2022 Q3 Form 10-K Financial Statement

#000121390022059709 Filed on September 28, 2022

View on sec.gov

Income Statement

Concept 2022 Q3 2022 Q2 2022
Revenue $10.91M
YoY Change -10.19%
Cost Of Revenue
YoY Change
Gross Profit
YoY Change
Gross Profit Margin
Selling, General & Admin
YoY Change
% of Gross Profit
Research & Development
YoY Change
% of Gross Profit
Depreciation & Amortization $68.00K $91.00K $285.0K
YoY Change -15.0% 30.0% -1.72%
% of Gross Profit
Operating Expenses
YoY Change
Operating Profit
YoY Change
Interest Expense $453.0K $1.754M
YoY Change -3.41% -18.08%
% of Operating Profit
Other Income/Expense, Net $9.160M
YoY Change -8.5%
Pretax Income $489.0K $309.0K $2.067M
YoY Change -34.8% -58.8% -4.75%
Income Tax $116.0K $103.0K $477.0K
% Of Pretax Income 23.72% 33.33% 23.08%
Net Earnings $373.0K $206.0K $1.590M
YoY Change -34.56% -70.14% -12.64%
Net Earnings / Revenue 14.57%
Basic Earnings Per Share $0.05 $0.19
Diluted Earnings Per Share $0.05 $25.11K $193.6K
COMMON SHARES
Basic Shares Outstanding 8.155M shares 8.213M shares
Diluted Shares Outstanding 8.154M shares 8.213M shares

Balance Sheet

Concept 2022 Q3 2022 Q2 2022
SHORT-TERM ASSETS
Cash & Short-Term Investments
YoY Change
Cash & Equivalents $8.635M $25.82M
Short-Term Investments
Other Short-Term Assets
YoY Change
Inventory
Prepaid Expenses
Receivables
Other Receivables
Total Short-Term Assets
YoY Change
LONG-TERM ASSETS
Property, Plant & Equipment $4.564M $4.563M $4.563M
YoY Change -2.89% -2.91% -2.91%
Goodwill $947.0K $947.0K
YoY Change 0.0%
Intangibles
YoY Change
Long-Term Investments
YoY Change
Other Assets
YoY Change
Total Long-Term Assets
YoY Change
TOTAL ASSETS
Total Short-Term Assets
Total Long-Term Assets
Total Assets $330.9M $328.1M $328.1M
YoY Change -1.78% -2.96% -2.96%
SHORT-TERM LIABILITIES
YoY Change
Accounts Payable $11.00K $12.00K $12.00K
YoY Change
Accrued Expenses
YoY Change
Deferred Revenue
YoY Change
Short-Term Debt
YoY Change
Long-Term Debt Due
YoY Change
Total Short-Term Liabilities $11.00K $12.00K $12.00K
YoY Change -89.0%
LONG-TERM LIABILITIES
Long-Term Debt $0.00 $0.00 $0.00
YoY Change
Other Long-Term Liabilities $1.610M $2.132M $2.132M
YoY Change -10.56% 52.29% 52.29%
Total Long-Term Liabilities $1.610M $2.132M $2.132M
YoY Change -10.56% 52.29% 52.29%
TOTAL LIABILITIES
Total Short-Term Liabilities $11.00K $12.00K $12.00K
Total Long-Term Liabilities $1.610M $2.132M $2.132M
Total Liabilities $279.3M $276.1M $276.1M
YoY Change -1.8% -3.41% -3.41%
SHAREHOLDERS EQUITY
Retained Earnings $20.59M $20.56M
YoY Change 0.96%
Common Stock $86.00K $34.98M
YoY Change -0.07%
Preferred Stock
YoY Change
Treasury Stock (at cost) $3.508M $3.508M
YoY Change 18.19%
Treasury Stock Shares 441.4K shares 441.4K shares
Shareholders Equity $51.63M $52.03M $52.03M
YoY Change
Total Liabilities & Shareholders Equity $330.9M $328.1M $328.1M
YoY Change -1.78% -2.96% -2.96%

Cashflow Statement

Concept 2022 Q3 2022 Q2 2022
OPERATING ACTIVITIES
Net Income $373.0K $206.0K $1.590M
YoY Change -34.56% -70.14% -12.64%
Depreciation, Depletion And Amortization $68.00K $91.00K $285.0K
YoY Change -15.0% 30.0% -1.72%
Cash From Operating Activities $436.0K $1.497M $2.641M
YoY Change -79.53% 367.81% 67.15%
INVESTING ACTIVITIES
Capital Expenditures $69.00K -$24.00K -$151.0K
YoY Change -238.0% -20.0% 51.0%
Acquisitions
YoY Change
Other Investing Activities -$20.66M -$15.62M $13.48M
YoY Change -579.42% -1029.7% -254.1%
Cash From Investing Activities -$20.73M -$15.64M $13.33M
YoY Change -586.67% -1048.06% -250.66%
FINANCING ACTIVITIES
Cash Dividend Paid
YoY Change
Common Stock Issuance & Retirement, Net
YoY Change
Debt Paid & Issued, Net
YoY Change
Cash From Financing Activities $3.108M -6.092M -$11.80M
YoY Change -248.0% -224.07% -177.57%
NET CHANGE
Cash From Operating Activities $436.0K 1.497M $2.641M
Cash From Investing Activities -$20.73M -15.64M $13.33M
Cash From Financing Activities $3.108M -6.092M -$11.80M
Net Change In Cash -$17.19M -20.24M $4.175M
YoY Change -500.65% -394.16% -47.42%
FREE CASH FLOW
Cash From Operating Activities $436.0K $1.497M $2.641M
Capital Expenditures $69.00K -$24.00K -$151.0K
Free Cash Flow $367.0K $1.521M $2.792M
YoY Change -83.17% 334.57% 66.19%

Facts In Submission

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CY2022 us-gaap Common Stock Dividends Per Share Cash Paid
CommonStockDividendsPerShareCashPaid
0.4
CY2022 us-gaap Adjustments To Additional Paid In Capital Dividends In Excess Of Retained Earnings
AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings
-1394000 usd
CY2022Q2 us-gaap Stockholders Equity
StockholdersEquity
52025000 usd
CY2022 us-gaap Net Income Loss
NetIncomeLoss
1590000 usd
CY2021 us-gaap Net Income Loss
NetIncomeLoss
1820000 usd
CY2022 us-gaap Depreciation
Depreciation
285000 usd
CY2021 us-gaap Depreciation
Depreciation
288000 usd
CY2022 kffb Accretion Of Purchased Loan Discount
AccretionOfPurchasedLoanDiscount
50000 usd
CY2021 kffb Accretion Of Purchased Loan Discount
AccretionOfPurchasedLoanDiscount
321000 usd
CY2021 kffb Amortization Of Purchased Loan Premium
AmortizationOfPurchasedLoanPremium
26000 usd
CY2022 us-gaap Amortization Of Financing Costs And Discounts
AmortizationOfFinancingCostsAndDiscounts
6000 usd
CY2022 kffb Amortization Of Deferred Loan Origination Costsfees
AmortizationOfDeferredLoanOriginationCostsfees
98000 usd
CY2021 kffb Amortization Of Deferred Loan Origination Costsfees
AmortizationOfDeferredLoanOriginationCostsfees
-7000 usd
CY2022 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
255000 usd
CY2021 us-gaap Gain Loss On Sales Of Loans Net
GainLossOnSalesOfLoansNet
380000 usd
CY2021 us-gaap Impairment Of Investments
ImpairmentOfInvestments
19000 usd
CY2022 us-gaap Gains Losses On Sales Of Investment Real Estate
GainsLossesOnSalesOfInvestmentRealEstate
-35000 usd
CY2021 us-gaap Gains Losses On Sales Of Investment Real Estate
GainsLossesOnSalesOfInvestmentRealEstate
-19000 usd
CY2022 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
73000 usd
CY2021 us-gaap Employee Stock Ownership Plan Esop Compensation Expense
EmployeeStockOwnershipPlanESOPCompensationExpense
122000 usd
CY2021 kffb Net Loss On Sale Of Property Equipment
NetLossOnSaleOfPropertyEquipment
2000 usd
CY2022 kffb Earnings On Bank Owned Life Insurance
EarningsOnBankOwnedLifeInsurance
78000 usd
CY2021 kffb Earnings On Bank Owned Life Insurance
EarningsOnBankOwnedLifeInsurance
78000 usd
CY2022 kffb Provision For Loan Losses
ProvisionForLoanLosses
-60000 usd
CY2021 kffb Provision For Loan Losses
ProvisionForLoanLosses
192000 usd
CY2022 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
4789000 usd
CY2021 us-gaap Payments For Origination Of Mortgage Loans Held For Sale
PaymentsForOriginationOfMortgageLoansHeldForSale
9963000 usd
CY2022 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
6199000 usd
CY2021 us-gaap Proceeds From Sale Of Mortgage Loans Held For Sale
ProceedsFromSaleOfMortgageLoansHeldForSale
9703000 usd
CY2022 us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
-275000 usd
CY2021 us-gaap Increase Decrease In Deferred Income Taxes
IncreaseDecreaseInDeferredIncomeTaxes
223000 usd
CY2022 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-45000 usd
CY2021 us-gaap Increase Decrease In Accrued Interest Receivable Net
IncreaseDecreaseInAccruedInterestReceivableNet
-136000 usd
CY2022 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
415000 usd
CY2021 us-gaap Increase Decrease In Prepaid Deferred Expense And Other Assets
IncreaseDecreaseInPrepaidDeferredExpenseAndOtherAssets
-213000 usd
CY2022 kffb Increase Decrease In Accrued Interest Payable
IncreaseDecreaseInAccruedInterestPayable
8000 usd
CY2021 kffb Increase Decrease In Accrued Interest Payable
IncreaseDecreaseInAccruedInterestPayable
7000 usd
CY2022 us-gaap Increase Decrease In Other Accounts Payable And Accrued Liabilities
IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities
-114000 usd
CY2021 us-gaap Increase Decrease In Other Accounts Payable And Accrued Liabilities
IncreaseDecreaseInOtherAccountsPayableAndAccruedLiabilities
6000 usd
CY2022 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
2641000 usd
CY2021 us-gaap Net Cash Provided By Used In Operating Activities
NetCashProvidedByUsedInOperatingActivities
1581000 usd
CY2022 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
10449000 usd
CY2022 us-gaap Proceeds From Sale And Maturity Of Other Investments
ProceedsFromSaleAndMaturityOfOtherInvestments
247000 usd
CY2021 us-gaap Proceeds From Sale And Maturity Of Other Investments
ProceedsFromSaleAndMaturityOfOtherInvestments
1982000 usd
CY2022 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
118000 usd
CY2021 us-gaap Proceeds From Maturities Prepayments And Calls Of Held To Maturity Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities
129000 usd
CY2022 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
4000 usd
CY2021 us-gaap Proceeds From Maturities Prepayments And Calls Of Available For Sale Securities
ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities
506000 usd
CY2021 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
30000 usd
CY2022 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
-23514000 usd
CY2021 us-gaap Payments For Proceeds From Loans And Leases
PaymentsForProceedsFromLoansAndLeases
12220000 usd
CY2022 us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
50000 usd
CY2021 us-gaap Proceeds From Sale Of Wholly Owned Real Estate And Real Estate Acquired In Settlement Of Loans
ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans
829000 usd
CY2021 kffb Additions To Real Estate Owned
AdditionsToRealEstateOwned
1000 usd
CY2022 us-gaap Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
151000 usd
CY2021 us-gaap Payments To Acquire Productive Assets
PaymentsToAcquireProductiveAssets
101000 usd
CY2022 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
13333000 usd
CY2021 us-gaap Net Cash Provided By Used In Investing Activities
NetCashProvidedByUsedInInvestingActivities
-8846000 usd
CY2022 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
13014000 usd
CY2021 us-gaap Increase Decrease In Deposits
IncreaseDecreaseInDeposits
14570000 usd
CY2022 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
-72000 usd
CY2021 us-gaap Increase Decrease In Advance Payments By Borrowers For Taxes And Insurance
IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance
38000 usd
CY2022 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
9000000 usd
CY2021 us-gaap Proceeds From Federal Home Loan Bank Borrowings
ProceedsFromFederalHomeLoanBankBorrowings
51600000 usd
CY2022 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
31807000 usd
CY2021 us-gaap Repayments Of Federal Home Loan Bank Borrowings
RepaymentsOfFederalHomeLoanBankBorrowings
49442000 usd
CY2022 kffb Proceed From Sale Of Treasury Stock
ProceedFromSaleOfTreasuryStock
540000 usd
CY2021 kffb Proceed From Sale Of Treasury Stock
ProceedFromSaleOfTreasuryStock
167000 usd
CY2022 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
1394000 usd
CY2021 us-gaap Payments Of Dividends Common Stock
PaymentsOfDividendsCommonStock
1388000 usd
CY2022 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
-11799000 usd
CY2021 us-gaap Net Cash Provided By Used In Financing Activities
NetCashProvidedByUsedInFinancingActivities
15211000 usd
CY2022 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
4175000 usd
CY2021 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents Period Increase Decrease Excluding Exchange Rate Effect
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseExcludingExchangeRateEffect
7946000 usd
CY2021Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
21648000 usd
CY2020Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
13702000 usd
CY2022Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
25823000 usd
CY2021Q2 us-gaap Cash Cash Equivalents Restricted Cash And Restricted Cash Equivalents
CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents
21648000 usd
CY2022 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
550000 usd
CY2021 us-gaap Income Taxes Paid Net
IncomeTaxesPaidNet
475000 usd
CY2022 us-gaap Interest Paid Net
InterestPaidNet
1762000 usd
CY2021 us-gaap Interest Paid Net
InterestPaidNet
2148000 usd
CY2022 kffb Transfers From Loans To Real Estate Acquired Through Foreclosure Net
TransfersFromLoansToRealEstateAcquiredThroughForeclosureNet
45000 usd
CY2021 kffb Transfers From Loans To Real Estate Acquired Through Foreclosure Net
TransfersFromLoansToRealEstateAcquiredThroughForeclosureNet
358000 usd
CY2022 kffb Loans Made On Sale Of Real Estate Acquired Through Foreclosure
LoansMadeOnSaleOfRealEstateAcquiredThroughForeclosure
32000 usd
CY2021 kffb Loans Made On Sale Of Real Estate Acquired Through Foreclosure
LoansMadeOnSaleOfRealEstateAcquiredThroughForeclosure
50000 usd
CY2022 us-gaap Use Of Estimates
UseOfEstimates
<p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify">2. <span style="text-decoration:underline">Use of Estimates</span>: The consolidated financial information presented herein has been prepared in accordance with U.S. generally accepted accounting principles (“U.S. GAAP.”) To prepare financial statements in conformity with U.S. GAAP, management makes estimates and assumptions based on available information. These estimates and assumptions affect the amounts reported in the financial statements and the disclosures provided, and actual results could differ. Such estimates include, but are not limited to, the allowance for loan losses, goodwill, and deferred taxes.</p><p style="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0 0pt 0.25in; text-align: justify"> </p>
CY2022 kffb Allocated Shares
AllocatedShares
117065 shares
CY2021 kffb Allocated Shares
AllocatedShares
99668 shares
CY2022Q2 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
152000 usd
CY2021Q2 us-gaap Loans Held For Sale Fair Value Disclosure
LoansHeldForSaleFairValueDisclosure
1300000 usd
CY2022 us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
20000 usd
CY2021 us-gaap Amortization Of Mortgage Servicing Rights Ms Rs
AmortizationOfMortgageServicingRightsMSRs
28000 usd
CY2022 kffb Servicing Mortgage Loans
ServicingMortgageLoans
23200000 usd
CY2021 kffb Servicing Mortgage Loans
ServicingMortgageLoans
18300000 usd
CY2022 kffb Servicing Fee
ServicingFee
42000 usd
CY2021 kffb Servicing Fee
ServicingFee
14000 usd
CY2022 kffb Mortgage Loan Fixed Rate
MortgageLoanFixedRate
P30Y
CY2022 kffb Private Mortgage Insurance Percentage
PrivateMortgageInsurancePercentage
0.95 pure
CY2022 kffb Other Fair Valiue Programs Offered Percentage
OtherFairValiueProgramsOfferedPercentage
0.90 pure
CY2022 kffb Appraised Value Percentage
AppraisedValuePercentage
0.80 pure
CY2022 kffb Loans Originated
LoansOriginated
P25Y
CY2022 kffb Nonresidential Loan Percentage
NonresidentialLoanPercentage
0.80 pure
CY2022 kffb Equity Loans Percentage
EquityLoansPercentage
0.90 pure
CY2022Q2 kffb Interest Bear Percentgae
InterestBearPercentgae
0.90 pure
CY2021 kffb Employee Stock Ownership Plan Esop Compensation Expenses
EmployeeStockOwnershipPlanESOPCompensationExpenses
122000 usd
CY2022Q2 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
218894 shares
CY2021Q2 us-gaap Employee Stock Ownership Plan Esop Number Of Allocated Shares
EmployeeStockOwnershipPlanESOPNumberOfAllocatedShares
217706 shares
CY2022Q2 us-gaap Assets Designated To Closed Block Fixed Maturity Available For Sale At Fair Value
AssetsDesignatedToClosedBlockFixedMaturityAvailableForSaleAtFairValue
161000 usd
CY2021Q2 us-gaap Assets Designated To Closed Block Fixed Maturity Available For Sale At Fair Value
AssetsDesignatedToClosedBlockFixedMaturityAvailableForSaleAtFairValue
161000 usd
CY2022 kffb Sale Of Proparty
SaleOfProparty
180000 usd
CY2022 us-gaap Effective Income Tax Rate Continuing Operations
EffectiveIncomeTaxRateContinuingOperations
0.50 pure
CY2021 us-gaap Multiemployer Plan Employer Contribution Cost
MultiemployerPlanEmployerContributionCost
248600000 usd
CY2020 us-gaap Multiemployer Plan Employer Contribution Cost
MultiemployerPlanEmployerContributionCost
253200000 usd
CY2022 us-gaap Other Expenses
OtherExpenses
375000 usd
CY2021 us-gaap Other Expenses
OtherExpenses
955000 usd
CY2021Q3 kffb Funding Target Percentage
FundingTargetPercentage
0.9914 pure
CY2022Q2 us-gaap Deferred Compensation Liability Current
DeferredCompensationLiabilityCurrent
4000 usd
CY2021Q2 us-gaap Deferred Compensation Liability Current
DeferredCompensationLiabilityCurrent
0 usd
CY2022Q2 us-gaap Deferred Compensation Share Based Arrangements Liability Current
DeferredCompensationShareBasedArrangementsLiabilityCurrent
0 usd
CY2021Q2 us-gaap Deferred Compensation Share Based Arrangements Liability Current
DeferredCompensationShareBasedArrangementsLiabilityCurrent
51000 usd
CY2022Q2 us-gaap Employee Stock Ownership Plan Esop Debt Structure Direct Loan Amount
EmployeeStockOwnershipPlanESOPDebtStructureDirectLoanAmount
14000 usd
CY2021Q2 us-gaap Employee Stock Ownership Plan Esop Debt Structure Direct Loan Amount
EmployeeStockOwnershipPlanESOPDebtStructureDirectLoanAmount
277000 usd
CY2022 kffb Employee Stock Ownership Plan Esop Compensation Expenses
EmployeeStockOwnershipPlanESOPCompensationExpenses
73000 usd
CY2022 us-gaap Employee Stock Ownership Plan Esop Cash Contributions To Esop
EmployeeStockOwnershipPlanESOPCashContributionsToESOP
280000 usd
CY2021 us-gaap Employee Stock Ownership Plan Esop Cash Contributions To Esop
EmployeeStockOwnershipPlanESOPCashContributionsToESOP
2021 usd
CY2022 kffb Shares Committed To Be Released
SharesCommittedToBeReleased
463 shares
CY2021 kffb Shares Committed To Be Released
SharesCommittedToBeReleased
9338 shares
CY2022 kffb Unearned Shares
UnearnedShares
461 shares
CY2021 kffb Unearned Shares
UnearnedShares
10261 shares
CY2022 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
117989 shares
CY2021 us-gaap Antidilutive Securities Excluded From Computation Of Earnings Per Share Amount
AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount
119267 shares
CY2022Q2 us-gaap Defined Benefit Plan Fair Value Of Plan Assets
DefinedBenefitPlanFairValueOfPlanAssets
4000000 usd
CY2021Q2 us-gaap Defined Benefit Plan Fair Value Of Plan Assets
DefinedBenefitPlanFairValueOfPlanAssets
76000000 usd
CY2022 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1590000000 usd
CY2021 us-gaap Net Income Loss Available To Common Stockholders Basic
NetIncomeLossAvailableToCommonStockholdersBasic
1820000000 usd
CY2022 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.19
CY2021 us-gaap Earnings Per Share Basic
EarningsPerShareBasic
0.22
CY2022 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8213407 shares
CY2021 us-gaap Weighted Average Number Of Shares Outstanding Basic
WeightedAverageNumberOfSharesOutstandingBasic
8216193 shares
CY2022Q2 us-gaap Disposal Group Including Discontinued Operation Cash And Cash Equivalents
DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents
25823000 usd
CY2022 kffb Availableforsale Securities
AvailableforsaleSecurities
10477000 usd
CY2022Q2 kffb Heldtomaturity Securities1
HeldtomaturitySecurities1
323000 usd
CY2022Q2 kffb Loans Held For Sale Carrying Value
LoansHeldForSaleCarryingValue
153000 usd
CY2022Q2 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
271994000 usd
CY2022 us-gaap Accounts Receivable Noncurrent Accrued Interest Writeoff
AccountsReceivableNoncurrentAccruedInterestWriteoff
649000 usd
CY2022Q2 kffb Deposit
Deposit
239834000 usd
CY2022Q2 us-gaap Federal Home Loan Bank Borrowings Fair Value Disclosure
FederalHomeLoanBankBorrowingsFairValueDisclosure
33688000 usd
CY2022Q2 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
766000 usd
CY2022Q2 us-gaap Accounts Payable And Accrued Liabilities Fair Value Disclosure
AccountsPayableAndAccruedLiabilitiesFairValueDisclosure
12000 usd
CY2021Q2 us-gaap Disposal Group Including Discontinued Operation Cash And Cash Equivalents
DisposalGroupIncludingDiscontinuedOperationCashAndCashEquivalents
21648000 usd
CY2021Q2 kffb Time Deposits At Carrying Values
TimeDepositsAtCarryingValues
248000 usd
CY2021 kffb Availableforsale Securities
AvailableforsaleSecurities
33000 usd
CY2021Q2 kffb Heldtomaturity Securities1
HeldtomaturitySecurities1
476000 usd
CY2021Q2 kffb Loans Held For Sale Carrying Value
LoansHeldForSaleCarryingValue
1336000 usd
CY2021Q2 us-gaap Loans Receivable Held For Sale Net Not Part Of Disposal Group
LoansReceivableHeldForSaleNetNotPartOfDisposalGroup
306346000 usd
CY2021 us-gaap Accounts Receivable Noncurrent Accrued Interest Writeoff
AccountsReceivableNoncurrentAccruedInterestWriteoff
694000 usd
CY2021Q2 kffb Deposit
Deposit
227183000 usd
CY2021Q2 us-gaap Federal Home Loan Bank Borrowings Fair Value Disclosure
FederalHomeLoanBankBorrowingsFairValueDisclosure
57314000 usd
CY2021Q2 us-gaap Advance Payments By Borrowers For Taxes And Insurance
AdvancePaymentsByBorrowersForTaxesAndInsurance
838000 usd
CY2021Q2 us-gaap Accounts Payable And Accrued Liabilities Fair Value Disclosure
AccountsPayableAndAccruedLiabilitiesFairValueDisclosure
20000 usd
CY2005Q1 kffb Goodwill Amount
GoodwillAmount
14500000 usd
CY2022Q2 kffb Carrying Value Of Goodwill
CarryingValueOfGoodwill
947000 usd
CY2021Q2 kffb Carrying Value Of Goodwill
CarryingValueOfGoodwill
947000 usd
CY2022Q2 us-gaap Securities Held As Collateral At Fair Value
SecuritiesHeldAsCollateralAtFairValue
1500000 usd
CY2021Q2 kffb Outstanding Principal Amount
OutstandingPrincipalAmount
1405000 usd
CY2020Q2 kffb Outstanding Principal Amount
OutstandingPrincipalAmount
1047000 usd
CY2021 kffb Changes In Composition Of Related Parties
ChangesInCompositionOfRelatedParties
936000 usd
CY2022 kffb Principal Repaid And Refinanced
PrincipalRepaidAndRefinanced
-717000 usd
CY2021 kffb Principal Repaid And Refinanced
PrincipalRepaidAndRefinanced
-578000 usd
CY2022Q2 kffb Outstanding Principal Amount
OutstandingPrincipalAmount
688000 usd
CY2021Q2 kffb Outstanding Principal Amount
OutstandingPrincipalAmount
1405000 usd
CY2022Q2 us-gaap Due From Other Related Parties
DueFromOtherRelatedParties
5300000 usd
CY2021Q2 us-gaap Due From Other Related Parties
DueFromOtherRelatedParties
4300000 usd
CY2021Q2 kffb Pledged Securities
PledgedSecurities
1800000 usd
CY2022Q2 us-gaap Mortgage Backed Securities Held To Maturity Fair Value Disclosure
MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure
242000 usd
CY2022 kffb Gross Unrealized Losses
GrossUnrealizedLosses
18000 usd
CY2021Q2 us-gaap Mortgage Backed Securities Held To Maturity Fair Value Disclosure
MortgageBackedSecuritiesHeldToMaturityFairValueDisclosure
258000 usd
CY2021 kffb Gross Unrealized Losses
GrossUnrealizedLosses
2000 usd
CY2022Q2 kffb Pledged Securities
PledgedSecurities
1700000 usd
CY2021Q2 us-gaap Securities Held As Collateral At Fair Value
SecuritiesHeldAsCollateralAtFairValue
1500000 usd
CY2022Q2 kffb Loans And Leases Receivable One To Four Family
LoansAndLeasesReceivableOneToFourFamily
216432000 usd
CY2021Q2 kffb Loans And Leases Receivable One To Four Family
LoansAndLeasesReceivableOneToFourFamily
224125000 usd
CY2022Q2 kffb Loans And Leases Receivable Multifamily
LoansAndLeasesReceivableMultifamily
14252000 usd
CY2021Q2 kffb Loans And Leases Receivable Multifamily
LoansAndLeasesReceivableMultifamily
19781000 usd
CY2022Q2 kffb Loans And Leases Receivable Consumers Construction
LoansAndLeasesReceivableConsumersConstruction
1363000 usd
CY2021Q2 kffb Loans And Leases Receivable Consumers Construction
LoansAndLeasesReceivableConsumersConstruction
5433000 usd
CY2022Q2 kffb Loans Receivable Commercial Land
LoansReceivableCommercialLand
1062000 usd
CY2021Q2 kffb Loans Receivable Commercial Land
LoansReceivableCommercialLand
1308000 usd
CY2022Q2 kffb Loans Receivable Commercial Agriculturals
LoansReceivableCommercialAgriculturals
1338000 usd
CY2021Q2 kffb Loans Receivable Commercial Agriculturals
LoansReceivableCommercialAgriculturals
2234000 usd
CY2022Q2 kffb Loans Receivable Commercial Real Estates
LoansReceivableCommercialRealEstates
31441000 usd
CY2021Q2 kffb Loans Receivable Commercial Real Estates
LoansReceivableCommercialRealEstates
35492000 usd
CY2022Q2 kffb Loans Receivable Commercial Non Mortgage
LoansReceivableCommercialNonMortgage
1006000 usd
CY2021Q2 kffb Loans Receivable Commercial Non Mortgage
LoansReceivableCommercialNonMortgage
2259000 usd
CY2022Q2 kffb Loans And Leases Receivable Loans On Deposits
LoansAndLeasesReceivableLoansOnDeposits
891000 usd
CY2021Q2 kffb Loans And Leases Receivable Loans On Deposits
LoansAndLeasesReceivableLoansOnDeposits
1129000 usd
CY2022Q2 kffb Loans And Leases Receivables Consumer Home Equity
LoansAndLeasesReceivablesConsumerHomeEquity
7670000 usd
CY2021Q2 kffb Loans And Leases Receivables Consumer Home Equity
LoansAndLeasesReceivablesConsumerHomeEquity
7135000 usd
CY2022Q2 kffb Loans And Leases Receivable Automobile
LoansAndLeasesReceivableAutomobile
117000 usd
CY2021Q2 kffb Loans And Leases Receivable Automobile
LoansAndLeasesReceivableAutomobile
75000 usd
CY2022Q2 kffb Loans And Leases Receivable Unsecured
LoansAndLeasesReceivableUnsecured
540000 usd
CY2021Q2 kffb Loans And Leases Receivable Unsecured
LoansAndLeasesReceivableUnsecured
553000 usd
CY2022Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
276112000 usd
CY2021Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
299524000 usd
CY2022Q2 kffb Loans And Leases Receivable Allowances
LoansAndLeasesReceivableAllowances
1529000 usd
CY2021Q2 kffb Loans And Leases Receivable Allowances
LoansAndLeasesReceivableAllowances
1622000 usd
CY2022Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
274583000 usd
CY2021Q2 us-gaap Loans And Leases Receivable Net Reported Amount
LoansAndLeasesReceivableNetReportedAmount
297902000 usd
CY2022 kffb Net Deferred Loan Fees
NetDeferredLoanFees
290000 usd
CY2021 kffb Net Deferred Loan Fees
NetDeferredLoanFees
167000 usd
CY2022Q2 us-gaap Notes Receivable Net
NotesReceivableNet
400000 usd
CY2021Q2 us-gaap Notes Receivable Net
NotesReceivableNet
595000 usd
CY2022 kffb Unpaid Principal Balance And Recorded Investment
UnpaidPrincipalBalanceAndRecordedInvestment
5626000 usd
CY2022 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
6133000 usd
CY2022 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
240000 usd
CY2022 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
240000 usd
CY2021 kffb Unpaid Principal Balance And Recorded Investment
UnpaidPrincipalBalanceAndRecordedInvestment
6636000 usd
CY2021 us-gaap Impaired Financing Receivable With No Related Allowance Average Recorded Investment
ImpairedFinancingReceivableWithNoRelatedAllowanceAverageRecordedInvestment
6539000 usd
CY2021 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod
227000 usd
CY2021 us-gaap Impaired Financing Receivable With No Related Allowance Interest Income Cash Basis Method
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeCashBasisMethod
227000 usd
CY2021 kffb Investment Nonaccrual Loans Past Due Term
InvestmentNonaccrualLoansPastDueTerm
P90D
CY2022 kffb Investment Nonaccrual Loans Past Due Term
InvestmentNonaccrualLoansPastDueTerm
P90D
CY2022Q2 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
5531000 usd
CY2022Q2 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
288000 usd
CY2021Q2 us-gaap Financing Receivable Recorded Investment Nonaccrual Status
FinancingReceivableRecordedInvestmentNonaccrualStatus
6412000 usd
CY2021Q2 us-gaap Financing Receivable Recorded Investment90 Days Past Due And Still Accruing
FinancingReceivableRecordedInvestment90DaysPastDueAndStillAccruing
243000 usd
CY2021 kffb Loans Borrowing Description
LoansBorrowingDescription
the year ended June 30, 2021, the Company had two loans, which were associated with a single borrower and were both secured by a single-family residence, restructured as TDRs. The loans were classified as TDRs pursuant to court action under Chapter 7 bankruptcy proceedings without the borrower reaffirming the debt personally. Those two loans were current and totaled $142,000 at June 30, 2021.
CY2020Q4 kffb Covid19 Pandemic Desription
COVID19PandemicDesription
In December 2020, Congress amended the CARES Act through the Consolidated Appropriation Act of 2021, which provided additional COVID-19 relief to American families and businesses, including extending TDR relief under the CARES Act until the earlier of December 31, 2021 or 60 days following the termination of the national emergency. The relief can only be applied to modifications for borrowers that were not more than 30 days past due as of December 31, 2019. The Company elected to adopt these provisions of the CARES Act. In response to the Covid-19 pandemic and the widespread economic downturn that immediately resulted, the Company adopted a loan forbearance plan in which then-current affected borrowers could request deferral of their loan payments for a period of three months. A total of $815,000 in loans were accepted into the plan for the twelve months ended June 30, 2021. At June 30, 2021 all of those loans had reached the end of their three-month deferral date period and returned to regular payment status. 
CY2022 kffb Loan Amount Past Due Description
LoanAmountPastDueDescription
At June 30, 2022, the table below includes $161,000 in loans 30-89 days past due and approximately $15,000 of loans past due over 90 days that were acquired with deteriorated credit quality, while at June 30, 2021, the table below includes $96,000 in loans 30-89 days past due and approximately $25,000 of loans past due over 90 days of such loans.
CY2022Q2 us-gaap Notes Receivable Gross
NotesReceivableGross
4325000 usd
CY2022Q2 kffb Financing Receivable Recorded Investment
FinancingReceivableRecordedInvestment
271787000 usd
CY2022Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
276112000 usd
CY2021Q2 us-gaap Notes Receivable Gross
NotesReceivableGross
4278000 usd
CY2021Q2 kffb Financing Receivable Recorded Investment
FinancingReceivableRecordedInvestment
295246000 usd
CY2021Q2 us-gaap Loans And Leases Receivable Gross Carrying Amount
LoansAndLeasesReceivableGrossCarryingAmount
299524000 usd
CY2022Q2 us-gaap Financing Receivable Unamortized Purchase Premium Discount
FinancingReceivableUnamortizedPurchasePremiumDiscount
88000 usd
CY2021Q2 us-gaap Financing Receivable Unamortized Purchase Premium Discount
FinancingReceivableUnamortizedPurchasePremiumDiscount
88000 usd
CY2022 kffb Qualified Thrift Lender Test Description
QualifiedThriftLenderTestDescription
Qualified Thrift Lender – Federal regulations require the Banks comply with the Qualified Thrift Lender (“QTL”) test, which requires that 65% of assets be maintained in housing-related finance and other specified assets.
CY2022Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Outstanding Balance
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance
400000 usd
CY2021Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Outstanding Balance
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesOutstandingBalance
595000 usd
CY2021Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
390000 usd
CY2020Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
447000 usd
CY2022 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion
51000 usd
CY2021 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield Accretion
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldAccretion
57000 usd
CY2022Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
339000 usd
CY2021Q2 us-gaap Certain Loans Acquired In Transfer Accounted For As Debt Securities Accretable Yield
CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYield
390000 usd
CY2021Q2 us-gaap Other Real Estate
OtherRealEstate
82000 usd
CY2020Q2 us-gaap Other Real Estate
OtherRealEstate
640000 usd
CY2022 us-gaap Other Real Estate Improvements
OtherRealEstateImprovements
45000 usd
CY2021 us-gaap Other Real Estate Improvements
OtherRealEstateImprovements
358000 usd
CY2021 us-gaap Other Real Estate Additions
OtherRealEstateAdditions
1000 usd
CY2021 us-gaap Other Real Estate Valuation Adjustments
OtherRealEstateValuationAdjustments
19000 usd
CY2022 us-gaap Other Real Estate Disposals
OtherRealEstateDisposals
117000 usd
CY2021 us-gaap Other Real Estate Disposals
OtherRealEstateDisposals
898000 usd
CY2022Q2 us-gaap Other Real Estate
OtherRealEstate
10000 usd
CY2021Q2 us-gaap Other Real Estate
OtherRealEstate
82000 usd
CY2022Q2 us-gaap Land
Land
1516000 usd
CY2021Q2 us-gaap Land
Land
1516000 usd
CY2022Q2 us-gaap Buildings And Improvements Gross
BuildingsAndImprovementsGross
6654000 usd
CY2021Q2 us-gaap Buildings And Improvements Gross
BuildingsAndImprovementsGross
6536000 usd
CY2022Q2 us-gaap Furniture And Fixtures Gross
FurnitureAndFixturesGross
2206000 usd
CY2021Q2 us-gaap Furniture And Fixtures Gross
FurnitureAndFixturesGross
2172000 usd
CY2022Q2 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
10376000 usd
CY2021Q2 us-gaap Property Plant And Equipment Gross
PropertyPlantAndEquipmentGross
10224000 usd
CY2022Q2 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
5813000 usd
CY2021Q2 us-gaap Accumulated Depreciation Depletion And Amortization Property Plant And Equipment
AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment
5527000 usd
CY2022Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
4563000 usd
CY2021Q2 us-gaap Property Plant And Equipment Net
PropertyPlantAndEquipmentNet
4697000 usd
CY2005Q1 kffb Goodwill Amount
GoodwillAmount
14500000 usd
CY2022Q2 us-gaap Goodwill Not Allocated Amount
GoodwillNotAllocatedAmount
947000 usd
CY2022 kffb Goodwill Impairment Losses
GoodwillImpairmentLosses
13600000 usd
CY2021 kffb Goodwill Impairment Losses
GoodwillImpairmentLosses
13600000 usd
CY2022 us-gaap Impairment Charge On Reclassified Assets
ImpairmentChargeOnReclassifiedAssets
13600000 usd
CY2022Q2 us-gaap Time Deposit Maturities Year Four
TimeDepositMaturitiesYearFour
1701000 usd
CY2022Q2 us-gaap Noninterest Bearing Domestic Deposit Checking
NoninterestBearingDomesticDepositChecking
15726000 usd
CY2021Q2 us-gaap Noninterest Bearing Domestic Deposit Checking
NoninterestBearingDomesticDepositChecking
13090000 usd
CY2022Q2 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
23902000 usd
CY2021Q2 us-gaap Interest Bearing Domestic Deposit Checking
InterestBearingDomesticDepositChecking
21352000 usd
CY2022Q2 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
62649000 usd
CY2021Q2 us-gaap Deposits Savings Deposits
DepositsSavingsDeposits
56576000 usd
CY2022Q2 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
12875000 usd
CY2021Q2 us-gaap Deposits Money Market Deposits
DepositsMoneyMarketDeposits
10933000 usd
CY2022Q2 kffb Deposits Excluding Time Deposits
DepositsExcludingTimeDeposits
115152000 usd
CY2021Q2 kffb Deposits Excluding Time Deposits
DepositsExcludingTimeDeposits
101951000 usd
CY2022Q2 kffb Certificates Of Deposit
CertificatesOfDeposit
124705000 usd
CY2021Q2 kffb Certificates Of Deposit
CertificatesOfDeposit
124892000 usd
CY2022Q2 us-gaap Deposits
Deposits
239857000 usd
CY2021Q2 us-gaap Deposits
Deposits
226843000 usd
CY2022Q2 us-gaap Time Deposit Maturities Year One
TimeDepositMaturitiesYearOne
85324000 usd
CY2022Q2 us-gaap Time Deposit Maturities Year Two
TimeDepositMaturitiesYearTwo
28320000 usd
CY2022Q2 us-gaap Time Deposit Maturities Year Three
TimeDepositMaturitiesYearThree
8024000 usd
CY2022Q2 us-gaap Time Deposit Maturities After Year Five
TimeDepositMaturitiesAfterYearFive
1336000 usd
CY2022Q2 us-gaap Time Deposits Noncurrent
TimeDepositsNoncurrent
124705000 usd
CY2022Q2 us-gaap Deposit Assets
DepositAssets
250000 usd
CY2021Q2 us-gaap Deposits Assets
DepositsAssets
13100000 usd
CY2021Q2 srt Mortgage Loans On Real Estate Face Amount Of Mortgages
MortgageLoansOnRealEstateFaceAmountOfMortgages
519000 usd
CY2022Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due Within One Year Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueWithinOneYearOfBalanceSheetDate
26680000 usd
CY2022Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From One To Two Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromOneToTwoYearsOfBalanceSheetDate
3659000 usd
CY2022Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Two To Three Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromTwoToThreeYearsOfBalanceSheetDate
3643000 usd
CY2022Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Three To Four Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromThreeToFourYearsOfBalanceSheetDate
31000 usd
CY2022Q2 us-gaap Federal Home Loan Bank Advances Maturities Summary Due From Four To Five Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFourToFiveYearsOfBalanceSheetDate
22000 usd
CY2022Q2 kffb Federal Home Loan Bank Advances Maturities Summary Due From Five To Six Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFiveToSixYearsOfBalanceSheetDate
16000 usd
CY2022Q2 kffb Federal Home Loan Bank Advances Maturities Summary Due From Five To Seven Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromFiveToSevenYearsOfBalanceSheetDate
11000 usd
CY2022Q2 kffb Federal Home Loan Bank Advances Maturities Summary Due From Seven To Eight Years Of Balance Sheet Date
FederalHomeLoanBankAdvancesMaturitiesSummaryDueFromSevenToEightYearsOfBalanceSheetDate
4000 usd
CY2022Q2 us-gaap Advances From Federal Home Loan Banks
AdvancesFromFederalHomeLoanBanks
34066000 usd
CY2022Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Maximum Amount Available
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable
96600000 usd
CY2022Q2 us-gaap Federal Home Loan Bank Advances General Debt Obligations Disclosures Collateral Pledged1
FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1
5100000 usd
CY2022 kffb Fed Funds Line Of Credit Amount
FedFundsLineOfCreditAmount
2000000 usd
CY2022 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21 pure
CY2021 us-gaap Effective Income Tax Rate Reconciliation At Federal Statutory Income Tax Rate
EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
0.21 pure
CY2022 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
434000 usd
CY2021 us-gaap Income Tax Reconciliation Income Tax Expense Benefit At Federal Statutory Income Tax Rate
IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
456000 usd
CY2022 kffb Cash Surrender Value Of Life Insurances
CashSurrenderValueOfLifeInsurances
-16000 usd
CY2021 kffb Cash Surrender Value Of Life Insurances
CashSurrenderValueOfLifeInsurances
-19000 usd
CY2022 kffb State Income Taxes
StateIncomeTaxes
130000 usd
CY2021 kffb State Income Taxes
StateIncomeTaxes
-83000 usd
CY2022 us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
-71000 usd
CY2021 us-gaap Income Tax Reconciliation Other Reconciling Items
IncomeTaxReconciliationOtherReconcilingItems
-2000 usd
CY2022 us-gaap Federal Income Tax Expense Benefit Continuing Operations
FederalIncomeTaxExpenseBenefitContinuingOperations
477000 usd
CY2021 us-gaap Federal Income Tax Expense Benefit Continuing Operations
FederalIncomeTaxExpenseBenefitContinuingOperations
352000 usd
CY2022Q2 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
381000 usd
CY2021Q2 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Provision For Loan Losses
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
405000 usd
CY2022Q2 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
72000 usd
CY2021Q2 us-gaap Deferred Tax Assets Tax Deferred Expense Reserves And Accruals Accrued Liabilities
DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsAccruedLiabilities
102000 usd
CY2022Q2 kffb Deferred Tax Assets Fair Value Accounting Adjustment On Acquisition
DeferredTaxAssetsFairValueAccountingAdjustmentOnAcquisition
107000 usd
CY2021Q2 kffb Deferred Tax Assets Fair Value Accounting Adjustment On Acquisition
DeferredTaxAssetsFairValueAccountingAdjustmentOnAcquisition
199000 usd
CY2022Q2 kffb Deferred Tax Assets Nonaccured Interest On Loans
DeferredTaxAssetsNonaccuredInterestOnLoans
107000 usd
CY2021Q2 kffb Deferred Tax Assets Nonaccured Interest On Loans
DeferredTaxAssetsNonaccuredInterestOnLoans
109000 usd
CY2021Q2 kffb Deferred Tax Assets Other Real Estate Owned Adjustments
DeferredTaxAssetsOtherRealEstateOwnedAdjustments
3000 usd
CY2022Q2 us-gaap Deferred Tax Assets Property Plant And Equipment
DeferredTaxAssetsPropertyPlantAndEquipment
73000 usd
CY2021Q2 us-gaap Deferred Tax Assets Property Plant And Equipment
DeferredTaxAssetsPropertyPlantAndEquipment
42000 usd
CY2022Q2 us-gaap Deferred Tax Assets Operating Loss Carryforwards State And Local
DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal
121000 usd
CY2021Q2 us-gaap Deferred Tax Assets Operating Loss Carryforwards State And Local
DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal
227000 usd
CY2022Q2 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
861000 usd
CY2021Q2 us-gaap Deferred Tax Assets Gross
DeferredTaxAssetsGross
1087000 usd
CY2022Q2 kffb Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends
DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends
981000 usd
CY2021Q2 kffb Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends
DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends
981000 usd
CY2022Q2 kffb Deferred Tax Liabilities Deferred Loan Origination Costs
DeferredTaxLiabilitiesDeferredLoanOriginationCosts
36000 usd
CY2021Q2 kffb Deferred Tax Liabilities Deferred Loan Origination Costs
DeferredTaxLiabilitiesDeferredLoanOriginationCosts
30000 usd
CY2022Q2 us-gaap Deferred Tax Liabilities Mortgage Servicing Rights
DeferredTaxLiabilitiesMortgageServicingRights
46000 usd
CY2021Q2 us-gaap Deferred Tax Liabilities Mortgage Servicing Rights
DeferredTaxLiabilitiesMortgageServicingRights
37000 usd
CY2022Q2 kffb Deferred Tax Liabilities Accrual To Cash Adjustment
DeferredTaxLiabilitiesAccrualToCashAdjustment
152000 usd
CY2021Q2 kffb Deferred Tax Liabilities Accrual To Cash Adjustment
DeferredTaxLiabilitiesAccrualToCashAdjustment
106000 usd
CY2022Q2 kffb Fair Value Accounting Adjustment On Acquisition
FairValueAccountingAdjustmentOnAcquisition
535000 usd
CY2021Q2 kffb Fair Value Accounting Adjustment On Acquisition
FairValueAccountingAdjustmentOnAcquisition
547000 usd
CY2022Q2 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
1750000 usd
CY2021Q2 us-gaap Deferred Income Tax Liabilities
DeferredIncomeTaxLiabilities
1701000 usd
CY2022Q2 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
889000 usd
CY2021Q2 us-gaap Deferred Tax Liabilities
DeferredTaxLiabilities
614000 usd
CY2022 kffb Loss Carryforward Description
LossCarryforwardDescription
The Company has state net operating loss carryforward of $3.1 million, which expires beginning 2031. 
CY2022 kffb Generally Limited Percentage
GenerallyLimitedPercentage
0.08 pure
CY2022 kffb Retained Earnings Not Recognized Federal Income Taxes
RetainedEarningsNotRecognizedFederalIncomeTaxes
5200000 usd
CY2022Q2 us-gaap Deferred Tax Liability Not Recognized Amount Of Unrecognized Deferred Tax Liability Bad Debt Reserve For Tax Purposes Of Qualified Lender
DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender
1300000 usd
CY2022Q2 kffb Average Total Consolidated Assets
AverageTotalConsolidatedAssets
10000000000 usd
CY2022Q2 kffb Leverage Ratio
LeverageRatio
0.09 pure
CY2022 us-gaap Description Of Factors That May Affect Minimum Net Worth Requirements
DescriptionOfFactorsThatMayAffectMinimumNetWorthRequirements
The changes temporarily reduced the minimum ratio from 9% to 8% through the end of 2020 and established a two-quarter grace period for qualifying community banking organizations. The final rule provided for a transition from the temporary 8% CBLR requirement to a 9% requirement by establishing a minimum CBLR of 8.5% for 2021 and 9% thereafter, while maintaining a two-quarter grace period for qualifying community banking organizations whose leverage ratios fall no more than 100 basis points below the applicable CBLR requirement.
CY2015Q1 kffb Tier One Risk Based Capital Required To Well Capitalized To Risk Weighted Assets
TierOneRiskBasedCapitalRequiredToWellCapitalizedToRiskWeightedAssets
0.065 pure
CY2015Q1 kffb Tier One Risk Based Capital To Risk Weighted Asset
TierOneRiskBasedCapitalToRiskWeightedAsset
0.08 pure
CY2015Q1 kffb Capital To Risk Weighted Asset
CapitalToRiskWeightedAsset
0.10 pure
CY2015Q1 kffb Tier One Leverage Capital To Average Asset
TierOneLeverageCapitalToAverageAsset
0.05 pure
CY2015Q1 kffb Banking Regulation Total Risks Based Capital Ratio Undercapitalized Minimum
BankingRegulationTotalRisksBasedCapitalRatioUndercapitalizedMinimum
0.025 pure
CY2021Q2 kffb Tier One Common Equity Capital
TierOneCommonEquityCapital
51349000 usd
CY2021Q2 kffb Tier One Common Equity Capital To Average Assets Ratio
TierOneCommonEquityCapitalToAverageAssetsRatio
0.154 pure
CY2021Q2 kffb Tier One Common Equity Required For Capital Adequacy
TierOneCommonEquityRequiredForCapitalAdequacy
28347000 usd
CY2021Q2 kffb Tier One Common Equity Required For Capital Adequacy To Average Assets Ratio
TierOneCommonEquityRequiredForCapitalAdequacyToAverageAssetsRatio
0.085 pure
CY2022 kffb Dividends Waived
DividendsWaived
1900000 usd
CY2022Q2 us-gaap Cash Equivalents At Carrying Value
CashEquivalentsAtCarryingValue
1897000 usd
CY2021Q2 us-gaap Cash Equivalents At Carrying Value
CashEquivalentsAtCarryingValue
2012000 usd
CY2022 dei Document Fiscal Period Focus
DocumentFiscalPeriodFocus
FY
CY2022 dei Entity Central Index Key
EntityCentralIndexKey
0001297341
CY2022Q2 kffb Time Deposits In Other Financial Institutions
TimeDepositsInOtherFinancialInstitutions
usd
CY2022 us-gaap Interest And Dividend Income Securities Other
InterestAndDividendIncomeSecuritiesOther
usd
CY2022 us-gaap Real Estate Owned Valuation Allowance Provision1
RealEstateOwnedValuationAllowanceProvision1
usd
CY2022 kffb Gains On Sales Of Property
GainsOnSalesOfProperty
usd
CY2021 us-gaap Earnings Per Share Diluted
EarningsPerShareDiluted
0.22
CY2022 us-gaap Other Comprehensive Income Unrealized Holding Gain Loss On Securities Arising During Period Net Of Tax
OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax
usd
CY2022 kffb Amortization Of Purchased Loan Premium
AmortizationOfPurchasedLoanPremium
usd
CY2021 us-gaap Amortization Of Financing Costs And Discounts
AmortizationOfFinancingCostsAndDiscounts
usd
CY2022 us-gaap Impairment Of Investments
ImpairmentOfInvestments
usd
CY2022 kffb Net Loss On Sale Of Property Equipment
NetLossOnSaleOfPropertyEquipment
usd
CY2021 us-gaap Payments To Acquire Available For Sale Securities Debt
PaymentsToAcquireAvailableForSaleSecuritiesDebt
usd
CY2022 us-gaap Proceeds From Sale Of Property Plant And Equipment
ProceedsFromSaleOfPropertyPlantAndEquipment
usd
CY2022 kffb Additions To Real Estate Owned
AdditionsToRealEstateOwned
usd
CY2022 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
1590000000 usd
CY2021 us-gaap Net Income Loss Available To Common Stockholders Diluted
NetIncomeLossAvailableToCommonStockholdersDiluted
1820000000 usd
CY2022 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8213407 shares
CY2021 us-gaap Weighted Average Number Of Diluted Shares Outstanding
WeightedAverageNumberOfDilutedSharesOutstanding
8216193 shares
CY2022Q2 us-gaap Investment In Federal Home Loan Bank Stock Fair Value Disclosure
InvestmentInFederalHomeLoanBankStockFairValueDisclosure
usd
CY2021Q2 us-gaap Investment In Federal Home Loan Bank Stock Fair Value Disclosure
InvestmentInFederalHomeLoanBankStockFairValueDisclosure
usd
CY2022 kffb Principal Disbursed
PrincipalDisbursed
usd
CY2021 kffb Principal Disbursed
PrincipalDisbursed
usd
CY2022 kffb Impaired Financing Receivable With No Related Allowance Interest Income Accrual Method1
ImpairedFinancingReceivableWithNoRelatedAllowanceInterestIncomeAccrualMethod1
usd
CY2022 us-gaap Other Real Estate Additions
OtherRealEstateAdditions
usd
CY2022 us-gaap Other Real Estate Valuation Adjustments
OtherRealEstateValuationAdjustments
usd
CY2022Q2 srt Mortgage Loans On Real Estate Face Amount Of Mortgages
MortgageLoansOnRealEstateFaceAmountOfMortgages
usd
CY2022 dei Amendment Flag
AmendmentFlag
false

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