2015 Q3 Form 10-Q Financial Statement

#000119312515375663 Filed on November 12, 2015

View on sec.gov

Income Statement

Concept 2015 Q3 2014 Q3
Revenue $4.908M $4.680M
YoY Change 4.87% 2.95%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $108.0K $110.0K
YoY Change -1.82% 4.76%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $774.0K $822.0K
YoY Change -5.84% 6.48%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $1.235M $1.200M
YoY Change 2.92% 9.79%
Income Tax $436.0K $429.0K
% Of Pretax Income 35.3% 35.75%
Net Earnings $799.0K $771.0K
YoY Change 3.63% 3.91%
Net Earnings / Revenue 16.28% 16.47%
Basic Earnings Per Share $0.21 $0.19
Diluted Earnings Per Share $0.21 $0.19
COMMON SHARES
Basic Shares Outstanding 3.768M shares 3.967M shares
Diluted Shares Outstanding 3.768M shares 3.967M shares

Balance Sheet

Concept 2015 Q3 2014 Q3
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $13.29M $11.63M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $4.728M $5.014M
YoY Change -5.7% 19.18%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets $1.900M $2.500M
YoY Change -24.0% -24.24%
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $558.0M $540.1M
YoY Change 3.31% 0.02%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $700.0K $800.0K
YoY Change -12.5% 0.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt $5.800M $2.700M
YoY Change 114.81% 92.86%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $700.0K $800.0K
YoY Change -12.5% 0.0%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00
YoY Change
Other Long-Term Liabilities $5.300M $4.200M
YoY Change 26.19% -4.55%
Total Long-Term Liabilities $5.300M $4.200M
YoY Change 26.19% -4.55%
TOTAL LIABILITIES
Total Short-Term Liabilities $700.0K $800.0K
Total Long-Term Liabilities $5.300M $4.200M
Total Liabilities $476.9M $457.9M
YoY Change 4.13% 0.02%
SHAREHOLDERS EQUITY
Retained Earnings $35.20M $38.10M
YoY Change -7.59% -3.81%
Common Stock $47.15M $44.00K
YoY Change 107050.0% -4.35%
Preferred Stock
YoY Change
Treasury Stock (at cost)
YoY Change
Treasury Stock Shares
Shareholders Equity $81.14M $82.20M
YoY Change
Total Liabilities & Shareholders Equity $558.0M $540.1M
YoY Change 3.31% 0.02%

Cashflow Statement

Concept 2015 Q3 2014 Q3
OPERATING ACTIVITIES
Net Income $799.0K $771.0K
YoY Change 3.63% 3.91%
Depreciation, Depletion And Amortization $108.0K $110.0K
YoY Change -1.82% 4.76%
Cash From Operating Activities $1.740M $1.140M
YoY Change 52.63% -18.22%
INVESTING ACTIVITIES
Capital Expenditures $36.00K $0.00
YoY Change -100.0%
Acquisitions
YoY Change
Other Investing Activities $6.250M $8.760M
YoY Change -28.65% -17.67%
Cash From Investing Activities $6.210M $8.760M
YoY Change -29.11% -17.52%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $860.0K
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -7.890M -11.00M
YoY Change -28.27% 38.77%
NET CHANGE
Cash From Operating Activities 1.740M 1.140M
Cash From Investing Activities 6.210M 8.760M
Cash From Financing Activities -7.890M -11.00M
Net Change In Cash 60.00K -1.100M
YoY Change -105.45% -126.91%
FREE CASH FLOW
Cash From Operating Activities $1.740M $1.140M
Capital Expenditures $36.00K $0.00
Free Cash Flow $1.704M $1.140M
YoY Change 49.47% -17.09%

Facts In Submission

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PledgedAssetsSeparatelyReportedSecuritiesPledgedAsCollateralAtFairValue
58489000
CY2015Q3 us-gaap Deferred Tax Assets Net
DeferredTaxAssetsNet
1885000
CY2015Q3 us-gaap Financing Receivable Individually Evaluated For Impairment
FinancingReceivableIndividuallyEvaluatedForImpairment
4935000
CY2015Q3 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
394715000
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost
62633000
CY2015Q3 us-gaap Available For Sale Securities Debt Securities
AvailableForSaleSecuritiesDebtSecurities
103221000
CY2015Q3 us-gaap Servicing Asset At Fair Value Amount
ServicingAssetAtFairValueAmount
500000
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities Within One Year Fair Value
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue
1081000
CY2015Q3 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
389706000
CY2015Q3 us-gaap Other Assets
OtherAssets
293000
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue
35648000
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities After Ten Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost
1987000
CY2015Q3 us-gaap Impaired Financing Receivable Recorded Investment
ImpairedFinancingReceivableRecordedInvestment
4935000
CY2015Q3 us-gaap Loans And Leases Receivable Consumer Installment Durable Goods
LoansAndLeasesReceivableConsumerInstallmentDurableGoods
8470000
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities After One Through Five Years Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost
34304000
CY2015Q3 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
99976000
CY2015Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Twelve Months Or Longer Fair Value
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue
13629000
CY2015Q3 us-gaap Available For Sale Securities Continuous Unrealized Loss Position12 Months Or Longer Accumulated Loss
AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss
206000
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities After Five Through Ten Years Fair Value
AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue
64307000
CY2015Q3 us-gaap Bank Owned Life Insurance
BankOwnedLifeInsurance
8355000
CY2015Q3 us-gaap Unearned Esop Shares
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3031000
CY2015Q3 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
13291000
CY2015Q3 us-gaap Financing Receivable Recorded Investment Past Due
FinancingReceivableRecordedInvestmentPastDue
5009000
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
85000
CY2015Q3 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
15000
CY2015Q3 us-gaap Available For Sale Securities Amortized Cost
AvailableForSaleSecuritiesAmortizedCost
128772000
CY2015Q3 us-gaap Loans And Leases Receivable Consumer Home Equity
LoansAndLeasesReceivableConsumerHomeEquity
7741000
CY2015Q3 us-gaap Available For Sale Securities Debt Maturities Within One Year Amortized Cost
AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost
1052000
CY2015Q3 iroq Maximum Amount Of Unsecured Loans Residential Mortgage Loans Can Be Approved By Loan Committee
MaximumAmountOfUnsecuredLoansResidentialMortgageLoansCanBeApprovedByLoanCommittee
300000
CY2015Q3 iroq Brokered Certificates Of Deposit
BrokeredCertificatesOfDeposit
40060000
CY2015Q3 iroq Deposits Savings Negotiable Order Of Withdrawal Now And Money Market Deposits
DepositsSavingsNegotiableOrderOfWithdrawalNowAndMoneyMarketDeposits
149130000
CY2015Q3 iroq Maximum Amount Of Unsecured Loans Residential Mortgage Loans Can Be Approved By Loan Officer
MaximumAmountOfUnsecuredLoansResidentialMortgageLoansCanBeApprovedByLoanOfficer
10000
CY2015Q3 iroq Real Estate Construction Loans
RealEstateConstructionLoans
3858000
CY2015Q3 iroq Interest Bearing Time Deposits In Banks
InterestBearingTimeDepositsInBanks
250000
CY2015Q3 iroq Maximum Amount Of One To Four Family Residential Mortgage Loans Can Be Approved By Loan Officer
MaximumAmountOfOneToFourFamilyResidentialMortgageLoansCanBeApprovedByLoanOfficer
100000
CY2015Q3 iroq Temporarily Impaired Debt Securities Percentage Of Investment Securities Portfolio
TemporarilyImpairedDebtSecuritiesPercentageOfInvestmentSecuritiesPortfolio
0.103 pure
CY2015Q3 iroq Loans Receivable Gross One To Four Family Including Home Equity Loans
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146081000
CY2015Q3 iroq Maximum Amount Of One To Four Family Residential Mortgage Loans Can Be Approved By Managing Officer
MaximumAmountOfOneToFourFamilyResidentialMortgageLoansCanBeApprovedByManagingOfficer
300000
CY2015Q3 iroq Loans Receivable Gross Multi Family
LoansReceivableGrossMultiFamily
74721000
CY2015Q3 iroq Accumulated Other Comprehensive Income Loss Tax Effect
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1227000
CY2015Q3 iroq Commitments To Originate Loans
CommitmentsToOriginateLoans
0
CY2015Q3 iroq Maximum Aggregate Loan Amount Of One To Four Family Residential Mortgage Loans Commercial Real Estate Loans Multi Family Real Estate Loans And Land Loans Can Be Approved By Loan Committee
MaximumAggregateLoanAmountOfOneToFourFamilyResidentialMortgageLoansCommercialRealEstateLoansMultiFamilyRealEstateLoansAndLandLoansCanBeApprovedByLoanCommittee
1000000
CY2015Q3 iroq Maximum Amount Of Unsecured Loans Residential Mortgage Loans Can Be Approved By Managing Officer
MaximumAmountOfUnsecuredLoansResidentialMortgageLoansCanBeApprovedByManagingOfficer
100000
CY2015Q3 iroq Credit Conversion Factor
CreditConversionFactor
0.00 pure
CY2015Q3 iroq Maximum Amount Other Secured Loans Residential Mortgage Loans Can Be Approved By Managing Officer
MaximumAmountOtherSecuredLoansResidentialMortgageLoansCanBeApprovedByManagingOfficer
300000
CY2015Q3 iroq Fair Value Of Unearned Esop Shares
FairValueOfUnearnedEsopShares
5195000
CY2015Q3 iroq Share Based Compensation Arrangement By Share Based Payment Award Options Closing Price Per Share
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsClosingPricePerShare
17.14
CY2015Q3 iroq Maximum Amount Of Other Secured Loans Residential Mortgage Loans Can Be Approved By Loan Officer
MaximumAmountOfOtherSecuredLoansResidentialMortgageLoansCanBeApprovedByLoanOfficer
50000
CY2015Q3 iroq Debt Securities Greater Than Stated Percentage Of Equity Securities
DebtSecuritiesGreaterThanStatedPercentageOfEquitySecurities
0.10 pure
CY2015Q3 iroq Maximum Asset Value Required To Be Exempted From Consolidated Capital Requirements
MaximumAssetValueRequiredToBeExemptedFromConsolidatedCapitalRequirements
1000000000
CY2011Q3 us-gaap Employee Stock Ownership Plan Esop Shares Contributed To Esop
EmployeeStockOwnershipPlanESOPSharesContributedToESOP
384900 shares
CY2011Q3 iroq Cash Donation
CashDonation
450000
CY2011Q3 iroq Number Of Donated Shares Of Common Stock
NumberOfDonatedSharesOfCommonStock
314755 shares
CY2015 us-gaap Allowance For Loan And Lease Losses Period Increase Decrease
AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease
-460000
CY2015 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
94000
CY2015 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
71000
CY2015 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
135000
CY2015 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
278000
CY2015 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
5026000
CY2015 iroq Repurchased Shares Average Price
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16.52
CY2015 iroq Closing Price Of Share To Calculate Unearned Esop Shares
ClosingPriceOfShareToCalculateUnearnedEsopShares
16.53
CY2011Q3 iroq Cash Donation
CashDonation
450000
CY2011Q3 iroq Donated Shares Of Common Stock
DonatedSharesOfCommonStock
10.00
CY2011Q3 iroq Percentage Of Donated Share Of Common Stock
PercentageOfDonatedShareOfCommonStock
0.07 pure
CY2011Q3 iroq Value Of Donated Stock And Cash Expensed
ValueOfDonatedStockAndCashExpensed
3597550
CY2011Q3 iroq Value Of Donated Shares Of Common Stock
ValueOfDonatedSharesOfCommonStock
3147550
CY2011Q3 iroq Number Of Donated Shares Of Common Stock
NumberOfDonatedSharesOfCommonStock
314755 shares
CY2014Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.19
CY2014Q3 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
1141000
CY2014Q3 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
4292157 shares
CY2014Q3 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.19
CY2014Q3 us-gaap Weighted Average Number Of Shares Employee Stock Ownership Plan Shares Not Committed To Be Released
WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased
324759 shares
CY2014Q3 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.34 pure
CY2014Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.05
CY2014Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3967398 shares
CY2014Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3967398 shares
CY2014Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.19
CY2014Q3 us-gaap Allowance For Loan And Lease Losses Period Increase Decrease
AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease
-104000
CY2014Q3 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-18000
CY2014Q3 us-gaap Net Income Loss
NetIncomeLoss
771000
CY2014Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
-570000
CY2014Q3 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
2838000
CY2014Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3501000
CY2014Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent
0
CY2014Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
3858000
CY2014Q3 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
393000
CY2014Q3 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
3000
CY2014Q3 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
28000
CY2014Q3 us-gaap Brokerage Commissions Revenue
BrokerageCommissionsRevenue
197000
CY2014Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
67000
CY2014Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
-39000
CY2014Q3 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-201000
CY2014Q3 us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
56000
CY2014Q3 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
64750000
CY2014Q3 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-167000
CY2014Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
-571000
CY2014Q3 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
199000
CY2014Q3 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
11000
CY2014Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
4680000
CY2014Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
88000
CY2014Q3 us-gaap Financing Receivable Allowance For Credit Losses Recovery
FinancingReceivableAllowanceForCreditLossesRecovery
9000
CY2014Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
1135000
CY2014Q3 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-15000
CY2014Q3 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
-98000
CY2014Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-630000
CY2014Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
201000
CY2014Q3 us-gaap Payments To Purchase Loans Held For Sale
PaymentsToPurchaseLoansHeldForSale
2217000
CY2014Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
3754000
CY2014Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
1200000
CY2014Q3 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
134000
CY2014Q3 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
51000
CY2014Q3 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
32000
CY2014Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
150000
CY2014Q3 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
13000
CY2014Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
-59000
CY2014Q3 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-1097000
CY2014Q3 us-gaap Interest Expense
InterestExpense
822000
CY2014Q3 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
8757000
CY2014Q3 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-10995000
CY2014Q3 us-gaap Interest Paid Net
InterestPaidNet
807000
CY2014Q3 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
24542000
CY2014Q3 us-gaap Noninterest Income
NoninterestIncome
765000
CY2014Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
32000
CY2014Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
429000
CY2014Q3 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
34420000
CY2014Q3 us-gaap Share Based Compensation
ShareBasedCompensation
51000
CY2014Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
79000
CY2014Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent
-1000
CY2014Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
284000
CY2014Q3 us-gaap Dividends Common Stock Stock
DividendsCommonStockStock
219000
CY2014Q3 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
181000
CY2014Q3 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-91000
CY2014Q3 us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
14419000
CY2014Q3 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
-423000
CY2014Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
34000
CY2014Q3 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
-566000
CY2014Q3 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
IncomeTaxReconciliationNondeductibleExpenseLifeInsurance
-23000
CY2014Q3 us-gaap Noninterest Expense Printing And Fulfillment
NoninterestExpensePrintingAndFulfillment
45000
CY2014Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
104000
CY2014Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
491000
CY2014Q3 us-gaap Occupancy Net
OccupancyNet
141000
CY2014Q3 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
360000
CY2014Q3 us-gaap Advertising Expense
AdvertisingExpense
107000
CY2014Q3 us-gaap Equipment Expense
EquipmentExpense
284000
CY2014Q3 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
408000
CY2014Q3 us-gaap Increase Decrease In Postretirement Obligations
IncreaseDecreaseInPostretirementObligations
16000
CY2014Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
2050000
CY2014Q3 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
2523000
CY2014Q3 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
15000
CY2014Q3 us-gaap Professional Fees
ProfessionalFees
127000
CY2014Q3 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
81000
CY2014Q3 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
1717000
CY2014Q3 us-gaap Noninterest Expense
NoninterestExpense
3319000
CY2014Q3 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-320000
CY2014Q3 us-gaap Depreciation
Depreciation
110000
CY2014Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
625000
CY2014Q3 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
42000
CY2014Q3 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
52000000
CY2014Q3 iroq Esop Shares Earned
EsopSharesEarned
81000
CY2014Q3 iroq Repurchased Shares Average Price
RepurchasedSharesAveragePrice
16.50
CY2014Q3 iroq Telephone And Postage
TelephoneAndPostage
61000
CY2014Q3 iroq Audit And Accounting Services
AuditAndAccountingServices
46000
CY2014Q3 iroq Esop Shares Earned Shares
ESOPSharesEarnedShares
4811 shares
CY2014Q3 iroq Federal Home Loan Bank Dividends
FederalHomeLoanBankDividends
9000
CY2014Q3 iroq Net Increase Decrease In Demand Deposits Money Market Now And Savings Accounts
NetIncreaseDecreaseInDemandDepositsMoneyMarketNowAndSavingsAccounts
-12704000
CY2014Q3 iroq Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvances
197000
CY2014Q3 iroq Supervisory Examinations
SupervisoryExaminations
35000
CY2014Q3 iroq Insurance Bond Premiums
InsuranceBondPremiums
28000
CY2014Q3 iroq Organizational Dues And Subscriptions
OrganizationalDuesAndSubscriptions
17000
CY2015Q3 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q1
CY2015Q3 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.21
CY2015Q3 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
1738000
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
0 shares
CY2015Q3 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2016
CY2015Q3 dei Amendment Flag
AmendmentFlag
false
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
0 shares
CY2015Q3 us-gaap Weighted Average Number Of Shares Issued Basic
WeightedAverageNumberOfSharesIssuedBasic
4071154 shares
CY2015Q3 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.21
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Award Vesting Period1
ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1
P6Y
CY2015Q3 dei Document Type
DocumentType
10-Q
CY2015Q3 dei Entity Central Index Key
EntityCentralIndexKey
0001514743
CY2015Q3 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Outstanding Weighted Average Remaining Contractual Term2
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2
P8Y2M12D
CY2015Q3 us-gaap Weighted Average Number Of Shares Employee Stock Ownership Plan Shares Not Committed To Be Released
WeightedAverageNumberOfSharesEmployeeStockOwnershipPlanSharesNotCommittedToBeReleased
303109 shares
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeited In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
0 shares
CY2015Q3 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Weighted Average Remaining Contractual Term1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1
P8Y2M12D
CY2015Q3 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
0
CY2015Q3 dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0 shares
CY2015Q3 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Award Vesting Rights Percentage
SharebasedCompensationArrangementBySharebasedPaymentAwardAwardVestingRightsPercentage
1.00 pure
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
0 shares
CY2015Q3 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.34 pure
CY2015Q3 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0
CY2015Q3 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.05
CY2015Q3 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
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CY2015Q3 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Vested Number Of Shares
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsVestedNumberOfShares
0 shares
CY2015Q3 dei Entity Registrant Name
EntityRegistrantName
IF Bancorp, Inc.
CY2015Q3 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
3768269 shares
CY2015Q3 us-gaap Incremental Common Shares Attributable To Share Based Payment Arrangements
IncrementalCommonSharesAttributableToShareBasedPaymentArrangements
224 shares
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
0
CY2015Q3 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
0
CY2015Q3 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
3768045 shares
CY2015Q3 dei Document Period End Date
DocumentPeriodEndDate
2015-09-30
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Forfeitures Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue
0
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Grants In Period Weighted Average Grant Date Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
0
CY2015Q3 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
0 shares
CY2015Q3 dei Trading Symbol
TradingSymbol
IROQ
CY2015Q3 us-gaap Employee Stock Ownership Plan Esop Shares Contributed To Esop
EmployeeStockOwnershipPlanESOPSharesContributedToESOP
384900 shares
CY2015Q3 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.21
CY2015Q3 us-gaap Stock Repurchased During Period Shares
StockRepurchasedDuringPeriodShares
51000 shares
CY2015Q3 us-gaap Allowance For Loan And Lease Losses Period Increase Decrease
AllowanceForLoanAndLeaseLossesPeriodIncreaseDecrease
-480000
CY2015Q3 us-gaap Employee Service Share Based Compensation Nonvested Awards Total Compensation Cost Not Yet Recognized Period For Recognition1
EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1
P5Y2M12D
CY2015Q3 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriod
0 shares
CY2015Q3 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
36000
CY2015Q3 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-43000
CY2015Q3 us-gaap Net Income Loss
NetIncomeLoss
799000
CY2015Q3 us-gaap Other Comprehensive Income Loss Net Of Tax
OtherComprehensiveIncomeLossNetOfTax
821000
CY2015Q3 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
33567000
CY2015Q3 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3912000
CY2015Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansTaxPortionAttributableToParent
-1000
CY2015Q3 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
4134000
CY2015Q3 us-gaap Available For Sale Securities Gross Realized Gains
AvailableForSaleSecuritiesGrossRealizedGains
337000
CY2015Q3 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
860000
CY2015Q3 us-gaap Interest Income Deposits With Financial Institutions
InterestIncomeDepositsWithFinancialInstitutions
1000
CY2015Q3 us-gaap Fees And Commissions Other
FeesAndCommissionsOther
50000
CY2015Q3 us-gaap Brokerage Commissions Revenue
BrokerageCommissionsRevenue
204000
CY2015Q3 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
66000
CY2015Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax
60000
CY2015Q3 us-gaap Increase Decrease In Other Operating Assets
IncreaseDecreaseInOtherOperatingAssets
-31000
CY2015Q3 us-gaap Fees And Commissions Mortgage Banking And Servicing
FeesAndCommissionsMortgageBankingAndServicing
40000
CY2015Q3 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
105000000
CY2015Q3 us-gaap Valuation Allowance Deferred Tax Asset Change In Amount
ValuationAllowanceDeferredTaxAssetChangeInAmount
0
CY2015Q3 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-100000
CY2015Q3 us-gaap Other Comprehensive Income Loss Available For Sale Securities Adjustment Net Of Tax
OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax
822000
CY2015Q3 us-gaap Insurance Commissions And Fees
InsuranceCommissionsAndFees
185000
CY2015Q3 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
32000
CY2015Q3 us-gaap Income Tax Reconciliation Tax Exempt Income
IncomeTaxReconciliationTaxExemptIncome
13000
CY2015Q3 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
4908000
CY2015Q3 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
74000
CY2015Q3 us-gaap Interest Income Securities Taxable
InterestIncomeSecuritiesTaxable
949000
CY2015Q3 us-gaap Available For Sale Securities Gross Realized Gain Loss Net
AvailableForSaleSecuritiesGrossRealizedGainLossNet
149000
CY2015Q3 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
911000
CY2015Q3 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1620000
CY2015Q3 us-gaap Payments To Purchase Loans Held For Sale
PaymentsToPurchaseLoansHeldForSale
4114000
CY2015Q3 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
3654000
CY2015Q3 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
1235000
CY2015Q3 us-gaap Fees And Commissions Depositor Accounts
FeesAndCommissionsDepositorAccounts
147000
CY2015Q3 us-gaap Stock Issued During Period Value Share Based Compensation
StockIssuedDuringPeriodValueShareBasedCompensation
65000
CY2015Q3 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
32000
CY2015Q3 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
54000
CY2015Q3 us-gaap Gain Loss On Sale Of Loans And Leases
GainLossOnSaleOfLoansAndLeases
34000
CY2015Q3 us-gaap Noninterest Income Other Operating Income
NoninterestIncomeOtherOperatingIncome
203000
CY2015Q3 us-gaap Interest Paid Net
InterestPaidNet
786000
CY2015Q3 us-gaap Payments To Acquire Available For Sale Securities
PaymentsToAcquireAvailableForSaleSecurities
3000000
CY2015Q3 us-gaap Noninterest Income
NoninterestIncome
1078000
CY2015Q3 us-gaap Interest Income Securities Tax Exempt
InterestIncomeSecuritiesTaxExempt
38000
CY2015Q3 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
436000
CY2015Q3 us-gaap Proceeds From Sale Of Available For Sale Securities
ProceedsFromSaleOfAvailableForSaleSecurities
38219000
CY2015Q3 us-gaap Share Based Compensation
ShareBasedCompensation
65000
CY2015Q3 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
76000
CY2015Q3 us-gaap Income Tax Reconciliation Other Adjustments
IncomeTaxReconciliationOtherAdjustments
12000
CY2015Q3 us-gaap Other Comprehensive Income Loss Reclassification Adjustment From Aoci For Sale Of Securities Net Of Tax
OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax
89000
CY2015Q3 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
67000
CY2015Q3 us-gaap Interest Expense
InterestExpense
774000
CY2015Q3 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
6214000
CY2015Q3 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-7885000
CY2015Q3 us-gaap Other Comprehensive Income Defined Benefit Plans Adjustment Net Of Tax Portion Attributable To Parent
OtherComprehensiveIncomeDefinedBenefitPlansAdjustmentNetOfTaxPortionAttributableToParent
1000
CY2015Q3 us-gaap Other Noninterest Expense
OtherNoninterestExpense
299000
CY2015Q3 us-gaap Dividends Common Stock Stock
DividendsCommonStockStock
202000
CY2015Q3 us-gaap Deferred Income Tax Expense Benefit
DeferredIncomeTaxExpenseBenefit
-190000
CY2015Q3 us-gaap Increase Decrease In Time Deposits
IncreaseDecreaseInTimeDeposits
-5272000
CY2015Q3 us-gaap Other Comprehensive Income Availableforsale Securities Tax Portion Attributable To Parent
OtherComprehensiveIncomeAvailableforsaleSecuritiesTaxPortionAttributableToParent
615000
CY2015Q3 us-gaap Financing Receivable Allowance For Credit Losses Write Offs
FinancingReceivableAllowanceForCreditLossesWriteOffs
24000
CY2015Q3 us-gaap Increase Decrease In Other Operating Liabilities
IncreaseDecreaseInOtherOperatingLiabilities
523000
CY2015Q3 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
IncomeTaxReconciliationNondeductibleExpenseLifeInsurance
-23000
CY2015Q3 us-gaap Noninterest Expense Printing And Fulfillment
NoninterestExpensePrintingAndFulfillment
39000
CY2015Q3 us-gaap Provision For Loan And Lease Losses
ProvisionForLoanAndLeaseLosses
480000
CY2015Q3 us-gaap Available For Sale Securities Gross Realized Losses
AvailableForSaleSecuritiesGrossRealizedLosses
188000
CY2015Q3 us-gaap Occupancy Net
OccupancyNet
150000
CY2015Q3 us-gaap Proceeds From Payments For In Securities Sold Under Agreements To Repurchase
ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase
1752000
CY2015Q3 us-gaap Advertising Expense
AdvertisingExpense
87000
CY2015Q3 us-gaap Equipment Expense
EquipmentExpense
248000
CY2015Q3 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
420000
CY2015Q3 us-gaap Increase Decrease In Postretirement Obligations
IncreaseDecreaseInPostretirementObligations
13000
CY2015Q3 us-gaap Labor And Related Expense
LaborAndRelatedExpense
2239000
CY2015Q3 us-gaap Proceeds From Sale Of Loans Held For Sale
ProceedsFromSaleOfLoansHeldForSale
4101000
CY2015Q3 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-12000
CY2015Q3 us-gaap Professional Fees
ProfessionalFees
150000
CY2015Q3 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
80000
CY2015Q3 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
4598000
CY2015Q3 us-gaap Stock Repurchased During Period Value
StockRepurchasedDuringPeriodValue
860000
CY2015Q3 us-gaap Noninterest Expense
NoninterestExpense
3497000
CY2015Q3 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-265000
CY2015Q3 us-gaap Depreciation
Depreciation
108000
CY2015Q3 us-gaap Interest Expense Deposits
InterestExpenseDeposits
561000
CY2015Q3 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
4964000
CY2015Q3 us-gaap Income Tax Reconciliation State And Local Income Taxes
IncomeTaxReconciliationStateAndLocalIncomeTaxes
40000
CY2015Q3 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
104000000
CY2015Q3 iroq Minimum Number Of Days To Be Considered Past Due
MinimumNumberOfDaysToBeConsideredPastDue
P90D
CY2015Q3 iroq Minimum Age To Be Attained By Employee To Avail Benefits Under Esop
MinimumAgeToBeAttainedByEmployeeToAvailBenefitsUnderEsop
P21Y
CY2015Q3 iroq Percentage Of Shares Purchased Under Employee Stock Ownership Plan
PercentageOfSharesPurchasedUnderEmployeeStockOwnershipPlan
0.08 pure
CY2015Q3 iroq Term Period On Residential Mortgage Loan
TermPeriodOnResidentialMortgageLoan
P15Y
CY2015Q3 iroq Esop Shares Earned
EsopSharesEarned
80000
CY2015Q3 iroq Expected Loan Repayment Period
ExpectedLoanRepaymentPeriod
P20Y
CY2015Q3 iroq Period Of Treasury Rate Used To Determine Risk Free Interest Rate
PeriodOfTreasuryRateUsedToDetermineRiskFreeInterestRate
P7Y
CY2015Q3 iroq Number Of Stock Repurchase Plans
NumberOfStockRepurchasePlans
2 Number_of_stock_repurchase
CY2015Q3 iroq Minimum Period To Consider As Defaults
MinimumPeriodToConsiderAsDefaults
P90D
CY2015Q3 iroq Telephone And Postage
TelephoneAndPostage
62000
CY2015Q3 iroq Audit And Accounting Services
AuditAndAccountingServices
61000
CY2015Q3 iroq Closing Price Of Share To Calculate Unearned Esop Shares
ClosingPriceOfShareToCalculateUnearnedEsopShares
17.14
CY2015Q3 iroq Stock Repurchase Program Authorization Date
StockRepurchaseProgramAuthorizationDate
2014-05-14
CY2015Q3 iroq Esop Shares Earned Shares
ESOPSharesEarnedShares
4811 shares
CY2015Q3 iroq Charitable Contribution Carryforward Period
CharitableContributionCarryforwardPeriod
P5Y
CY2015Q3 iroq Federal Home Loan Bank Dividends
FederalHomeLoanBankDividends
8000
CY2015Q3 iroq Unsecured Loans Limited To Period
UnsecuredLoansLimitedToPeriod
P12M
CY2015Q3 iroq Net Increase Decrease In Demand Deposits Money Market Now And Savings Accounts
NetIncreaseDecreaseInDemandDepositsMoneyMarketNowAndSavingsAccounts
-2240000
CY2015Q3 iroq Interest Expense Federal Home Loan Bank And Federal Reserve Bank Advances
InterestExpenseFederalHomeLoanBankAndFederalReserveBankAdvances
213000
CY2015Q3 iroq Supervisory Examinations
SupervisoryExaminations
39000
CY2015Q3 iroq Insurance Bond Premiums
InsuranceBondPremiums
30000
CY2015Q3 iroq Stock Repurchased During Period Average Cost Per Share
StockRepurchasedDuringPeriodAverageCostPerShare
16.86
CY2015Q3 iroq Organizational Dues And Subscriptions
OrganizationalDuesAndSubscriptions
17000
CY2015Q3 iroq Tier One Capital Conservation Buffer To Risk Weighted Assets Required Under Regulatory
TierOneCapitalConservationBufferToRiskWeightedAssetsRequiredUnderRegulatory
0.025 pure
CY2015Q3 iroq Consumer Loan Term In Year
ConsumerLoanTermInYear
P7Y
CY2015Q3 iroq Tier One Risk Based Capital To Risk Weighted Assets Conservation Buffer
TierOneRiskBasedCapitalToRiskWeightedAssetsConservationBuffer
0.00625 pure

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