Kb Financial Group Inc. - Understand $kb stock

$KB Market Cap: $31.05 Trillion

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Financial Snapshot

Revenue

Gross Margin

Net Earnings

$4369B

TTM

Current Assets

Current Liabilities

$320.7B

Q2 2024

Current Ratio

Total Assets

$742200B

Q2 2024

Total Liabilities

$685100B

Q2 2024

Book Value

$57150B

Q2 2024

Cash

P/E

7.108

Nov 29, 2024 EST

Free Cash Flow

$8724B

TTM

Revenues

Revenue YoY Change

Revenues

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue
YoY Change

Expenses

Cost Of Revenues

Gross Profit

Gross Profit Margin

Gross Profit

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Revenue
Cost Of Revenue
Gross Profit
Gross Profit Margin

Selling, General & Admin Expense

Research & Development

Depreciation, Depletion & Amortization

SGA Expense to Gross Profit Ratio

R&D To Gross Profit Ratio

DDA To Gross Profit Ratio

Operating Expenses Total

Operating Profits/Loss

Operational Expenses

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization	$865.9B	$1016B	$1007B	$1049B	$976.9B	$623.6B	$550.3B	$289.4B	$257.5B	$261.2B	$286.9B	$328.3B	$342.7B	$347.8B	$494.1B
YoY Change	-14.81%	0.97%	-4.01%	7.36%	56.64%	13.32%	90.14%	12.42%	-1.43%	-8.95%	-12.63%	-4.18%	-1.49%	-29.61%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change

Interest Expenses

Interest Expenses To Operating Income %

Other Expense/Income

Interest & Other Expense/Income

Concept	2023	2022	2021	2020
Interest Expense	$17000B	$7676B	$3981B	$4763B
YoY Change	121.53%	92.79%	-16.42%
% of Operating Profit
Other Income/Expense, Net	-$298.0B	$185.5B	-$109.5B	$189.4B
YoY Change	-260.61%	-269.38%	-157.84%

Income/Loss

Pretax Income

Income Tax

Net Profits/Loss

Pretax Income YoY Change

Income Tax Rate

Net Profits/Loss YoY Change

Basic EPS

Net Income To Revenue Ratio

Pretax & Net Income

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Pretax Income	$6170B	$5821B	$6082B	$4780B	$4534B	$4302B	$4138B	$2629B	$2165B	$1901B	$1815B	$2299B	$3261B	$149.4B	$552.2B
YoY Change	6.01%	-4.29%	27.23%	5.43%	5.4%	3.94%	57.44%	21.43%	13.85%	4.74%	-21.03%	-29.51%	2083.07%	-72.95%
Income Tax	$1607B	$1629B	$1697B	$1264B	$1221B	$1240B	$795.0B	$438.5B	$437.4B	$486.3B	$540.6B	$558.5B	$832.2B	-$70.54B	$24.91B
% Of Pretax Income	26.04%	27.99%	27.91%	26.45%	26.93%	28.82%	19.21%	16.68%	20.21%	25.58%	29.78%	24.3%	25.52%	-47.23%	4.51%
Net Earnings	$4632B	$4413B	$4410B	$3468B	$3312B	$3061B	$3311B	$2144B	$1698B	$1401B	$1272B	$1731B	$2373B	$146.6B	$539.8B
YoY Change	4.95%	0.09%	27.13%	4.73%	8.19%	-7.56%	54.47%	26.23%	21.25%	10.16%	-26.55%	-27.05%	1518.71%	-72.84%
Net Earnings / Revenue
Basic Earnings Per Share
Diluted Earnings Per Share	$11.31K	$10.75K	$11.05B	$8.781B	$8.406B	$7.672B	$8.258B	$5.554B	$4.377B	$3.610B	$3.277B	$4.461B	$6.448B	$427.4M	$1.661B

Assets & Liabilities

Cash & Short-Term Investments

Cash & Equivalents

Cash To Operating Expenses Ratio

Inventory

Receivables

Total Short-Term Assets

Property, Plant And Equipment

Long-Term Investments

Total Long-Term Assets

Total Assets

Net Income To Total Assets Percentage

Accounts Payable

Short-Term Debt

Long Term Debt Due

Total Short-Term Liabilities

Long-Term Debt

Other Long-Term Liabilities

Total Long-Term Liabilities

Total Liabilities

Short-Term To Long-Term Debt Ratio

Short-Term Assets To Debt Ratio

Long-Term Debt To Net Income Ratio

Assets & Liabilities

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Cash & Short-Term Investments
YoY Change
Cash & Equivalents
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
Property, Plant & Equipment	$4946B	$4991B	$5240B	$5434B	$5067B	$4272B	$4202B	$3627B	$3287B	$3083B	$3061B	$3100B	$3186B	$3150B	$3345B
YoY Change	-0.92%	-4.74%	-3.56%	7.23%	18.61%	1.68%	15.84%	10.34%	6.63%	0.72%	-1.28%	-2.69%	1.14%	-5.83%	-4.49%
Goodwill
YoY Change
Intangibles
YoY Change
Long-Term Investments	$722.2B	$679.3B	$448.7B	$771.4B	$598.2B	$504.9B	$335.1B	$1771B	$1738B	$670.3B	$755.4B	$934.6B	$892.1B	$723.4B	$662.2B
YoY Change	6.31%	51.39%	-41.83%	28.95%	18.48%	50.69%	-81.08%	1.89%	159.25%	-11.26%	-19.18%	4.76%	23.32%	9.24%	-30.31%
Other Assets	$856.5B	$941.8B	$668.2B	$313.4B	$27.69B	$21.11B	$160.4B	$185.8B	$57.00B	$85.92B	$53.14B	$53.84B	$32.26B	$13.40B	$22.67B
YoY Change	-9.05%	40.93%	113.24%	1031.59%	31.19%	-86.84%	-13.66%	225.91%	-33.66%	61.68%	-1.31%	66.91%	140.78%	-40.9%	54.93%
Total Long-Term Assets
YoY Change
Total Assets	$715700B	$701200B	$663900B	$610700B	$518500B	$479600B	$436800B	$375700B	$329100B	$308400B	$292200B	$285800B	$277600B	$258800B	$262200B
YoY Change
Accounts Payable	$29560B	$19960B	$23890B		$17210B	$15330B	$14220B	$13270B	$8268B	$7589B	$8195B	$6682B			$3081B
YoY Change	48.09%	-16.42%			12.22%	7.86%	7.1%	60.54%	8.94%	-7.39%	22.63%				-43.4%
Accrued Expenses	$6554B	$4851B	$3577B		$3783B	$3731B	$3289B	$3009B	$2976B	$3331B	$4245B	$4668B			$4135B
YoY Change	35.12%	35.6%			1.38%	13.46%	9.28%	1.11%	-10.65%	-21.53%	-9.05%				-22.69%
Deferred Revenue
YoY Change
Short-Term Debt	$18910B	$15930B	$16050B	$17510B	$13450B	$13040B	$11970B	$11770B	$3937B	$3956B	$3334B		$220.8B	$283.6B	$54490B
YoY Change	18.71%	-0.78%	-8.35%	30.23%	3.17%	8.86%	1.78%	198.89%	-0.49%	18.66%			-22.12%	-99.48%	-14.18%
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities	$145.3B	$997.7B	$28130B	$765.0B	$21420B	$19760B	$17940B	$16720B	$11280B	$11150B	$12650B	$11620B	$588.8B	$29.64B	$7314B
YoY Change	-85.43%	-96.45%	3576.77%	-96.43%	8.39%	10.18%	7.26%	48.33%	1.1%	-11.85%	8.92%	1872.62%	1886.52%	-99.59%	-32.95%
Long-Term Debt	$138800B	$140400B	$108900B	$95070B	$75850B	$73250B	$61840B	$49480B	$44900B	$41110B	$37810B	$40240B	$43890B	$40850B	$0.00
YoY Change	-1.18%	28.98%	14.51%	25.34%	3.55%	18.45%	24.98%	10.18%	9.23%	8.73%	-6.04%	-8.33%	7.45%
Other Long-Term Liabilities	$109300B	$121200B	$89060B	$114200B	$62330B	$60560B	$54660B	$26610B	$15600B	$12980B	$11450B	$11640B	$19460B	$18080B	$8725B
YoY Change	-9.83%	36.07%	-22.02%	83.24%	2.91%	10.81%	105.39%	70.6%	20.15%	13.4%	-1.61%	-40.2%	7.65%	107.19%	-37.95%
Total Long-Term Liabilities	$248000B	$261600B	$197900B	$209300B	$138200B	$133800B	$116500B	$76090B	$60500B	$54090B	$49260B	$51870B	$63350B	$58930B	$8725B
YoY Change	-5.19%	32.17%	-5.42%	51.46%	3.26%	14.87%	53.1%	25.76%	11.85%	9.82%	-5.04%	-18.12%	7.51%	575.41%	-37.95%
Total Liabilities	$658800B	$652800B	$616400B	$568200B	$480000B	$443900B	$402700B	$344700B	$300400B	$281000B	$266200B	$261200B	$254700B	$240300B	$244300B
YoY Change	0.92%	5.9%	8.49%	18.37%	8.14%	10.21%	16.85%	14.74%	6.88%	5.58%	1.92%	2.55%	6.0%	-1.65%	-2.94%

Ownership

Basic Shares Outstanding

Diluted Shares Outstanding

Preferred Stock

Treasury Stock Shares

Stock Issuance & Repurchase

Ownership Data

Concept	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009
Basic Shares Outstanding
Diluted Shares Outstanding
Preferred Stock
Treasury Stock Shares

Return On Shareholders' Equity

Book Value

Free Cash Flow

Free Cash Flow YoY

Free Cash Flow Margin

Dividends

Stock Price

Market Cap: $31.053 Trillion

About KB Financial Group Inc.

KB Financial Group, Inc. engages in providing financial services through its subsidiaries. The company is headquartered in Seoul, Seoul. The company went IPO on 2008-10-10. The firm operates its business through six segments. The Banking segment consists of retail banking services provided by Kookmin Bank. This segment is engaged in the lending and receiving of large corporations, small and medium-sized businesses, SOHO and household customers, the investment of securities and derivatives, and financing, among others. The Credit Card segment operates credit sales, cash advances and card loans, among others. The Non-life Insurance segment is engaged in the non-life insurance. The Securities segment is engaged in the trading, consignment, and acquisition of securities. The Life Insurance segment is engaged in the life insurance. The other segment is engaged in the maintenance of computer-related equipment and systems, the investigation of credit and the collection of debt, among others.

Industry: Commercial Banks, NEC Peers: