2015 Q2 Form 10-Q Financial Statement

#000114420415031432 Filed on May 15, 2015

View on sec.gov

Income Statement

Concept 2015 Q2 2015 Q1 2014 Q1
Revenue $3.136M $3.254M
YoY Change -3.63% -9.16%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $70.00K $70.00K $60.00K
YoY Change 0.0% 16.67% 20.0%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $373.0K $377.0K
YoY Change -1.06% -14.51%
% of Operating Profit
Other Income/Expense, Net
YoY Change
Pretax Income $800.0K $805.0K $794.0K
YoY Change 29.03% 1.39% -16.42%
Income Tax $270.0K $266.0K $303.0K
% Of Pretax Income 33.75% 33.04% 38.16%
Net Earnings $540.0K $539.0K $491.0K
YoY Change 28.57% 9.78% -22.06%
Net Earnings / Revenue 17.19% 15.09%
Basic Earnings Per Share
Diluted Earnings Per Share $64.98K $64.90K $58.47K
COMMON SHARES
Basic Shares Outstanding 8.440M shares 8.458M shares 8.529M shares
Diluted Shares Outstanding

Balance Sheet

Concept 2015 Q2 2015 Q1 2014 Q1
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $13.64M $9.833M $12.99M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $5.235M $4.584M $4.597M
YoY Change 13.09% -0.28% -2.19%
Goodwill $14.51M $14.51M $14.51M
YoY Change 0.0% 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $296.3M $294.5M $306.1M
YoY Change -1.12% -3.79% -7.89%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $0.00 $0.00 $0.00
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $100.0K $200.0K
YoY Change
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $2.000M $2.000M $1.700M
YoY Change 5.26% 17.65% 142.86%
Total Long-Term Liabilities $2.000M $2.000M $1.700M
YoY Change 5.26% 17.65% 142.86%
TOTAL LIABILITIES
Total Short-Term Liabilities $100.0K $200.0K
Total Long-Term Liabilities $2.000M $2.000M $1.700M
Total Liabilities $229.0M $227.5M $239.0M
YoY Change -1.49% -4.82% -10.23%
SHAREHOLDERS EQUITY
Retained Earnings $34.71M $34.48M $33.99M
YoY Change 2.01% 1.44%
Common Stock $34.72M $34.73M $34.76M
YoY Change -0.09% -0.09%
Preferred Stock
YoY Change
Treasury Stock (at cost) $937.0K $937.0K $239.0K
YoY Change 292.05% 292.05%
Treasury Stock Shares 112.6K shares 112.6K shares 27.89K shares
Shareholders Equity $67.31M $67.04M $67.13M
YoY Change
Total Liabilities & Shareholders Equity $296.3M $294.5M $306.1M
YoY Change -1.12% -3.79% -7.89%

Cashflow Statement

Concept 2015 Q2 2015 Q1 2014 Q1
OPERATING ACTIVITIES
Net Income $540.0K $539.0K $491.0K
YoY Change 28.57% 9.78% -22.06%
Depreciation, Depletion And Amortization $70.00K $70.00K $60.00K
YoY Change 0.0% 16.67% 20.0%
Cash From Operating Activities $380.0K $1.290M $1.120M
YoY Change 3700.0% 15.18% -24.32%
INVESTING ACTIVITIES
Capital Expenditures -$720.0K -$20.00K -$70.00K
YoY Change 620.0% -71.43% 600.0%
Acquisitions
YoY Change
Other Investing Activities $2.680M $8.410M $15.16M
YoY Change -47.45% -44.53% 12.05%
Cash From Investing Activities $1.950M $8.390M $15.09M
YoY Change -61.0% -44.4% 11.53%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities 1.490M -9.640M -11.13M
YoY Change -122.96% -13.39% -20.04%
NET CHANGE
Cash From Operating Activities 380.0K 1.290M 1.120M
Cash From Investing Activities 1.950M 8.390M 15.09M
Cash From Financing Activities 1.490M -9.640M -11.13M
Net Change In Cash 3.820M 40.00K 5.080M
YoY Change -358.11% -99.21% 366.06%
FREE CASH FLOW
Cash From Operating Activities $380.0K $1.290M $1.120M
Capital Expenditures -$720.0K -$20.00K -$70.00K
Free Cash Flow $1.100M $1.310M $1.190M
YoY Change 900.0% 10.08% -20.13%

Facts In Submission

Frame Concept Type Concept / XBRL Key Value Unit
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FinancingReceivableRecordedInvestmentCurrent
238464000 USD
CY2014Q2 us-gaap Financing Receivable Recorded Investment Current
FinancingReceivableRecordedInvestmentCurrent
233953000 USD
CY2015Q1 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Outstanding Balance
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance
3426000 USD
CY2014Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Outstanding Balance
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance
3776000 USD
CY2014Q1 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3137000 USD
CY2015Q1 us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
3038000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
9519000 USD
us-gaap Interest And Fee Income Loans And Leases
InterestAndFeeIncomeLoansAndLeases
9093000 USD
CY2014Q1 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
32000 USD
CY2015Q1 us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
27000 USD
us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
102000 USD
us-gaap Interest Income Securities Mortgage Backed
InterestIncomeSecuritiesMortgageBacked
84000 USD
CY2014Q1 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
8000 USD
CY2015Q1 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
6000 USD
us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
22000 USD
us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
19000 USD
CY2014Q1 us-gaap Interest And Fee Income Other Loans Held For Sale
InterestAndFeeIncomeOtherLoansHeldForSale
77000 USD
CY2015Q1 us-gaap Interest And Fee Income Other Loans Held For Sale
InterestAndFeeIncomeOtherLoansHeldForSale
65000 USD
us-gaap Interest And Fee Income Other Loans Held For Sale
InterestAndFeeIncomeOtherLoansHeldForSale
237000 USD
us-gaap Interest And Fee Income Other Loans Held For Sale
InterestAndFeeIncomeOtherLoansHeldForSale
195000 USD
CY2014Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
3254000 USD
CY2015Q1 us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
3136000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
9880000 USD
us-gaap Interest And Dividend Income Operating
InterestAndDividendIncomeOperating
9391000 USD
CY2014Q1 us-gaap Interest Expense Demand Deposit Accounts
InterestExpenseDemandDepositAccounts
7000 USD
CY2015Q1 us-gaap Interest Expense Demand Deposit Accounts
InterestExpenseDemandDepositAccounts
7000 USD
us-gaap Interest Expense Demand Deposit Accounts
InterestExpenseDemandDepositAccounts
22000 USD
us-gaap Interest Expense Demand Deposit Accounts
InterestExpenseDemandDepositAccounts
23000 USD
CY2014Q1 us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
58000 USD
CY2015Q1 us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
59000 USD
us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
180000 USD
us-gaap Interest Expense Savings Deposits
InterestExpenseSavingsDeposits
177000 USD
CY2014Q1 kffb Interest Expense Certificates Of Deposits
InterestExpenseCertificatesOfDeposits
247000 USD
CY2015Q1 kffb Interest Expense Certificates Of Deposits
InterestExpenseCertificatesOfDeposits
246000 USD
kffb Interest Expense Certificates Of Deposits
InterestExpenseCertificatesOfDeposits
839000 USD
kffb Interest Expense Certificates Of Deposits
InterestExpenseCertificatesOfDeposits
698000 USD
CY2014Q1 us-gaap Interest Expense Deposits
InterestExpenseDeposits
312000 USD
CY2015Q1 us-gaap Interest Expense Deposits
InterestExpenseDeposits
312000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
1041000 USD
us-gaap Interest Expense Deposits
InterestExpenseDeposits
898000 USD
CY2014Q1 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
65000 USD
CY2015Q1 us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
61000 USD
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
217000 USD
us-gaap Interest Expense Borrowings
InterestExpenseBorrowings
180000 USD
CY2014Q1 us-gaap Interest Expense
InterestExpense
377000 USD
CY2015Q1 us-gaap Interest Expense
InterestExpense
373000 USD
us-gaap Interest Expense
InterestExpense
1258000 USD
us-gaap Interest Expense
InterestExpense
1078000 USD
CY2014Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
2877000 USD
CY2015Q1 us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
2763000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
8622000 USD
us-gaap Interest Income Expense Net
InterestIncomeExpenseNet
8313000 USD
CY2014Q1 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
78000 USD
CY2015Q1 us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
36000 USD
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
531000 USD
us-gaap Provision For Loan Losses Expensed
ProvisionForLoanLossesExpensed
302000 USD
CY2014Q1 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
2799000 USD
CY2015Q1 us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
2727000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
8091000 USD
us-gaap Interest Income Expense After Provision For Loan Loss
InterestIncomeExpenseAfterProvisionForLoanLoss
8011000 USD
CY2014Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
22000 USD
CY2015Q1 us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
23000 USD
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
68000 USD
us-gaap Bank Owned Life Insurance Income
BankOwnedLifeInsuranceIncome
70000 USD
CY2014Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
0 USD
CY2015Q1 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
13000 USD
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
55000 USD
us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
28000 USD
CY2014Q1 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
7000 USD
CY2015Q1 us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-18000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
-10000 USD
us-gaap Gains Losses On Sales Of Other Real Estate
GainsLossesOnSalesOfOtherRealEstate
124000 USD
CY2014Q1 us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
0 USD
CY2015Q1 us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
13000 USD
us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
34000 USD
us-gaap Sec Schedule Iii Real Estate Writedown Or Reserve Amount
SECScheduleIIIRealEstateWritedownOrReserveAmount
27000 USD
CY2014Q1 us-gaap Noninterest Income Other
NoninterestIncomeOther
78000 USD
CY2015Q1 us-gaap Noninterest Income Other
NoninterestIncomeOther
63000 USD
us-gaap Noninterest Income Other
NoninterestIncomeOther
240000 USD
us-gaap Noninterest Income Other
NoninterestIncomeOther
201000 USD
CY2014Q1 us-gaap Noninterest Income
NoninterestIncome
107000 USD
CY2015Q1 us-gaap Noninterest Income
NoninterestIncome
68000 USD
us-gaap Noninterest Income
NoninterestIncome
319000 USD
us-gaap Noninterest Income
NoninterestIncome
396000 USD
CY2014Q1 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1396000 USD
CY2015Q1 us-gaap Labor And Related Expense
LaborAndRelatedExpense
1189000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
3908000 USD
us-gaap Labor And Related Expense
LaborAndRelatedExpense
3698000 USD
CY2014Q1 kffb Occupancy And Equipment
OccupancyAndEquipment
124000 USD
CY2015Q1 kffb Occupancy And Equipment
OccupancyAndEquipment
198000 USD
kffb Occupancy And Equipment
OccupancyAndEquipment
409000 USD
kffb Occupancy And Equipment
OccupancyAndEquipment
469000 USD
CY2014Q1 kffb Outside Service Fee
OutsideServiceFee
25000 USD
CY2015Q1 kffb Outside Service Fee
OutsideServiceFee
66000 USD
kffb Outside Service Fee
OutsideServiceFee
104000 USD
kffb Outside Service Fee
OutsideServiceFee
153000 USD
CY2014Q1 us-gaap Legal Fees
LegalFees
10000 USD
CY2015Q1 us-gaap Legal Fees
LegalFees
32000 USD
us-gaap Legal Fees
LegalFees
27000 USD
us-gaap Legal Fees
LegalFees
58000 USD
CY2014Q1 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
107000 USD
CY2015Q1 us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
118000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
327000 USD
us-gaap Information Technology And Data Processing
InformationTechnologyAndDataProcessing
327000 USD
CY2014Q1 us-gaap Professional Fees
ProfessionalFees
66000 USD
CY2015Q1 us-gaap Professional Fees
ProfessionalFees
59000 USD
us-gaap Professional Fees
ProfessionalFees
165000 USD
us-gaap Professional Fees
ProfessionalFees
189000 USD
CY2014Q1 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
57000 USD
CY2015Q1 us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
54000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
172000 USD
us-gaap Federal Deposit Insurance Corporation Premium Expense
FederalDepositInsuranceCorporationPremiumExpense
173000 USD
CY2014Q1 us-gaap Taxes Other
TaxesOther
67000 USD
CY2015Q1 us-gaap Taxes Other
TaxesOther
64000 USD
us-gaap Taxes Other
TaxesOther
203000 USD
us-gaap Taxes Other
TaxesOther
198000 USD
CY2014Q1 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
37000 USD
CY2015Q1 us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
34000 USD
us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
107000 USD
us-gaap Foreclosed Real Estate Expense
ForeclosedRealEstateExpense
155000 USD
CY2014Q1 us-gaap Other Noninterest Expense
OtherNoninterestExpense
223000 USD
CY2015Q1 us-gaap Other Noninterest Expense
OtherNoninterestExpense
176000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
721000 USD
us-gaap Other Noninterest Expense
OtherNoninterestExpense
697000 USD
CY2014Q1 us-gaap Noninterest Expense
NoninterestExpense
2112000 USD
CY2015Q1 us-gaap Noninterest Expense
NoninterestExpense
1990000 USD
us-gaap Noninterest Expense
NoninterestExpense
6143000 USD
us-gaap Noninterest Expense
NoninterestExpense
6117000 USD
CY2014Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
794000 USD
CY2015Q1 us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
805000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2267000 USD
us-gaap Income Loss From Continuing Operations Before Income Taxes Extraordinary Items Noncontrolling Interest
IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest
2290000 USD
CY2014Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
303000 USD
CY2015Q1 us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
266000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
755000 USD
us-gaap Income Tax Expense Benefit
IncomeTaxExpenseBenefit
756000 USD
CY2014Q1 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.06
CY2015Q1 us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.06
us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.18
us-gaap Earnings Per Share Basic And Diluted
EarningsPerShareBasicAndDiluted
0.18
CY2014Q1 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.1
CY2015Q1 us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.1
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.3
us-gaap Common Stock Dividends Per Share Declared
CommonStockDividendsPerShareDeclared
0.3
CY2013Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
1294000 USD
CY2014Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
1478000 USD
CY2015Q1 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Additions
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions
0 USD
CY2014 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Additions
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions
0 USD
us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Additions
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAdditions
0 USD
CY2015Q1 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion
105000 USD
CY2014 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion
155000 USD
us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion
270000 USD
CY2015Q1 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Reclassifications From Nonaccretable Difference
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference
0 USD
CY2014 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Reclassifications From Nonaccretable Difference
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference
339000 USD
us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Reclassifications From Nonaccretable Difference
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldReclassificationsFromNonaccretableDifference
0 USD
CY2015Q1 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Disposals Of Loans
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans
77000 USD
CY2014 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Disposals Of Loans
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans
0 USD
us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Disposals Of Loans
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldDisposalsOfLoans
141000 USD
CY2015Q1 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
1067000 USD
CY2015Q1 us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
20000 USD
us-gaap Financing Receivables Impaired Troubled Debt Restructuring Write Down
FinancingReceivablesImpairedTroubledDebtRestructuringWriteDown
20000 USD
CY2014Q2 us-gaap Financing Receivable Modifications Recorded Investment
FinancingReceivableModificationsRecordedInvestment
2000000 USD
CY2015Q1 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
9833000 USD
CY2014Q2 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
253780000 USD
CY2014Q2 us-gaap Cash And Cash Equivalents Fair Value Disclosure
CashAndCashEquivalentsFairValueDisclosure
11511000 USD
CY2015Q1 us-gaap Loans Receivable Fair Value Disclosure
LoansReceivableFairValueDisclosure
247308000 USD
CY2015Q1 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
8000 USD
CY2014Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
27000 USD
CY2015Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
6000 USD
CY2014Q2 us-gaap Impaired Financing Receivable Related Allowance
ImpairedFinancingReceivableRelatedAllowance
14000 USD
CY2015Q1 us-gaap Real Estate Gross At Carrying Value
RealEstateGrossAtCarryingValue
963000 USD
CY2014Q2 us-gaap Real Estate Gross At Carrying Value
RealEstateGrossAtCarryingValue
1200000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
71000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Before Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax
-45000 USD
CY2014Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
9000 USD
CY2015Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
2000 USD
CY2015Q1 us-gaap Accounts Receivable Fair Value Disclosure
AccountsReceivableFairValueDisclosure
772000 USD
CY2014Q2 us-gaap Accounts Receivable Fair Value Disclosure
AccountsReceivableFairValueDisclosure
891000 USD
CY2015Q1 us-gaap Deposits Fair Value Disclosure
DepositsFairValueDisclosure
202347000 USD
CY2014Q2 us-gaap Deposits Fair Value Disclosure
DepositsFairValueDisclosure
213244000 USD
CY2015Q1 us-gaap Federal Home Loan Bank Borrowings Fair Value Disclosure
FederalHomeLoanBankBorrowingsFairValueDisclosure
23026000 USD
CY2014Q2 us-gaap Federal Home Loan Bank Borrowings Fair Value Disclosure
FederalHomeLoanBankBorrowingsFairValueDisclosure
18303000 USD
CY2015Q1 kffb Advance Payments By Borrowers For Taxes And Insurance Fair Value Disclosure
AdvancePaymentsByBorrowersForTaxesAndInsuranceFairValueDisclosure
455000 USD
CY2014Q2 kffb Advance Payments By Borrowers For Taxes And Insurance Fair Value Disclosure
AdvancePaymentsByBorrowersForTaxesAndInsuranceFairValueDisclosure
616000 USD
CY2015Q1 us-gaap Accounts Payable And Accrued Liabilities Fair Value Disclosure
AccountsPayableAndAccruedLiabilitiesFairValueDisclosure
32000 USD
CY2015Q1 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
75000 USD
CY2014Q2 us-gaap Impaired Financing Receivable With Related Allowance Recorded Investment
ImpairedFinancingReceivableWithRelatedAllowanceRecordedInvestment
200000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
24000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax
-15000 USD
CY2014Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
18000 USD
CY2015Q1 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
4000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
47000 USD
us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
-30000 USD
CY2014Q1 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
509000 USD
CY2015Q1 us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
543000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1559000 USD
us-gaap Comprehensive Income Net Of Tax
ComprehensiveIncomeNetOfTax
1504000 USD
us-gaap Depreciation
Depreciation
218000 USD
us-gaap Depreciation
Depreciation
206000 USD
kffb Accretion Of Purchased Loan Discount
AccretionOfPurchasedLoanDiscount
125000 USD
kffb Accretion Of Purchased Loan Discount
AccretionOfPurchasedLoanDiscount
270000 USD
kffb Amortization Of Purchased Loan Premium
AmortizationOfPurchasedLoanPremium
7000 USD
kffb Amortization Of Purchased Loan Premium
AmortizationOfPurchasedLoanPremium
14000 USD
kffb Amortization Accretion Of Deferred Loan Origination Costs
AmortizationAccretionOfDeferredLoanOriginationCosts
-17000 USD
kffb Amortization Accretion Of Deferred Loan Origination Costs
AmortizationAccretionOfDeferredLoanOriginationCosts
44000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-169000 USD
us-gaap Accretion Amortization Of Discounts And Premiums Investments
AccretionAmortizationOfDiscountsAndPremiumsInvestments
-117000 USD
kffb Accretion Of Premiums On Federal Home Loan Bank Advances
AccretionOfPremiumsOnFederalHomeLoanBankAdvances
56000 USD
kffb Accretion Of Premiums On Federal Home Loan Bank Advances
AccretionOfPremiumsOnFederalHomeLoanBankAdvances
0 USD
kffb Accretion Of Premiums On Deposits
AccretionOfPremiumsOnDeposits
316000 USD
kffb Accretion Of Premiums On Deposits
AccretionOfPremiumsOnDeposits
191000 USD
us-gaap Gains Losses On Sales Of Investment Real Estate
GainsLossesOnSalesOfInvestmentRealEstate
0 USD
us-gaap Gains Losses On Sales Of Investment Real Estate
GainsLossesOnSalesOfInvestmentRealEstate
89000 USD
us-gaap Impairment Of Investments
ImpairmentOfInvestments
34000 USD
us-gaap Impairment Of Investments
ImpairmentOfInvestments
27000 USD
kffb Deferred Gain On Sale Of Real Estate Owned
DeferredGainOnSaleOfRealEstateOwned
6000 USD
kffb Deferred Gain On Sale Of Real Estate Owned
DeferredGainOnSaleOfRealEstateOwned
17000 USD
us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
116000 USD
us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
115000 USD
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
1502000 USD
us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
599000 USD
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
19300000 USD
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
42000 USD
us-gaap Payments For Repurchase Of Common Stock
PaymentsForRepurchaseOfCommonStock
698000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
575000 USD
us-gaap Income Taxes Paid
IncomeTaxesPaid
255000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
12186000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
9712000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
26000 USD
us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
34000 USD
us-gaap Proceeds From Loan Originations1
ProceedsFromLoanOriginations1
10203000 USD
us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
1752000 USD
us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
627000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-19000 USD
us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-119000 USD
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
-68000 USD
us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
-76000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
1000 USD
us-gaap Increase Decrease In Interest Payable Net
IncreaseDecreaseInInterestPayableNet
0 USD
us-gaap Increase Decrease In Accounts Payable And Other Operating Liabilities
IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities
20000 USD
us-gaap Increase Decrease In Accounts Payable And Other Operating Liabilities
IncreaseDecreaseInAccountsPayableAndOtherOperatingLiabilities
319000 USD
us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-177000 USD
us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-488000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
2479000 USD
us-gaap Net Cash Provided By Used In Operating Activities Continuing Operations
NetCashProvidedByUsedInOperatingActivitiesContinuingOperations
2724000 USD
us-gaap Proceeds From Loan Originations1
ProceedsFromLoanOriginations1
724000 USD
us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
0 USD
us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
1064000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
207000 USD
us-gaap Payments To Acquire Property Plant And Equipment
PaymentsToAcquirePropertyPlantAndEquipment
161000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
13458000 USD
us-gaap Net Cash Provided By Used In Investing Activities Continuing Operations
NetCashProvidedByUsedInInvestingActivitiesContinuingOperations
2873000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-12144000 USD
us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
-10778000 USD
us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-151000 USD
us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-161000 USD
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
16025000 USD
us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
13856000 USD
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
1127000 USD
us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
1082000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-19489000 USD
us-gaap Net Cash Provided By Used In Financing Activities Continuing Operations
NetCashProvidedByUsedInFinancingActivitiesContinuingOperations
-7275000 USD
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-3552000 USD
us-gaap Cash And Cash Equivalents Period Increase Decrease
CashAndCashEquivalentsPeriodIncreaseDecrease
-1678000 USD
CY2013Q2 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
16540000 USD
CY2014Q1 us-gaap Cash And Cash Equivalents At Carrying Value
CashAndCashEquivalentsAtCarryingValue
12988000 USD
us-gaap Business Combination Bargain Purchase Gain Recognized Amount
BusinessCombinationBargainPurchaseGainRecognizedAmount
958000 USD
us-gaap Prior Period Reclassification Adjustment Description
PriorPeriodReclassificationAdjustmentDescription
<div style="MARGIN: 0pt 0px; FONT: 10pt Times New Roman, Times, Serif "> <div style="CLEAR:both; FONT-FAMILY:Times New Roman;FONT-SIZE: 10pt;MARGIN: 0pt 0px 0pt 0in; FONT: 10pt Times New Roman, Times, Serif" align="justify"><b>Reclassifications</b> - Certain amounts presented in prior periods have been reclassified to conform to the current period presentation. Such reclassifications had no impact on prior years&#8217; net income or shareholders&#8217; equity.</div> </div><table border="0" style="width:100%; table-layout:fixed;" cellspacing="0" cellpadding="0"><tr><td></td></tr></table>
us-gaap Payments To Acquire Notes Receivable
PaymentsToAcquireNotesReceivable
10000000 USD
us-gaap Payments To Acquire Notes Receivable
PaymentsToAcquireNotesReceivable
8500000 USD
us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
10000000 USD
us-gaap Interest Paid
InterestPaid
1629000 USD
us-gaap Interest Paid
InterestPaid
1269000 USD
kffb Transfers From Loans To Real Estate Acquired Through Foreclosure Net
TransfersFromLoansToRealEstateAcquiredThroughForeclosureNet
1259000 USD
kffb Transfers From Loans To Real Estate Acquired Through Foreclosure Net
TransfersFromLoansToRealEstateAcquiredThroughForeclosureNet
1780000 USD
kffb Loans Made On Sale Of Real Estate Acquired Through Foreclosure
LoansMadeOnSaleOfRealEstateAcquiredThroughForeclosure
35000 USD
kffb Loans Made On Sale Of Real Estate Acquired Through Foreclosure
LoansMadeOnSaleOfRealEstateAcquiredThroughForeclosure
439000 USD
CY2014Q1 us-gaap Impaired Financing Receivable Unpaid Principal Balance
ImpairedFinancingReceivableUnpaidPrincipalBalance
8343000 USD
kffb Impaired Financing Receivable With No Related Allowance Allowance For Loan Losses Allocated
ImpairedFinancingReceivableWithNoRelatedAllowanceAllowanceForLoanLossesAllocated
0 USD
kffb Impaired Financing Receivable With No Related Allowance Allowance For Loan Losses Allocated
ImpairedFinancingReceivableWithNoRelatedAllowanceAllowanceForLoanLossesAllocated
0 USD
kffb Impaired Financing Receivable Allowance For Loan Losses Allocated
ImpairedFinancingReceivableAllowanceForLoanLossesAllocated
14000 USD
kffb Impaired Financing Receivable Allowance For Loan Losses Allocated
ImpairedFinancingReceivableAllowanceForLoanLossesAllocated
8000 USD
dei Document Type
DocumentType
10-Q
dei Amendment Flag
AmendmentFlag
false
dei Document Period End Date
DocumentPeriodEndDate
2015-03-31
dei Document Fiscal Year Focus
DocumentFiscalYearFocus
2015
dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
Q3
dei Entity Registrant Name
EntityRegistrantName
Kentucky First Federal Bancorp
dei Entity Central Index Key
EntityCentralIndexKey
0001297341
dei Current Fiscal Year End Date
CurrentFiscalYearEndDate
--06-30
dei Entity Filer Category
EntityFilerCategory
Smaller Reporting Company
dei Trading Symbol
TradingSymbol
KFFB
CY2015Q2 dei Entity Common Stock Shares Outstanding
EntityCommonStockSharesOutstanding
8439515 shares
us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
1250000 USD
us-gaap Proceeds From Sale Of Federal Home Loan Bank Stock
ProceedsFromSaleOfFederalHomeLoanBankStock
0 USD

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