD
CY2012 us-gaap Proceeds From Issuance Of Common Stock
ProceedsFromIssuanceOfCommonStock
0 USD
CY2013 inbk Unrealized Gain Loss On Loans Held For Sale
UnrealizedGainLossOnLoansHeldForSale
-4000 USD
CY2012 inbk Unrealized Gain Loss On Loans Held For Sale
UnrealizedGainLossOnLoansHeldForSale
0 USD
CY2013 inbk Gain Loss On Derivatives
GainLossOnDerivatives
307000 USD
CY2012 inbk Gain Loss On Derivatives
GainLossOnDerivatives
0 USD
CY2013Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
185091000 USD
CY2013 us-gaap Availableforsale Securities Gross Unrealized Gain Loss1
AvailableforsaleSecuritiesGrossUnrealizedGainLoss1
2255000 USD
CY2013 us-gaap Available For Sale Securities Gross Unrealized Loss
AvailableForSaleSecuritiesGrossUnrealizedLoss
5937000 USD
CY2012 us-gaap Availableforsale Securities Gross Unrealized Gain Loss1
AvailableforsaleSecuritiesGrossUnrealizedGainLoss1
5644000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
17404000 USD
CY2012 us-gaap Available For Sale Securities Gross Unrealized Loss
AvailableForSaleSecuritiesGrossUnrealizedLoss
2847000 USD
CY2012Q4 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
153896000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
2000000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
24688000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Maturities Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAmortizedCost
108720000 USD
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
2876000 USD
CY2013 us-gaap Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses
1442000 USD
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
109946000 USD
CY2013 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses
5937000 USD
CY2012Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
34922000 USD
CY2012 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses
234000 USD
CY2012Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
7064000 USD
CY2012 us-gaap Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Aggregate Losses
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAggregateLosses
2613000 USD
CY2012Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue
41986000 USD
CY2012 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Aggregate Losses
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAggregateLosses
2847000 USD
CY2011Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
1835000 USD
CY2012 inbk Other Than Temporary Impairment Credit Losses Recognized In Earnings Realized Losses
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRealizedLosses
-350000 USD
CY2012 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Additions No Previous Impairment
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment
68000 USD
CY2013 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Additions Additional Credit Losses
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses
18000 USD
CY2012 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Additions Additional Credit Losses
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsAdditionalCreditLosses
184000 USD
CY2012Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
1737000 USD
CY2013Q4 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Credit Losses On Debt Securities Held
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsCreditLossesOnDebtSecuritiesHeld
1183000 USD
CY2013 inbk Other Than Temporary Impairment Credit Losses Recognized In Earnings Realized Losses
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsRealizedLosses
-603000 USD
CY2013 us-gaap Other Than Temporary Impairment Credit Losses Recognized In Earnings Additions No Previous Impairment
OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsAdditionsNoPreviousImpairment
31000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
64628000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
1962000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
24344000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
17381000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Maturities After Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue
62549000 USD
CY2013Q4 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
106236000 USD
CY2013Q4 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than Twelve Months Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue
107070000 USD
CY2013 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses
4495000 USD
CY2013 us-gaap Marketable Securities Realized Gain Loss Excluding Other Than Temporary Impairments
MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments
-63000 USD
CY2012 us-gaap Marketable Securities Realized Gain Loss Excluding Other Than Temporary Impairments
MarketableSecuritiesRealizedGainLossExcludingOtherThanTemporaryImpairments
48000 USD
CY2013 inbk Other Than Temporary Impairment Losses Investments Portion Recognized Through Net Income Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedThroughNetIncomeAvailableforsaleSecurities
-49000 USD
CY2012 inbk Other Than Temporary Impairment Losses Investments Portion Recognized Through Net Income Availableforsale Securities
OtherThanTemporaryImpairmentLossesInvestmentsPortionRecognizedThroughNetIncomeAvailableforsaleSecurities
-252000 USD
CY2013 inbk Total Reclassified Amount Recognized Through Net Income Available For Sale Securities Adjustment Before Tax
TotalReclassifiedAmountRecognizedThroughNetIncomeAvailableForSaleSecuritiesAdjustmentBeforeTax
-112000 USD
CY2012 inbk Total Reclassified Amount Recognized Through Net Income Available For Sale Securities Adjustment Before Tax
TotalReclassifiedAmountRecognizedThroughNetIncomeAvailableForSaleSecuritiesAdjustmentBeforeTax
-204000 USD
CY2013 inbk Other Comprehensive Income Loss Reclassification Adjustment Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentTax
38000 USD
CY2012 inbk Other Comprehensive Income Loss Reclassification Adjustment Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentTax
69000 USD
CY2013 inbk Total Reclassifications Out Of Accumulated Other Comprehensive Income Recognized Through Net Income Available For Sale Securities Adjustment Net Of Tax
TotalReclassificationsOutOfAccumulatedOtherComprehensiveIncomeRecognizedThroughNetIncomeAvailableForSaleSecuritiesAdjustmentNetOfTax
-74000 USD
CY2012 inbk Total Reclassifications Out Of Accumulated Other Comprehensive Income Recognized Through Net Income Available For Sale Securities Adjustment Net Of Tax
TotalReclassificationsOutOfAccumulatedOtherComprehensiveIncomeRecognizedThroughNetIncomeAvailableForSaleSecuritiesAdjustmentNetOfTax
-135000 USD
CY2013 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
461000 USD
CY2012 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
56000 USD
CY2013 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
524000 USD
CY2012 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
8000 USD
CY2013 inbk Available For Sale Securities Continuous Unrealized Loss Position Fair Value In Percentage
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueInPercentage
0.61 pure
CY2012 inbk Available For Sale Securities Continuous Unrealized Loss Position Fair Value In Percentage
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValueInPercentage
0.27 pure
CY2013Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
3107000 USD
CY2012Q4 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
2728000 USD
CY2013Q1 inbk Area Of Office Building
AreaOfOfficeBuilding
52000 sqft
CY2013Q1 us-gaap Business Combination Recognized Identifiable Assets Acquired And Liabilities Assumed Property Plant And Equipment
BusinessCombinationRecognizedIdentifiableAssetsAcquiredAndLiabilitiesAssumedPropertyPlantAndEquipment
4083000 USD
CY2011Q4 us-gaap Goodwill
Goodwill
4687000 USD
CY2012 us-gaap Goodwill Period Increase Decrease
GoodwillPeriodIncreaseDecrease
0 USD
CY2013 us-gaap Goodwill Period Increase Decrease
GoodwillPeriodIncreaseDecrease
0 USD
CY2013 dei Document Type
DocumentType
10-K
CY2013 dei Amendment Flag
AmendmentFlag
false
CY2013 dei Document Period End Date
DocumentPeriodEndDate
2013-12-31
CY2013 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2013
CY2013 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2013 dei Trading Symbol
TradingSymbol
INBK
CY2014Q1 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
4449619 shares
CY2013 dei Entity Registrant Name
EntityRegistrantName
First Internet Bancorp
CY2013 dei Entity Central Index Key
EntityCentralIndexKey
0001562463
CY2013 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--12-31
CY2013 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No
CY2013 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2013 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2013 dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
CY2013Q2 dei Entity Public Float
EntityPublicFloat
53390000 USD
CY2013 us-gaap Use Of Estimates
UseOfEstimates
<div style="MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif "> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-INDENT: 14pt; MARGIN: 0in 0in 0pt"> <strong><i><font style="FONT-SIZE: 10pt">Use of Estimates</font></i></strong></div> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-INDENT: 29pt; MARGIN: 0in 0in 0pt" align="justify"><font style="FONT-SIZE: 10pt">&#160;</font></div> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0in 0in 0pt 0.5in" align="justify"><font style="FONT-SIZE: 10pt">The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the amounts reported in the consolidated financial statements and accompanying notes. Actual results could differ from those estimates. Estimates most susceptible to change in the near term include the allowance for loan losses and the fair value of securities available for sale.</font></div> </div><table border="0" style="width:100%; table-layout:fixed;" cellspacing="0" cellpadding="0"><tr><td></td></tr></table>
CY2013 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div style="MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif "> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-INDENT: 14pt; MARGIN: 0in 0in 0pt"> <strong><i><font style="FONT-SIZE: 10pt"> Reclassifications</font></i></strong></div> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-INDENT: 29pt; MARGIN: 0in 0in 0pt" align="justify"><font style="FONT-SIZE: 10pt">&#160;</font></div> <font style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt"></font> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0in 0in 0pt 0.5in" align="justify"><font style="FONT-SIZE: 10pt">Certain reclassifications have been made to the 2012 financial statements to conform to the 2013 financial statement presentation. These reclassifications had no effect on net income.<font style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt"></font><font style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt"></font><font style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt"></font><font style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt"></font><font style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt"></font><font style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt"></font><font style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt"></font><font style="FONT-FAMILY: 'Times New Roman','serif'; FONT-SIZE: 10pt"></font></font></div> </div><table border="0" style="width:100%; table-layout:fixed;" cellspacing="0" cellpadding="0"><tr><td></td></tr></table>
CY2013 us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
5933 shares
CY2012 us-gaap Incremental Common Shares Attributable To Call Options And Warrants
IncrementalCommonSharesAttributableToCallOptionsAndWarrants
0 shares
CY2013 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
2402 shares
CY2012 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
0 shares
CY2013 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
3050001 shares
CY2012 us-gaap Weighted Average Number Diluted Shares Outstanding Adjustment
WeightedAverageNumberDilutedSharesOutstandingAdjustment
2869365 shares
CY2013 inbk Number Of Stock Options Excluded From Exercise Shares
NumberOfStockOptionsExcludedFromExerciseShares
0 shares
CY2012 inbk Number Of Stock Options Excluded From Exercise Shares
NumberOfStockOptionsExcludedFromExerciseShares
0 shares
CY2013 dei Entity Incorporation Date Of Incorporation
EntityIncorporationDateOfIncorporation
2005-09-15
CY2006Q4 us-gaap Equity Method Investment Ownership Percentage
EquityMethodInvestmentOwnershipPercentage
1 pure
CY2013Q4 inbk Dividends Paid
DividendsPaid
14691000 USD
CY2012Q4 inbk Dividends Paid
DividendsPaid
14737000 USD
CY2013Q4 us-gaap Cash Reserve Deposit Required And Made
CashReserveDepositRequiredAndMade
267000 USD
CY2013Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
3077000 USD
CY2013 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
324000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
496166000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
354490000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
-4987000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Deferred Income
LoansAndLeasesReceivableDeferredIncome
-3671000 USD
CY2013Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
495727000 USD
CY2012Q4 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
352328000 USD
CY2013 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
1212000 USD
CY2013 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
481000 USD
CY2013Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
242000 USD
CY2013Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
5184000 USD
CY2013Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
3077000 USD
CY2013Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
493089000 USD
CY2011Q4 us-gaap Loans And Leases Receivable Allowance
LoansAndLeasesReceivableAllowance
5656000 USD
CY2012 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
2852000 USD
CY2012 us-gaap Allowance For Loan And Lease Losses Write Offs
AllowanceForLoanAndLeaseLossesWriteOffs
3411000 USD
CY2012 us-gaap Allowance For Loan And Lease Loss Recovery Of Bad Debts
AllowanceForLoanAndLeaseLossRecoveryOfBadDebts
736000 USD
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
942000 USD
CY2012Q4 us-gaap Financing Receivable Allowance For Credit Losses Collectively Evaluated For Impairment
FinancingReceivableAllowanceForCreditLossesCollectivelyEvaluatedForImpairment
4891000 USD
CY2012Q4 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
5423000 USD
CY2012Q4 us-gaap Financing Receivable Collectively Evaluated For Impairment
FinancingReceivableCollectivelyEvaluatedForImpairment
349067000 USD
CY2013Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
606000 USD
CY2013Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
45000 USD
CY2013Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
1642000 USD
CY2013Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
2293000 USD
CY2013Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
493873000 USD
CY2013Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
1834000 USD
CY2013Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
18000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment30 To59 Days Past Due
FinancingReceivableRecordedInvestment30To59DaysPastDue
1155000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment60 To89 Days Past Due
FinancingReceivableRecordedInvestment60To89DaysPastDue
153000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Equal To Greater Than90 Days Past Due
FinancingReceivableRecordedInvestmentEqualToGreaterThan90DaysPastDue
4039000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
5347000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
349143000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
3906000 USD
CY2012Q4 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
471000 USD
CY2013Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
2778000 USD
CY2013Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
299000 USD
CY2013Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
4478000 USD
CY2013Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
319000 USD
CY2013Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
4797000 USD
CY2013Q4 inbk Impaired Financing Receivable Loans With No Specific Related Allowance
ImpairedFinancingReceivableLoansWithNoSpecificRelatedAllowance
0 USD
CY2013Q4 inbk Impaired Financing Receivable Loans With Specific Related Allowance
ImpairedFinancingReceivableLoansWithSpecificRelatedAllowance
242000 USD
CY2013Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
242000 USD
CY2013 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
2448000 USD
CY2013 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
1761000 USD
CY2013 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
4209000 USD
CY2013 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
57000 USD
CY2013 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
10000 USD
CY2013 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
67000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With No Related Allowance Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceRecordedInvestment
2427000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
2996000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
5423000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
2934000 USD
CY2012Q4 us-gaap Impaired Financing Receivable With Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithRelatedAllowanceUnpaidPrincipalBalance
3573000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
6507000 USD
CY2012Q4 inbk Impaired Financing Receivable Loans With No Specific Related Allowance
ImpairedFinancingReceivableLoansWithNoSpecificRelatedAllowance
0 USD
CY2012Q4 inbk Impaired Financing Receivable Loans With Specific Related Allowance
ImpairedFinancingReceivableLoansWithSpecificRelatedAllowance
942000 USD
CY2012Q4 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
942000 USD
CY2012 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
2345000 USD
CY2012 us-gaap Impaired Financing Receivable With Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceAverageRecordedInvestment
6696000 USD
CY2012 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
9041000 USD
CY2012 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
29000 USD
CY2012 us-gaap Impaired Financing Receivable With Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithRelatedAllowanceInterestIncomeAccrualMethod
6000 USD
CY2012 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
35000 USD
CY2013 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
4 Number
CY2013 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
25000 USD
CY2013 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
25000 USD
CY2012 us-gaap Financing Receivable Modifications Number Of Contracts2
FinancingReceivableModificationsNumberOfContracts2
9 Number
CY2012 us-gaap Financing Receivable Modifications Pre Modification Recorded Investment2
FinancingReceivableModificationsPreModificationRecordedInvestment2
169000 USD
CY2012 us-gaap Financing Receivable Modifications Post Modification Recorded Investment2
FinancingReceivableModificationsPostModificationRecordedInvestment2
151000 USD
CY2012 us-gaap Financing Receivable Modifications Subsequent Default Number Of Contracts1
FinancingReceivableModificationsSubsequentDefaultNumberOfContracts1
2 Number
CY2012 us-gaap Financing Receivable Modifications Subsequent Default Recorded Investment1
FinancingReceivableModificationsSubsequentDefaultRecordedInvestment1
49000 USD
CY2013Q4 us-gaap Interest Bearing Domestic Deposit Money Market
InterestBearingDomesticDepositMoneyMarket
255169000 USD
CY2012Q4 us-gaap Interest Bearing Domestic Deposit Money Market
InterestBearingDomesticDepositMoneyMarket
202388000 USD
CY2013Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
362633000 USD
CY2012Q4 us-gaap Interest Bearing Deposit Liabilities Domestic
InterestBearingDepositLiabilitiesDomestic
300818000 USD
CY2013Q4 us-gaap Interest Bearing Domestic Deposit Certificates Of Deposits
InterestBearingDomesticDepositCertificatesOfDeposits
292685000 USD
CY2012Q4 us-gaap Interest Bearing Domestic Deposit Certificates Of Deposits
InterestBearingDomesticDepositCertificatesOfDeposits
211542000 USD
CY2013Q4 us-gaap Interest Bearing Domestic Deposit Brokered
InterestBearingDomesticDepositBrokered
17890000 USD
CY2012Q4 us-gaap Interest Bearing Domestic Deposit Brokered
InterestBearingDomesticDepositBrokered
18490000 USD
CY2013Q4 inbk Interest Bearing Domestic Deposit Premiums On Brokered Deposits
InterestBearingDomesticDepositPremiumsOnBrokeredDeposits
-113000 USD
CY2012Q4 inbk Interest Bearing Domestic Deposit Premiums On Brokered Deposits
InterestBearingDomesticDepositPremiumsOnBrokeredDeposits
-159000 USD
CY2013Q4 us-gaap Interest Bearing Domestic Deposit Savings
InterestBearingDomesticDepositSavings
14330000 USD
CY2012Q4 us-gaap Interest Bearing Domestic Deposit Savings
InterestBearingDomesticDepositSavings
11583000 USD
CY2013Q4 us-gaap Noninterest Bearing Domestic Deposit Demand
NoninterestBearingDomesticDepositDemand
19386000 USD
CY2012Q4 us-gaap Noninterest Bearing Domestic Deposit Demand
NoninterestBearingDomesticDepositDemand
13187000 USD
CY2013Q4 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
73748000 USD
CY2012Q4 us-gaap Interest Bearing Domestic Deposit Demand
InterestBearingDomesticDepositDemand
73660000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
141810000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
75971000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
65186000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
13423000 USD
CY2013Q4 us-gaap Time Deposit Maturities Year Five
TimeDepositMaturitiesYearFive
14185000 USD
CY2013Q4 us-gaap Time Deposit Maturities After Year Five
TimeDepositMaturitiesAfterYearFive
0 USD
CY2013Q4 us-gaap Time Deposits
TimeDeposits
310575000 USD
CY2013Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
237273000 USD
CY2012Q4 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
133570000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
15000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From One To Two Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate
11000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate
3000000 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Three To Four Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate
0 USD
CY2013Q4 us-gaap Federal Home Loan Bank Advances Maturities Summary Due After Five Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueAfterFiveYearsOfBalanceSheetDate
3000000 USD
CY2013Q4 inbk Federal Home Loan Bank Advances Maturities Summary Total
FederalHomeLoanBankAdvancesMaturitiesSummaryTotal
32000000 USD
CY2013Q4 inbk Deferred Prepayment Penalties On Advances
DeferredPrepaymentPenaltiesOnAdvances
207000 USD
CY2013Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
31793000 USD
CY2012Q4 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
40686000 USD
CY2012Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber
0 shares
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
46232 shares
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
0 shares
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeited In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
0 shares
CY2013Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber
46232 shares
CY2012Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue
0
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
25.09
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
0
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeitures Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue
0
CY2013Q4 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Nonvested Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue
25.09
CY2012Q4 inbk Deferred Stock Related To Directors Deferred Stock Plan Outstanding Number
DeferredStockRelatedToDirectorsDeferredStockPlanOutstandingNumber
70315 shares
CY2013 inbk Deferred Stock Related To Directors Deferred Stock Plan Granted In Period
DeferredStockRelatedToDirectorsDeferredStockPlanGrantedInPeriod
9361 shares
CY2013 inbk Deferred Stock Related To Directors Deferred Stock Plan Exercised In Period
DeferredStockRelatedToDirectorsDeferredStockPlanExercisedInPeriod
0 shares
CY2013Q4 inbk Deferred Stock Related To Directors Deferred Stock Plan Outstanding Number
DeferredStockRelatedToDirectorsDeferredStockPlanOutstandingNumber
79676 shares
CY2013 inbk Director Compensation Expenses
DirectorCompensationExpenses
205000 USD
CY2012 inbk Director Compensation Expenses
DirectorCompensationExpenses
144000 USD
CY2013Q2 inbk Warrant Exercise Price Description
WarrantExercisePriceDescription
The warrant will become exercisable on June 28, 2014, and, unless previously exercised, will expire on June 28, 2021. The Company has the right to force an exercise of the warrant after the debenture has been repaid in full if the 20-day volume-weighted average price of a share of its common stock exceeds $30.00.
CY2013Q2 inbk Common Stock Exercise Price
CommonStockExercisePrice
19.33
CY2013Q2 inbk Fair Value Of Warrants
FairValueOfWarrants
255000 USD
CY2013Q2 us-gaap Fair Value Assumptions Risk Free Interest Rate
FairValueAssumptionsRiskFreeInterestRate
0.0066 pure
CY2013Q2 us-gaap Fair Value Assumptions Expected Dividend Rate
FairValueAssumptionsExpectedDividendRate
0.0119 pure
CY2013Q2 us-gaap Fair Value Assumptions Expected Volatility Rate
FairValueAssumptionsExpectedVolatilityRate
0.34 pure
CY2013Q2 us-gaap Fair Value Assumptions Expected Term
FairValueAssumptionsExpectedTerm
P3Y
CY2013Q4 inbk Impaired Loans And Losses On Fair Value Assets And Liabilities Measured On Nonrecurring Basis
ImpairedLoansAndLossesOnFairValueAssetsAndLiabilitiesMeasuredOnNonrecurringBasis
137000 USD
CY2012Q4 inbk Impaired Loans And Losses On Fair Value Assets And Liabilities Measured On Nonrecurring Basis
ImpairedLoansAndLossesOnFairValueAssetsAndLiabilitiesMeasuredOnNonrecurringBasis
1481000 USD
CY2013 inbk Other Securities Fair Value
OtherSecuritiesFairValue
1673000 USD
CY2013Q4 inbk Collateral Dependent Impaired Loans And Losses On Fair Value Assets And Liabilities
CollateralDependentImpairedLoansAndLossesOnFairValueAssetsAndLiabilities
137000 USD
CY2013 inbk Other Securities Valuation Technique
OtherSecuritiesValuationTechnique
Discounted cash flow
CY2013 inbk Collateral Dependent Impaired Loans And Losses On Fair Value Assets And Liabilities Valuation Technique
CollateralDependentImpairedLoansAndLossesOnFairValueAssetsAndLiabilitiesValuationTechnique
Fair value of collateral
CY2013 inbk Other Securities Unobservable Inputs
OtherSecuritiesUnobservableInputs
Discount margin Cumulative default % Loss given default % Cumulative prepayment %
CY2013 inbk Collateral Dependent Impaired Loans And Losses On Fair Value Assets And Liabilities Unobservable Inputs Description
CollateralDependentImpairedLoansAndLossesOnFairValueAssetsAndLiabilitiesUnobservableInputsDescription
Discount for type of property and current market conditions
CY2012 inbk Other Securities Fair Value
OtherSecuritiesFairValue
840000 USD
CY2012Q4 inbk Collateral Dependent Impaired Loans And Losses On Fair Value Assets And Liabilities
CollateralDependentImpairedLoansAndLossesOnFairValueAssetsAndLiabilities
1481000 USD
CY2012 inbk Other Securities Valuation Technique
OtherSecuritiesValuationTechnique
Discounted cash flow
CY2012 inbk Collateral Dependent Impaired Loans And Losses On Fair Value Assets And Liabilities Valuation Technique
CollateralDependentImpairedLoansAndLossesOnFairValueAssetsAndLiabilitiesValuationTechnique
Market comparable properties
CY2012 inbk Collateral Dependent Impaired Loans And Losses On Fair Value Assets And Liabilities Unobservable Inputs Description
CollateralDependentImpairedLoansAndLossesOnFairValueAssetsAndLiabilitiesUnobservableInputsDescription
Marketability discount
CY2012 inbk Other Securities Unobservable Inputs
OtherSecuritiesUnobservableInputs
Discount margin Cumulative default % Loss given default % Cumulative prepayment %
CY2012 inbk Collateral Dependent Impaired Loans And Losses On Fair Value Assets And Liabilities Range
CollateralDependentImpairedLoansAndLossesOnFairValueAssetsAndLiabilitiesRange
0.12 pure
CY2013Q4 us-gaap Loans Held For Sale Mortgages
LoansHeldForSaleMortgages
4356000 USD
CY2013Q4 us-gaap Long Term Debt
LongTermDebt
31793000 USD
CY2013Q4 inbk Carrying Value Liabilities Measured On Recurring Basis Subordinated Debt Obligations
CarryingValueLiabilitiesMeasuredOnRecurringBasisSubordinatedDebtObligations
2789000 USD
CY2012Q4 us-gaap Loans Held For Sale Mortgages
LoansHeldForSaleMortgages
63234000 USD
CY2012Q4 us-gaap Long Term Debt
LongTermDebt
40686000 USD
CY2013 us-gaap Defined Contribution Plan Employers Matching Contribution Annual Vesting Percentage
DefinedContributionPlanEmployersMatchingContributionAnnualVestingPercentage
0.5 pure
CY2013Q2 inbk Warrants Issued To Purchase Common Stock
WarrantsIssuedToPurchaseCommonStock
48750 shares
CY2013Q4 inbk Interest Bearing Time Deposits
InterestBearingTimeDeposits
2500000 USD
CY2012Q4 inbk Interest Bearing Time Deposits
InterestBearingTimeDeposits
0 USD
CY2013Q4 us-gaap Pledged Assets Separately Reported Loans Pledged For Federal Home Loan Bank At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedForFederalHomeLoanBankAtFairValue
96195000 USD
CY2012Q4 us-gaap Pledged Assets Separately Reported Loans Pledged For Federal Home Loan Bank At Fair Value
PledgedAssetsSeparatelyReportedLoansPledgedForFederalHomeLoanBankAtFairValue
0 USD
CY2013Q4 us-gaap Pledged Assets Separately Reported Securities Pledged For Federal Home Loan Bank At Fair Value
PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue
73698000 USD
CY2012Q4 us-gaap Pledged Assets Separately Reported Securities Pledged For Federal Home Loan Bank At Fair Value
PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue
49523000 USD
CY2013 us-gaap Gain Loss On Derivative Instruments Net Pretax
GainLossOnDerivativeInstrumentsNetPretax
360000 USD
CY2013 inbk Defined Contribution Plan Employer Matching Contribution Description
DefinedContributionPlanEmployerMatchingContributionDescription
The Company has a 401(k) plan established for substantially all full-time employees, as defined. Employee contributions are limited to the maximum established by the Internal Revenue Service on an annual basis. The Company has elected to match contributions equal to 100% of the first 1% of employee deferrals and then 50% on deferrals over 1% up to a maximum of 6% of an individuals total eligible salary, as defined by the plan.
CY2013 us-gaap Defined Contribution Plan Employer Discretionary Contribution Amount
DefinedContributionPlanEmployerDiscretionaryContributionAmount
252000 USD
CY2012 us-gaap Defined Contribution Plan Employer Discretionary Contribution Amount
DefinedContributionPlanEmployerDiscretionaryContributionAmount
214000 USD
CY2013Q4 us-gaap Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognized
773000 USD
CY2013 us-gaap Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Period For Recognition1
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1
P2Y
CY2013 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
-693000 USD
CY2012 us-gaap Current Income Tax Expense Benefit
CurrentIncomeTaxExpenseBenefit
2385000 USD
CY2013 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
2259000 USD
CY2012 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-191000 USD
CY2013 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
2094000 USD
CY2012 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
2652000 USD
CY2013 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
514000 USD
CY2012 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
533000 USD
CY2013 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
33000 USD
CY2012 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
36000 USD
CY2013 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
IncomeTaxReconciliationNondeductibleExpenseLifeInsurance
-135000 USD
CY2012 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
IncomeTaxReconciliationNondeductibleExpenseLifeInsurance
-129000 USD
CY2013 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
88000 USD
CY2012 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
168000 USD
CY2013Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
1930000 USD
CY2012Q4 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
2042000 USD
CY2013Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
1310000 USD
CY2012Q4 us-gaap Deferred Tax Assets Unrealized Losses On Availablefor Sale Securities Gross
DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross
-979000 USD
CY2013Q4 inbk Deferred Tax Assets Other Than Temporarily Impaired Securities
DeferredTaxAssetsOtherThanTemporarilyImpairedSecurities
0 USD
CY2012Q4 inbk Deferred Tax Assets Other Than Temporarily Impaired Securities
DeferredTaxAssetsOtherThanTemporarilyImpairedSecurities
415000 USD
CY2013Q4 inbk Deferred Tax Assets Mark To Market Adjustments
DeferredTaxAssetsMarkToMarketAdjustments
-1840000 USD
CY2012Q4 inbk Deferred Tax Assets Mark To Market Adjustments
DeferredTaxAssetsMarkToMarketAdjustments
371000 USD
CY2013Q4 inbk Deferred Tax Liabilities Depreciation
DeferredTaxLiabilitiesDepreciation
270000 USD
CY2012Q4 inbk Deferred Tax Liabilities Depreciation
DeferredTaxLiabilitiesDepreciation
267000 USD
CY2013Q4 inbk Deferred Tax Assets Deferred Compensation
DeferredTaxAssetsDeferredCompensation
510000 USD
CY2012Q4 inbk Deferred Tax Assets Deferred Compensation
DeferredTaxAssetsDeferredCompensation
460000 USD
CY2013Q4 inbk Deferred Tax Liabilities Deferred Loan Origination Fees
DeferredTaxLiabilitiesDeferredLoanOriginationFees
209000 USD
CY2012Q4 inbk Deferred Tax Liabilities Deferred Loan Origination Fees
DeferredTaxLiabilitiesDeferredLoanOriginationFees
109000 USD
CY2013Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
205000 USD
CY2012Q4 us-gaap Deferred Tax Liabilities Prepaid Expenses
DeferredTaxLiabilitiesPrepaidExpenses
92000 USD
CY2013Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
691000 USD
CY2012Q4 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
237000 USD
CY2013Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
1917000 USD
CY2012Q4 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
2078000 USD
CY2013Q4 us-gaap Capital
Capital
96981000 USD
CY2013Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.171 pure
CY2013Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
45386000 USD
CY2013Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.080 pure
CY2013Q4 us-gaap Capital Required To Be Well Capitalized
CapitalRequiredToBeWellCapitalized
0 USD
CY2013Q4 us-gaap Capital Required To Be Well Capitalized To Risk Weighted Assets
CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0 pure
CY2012Q4 us-gaap Capital
Capital
60489000 USD
CY2012Q4 us-gaap Capital To Risk Weighted Assets
CapitalToRiskWeightedAssets
0.135 pure
CY2012Q4 us-gaap Capital Required For Capital Adequacy
CapitalRequiredForCapitalAdequacy
35960000 USD
CY2012Q4 us-gaap Capital Required For Capital Adequacy To Risk Weighted Assets
CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.080 pure
CY2012Q4 us-gaap Capital Required To Be Well Capitalized
CapitalRequiredToBeWellCapitalized
0 USD
CY2012Q4 us-gaap Capital Required To Be Well Capitalized To Risk Weighted Assets
CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0 pure
CY2013Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
88555000 USD
CY2012Q4 us-gaap Tier One Risk Based Capital
TierOneRiskBasedCapital
54844000 USD
CY2013Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.156 pure
CY2012Q4 us-gaap Tier One Risk Based Capital To Risk Weighted Assets
TierOneRiskBasedCapitalToRiskWeightedAssets
0.122 pure
CY2013Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
22693000 USD
CY2012Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy
TierOneRiskBasedCapitalRequiredForCapitalAdequacy
17980000 USD
CY2013Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.040 pure
CY2012Q4 us-gaap Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
0.040 pure
CY2013Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized
TierOneRiskBasedCapitalRequiredToBeWellCapitalized
0 USD
CY2012Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized
TierOneRiskBasedCapitalRequiredToBeWellCapitalized
0 USD
CY2013Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0 pure
CY2012Q4 us-gaap Tier One Risk Based Capital Required To Be Well Capitalized To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
0 pure
CY2013Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
88555000 USD
CY2012Q4 us-gaap Tier One Leverage Capital
TierOneLeverageCapital
54844000 USD
CY2013Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.117 pure
CY2012Q4 us-gaap Tier One Leverage Capital To Average Assets
TierOneLeverageCapitalToAverageAssets
0.089 pure
CY2013Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
30385000 USD
CY2012Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy
TierOneLeverageCapitalRequiredForCapitalAdequacy
24667000 USD
CY2013Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.040 pure
CY2012Q4 us-gaap Tier One Leverage Capital Required For Capital Adequacy To Average Assets
TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
0.040 pure
CY2013Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized
TierOneLeverageCapitalRequiredToBeWellCapitalized
0 USD
CY2012Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized
TierOneLeverageCapitalRequiredToBeWellCapitalized
0 USD
CY2013Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized To Average Assets
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
0 pure
CY2012Q4 us-gaap Tier One Leverage Capital Required To Be Well Capitalized To Average Assets
TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
0 pure
CY2013Q4 us-gaap Contractual Obligation
ContractualObligation
49100000 USD
CY2012Q4 us-gaap Contractual Obligation
ContractualObligation
33598000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due Current
OperatingLeasesFutureMinimumPaymentsDueCurrent
598000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due In Two Years
OperatingLeasesFutureMinimumPaymentsDueInTwoYears
611000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due In Three Years
OperatingLeasesFutureMinimumPaymentsDueInThreeYears
557000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due In Four Years
OperatingLeasesFutureMinimumPaymentsDueInFourYears
517000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due In Five Years
OperatingLeasesFutureMinimumPaymentsDueInFiveYears
526000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due Thereafter
OperatingLeasesFutureMinimumPaymentsDueThereafter
1168000 USD
CY2013Q4 us-gaap Operating Leases Future Minimum Payments Due
OperatingLeasesFutureMinimumPaymentsDue
3977000 USD
CY2013Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
13904000 USD
CY2012Q4 us-gaap Related Party Deposit Liabilities
RelatedPartyDepositLiabilities
14646000 USD
CY2013 us-gaap Related Party Transaction Expenses From Transactions With Related Party
RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty
95000 USD
CY2012 us-gaap Related Party Transaction Expenses From Transactions With Related Party
RelatedPartyTransactionExpensesFromTransactionsWithRelatedParty
109000 USD
CY2013 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.34 pure
CY2013Q4 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Nonvested Weighted Average Grant Date Fair Value
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsNonvestedWeightedAverageGrantDateFairValue
20
CY2013 us-gaap Stock Issued During Period Value New Issues
StockIssuedDuringPeriodValueNewIssues
29101000 USD

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