$LU Income Statement | Understand Stock

$LU

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Financial Statements

Income Statement Balance Sheet Cashflow Statement

Consolidated Statements of Comprehensive Income

In millions of CNY, except per-share amounts

	FY2025 12 months to Dec 31, 2025	FY2023 12 months to Dec 31, 2023	FY2022 12 months to Dec 31, 2022	FY2021 12 months to Dec 31, 2021
Technology platform-based income
Retail credit facilitation service fees
Wealth management transaction and service fees
Net interest income
Guarantee income
Other income
Investment income/(loss)
Share of net loss of investments accounted for using the equity method
Total income
Total expenses
Sales and marketing expenses
General and administrative expenses
Operation and servicing expenses
Technology and analytics expenses
Credit impairment losses
Asset impairment losses
Finance costs
Other gain/(loss) - net
Total expenses
Profit/(loss) before income tax expense
Less: Income tax expense
Net profit/(loss) for the year
Other comprehensive loss, net of tax:
Items that may be reclassified to profit or loss in subsequent periods
-Exchange differences on translation of foreign operations
-Changes in the fair value of financial assets at fair value through other comprehensive income
Items that will not be reclassified to profit or loss in subsequent periods
-Exchange differences on translation of foreign operations to the presentation currency
Other comprehensive income
Total comprehensive income/(loss) for the year
Earnings per share (expressed in RMB per share)
- Basic earnings/(loss) per share
Ordinary shares [member]
Total - Basic earnings/(loss) per share
- Diluted earnings/(loss) per share
Ordinary shares [member]
Total - Diluted earnings/(loss) per share
- Basic earnings/(loss) per ADS
- Diluted earnings/(loss) per ADS
Total comprehensive income/(loss) attributable to:
Owners of the Company
Non-controlling interests
Net profit/(loss) attributable to:
Owners of the Company
Non-controlling interests

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