2014 Q3 Form 10-K Financial Statement

#000114420414058452 Filed on September 29, 2014

View on sec.gov

Income Statement

Concept 2014 Q3 2014 2013 Q2
Revenue $13.15M
YoY Change 9.97%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $66.00K $288.0K $110.0K
YoY Change -15.38% 24.68% 175.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $351.0K $1.618M
YoY Change -22.52% -4.03%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $619.0K $2.886M $1.260M
YoY Change -1.59% -31.68% 125.0%
Income Tax $203.0K $950.0K $420.0K
% Of Pretax Income 32.79% 32.92% 33.33%
Net Earnings $416.0K $1.934M $840.0K
YoY Change -1.65% -33.68% 121.05%
Net Earnings / Revenue 14.71%
Basic Earnings Per Share
Diluted Earnings Per Share $50.12K $230.6K $100.6K
COMMON SHARES
Basic Shares Outstanding 8.568M shares 8.375M shares
Diluted Shares Outstanding 8.375M shares

Balance Sheet

Concept 2014 Q3 2014 2013 Q2
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $10.88M $16.54M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $4.632M $4.600M $4.608M
YoY Change 0.35% 0.0% 74.28%
Goodwill $14.51M $14.51M
YoY Change 0.0% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $295.7M $299.7M $324.1M
YoY Change -6.12% -7.53% 45.35%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $0.00 $0.00 $0.00
YoY Change -100.0%
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $2.300M $1.900M $600.0K
YoY Change 4.55% 46.15% 20.0%
Total Long-Term Liabilities $2.300M $1.900M $600.0K
YoY Change 4.55% 46.15% 20.0%
TOTAL LIABILITIES
Total Short-Term Liabilities
Total Long-Term Liabilities $2.300M $1.900M $600.0K
Total Liabilities $228.5M $232.5M $257.4M
YoY Change -7.96% -9.67% 56.88%
SHAREHOLDERS EQUITY
Retained Earnings $34.06M $33.60M
YoY Change 5.11%
Common Stock $34.71M $34.82M
YoY Change -5.79%
Preferred Stock
YoY Change
Treasury Stock (at cost) $239.0K $197.0K
YoY Change -97.63%
Treasury Stock Shares 27.89K shares 22.89K shares
Shareholders Equity $67.22M $67.20M $66.62M
YoY Change
Total Liabilities & Shareholders Equity $295.7M $299.7M $324.1M
YoY Change -6.11% -7.53% 45.35%

Cashflow Statement

Concept 2014 Q3 2014 2013 Q2
OPERATING ACTIVITIES
Net Income $416.0K $1.934M $840.0K
YoY Change -1.65% -33.68% 121.05%
Depreciation, Depletion And Amortization $66.00K $288.0K $110.0K
YoY Change -15.38% 24.68% 175.0%
Cash From Operating Activities $640.0K $2.490M $1.610M
YoY Change -34.02% -47.34% 3120.0%
INVESTING ACTIVITIES
Capital Expenditures $69.00K $309.0K -$70.00K
YoY Change -19.77% 306.58% 250.0%
Acquisitions $0.00
YoY Change -100.0%
Other Investing Activities $3.260M $18.77M $7.570M
YoY Change -32.22% 17.83% 1205.17%
Cash From Investing Activities $3.190M $18.46M $7.500M
YoY Change -32.4% 16.42% 1239.29%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net $42.00K
YoY Change -31.15%
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities -4.470M -25.98M -8.990M
YoY Change -52.91% 165.64% -1196.34%
NET CHANGE
Cash From Operating Activities 640.0K 2.490M 1.610M
Cash From Investing Activities 3.190M 18.46M 7.500M
Cash From Financing Activities -4.470M -25.98M -8.990M
Net Change In Cash -640.0K -5.030M 120.0K
YoY Change -83.18% -146.55% -91.61%
FREE CASH FLOW
Cash From Operating Activities $640.0K $2.490M $1.610M
Capital Expenditures $69.00K $309.0K -$70.00K
Free Cash Flow $571.0K $2.181M $1.680M
YoY Change -35.41% -53.12% 2300.0%

Facts In Submission

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ComprehensiveIncomeNetOfTax
2936000 USD
CY2014 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1981000 USD
CY2013 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
10000 USD
CY2014 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
24000 USD
CY2013 us-gaap Depreciation
Depreciation
231000 USD
CY2014 us-gaap Depreciation
Depreciation
288000 USD
CY2013 kffb Accretion Of Purchased Loan Discount
AccretionOfPurchasedLoanDiscount
0 USD
CY2014 kffb Accretion Of Purchased Loan Discount
AccretionOfPurchasedLoanDiscount
155000 USD
CY2013 kffb Amortization Of Purchased Loan Premium
AmortizationOfPurchasedLoanPremium
0 USD
CY2014 kffb Amortization Of Purchased Loan Premium
AmortizationOfPurchasedLoanPremium
11000 USD
CY2013 kffb Amortization Accretion Of Deferred Loan Origination Costs
AmortizationAccretionOfDeferredLoanOriginationCosts
10000 USD
CY2014 kffb Amortization Accretion Of Deferred Loan Origination Costs
AmortizationAccretionOfDeferredLoanOriginationCosts
-18000 USD
CY2013 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-139000 USD
CY2014 us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-216000 USD
CY2013 kffb Accretion Of Premiums On Federal Home Loan Bank Advances
AccretionOfPremiumsOnFederalHomeLoanBankAdvances
84000 USD
CY2014 kffb Accretion Of Premiums On Federal Home Loan Bank Advances
AccretionOfPremiumsOnFederalHomeLoanBankAdvances
56000 USD
CY2013 kffb Accretion Of Premiums On Deposits
AccretionOfPremiumsOnDeposits
346000 USD
CY2014 kffb Accretion Of Premiums On Deposits
AccretionOfPremiumsOnDeposits
414000 USD
CY2013 us-gaap Gains Losses On Sales Of Investment Real Estate
GainsLossesOnSalesOfInvestmentRealEstate
7000 USD
CY2014 us-gaap Gains Losses On Sales Of Investment Real Estate
GainsLossesOnSalesOfInvestmentRealEstate
10000 USD
CY2013 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
146000 USD
CY2014 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
155000 USD
CY2013 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
4126000 USD
CY2014 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
1420000 USD
CY2013 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
4611000 USD
CY2014 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
-1250000 USD
CY2013 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-13000 USD
CY2014 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
1671000 USD
CY2013 us-gaap Payments For Proceeds From Federal Home Loan Bank Stock
PaymentsForProceedsFromFederalHomeLoanBankStock
0 USD
CY2014 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-28000 USD
CY2013 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
-449000 USD
CY2014 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
-51000 USD
CY2013 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-46000 USD
CY2014 us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
-4000 USD
CY2013 us-gaap Increase Decrease In Accounts Payable And Other Operating Liabilities
IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities
102000 USD
CY2014 us-gaap Increase Decrease In Accounts Payable And Other Operating Liabilities
IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities
-5000 USD
CY2013 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
3770000 USD
CY2014 us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
2487000 USD
CY2013 us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
3352000 USD
CY2014 us-gaap Payments To Acquire Businesses Net Of Cash Acquired
PaymentsToAcquireBusinessesNetOfCashAcquired
0 USD
CY2013 us-gaap Payments To Acquire Notes Receivable
PaymentsToAcquireNotesReceivable
14000000 USD
CY2014 us-gaap Payments To Acquire Notes Receivable
PaymentsToAcquireNotesReceivable
10000000 USD
CY2013 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
17163000 USD
CY2014 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
13000000 USD
CY2013 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
26000 USD
CY2014 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
27000 USD
CY2013 us-gaap Proceeds From Loan Originations1
ProceedsFromLoanOriginations1
15592000 USD
CY2014 us-gaap Proceeds From Loan Originations1
ProceedsFromLoanOriginations1
13794000 USD
CY2013 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
76000 USD
CY2014 us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
309000 USD
CY2013 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
15857000 USD
CY2014 us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
18462000 USD
CY2013 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-4702000 USD
CY2014 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-17425000 USD
CY2013 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
45000 USD
CY2014 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
54000 USD
CY2013 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
22500000 USD
CY2014 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
10000000 USD
CY2013 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
32310000 USD
CY2014 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
17054000 USD
CY2013 us-gaap Proceeds From Sale Of Treasury Stock
ProceedsFromSaleOfTreasuryStock
6989000 USD
CY2014 us-gaap Proceeds From Sale Of Treasury Stock
ProceedsFromSaleOfTreasuryStock
0 USD
CY2013 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
61000 USD
CY2014 us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
42000 USD
CY2013 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-8822000 USD
CY2014 us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-25978000 USD
CY2013 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
10805000 USD
CY2014 us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-5029000 USD
CY2012Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
5735000 USD
CY2013 us-gaap Income Taxes Paid
IncomeTaxesPaid
960000 USD
CY2014 us-gaap Income Taxes Paid
IncomeTaxesPaid
1275000 USD
CY2013 us-gaap Interest Paid
InterestPaid
2144000 USD
CY2014 us-gaap Interest Paid
InterestPaid
2092000 USD
CY2013 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
2203000 USD
CY2014 us-gaap Transfer To Other Real Estate
TransferToOtherRealEstate
1684000 USD
CY2013 kffb Loans Related To Real Estate Sales
LoansRelatedToRealEstateSales
2563000 USD
CY2014 kffb Loans Related To Real Estate Sales
LoansRelatedToRealEstateSales
198000 USD
CY2013 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
1095000 USD
CY2014 us-gaap Current Federal Tax Expense Benefit
CurrentFederalTaxExpenseBenefit
1056000 USD
CY2013 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
213000 USD
CY2014 us-gaap Deferred Federal Income Tax Expense Benefit
DeferredFederalIncomeTaxExpenseBenefit
-104000 USD
CY2013 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
1283000 USD
CY2014 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
1511000 USD
CY2014 us-gaap Use Of Estimates
UseOfEstimates
<div style="MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif "> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px 0pt 0.2in; FONT: 10pt Times New Roman, Times, Serif" align="justify"></div> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-INDENT: 0.9pt; MARGIN: 0pt 0px 0pt 13.5pt; FONT: 10pt Times New Roman, Times, Serif" align="justify">2. <u>Use of Estimates</u>: The consolidated financial information presented herein has been prepared in accordance with U.S. generally accepted accounting principles (&#8220;U.S. GAAP.&#8221;) To prepare financial statements in conformity with U.S. GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. The allowance for loan losses, goodwill, loan servicing rights, deferred tax assets, acquisition method accounting adjustments and fair values of financial instruments are particularly subject to change.</div> </div><table border="0" style="width:100%; table-layout:fixed;" cellspacing="0" cellpadding="0"><tr><td></td></tr></table>
CY2013Q2 us-gaap Prepaid Taxes
PrepaidTaxes
0 USD
CY2014Q2 us-gaap Prepaid Taxes
PrepaidTaxes
227000 USD
CY2014 us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div style="MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif "> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px 0pt 13.5pt; FONT: 10pt Times New Roman, Times, Serif" align="justify"></div> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;TEXT-INDENT: 0.9pt; MARGIN: 0pt 0px 0pt 13.5pt; FONT: 10pt Times New Roman, Times, Serif" align="justify">25. <u>Reclassifications</u>: Some items in the prior year financial statements were reclassified to conform to the current presentation.</div> </div><table border="0" style="width:100%; table-layout:fixed;" cellspacing="0" cellpadding="0"><tr><td></td></tr></table>
CY2013 us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
504000 USD
CY2014 us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
700000 USD
CY2012Q2 us-gaap Stockholders Equity
StockholdersEquity
58853000 USD
CY2013 us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Employee Stock Purchase Program Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationEmployeeStockPurchaseProgramRequisiteServicePeriodRecognition
149000 USD
CY2014 us-gaap Adjustments To Additional Paid In Capital Share Based Compensation Employee Stock Purchase Program Requisite Service Period Recognition
AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationEmployeeStockPurchaseProgramRequisiteServicePeriodRecognition
155000 USD
CY2013 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
61000 USD
CY2014 us-gaap Treasury Stock Value Acquired Cost Method
TreasuryStockValueAcquiredCostMethod
42000 USD
CY2013Q2 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
97352 shares
CY2014Q2 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
116028 shares
CY2013Q2 us-gaap Employee Stock Ownership Plan Esop Number Of Committed To Be Released Shares
EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares
9338 shares
CY2014Q2 us-gaap Employee Stock Ownership Plan Esop Number Of Committed To Be Released Shares
EmployeeStockOwnershipPlanESOPNumberOfCommittedToBeReleasedShares
9338 shares
CY2013Q2 us-gaap Employee Stock Ownership Plan Esop Number Of Suspense Shares
EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares
159663 shares
CY2014Q2 us-gaap Employee Stock Ownership Plan Esop Number Of Suspense Shares
EmployeeStockOwnershipPlanESOPNumberOfSuspenseShares
140987 shares
CY2013 us-gaap Adjustments To Additional Paid In Capital Dividends In Excess Of Retained Earnings
AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings
1283000 USD
CY2014 us-gaap Adjustments To Additional Paid In Capital Dividends In Excess Of Retained Earnings
AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings
1511000 USD
CY2013Q2 us-gaap Employee Stock Ownership Plan Esop Shares In Esop
EmployeeStockOwnershipPlanESOPSharesInESOP
266353 shares
CY2014Q2 us-gaap Employee Stock Ownership Plan Esop Shares In Esop
EmployeeStockOwnershipPlanESOPSharesInESOP
266353 shares
CY2013Q2 us-gaap Employee Stock Ownership Plan Esop Fair Value Of Shares Subject To Repurchase Obligation
EmployeeStockOwnershipPlanESOPFairValueOfSharesSubjectToRepurchaseObligation
1287000 USD
CY2014Q2 us-gaap Employee Stock Ownership Plan Esop Fair Value Of Shares Subject To Repurchase Obligation
EmployeeStockOwnershipPlanESOPFairValueOfSharesSubjectToRepurchaseObligation
1212000 USD
CY2013Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
325800 shares
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Grants In Period Gross
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
0 shares
CY2014 us-gaap Stock Issued During Period Shares Stock Options Exercised
StockIssuedDuringPeriodSharesStockOptionsExercised
0 shares
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Forfeitures In Period
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
0 shares
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
325800 shares
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Number
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
325800 shares
CY2013Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
10.10
CY2013 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.40
CY2014 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.40
CY2014 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Grants In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
0
CY2014 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Forfeitures In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
0
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
10.10
CY2014Q2 us-gaap Sharebased Compensation Arrangement By Sharebased Payment Award Options Exercisable Intrinsic Value1
SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1
0 USD
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Exercisable Weighted Average Exercise Price
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
10.10
CY2014Q2 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Options Outstanding Intrinsic Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue
0 USD
CY2014 us-gaap Share Based Compensation Arrangements By Share Based Payment Award Options Exercises In Period Weighted Average Exercise Price
ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
0
CY2014 us-gaap Mortgage Loans On Real Estate Maximum Interest Rate In Range
MortgageLoansOnRealEstateMaximumInterestRateInRange
0.0575 pure
CY2013Q2 kffb Deferredtaxassetsotherrealestateownedadjustments
Deferredtaxassetsotherrealestateownedadjustments
330000 USD
CY2014 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8374624 shares
CY2013 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
7950228 shares
CY2014 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8374624 shares
CY2013 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
7950228 shares
CY2013Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
170000 USD
CY2014Q2 us-gaap Available For Sale Debt Securities Amortized Cost Basis
AvailableForSaleDebtSecuritiesAmortizedCostBasis
142000 USD
CY2013 us-gaap Available For Sale Securities Gross Unrealized Gains
AvailableForSaleSecuritiesGrossUnrealizedGains
35000 USD
CY2014 us-gaap Available For Sale Securities Gross Unrealized Gains
AvailableForSaleSecuritiesGrossUnrealizedGains
105000 USD
CY2013 us-gaap Available For Sale Securities Gross Unrealized Loss
AvailableForSaleSecuritiesGrossUnrealizedLoss
0 USD
CY2014 us-gaap Available For Sale Securities Gross Unrealized Loss
AvailableForSaleSecuritiesGrossUnrealizedLoss
0 USD
CY2013Q2 us-gaap Held To Maturity Securities Amortized Cost Before Other Than Temporary Impairment
HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment
12232000 USD
CY2014Q2 us-gaap Held To Maturity Securities Amortized Cost Before Other Than Temporary Impairment
HeldToMaturitySecuritiesAmortizedCostBeforeOtherThanTemporaryImpairment
9018000 USD
CY2013 us-gaap Held To Maturity Securities Unrecognized Holding Gains
HeldToMaturitySecuritiesUnrecognizedHoldingGains
210000 USD
CY2014 us-gaap Held To Maturity Securities Unrecognized Holding Gains
HeldToMaturitySecuritiesUnrecognizedHoldingGains
183000 USD
CY2013 us-gaap Held To Maturity Securities Unrecognized Holding Losses
HeldToMaturitySecuritiesUnrecognizedHoldingLosses
88000 USD
CY2014 us-gaap Held To Maturity Securities Unrecognized Holding Losses
HeldToMaturitySecuritiesUnrecognizedHoldingLosses
6000 USD
CY2014 dei Document Type
DocumentType
10-K
CY2014 dei Amendment Flag
AmendmentFlag
false
CY2014 dei Document Period End Date
DocumentPeriodEndDate
2014-06-30
CY2014 dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2014
CY2014 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2014 dei Entity Registrant Name
EntityRegistrantName
Kentucky First Federal Bancorp
CY2014 dei Entity Central Index Key
EntityCentralIndexKey
0001297341
CY2014 dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--06-30
CY2014 dei Entity Well Known Seasoned Issuer
EntityWellKnownSeasonedIssuer
No
CY2014 dei Entity Voluntary Filers
EntityVoluntaryFilers
No
CY2014 dei Entity Current Reporting Status
EntityCurrentReportingStatus
Yes
CY2014 dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
CY2013Q4 dei Entity Public Float
EntityPublicFloat
28000000 USD
CY2014 dei Trading Symbol
TradingSymbol
KFFB
CY2014Q3 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
8568164 shares
CY2013Q2 us-gaap Unused Commitments To Extend Credit
UnusedCommitmentsToExtendCredit
13318000 USD
CY2014Q2 us-gaap Unused Commitments To Extend Credit
UnusedCommitmentsToExtendCredit
13386000 USD
CY2013 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
1436000 USD
CY2014 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
981000 USD
CY2013 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
IncomeTaxReconciliationNondeductibleExpenseLifeInsurance
-30000 USD
CY2014 us-gaap Income Tax Reconciliation Nondeductible Expense Life Insurance
IncomeTaxReconciliationNondeductibleExpenseLifeInsurance
-31000 USD
CY2014 kffb Dividends Waived
DividendsWaived
1900000 USD
CY2013 kffb Income Tax Reconciliation Bargain Purchase Gain
IncomeTaxReconciliationBargainPurchaseGain
326000 USD
CY2014 kffb Income Tax Reconciliation Bargain Purchase Gain
IncomeTaxReconciliationBargainPurchaseGain
0 USD
CY2013 kffb Income Tax Reconciliation Merger Related Expenses
IncomeTaxReconciliationMergerRelatedExpenses
225000 USD
CY2014 kffb Income Tax Reconciliation Merger Related Expenses
IncomeTaxReconciliationMergerRelatedExpenses
0 USD
CY2013 us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
3000 USD
CY2014 us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
2000 USD
CY2013Q2 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
445000 USD
CY2014Q2 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
501000 USD
CY2013Q2 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits
239000 USD
CY2014Q2 us-gaap Deferred Tax Assets Tax Deferred Expense Compensation And Benefits
DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefits
249000 USD
CY2013Q2 us-gaap Deferred Tax Assets Charitable Contribution Carryforwards
DeferredTaxAssetsCharitableContributionCarryforwards
3000 USD
CY2014Q2 us-gaap Deferred Tax Assets Charitable Contribution Carryforwards
DeferredTaxAssetsCharitableContributionCarryforwards
2000 USD
CY2013Q2 kffb Deferred Tax Assets Fair Value Accounting Adjustment On Acquisition
DeferredTaxAssetsFairValueAccountingAdjustmentOnAcquisition
1187000 USD
CY2014Q2 kffb Deferred Tax Assets Fair Value Accounting Adjustment On Acquisition
DeferredTaxAssetsFairValueAccountingAdjustmentOnAcquisition
887000 USD
CY2013Q2 us-gaap Mortgage Loans On Real Estate Face Amount Of Mortgages
MortgageLoansOnRealEstateFaceAmountOfMortgages
415000 USD
CY2014Q2 us-gaap Mortgage Loans On Real Estate Face Amount Of Mortgages
MortgageLoansOnRealEstateFaceAmountOfMortgages
336000 USD
CY2013 us-gaap Mortgage Loans On Real Estate Minimum Interest Rate In Range
MortgageLoansOnRealEstateMinimumInterestRateInRange
0.0325 pure
CY2014Q2 kffb Deferredtaxassetsotherrealestateownedadjustments
Deferredtaxassetsotherrealestateownedadjustments
315000 USD
CY2014 us-gaap Mortgage Loans On Real Estate Minimum Interest Rate In Range
MortgageLoansOnRealEstateMinimumInterestRateInRange
0.0481 pure
CY2013Q2 kffb Deferred Tax Assets Nonaccured Interest On Loans
DeferredTaxAssetsNonaccuredInterestOnLoans
87000 USD
CY2014Q2 kffb Deferred Tax Assets Nonaccured Interest On Loans
DeferredTaxAssetsNonaccuredInterestOnLoans
154000 USD
CY2013 us-gaap Mortgage Loans On Real Estate Maximum Interest Rate In Range
MortgageLoansOnRealEstateMaximumInterestRateInRange
0.0483 pure
CY2014Q2 kffb Deferred Tax Liabilities Depreciation
DeferredTaxLiabilitiesDepreciation
63000 USD
CY2013Q2 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
2511000 USD
CY2014Q2 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
2240000 USD
CY2013Q2 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
-211000 USD
CY2014Q2 us-gaap Deferred Tax Assets Liabilities Net
DeferredTaxAssetsLiabilitiesNet
-130000 USD
CY2013Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
14555000 USD
CY2014Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
9865000 USD
CY2013Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From One To Two Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate
2366000 USD
CY2014Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From One To Two Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate
623000 USD
CY2013Q2 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
9000 USD
CY2014Q2 us-gaap Deferred Tax Assets Other
DeferredTaxAssetsOther
2000 USD
CY2013Q2 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
2300000 USD
CY2014Q2 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
2110000 USD
CY2013Q2 kffb Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends
DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends
1541000 USD
CY2014Q2 kffb Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends
DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends
1267000 USD
CY2013Q2 kffb Deferred Tax Liabilities Deferred Loan Origination Costs
DeferredTaxLiabilitiesDeferredLoanOriginationCosts
25000 USD
CY2014Q2 kffb Deferred Tax Liabilities Deferred Loan Origination Costs
DeferredTaxLiabilitiesDeferredLoanOriginationCosts
21000 USD
CY2013Q2 us-gaap Deferred Tax Liabilities Mortgage Servicing Rights
DeferredTaxLiabilitiesMortgageServicingRights
23000 USD
CY2014Q2 us-gaap Deferred Tax Liabilities Mortgage Servicing Rights
DeferredTaxLiabilitiesMortgageServicingRights
27000 USD
CY2013Q2 kffb Deferredtaxliabilitiesfairvalueaccountingadjustmentsonacquisition
Deferredtaxliabilitiesfairvalueaccountingadjustmentsonacquisition
760000 USD
CY2014Q2 kffb Deferredtaxliabilitiesfairvalueaccountingadjustmentsonacquisition
Deferredtaxliabilitiesfairvalueaccountingadjustmentsonacquisition
827000 USD
CY2013Q2 kffb Deferredtaxliabilitiesunrealizedgainoninvestments
Deferredtaxliabilitiesunrealizedgainoninvestments
12000 USD
CY2014Q2 kffb Deferredtaxliabilitiesunrealizedgainoninvestments
Deferredtaxliabilitiesunrealizedgainoninvestments
35000 USD
CY2013Q2 kffb Deferred Tax Liabilities Depreciation
DeferredTaxLiabilitiesDepreciation
150000 USD
CY2013Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate
623000 USD
CY2014Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate
431000 USD
CY2013Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Three To Four Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate
431000 USD
CY2014Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Three To Four Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate
2328000 USD
CY2013Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Four To Five Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate
2328000 USD
CY2014Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Four To Five Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate
3249000 USD
CY2013Q2 kffb Federal Home Loan Bank Advances Maturities Summary Due From Five To Six Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFiveToSixYearsOfBalanceSheetDate
3249000 USD
CY2014Q2 kffb Federal Home Loan Bank Advances Maturities Summary Due From Five To Six Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFiveToSixYearsOfBalanceSheetDate
189000 USD
CY2014 us-gaap Unrecognized Tax Benefits Period Increase Decrease
UnrecognizedTaxBenefitsPeriodIncreaseDecrease
0 USD
CY2013 us-gaap Unrecognized Tax Benefits Period Increase Decrease
UnrecognizedTaxBenefitsPeriodIncreaseDecrease
80000 USD
CY2014Q2 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
80000 USD
CY2013Q2 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
80000 USD
CY2012Q2 us-gaap Unrecognized Tax Benefits
UnrecognizedTaxBenefits
0 USD
CY1997 kffb Effective Income Tax Rate Reconciliation Deductions Bad Debt
EffectiveIncomeTaxRateReconciliationDeductionsBadDebt
0.08 pure
CY2014 kffb Retained Earnings Not Recognized Federal Income Taxes
RetainedEarningsNotRecognizedFederalIncomeTaxes
5200000 USD
CY2014Q2 us-gaap Deferred Tax Liability Not Recognized Amount Of Unrecognized Deferred Tax Liability Bad Debt Reserve For Tax Purposes Of Qualified Lender
DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender
1800000 USD
CY2014Q2 kffb Federal Home Loan Bank Advances Maturities Summary Due From Six To Seven Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromSixToSevenYearsOfBalanceSheetDate
142000 USD
CY2014Q2 kffb Federal Home Loan Bank Advances Maturities Summary Due From Seven To Eight Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromSevenToEightYearsOfBalanceSheetDate
373000 USD
CY2014Q2 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
17200000 USD
CY2013Q2 kffb Federal Home Loan Bank Advances Maturities Summary Due From Six To Seven Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromSixToSevenYearsOfBalanceSheetDate
189000 USD
CY2013Q2 kffb Federal Home Loan Bank Advances Maturities Summary Due From Seven To Eight Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromSevenToEightYearsOfBalanceSheetDate
514000 USD
CY2013Q2 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
24255000 USD
CY2013Q2 us-gaap Deferred Policy Acquisition Costs
DeferredPolicyAcquisitionCosts
-55000 USD
CY2014Q2 us-gaap Noninterest Bearing Domestic Deposit Checking
NoninterestBearingDomesticDepositChecking
3786000 USD
CY2013Q2 us-gaap Noninterest Bearing Domestic Deposit Checking
NoninterestBearingDomesticDepositChecking
3807000 USD
CY2014Q2 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
13364000 USD
CY2013Q2 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
11526000 USD
CY2014Q2 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
46277000 USD
CY2013Q2 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
47050000 USD
CY2014Q2 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
13010000 USD
CY2013Q2 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
13664000 USD
CY2014Q2 kffb Deposits Excluding Time Deposits
DepositsExcludingTimeDeposits
76437000 USD
CY2013Q2 kffb Deposits Excluding Time Deposits
DepositsExcludingTimeDeposits
76047000 USD
CY2014Q2 kffb Time Deposit Maturities Less Than Rolling Twelve Months
TimeDepositMaturitiesLessThanRollingTwelveMonths
92271000 USD
CY2013Q2 kffb Time Deposit Maturities Less Than Rolling Twelve Months
TimeDepositMaturitiesLessThanRollingTwelveMonths
95967000 USD
CY2014Q2 kffb Time Deposit Maturities Rolling Between Year Two And Three
TimeDepositMaturitiesRollingBetweenYearTwoAndThree
38705000 USD
CY2013Q2 kffb Time Deposit Maturities Rolling Between Year Two And Three
TimeDepositMaturitiesRollingBetweenYearTwoAndThree
49278000 USD
CY2014Q2 kffb Time Deposit Maturities After Rolling Year Three
TimeDepositMaturitiesAfterRollingYearThree
5729000 USD
CY2013Q2 kffb Time Deposit Maturities After Rolling Year Three
TimeDepositMaturitiesAfterRollingYearThree
9689000 USD
CY2014Q2 us-gaap Time Deposits
TimeDeposits
136705000 USD
CY2013Q2 us-gaap Time Deposits
TimeDeposits
154934000 USD
CY2014Q2 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
92271000 USD
CY2014Q2 us-gaap Land
Land
1493000 USD
CY2013Q2 us-gaap Land
Land
1493000 USD
CY2014Q2 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
29106000 USD
CY2014Q2 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
9599000 USD
CY2014Q2 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
3892000 USD
CY2014Q2 us-gaap Buildings And Improvements Gross
BuildingsAndImprovementsGross
6491000 USD
CY2013Q2 us-gaap Buildings And Improvements Gross
BuildingsAndImprovementsGross
6454000 USD
CY2014Q2 us-gaap Time Deposit Maturities After Year Five
TimeDepositMaturitiesAfterYearFive
1837000 USD
CY2014Q2 us-gaap Furniture And Fixtures Gross
FurnitureAndFixturesGross
2159000 USD
CY2013Q2 us-gaap Furniture And Fixtures Gross
FurnitureAndFixturesGross
1949000 USD
CY2014Q2 us-gaap Property Plant And Equipment Other
PropertyPlantAndEquipmentOther
64000 USD
CY2013Q2 us-gaap Property Plant And Equipment Other
PropertyPlantAndEquipmentOther
29000 USD
CY2014Q2 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
10207000 USD
CY2013Q2 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
9925000 USD
CY2014Q2 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
5578000 USD
CY2013Q2 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
5317000 USD
CY2014Q2 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
54800000 USD
CY2013Q2 us-gaap Time Deposits100000 Or More
TimeDeposits100000OrMore
62600000 USD
CY2014Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate Range From
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateRangeFrom
0.0012 pure
CY2014Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate Range To
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateRangeTo
0.0695 pure
CY2014Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Weighted Average Interest Rate
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresWeightedAverageInterestRate
0.0139 pure
CY2013Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate Range From
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateRangeFrom
0.0111 pure
CY2013Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Interest Rate Range To
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateRangeTo
0.0695 pure
CY2013Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Weighted Average Interest Rate
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresWeightedAverageInterestRate
0.0217 pure
CY2014Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Maximum Amount Available
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable
109400000 USD
CY2012Q2 us-gaap Other Real Estate And Foreclosed Assets
OtherRealEstateAndForeclosedAssets
2445000 USD
CY2014 kffb Other Real Estate Acquisition
OtherRealEstateAcquisition
0 USD
CY2013 kffb Other Real Estate Acquisition
OtherRealEstateAcquisition
1632000 USD
CY2014 us-gaap Other Real Estate Additions
OtherRealEstateAdditions
1491000 USD
CY2013 us-gaap Other Real Estate Additions
OtherRealEstateAdditions
367000 USD
CY2014 us-gaap Other Real Estate Valuation Adjustments
OtherRealEstateValuationAdjustments
101000 USD
CY2013 us-gaap Other Real Estate Valuation Adjustments
OtherRealEstateValuationAdjustments
25000 USD
CY2014 us-gaap Other Real Estate Disposals
OtherRealEstateDisposals
707000 USD
CY2013 us-gaap Other Real Estate Disposals
OtherRealEstateDisposals
3256000 USD
CY2013 us-gaap Stock Issued During Period Value Acquisitions
StockIssuedDuringPeriodValueAcquisitions
6028000 USD
CY2014 us-gaap Real Estate Owned Amount Of Loss At Acquisition1
RealEstateOwnedAmountOfLossAtAcquisition1
7000 USD
CY2013 us-gaap Real Estate Owned Amount Of Loss At Acquisition1
RealEstateOwnedAmountOfLossAtAcquisition1
0 USD
CY2014 kffb Increase Decrease In Current Federal Income Tax Benefit
IncreaseDecreaseInCurrentFederalIncomeTaxBenefit
-223000 USD
CY2013 kffb Increase Decrease In Current Federal Income Tax Benefit
IncreaseDecreaseInCurrentFederalIncomeTaxBenefit
110000 USD
CY2014 kffb Increase Decrease In Deferred Federal Income Tax Benefit
IncreaseDecreaseInDeferredFederalIncomeTaxBenefit
-104000 USD
CY2013 kffb Increase Decrease In Deferred Federal Income Tax Benefit
IncreaseDecreaseInDeferredFederalIncomeTaxBenefit
213000 USD
CY2014 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses
2700000 USD
CY2013 us-gaap Available For Sale Securities Continuous Unrealized Loss Position Less Than12 Months Aggregate Losses
AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAggregateLosses
7600000 USD
CY2014Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Outstanding Balance
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance
3776000 USD
CY2013Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Outstanding Balance
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance
4162000 USD
CY2014Q2 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
14000 USD
CY2014Q2 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
0 USD
CY2014Q2 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
11511000 USD
CY2014Q2 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
0 USD
CY2014Q2 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
253780000 USD
CY2014Q2 us-gaap Accounts Receivable Fair Value Disclosure
AccountsReceivableFairValueDisclosure
891000 USD
CY2014Q2 us-gaap Deposits Fair Value Disclosure
DepositsFairValueDisclosure
213244000 USD
CY2014Q2 us-gaap Federal Home Loan Bank Borrowings Fair Value Disclosure
FederalHomeLoanBankBorrowingsFairValueDisclosure
18303000 USD
CY2014Q2 kffb Advance Payments By Borrowers For Taxes And Insurance Fair Value Disclosure
AdvancePaymentsByBorrowersForTaxesAndInsuranceFairValueDisclosure
616000 USD
CY2014Q2 us-gaap Accounts Payable And Accrued Liabilities Fair Value Disclosure
AccountsPayableAndAccruedLiabilitiesFairValueDisclosure
32000 USD
CY2013Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
1294000 USD
CY2012Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
0 USD
CY2013 us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
28000 USD
CY2014 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Additions
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions
0 USD
CY2013 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Additions
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions
1294000 USD
CY2014 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Reclassifications From Nonaccretable Difference
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference
339000 USD
CY2013 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Reclassifications From Nonaccretable Difference
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference
0 USD
CY2014 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion
155000 USD
CY2013 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion
0 USD
CY2014 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Disposals Of Loans
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans
0 USD
CY2013 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Disposals Of Loans
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans
0 USD
CY2014Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
1478000 USD
CY2013Q2 us-gaap Loans Receivable Held For Sale Net
LoansReceivableHeldForSaleNet
196000 USD
CY2013Q2 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
16540000 USD
CY2013Q2 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
196000 USD
CY2013Q2 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
266354000 USD
CY2013Q2 us-gaap Accounts Receivable Fair Value Disclosure
AccountsReceivableFairValueDisclosure
919000 USD
CY2013Q2 us-gaap Deposits Fair Value Disclosure
DepositsFairValueDisclosure
231519000 USD
CY2013Q2 us-gaap Federal Home Loan Bank Borrowings Fair Value Disclosure
FederalHomeLoanBankBorrowingsFairValueDisclosure
26019000 USD
CY2013Q2 kffb Advance Payments By Borrowers For Taxes And Insurance Fair Value Disclosure
AdvancePaymentsByBorrowersForTaxesAndInsuranceFairValueDisclosure
562000 USD
CY2013Q2 us-gaap Accounts Payable And Accrued Liabilities Fair Value Disclosure
AccountsPayableAndAccruedLiabilitiesFairValueDisclosure
36000 USD
CY2014 us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
14000 USD
CY2014 us-gaap Proceeds From Sale Of Mortgage Servicing Rights Msr
ProceedsFromSaleOfMortgageServicingRightsMSR
13000000 USD
CY2013 us-gaap Proceeds From Sale Of Mortgage Servicing Rights Msr
ProceedsFromSaleOfMortgageServicingRightsMSR
13200000 USD
CY2014 kffb Loan Sold Under Fhlb Program
LoanSoldUnderFhlbProgram
1700000 USD
CY2014 kffb Average Loan Serviced
AverageLoanServiced
13300000 USD
CY2014 us-gaap Servicing Fees Net
ServicingFeesNet
35000 USD
CY2013 us-gaap Servicing Fees Net
ServicingFeesNet
35000 USD
CY2014 kffb Mortgage Loans On Real Estate Borrowing Capacity Percentage
MortgageLoansOnRealEstateBorrowingCapacityPercentage
0.95 pure
CY2014Q2 kffb Loans And Leases Receivable Consumer Home Equity Borrowing Capacity Percentage
LoansAndLeasesReceivableConsumerHomeEquityBorrowingCapacityPercentage
0.8 pure
CY2014 us-gaap Mortgage Loans On Real Estate Periodic Payment Terms
MortgageLoansOnRealEstatePeriodicPaymentTerms
30 years
CY2014 us-gaap Deferred Compensation Arrangement With Individual Compensation Expense
DeferredCompensationArrangementWithIndividualCompensationExpense
2000 USD
CY2013 us-gaap Deferred Compensation Arrangement With Individual Compensation Expense
DeferredCompensationArrangementWithIndividualCompensationExpense
9000 USD
CY2014 us-gaap Loans And Leases Receivable Impaired Description
LoansAndLeasesReceivableImpairedDescription
Independent appraisals for collateral-dependent loans are updated periodically (usually every 12-24 months depending on the size of the loan and the loan-to-value ratio)
CY2014Q2 us-gaap Real Estate Gross At Carrying Value
RealEstateGrossAtCarryingValue
1200000 USD
CY2013Q2 us-gaap Real Estate Gross At Carrying Value
RealEstateGrossAtCarryingValue
648000 USD
CY2014 us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
53000 USD
CY2013 us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
13000 USD
CY2014Q2 us-gaap Employee Stock Ownership Plan Esop Debt Structure Direct Loan Amount
EmployeeStockOwnershipPlanESOPDebtStructureDirectLoanAmount
1800000 USD
CY2013Q2 us-gaap Employee Stock Ownership Plan Esop Debt Structure Direct Loan Amount
EmployeeStockOwnershipPlanESOPDebtStructureDirectLoanAmount
2000000 USD
CY2013Q2 us-gaap Financing Receivable Allowance For Credit Losses Individually Evaluated For Impairment1
FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1
14000 USD
CY2014Q2 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
5735000 USD
CY2014 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Total Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue
280000 USD
CY2013 us-gaap Share Based Compensation Arrangement By Share Based Payment Award Equity Instruments Other Than Options Vested In Period Total Fair Value
ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue
280000 USD
CY2014 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
8190000 USD
CY2014 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
7000 USD
CY2014 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
7000 USD
CY2013Q2 us-gaap Impaired Financing Receivable With No Related Allowance Unpaid Principal Balance
ImpairedFinancingReceivableWithNoRelatedAllowanceUnpaidPrincipalBalance
8664000 USD
CY2013 us-gaap Impaired Financing Receivable Average Recorded Investment
ImpairedFinancingReceivableAverageRecordedInvestment
6929000 USD
CY2013 us-gaap Impaired Financing Receivable Interest Income Accrual Method
ImpairedFinancingReceivableInterestIncomeAccrualMethod
116000 USD
CY2013 us-gaap Impaired Financing Receivable Interest Income Cash Basis Method
ImpairedFinancingReceivableInterestIncomeCashBasisMethod
116000 USD
CY2014 us-gaap Allowance For Loan And Lease Losses Writeoffs Net
AllowanceForLoanAndLeaseLossesWriteoffsNet
417000 USD
CY2013 us-gaap Allowance For Loan And Lease Losses Writeoffs Net
AllowanceForLoanAndLeaseLossesWriteoffsNet
227000 USD
CY2014 us-gaap Unrealized Gain Loss On Securities
UnrealizedGainLossOnSecurities
6000 USD
CY2013 us-gaap Unrealized Gain Loss On Securities
UnrealizedGainLossOnSecurities
88000 USD
CY2014Q2 us-gaap Statutory Accounting Practices Statutory Amount Available For Dividend Payments
StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPayments
1100000 USD

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v389056_ex21.htm Edgar Link pending
v389056_ex23-1.htm Edgar Link pending
v389056_ex31-1.htm Edgar Link pending
v389056_ex31-2.htm Edgar Link pending
v389056_ex32.htm Edgar Link pending